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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Exhibit PX30 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-31, S.D. Cal. No. 3:21-md-02992)

Court filing

Exhibit PX30 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-31, S.D. Cal. No. 3:21-md-02992)

Filed January 9, 2026 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2026-01-09

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 634-31 · 2026-01-09 · Docket on CourtListener

Full text

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• PX30 
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Case 3:21-md-02992-GPC-MSB     Document 634-31     Filed 01/09/26     PageID.53528 
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UNITED STATES DISTRICT COURT 
SOUTHERN DISTRI CT OF CALIFORNIA 
--- ----------------------------- --------x 
IN RE BANK OF AMERICA 
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION , 
Case No . 3 : 21-md- 02992-GPC-MSB 
-------- ----- --------- -------------------x 
May 8 , 2025 
10:10 1.m. 
AN IN PERSON VIDEOTAPED DEPOSITION of 
TERESA PESCE, an Expert herein, taken by 
the respective parties, pursuant to Order, 
b e fore Larin Kaywood, a Notary Public for 
and within the State of New York. 
Job No.: 10163118 
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Teresa Pesce 
In Re Bank of America CA Unemployment Benefits Litigation 
APPEARANCES: 
COTCHETT , PITRE & McCARTHY , LLP 
Attorneys for the Plaint iffs 
1809 7th Avenue 
Su i t e 1610 
Seattle, WA 98101 
BY : 
BRIAN DANITZ , ESQ. 
Email : Bdanitz@cpmlegal.com 
GOODWIN PROCTER, LLP 
Attorneys for the Defendants 
620 Eighth Avenue 
New York , New York 10018 
BY: 
VALERIE HAGGANS, ESQ. 
ANNE BAYLY BUCK, ESQ. 
Also Present: 
The Videographer, Richard 
Morales 
* 
* 
* 
* 
* 
www.aptusCR.com 
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Teresa Pesce 
In Re Bank of America CA Unemployment Benefits Litigation 
THE VIDEOGRAPHER: 
Good 
morning. 
We are now on the record . 
Today ' s date is May 8th, 2025 , and 
the time is 10 : 15 a .m. Eastern Time. 
This is the video deposition of 
Teresa Pesce being taken in the 
matter of Bank of America California 
Unemployment Benefi ts Li tigation. 
This depos i t i on is taking place 
at Goodwin Procter . 
My name is Richard Morales, 
appearing for Aptus Court Reporting, 
located at 401 West A Street, Suite 
1680, San Diego , California 92101 . 
I ' m the offici al videographer, and 
this i s the only authorized video 
recording o f the deposition . 
The audio and video recor ding 
will take place at all times unles s 
all couns el agree t o go of f the 
record. 
All appearances will be noted 
on a stenographi c record. 
The court reporter today is 
www.aptusCR.com 
Case 3:21-md-02992-GPC-MSB     Document 634-31     Filed 01/09/26     PageID.53531 
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Teresa Pesce 
In Re Bank of America CA Unemployment Benefits Litigation 
Lari n Kaywood, and s he may now swear 
in the deponent. 
TERESA 
P E SCE, having first been 
duly sworn by a Notary Public for and 
within the State of New York, upon being 
examined, t est ified as fol l ows: 
THE REPORTER : 
Ca n I have your 
firs t a nd l ast name f or the record? 
THE WI TNESS: 
Teresa, 
T-E-R-E- S- A. 
Last name , Pesce , Pas 
in Pete r , E-S-C-E. 
THE REPORTER: 
Got i t. 
And 
your address, pleas e? 
THE WITNESS: 
12 Greenbriar 
Lane , Wilton, Connecticut 06897. 
THE REPORTER: 
And, Counsel , 
whenever you are ready, you can start 
your deposition . 
EXAMINATI ON BY 
MR. DANITZ: 
Q. 
Good morning, Ms. Pesce. 
A. 
Good morning . 
Q. 
My name is Brian Danitz . 
I 
represent the plaintiffs in this action. 
Where are you currently 
www .aptusCR.com 
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employed? 
I t ' s 
Co. 
A. 
I ' m employed for mys e l f. 
t he company i s called Terry Pes ce & 
Q. 
You are here today because you 
were retained as an expert by Bank of 
America's attorneys, correct? 
A . 
Yes. 
Q. 
You are an expert i n the area 
of financial crimes and anti-money 
laundering; is that correct? 
A . 
Yes. 
Q. 
You are not an expert in 
unemployment benefits programs? 
A. 
No. 
Q. 
Do you have experience 
consulting or advising regarding state or 
federal unemployment benefits programs? 
A . 
No. 
Q. 
You are not an expert in 
customer service? 
A . 
No . 
Q. 
You are not an expert in EFTA 
and Reg E? 
A . 
No. 
Case 3:21-md-02992-GPC-MSB     Document 634-31     Filed 01/09/26     PageID.53533 
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Teresa Pesce 
In Re Bank of America CA Unemployment Benefits Litigation 
Q. 
You are not an expert in claims 
processing under EFTA? 
A. 
No . 
Q. 
You have been deposed before, 
correct? 
A. 
Yes. 
Q. 
How many times? 
A. 
This will be my fifth. 
Q. 
And how many of those. cases 
were you an expert for a financial 
institution? 
A. 
All of them. 
Q. 
And how many of t hem were you 
an expert for harmed consumers? 
A. 
I was not an expert for harmed 
consumers . 
I have been contacted about 
be i ng an expert on the p l aintiff's s i de, 
but because of conf l icts for my o l d 
employer , I was not able to take the 
matter . 
Q. 
You understand that you're 
under oath today? 
A. 
I do. 
Q. 
And you'll remain under oat h 
throughout the day . 
www.aptusCR.com 
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C E R T I F I C A T E 
STATE OF NEW YORK) 
:SS 
COUNTY OF SUFFOLK 
) 
I, LARIN KAYWOOD , a Notary Publ ic 
within and for the State of New York, do 
hereby certify: 
That the witness whose examination is 
hereinbefore set forth was dul y sworn and 
that such an examination is a true record 
of the testimony given by such a witness. 
I further certify that I am not 
related to any of these parties to this 
action by blood or marriage, and that I am 
not in any way interested in the outcome of 
this matter. 
IN WITNESS WHEREOF, I have hereunto 
set my hand this 8th day of May , 2025. 
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111 re Bank of America Ca/ifomia U11employme11I Benefits Litigation 
Case No. 3:21-MD-02992-LAB-MSB 
Errata for Deposition of Teresa Pesce, May 8, 2025 
Change 
Reason 
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2 
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In accordance with the Rules of Civil Procedure, I have read the entire transcript of my 
testimony or it has been read to me. I have listed my changes on the above Enata Sheet, listing 
page and line numbers. I request that these changes be entered as part of the record of my 
testimony, and request and authorize that this Enata Sheet be appended to the transc1ipt of my 
testimony and be incorporated therein. 
Executed this 26th day of August, 2025. 
Teresa Pesce 
3 
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