PPP lender · derived table
Community State Bank (Spencer, IA)
Community State Bank, headquartered in Spencer, Iowa, is one of 12 separately chartered banks that SBA's PPP loan-level file lists under that name, told apart through bank regulators' 2020–21 call-report rosters. The file's records for this bank show 445 loans and $31.2 million in approved dollars, an average of $70,089 a loan. That is 0.0039% of the 11,468,171 loans in our per-lender totals. Borrowers on those loans reported 3,349 jobs, 7.5 a loan, and $9,313 of approved dollars for each reported job. The Community State Bank page adds the 12 banks together.
Totals
| Headquarters (call-report roster) | Spencer, Iowa |
| FDIC certificate | 230 |
| Federal Reserve RSSD ID | 849348 |
| SBA lender location IDs | 24536 |
| Loans | 445 |
| Approved dollars | $31,189,458.38 |
| Average loan | $70,088.67 |
| Share of program loans | 0.0039% |
| Rank by approved dollars | Not ranked: ranks in this archive are by SBA lender name |
| Rank by loan count | Not ranked: ranks in this archive are by SBA lender name |
| Jobs reported | 3,349 |
| Jobs per loan | 7.5258 |
| Approved dollars per reported job | $9,313.07 |
| Borrowers | 361 |
| Loans per borrower | 1.233 |
| Lender type (archive classification) | Community bank |
| Modeled processing fees | $1,461,498.69 |
| Modeled fees, 2020 first-draw loans | $684,826 |
| Modeled fees, 2021 first-draw loans | $250,750 |
| Modeled fees, 2021 second-draw loans | $525,922.69 |
| Modeled fee per loan | $3,284.27 |
| Rank by modeled fees | Not ranked: ranks in this archive are by SBA lender name |
Named in the archive
Archive pages are matched to lenders by name, and the name Community State Bank covers 12 banks, so none is assigned to this bank. The Community State Bank page lists the pages that carry the name.
Data and method
Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30), summed over the loans whose originating-lender location IDs were matched by name, state and city to this bank in the FFIEC call-report rosters (2020 Q2 to 2021 Q4); ranks in this archive are by SBA lender name, so this page carries none. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed. The per-lender totals page has the full method.