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Home Court filings Marshall v. Prestamos CDFI, LLC (PAED 589575) Letter dated 3/13/2025 by Prestamos CDFI, LLC — Marshall v. Prestamos CDFI, LLC (Dkt. 150, E.D. Pa. No. 5:21-cv-04337)

Court filing

Letter dated 3/13/2025 by Prestamos CDFI, LLC — Marshall v. Prestamos CDFI, LLC (Dkt. 150, E.D. Pa. No. 5:21-cv-04337)

Filed March 13, 2025 in Marshall v. Prestamos CDFI, LLC; one of 344 filings from this case.

Record facts

CourtU.S. District Court for the Eastern District of Pennsylvania
Filed2025-03-13

U.S. District Court for the Eastern District of Pennsylvania · No. 5:21-cv-04337-JMG · Doc. 150 · 2025-03-13 · Docket on CourtListener

Full text

Marcel Pratt 
Tel: 215.864.8506 
Fax: 215.864.8999 
prattm@ballardspahr.com 
 
 
 
NG-58S8J20W #4917-3039-9016 v3 
 
March 13, 2025 
 
Via CM/ECF 
The Hon. John M. Gallagher 
United States District Court for the Eastern District of Pennsylvania
Edward N. Cahn Courthouse & Federal Building 
504 W. Hamilton Street 
Allentown, PA 18101 
Re: 
Marshall, et al. v. Prestamos CDFI, LLC, No. 5-21-cv-04337-JMG (E.D. Pa.) 
Dear Judge Gallagher: 
We write on behalf of Prestamos CDFI, LLC (“Prestamos”) in response to plaintiffs’ March 
13, 2025 letter requesting the Court’s intervention via a telephone conference to compel the 
deposition of David Castillo.   
Prestamos respectfully submits that, viewed in the context of plaintiffs’ discovery efforts in 
this case generally and with respect to Mr. Castillo specifically, the Court should deny the 
request to depose Mr. Castillo.  
For over six months, plaintiffs did nothing in this case, wasting nearly all of the time that this 
Court allotted for Phase 2 discovery.  Two business days before the March 4, 2025 status 
conference—in a transparent attempt to show the Court they remained interested in a case 
they seemed to have abandoned after Prestamos opposed class certification—plaintiffs 
served a sweeping Rule 30(b)(6) notice and sought four Rule 30(b)(1) depositions, along 
with a set of wide-ranging Requests for Admission.   
Hours after the conference, apparently realizing their discovery was unnecessarily broad 
given the limited time remaining in Phase 2, plaintiffs offered to narrow their deposition 
requests to a single witness.  Specifically, plaintiffs promised as follows: 
Plaintiffs are willing to forgo three of the four Rule 30(b)(1) 
depositions plaintiffs noticed last week – specifically, Nunez, 
Adame and Castillo – if Prestamos agrees to timely produce 
Martinez for deposition on or prior to the April 9, 2025 
discovery deadline. This assumes Martinez would also be 
Case 5:21-cv-04337-JMG     Document 150     Filed 03/13/25     Page 1 of 3

 
The Hon. John M. Gallagher 
March 13, 2025 
Page 2 
 
 
 
 
 
Prestamos’ Rule 30(b)(6) designee as to at least two of the five 
specific Rule 30(b)(6) topics plaintiffs noticed[.] 
Ex. A (L. Lederer 3/4/25 Email) (emphasis added).   
The very next day, plaintiffs imposed a unilateral deadline of March 12, 2025 for Prestamos 
to accept the proposal.  But the day before that unilateral deadline, plaintiffs reneged on their 
proposal and demanded a deposition of Mr. Castillo.  Ex. B (L. Lederer 3/11/25 Email). 
Later that same day (March 11), Prestamos responded that Mr. Martinez could testify as to 
all of the Rule 30(b)(6) topics (which was beyond the “at least two” topics plaintiffs 
requested), subject to certain limited objections.  However, Prestamos explained that it 
would not agree to produce Mr. Castillo because plaintiffs had no legitimate basis to request 
his deposition at the last minute and their conduct suggested they had negotiated in bad faith.  
Ex. C (M. Pratt 3/11/25 Email). 
Plaintiffs now seek to justify their belated request for Mr. Castillo’s deposition by claiming it 
is necessary to cross-examine him on a declaration that he signed during Phase 1 on August 
9, 2024.  Specifically, they argue they need his testimony regarding “how Prestamos 
obtained advances from the Federal Reserve to fund PPP loans” and whether and under what 
circumstances Prestamos returned those advances to the Federal Reserve.  Ex. D (L. Lederer 
3/13/25 Letter) at 2.  Plaintiffs also argue they need the deposition to establish other PPP 
rules and practices such as Prestamos’s filing of Form 1502 reports with the SBA.  Id.  These 
justifications are baseless.   
 
As a threshold matter, Plaintiffs have had Mr. Castillo’s declaration since last summer and 
they have now withdrawn their request to depose him on two separate occasions, including 
last summer when Prestamos offered to produce him for a deposition to cover Phase 1 and 
Phase 2 matters.  Ex. E (B. Cohen 5/16/24 Email agreeing to single deposition of Mr. 
Castillo for Phase 1 and Phase 2 matters); Ex. F (L. Lederer 7/30/24 Email withdrawing 
deposition notice for Mr. Castillo).  Moreover, Plaintiffs’ counsel used Mr. Castillo’s 
declaration extensively to depose Prestamos’s expert witness regarding the very topics they 
are now citing as a justification for Mr. Castillo’s deposition, yet they offer no reason for 
waiting until this week to seek that deposition.   
 
Plaintiffs’ purported justification fails on substantive grounds as well.  Specifically, 
Prestamos has agreed to produce its President, Jose Martinez, as a Rule 30(b)(6) witness on a 
series of topics, including Prestamos’s “preparation and submission of . . . PPP Pledge and 
Advance Request forms, and Prestamos’s “receipt, use and ultimate[] disposition of [these] 
advances.”  Topic Nos. 3, 4.  Plaintiffs have no need to depose Mr. Castillo on these topics 
in his personal capacity because they can and will depose Mr. Martinez on those topics, and 
Case 5:21-cv-04337-JMG     Document 150     Filed 03/13/25     Page 2 of 3

 
The Hon. John M. Gallagher 
March 13, 2025 
Page 3 
 
 
 
 
 
that testimony, unlike Mr. Castillo’s testimony, will be binding on Prestamos because Mr. 
Martinez is a corporate designee.  See, e.g., Univ. of Pittsburgh of the Commonwealth Sys. of 
Higher Educ. v. Varian Med. Sys., 2011 U.S. Dist. LEXIS 149685, *40-41 (W.D. Pa. Dec. 
30, 2011) (deposition testimony of corporate designee under Rule 30(b)(6) “binds the 
company” and constitutes an “admission”). 
 
For these reasons, the Court should deny Plaintiffs’ request to depose Mr. Castillo.  Should 
the Court prefer to address the issue on a telephone conference, we will of course make 
ourselves available. 
Respectfully Submitted,  
 
/s/ Marcel Pratt 
 
Marcel Pratt 
 
 
 
 
 
 
Case 5:21-cv-04337-JMG     Document 150     Filed 03/13/25     Page 3 of 3

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