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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Joint Motion to Continue Stay of the Individual Plaintiffs' Proceedings — In re BofA Unemployment Litigation (Dkt. 500)

Court filing

Joint Motion to Continue Stay of the Individual Plaintiffs' Proceedings — In re BofA Unemployment Litigation (Dkt. 500)

Filed June 26, 2025 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2025-06-26

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 500 · 2025-06-26 · Docket on CourtListener

Full text

JOINT MOTION TO CONTINUE
STAY 
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JAMES W. MCGARRY (pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA  02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
SABRINA M. ROSE-SMITH (pro hac vice) 
SRoseSmith@goodwinlaw.com 
MATTHEW L. RIFFEE (pro hac vice) 
MRiffee@goodwinlaw.com 
GOODWIN PROCTER LLP 
1900 N Street, NW 
Washington, DC 20036 
Tel.: +1 202 346 4000 
Fax: +1 202 346 4444 
Attorneys for Defendant  
BANK OF AMERICA, N.A. 
[ADDITIONAL COUNSEL LISTED IN SIGNATURE BLOCK] 
UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF CALIFORNIA - 
SAN DIEGO DIVISION 
IN RE: BANK OF AMERICA 
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION 
Case No. 3:21-MD-02992-GPC-MSB 
JOINT MOTION TO CONTINUE 
STAY OF THE INDIVIDUAL 
PLAINTIFFS’ PROCEEDINGS  
Ctrm: 
14A - 14th Floor 
Judge: 
Hon. Gonzalo P. Curiel 
No oral argument pursuant to Civil 
Local Rule 7.2. 
Filed/Lodged Concurrently with: 
1. Proposed Order
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Pursuant to Civil Local Rule 7.2, the Individual Plaintiffs in the multi-district 
litigation captioned In re: Bank of America California Unemployment Benefits 
Litigation, Case No. 3:21-MD-02992 (“Individual Plaintiffs”) and Defendant Bank 
of America, N.A. (“BANA”) (together with Individual Plaintiffs, the “Parties”), 
through their undersigned counsel, stipulate and jointly move this Court to continue 
the stay that was entered on September 17, 2024 (Dkt. 338), which stayed the 
Individual Plaintiffs’ proceedings until an order on class certification was entered 
(id. at 14). The Parties now seek to continue this stay at least until BANA’s 
forthcoming Rule 23(f) petition is resolved by the Ninth Circuit, and through the end 
of dispositive motion practice in the Class Action if the Classes remain certified 
following BANA’s Rule 23(f) petition.1  
BACKGROUND 
This multidistrict litigation (“MDL”) arises from several class actions 
(brought by the “Class Plaintiffs”) and a large number of individual actions (brought 
by the Individual Plaintiffs) brought against BANA regarding allegations related to 
prepaid debit cards through which Class and Individual Plaintiffs received 
unemployment benefits from California’s Employment Development Department 
(“EDD”) during the COVID-19 pandemic. See Dkt. 406. On January 14, 2021, Class 
Plaintiff Jennifer Yick commenced a purported class action titled Yick v. Bank of 
America, N.A., No. 3:21-cv-376, in the United States District Court for the Northern 
District of California (id. ¶ 106) and eight additional class actions were subsequently 
filed and consolidated with Yick on March 29, 2021 (id.). Since then, other class 
action plaintiffs and hundreds of individual plaintiffs have filed actions against 
BANA related to the same alleged conduct. On June 4, 2021, the Judicial Panel on 
Multidistrict Litigation transferred the Yick class action and individually filed actions 
to this Court for consolidation. Dkt. 1. Plaintiffs were directed to file a single master 
1 Consistent with Federal Rule 23(f), BANA intends to file a petition to the Ninth 
Circuit for permission to appeal the Court’s June 16, 2025 order granting Plaintiffs’ 
motion to certify their proposed Classes (Dkt. 494) on June 30, 2025. 
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consolidated complaint to include all claims on behalf of the putative class and 
individual plaintiffs’ claims. Id. at 2. “As such, any new cases filed or tag along cases 
transferred after the filing of the [master consolidated complaint] have been stayed 
until resolution of the MDL.” Dkt. 338 at 4.  
On August 13, 2024, the Individual Plaintiffs filed a motion to stay their 
proceedings pending resolution of common issues of law and fact in the Class Action. 
Dkt. 311-1. The Court granted the motion in part, staying the Individual Plaintiffs’ 
proceedings through entry of a class certification order. Dkt. 338. On August 29, 
2024, Plaintiffs filed a motion for class certification (Dkt. 324), which was ultimately 
granted on June 16, 2025 (Dkt. 494). The Parties now jointly move to have the stay 
granted by this Court (Dkt. 338) continued through at least the resolution of BANA’s 
forthcoming Rule 23(f) petition to the Ninth Circuit, and through the end of 
dispositive motion practice in the Class Action if the Classes remain certified 
following BANA’s Rule 23(f) petition and any related filings.  
ARGUMENT 
I.
Legal Standard
This Court has broad discretion to stay proceedings under its inherent
authority. “[T]he power to stay proceedings is incidental to the power inherent in 
every court to control the disposition of the causes [sic] on its docket with economy 
of time and effort for itself, for counsel, and for litigants.” Landis v. N. Am. Co., 299 
U.S. 248, 254 (1936) (describing the court’s power to stay proceedings pending 
resolution of a related case, commonly referred to as a “Landis Stay”). As part of the 
Court’s power to control its docket, the Court has discretion to stay proceedings 
“pending resolution of independent proceedings which bear upon the case.” Leyva v. 
Certified Grocers of Cal. Ltd., 593 F.2d 857, 863 (9th Cir. 1979). Exercising this 
discretion is appropriate when the resolution of another matter will directly affect the 
issues before the court. See Mediterranean Enters. v. SsangYong Corp., 708 F.2d 
1458, 1465 (9th Cir. 1983) (affirming stay of district court proceedings pending 
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resolution of arbitration on the same claims); see also San Diego Padres Baseball 
P’ship v. United States, 2001 WL 710601, at *1 (S.D. Cal. May 10, 2001) (granting 
stay of case pending resolution of related appeal).  
The propriety of a “Landis Stay” requires the court to weigh “the competing 
interests which will be affected by the granting or refusal to grant a stay.” Lockyer v. 
Mirant Corp., 398 F.3d 1098, 1110 (9th Cir. 2005) (quoting CMAX, Inc. v. Hall, 300 
F.2d 265, 268 (9th Cir. 1962)). Such competing interests include “the possible
damage which may result from the granting of a stay, the hardship or inequity which
a party may suffer in being required to go forward, and the orderly course of justice
measured in terms of the simplifying or complicating of issues, proof, and questions
of law which could be expected to result from a stay.”  Lockyer, 398 F.3d at 1110
(quoting CMAX, Inc., 300 F.2d at 268). As explained in more detail below, each
factor weighs in favor of granting the Parties’ Joint Motion to Continue the Stay.
II.
Proceedings Related to the Individual Plaintiffs Should Remain Stayed.
Now that the Court has certified the Class Plaintiffs’ classes, continuing the
stay it originally ordered will likely promote judicial economy and the orderly course 
of justice, and will likely save the Parties and the Court unnecessary time and 
expense. Dkt. 338 (staying the litigation for the Individual Plaintiffs through at least 
certification of the class); see also Dkt. 48 (staying all individual plaintiff claims that 
were not consolidated with the MDL); Connor v. Bank of America, N.A., 2025 WL 
1115031, at *3-4 (S.D. Cal. April 15, 2025) (Curiel, J.) (denying motion to lift stay 
of individual related action to the MDL); accord Delapaz v. Bank of America, N.A., 
2025 WL 115029, *3 (S.D. Cal. April 15, 2025) (Curiel, J.). 
First, a stay will promote judicial economy because it may allow the Court to 
assess, resolve, and/or simplify the common questions of law and fact that the Court 
found are at issue for the Class Plaintiffs, and then apply its decisions to the 
Individual Plaintiffs’ individual facts and circumstances to assess the validity of their 
particular allegations and any purported resulting harm. Courts have found that this 
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is particularly true with respect to a stay through resolution of summary judgment. 
See Connor, 2025 WL 1115031 at *3 (finding that “[t]he ruling on summary 
judgment will simplify the issues in the case”); accord Delapaz, 2025 WL 115029 at 
*3. As this Court has already found, in instances such as these, “[a] stay or 
maintaining a stay promotes the orderly cause of justice where the underlying 
proceedings are likely to decide or contribute to the issues before the court.” Connor, 
2025 WL 1115031 at *3; accord Delapaz, 2025 WL 115029 at *3.
Second, the Parties agree that maintaining the stay will not result in undue 
hardship. The potential prejudice of being temporarily prevented from pursuing 
individual discovery or dispositive motion practice has always existed—including at 
the time the stay was entered. As the Court previously found, there is “no harm” in 
delaying discovery for the Individual Plaintiffs where “discovery for the individual 
plaintiffs in the 257 other cases that have been stayed have not even begun and may 
need to be re-opened or addressed at a later date once the class action proceedings 
have concluded.” Dkt. 338 at 9. Further, the Individual Plaintiffs seek only monetary 
relief, not equitable relief from any ongoing harm allegedly being inflicted by 
BANA.2 “‘Mere delay in receiving damages is an insufficient basis to deny a stay.’” 
Connor, 2025 WL 1115031 at *3 (quoting Ludlow v. Flowers Foods, Inc., 2020 WL 
773253, at *2 (S.D. Cal. Feb. 18, 2020)); accord Delapaz, 2025 WL 115029 at *3; 
see also Nguyen v. Marketsource, Inc., 2018 WL 2182633, at *6 (S.D. Cal. May 11, 
2018) (noting plaintiff “will . . . not be unduly prejudiced or harmed by a delay in 
receiving monetary relief”). Thus, the Individual Plaintiffs face no undue prejudice 
sufficient to justify lifting the stay.  
Conversely, BANA may face undue hardship if this stay were lifted given the 
inefficiency it would present should Plaintiffs’ classes remain certified. Lifting the 
2 As the MDL record reflects, BANA is no longer providing prepaid debit card 
services for the EDD unemployment insurance program (Dkt. 255 at 1), and Plaintiffs 
have not identified any ongoing harm being inflicted upon them by BANA. 
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stay would force BANA to expend needless costs, time, and effort engaging in 
discovery and substantive briefing on issues that will likely be duplicative and may 
be “legally barred” given the matters currently being considered in the Class Action. 
See CollegeSource, Inc. v. AcademyOne, Inc., 2014 WL 223082, at *4 (S.D. Cal. Jan 
21, 2014) (finding stay justified because litigating case could “subject [defendant] to 
unnecessary cost and expense of litigating a case that could be legally barred” 
through claim or issue preclusion). Forcing BANA to litigate claims that may 
be barred through collateral estoppel would be inefficient, and would place an 
undue burden on BANA that outweighs Plaintiffs’ unidentified harm. Connor, 
2025 WL 1115031 at *3 (“[D]istrict courts have found that engaging in 
unnecessary motion practice and unnecessarily planning and preparing for trial 
constitute hardship that supports a stay.”); accord Delapaz, 2025 WL 115029 at 
*3. The balance of equities and interests of judicial efficiency and economy favor 
continuing the stay through at least the resolution of BANA’s Rule 23(f) petition, 
and through the resolution of dispositive motion practice in the Class Action 
if the classes remain certified following BANA’s Rule 23(f) petition.  
CONCLUSION 
For the foregoing reasons, the Parties jointly ask this Court to continue the stay 
of the Individual Plaintiffs’ proceedings at least until BANA’s forthcoming Rule 
23(f) petition is resolved by the Ninth Circuit, and through the end of dispositive 
motion practice in the Class Action if the classes remain certified following BANA’s 
Rule 23(f) petition and any related filings.
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Dated: 
June 26, 2025 
Respectfully submitted, 
By:  s/ Matthew L. Riffee_____ 
MATTHEW L. RIFFEE (pro hac vice) 
MRiffee@goodwinlaw.com 
THOMAS M. HEFFERON (pro hac 
vice) 
THefferon@goodwinlaw.com 
SABRINA M. ROSE-SMITH (pro hac 
vice) 
SRoseSmith@goodwinlaw.com 
GOODWIN PROCTER LLP 
1900 N St. NW  
Washington, DC 20036  
Tel: +1 202 346 4000  
Fax: +1 202 346 4444 
JAMES W. MCGARRY (pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA  02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
LAURA G. BRYS (SBN 242100) 
LBrys@goodwinlaw.com 
GOODWIN PROCTER LLP 
601 S Figueroa St., Suite 4100 
Los Angeles, CA 90017 
Tel.: +1 213 426 2500 
Fax: +1 617 346 4444 
VALERIE A. HAGGANS (pro hac 
vice) 
VHaggans@goodwinlaw.com 
LINDSAY E. HOYLE (pro hac vice) 
LHoyle@goodwinlaw.com 
GOODWIN PROCTER LLP 
620 Eighth Avenue 
New York, NY 10018  
Tel: +1 212 813-8800  
Fax: +1 212 355-3333 
YVONNE W. CHAN (pro hac vice) 
YChan@jonesday.com 
JONES DAY 
100 High Street 
Boston, MA  02110 
Tel.: +1 617 960 3939 
Fax: +1 617 449 6999 
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Dated: 
June 26, 2025 
 
JANICE P. BROWN (SBN 114433) 
jbrown@myersnave.com 
MATTHEW B. NAZARETH (SBN 
278405) 
mnazareth@myersnave.com 
MEYERS NAVE 
600 B Street, Suite 1650 
San Diego, CA 92101 
Attorneys for Defendant 
BANK OF AMERICA, N.A. 
By:    s/ Joshua Swigart__________ 
        Joshua Swigart  
SWIGART LAW GROUP, APC 
221 Camino del Rio S., Suite 308 
San Diego, CA 92108 
(866) 219-3343 
josh@swigartlawgroup.com 
 
        Lead Counsel for the Individual  
        Plaintiffs  
 
 
 
 
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ATTESTATION OF E-FILED SIGNATURE 
 
Pursuant to Section 2(f)(4) of the Electronic Case Filing Administrative 
Policies and Procedures Manual, I, Matthew L. Riffee, hereby certify that the content 
of this document is acceptable to all the signatories herein and that I have obtained 
counsel’s authorization to affix their electronic signatures to this document. 
 
 
 
 
 
 
 
 
s/ Matthew L. Riffee 
 
 
 
 
 
 
 
 
 
 
 
 
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CERTIFICATE OF SERVICE 
I hereby certify that I electronically filed the foregoing with the clerk of the 
court for the United States District Court for the Southern District of California by 
using the CM/ECF system on June 26, 2025.  I further certify that all participants in 
the case are registered CM/ECF users and that service will be accomplished by the 
CM/ECF system.  I certify under penalty of perjury that the foregoing is true and 
correct. 
Executed:  June 26, 2025 
 
s/ Matthew L. Riffee 
 
 
 
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