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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Exhibit 21 to Chan Decl — In re Bank of America California Unemployment Benefits Litigation (Dkt. 212-23, S.D. Cal. No. 3:21-md-02992)

Court filing

Exhibit 21 to Chan Decl — In re Bank of America California Unemployment Benefits Litigation (Dkt. 212-23, S.D. Cal. No. 3:21-md-02992)

Filed January 23, 2024 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2024-01-23

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 212-23 · 2024-01-23 · Docket on CourtListener

Full text

EXHIBIT 21
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2229 
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BANK OF AMERICA’S RESPONSES AND OBJECTIONS TO PLAINTIFF YICK’S REQUEST FOR 
PRODUCTION OF DOCUMENTS (SET THREE) 
 
 
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JAMES W. MCGARRY (admitted pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA  02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
YVONNE W. CHAN (admitted pro hac vice) 
YChan@jonesday.com 
JONES DAY 
100 High Street 
Boston, MA  02110 
Tel.: +1 617 960 3939 
Fax: +1 617 449 6999 
Attorneys for Defendant  
BANK OF AMERICA, N.A. 
 
UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF CALIFORNIA  
IN RE BANK OF AMERICA 
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION, 
_______________________________ 
This Document Relates to All Actions 
Case No. 3-21-md-02992-LAB-MSB 
 
 
BANK OF AMERICA’S 
RESPONSES AND OBJECTIONS 
TO PLAINTIFF YICK’S 
REQUEST FOR PRODUCTION 
OF DOCUMENTS (SET THREE) 
 
 
 
 
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REQUEST FOR PRODUCTION NO. 76. 
ALL DOCUMENTS, including but not limited to COMMUNICATIONS, 
RELATING TO EDD, EDD BENEFITS, EDD DEBIT CARDS, EDD DEBIT 
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CARD ACCOUNTS, EDD DEBIT CARDHOLDERS, TRANSACTIONAL 
FRAUD, or the CLAIM FRAUD FILTER that were exchanged between YOU and 
any member of YOUR Board of Directors or among any Board of Director members 
during the RELEVANT PERIOD.  
RESPONSE TO REQUEST FOR PRODUCTION NO. 76 
BANA incorporates its General Objections, Objections to Definitions, and 
Objections to Instructions as if fully set forth herein.  BANA objects to this Request 
on the grounds that it is unduly burdensome, overly broad, and seeks information that 
is irrelevant to the claims and defenses in this litigation.  BANA further objects to 
this Request as unduly burdensome and overly broad insofar that it seeks documents 
from BANA’s Board that are more appropriately obtained from other sources, 
including, but not limited to, individuals within BANA responsible for overseeing 
the EDD prepaid program and transactional claims fraud within the EDD prepaid 
program, and insofar as it seeks “[a]ll DOCUMENTS,” without any time limitation.  
BANA also objects to this Request to the extent it is inconsistent with Plaintiffs’ 
counsel’s representations during the parties’ informal discovery conferences before 
Judge Berg on August 17, 2023, August 25, 2023 and September 7, 2023, that 
Plaintiffs are not seeking to collect the emails of BANA’s Board.  BANA further 
objects to this Request to the extent that it seeks information, including but not 
limited to internal communications, protected from discovery by the attorney-client 
privilege, the work product doctrine, the joint defense privilege, the bank examiner 
privilege, or any other privileges or reasons for non-production, and to the extent it 
purports to require BANA to search and/or review electronically stored information 
and data, including but not limited to databases and electronic mail, that is not 
reasonably accessible because of undue burden, undue cost, and/or technological 
complication, and/or that is not reasonably specified by the Request.  BANA also 
objects to this Request as duplicative of Request Nos. 73 and/or 75 to the extent it 
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seeks documents presented to the Board or that were produced in Civil Action No. 
2023-0787-JTL in response to a § 220 demand for documents. 
Subject to and without waiving the foregoing objections, BANA refers 
Plaintiffs to its Responses and Objections to Request No. 73 indicating that BANA 
will conduct a reasonable search to identify and produce non-privileged documents 
provided to BANA’s Board of Directors concerning transactional fraud on EDD 
Debit Cards and/or the Claims Fraud Filter, if any, and its Responses and Objections 
to Request No. 75.  BANA further states that it will not collect and search the emails 
of BANA’s Board of Directors, nor will it produce additional documents in response 
to this Request. 
REQUEST FOR PRODUCTION NO. 77. 
ALL DOCUMENTS, including but not limited to COMMUNICATIONS, 
RELATING TO EDD, EDD BENEFITS, EDD DEBIT CARDS, EDD DEBIT 
CARD ACCOUNTS, EDD DEBIT CARDHOLDERS, TRANSACTIONAL 
FRAUD, or the CLAIM FRAUD FILTER exchanged with or among any of YOUR 
EXECUTIVE OFFICERS during the RELEVANT PERIOD including but not 
limited to EXECUTIVE OFFICERS Brian T. Moynihan, Alastair Borthwick, 
Geoffrey S. Greener, Lauren Mogensen, Dean C. Athanasia, Paul M. Donofrio, 
Thomas K. Montag and Thomas M. Scrivener. 
RESPONSE TO REQUEST FOR PRODUCTION NO. 77 
BANA incorporates its General Objections, Objections to Definitions, and 
Objections to Instructions as if fully set forth herein.  BANA objects to this Request 
on the grounds that it is unduly burdensome, overly broad, and seeks information that 
is irrelevant to the claims and defenses in this litigation, and because the term 
“EXECUTIVE OFFICER” is overly broad because it includes anyone holding a “title 
of Senior Vice President or higher,” which is inconsistent with the use of the term in 
the ordinary course and at BANA.  BANA further objects to this Request and its use 
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2233 
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of the term “EXECUTIVE OFFICER” as unduly burdensome, overly broad, and 
disproportionate to the needs of the case because it seeks documents from BANA’s 
highest level executives that are not likely relevant to the claims and/or more 
appropriately obtained from other sources, including, but not limited to, individuals 
within BANA responsible for overseeing the EDD prepaid program and transactional 
claims fraud within the EDD prepaid program, and insofar as it seeks “[a]ll 
DOCUMENTS,” without any time limitation.  BANA also objects to this Request to 
the extent it is inconsistent with Judge Berg’s informal finding, during the Parties’ 
informal discovery conference on September 7, 2023 (to which Plaintiffs decided not 
to object via formal briefing), that the collection of emails from BANA’s five highest 
level executives (Brian T. Moynihan, Alastair Borthwick, Geoffrey S. Greener, Dean 
C. Athanasia, and Thomas K. Montag) is overly burdensome and not proportional to 
the needs of the case at this time.  BANA further objects to this Request to the extent 
that it seeks information, including but not limited to internal communications, 
protected from discovery by the attorney-client privilege, the work product doctrine, 
the joint defense privilege, the bank examiner privilege, or any other privileges or 
reasons for non-production, and to the extent it purports to require BANA to search 
and/or review electronically stored information and data, including but not limited to 
databases and electronic mail, that is not reasonably accessible because of undue 
burden, undue cost, and/or technological complication, and/or that is not reasonably 
specified by the Request. 
Subject to and without waiving the foregoing objections, BANA will not 
produce documents in response to this Request. 
REQUEST FOR PRODUCTION NO. 78. 
ALL DOCUMENTS, including but not limited to COMMUNICATIONS, 
RELATING TO any CARDHOLDER CLAIMS, or the FREEZING or BLOCKING 
or UNFREEZING or UNBLOCKING of EDD DEBIT CARDHOLDER 
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2234 
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BANK OF AMERICA’S RESPONSES AND OBJECTIONS TO PLAINTIFF YICK’S REQUEST FOR 
PRODUCTION OF DOCUMENTS (SET THREE) 
 
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ACCOUNTS that were exchanged between YOU and any member of YOUR Board 
of Directors or among any Board of Director members during the RELEVANT 
PERIOD. 
RESPONSE FOR REQUEST FOR PRODUCTION NO. 78 
BANA incorporates its General Objections, Objections to Definitions, and 
Objections to Instructions as if fully set forth herein.  BANA objects to this Request 
on the grounds that it is unduly burdensome, overly broad, and seeks information that 
is irrelevant to the claims and defenses in this litigation because the terms 
“FREEZING” and “BLOCKING” and “UNFREEZING” and “UNBLOCKING” are 
not limited to freezes and blocks placed on accounts as a result of the application of 
the Claims Fraud Filter, and because the term “CLAIM” is not limited to 
unauthorized EFT error claims in relation to an EDD Debit Card account (see 12 
C.F.R. § 1005.11).  BANA further objects to this Request as unduly burdensome and 
overly broad insofar that it seeks documents from BANA’s Board that are more 
appropriately obtained from other sources, including, but not limited to, individuals 
within BANA responsible for overseeing the EDD prepaid program and transactional 
claims fraud within the EDD prepaid program, and insofar as it seeks “[a]ll 
DOCUMENTS,” without any time limitation.  BANA also objects to this Request to 
the extent it is inconsistent with Plaintiffs’ counsel’s representations during the 
parties’ informal discovery conferences before Judge Berg on August 17, 2023, 
August 25, 2023 and September 7, 2023, that Plaintiffs are not seeking to collect the 
emails of BANA’s Board.  BANA further objects to this Request to the extent that it 
seeks information, including but not limited to internal communications, protected 
from discovery by the attorney-client privilege, the work product doctrine, the joint 
defense privilege, the bank examiner privilege, or any other privileges or reasons for 
non-production, and to the extent it purports to require BANA to search and/or review 
electronically stored information and data, including but not limited to databases and 
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2235 
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BANK OF AMERICA’S RESPONSES AND OBJECTIONS TO PLAINTIFF YICK’S REQUEST FOR 
PRODUCTION OF DOCUMENTS (SET THREE) 
 
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electronic mail, that is not reasonably accessible because of undue burden, undue 
cost, and/or technological complication, and/or that is not reasonably specified by the 
Request.  BANA also objects to this Request as duplicative of Request Nos. 73 and/or 
75 to the extent it seeks documents presented to the Board or that were produced in 
Civil Action No. 2023-0787-JTL in response to a § 220 demand for documents. 
Subject to and without waiving the foregoing objections, BANA refers 
Plaintiffs to its Responses and Objections to Request No. 73 indicating that BANA 
will conduct a reasonable search to identify and produce non-privileged documents 
provided to BANA’s Board of Directors concerning transactional fraud on EDD 
Debit Cards and/or the Claims Fraud Filter, if any, and its Responses and Objections 
to Request No. 75.  BANA further states that it will not collect and search the emails 
of BANA’s Board of Directors, nor will it produce additional documents in response 
to this Request. 
REQUEST FOR PRODUCTION NO. 79. 
ALL DOCUMENTS, including but not limited to COMMUNICATIONS, 
RELATING TO any CARDHOLDER CLAIMS, or the FREEZING or BLOCKING 
or UNFREEZING or UNBLOCKING of EDD DEBIT CARDHOLDER 
ACCOUNTS exchanged with or among any of YOUR EXECUTIVE OFFICERS 
during the RELEVANT PERIOD including but not limited to EXECUTIVE 
OFFICERS Brian T. Moynihan, Alastair Borthwick, Geoffrey S. Greener, Lauren 
Mogensen, Dean C. Athanasia, Paul M. Donofrio, Thomas K. Montag and Thomas 
M. Scrivener. 
RESPONSE TO REQUEST FOR PRODUCTION NO. 79 
BANA incorporates its General Objections, Objections to Definitions, and 
Objections to Instructions as if fully set forth herein.  BANA objects to this Request 
on the grounds that it is unduly burdensome, overly broad, and seeks information that 
is irrelevant to the claims and defenses in this litigation, and because the term 
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2236 
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PRODUCTION OF DOCUMENTS (SET THREE) 
 
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“EXECUTIVE OFFICER” is overly broad because it includes anyone holding a “title 
of Senior Vice President or higher,” which is inconsistent with the use of the term in 
the ordinary course and at BANA.  BANA further objects to this Request and its use 
of the term “EXECUTIVE OFFICER” as unduly burdensome, overly broad, and 
disproportionate to the needs of the case because it seeks documents from BANA’s 
highest level executives that are more appropriately obtained from other sources, 
including, but not limited to, individuals within BANA responsible for overseeing 
the EDD prepaid program and transactional claims fraud within the EDD prepaid 
program, and insofar as it seeks “[a]ll DOCUMENTS,” without any time limitation.  
BANA also objects to this Request to the extent it is inconsistent with Judge Berg’s 
informal finding, during the Parties’ informal discovery conference on September 7, 
2023 (to which Plaintiffs decided not to object via formal briefing), that the collection 
of emails from BANA’s five highest level executives (Brian T. Moynihan, Alastair 
Borthwick, Geoffrey S. Greener, Dean C. Athanasia, and Thomas K. Montag) is 
overly burdensome and not proportional to the needs of the case at this time.  BANA 
further objects to this Request to the extent that it seeks information, including but 
not limited to internal communications, protected from discovery by the attorney-
client privilege, the work product doctrine, the joint defense privilege, the bank 
examiner privilege, or any other privileges or reasons for non-production, and to the 
extent it purports to require BANA to search and/or review electronically stored 
information and data, including but not limited to databases and electronic mail, that 
is not reasonably accessible because of undue burden, undue cost, and/or 
technological complication, and/or that is not reasonably specified by the Request. 
Subject to and without waiving the foregoing objections, BANA will not 
produce documents in response to this Request. 
 
 
Case 3:21-md-02992-GPC-MSB     Document 212-23     Filed 01/23/24     PageID.2237 
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