PPP lender · derived table
Montecito Bank & Trust
Montecito Bank & Trust appears in the SBA PPP loan-level file with 3,582 loans and $321.3 million in approved dollars, an average of $89,699 a loan. That is 0.031% of the 11,468,171 loans the file records, rank 317 of the 500 largest lenders by approved dollars and rank 318 by loan count. Borrowers on those loans reported 33,970 jobs, 9.5 a loan, and $9,458 of approved dollars for each reported job.
Totals
| Loans | 3,582 |
| Approved dollars | $321,301,476.30 |
| Average loan | $89,698.90 |
| Share of program loans | 0.0312% |
| Rank by approved dollars | 317 of 500 |
| Rank by loan count | 318 of 500 |
| Jobs reported | 33,970 |
| Jobs per loan | 9.4835 |
| Approved dollars per reported job | $9,458.39 |
| Borrowers | 3,147 |
| Loans per borrower | 1.138 |
| Lender type (archive classification) | Community bank |
| Modeled processing fees | $14,078,870.31 |
| Modeled fees, 2020 first-draw loans | $7,263,734.64 |
| Modeled fees, 2021 first-draw loans | $1,346,499.32 |
| Modeled fees, 2021 second-draw loans | $5,468,636.35 |
| Modeled fee per loan | $3,930.45 |
| Rank by modeled fees | 310 of 4,688 originating lenders |
Named in the archive
None in the archive: no court filing or source document carries this name in its title or description.
Data and method
Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30); ranks are among its 4,688 named originating lenders. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed; the totals leave out 39 source rows. The per-lender totals page has the full method.