PPP lender · derived table
Central Bank
Central Bank appears in the SBA PPP loan-level file with 4,781 loans and $488.4 million in approved dollars, an average of $102,150 a loan. That is 0.042% of the 11,468,171 loans in our per-lender totals (39 fewer than the 11,468,210 in the SBA file). This page combines 6 SBA lender records that share the name Central Bank; they are 6 separate institutions, in 6 states (bank regulators’ 2020–21 call-report rosters). The figures on this page add those institutions together, so it does not rank them as one lender. Borrowers on those loans reported 55,618 jobs, 11.6 a loan, and $8,781 of approved dollars for each reported job. 3 pages in the archive carry the name in a title or description.
Totals
| Loans | 4,781 |
| Approved dollars | $488,380,664.49 |
| Average loan | $102,150.32 |
| Share of program loans | 0.0417% |
| Rank by approved dollars | Not ranked: the name covers separate institutions |
| Rank by loan count | Not ranked: the name covers separate institutions |
| Jobs reported | 55,618 |
| Jobs per loan | 11.6331 |
| Approved dollars per reported job | $8,780.98 |
| Borrowers | 4,365 |
| Loans per borrower | 1.095 |
| Lender type (archive classification) | Community bank |
| Modeled processing fees | $19,743,931.77 |
| Modeled fees, 2020 first-draw loans | $11,460,883.66 |
| Modeled fees, 2021 first-draw loans | $1,959,447.38 |
| Modeled fees, 2021 second-draw loans | $6,323,600.73 |
| Modeled fee per loan | $4,129.67 |
| Rank by modeled fees | Not ranked: the name covers separate institutions |
The six banks named Central Bank
SBA's file gives each loan an originating-lender location ID. Matching those IDs by name, state and city to bank regulators' 2020–21 call-report rosters assigns them to six banks, each with its own page. Loans, dollars, jobs and fees add up to the combined row. Borrowers do not: a borrower with loans from two of these banks counts once in the combined row and once at each bank.
| Bank (headquarters) | FDIC certificate | Loans | Approved dollars | Jobs reported | Borrowers | Modeled fees |
|---|---|---|---|---|---|---|
| Storm Lake, IA | 15555 | 2,393 | $233,825,144.80 | 26,760 | 2,155 | $9,114,472.76 |
| Provo, UT | 9204 | 1,111 | $114,334,385.76 | 16,228 | 1,024 | $4,996,301.98 |
| Tampa, FL | 58377 | 614 | $86,471,669.16 | 8,008 | 580 | $3,066,787.03 |
| Houston, TX | 17612 | 373 | $40,624,491.44 | 2,989 | 340 | $1,807,611.07 |
| Little Rock, AR | 1756 | 141 | $8,903,519.33 | 1,007 | 132 | $448,274.32 |
| Savannah, TN | 31545 | 149 | $4,221,454 | 626 | 134 | $310,484.60 |
| All records under the name | 4,781 | $488,380,664.49 | 55,618 | 4,365 | $19,743,931.77 |
Named in the archive
11 pages in the archive carry this name in a title or description. The match is on the page title and description, not a finding about the lender's role in the case.
Data and method
Totals come from SBA's PPP loan-level file (FOIA release of 2024-09-30); ranks are among its 4,688 named originating lenders. Modeled fees are computed loan by loan from SBA's published fee schedule, because SBA never published what it paid each lender. Jobs are self-reported; dollars are approved, not disbursed; the totals leave out 39 source rows. The per-lender totals page has the full method.