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PPP lender · derived table

Five Star Bank (Warsaw, NY)

Five Star Bank, headquartered in Warsaw, New York, is one of two separately chartered banks that SBA's PPP loan-level file lists under that name, told apart through bank regulators' 2020–21 call-report rosters. The file's records for this bank show 2,957 loans and $378.3 million in approved dollars, an average of $127,933 a loan. That is 0.026% of the 11,468,171 loans in our per-lender totals. Borrowers on those loans reported 42,143 jobs, 14.3 a loan, and $8,977 of approved dollars for each reported job. The Five Star Bank page adds the two banks together.

Totals

Headquarters (call-report roster)Warsaw, New York
FDIC certificate659
Federal Reserve RSSD ID601416
SBA lender location IDs50167
Loans2,957
Approved dollars$378,298,283
Average loan$127,933.14
Share of program loans0.0258%
Rank by approved dollarsNot ranked: ranks in this archive are by SBA lender name
Rank by loan countNot ranked: ranks in this archive are by SBA lender name
Jobs reported42,143
Jobs per loan14.2519
Approved dollars per reported job$8,976.54
Borrowers2,757
Loans per borrower1.073
Lender type (archive classification)Community bank
Modeled processing fees$14,268,883.38
Modeled fees, 2020 first-draw loans$8,662,416.55
Modeled fees, 2021 first-draw loans$978,271.40
Modeled fees, 2021 second-draw loans$4,628,195.43
Modeled fee per loan$4,825.46
Rank by modeled feesNot ranked: ranks in this archive are by SBA lender name

Named in the archive

Archive pages are matched to lenders by name, and the name Five Star Bank covers two banks, so none is assigned to this bank. No court filing or source document carries the name in its title or description.

Data and method

Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30), summed over the loans whose originating-lender location IDs were matched by name, state and city to this bank in the FFIEC call-report rosters (2020 Q2 to 2021 Q4); ranks in this archive are by SBA lender name, so this page carries none. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed. The per-lender totals page has the full method.

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