Exhibit 20 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 473-4, S.D. Cal. No. 3:21-md-02992)

Record facts

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 473-4 · 2025-05-02 · Docket on CourtListener

Full text

EXHIBIT 20
FILED 
PROVISIONALLY 
UNDER SEAL WITH 
REDACTIONS 
PURSUANT TO 
STIPULATED 
PROTECTIVE ORDER
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28771 
Page 1 of 16

1
2       *** CONFIDENTIAL - PROTECTIVE ORDER ***
3          UNITED STATES DISTRICT COURT
4         SOUTHERN DISTRICT OF CALIFORNIA
5  ----------------------------------x
6  IN RE BANK OF AMERICA        Case No.
7  CALIFORNIA UNEMPLOYMENT       3:21-md-02992
8  BENEFITS LITIGATION         GPC-MSB
9  ----------------------------------x
10
11
12        VIDEOTAPED STENOGRAPHIC DEPOSITION OF:
              FAIZ A. AHMAD
13          Wednesday, January 29, 2025
             New York, New York
14            10:07 a.m. - 5:38 p.m.
           ***HYBRID DEPOSITION***
15
16
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19
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21          Reported stenographically by:
       Richard Germosen, FAPR, CA CSR No. 14391
22       RDR, CRR, CCR, CRCR, CSR-CA, NYACR, NYRCR
       NCRA/NJ/NY/CA Certified Realtime Reporter
23        NCRA Realtime Systems Administrator
             Job No. 10155736
24
25
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28772 
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1
2      VIDEOTAPED TELECONFERENCED STENOGRAPHIC
3  DEPOSITION of FAIZ A. AHMAD, taken in the above-entitled
4  matter before RICHARD GERMOSEN, Fellow of the Academy of
5  Professional Reporters, Certified Court Reporter,
6  (License No. 30XI00184700), Certified Realtime Court
7  Reporter-NJ, (License No. 30XR00016800), California
8  Certified Shorthand Reporter, (License No. 14391),
9  NCRA/NY/CA Certified Realtime Reporter, NCRA Registered
10  Diplomate Reporter, New York Association Certified
11  Reporter, NCRA Realtime Systems Administrator, taken at
12  the offices of GOODWIN PROCTER LLP, The New York Times
13  Building, 620 Eighth Avenue, 26th Floor, New York, New
14  York 10018, on Wednesday, January 29, 2025, commencing
15  at 10:07 a.m.
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Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28773 
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2  A P P E A R A N C E S:
3
4  COTCHETT PITRE & McCARTHY LLP
5  BY:  BRIAN DANITZ, ESQ.
6  840 Malcolm Road
7  Suite 200
8  Burlingame, California 94010
9  (650) 697.6000 | (650) 697.0577 (FAX)
10  bdanitz@cpmlegal.com
11  Attorneys for the Plaintiffs and the Proposed Class
12
13  COTCHETT PITRE & McCARTHY LLP
14  BY:  KARIN B. SWOPE, ESQ., (via Zoom)
15  1807 7th Avenue
16  Suite 1610
17  Seattle, Washington 98101
18  (206) 802.1272 | (206) 299.4184 (FAX)
19  kswope@cpmlegal.com
20  Attorneys for the Plaintiffs and the Proposed Class
21
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Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28774 
Page 4 of 16
Faiz A. Ahmad
Confidential - Protective Order
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

1
2  A P P E A R A N C E S:  (CONT'D.)
3
4  ALTSHULER BERZON LLP
5  BY:  CAROLINE HUNSICKER, ESQ.
6     -and-
7  BY:  YVONNE (CONNIE) W. CHAN, ESQ., (via Zoom)
8  177 Post Street
9  Suite 300
10  San Francisco, California 94108
11  (415) 421.7151
12  chunsicker@altshulerberzon.com
13  Attorneys for the Plaintiffs and the Proposed Class
14
15  SWIGART LAW GROUP APC LLP
16  BY:  JOSHUA B. SWIGART, ESQ., (via Zoom)
17     -and-
18  BY:  ILANA PLATKIEWICZ, ESQ., (via Zoom)
19  2221 Camino Del Rio South
20  Suite 308
21  San Diego, California 92108
22  (866.219.3343
23  josh@swigartlawgroup.com
24  Attorneys for the Individual Plaintiffs
25
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28775 
Page 5 of 16
Faiz A. Ahmad
Confidential - Protective Order
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

1
2  A P P E A R A N C E S:  (CONT'D.)
3
4  DANIEL G. SHAY, ESQ.
5  BY:  DANIEL G. SHAY, ESQ., (via Zoom)
6  2221 Camino Del Rio South
7  Suite 308
8  San Diego, California 92108
9  (619) 222.7429
10  daniel@consumerlit.com
11  Attorneys for the Individual Plaintiffs
12
13  GOODWIN PROCTER LLP
14  BY:  MATTHEW L. RIFFEE, ESQ.
15     -and-
16  BY:  ANGELICA RANKINS, ESQ., (via Zoom)
17  1900 N Street, N.W.
18  Washington, D.C. 20036
19  (202) 346.4000
20  mriffee@goodwinlaw.com
21  arankins@goodwinlaw.com
22  Attorneys for the Defendant,
23  Bank of America, N.A.
24
25
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28776 
Page 6 of 16
Faiz A. Ahmad
Confidential - Protective Order
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

1
2  A P P E A R A N C E S:  (CONT'D.)
3
4  GOODWIN PROCTER LLP
5  BY:  ANNE BAYLY BUCK, ESQ.
6     -and-
7  BY:  LINDSAY E. HOYLE, ESQ., (via Zoom)
8  The New York Times Building
9  620 Eighth Avenue
10  New York, New York 10018
11  (212) 813.8800
12  abuck@goodwinlaw.com
13  Attorneys for the Defendant,
14  Bank of America, N.A.
15
16  ALSO PRESENT:
17  RICHARD MORALES, Legal Video Specialist
18
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Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28777 
Page 7 of 16
Faiz A. Ahmad
Confidential - Protective Order
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28778 
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Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28780 
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1         01.29.25 | FAIZ A. AHMAD
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28781 
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1         01.29.25 | FAIZ A. AHMAD
2               -  -  -
6               -  -  -
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28782 
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1         01.29.25 | FAIZ A. AHMAD
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28783 
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Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28784 
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1         01.29.25 | FAIZ A. AHMAD
  
13               -  -  -
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28785 
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1
2         C E R T I F I C A T E
3         I, RICHARD GERMOSEN, Fellow of the
4  Academy of Professional Reporters, stenographic New
5  Jersey Certified Court Reporter, New Jersey Certified
6  Realtime Court Reporter, California Certified
7  Shorthand Reporter, California Certified Realtime
8  Reporter, NCRA Registered Diplomate Reporter, and
9  NCRA Certified Realtime Reporter, do hereby certify:
10         That FAIZ A. AHMAD, the witness whose
11  deposition is hereinbefore set forth, having been
12  duly sworn, and that such deposition is a true
13  record of the testimony of said witness.
14         I further certify that I am not related
15  to any of the parties to this action by blood or
16  marriage, and that I am in no way interested in the
17  outcome of this matter.
18         IN WITNESS WHEREOF, I have hereunto set
19  my hand this 3rd day of February 2025.
20
21  ________________________________________________
22  RICHARD GERMOSEN,
  FAPR, RDR, CRR, CCR-NJ, CRCR, CSR-CA, CCRR-CA,
23  NYACR, NYRCR
  LICENSE NO. 30XI00184700
24  LICENSE NO. 30XR00016800
  California CSR No. 14391
25  California CRR No. 198
Case 3:21-md-02992-GPC-MSB     Document 473-4     Filed 05/02/25     PageID.28786 
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