PPP lender · derived table
Pinnacle Bank
Pinnacle Bank appears in the SBA PPP loan-level file with 38,387 loans and $4.3 billion in approved dollars, an average of $112,188 a loan. That is 0.33% of the 11,468,171 loans in our per-lender totals (39 fewer than the 11,468,210 in the SBA file). This page combines 10 SBA lender records that share the name Pinnacle Bank; at least 7 of them are separate institutions, in 7 states (bank regulators’ 2020–21 call-report rosters). The figures on this page add those institutions together, so it does not rank them as one lender. Borrowers on those loans reported 485,654 jobs, 12.7 a loan, and $8,868 of approved dollars for each reported job. 1 page in the archive carries the name in a title or description.
Totals
| Loans | 38,387 |
| Approved dollars | $4,306,576,190.78 |
| Average loan | $112,188.40 |
| Share of program loans | 0.3347% |
| Rank by approved dollars | Not ranked: the name covers separate institutions |
| Rank by loan count | Not ranked: the name covers separate institutions |
| Jobs reported | 485,654 |
| Jobs per loan | 12.6515 |
| Approved dollars per reported job | $8,867.58 |
| Borrowers | 35,088 |
| Loans per borrower | 1.094 |
| Lender type (archive classification) | Community bank |
| Modeled processing fees | $173,358,189.11 |
| Modeled fees, 2020 first-draw loans | $103,511,855.76 |
| Modeled fees, 2021 first-draw loans | $16,066,918.87 |
| Modeled fees, 2021 second-draw loans | $53,779,414.48 |
| Modeled fee per loan | $4,516.07 |
| Rank by modeled fees | Not ranked: the name covers separate institutions |
Another bank with the same name
The SBA file uses this name for more than one bank. 8,429 loans ($453.6 million) that the SBA file lists under this name at lender location 42565 (Lincoln, NE) were made by Pinnacle Bank of Lincoln, Nebraska (FDIC certificate 10634), a different bank from Pinnacle Bank of Nashville, Tennessee (FDIC certificate 35583), whose loans are at location 203685; 7,594 of the Lincoln loans went to borrowers in Nebraska.
These loans are counted in the totals above.
The seven banks named Pinnacle Bank
SBA's file gives each loan an originating-lender location ID. Matching those IDs by name, state and city to bank regulators' 2020–21 call-report rosters assigns them to seven banks, each with its own page. Loans, dollars, jobs and fees add up to the combined row. Borrowers do not: a borrower with loans from two of these banks counts once in the combined row and once at each bank.
| Bank (headquarters) | FDIC certificate | Loans | Approved dollars | Jobs reported | Borrowers | Modeled fees |
|---|---|---|---|---|---|---|
| Nashville, TN | 35583 | 23,864 | $3,267,887,710.44 | 364,437 | 21,927 | $123,477,411.38 |
| Lincoln, NE | 10634 | 8,434 | $454,136,995.19 | 54,173 | 7,408 | $24,819,287.02 |
| Fort Worth, TX | 20231 | 2,486 | $191,354,215.39 | 23,014 | 2,319 | $8,848,253.25 |
| Morgan Hill, CA | 58297 | 636 | $180,856,663.94 | 16,502 | 580 | $5,819,883.52 |
| Elberton, GA | 14065 | 2,321 | $161,998,377.04 | 21,131 | 2,236 | $8,055,864.16 |
| Jasper, AL | 29548 | 506 | $27,717,537.12 | 3,581 | 488 | $1,540,982.60 |
| Marshalltown, IA | 252 | 140 | $22,624,691.66 | 2,816 | 130 | $796,507.18 |
| All records under the name | 38,387 | $4,306,576,190.78 | 485,654 | 35,088 | $173,358,189.11 |
Named in the archive
1 page in the archive carries this name in a title or description. The match is on the page title and description, not a finding about the lender's role in the case.
Cases
Each case below is listed because a filing in it carries this lender's name in its title or description; the listing is not a finding against the lender.
- In re: Paycheck Protection Program (PPP) Agent Fees Litigation, MDL No. 29501 filing listed below
Filings and documents
| Date | Page | Section |
|---|---|---|
| Exhibit C — Agent Fee Litigation (Dkt. 135.5) | Court filings |
Data and method
Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30); ranks are among its 4,688 named originating lenders. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed; the totals leave out 39 source rows. The per-lender totals page has the full method.