PPP lender · derived table
Umpqua Bank
Umpqua Bank appears in the SBA PPP loan-level file with 36,541 loans and $4.7 billion in approved dollars, an average of $127,562 a loan. That is 0.32% of the 11,468,171 loans the file records, rank 27 of the 500 largest lenders by approved dollars and rank 34 by loan count. Borrowers on those loans reported 456,498 jobs, 12.5 a loan, and $10,211 of approved dollars for each reported job.
Totals
| Loans | 36,541 |
| Approved dollars | $4,661,236,577.01 |
| Average loan | $127,561.82 |
| Share of program loans | 0.3186% |
| Rank by approved dollars | 27 of 500 |
| Rank by loan count | 34 of 500 |
| Jobs reported | 456,498 |
| Jobs per loan | 12.4928 |
| Approved dollars per reported job | $10,210.86 |
| Borrowers | 32,013 |
| Loans per borrower | 1.141 |
| Lender type (archive classification) | Community bank |
| Modeled processing fees | $179,767,376.32 |
| Modeled fees, 2020 first-draw loans | $108,713,371.59 |
| Modeled fees, 2021 first-draw loans | $11,704,116.58 |
| Modeled fees, 2021 second-draw loans | $59,349,888.15 |
| Modeled fee per loan | $4,919.61 |
| Rank by modeled fees | 31 of 4,688 originating lenders |
Loans made by Columbia State Bank and Merchants Bank of Commerce
9,264 loans ($1.54 billion) that the SBA file lists under this name at lender location 118560 (Tacoma, WA) were made by Columbia State Bank, headquartered in Tacoma; most borrowers are in Oregon (4,434) and Washington (4,060). Columbia State Bank merged into Umpqua Bank on March 1, 2023 (FDIC BankFind record).
Another 856 loans ($212.5 million) that the SBA file lists under this name at lender location 6027 (Sacramento, CA) were made by Merchants Bank of Commerce of Sacramento, all approved before it merged into Columbia State Bank on October 1, 2021 (FDIC BankFind record); 848 of the borrowers are in California.
These loans are counted in the totals above.
Named in the archive
None in the archive: no court filing or source document carries this name in its title or description.
Data and method
Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30); ranks are among its 4,688 named originating lenders. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed; the totals leave out 39 source rows. The per-lender totals page has the full method.