Court filing
Exhibit 95 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-96, S.D. Cal. No. 3:21-md-02992)
Filed October 24, 2024 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.
Record facts
| Court | U.S. District Court for the Southern District of California |
|---|---|
| Filed | 2024-10-24 |
U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 350-96 · 2024-10-24 · Docket on CourtListener
Full text
EXHIBIT 95 Case 3:21-md-02992-GPC-MSB Document 350-96 Filed 10/24/24 PageID.11878 Page 1 of 5 Unemployment Insurance Fraud Consumer Protection Guide September 21, 2020 The U.S. Secret Service, U.S. Department of Labor–Office of Inspector General (DOL-OIG), Federal Bureau of Investigation, Homeland Security Investigations, Internal Revenue Service–Criminal Investigation, U.S. Postal Inspection Service, Social Security Administration–Office of the Inspector General, and the U.S. Department of Homeland Security–Office of Inspector General, coordinating with the U.S. Department of Justice, are investigating numerous fraud schemes targeting the unemployment insurance (UI) programs of various state workforce agencies (SWAs) across the United States. Fraudsters, some of which are transnational criminal organizations, are using the stolen identities of U.S. citizens to open accounts and file fraudulent claims for UI benefits, exploiting the unprecedented expansion of these benefits provided in response to economic disruption caused by the COVID-19 pandemic. Members of the National UI Fraud Task Force are working with SWAs, financial institutions, and other law enforcement partners across the country to fight this type of fraud, and consumers should be vigilant in light of this threat and take appropriate steps to safeguard themselves. This guide provides information and resources for individuals on how to protect themselves from UI fraud and what they can do if they suspect their identity has been exploited by criminals. Who is at risk of becoming a victim? • Those who have already been the victim of identity theft; • Those who have had their personally identifiable information (PII), such as their name, date of birth, address, and social security number, exposed in a past data breach (you may have received a notice via email or regular mail about your PII being contained in a past data breach); and • Those who have given their PII to an individual who claims to be facilitating the filing of UI claims with SWAs, often for a fee. U.S. Department of Justice National Unemployment Insurance Fraud Task Force This guide provides information and resources for individuals on how to protect themselves from unemployment insurance fraud and steps they can take if they suspect they have had their identity exploited by criminals. Case 3:21-md-02992-GPC-MSB Document 350-96 Filed 10/24/24 PageID.11879 Page 2 of 5 Signs that you may be a victim of this crime: Many victims of this crime have no knowledge that criminals have applied for UI benefits in their name. You may only discover that you were a victim of this crime upon seeing the following red flags: • You file a lawful UI claim on behalf of yourself, and you receive a notice that your claim was rejected because that SWA has already received a claim under your name; • You did not apply for UI benefits, but you receive a determination letter from a SWA in your state of residence or another state regarding a UI claim filed under your name; • You receive a notification that you failed the security verification process for your UI claim; and • You are told by a current or former employer that a UI claim has been submitted with your PII. What can you do if you believe you have been victimized? • If you learn that an UI claim has been filed in your name, and you did not file the claim, report it to the relevant SWA immediately. Please refer to the state-by-state list of “Where to file a report of UI Fraud” links at the end of this guide to find the right point of contact for making the report. Reporting the crime immediately to the SWA is important if the improperly disbursed UI benefits are to be recovered. • If you are presently working, notify your employer of the fraudulent claim, because they will also need to file documentation. • File a complaint with the National Center for Disaster Fraud by going to https://www.justice.gov/disaster-fraud/ncdf-disaster-complaint-form or by calling (866) 720- 5721. How can you protect yourself from fraud? • Do not share your PII with unknown third parties. If someone you don’t know asks for your PII in order to perform some service for you, beware that the offer of services may be a scheme to collect your PII and use it for illegal purposes, including UI fraud. • Follow good computer hygiene and cybersecurity practices. Ensure that the passwords to all of your financial and other accounts are unique and sufficiently complex; and change those passwords often. Wherever you can, add a second factor for authentication, such as a cell phone number, a security token, or a biometric factor, such as a fingerprint or facial scan. • Take advantage of credit monitoring services if you have been notified your information was exposed in a data breach. If you do not have access to credit monitoring, use www.annualcreditreport.com, where you can get a free credit report from each credit reporting bureau once each year. • Place a freeze on your credit to prohibit any new credit applications from being be opened in your name. Visit the FTC credit freeze guide for instructions. https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs. Please contact the DOL-OIG Hotline at https://www.oig.dol.gov/hotline.htm or (800) 347- 3756 if you have questions or need more information about UI fraud. Case 3:21-md-02992-GPC-MSB Document 350-96 Filed 10/24/24 PageID.11880 Page 3 of 5 State Unemployment Insurance Fraud Resources and Links Alabama • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Arkansas • Division of Workforce Services » • Where to File a Report of UI Fraud » • FAQs » Connecticut • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Florida • Department of Economic Opportunity » • Where to File a Report of UI Fraud » • FAQs » Idaho • Department of Labor » • Where to File a Report of UI Fraud » Iowa • Workforce Development » • Where to File a Report of UI Fraud » • FAQs » Louisiana • Workforce Commission » • Where to File a Report of UI Fraud » • FAQs » Massachusetts • Department of Unemployment Assistance » • Where to File a Report of UI Fraud » • FAQs » Mississippi • Department of Employment Security » • Where to File a Report of UI Fraud » • FAQs » Alaska • Department of Labor and Workforce Development » • Where to File a Report of UI Fraud » • FAQs » California • Employment Development Department » • Where to File a Report of UI Fraud » • FAQs » Delaware • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Georgia • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Illinois • Department of Employment Security » • Where to File a Report of UI Fraud » • FAQs » Kansas • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Maine • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Michigan • Department of Labor and Economic Opportunity» • Where to File a Report of UI Fraud » • FAQs » Missouri • Department of Labor and Industrial Relations » • Where to File a Report of UI Fraud » • FAQs » Arizona • Department of Economic Security » • Where to File a Report of UI Fraud » • FAQs » Colorado • Department of Labor and Employment » • Where to File a Report of UI Fraud » District of Columbia • Department of Employment Services » • Where to File a Report of UI Fraud » • FAQs » Hawaii • Department of Labor and Industrial Relations » • Where to File a Report of UI Fraud » • FAQs » Indiana • Department of Workforce Development » • Where to File a Report of UI Fraud » • FAQs » Kentucky • Career Center » • Where to File a Report of UI Fraud » • FAQs » Maryland • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Minnesota • Employment and Economic Development » • Where to File a Report of UI Fraud » • FAQs » Montana • Department of Labor and Industry » • Where to File a Report of UI Fraud » • FAQs » Case 3:21-md-02992-GPC-MSB Document 350-96 Filed 10/24/24 PageID.11881 Page 4 of 5 Nebraska • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » New Jersey • Department of Labor and Workforce Development » • Where to File a Report of UI Fraud » • FAQs » North Carolina • Division of Employment Security » • Where to File a Report of UI Fraud » • FAQs » Oklahoma • Employment Security Commission » • Where to File a Report of UI Fraud » • FAQs » Rhode Island • Department of Labor and Training » • Where to File a Report of UI Fraud » • FAQs » Tennessee • Department of Labor and Workforce Development » • Where to File a Report of UI Fraud » • FAQs » Vermont • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » West Virginia • WorkForce West Virginia » • Where to File a Report of UI Fraud » • FAQs » Nevada • Department of Employment, Training and Rehabilitation » • Where to File a Report of UI Fraud » • FAQs » New Mexico • Department of Workforce Solutions » • Where to File a Report of UI Fraud » North Dakota • Job Service » • Where to File a Report of UI Fraud » • FAQs » Oregon • Employment Department » • Where to File a Report of UI Fraud » • FAQs » South Carolina • Department of Employment and Workforce » • Where to File a Report of UI Fraud » Texas • Workforce Commission » • Where to File a Report of UI Fraud » • FAQs » Virginia • Employment Commission » • Where to File a Report of UI Fraud » • FAQs » Wisconsin • Department of Workforce Development » • Where to File a Report of UI Fraud » • FAQs » New Hampshire • Employment Security » • Where to File a Report of UI Fraud » • FAQs » New York • Department of Labor » • Where to File a Report of UI Fraud » • FAQs » Ohio • Department of Job and Family Services » • Where to File a Report of UI Fraud » • FAQs » Pennsylvania • Department of Labor and Industry » • Where to File a Report of UI Fraud » • FAQs » South Dakota • Department of Labor and Regulation » • Where to File a Report of UI Fraud » • FAQs » Utah • Department of Workforce Services » • Where to File a Report of UI Fraud » • FAQs » Washington • Employment Security Department » • Where to File a Report of UI Fraud » • FAQs » Wyoming • Department of Workforce Services » • Where to File a Report of UI Fraud » • FAQs » Case 3:21-md-02992-GPC-MSB Document 350-96 Filed 10/24/24 PageID.11882 Page 5 of 5
File and source
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- gov.uscourts.casd.709615.350.96.pdf
- Size
- 967,865 bytes
- SHA-256
- f7f8dc08115c18abd2d4992bbbb444e76fbf8c9fba0b48fedaf1ef65e83af1f2
- Original
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