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Home Court filings Marshall v. Prestamos CDFI, LLC (PAED 589575) Motion to Certify Class filed by Kristina Henderson, Jahbrael Horne — Marshall v. Prestamos CDFI, LLC (Dkt. 138, E.D. Pa. No. 5:21-cv-04337)

Court filing

Motion to Certify Class filed by Kristina Henderson, Jahbrael Horne — Marshall v. Prestamos CDFI, LLC (Dkt. 138, E.D. Pa. No. 5:21-cv-04337)

Filed September 6, 2024 in Marshall v. Prestamos CDFI, LLC; one of 344 filings from this case.

Record facts

CourtU.S. District Court for the Eastern District of Pennsylvania
Filed2024-09-06

U.S. District Court for the Eastern District of Pennsylvania · No. 5:21-cv-04337-JMG · Doc. 138 · 2024-09-06 · Docket on CourtListener

Full text

IN THE UNITED STATES DISTRICT COURT 
FOR THE EASTERN DISTRICT OF PENNSYLVANIA 
 
 
ALICIA MARSHALL, et al., individually 
and on behalf of all others similarly situated, 
 
 
 
 
Plaintiffs, 
 
 
 
v. 
 
PRESTAMOS CDFI, LLC, 
 
 
 
 
Defendant. 
 
 
 
Civil Action No. 5:21-cv-04337-JMG 
 
 
 
 
 
 
PLAINTIFFS’ MOTION FOR CLASS CERTIFICATION 
 
Plaintiffs1 Alicia Marshall, Paris Townsend, Kristina Henderson, Jamie Jones, John 
Martin, Gregory Lloyd, Alyshia Johnson, Lametria Marvel, Jahbrael Horne and Sharon Bradley 
Smith (collectively, “Plaintiffs”), respectfully submit this motion seeking to certify the following 
class pursuant to Rules 23(a) and (b)(3) of the Federal Rules of Civil Procedure and the Court’s 
Amended Scheduling Order (ECF No. 123 at ¶ 1(d)) (the “Damages Class”): 
Damages Class: all persons and entities in California, Michigan, Arizona, Utah, Texas, 
Indiana, Mississippi and New York (collectively, the “Class Member States”) who, in 
2021, applied for PPP loans with defendant Prestamos as the lender for whom the SBA 
provided a SBA loan number, and who executed and submitted their Loan Documents 
and provided to Prestamos all required loan documentation, but as to whom Prestamos 
both failed to disburse the PPP loan proceeds and reported to the SBA that the loan 
proceeds were disbursed. 
 
In addition, Plaintiffs also seek to certify the following class pursuant to Rules 23(a) and 
(b)(2) of the Federal Rules of Civil Procedure (the “Declaratory Judgment Class”): 
Declaratory Judgment Class:  all persons and entities in the Class Member States who, 
in 2021, applied for PPP loans with defendant Prestamos as the lender for whom the SBA 
provided a SBA loan number, and who executed and submitted their Loan Documents 
 
1  
Unless otherwise noted, all capitalized terms have the meaning set forth in the Table of 
Abbreviations in Plaintiffs’ brief in support of class certification filed herewith. 
Case 5:21-cv-04337-JMG     Document 138     Filed 09/06/24     Page 1 of 5

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and provided to Prestamos all required loan documentation, but as to whom Prestamos 
both failed to disburse the PPP loan proceeds and reported to the SBA that the loan 
proceeds were disbursed. 
 
Excluded from the Classes are defendant Prestamos and its corporate parent CPLC; any 
of their affiliates and entities in which they have a controlling interest; any of their agents and 
employees; any Judge to whom this action is assigned; and any member of such Judge’s staff and 
immediate family. 
In support of this motion, Plaintiffs are simultaneously filing and incorporate herein their 
accompanying brief, Plaintiffs’ Appendix in Support of Class Certification and the documents 
and exhibits attached to Plaintiffs’ Appendix which include: 
Ex. 1 -- the Loan Document Contract Between Prestamos and Plaintiff Marshall 
Ex. 2 -- the Loan Document Contract Between Prestamos and Plaintiff Townsend 
Ex. 3 -- the Loan Document Contract Between Prestamos and Plaintiff Henderson 
Ex. 4 -- the Loan Document Contract Between Prestamos and Plaintiff Jones 
Ex. 5 -- the Loan Document Contract Between Prestamos and Plaintiff Martin 
Ex. 6 -- the Loan Document Contract Between Prestamos and Plaintiff Lloyd 
Ex. 7 -- the Loan Document Contract Between Prestamos and Plaintiff Johnson 
Ex. 8 -- the Loan Document Contract Between Prestamos and Plaintiff Marvel 
Ex. 9 -- the Loan Document Contract Between Prestamos and Plaintiff Horne 
Ex. 10 -- the Loan Document Contract Between Prestamos and Plaintiff Smith 
Ex. 11 -- the Report of William M. Manger, Jr. (“Manger”) dated July 12, 2024  
Ex. 12 -- the Report on Damages Methodology Professor Steven P. Feinstein, Ph.D., 
CFA (“Feinstein”) dated July 12, 2024 
Ex. 13 -- the Report of William Briggs (“Briggs”) dated July 12, 2024 
Case 5:21-cv-04337-JMG     Document 138     Filed 09/06/24     Page 2 of 5

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Ex. 14 -- the Rebuttal Report of Manger dated Aug. 9, 2024 
Ex. 15 -- the Rebuttal Report of Feinstein dated Aug. 9, 2024 
Ex. 16 -- the Rebuttal Report of Briggs dated Aug. 9, 2024 
Ex. 17 -- Plaintiffs’ Proposed Trial Plan 
Ex. 18 -- Joint Declaration of Plaintiffs in Support of Plaintiffs’ Motion for Class 
Certification 
Ex. 19 -- Excerpts From Phase I Deposition Testimony  
Ex. 20 -- Declaration of Lawrence J. Lederer in Support of Plaintiffs’ Motion for Class 
Certification 
Ex. 21 -- Declaration of Justin Heller in Support of Plaintiffs’ Motion for Class 
Certification    
Ex. 22 -- law firm resume of Bailey & Glasser, LLP  
Ex. 23 -- law firm resume of Nolan Heller Kauffman LLP 
Ex. 24 -- Chart Identifying the Elements of Plaintiffs’ Contract Claims in Pennsylvania 
(the forum state) and the Class Member States 
Ex. 25 -- SBA Form 1502 instructions and 1502 reports Prestamos submitted to the SBA 
concerning Plaintiffs’ PPP loans  
Ex. 26 -- PAR forms Prestamos submitted to obtain advances from the PPPLF to fund 
Plaintiffs’ loans 
Ex. 27 -- Spreadsheets Produced by Prestamos Identifying Class Members 
Ex. 28 -- SBA PPP Loan Forgiveness Application Form 3508-S 
Ex. 29 -- SBA Forgiveness Platform Lender Submission Metrics 
Ex. 30 -- Prestamos’ Second Interrogatories to Plaintiffs. 
Case 5:21-cv-04337-JMG     Document 138     Filed 09/06/24     Page 3 of 5

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Dated:  September 6, 2024 
Respectfully submitted, 
Bailey & Glasser LLP 
 
By: /s/ Lawrence J. Lederer 
 
Lawrence J. Lederer (Pa. ID 50445) 
Bart D. Cohen (Pa. ID 57606) 
1622 Locust Street 
Philadelphia, PA 19103 
T.: 202.463-2101 
F.: 202.463-2103 
llederer@baileyglasser.com 
bcohen@baileyglasser.com  
 
Bailey & Glasser LLP 
Michael L. Murphy (admitted pro hac vice)  
1055 Thomas Jefferson Street NW, Suite 540 
Washington, DC 20007 
T.: 202.463-2101 
F.: 202.463-2103 
mmurphy@baileyglasser.com  
 
and  
 
 
Nolan Heller Kauffman LLP 
Justin A. Heller (pro hac vice) 
Matthew M. Zapala (pro hac vice) 
Gregory Zini (pro hac vice) 
80 State Street, 11th Floor 
Albany, NY 12207 
T:  (518) 449-3300 
F:  (518) 432-3123 
jheller@nhkllp.com 
mzapala@nhkllp.com 
gzini@nhkllp.com   
 
Attorneys for Plaintiffs and the Proposed Classes 
 
Case 5:21-cv-04337-JMG     Document 138     Filed 09/06/24     Page 4 of 5

CERTIFICATE OF SERVICE 
I hereby certify that on the 6th day of September, 2024, the foregoing was electronically 
filed and served through the Court’s CM/ECF system to counsel of record. 
/s/ Lawrence J. Lederer                      
 
Lawrence J. Lederer 
 
 
Case 5:21-cv-04337-JMG     Document 138     Filed 09/06/24     Page 5 of 5

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