Home/Source documents/reported an unauthorized ATM transaction to Bank of America between April 1, 2020
reported an unauthorized ATM transaction to Bank of America between April 1, 2020
Date
2025-07-16
Full text
Exhibit 2
Case 3:21-md-02992-GPC-MSB Document 518-3 Filed 07/16/25 PageID.29820
Page 1 of 2
Court-Approved Legal Notice
In re Bank of America Unemployment Benefits Litigation
Case No. 3:21-md-02992-GPC-MSB
If you received California EDD unemployment insurance or other public benefits and
reported an unauthorized ATM transaction to Bank of America between April 1, 2020
and June 8, 2021, your rights may be affected by this lawsuit.
There is a class action lawsuit, and you may be a class member. Key things to know:
What is this lawsuit about? People who received unemployment insurance and other public benefits from the California
Employment Development Department (EDD) on Bank of America-issued prepaid debit cards and reported unauthorized
ATM transactions on their EDD prepaid debit card account to Bank of America between April 1, 2020 and June 8, 2021
have filed a lawsuit against Bank of America. They allege that Bank of America violated federal and California laws by
implementing a “Claim Fraud Filter” to close certain claims of unauthorized transactions and to freeze certain
cardholders’ accounts, by failing to include certain security chip technology in EDD prepaid debit cards for a period of
time, and by understaffing a call center responsible for receiving inquiries regarding unauthorized transaction claims
during a certain period of time. Plaintiffs are seeking money damages, including treble and punitive damages. Bank of
America denies that the alleged conduct violated any law, and maintains that its challenged conduct was reasonable and
consistent with its legal obligations.
Why did I get this notice? A federal court has approved this lawsuit proceeding as a class action. You are receiving this
notice because Bank of America’s records indicate that you may be a member of one or more of the five approved classes.
What are my legal rights and options? You need to decide if you want to stay in the class or not.
• If you want to be part of the case, you don’t need to do anything. If you take no action, you will be part of the case
and may be bound by any judgments entered for or against the classes or any settlement that may be entered into on
behalf of the classes. The Court hasn’t decided yet whether Bank of America’s alleged conduct violated any law. If the
classes win or reach a court-approved settlement with Bank of America, class members may receive payment. If Bank
of America wins, class members will receive nothing, and any judgment entered in Bank of America’s favor will be
binding on all class members.
• If you do not want to be part of the case, you must follow the instructions at [website-HYPERLINK] for opting
out by [DATE]. If you opt out from the case, you will not be bound by any judgments entered for or against the classes.
If the classes win or reach a court-approved settlement with Bank of America, you will not receive payment. The
deadline to opt out is [DATE].
Questions? For more information, visit [website- HYPERLINK] or call [toll free number]. You may also contact the
lawyers appointed by the Court to serve as Class Counsel: Cotchett Pitre & McCarthy (650-697-6000) and Altshuler
Berzon LLP (415-421-7151).
EXHIBIT 2
13
Case 3:21-md-02992-GPC-MSB Document 518-3 Filed 07/16/25 PageID.29821
Page 2 of 2