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Home Court filings Marshall v. Prestamos CDFI, LLC (PAED 589575) Ex. D — Marshall v. Prestamos CDFI, LLC (Dkt. 150-4, E.D. Pa. No. 5:21-cv-04337)

Court filing

Ex. D — Marshall v. Prestamos CDFI, LLC (Dkt. 150-4, E.D. Pa. No. 5:21-cv-04337)

Filed March 13, 2025 in Marshall v. Prestamos CDFI, LLC; one of 344 filings from this case.

Record facts

CourtU.S. District Court for the Eastern District of Pennsylvania
Filed2025-03-13

U.S. District Court for the Eastern District of Pennsylvania · No. 5:21-cv-04337-JMG · Doc. 150-4 · 2025-03-13 · Docket on CourtListener

Full text

EXHIBIT D 
Case 5:21-cv-04337-JMG     Document 150-4     Filed 03/13/25     Page 1 of 4

 
 
1622 Locust Street 
Philadelphia, PA 19103 
Tel: 202.463.2101 
Fax: 202.463.2103 
 
 
 
AL • CA • DC • DE • FL • IA • ID • IL • MA • MO • NJ • NY • PA • TX • WV | baileyglasser.com 
 
March 13, 2025 
 
Via CM/ECF 
 
Judge John M. Gallagher  
United States District Court for the 
Eastern District of Pennsylvania  
Edward N. Cahn Courthouse & Federal Bldg.  
504 W. Hamilton Street, Suite 4701  
Allentown, Pennsylvania 18101 
 
 
Re: 
Marshall, et al. v. Prestamos CDFI, LLC, No. 5:21-cv-04337-JMG (E.D. Pa.) 
 
Dear Judge Gallagher:  
 
I write on behalf of Plaintiffs pursuant to section II.C.2 of Your Honor’s Policies and 
Procedures to respectfully request a telephone conference with the Court to resolve a simple 
discovery dispute. The parties’ discovery dispute is Defendant’s refusal to produce its employee, 
David Castillo, for a Rule 30(b)(1) deposition. Plaintiffs have agreed to take Mr. Castillo’s 
deposition virtually, and to limit Mr. Castillo’s deposition to no more than three hours. As 
explained more fully below, Defendant’s refusal to produce Mr. Castillo is both unjustified and 
would prejudice Plaintiffs including potentially at the upcoming summary judgment phase of this 
case where motions are due May 7, 2025 (ECF No. 102 ¶ 8), and at trial and any post-trial 
proceedings. 
 
Following the March 4, 2025 status conference with the Court (ECF No. 147), Plaintiffs 
emailed Defendant that same day. Plaintiffs proposed to reduce their four pending Rule 30(b)(1) 
depositions to one depending on who Defendant designates as its Rule 30(b)(6) witness(es), and 
Defendant answering Plaintiffs’ Requests for Admission. On March 11, 2025 before Defendant 
had designated any Rule 30(b)(6) witness, Plaintiffs advised Defendant that Plaintiffs also seek a 
limited deposition of Mr. Castillo under Rule 30(b)(1) despite initially proposing to forgo Mr. 
Castillo’s deposition, as Plaintiffs believed he would be one of Defendant’s Rule 30(b)(6) 
designees (and who also submitted a declaration on behalf of Defendant as discussed below). 
Subsequently that same day, Defendant advised Plaintiffs that it would produce Jose Martinez as 
its sole Rule 30(b)(6) witness, and that it “is not agreeing to produce David Castillo as a witness, 
in any capacity.” On March 12, 2025, Plaintiffs requested that Defendant reconsider its refusal to 
produce Mr. Castillo for a limited deposition. Defendant has failed to timely advise Plaintiffs 
whether it will reconsider its position. A copy of the parties’ emails is attached as Exhibit A. 
 
Defendant’s refusal to produce Mr. Castillo is unjustified. Mr. Castillo indisputably has 
relevant information and, as noted, Defendant submitted a declaration from him with its 
opposition to class certification. See ECF No.142-4. That declaration contains a number of 
Lawrence J. Lederer 
llederer@baileyglasser.com  
 
Case 5:21-cv-04337-JMG     Document 149     Filed 03/13/25     Page 1 of 3
Case 5:21-cv-04337-JMG     Document 150-4     Filed 03/13/25     Page 2 of 4

Judge John M. Gallagher  
March 13, 2025 
Page 2 
 
AL • CA • DC • DE • FL • IA • ID • IL • MA • MO • NJ • NY • PA • TX • WV | baileyglasser.com 
 
statements concerning Defendant’s Paycheck Protection Program (“PPP”) practices the merits of 
which are at issue in this litigation. 
 
 For example, Mr. Castillo’s declaration addresses how Prestamos obtained advances 
from the Federal Reserve to fund PPP loans (id. ¶ 28); the timing of when Defendant filed SBA 
Form 1502 reports (id. ¶ 30); “the rules governing PPP loans” (id. ¶ 38); and even what 
Defendant allegedly did with the credit advances it obtained on PPP loans “that were ultimately 
not funded” (id. ¶ 51), which Mr. Castillo vaguely alleges Defendant “returned” to the Federal 
Reserve in September 2021 (id.) -- without identifying the amount, which PPP loans, what 
Defendant did with any income it may have earned on those advances, whether it retained any 
credit advances on any ultimately unfunded PPP loans, or, most fundamentally, whether the 
credit advances it returned to the Federal Reserve include the specific $122,489,761.00 credit 
advance principal Defendant obtained on the 7,417 unfunded PPP loans of Plaintiffs and the 
members of the class in just the already reduced eight total class member states. ECF No. 39 at 3; 
ECF No. 139-28. 
 
 To avoid potential prejudice such as the argument that Mr. Castillo’s declaration 
purportedly alone establishes that Defendant returned those credit advances to the Federal 
Reserve, Plaintiffs should be permitted to cross-examine Mr. Castillo on these issues. The fact 
that evidence Plaintiffs submitted with their motion for class certification also shows that 
Defendant has sought repayment on unfunded Plaintiff class member PPP loans renders these 
questions even more probative. ECF No. 139-20 at 3 (testimony on Defendant’s cross-
examination of plaintiff Lloyd that he is maintaining this lawsuit “[t]o make sure that it is settled 
to the way that it should be so that I am not reported as defaulted with the SBA, to stop 
Prestamos coming after me to collect money on funds that I never received. Which is what you 
guys are doing.”); ECF No. 139-20 at 6 (accord; testimony of plaintiff Johnson that “I want to 
say I believe they did send something stating that they wanted to be repaid for the loan with 
interest.”); ECF No. 139-20 at 7 (accord; testimony of plaintiff Townsend that “Oh, because 
basically [Prestamos] sent me an E-mail asking me to repay money that I’ve never gotten 
back.”). Accord ECF No. 108 ¶¶ 296 – 298 (quoting directly from Defendant’s correspondence 
to plaintiff Lloyd seeking repayment of $20,832.00 in principal plus 1% interest). 
 
Second, and also contrary to Defendant’s position, the time for fact discovery remains 
open with a deadline of April 9, 2025. ECF No. 102 ¶ 6. Defendant also cannot fairly claim that 
a limited deposition of Mr. Castillo is a surprise or that Defendant it is prejudiced at all by 
providing it even though Plaintiffs initially proposed to forgo his deposition subject to him also 
being a potential Rule 30(b)(6) witness. To the contrary, Plaintiffs indicated previously that they 
would pursue this very discovery. ECF No. 139 at 4-5. Plaintiffs have also agreed to forgo two of 
their four other timely noticed Rule 30(b)(1) depositions in full (specifically, Mr. Adame who 
was CEO of Defendant’s parent until Oct. 6, 2023, and Ms. Nunez who succeeded Mr. Adame as 
CEO; see attached Exhibit A), and again to limit the duration of their deposition of Mr. Castillo 
to three hours maximum. 
 
Even if Plaintiffs could have issued their now substantially narrowed pending discovery 
Case 5:21-cv-04337-JMG     Document 149     Filed 03/13/25     Page 2 of 3
Case 5:21-cv-04337-JMG     Document 150-4     Filed 03/13/25     Page 3 of 4

Judge John M. Gallagher  
March 13, 2025 
Page 3 
 
AL • CA • DC • DE • FL • IA • ID • IL • MA • MO • NJ • NY • PA • TX • WV | baileyglasser.com 
 
earlier in Phase II, there indisputably is still sufficient time to complete it, including Mr. 
Castillo’s limited deposition. Indeed, the Court’s Scheduling Order also directed that Phase II 
expert reports were due yesterday, March 12, 2025, and that expert depositions also take place by 
April 9, 2025. ECF No. 102 ¶ 6. Hence, deposition discovery was clearly contemplated and 
permitted to continue through April 9, 2025. Notably, moreover, the Court should also be aware 
that neither Defendant nor Plaintiffs even served any such Phase II expert reports by yesterday’s 
deadline (because, in the case of Plaintiffs and we assume Defendant as well, the expert reports 
we submitted as part of Phase I discovery already address both merits and class certification 
issues). At a very minimum, therefore, the lack of any new expert depositions also further frees 
up time for the parties’ schedule through April 9, 2025. In fact, although omitted during the 
March 4, 2025 status conference with the Court, it should also be noted that Defendant has 
served no discovery at all as part of Phase II despite successfully petitioning the Court previously 
in this case to extend the discovery deadlines for months (ECF No. 103), which Plaintiffs 
opposed. ECF No. 104. At bottom for current purposes, this also means that the only discovery 
remaining in this case at least at present is Plaintiffs’ combined Rule 30(b)(1) and (6) deposition 
of Mr. Martinez to which the parties have agreed in principle; Defendant’s answers to Plaintiffs’ 
Requests for Admission, as to which Defendant still has not advised Plaintiffs; and Plaintiffs’ 
proposed limited deposition of Mr. Castillo. Plaintiffs do not intend to pursue any other Phase II 
discovery.  
 
Accordingly, Plaintiffs respectfully request that the Court schedule a telephone 
conference to resolve the foregoing discovery dispute. 
 
Respectfully submitted, 
 
/s/ Lawrence J. Lederer 
 
Lawrence J. Lederer 
 
cc: All counsel of record (via CM/ECF) 
 
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Case 5:21-cv-04337-JMG     Document 150-4     Filed 03/13/25     Page 4 of 4

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