Court filing
Exhibit PX27 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-28, S.D. Cal. No. 3:21-md-02992)
Filed January 9, 2026 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.
Record facts
| Court | U.S. District Court for the Southern District of California |
|---|---|
| Filed | 2026-01-09 |
U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 634-28 · 2026-01-09 · Docket on CourtListener
Full text
PX27 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53270 Page 1 of 82 UNITED STATES DISTRICT COURT SOUTHERN DISTRI CT OF CALIFORNIA IN RE BANK OF AMERICA CALIFORNIA UNEMPLOYMENT BENEFITS LITIGATION, This Document Relates to All Actions Case No. 3:21- md- 02992-GPC- MSB CONFIDENTIAL DEPOSITION OF THOMAS MONTAG New York, New York Wednesday, September 24, 2025 Reported by: Jeremy Frank, MPM JOB NO. 1995561 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53271 Page 2 of 82 September 24, 2025 2:40 p.m. Deposition of THOMAS MONTAG, held at the offices of Goodwin Procter LLP, 620 Eighth Avenue, New York, New York, pursuant to Notice, before Jeremy Frank, a Stenographic Court Reporter and Notary Public of the State of New York. STENO.COM (888) 707-8366 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53272 Page 3 of 82 APP E ARANCES : COTCHETT, PITRE & McCARTHY LLP Attorneys for Plaintiffs and the Pr oposed Class 840 Malcolm Road Burlingame, CA 94010 BY: BRIAN DANI TZ, ESQ. BDanitz@cpmlegal . com (650 ) 697 - 6300 GOODWIN PROCTER, LLP Attorneys for Defendants 1900 N Street, N.W. Washington , D.C . 20036 BY : SABRINA M. ROSE- SMITH, ESQ. SRoseSmith@goodwinlaw . com ANGELICA RANKINS, ESQ. ARankins@goodwinlaw . com (202) 346-4029 ALSO PRESENT: RICHARD MORALES, v ideographer STENO.COM (888) 707-8366 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53273 Page 4 of 82 IT IS HEREBY STIPULATED AND AGREED, by and between counsel for the respective parties hereto, that the filing, sealing and certification of the within deposition shall be and the same are hereby waived; IT IS FURTHER STIPULATED AND AGREED that all objections, except as to the form of the question, shall be reserved to the time of the trial; IT IS FURTHER STIPULATED AND AGREED that the within deposition may be signed before any Notary Public with the same force and effect as if signed and sworn to before the Court. STENO.COM (888) 707-8366 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53274 Page 5 of 82 THE VIDEOGRAPHER: Good afternoon, we are now on the record. My name is Richard Morales of Steno. Today is September 24th, 2025, the time is approximately 2:40 p.m. Eastern time. This deposition is being held at the office of Goodwin Procter. The caption of the case is in Re Bank of America Cal i- fornia Unemployment Benefits Litigation . The name of the witness is Thomas Montag. At this time will the attorneys identify themselves and the parties they represent, after which The Court Reporter, Jeremy Frank, wil l swear in the witness and we can proceed. MR . DANITZ: Brian Danitz for t he p l aintiffs. MS. ROSE- SMITH: Sabrina Rose - Smith of Goodwin Procter on behalf of Bank of America and the STENO.COM (888) 707-8366 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53275 Page 6 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53276 Page 7 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53277 Page 8 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53278 Page 9 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53279 Page 10 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53280 Page 11 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53281 Page 12 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53282 Page 13 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53283 Page 14 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53284 Page 15 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53285 Page 16 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53286 Page 17 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53287 Page 18 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53288 Page 19 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53289 Page 20 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53290 Page 21 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53291 Page 22 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53292 Page 23 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53293 Page 24 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53294 Page 25 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53295 Page 26 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53296 Page 27 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53297 Page 28 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53298 Page 29 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53299 Page 30 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53300 Page 31 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53301 Page 32 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53302 Page 33 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53303 Page 34 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53304 Page 35 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53305 Page 36 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53306 Page 37 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53307 Page 38 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53308 Page 39 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53309 Page 40 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53310 Page 41 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53311 Page 42 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53312 Page 43 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53313 Page 44 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53314 Page 45 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53315 Page 46 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53316 Page 47 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53317 Page 48 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53318 Page 49 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53319 Page 50 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53320 Page 51 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53321 Page 52 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53322 Page 53 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53323 Page 54 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53324 Page 55 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53325 Page 56 of 82 .. Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53326 Page 57 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53327 Page 58 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53328 Page 59 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53329 Page 60 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53330 Page 61 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53331 Page 62 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53332 Page 63 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53333 Page 64 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53334 Page 65 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53335 Page 66 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53336 Page 67 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53337 Page 68 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53338 Page 69 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53339 Page 70 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53340 Page 71 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53341 Page 72 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53342 Page 73 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53343 Page 74 of 82 - Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53344 Page 75 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53345 Page 76 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53346 Page 77 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53347 Page 78 of 82 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53348 Page 79 of 82 C E R T I F I C A T E STATE OF NEW YORK ss. COUNTY OF NEW YORK I, Jeremy Frank, a Notary Public within and for the State of New York, do hereby certify: That THOMAS MONTAG, the witness whose deposition is hereinbefore set forth, was duly sworn by me and that such deposition is a true record of the testimony given by the witness. I further certify that I am not related to any of the parties to this action by blood or marriage, and that I am in no way interested in the outcome of this matter. IN WI TNESS WHEREOF, I have hereby set my hand on the 26th day of September, 2025. 0-r~ ~RANK, MPM Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53349 Page 80 of 82 Docusign Envelope ID: E0FE0DBD-3F74-4ED8-A5E4-75206388D814 In re Bank of America California U11employment Benefits Litigation Case No. 3:21-MD-02992-GPC-MSB Errata for Deposition of Thomas Montag, September 24, 2025 Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53350 Page 81 of 82 Docusign Envelope ID: E0FE0DBD-3F74-4ED8-A5E4-75206388O814 In accordance with the Rules of Civil Procedure, I have read the entire transcript of my testimony or it has been read to me. I have listed my changes on the above Enata Sheet, listing page and line numbers. I request that these changes be entered as part of the record of my testimony, and request and authorize that this Enata Sheet be appended to the transcript of my testimony and be incorporated therein. Executed this~ day of october 2025. ________ _, [fu::~ ~LJua l,0/'<E4115fdl596433 ... Thomas K. Montag Case 3:21-md-02992-GPC-MSB Document 634-28 Filed 01/09/26 PageID.53351 Page 82 of 82
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