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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Exhibit PX28 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-29, S.D. Cal. No. 3:21-md-02992)

Court filing

Exhibit PX28 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-29, S.D. Cal. No. 3:21-md-02992)

Filed January 9, 2026 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2026-01-09

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 634-29 · 2026-01-09 · Docket on CourtListener

Full text

• PX28 
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UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF CALIFORNIA 
IN RE BANK OF AMERICA 
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION 
This Document Relates 
to All Actions 
) 
) 
) 
) Case No. 
) 3 : 2 1 -md-02992-GPC-MSB 
) 
) 
VIDEOTAPED DEPOSITION OF BRIANT. MOYNIHAN, 
a witness in the above-entitled cause, taken 
before Susan Lozzi, Registered Professional Reporter 
and Notary Public in and for the Commonwealth of 
Massachusetts, pursuant to Federal Rules of Civil 
Procedure 26 and 30, at Bank of Boston, 100 Federal 
street, Boston, Massachusetts, on Thursday, 
October 2, 2025 , commencing at 9:11 a.m. 
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BRIAN T. MOYNIHAN 
OCTOBER 02, 2025 
APPEARANCES: 
ALTSHULER BERZON LLP 
177 Post Street - Suite 300 
San Francisco, California 94 1 08 
(415) 421-7151 
co-lead counsel for Plaintiffs 
and the Proposed Class. 
BY: 
CONNIE K. CHAN, ESQ. 
cjones@altber.com 
COTCHETT, PITRE & McCARTHY LLP 
840 Malcolm Road - Suite 200 
Burlingame, California 9401 0 
(650) 697-6000 
co-lead counsel for Plaintiffs 
and the Proposed Class. 
BY: 
BRIAN DANITZ, ESQ . 
bdanitz@cpmlegal .com 
GOODWIN PROCTER LLP 
1 900 N Street -
N . W. 
Washington, DC 20036 
(202) 346-4029 
For Defendant Bank of America, N .A. 
and t h e witness, Brian T. Moynihan. 
BY: 
THOMAS M. HEFFERON, ESQ. 
thefferon@goodwinlaw . com 
GOODWIN PROCTER LLP 
1 900 N Street -
N.W. 
Washington, DC 20036 
(202) 346 - 4029 
For Defendant Bank of America, N.A. 
BY: 
SABRINA M. ROSE-SMITH, ESQ . 
srosesmith@goodwinlaw .com 
ALSO PRESENT: 
Amanda Vaughn, Esq., Bank of America . 
Deane Carst ensen, Vi deographer. 
JOB NO. 1937461 
Shell ecia Morgan, Steno Tech (attending remotely) . 
STENO.COM 
(888) 707-8366 
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BRIANT. MOYNIHAN 
OCTOBER 02, 2025 
P-R-O-C-E-E-D-I-N-G-S 
JOB NO. 1937461 
THE VIDEOGRAPHER: 
Okay . 
Good 
morning. 
We are going on the record at 9:11 a.m. 
Eastern Time on October 2nd, 2025, to begin the 
deposition of Brian Moynihan in the matter 
I n re: 
Bank of America California Unemployment 
Benefits Litigation. 
This case is venued in the United 
States District Court, Southern District of 
California . 
The Case number is 
3:21 -md-02992-GPC-MSB . 
This deposition is taking 
place at 100 Federal Street, Boston, Massachusetts. 
The legal videographer is Deane 
Carstensen, here on behalf of Steno, and our court 
reporter is Susan Lozzi, also here on behalf of 
Steno. 
Would counsel please identify yourselves and 
state whom you represent? 
MS. CHAN: 
Connie Chan of Altshuler 
Berzon on behalf of the Plaintiffs and the Classes. 
MR. DANITZ: 
Brian Danitz of Cotchett, 
Pitre & McCarthy for the Plaintiffs . 
MR. HEFFERON : 
Thomas Hefferon, 
Goodwin Procter, for the Defendant and for the 
witness . 
MS. ROSE-SMITH : 
Sabrina Rose-Smith, 
STENO.COM 
(888) 707-8366 
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BRIANT. MOYNIHAN 
OCTOBER 02, 2025 
JOB NO. 1937461 
Goodwin Procter, on behalf of Bank of America. 
MS. VAUGHN: 
Amanda Vaughn, Bank of 
America. 
THE VIDEOGRAPHER: 
All counsel 
appearing remotely will be noted on the stenographic 
record. 
Will the court reporter please state her 
stipulation and then swear in the witness? 
COURT REPORTER: 
My name is Susan 
Lozzi . 
I am a court reporter . 
The attorneys 
appearing in this deposition acknowledge that I am 
not physically present in the deposition room, that 
I will be reporting on this deposition remotely, and 
that I will administer the oath to the witness 
remotely . 
The parties and t heir counsel further 
agree that while I am a notary public, the witness 
may be in a state where I am not licensed. 
The 
parties stipulate that this deposition may be taken 
before me. 
If any party does have an objecti on to 
this manner of reporting or anything stated above, 
please state so now . 
(Pause.) 
COURT REPORTER: 
Hearing none, we can 
proceed. 
Mr . Moynihan, would you p l ease raise your 
STENO.COM 
(888) 707-8366 
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BRIAN T. MOYNIHAN 
OCTOBER 02, 2025 
right hand? 
JOB NO. 1937461 
BRIANT. MOYNIHAN, having been sworn 
to tell the truth, testified as f ollows : 
DIRECT EXAMINATION BY MS . CHAN: 
Q. 
Thank you. 
Good -- good morning, 
Mr. Moynihan. 
Can you please state your full name 
for the record. 
A. 
Good morning . 
Brian Moynihan. 
Brian 
Thomas Moynihan. 
Q. 
Thank you . 
As I said, I ' m Connie Chan. 
I'm counsel for the Plaintiffs. 
You are currently 
the chairman, president and CEO of Bank of America? 
A. 
Not currently . 
I 'm the chai r man and CEO 
of Bank of America. 
Q. 
Currently t he chairman and CEO of Bank of 
America? 
A. 
Yeah. 
Q. 
Have you been the chairman and the CEO of 
Bank of America since 2010? 
A. 
Yes. 
No. 
No. 
I've been the CEO of Bank 
of America and the president of Bank of America 
since 2010. 
I've been the chairman of Bank of 
America since 2015. 
Q. 
And in 2020 and 2021 you were the 
chairman, president and CEO of Bank of America? 
STENO.COM 
(888) 707 -8366 
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BRIANT. MOYNIHAN 
OCTOBER 02, 2025 
A. 
Yes. 
Q. 
Throughout that entire time? 
A. 
Yeah. 
JOB NO. 1937461 
Q. 
Okay. 
I just want to go over a few terms 
that I'll be using throughout today. 
If I refer to 
the bank or BofA, I'm referring to Bank of America. 
Is that clear? 
A. 
(Witness nods.) 
Q. 
Yes? 
A. 
Sure. 
Q. 
If I refer to EDD, I ' m referring to the 
California Employment Development Department. 
A. 
Okay. 
Q. 
Are you familiar with the EDD? 
A. 
Yes. 
Q. 
If I refer to an EDD debit cardholder or 
an EDD cardholder, I'm referring to a person to whom 
Bank of America has issued a prepaid debit card 
under its contract with EDD . 
A. 
Okay. 
Q. 
UI refers to unemployment insurance, and 
I'm using that phrase to refer to all forms of 
government benefits that were paid to unemployed 
individuals. 
Is that clear? 
A. 
Okay . 
STENO.COM 
(888) 707-8366 
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COMMONWEALTH OF MASSACHUSETTS 
I , SUSAN LOZZI, Registered Professional Reporter and 
Notary Public duly and qualified in and for the 
State of Massachusetts do hereby certify that the 
foregoing statement is a true and correct transcript 
of my original stenographic notes. 
I further certify that I am neither attorney or 
counsel for, nor related to or employed by any of 
the parties to the action in which this deposition 
is taken; and furthermore, that I am not a relative 
or employee of any attorney or counsel empl oyed by 
the parties hereto or financially interested in the 
action . 
IN WITNESS WHEREOF, I have hereunto set my hand and 
affixed my Notarial Seal this 6th day of October, 
2025 . 
SUSAN LOZZI 
NOTARY PUBLIC 
My Commission Expires: 
March 20, 2031. 
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/11 re Ba11k of America Ca/ifomia Unemployme11t Benefits Lltlgat/011 
Case No. J:21-MD-02992-GPC-MSB 
Errata for Deposition of Brian Moynihan, October 2, 2025 
Change 
Reason 
In accordance with the Rules of Civil Procedure. I have read the entire transcript of my 
testimony or it has been read to me. I have listed my changes on the above Errata Sheet1 listing 
page and line numbers. I request that these changes he entered as part of the record of my 
testimony. and request and authorize that this Errata Sheet be appended to the transcript of my 
testimony and be incorporated therein. 
Executed this~,,;, day of {;>kl,~ 
ACTIVE/203105488.3 
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  1. Exhibit PX293 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-294, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  2. Exhibit PX279 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-280, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  3. Exhibit PX294 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-295, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  4. Exhibit PX27 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-28, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  5. Exhibit PX295 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-296, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  6. Exhibit PX26 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-27, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  7. Exhibit PX296 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-297, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  8. Exhibit PX25 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-26, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  9. Exhibit PX298 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-299, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  10. Exhibit PX2 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-3, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  11. Exhibit PX24 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-25, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  12. Exhibit PX29 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-30, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  13. Exhibit PX23 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-24, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  14. Exhibit PX299 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-300, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  15. Exhibit PX232 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-233, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  16. Exhibit PX30 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-31, S.D. Cal. No. 3:21-md-02992)same case · 2026-01-09
  17. Exhibit PX231 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-232, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  18. Exhibit PX31 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-32, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  19. Exhibit PX230 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-231, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09
  20. Exhibit PX32 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-33, S.D. Cal. No. 3:21-md-02992)same docket · 2026-01-09

Part of: In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 · U.S. District Court for the Southern District of California · Pandemic unemployment insurance · Lender and platform litigation · Exhibits and declarations · 2026 · Court filings

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