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Home Court filings USA v. SHEPPARD United States v. Eric Dean Sheppard — S.D. Fla., No. 1:22-cr-20290-BB Memorandum Redacted Copy of Defendant Sheppard's Sentencing Memorandum — USA v. Sheppard (Dkt. 236-1, S.D. Fla.)

Court filing

Memorandum Redacted Copy of Defendant Sheppard's Sentencing Memorandum — USA v. Sheppard (Dkt. 236-1, S.D. Fla.)

Filed May 10, 2024 in USA v. Sheppard; one of 253 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of Florida
Filed2024-05-10

U.S. District Court for the Southern District of Florida · No. 1:22-cr-20290-BB · Doc. 236-1 · 2024-05-10 · Docket on CourtListener

Full text

UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF FLORIDA 
 
CASE No. 22-20290-CR-BLOOM/OTAZO-REYES 
 
UNITED STATES OF AMERICA, 
 
 
vs. 
 
 
 
 
 
 
 
ERIC DEAN SHEPPARD, 
 
 
 
 
 
 
 
 
 
 
 
Defendant. 
_______________________________/ 
 
DEFENDANT SHEPPARD’S SENTENCING MEMORANDUM WITH 
OBJECTIONS TO THE PRE-SENTENCE REPORT, SUBMITTED IN CAMERA 
TO GOVERNMENT COUNSEL AND THE U.S. PROBATION DEPARTMENT 
 
Defendant Eric Sheppard (“Sheppard”) by and through his undersigned counsel 
respectfully submits the following Memorandum regarding his objections to the Presentence 
Investigation Report (“PSR”) for the Court’s consideration.   
Sheppard raises objections to four significant errors in the PSR.  First, Sheppard argues 
that the factual account of the alleged offenses contains inaccuracies that severely prejudice his 
case and are crucial to his sentence.  Second, he disputes the U.S. Probation Officer’s calculation 
of the loss amount, which erroneously includes acquitted and irrelevant uncharged conduct, fails 
to accurately apply the government benefits rule for loan proceeds that went to permissible 
recipients and uses under the Paycheck Protection Program (“PPP”) and COVID-19 Economic 
Injury Disaster Loan (“EIDL”) program, and miscalculates the actual and intended loss amounts 
of Sheppard’s offenses.  Lastly, Sheppard objects to the U.S. Probation Officer’s application of the 
sophisticated means and obstruction of justice enhancements, as the government cannot and will 
not meet its burden of showing these enhancements should apply.  Furthermore, Sheppard 
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respectfully seeks a downward variance, citing to previous courts’ handling of PPP loan 
sentencings and Sheppard’s personal history and characteristics.  
I. 
The PSR’s Assertions 
 
Sheppard contests the accuracy of the United States Probation Officer’s PSR recitation of 
the facts adduced at trial, with which this Court, having presided over the trial, is much more 
familiar.  It is “essential that the presentence report be completely accurate in every material 
respect.”  United States v. Aguilar-Ibarra, 740 F.3d 587 (11th Cir. 2014).  Here, the PSR is riddled 
through with factual inaccuracies, reflecting more the government’s spin on the case than the facts 
before this Court at trial. 
Because this Court would be ill served by a point-by-point refutation of the PSR’s 
inaccuracies, Sheppard here highlights a few errors as examples. 
For instance, Paragraph 11 asserts that “HM Management and all of the other companies 
identified here were structured as partnerships.”  That is factually incorrect.  All the companies 
that were subject to the loans in question were limited liability companies, which is a different 
corporate form than a partnership.   
Paragraph 12 asserts that “HM-UP Development Alafaya Trails, LLC (Alafaya Trails) was 
a Florida limited liability company that owned the Orlando shopping center, the Shoppes at 
Alafaya.”  PSR ¶ 12.  True, it was a limited liability company, contrary to the preceding paragraph’s 
assertion that “all” companies were partnerships.  But it is not true that Alafaya Trails “owned” the 
Shoppes at Alafaya.  Alafaya Trails owned only two parcels at the Orlando Shopping center during 
the relevant period.   
Paragraph 15 of the PSR asserts that “[t]ax year 2018 was the last year that HM 
Management reported having three employees to the Internal Revenue Service (IRS) and to the 
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Florida Department of Revenue.”  PSR ¶ 15.  The evidence submitted at trial provides clear 
evidence of employee W-2s submitted to the IRS for 2019, contradicting this claim.  See Def. Ex. 
Y-1.   
Additionally, the PSR overlooks and omits critical details regarding the HM Four loan in 
paragraphs 29 to 35.  It fails to acknowledge that the jury likely dismissed these arguments during 
trial, ultimately acquitting the defendant on Counts 1, 2, 3, 10, and 11.  Despite this, the PSR asserts 
these points as facts without referencing to the testimony that led the jury to their decision.  Even 
more concerning, the PSR then relies on these paragraphs to justify an increase in the loss 
calculation.  PSR ¶ 67.  Similarly, the PSR mentions EIDL loan applications throughout to justify 
the loss figure found in paragraph 67 but fails to mention that the government charged just one of 
those loans and, as just mentioned, the jury acquitted Sheppard of that charge.  The PSR’s 
inaccuracies and omissions of the record extend beyond these few examples identified here, but 
the outcome and resulting prejudice to Sheppard as a result is the same.  Sheppard respectfully 
requests that the PSR be revised to accurately portray the trial record.   
II. 
Loss Calculation Under § 2B1.1 
 
Sheppard requests that the Court adjust the loss calculation delineated in paragraph 67 of 
the PSR as it is grossly inflated.  The U.S. Probation Officer’s calculation under § 2B1.1 is flawed 
for several reasons.  First, loss should exclude those loan applications for which Sheppard was 
acquitted or not charged.  Second, under the government benefits rule, a decrease in the loss 
calculation is warranted because workers employed by Sheppard were eligible for PPP or EIDL 
loans and ultimately did receive such money from Sheppard.  U.S.S.G. § 2B1.1, cmt. n.3(F)(ii).  
In fact, the amount that Sheppard paid towards workers and business expenses amid the pandemic 
vastly outsizes the amount the U.S. Probation Officer calculates as actual or intended loss here.  
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Finally, Sheppard has already paid back, or is in the process of paying back, every single loan that 
he received from the government (excepting one loan that received forgiveness from the 
government).   
The U.S. Probation Officer calculates a proposed intended loss of $2,816,333.  PSR ¶ 57.  
The breakdown of those charges are below and the loans grayed out are those that Sheppard 
contends at a minimum should not be factored into his loss calculations: 
Date 
Program 
Entity 
Amount 
Status 
Funded 
4/15/2020 
PPP  
HM-UP 
Development 
Alafaya Trails 
LLC dba 
HM Management 
and Development 
$146,587 
Not charged 
Yes 
7/24/2020 
EIDL 
HM Management 
and Development 
LLC 
$160,0001 
Not charged 
Yes 
7/24/2020 
EIDL 
HM UP 
Development 
Alafaya Trails 
LLC 
$160,0002 
Not charged 
Yes 
7/24/2020 
EIDL 
Sheppard Flagler 
Holdings LLC 
$160,000 
Not charged  
No 
7/24/2020 
EIDL 
HM UP 
Development 
Alafaya Trails 
TRU LLC 
$160,000 
Not charged 
No 
9/5/2020 
EIDL 
HM Six LLC 
(Trade Name 
Sheppard Flagler 
Holdings) 
$150,000 
Not charged 
No 
10/22/2020 
EIDL 
HM Four LLC 
$150,000 
Acquitted. 
Yes 
1/19/2021 
PPP  
HM-UP 
Development 
Alafaya Trails 
LLC dba 
$203,125 
Acquitted in 
part, 
convicted in 
part 
No 
 
1 Only $150,000 was funded.   
2 Only $150,000 was funded.  
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HM Management 
and Development 
1/19/2021 
PPP 
HM Management 
and Development 
LLC 
$179,633 
Not charged 
No 
3/11/2021 
PPP  
HM UP 
Development 
Alafaya Trails 
LLC 
$148,397 
Convicted  
Yes 
3/12/2021 
PPP (First 
Draw) 
HM Management 
and Development 
LLC 
$148,591 
Convicted 
Yes 
4/27/2021 
EIDL 
(modification) 
HM Management 
and Development 
LLC 
$350,000 
Not charged 
No 
4/27/2021 
EIDL 
(modification) 
HM-UP 
Development 
Alafaya Trails 
LLC 
$350,000 
Not charged 
No 
5/4/2021 
EIDL 
(modification) 
HM Four LLC 
$350,000 
Not charged 
No 
 
A. 
Acquitted and Uncharged Conduct Should Not Factor into the Loss 
Calculation 
The Sentencing Guidelines set forth the “relevant conduct” that determines the guideline 
range for a defendant’s sentence.  U.S.S.G. § 1B1.3; see United States v. Hoffman-Vaile, 568 F.3d 
1335, 1344 (11th Cir. 2009).  “Relevant conduct” includes the “offense conduct,” which under the 
current Guidelines includes “all acts and omissions committed, aided, abetted, counseled, 
commanded, induced, procured, or willfully caused by the defendant…that occurred during the 
commission of the offense of conviction, in preparation for that offense, or in the course of 
attempting to avoid detection or responsibility for that offense.”  U.S.S.G. § 1B1.3(1).  Eleventh 
Circuit case law has interpreted this provision also to include “not merely the charged conduct, but 
rather all ‘relevant conduct,’ in calculating a defendant’s offense level.”  United States v. Hamaker, 
455 F.3d 1316, 1336 (11th Cir. 2006) (quoting United States v. Hasson, 333 F.3d 1264, 1297 n.19 
(11th Cir. 2003).  
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In this case, Sheppard respectfully requests that he receive the benefit of a forthcoming 
amendment to the Sentencing Guidelines that expressly provides that acquitted conduct is not 
relevant conduct for purposes of determining the guideline range.  Sheppard also contends that his 
uncharged conduct—underlying 10 of the 14 loans that the U.S. Probation Officer includes in the 
offense conduct—should not count as relevant conduct for purposes of determining the guideline 
range.  Together, Sheppard’s acquitted and uncharged conduct represents those actions on which 
the government either (1) declined to attempt to obtain a conviction, or (2) in fact attempted and 
failed to obtain a conviction before a jury of Sheppard’s peers.  It is a betrayal of fundamental 
concepts of fairness and due process now to seek to punish Sheppard for these acts.   
1. 
Acquitted Conduct 
 The Court should exclude Sheppard’s acquitted conduct from its consideration of the 
offense conduct under the Guidelines.  An amended version of the Guidelines, approved on April 
30, 2024, which go into effect November of this year, expressly provides that “acquitted conduct 
is not relevant conduct for purposes of determining the guideline range.”3  Proposed Amendments 
to the Sentencing Guidelines (Dec. 26, 2023), at 40.  Sheppard should get the benefit of this 
 
3 The amendment would revise § 1B1.3 to add new subsection (c), which provides that “relevant 
conduct does not include conduct for which the defendant was criminally charged and acquitted in 
federal court, unless such conduct also establishes, in whole or in part, the instant offense of 
conviction.”  Proposed Changes to U.S.S.G., § 2B1.1 (Nov. 1, 2024). 
As background, the Sentencing Commission issues proposed amendments on December 26, 2023 
that sought to change how the Guidelines recommend using acquitted conduct in sentencing.  
Proposed Amendments to the Sentencing Guidelines (Dec. 26, 2023), at 39.  The Proposal included 
three options.  The first option, the most restrictive and which was ultimately adopted, would “add 
a new subsection (c) providing that acquitted conduct is not relevant conduct for purposes of 
determining the guideline range.”  Id. at 40.  The second would “add a new application note 
providing that a downward departure may be warranted if the use of acquitted conduct has a 
disproportionate impact in determining the guideline range relative to the offense of conviction.”  
Id.  The third would allow for acquitted conduct to be considered provided the government 
established that conduct by clear and convincing evidence.  Id.   
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forthcoming amendment for two reasons.  First, at least one other district court has applied this 
forthcoming amendment in finding the defendant’s acquitted conduct was not relevant conduct for 
purposes of determining the guideline range—and courts in the past have applied other 
forthcoming amendments to the Guidelines in other cases.  And second, considering that in just 
six months similar defendants with similar records who have been found guilty of similar conduct 
as Sheppard will have the express benefit under the Guidelines of their acquitted conduct not 
counting as relevant conduct, this Court should apply the forthcoming amendment in furtherance 
of “the need to avoid unwarranted sentence disparities” among similar defendants under 18 U.S.C. 
§ 3553(a)(6).4 
At least one district court has already considered and applied the Sentencing Commission’s 
forthcoming amendments to the Guidelines in finding that a convicted defendant serving life in 
prison (who was convicted in 1998) was entitled to early compassionate release in part because an 
acquitted charge (here, murder conspiracy) would no longer have been considered as part of the 
presentence report’s guidelines calculation.  United States of America v. Anthony Spradler,  No. 
1:98-CR-38-JMS-MJD-1, 2024 WL 1702873, at *10 (S.D. Ind. Apr. 18, 2024).   
And other district courts have applied forthcoming amendments to the Guidelines when 
that amendment would provide for more lenience in establishing the guideline range.  See, e.g., 
United States v. Williams, No. CR22-0097JLR, 2024 WL 1998415, at *1 (W.D. Wash. May 6, 
2024) (noting that “in anticipation of the forthcoming Amendment 821 to the U.S. Sentencing 
Guidelines, which took effect approximately four months after [the defendant’s] sentencing,” the 
court gave the defendant “the benefit of the upcoming ‘true zero’ criminal history offense level 
 
4 Sheppard also expressly preserves the argument (including but not limited to his right to due 
process and his Sixth Amendment right to a jury trial) that it is unconstitutional to use acquitted or 
uncharged conduct to increase the punishment for an offense. 
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reduction”); United States v. Mendez, 684 F. App’x 803, 806 (11th Cir. 2017) (noting the sentencing 
court applied a forthcoming amendment to the Guidelines and sentenced the defendant “within the 
forthcoming amended guidelines range he asked be applied”); United States v. Carmona-Garcia, 
No. 2:16-CR-318 RB, 2016 WL 10538768, at *5 (D.N.M. Apr. 26, 2016) (granting the defendant’s 
objections to the PSR and request for a downward variance, and giving the defendant the benefit 
of a forthcoming amendment that reduced “enhancements for crimes committed prior to 
deportation”); cf. United States v. Ramon-Perez, 679 F. App’x 732, 734 (10th Cir. 2017) 
(explaining that “the parties agreed [in a plea agreement] that [the defendant] should receive the 
benefit of the forthcoming amendment” to the Guidelines that would lower the defendant’s 
guideline range, and noting that “[t]he district court accepted the agreement, sentencing Mr. 
Ramon-Perez as if the amendment had already taken effect”).5 
Moreover, one of the factors the Court must take into consideration when imposing its 
sentence is “the need to avoid unwarranted sentence disparities among defendants with similar 
records who have been found guilty of similar conduct.”  18 U.S.C. § 3553(a)(6).  All defendants 
sentenced on or after November 1, 2024, when this amendment goes into effect under the 
Guidelines, will have the benefit of the Guidelines’ provision that their acquitted conduct should 
not count as relevant conduct for purposes of determining a guideline range.  Thus, all 
defendants—including those who have similar backgrounds and records, and who have been found 
guilty of similar conduct, as Sheppard—will be sentenced accordingly, not six months from now.  
 
5 Furthermore, if Sheppard were to appeal his sentence after this amendment goes into effect , the 
Eleventh Circuit may apply this amendment retroactively to Sheppard’s sentence.  An amendment 
that become effective after the date of sentencing may be applied retroactively on appeal if it is 
clarifying instead of substantive.  See United States v. Jerchower, 631 F.3d 1181, 1184 (11th Cir. 
2011).  The forthcoming amendment providing that acquitted conduct is not relevant conduct is a 
clarifying rather than substantive amendment because it clarifies the definition of relevant conduct 
that can be considered at sentencing. 
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Section 3553(a)(6)’s directive to avoid unwarranted sentence disparities compels an application of 
this amendment here. 
There has been an outpouring of support for the Sentencing Commission’s decision to 
amend the Guidelines to exclude acquitted conduct from relevant conduct for purposes of 
determining a guideline range—including from the United States Senate Committee on the 
Judiciary.  See Feb. 22, 2024 Letter from United States Senate Committee on the Judiciary (“When 
the government fails to discharge its burden of proof—whether reflected in a jury verdict or 
meritorious motion for acquittal—subsequent use of such acquitted conduct offends the principles 
underlying the Fifth and Sixth Amendments to the Constitution.”).  Indeed, Justices Sonia 
Sotomayor and Brett Kavanaugh (with whom Justices Neil Gorsuch and Amy Coney Barrett 
joined) both issued statements respecting a denial of a petition for certiorari that concerned as its 
core issue whether a court may take acquitted conduct into account during sentencing, which noted 
that the issue “raises important questions.”  McClinton v. United States, 143 S. Ct. 2400, 2401, 
2403 (2023).  Both Justices also noted that the issue was then-pending before the Sentencing 
Commission and denied certiorari in deference to and in anticipation of the Commission’s ultimate 
conclusion on the issue.  Id.  In promulgating the present amendment, the Sentencing Commission 
has spoken.  And per Sentencing Commission Chair Carlton Reeves: “Not guilty means not guilty.  
By enshrining this basic fact within the federal sentencing guidelines, the Commission is taking 
an important step to protect the credibility of our courts and criminal justice system.”  U.S.S.C., 
Press Release:  Commission Votes Unanimously to Pass Package of Reforms Including Limit on 
Use of Acquitted Conduct in Sentencing Guidelines (Apr. 17, 2024).  Thus, the Court should 
consider the Sentencing Guidelines’s overwhelming trajectory (and soon to be operative 
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guidelines) of excluding acquitted conduct and consider only relevant charged and convicted 
conduct.   
With regard to the acquitted conduct at issue here, it is imperative to highlight that 
Sheppard was unequivocally acquitted of all charges associated with the October 22, 2020 EIDL 
loan application on behalf of HM Four (Counts 1, 2, 3, 10, and 11).  This not only exonerates 
Sheppard of any wrongdoing but also necessitates a significant adjustment in his total calculated 
loss, resulting in a reduction of $150,000.00.   
Sheppard’s January 19, 2021 PPP Loan application on behalf of Alafaya Trails also should 
not be included in the total loss because the government failed to prove that the submission itself 
was false or fraudulent, only that certain supporting materials were.  At trial, Sheppard was 
acquitted of: allegations of submitting a false and fraudulent application for the loan (Count 4) and 
presenting a false and fraudulent IRS Form 1065 in support of the application (Count 6), alongside 
the associated identity theft charge (Count 12).  The only charge on which Sheppard was convicted 
was filing a false IRS Form 941, a supporting document to the loan application.   Accounting for 
this change decreases his total calculated loss by $203,125.  Being acquitted of these counts not 
only vindicates Sheppard of those charges but it also necessitates a recalibration of the loss 
calculation.   
2. 
Uncharged Conduct 
The Court should exclude any conduct related to the uncharged EIDL applications and 
requested EIDL modifications from the loss calculation because such conduct does not meet the 
definition of “relevant conduct” that can factor into the loss calculation.  In determining whether 
uncharged conduct constitutes “relevant conduct” for the purposes of calculating a sentence, courts 
“must consider whether there are distinctive similarities between the offense of conviction and the 
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remote conduct that signal that they are part of a single course of conduct rather than isolated, 
unrelated events that happen only to be similar in kind.”  United States v. Maxwell, 34 F.3d 1006, 
1011 (11th Cir. 1994).  The government has proffered no evidence showing that any conduct 
relevant to Sheppard’s EIDL applications rises to the level of relevancy to be considered as part of 
Sheppard’s loss calculation.   
The July 24, 2020 EIDL applications on behalf of HM Management and Development, 
Alafaya Trails, Sheppard Flagler Holdings, and Alfaya Trails TRU (including the attendant EIDL 
modifications for these applications) and the September 5, 2020 EIDL application on behalf of 
HM Six were not charged in the superseding indictment.  And the PSR does nothing to establish 
how any of these EIDL applications or modifications were part of the same plan or scheme as the 
offenses on which Sheppard was convicted such that they represent a “single course of conduct” 
given that all the convicted offenses in this case related to PPP loan applications.  See PSR ¶¶ 51, 
54, 57.   
As delineated in the PSR, the PPP and EIDL programs were separate and served different 
purposes.  PPP was authorized by Congress to “help small businesses pay their employees’ wages 
and avoid massive layoffs,” while the EIDL program was aimed at addressing more general 
“economic injury” and providing the applicant with “working capital.”  PSR ¶¶ 6, 9.  The 
application process was also separate, and each program required applicants to submit different 
information to receive loan relief.  For example, PPP required the submission of documents 
indicating the “average monthly payroll of business.”  PSR ¶ 6.  On the other hand, EIDL required 
submission of “information about [the business’s] economic injury” as evidenced by “its gross 
revenues[] and costs of goods sold.”  PSR ¶ 9.  Given the differences between the two programs, 
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it would be error to consider Sheppard’s uncharged conduct as to the EIDL program as part of the 
same plan or scheme as the PPP loan applications that were central to his offenses of conviction. 
Indeed, the Court should exclude all uncharged conduct from its consideration of the 
offense conduct under the Guidelines.  Particularly where, as here, much of the uncharged conduct 
was charged in the government’s original indictment, but then removed from the superseding 
indictment, the government should not be rewarded at the punishment phase for including conduct 
it did not even deign to include in the guilt phase of trial.  By omitting conduct from an indictment, 
the government waived its ability to ask this Court to punish defendant for that conduct. 
Sheppard also urges the Court to consider the compelling reasons discussed above, supra 
Part II.A.1, that led the Sentencing Commission to ultimately reject including acquitted conduct 
in the loss calculation.  The same rationale applies here: it strains credulity that acquitted conduct 
should be excluded on the basis that the evidence presented did not establish guilt, but that 
uncharged conduct—which is never even presented to a fact-finder for a determination, beyond a 
reasonable doubt, of guilt—should not be excluded for similar reasons.   
Moreover, increasing Sheppard’s sentence based on conduct the government chose to drop 
from the indictment would condone government conduct that could be seen as underhanded and 
unfair to the defendant.  On the Probation Office’s view, prosecutors could simply undercharge a 
defendant in an indictment, prosecute a defendant on only certain counts, and then inflate the 
defendant’s total loss calculation based on evidence of “relevant uncharged conduct” at sentencing.  
And here, the government’s approach does appear so calculated: they made strategic moves before 
trial, removing specific charges from the initial indictment before the grand jury.  The government 
removed Counts 1, 2, 3, and 4 from the original indictment.  But now, the U.S. Probation Officer 
has factored those previously removed counts into Sheppard’s loss calculation.  The U.S. Probation 
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Officer also seeks to include in the loss calculation charges that were never brought by the 
government in either the initial indictment or the superseding indictment.  The government cannot 
have it both ways.  This approach puts Sheppard in an unfair position: he focused on addressing 
the charges presented against him at trial, only to face the prospect of a significantly increased 
sentence due to the U.S. Probation Officer’s loss calculation.  Such tactics are unjust and should 
be rejected out of hand by this Court. 
Accounting for the error of including the uncharged and irrelevant conduct as to the EIDL 
applications and modifications in the loss calculation, Sheppard’s intended loss should be reduced 
by $1,840,000 ($640,000 for the July 24, 2020 applications, $150,000 for the September 5, 2020 
application, and $1,050,000 for the three requested modifications).  And accounting for the error 
of including the two uncharged PPP loans in the loss calculation ($326,220), Sheppard’s loss 
amount should be decreased by a total of $2,166,220.  Thus, after factoring in the reductions 
warranted for both the acquitted conduct ($353,125) and uncharged conduct ($2,166,220), 
Sheppard’s adjusted loss calculation, at worst, should be $296,988.    
B. 
The Court Should Apply the Government Benefits Rule To Account For Funds 
Distributed To Eligible Workers 
Under the Commentary to the Sentencing Guidelines, in cases “involving government 
benefits (e.g., grants, loans, entitlement program payments), loss shall be considered to be not less 
than the value of the benefits obtained by unintended recipients or diverted to unintended uses, as 
the case may be.”  U.S.S.G. § 2B1.1, cmt. n.3(F)(ii).  The PSR calculates an intended loss figure 
of $1,766,333, “as reflected on the loan summary government Exhibit 72, plus $350,000 for each 
of the EIDL modifications requested on behalf of HM Management, Alafaya Trails and HM Four, 
for a total intended loss amount of $2,816,333.” PSR ¶ 57.  But the PSR’s intended loss figure of 
$2,816,333 fails to apply the government benefits rule.  This calculation of loss ignores that PPP 
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and EIDL loans are “government benefits” within the meaning of the Guidelines, that Sheppard 
(whose business entities qualified for loans under these programs),6 and that, ultimately, 
$4,001,962.56 were used for permissible purposes under the PPP and EIDL Program, namely, 
paying workers and paying off business expenses, and thus, should not count toward the intended 
loss figure here. 
PPP and EIDL loans are “government benefits” within the meaning of U.S.S.G. § 2B1.1, 
cmt. n.3(F)(ii) based on the provision’s plain language, which specifies that “loans” are a type of 
qualifying government benefit.  PPP and EIDL loans are also “government benefits” within the 
meaning of U.S.S.G. § 2B1.1, cmt. n.3(F)(ii), as they are analogous to other benefits that courts 
have held qualify as “government benefits.”  See, e.g., United States v. Maxwell, 579 F.3d 1282, 
1306 (11th Cir. 2009) (finding programs aimed at aiding small businesses and small businesses 
owned by socially and economically disadvantaged individuals were “Government Benefits 
Programs under § 2B1.1”); United States v. Hebron, 684 F.3d 554, 560 (5th Cir. 2012) (applying 
the government benefits rule in a case involving disaster relief benefits from the Federal 
Emergency Management Agency); United States v. Leahy, 464 F.3d 773, 790 (7th Cir. 2006) 
(interpreting U.S.S.G. § 2F1.1 before it was consolidated with § 2B1.1) (finding that contracts 
awarded under “an affirmative action program aimed at giving exclusive opportunities to certain 
women and minority businesses” were government benefits). 
 
6 Indeed, based on documents provided by Sheppard to counsel, it appears that the $146,587 PPP 
loan Sheppard applied for on April 15, 2020 on behalf of HM-UP Development Alafaya Trails 
LLC (d/b/a HM Management and Development) was forgiven by the government, which only 
further evidences his entitlement to loan proceeds under these programs.  See Exhibit A – PayPal 
Paycheck Protection Program Loan Team, email to Eric Sheppard (May 27, 2021) (providing the 
$146,457.00 qualified for full forgiveness); see also Interim Final Rule on Loan Forgiveness 
Requirements and Loan Review Procedures as Amended by Economic Aid Act, 86 Fed. Reg. 8283 
(Feb. 2021) (providing overview of the loan forgiveness process and criteria). 
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One permissible use of loan proceeds under the PPP and the EIDL program was paying 
workers.7  PSR ¶¶ 6, 9.  And Sheppard did just that by paying $4,001,962.56 to his workers (who 
were eligible for PPP and EIDL proceeds) at the peak of the pandemic, between May 2020 and 
December 2021—far in excess of the amount he received as government benefits under the PPP 
and COVID-19 EIDL programs.   
Under the government benefits rule, the loss calculation includes only that amount 
“obtained by unintended recipients or diverted to unintended uses.”  U.S.S.G. § 2B1.1, cmt. 
n.3(F)(ii) (emphasis added).  In other words, loss may be reduced where “a defendant was intended 
by the government to receive some amount of benefits[.]”  United States v. Tupone, 442 F.3d 145, 
154 (3d Cir. 2006) (cleaned up).  Intended and permissible uses under the PPP and COVID-19 
EIDL program include payroll costs, but also include other expenses such as insurance, rent, and 
utilities.  See supra note 7.  In calculating loss, the court “need only make a reasonable estimate” 
based on “available information.” U.S.S.G. § 2B1.1, cmt. n.3(C).  Such “available information” 
here includes Defense Exhibit Z-3—which trial counsel used as a jury demonstrative during the 
testimony of defense expert witness Scott Bouchner—and which shows that $3,848,288.56 went 
to permissible expenses under the PPP and the EIDL Program, including to payment of workers, 
insurance, utilities, and other business-critical expenses: 
 
7 See Interim Final Rule 85 Fed. Reg. 20811 (April 15, 2020); 13 C.F.R. § 123.303; SBA “About 
COVID-19 EIDL,” https://www.sba.gov/funding-programs/loans/covid-19-relief-options/covid-
19-economic-injury-disaster-loan/about-covid-19-eidl#id-loan-details, last accessed May 8, 2024. 
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As noted by Defense Exhibit Z-3, $676,946.90 of the $3,848,288.56 total went to payroll.  And as 
evidenced by Defense Exhibit Z-8, an additional $153,674.00 (not included in the above 
$676,946.90 payroll figure) also was ultimately paid out to workers: 
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Thus, while the U.S. Probation Officer calculates loss of $2,816,333 here, that figure completely 
ignores that $830,620.90 (i.e., $676,946.90 in “Payroll” plus $153,674.00 in “Payroll to Individual 
Workers Incurred by Project Manager”) was paid as payroll to workers, alongside $3,171,341.66 
in other non-payroll business expenses, for a total of $4,001,962.56 in permissible uses of loan 
proceeds.  Because $4,001,962.56—a figure that vastly outsizes the U.S. Probation Officer’s 
$2,816,333 loss figure—went to paying workers and business expenses, both permissible uses 
under the PPP and EIDL Programs, Sheppard respectfully argues that the appropriate loss figure 
here should be zero. 
C. 
No Intended or Actual Loss Resulted from Sheppard’s Conduct 
The government did not suffer any intended loss or actual loss from Sheppard’s offenses 
of conviction because Sheppard always intended to pay back the loans that he received from the 
government (and has in fact paid back all of the funded loans of which he was convicted).  The 
Sentencing Guidelines define loss for the purposes of the loss calculation in the PSR as the “greater 
of actual loss or intended loss.” § 2B1.1(3)(A).  “Intended loss” refers to “the pecuniary harm that 
the defendant purposely sought to inflict.”  Id. cmt. n.3(A)(ii).  “Actual loss” refers to “the 
reasonably foreseeable pecuniary harm that resulted from the offense.”  Id. cmt. n.3(A)(i).   
Sheppard did not intend any loss in this case.  Although the Eleventh Circuit has not 
weighed in on the issue, at least two other Circuits have found that calculating “intended loss” 
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under § 2B1.1 requires considering the defendant’s actual (subjective) intent, and not his 
constructive intent.  See United States v. Henderson, 19 F.3d 917, 928 (5th Cir. 1994) (vacating a 
sentence where the district court calculated intended loss using the face value of the fraudulently 
obtained loans, without taking into account the defendant’s contention that he intended no loss 
because he intended to repay the loans); United States v. Harris, 597 F.3d 242, 254 (5th Cir. 2010) 
(clarifying that a court “[can]not use the fact that a defendant’s crime ultimately resulted in a loss 
of property to find that he constructively intended to inflict any loss”); United States v. Hartstein, 
500 F.3d 790, 798 (8th Cir. 2007) (“Because we have repeatedly characterized intended loss with 
reference to a defendant’s actual, subjective intent, that intent should drive our analysis.”).  So, 
too, should this court consider Sheppard’s actual, subjective intent here.  Sheppard always intended 
to pay back any loans that were disbursed by the government.  As demonstrated in the table below, 
Sheppard has already paid back the loans for his offenses of conviction, and he is in the process of 
paying back the three other loans that were disbursed to him (except for the April 15, 2020 loan 
that was forgiven), including acquitted and uncharged loans.    
Date 
Program 
Entity 
Amount 
Funded 
Status 
4/15/2020 
PPP  
HM-UP 
Development 
Alafaya Trails LLC 
dba 
HM Management 
and Development 
$146,587 
Forgiven8 
7/24/2020 
EIDL 
HM Management 
and Development 
LLC 
$150,000 
Currently being 
paid off 
7/24/2020 
EIDL 
HM UP 
Development 
Alafaya Trails LLC 
$150,000 
Currently being 
paid off 
 
8 See Exhibit A – PayPal Paycheck Protection Program Loan Team, email to Eric Sheppard (May 
27, 2021) (providing the $146,457.00 qualified for full forgiveness). 
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10/22/2020 
EIDL 
HM Four LLC 
$150,000 
Currently being 
paid off 
3/11/2021 
PPP  
HM UP 
Development 
Alafaya Trails LLC 
$148,397 
Paid in full9 
3/12/2021 
PPP 
HM Management 
and Development 
LLC 
$148,591 
Paid in full10 
 
The fact that Sheppard is paying off not just the loans that he was convicted of, but also the loans 
that were not included superseding indictment and, most notably, that Sheppard was acquitted of, 
is evidence that Sheppard always intended to pay back all loans he received from the government.  
Sheppard’s subjective intent was not to inflict any pecuniary harm to on any financial institution.  
Therefore, Sheppard’s intended loss amount must be zero. 
In addition, no financial institution suffered any actual loss from Sheppard’s offenses of 
conviction.  According to documents provided by Sheppard, Sheppard has completely paid off 
both the March 11, 2021 second draw PPP loan behalf of Alafaya Trails and the March 12, 2021 
second draw PPP loan on behalf of HM Management and Development, the only two loans for 
which he was convicted of any charges and that were actually disbursed to Sheppard.  Because 
Sheppard paid back the two loans that he was convicted of, Sheppard did not cause any pecuniary 
loss to the government.  Therefore, Sheppard’s actual loss amount should be also zero.  
Given that there was no intended loss or actual loss resulting from Sheppard’s conduct, 
Sheppard respectfully argues that the appropriate loss figure here should be zero. 
 
9 See Exhibit B – Email from Stephanie Paulk (Loan Servicing Specialist, Newity Market) to Eric 
Sheppard (4/5/2024) (confirming Sheppard paid off loan on behalf of HM-UP  Development 
Alfaya Trails LLC) 
 
10 See Exhibit C – Letter from Team Scratch to Eric Sheppard (Apr. 8, 2024) (confirming Sheppard 
made his last payment on April 4, 2024 for the $148,591 loan on behalf of HM Management and 
Development LLC). 
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III. 
The Sophisticated Means Enhancement Is Incorrectly Included 
Sheppard objects to the inclusion of the sophisticated means enhancement in his offense 
level calculation on two grounds.  First, the PSR fails to provide Sheppard with sufficient notice 
as to what facts on which this enhancement is based.  Second, that lack of notice notwithstanding, 
none of Sheppard’s conduct warrants this enhancement.    
First, the absence of any factual basis alleged in the PSR suggests that the government 
cannot and will not meet its burden here.  U.S. v. Lawrence, 47 F.3d 1559, 1566 (11th Cir. 1995).  
The PSR merely states that the sophisticated means enhancement was applied because “the offense 
otherwise involved sophisticated means.”  ¶ 68.  Such a conclusory statement fails to put the 
defense on notice as to what facts the government intends to argue support the application of this 
enhancement.   
Second, there is no factual basis supporting the application of this enhancement to 
Sheppard.  The sophisticated means enhancement found in § 2B1.1(b)(10)(C) should be applied 
only when a fraudulent scheme “involved sophisticated means and the defendant intentionally 
engaged in or caused the conduct constituting sophisticated means.”  U.S.S.G. § 2B1.1(b)(10)(C).  
The commentary to the guidelines defines “sophisticated means” as “especially complex or 
especially intricate offense conduct pertaining to the execution or concealment of an offense.” 
U.S.S.G. § 2B.1 cmt. n.9(B).  Such complexities and intricacies must be “above and beyond” the 
complexities and intricacies that are already “inherent in fraud.”  United States v. Adepoju, 756 
F.3d 250, 259 (4th Cir. 2014).   
For example, in Adepoju, the Fourth Circuit found that the district court committed clear 
error in applying the sophisticated means enhancement to a defendant who was convicted of bank 
fraud for using a stolen identity and forged checks to open a bank account and attempting to 
withdraw money from that account. Id. at 252-53.  The court reasoned that “the facts concerning 
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the crime of conviction do not affirmatively indicate that he did anything especially intricate or 
complex to obtain [the stolen identity] or attempt to defraud a bank,” and that “government’s 
burden demands more than the mere presence of the tools of fraud and the attempt to use the same.”  
Id. at 258. 
Just like the conduct in Adepoju, Sheppard’s alleged conduct does not rise to the “especially 
complex” or “intricate” conduct beyond that “inherent in fraud.”  Rather, his alleged conduct 
consisted of making misrepresentations while filling out PPP loan applications.  Such 
misrepresentations are insufficient to warrant the sophisticated means enhancement since all wire 
fraud inherently involves misrepresentations.  See id. at 257 (finding that the district court 
committed clear error when it applied the sophisticated means enhancement to offense conduct 
that was no “more than the forgeries, misrepresentation, and concealment inherent in bank fraud”).   
Moreover, unlike other PPP loan fraud cases, each of Sheppard’s entities existed prior to 
the fraud and for a legitimate purpose.  Cf. Sah v. United States, 2023 WL 9785691 (N.D. Tex. 
2023) (defendant created shell entities and opened bank accounts in the name of these companies 
to carry out PPP loan fraud scheme).  That Sheppard used multiple companies in conjunction with 
his loan applications does not suggest sophisticated means.  After all, it is undisputed that all of 
Sheppard’s companies were in existence prior to the submission of the loan applications.  Sheppard 
offered legitimate reasons at trial for applying through those companies.  12/19/23 A.M. Tr. 18:4-
18.  In addition, the bank accounts where the loans were disbursed were registered under the name 
of Sheppard’s legitimate companies and were controlled solely by Sheppard, underscoring that he 
had no intent to avoid detection in applying for the loans as he did.  And, as the defense’s expert 
Scott Bouchner testified, the same three company accounts where the loan funds were disbursed 
were the same three accounts that Sheppard used to cover his business expenses, including 
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payments to his workers.  1/10/24 P.M. Tr. 36:5-10, 38:21-39:21.  This is simple banking that does 
not require sophisticated means. 
In sum, Sheppard’s allegedly fraudulent conduct was devoid of any complexities or 
intricacies beyond what is inherent in any wire fraud offense.  Therefore, the sophisticated means 
enhancement should not be applied to Sheppard’s offense level calculation. 
IV. 
The Obstruction of Justice Enhancement Is Incorrectly Included 
Section 3C1.1 of the Guidelines provides for a two-level increase to the defendant’s base 
offense level if “(1) the defendant willfully obstructed or impeded, or attempted to obstruct or 
impede, the administration of justice with respect to the investigation, prosecution, or sentencing” 
of his offense of conviction, and “(2) the obstructive conduct related to…the defendant’s offense 
of conviction and any relevant conduct.”  Obstructive conduct includes “committing, suborning, 
or attempting to suborn perjury.”  U.S.S.G. § 3C1.1, cmt. n.4(B).  The burden is on the government 
to establish “by a preponderance of the evidence the facts necessary to support” the enhancement.  
United States v. Turner, 626 F.3d 566, 572 (11th Cir. 2010) (quoting United States v. Kinard, 472 
F.3d 1294, 1298 (11th Cir. 2006)).  U.S.S.G. § 3C1.1, cmt. n.4(B).   
For testimony to warrant the enhancement under § 3C1.1, it must be false, concern a 
“material matter,” and result from the defendant’s “willful intent to provide false testimony” as 
opposed to from “confusion, mistake, or faulty memory.”  United States v. Singh, 291 F.3d 756, 
763 (11th Cir. 2002) (quoting United States v. Dunnigan, 507 U.S. 87, 94 (1993)).   The 
Commentary to the Guidelines also emphasize that “[i]n applying this provision in respect to 
alleged false testimony or statements by the defendant, the court should be cognizant that 
inaccurate testimony or statements sometimes may result from confusion, mistake, or faulty 
memory and, thus, not all inaccurate testimony or statements necessarily reflect a willful attempt 
to obstruct justice.”  U.S.S.G. § 3C1.1, cmt. n.2. 
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A. 
Paragraph 58 
The U.S. Probation Officer states that, during trial, Sheppard “made intentionally false 
statements during his testimony that he did not decide who at his companies were paid as W-2 
employees and who was paid as an independent contractor.  He also denied knowing who were 
employees versus independent contractors.”  PSR ¶ 58.  According to the U.S. Probation Officer, 
this testimony is intentionally false because in Sheppard’s February 2019 deposition he 
acknowledged that Jeffrey Graff and CJUF workers were independent contractors, while HM 
Management paid “payroll taxes for employees” and had “no payroll for independent contractors.”  
PSR ¶ 58.  The U.S. Probation Officer also cites Mr. Graff’s trial testimony that Sheppard decided 
whether three individuals at HM Management were employees or independent contractors and that 
Mr. Graff believed Sheppard “knew the difference” between an “employee” versus an 
“independent contractor.”  PSR ¶ 58.   
The U.S. Probation Officer refers to Sheppard’s January 8 and 9, 2024 testimony, which 
reflects a long line of questioning that (1) established Sheppard was mostly uninvolved with and 
uninformed about hiring decisions that involved classifying workers as employees or independent 
contractors, and (2) mainly elicited confusion from Sheppard—not over whether he understood 
the difference between employees and independent contractors, but rather over how that distinction 
is reflected in the individual worker’s paycheck and the resulting tax implications for the company. 
For example, Sheppard testified that Jeanette Gonzalez, his bookkeeper and office manager 
(or if not Ms. Gonzalez, someone in charge of hiring for the specific project), not him, decided 
whether workers were hired as employees or independent contractors, and that he was “not 
involved with that decision making process”: 
Q. Jeanette Gonzalez has worked for you since before 2016. Correct? 
A. For my companies yes. 
. . . . 
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Q. She works for the company, which is the entity that you control. And so you’re her 
boss, correct? 
A. Correct. I’m the managing member of the entity. 
Q. Fair to say Ms. Gonzalez doesn’t decide what contractors you hire for projects, right? 
A. Correct. 
Q. She doesn’t make decisions about what leases you negotiate with tenants, right? 
A. That’s correct. She does not. 
Q. She doesn’t decide who the laborers are, the -- either you or the contractors decide 
who those labors are going to be on various projects, right? 
A. That’s correct when it comes to construction or whatever city the parties and the 
workers that do the day to day working, the common area working, she doesn’t get in that 
decision making process. 
Q. She doesn’t decide for HM Management who is going to be a W-2 employee or a 1099 
contractor, right? 
A. That’s not true. She does. 
Q. She does decide? 
A. For HM Management. 
Q. Yes for HM Management? 
A. Yeah she’s on that -- she or whatever is hiring the person is the one that determines 
how they identify the employee. 
Q. So at HM Management, which is your company, that you manage? 
A. Uh-huh. 
Q. Where you’re the boss, Jeanette Gonzalez does not decide who is a W-2 employee or a 
1099 contractor, correct? 
A. That’s not true. 
Q. That’s not true. She decides? 
A. She or somebody. I’m not involved with that decision making process. I can’t say or 
whether she or she talks to the accountants or she talks to the project executive. I don’t 
know who she speaks to or who they speak to. I’m not involved with that process myself 
so I can’t tell how it actually the -- the process works. 
Q. Somebody whom you cannot identify decides for your company who is a W-2 or a 
1099 contractor; is that right? 
A. Somebody who HM Management is has a contractor to do the work. Whoever is 
overseeing the work is the one who determines whether someone -- if as an independent 
contractor that’s hiring a third-party company -- the -- if you’re hiring a career air-
conditioning as part of a budget, if it’s an individual person and what they do, that would 
be whoever -- whoever hires them, they do a package and they hire them. That’s how it 
normally works from my understanding. 
 
1/8/24 A.M. Tr. 106:19-21, 110:10-112:6; see also 1/8/24 P.M. Tr. 52:4-8 (testifying similar as to 
Elba Baluarte, and stating “I don’t know how she was designated you know years and years and 
years ago…. I typically just pay the account, the payroll account whether it’s ADP or to the 
company. That’s how it usual works I don’t know how she’s classified.”); 1/8/24 P.M. Tr. 53:11-
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25 
 
18 (testifying that he “never thought about” Jeff Graff’s status, but stating that Mr. Graff’s 
testimony refreshed his recollection as to a conversation where Graff expressed he wanted to be 
converted from an employee to a contractor).  
Sheppard further testified that he generally “wasn’t involved” in the process of deciding 
whether Ms. Gonzalez herself—or others—were brought on as employees or as independent 
contractors: 
Q. I’m speaking about let’s say 2017, 2018, 2019, 2020, 2021, did Ms. Jeanette Gonzalez 
decide if she was going to be a W-2 or a 1099 for herself? 
A. I don’t know what she decided she was going to be. Again, when someone -- I don’t 
deal with this so I’m going to try the answer the question to the best of my abilities but like 
when she started for HM Management whatever day she started, whoever filled out the 
paperwork, they decided whatever she was going to be. I wasn’t involved with that process. 
However he started with the company. Someone -- whether it was -- it was probably either 
Steve fallow sew or Denise or Addy. Those are the only three people that could have made 
those decisions when she started. 
. . . . 
Q. So somebody made the decision, you don’t know who? 
A. Whoever deals with administration and payroll, that’s who made the decision, I assume 
that’s how it works. I mean, I don’t know how they make these decisions. But that’s what 
they -- whoever was doing it at the time. 
 
1/8/24 A.M. Tr. 113:8-20, 115:16-18. 
 
Sheppard confirmed that while he wrote the checks to pay workers, he did not notice or 
appreciate the distinction between a check that would be sent to an employee versus an 
independent contractor, and was not involved in and, thus, could not articulate the process by 
which an employer “withheld” the appropriate portion of an employee’s wages:  
Q. And all those laborers [working on the Burlington Coat Factory project] were 1099ed 
contractors, correct? 
A. I don’t know what they were. They’re workers. That’s up to Jeff. I just went off payroll 
reports, the payroll report. I don’t know what they were. I never said what they were when 
I wrote a check. It says payroll. It says payroll, payroll, payroll. So payroll check. That’s 
what I wrote. I mean, I didn’t write, I got a payroll report. I just didn’t write a check. I had 
a report, I looked at it and I write checks to the individuals. 
. . . . 
Q. You do know what withholdings are, right? 
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A. Yes. I know what withholding are. 
Q. And you know that withholding is money that is taken out of wage employees’ 
paychecks, right? 
A. Okay. 
Q. Yes? 
A. No. I know what withholdings are. It’s when you pay an employee, there’s -- when 
someone goes and does it, and where there’s withhold -- that’s what I know. I mean, I used 
to get a pay check back in the day. 
Q. Right and the withholdings are -- it’s and money that the employer keeps for Medicare, 
taxes for Social Security taxes for income taxes, right? 
A. (No verbal response.) 
Q. Yes. Those with withholdings? 
A. I know what withholdings are. I’m not sure how the distribution. I don’t process that. 
So I don’t really exactly how -- I know the terms. But I don’t process it myself personally 
so I don’t specifically know how that works I know what they mean because -- 
Q. And you also know that for wage employees, the employer has his or her own tax 
responsibilities to contribute Social Security and Medicare taxes as well when they have a 
wage employee that that’s part of the withholdings mic up if you will? 
A. I mean I know you pay someone a gross wage and how it’s -- whether the worker sends 
it to them or the employer I know there’s a gross wage and then certain things are taken 
out the, whatever they are. I mean I know I’ve heard the terminology again pro process it. 
But I understand what you’re saying what it means. 
Q. But there’s an employer portion to that, right that the employer also has toll contribute 
Social Security and Medicare taxes I mean that’s what you have to pay, right when you 
have wage employees from whom you withhold part of their wages? 
A. If it’s -- -- I I can’t really comment. I know there’s something you have to withhold. I 
don’t know what that is. But there’s a gross pay and someone calculates what you withhold. 
That’s -- if that’s what you’re asking me. I know there’s withholdings. Yes. I -- 
Q. And you know that with withholdings there is an employer contribution to the IRS as 
well. Medicare and Social Security taxes? 
A. I don’t understand the employee contribution. I don’t deal with that, but I mean, if you’re 
holding somebody’s -- if someone give -- if you pay a person, they get X. And you’re 
supposed to hold it and forward a portion of it to them, whatever you’re holding back from 
the person. You don’t give them the full check of the gross. If you pay gross check and a 
net, and then the other part of the net, you’re supposed to send or something like that. But 
I never do the process, so I don’t really understand how that would actually work, but I 
understand the concept. 
 
1/8/24 P.M. Tr. 29:10-18, 29:25-32:2; see also 1/9/24 A.M. Tr. 3:16-4:21 (when presented with W-
2s for Jeanette Gonzalez, Elba Baluarte, and Vanessa Gonzalez, Sheppard could not confirm the 
process by which the company withheld taxes, stating “I don’t know technically how that goes” 
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and “Jeanette in that particular year, handles that stuff. So I can’t tell you exactly how it’s supposed 
to work.”). 
Sheppard’s confusion throughout the government’s line of questioning related to 
“withholding” and the employer’s “contribution” is clear; it is also clear that, beyond writing the 
checks, Sheppard was not involved in the payroll process at all: 
Q. Right. Well, you’ve been an employer Mr. Sheppard, right? 
A. I have. 
Q. And as an employer, you withhold part of the employee’s wages and you also -- which 
comes out of your business’ pocket -- pay the employer contribution for that I mean you 
heard the testimony that must have refreshed your recollection 
as to those kinds of payments, correct? 
A. I heard the testimony. A lot. Again, my involvement with any type of payroll is there’s 
a gross amount. It goes into a payroll account. And then whoever is dealing with that, they 
cut people’s checks on Friday, here’s a payroll check on Friday. I only know is for me 
personally it’s a gross amount on a monthly basis or a weekly basis it’s a gross amount. 
Somebody takes it and they do whatever they are going to do I haven’t had a paycheck in 
12 years. 
Q. I’m trying to understand from you -- I’m just trying to get an answer to my question, 
Mr. Sheppard, which is that there is an employer portion that goes to the IRS for Social 
Security and Medicare taxes for your employees. 
A. I said I know there’s an employment tax that goes to the government. In some shape or 
form. I can’t tell how that’s delineated because I just don’t know. You’re asking me specific 
questions about how that gets delineated. I know there’s an employment tax for an 
employee, an employee tax. Whatever it is, that goes -- the employment tax goes to the 
government. That’s what I know. 
Q. Is that, yes, you know this the employer has a contribution as well? 
A. When you say contribution, I don’t -- that’s a. 
. . . . 
Q. So if you don’t understand the term contribution, let me try to rephrase my question Mr. 
Sheppard which is: You withhold a certain portion of the employee’s pay. That’s there 
withholdings for Medicare Social Security, income tax, and then in addition, the employer 
has to pay out of the employer’s account or the employer’s pocket money to the IRS for an 
additional amount for Social Security and Medicare? You’re aware of that, yes? 
A. I’m aware what you just described to me. Am I aware how that goes? Again, it’s a little 
confusing to me that you give someone -- a check and you take money out of the check as 
you explained you just forwarding. I don’t know about contribute. You’re just forwarding 
what you sound like you’re saying you hold back and one person -- the employer forwards 
it and the employee forwards their portion. That’s what I think you’re saying. That’s what 
I’m getting out of it at least. 
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Q. So when you were writing checks during COVID to the laborers in Orlando it was just 
a flat check, I mean a flat amount. You your company HM-Up or HM Management was 
not keeping any portion of the amount that was owed to that laborer that’s my question? 
A. I have no idea. I got a report. A wrote a check to an individual based upon -- because 
we usual use a computer. It was it’s always done by computers because of COVID. There 
was -- either I wrote it or Jeff Vasilas wrote it and whatever the payroll report says I just 
wrote a check. 
. . . . 
Q. The payroll report that you saw on the computer that had payments to laborers, it did 
not have withholdings for laborers who were not your employees, correct? 
A. I have no idea what the payroll report says. I -- four years ago, the what the payroll 
report says. It was not -- 
Q. That was not the only time you ever saw a report, a payroll report in 2020. You’ve seen 
those reports, right? 
A. I’ve seen the reports but I don’t -- this is different than our normal business. Our normal 
business is very organized it’s all like computers and everything’s in spreadsheets and this 
is just like a you know a x-ray I don’t say created report by Mr. Vasilas who just hired all 
these people and I just -- I remember the people’s names what they did I looked at pictures 
to see if she though did the work and she sent me the pictures some of the times the checks 
were prepared before I even walked into the room. So it doesn’t -- I don’t know like how 
it was actually -- I can visualize but I don’t know how it was actually processed by him. I 
have no idea. 
Q. You don’t recall seeing any withholdings on those report that is told you how much to 
pay those laborers because you were writing the checks? 
A. Well, I don’t recall just sitting here I don’t recall exactly how were -- they were just 
checked they were a dollar amount. So I don’t know what was held. What was not held. I 
don’t know anything. I just hereby’s a person, hearsay the name here’s the what they did if 
a check was made out already or if it was. I signed it. But that’s how it worked during the 
COVID world. 
 
1/8/24 P.M. Tr. 32:3-33:6, 33:15-34:15, 34:22-35:24. 
 
And despite the U.S. Probation Officer’s contention, Sheppard’s trial testimony actually 
reflects consistency with his February 2019 deposition testimony that HM Management paid 
“payroll taxes for employees.”  PSR ¶ 58.   
Q. HM Management, you paid wages to people for a time, right? 
A. For a time? 
Q. Yeah. Up through 2018, yes? 
A. Nope. Through 2019. 
 
1/8/24 P.M. Tr. 35:25-36:3. 
 
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29 
 
It should not be surprising that Sheppard, who was in charge of running multiple 
companies, was not involved in every minute detail of payroll, accounting, and human resources 
at those companies.  But the important point in reviewing the abovementioned testimony is that 
the government has not proven that Sheppard demonstrated a willful intent to give false testimony 
here. 
B. 
Paragraph 59 
The U.S. Probation Officer states that Sheppard also “gave false testimony” when he 
“denied knowing what [the IRS Form 941s submitted to PayPal in 2021 in support of the Alafaya 
Trails PPP loan] were used for, denied having seen them before, denied that he submitted them to 
PayPal, and denied that his handwriting was on the forms.”  PSR ¶ 59.   
The U.S. Probation Officer refers to Sheppard’s January 9, 2024 testimony, in which 
Sheppard stated that Jeff Vasilas handled the submission to PayPal and was only involved to the 
extent Mr. Vasilas had questions: 
Q. All right. Now, on February 11 there were -- with respect -- going back to the PayPal 
loan application from January 2021 for HM-UP Development Alafaya Trails, you know 
that on February 11, 2021 there were these forms 941 provided to PayPal, right? 
A. I don’t know what was provided to PayPal, and -- on February 11th, 2021, I don’t know 
what was actually provided to them. 
Q. And your attorneys put in this exhibit on your behalf from February 11, 2021 -- I’m 
sorry. One moment, please. All right. If we can go to the ELMO, please. This is a part of 
your P1 defense exhibit February 11th 2021, that’s your email address, correct? 
A. Correct. 
Q. And you told PayPal: I received the 941s, from 2020 from our accounting department 
and submitted them to the portal, right that’s what you wrote? 
A. Well, I didn’t write that, but that’s what I see here, correct. 
Q. Someone else wrote that for you? 
A. Again, I didn’t handle this specific -- these second round loans as I testified earlier 
multiple times. I didn’t handle this. Jeff handled it. I was involved when he asked me 
questions. And that’s my involvement with it. 
Q. And on this document, PayPal is telling you what they want: Please provide forms 941 
and the business tax return which in your case would be a 1065, right? 
A. The tax return is a 1065. Yes. 
Q. And the forms 941, which is taxable Medicare wages and payroll, right? 
A. That’s what it says, yes. 
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30 
 
Q. And then the false 941s, that we’ve seen were submitted on that day to PayPal, correct? 
A. I don’t know when they were submitted because I didn’t submit them so I don’t know 
when they were submitted but I did see those -- what you’re talking about, those 940s or 
41s, whichever they are. 
 
1/9/24 P.M. Tr. 17:21-19:7. 
 
Sheppard further opined that the handwriting on the form did not look like his own and 
pointed out that his name was misspelled in the signature, which Sheppard noted he would not do: 
Q. Okay. Can we go down to the last one. It’s quarter one. Some of these were submitted -
- some of these were submitted with handwriting, not typed, correct? 
A. I mean, that’s what I’ve been shown. 
Q. And -- go to the quarter one, the last one. Okay. Starting with quarter one here. Just 
show you this so a couple of them, several of them were submitted with handwriting. They 
were hand filled in, they were not typed. Do you see that? 
A. I do see that, yes. 
Q. And this is your handwriting, Mr. Sheppard, correct? 
A. Does not look like my handwriting. 
Q. Got to the next page. That is your handwriting Mr. Sheppard, yes? 
A. Doesn’t look like -- I mean, my name’s not even spelled correctly, but that’s a little 
strange. 
Q. Is that your handwriting? 
A. Doesn’t look like my handwriting. I mean from what I’m looking at right this second. 
Q. It does not look like your handwriting? 
. . . . 
Q. All of it? 
A. All of it. 
Q. Yes? 
A. No. You can take part 5, which is the signature and my name is not spelled like that. So 
it’s wrong spelling. Again my handwriting is -- you know it’s not that far off, but it’s not 
this. 
Q. Mr. Sheppard, is it your handwriting on this page, including your signature Mr. 
Sheppard? 
A. It’s not. 
. . . . 
THE WITNESS: It’s not my handwriting. What I’m looking at, this document doesn’t look 
like my handwriting. 
 
1/9/24 P.M. Tr. 19:12-20:6, 20:10-19, 20:23-24.   
According to the U.S. Probation Officer, this testimony is intentionally false because Mr. 
Graff confirmed during trial that “the writing and signature on the IRS Form 941s belong to 
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31 
 
Sheppard.” PSR ¶ 59.  But considering the above-quoted testimony—and particularly considering 
Sheppard’s contention that his own name was misspelled on the papers the government insists 
Sheppard drafted, an error that no reasonable person could believe Sheppard would make—there 
is simply not enough to establish Sheppard had a willful intent to give false testimony in this 
instance.  And the only opposing evidence cited by the U.S. Probation here (i.e., Mr. Graff’s 
testimony that he recognized the handwriting on the record as Sheppard’s, see 12/6/23 P.M. Tr. 
57:9-13), is certainly not enough to meet this high standard.  
C. 
Paragraph 60 
The U.S. Probation Officer states that Sheppard also “falsely stated that in April 2020, he 
spoke to his accountants, Neal Cupersmith and Alex Zaslow about the PPP and government loans, 
and that they provided him advice about the PPP.  He falsely stated that the accountants gave him 
advice as to which company should apply (HM Management) and that he should provide employee 
data for 2019, instead of 2020, on the loan application. Furthermore, he stated that, despite 
discussing the PPP, at no time did the accountants advise him that his companies did not qualify 
for PPP loans.”  PSR ¶ 60.   
The U.S. Probation Officer refers to Sheppard’s January 9, 2024 testimony, in which 
Sheppard recalled a conversation in which he sought and received advice from Mr. Cupersmith 
and Mr. Zaslow about his various companies and the PPP: 
Q. Right. Right. So the next day you set up a conference call or a call and then you have a 
call -- you have a call with Mr. Cupersmith and Mr. Zaslow, correct? 
A. I don’t remember I remember having a call yes. 
Q. All right. So I just want it to be clear for this jury. During that call, you asked them for 
advice regarding PPP loan applications? 
A. I believe that was our conversation. More about the structure of the company and the 
PPP loan and whatever was out in the market because it was brand new. I asked them about 
it. Yes. 
Q. What did you ask them about it? 
A. I can’t tell exactly the details of what I asked. That was a long time ago. But I definitely 
asked them what you’re supposed to do. 
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32 
 
Q. And you asked them whether you qualified for any PPP loans -- I mean, they’re 
preparing your tax returns every year, correct? 
A. Correct. 
Q. So you asked them whether you qualified for any PPP loans? 
A. Yes. I was asking -- again, I cannot tell you exactly the specific conversation, but it was 
regarding the PPP loans with the PayPal stuff. 
Q. And they gave you advice that you could apply for PPP loans and that you qualify for 
PPP loans and that you should do it? 
MR. ETRA: Objection. A compound question. 
THE COURT: Overruled. I’ll allow that. 
THE WITNESS: Again, simple, I called the accountants, along with other people. I asked 
what am I allowed to do with my company, my company for that PPP loan that’s all I asked. 
Q. For the one that was in process or PayPal? 
A. HM Management and Development. HM Management and Development is a company 
that was -- I was talking about. The applicant was HM-Up. And that conversation about 
HM-Up it should be HM Management and that’s when I reached out to PayPal. I said: Hey, 
I spoke to the accountant it’s not supposed to be HM-Up. It’s supposed to be HM 
Management and I didn’t say that to PayPal but I wrote them an email twice and they never 
contacted me back. Because I wanted to change my application because even though 
people did work for HM-Up and for CJUF and other companies it was HM Management 
that is supposed to apply for the PPP loan. 
Q. So you told the accountants that you had applied on behalf of HM-Up for this PPP loan 
application and their advice back to you was: No. You should have applied on behalf of 
HM 
Management. Is that what they told you? 
A. Again, I don’t know the exact conversation from four years ago, but it was -- the only 
thing I remember talking about was HM Management is the company that should apply for 
the -- the PPP loan. That’s my recollection. And -- 
Q. Because your other companies had no employees, right? 
A. No. That’s not -- that’s -- that’s not what they -- I don’t recall the conversation exactly, 
but that’s not what the conversation was about. 
Q. So they told you that you needed to apply on behalf of HM Management and they didn’t 
explain to you why? 
A. Again, you’re asking me -- they told me HM Management. That’s why I filed a modified 
application to PayPal at the time. And they explained that I always thought it was for the -
- to pay people 2020 was to pay people. So that’s why I asked them and they said: No, it’s 
2020 who you can pay for your construction stuff for your construction job, that’s fine. But 
we’re -- HM Management workers will go at HM-Up because again we were under 
construction so HM Management workers would go for HM-Up who is doing the 
construction. That was the simple conversation in the middle of a[sic]. 
Q. And your accountants would know which of your companies had actual employees. 
Right? 
A. Can I don’t know what they would know or not know they should know how my 
business operates because we speak about my business and how it operates. 
Q. So did you tell them that you were applying on behalf of 80 employees. 
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A. I told them that am I supposed to apply for workers in 2020. And I was told no it was 
2019. And that’s why they said you had to adjust it from -- forget the 80 in 2020. You had 
to adjust it to eleven in 2000 -- eleven or 5, I don’t remember the exact number -- for 2019 
because the workers that did work then, that’s -- and that’s what I modified and resubmitted, 
eleven people because I always thought the 2000 -- I thought program was to keep people 
working, and that’s what I did and, that’s what I paid. But they said: No. You have to use 
the data from 2019. Okay. And you can’t use your workers in 2020 that you’re paying. You 
have to use past workers. That’s why I -- excuse me. That’s why I modified the application 
and we submitted it so PayPal prior to May first on April 27th. 
Q. And they never referred to these people as workers not employees, correct. They referred 
to them as workers not employees? 
A. Who is they. 
Q. The accountants? 
A. I don’t know how they referred to them, ma’am. I’m sorry. I don’t know how they 
referred to them. 
 
1/9/24 A.M. Tr. 17:6-20:23. 
 
According to the U.S. Probation Officer, this testimony is intentionally false because the 
“testimony of Neal Cupersmith and Alex Zaslow show that the accountants and Sheppard did not 
talk about the PPP, and that the accountants did not give the defendant advice about his PPP loan 
applications (or any other government loan).”  PSR ¶ 60. Mr. Cupersmith and Mr. Zaslow testified 
at trial that they did not discuss the PPP with Sheppard.  See 12/12/23 P.M. Tr. 9:22-24; 1/10/24 
P.M. Tr. 137:24-138:20. But to the extent that Sheppard’s trial testimony regarding his April 2020 
phone call with “the accountants” contains hedging language—(“I believe that was our 
conversation.” “I can’t tell exactly the details of what I asked. That was a long time ago.” “I cannot 
tell you exactly the specific conversation”)—that reflects uncertainty and faulty memory, not a 
willful intent to give false testimony.   
Moreover, Mr. Zaslow confirmed that Sheppard had affirmatively raised the issue of 
applying for government loans to (at least) Mr. Zaslow via email in late March 2020, which was 
succeeded by a phone call between the two in April: 
MR. ETRA: …. Okay. So we’re in the last page and hopefully some language has been 
highlighted this is an email from Mr. Sheppard to you on March 30th, correct. 
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THE WITNESS: Correct. 
Q. And he’s saying to you applied for some 05:14:24:09 of the government programs. Do 
you see that. 
THE WITNESS: Yep. 
Q. So isn’t it correct that Mr. Sheppard notified the Cupersmith firm that he had applied 
for government programs? 
A. Yes. 
Q. Okay. And you said you provided advice to other clients, correct? 
A. Correct. 
Q. But you did not provide any advice to Mr. Sheppard about the government programs is 
that your testimony? 
A. Correct. 
. . . . 
Q. Could we put up by the way do you have any notes of -- the conversation that you talk 
about that happens in April u do you have any notes of those? 
A. No notes. 
Q. So you’re going completely from memory? 
A. Yeah it was a phone call. 
Q. And before you looked at these emails did you even remember that he had raised the 
issue of government programs with you? 
A. Yes. 
Q. So you remember few years later that in a March 30th Mr. Sheppard raised the issue of 
government programs, right? 
A. Correct. 
 
1/10/24 P.M. Tr. 139:21-140:11, 143:4-15. 
 
That Mr. Zaslow’s testimony is consistent with at least some of Sheppard’s testimony (i.e., 
that Sheppard raised the PPP issue and had a phone call to discuss tax issues around this time) 
further evidences Sheppard’s lack of willful intent to obstruct justice here. 
D. 
Paragraph 61 
Finally, the U.S. Probation Officer states that Sheppard “falsely denied that he had any 
knowledge or participation in the loan applications that were submitted in 2021, or the supporting 
documents consisting of false and forged tax returns and false Forms 940, 941s” and that Sheppard 
falsely explained “that his contractor, Jeff Vasilas, submitted the loan application information with 
supporting false documents on his behalf in 2021 without his knowledge.”  PSR ¶ 61.   
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The U.S. Probation Officer again refers to Sheppard’s January 9, 2024 testimony, in which 
Sheppard stated that Mr. Vasilas was in charge of the submission to PayPal.  See 1/9/24 P.M. Tr. 
17:21-19:7 (“I didn’t handle this. Jeff handled it. I was involved when he asked me questions. And 
that’s my involvement with it.”). 
According to the U.S. Probation Officer, this testimony is intentionally false because the 
“evidence showed that: a) all of the loan proceeds were deposited into Sheppard’s company bank 
accounts for which he was the sole signer; these were accounts that he controlled and he decided 
how to use the money; b) all of the IP addresses captured for these loan applications indicated the 
loan applications were submitted from Sheppard’s house; c) all of the email communication with 
the lenders was between the lender and Sheppard’s email address; d) Sheppard acknowledged that 
Jeff Vasilas had to travel to Orlando, Florida during this time to pay workers and to work on 
Burlington “punch list” (contractor work that remained to be done); e) there were false (and forged) 
documents submitted to the SBA and to Nationwide after Jeff Vasilas died in 2021.”   
However, none of the evidence cited by the U.S. Probation Officer shows that Sheppard’s 
testimony that Mr. Vasilas handled the 2021 PayPal submission is false.  Indeed, it is entirely 
possible for the loan proceeds to have been deposited into Sheppard’s company bank accounts; the 
loan applications to have been submitted from Sheppard’s home IP address; for email 
communication to be routed through Sheppard’s email address; and considering the timing of Mr. 
Vasilas’ travels out of Florida and death to be true and for it to be true that Mr. Vasilas handled the 
2021 Pay Pal submission. 
And that is what the evidence at trial showed.  For example, Sheppard testified that in 2021 
Vasilas had the authority to “come and go” from Sheppard’s home when he pleased, even when 
Sheppard was not there, and had easy access to Sheppard’s home and was “there quite often” to 
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36 
 
work (sometimes even staying overnight).  12/19/23 P.M. Tr. 119:7-120:1; 1/8/24 A.M. Tr. 28:22-
29:6; 1/9/24 P.M. Tr. 38:16-39:1.  And the Court received into evidence a February 19, 2021 
document (Defense Exhibit X32, a proposal to fix a broken gate at Sheppard’s home) that 
evidenced Mr. Vasilas DocuSign-ing and submitting the proposal from Sheppard’s home IP 
address.  1/8/24 A.M. Tr. 32:18-33:25. Glenn Sheppard also testified that Mr. Vasilas used 
Sheppard’s computer and sometimes used Sheppard’s office when Sheppard was not present.  
1/10/24 P.M. Tr. 5:2-19, 6:4-7.  Thus, that the U.S. Probation Officer alleges “all of the IP addresses 
captured for these loan applications indicated the loan applications were submitted from 
Sheppard’s house” and “all of the email communication with the lenders was between the lender 
and Sheppard’s email address” does not render Sheppard’s testimony that he did not submit the 
applications false.  
V. 
Request for a Downward Variance Based on Equivalent PPP Sentencings  
Sheppard’s Presentence Report calculates a guideline imprisonment range of 57 to 71 
months.  The Court should exercise its discretion to grant Sheppard a downward variance such that 
his overall term of imprisonment is in line with other PPP loan fraud sentencings.    
For example, Andre Lorquet was sentenced to 71 months related to his abuse of PPP, EIDL, 
and other government relief program loans. United States v. Lorquet, 1:22-cr-20326-KMM (S.D. 
Fla.) Dkt. No. 1 ¶ 13, According to the Department of Justice:  
Lorquet received approximately $4.4 million in COVID-relief funds from the 
fraudulent scheme. Lorquet used the fraudulently obtained proceeds to purchase, 
among other things, two Tesla S models, a Lamborghini Urus, a Porsche Panamera 
GTS, a diamond Audemars Piguet watch, a rose gold and diamond pendant with 
his company’s logo, a half-kilogram gold chain with 70 carats of diamonds, and a 
1-kilogram gold chain. 
 
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37 
 
U.S. Attorney’s Office (S.D. Fla.) Press Release, March 8, 2024.11 By contrast, Sheppard’s 
companies received one quarter of what Lorquet received, only approximately $900,000 in 
government relief money, and Sheppard spent the money on legitimate business expenses, 
including paying workers.  
Sentencings in other districts confirm that the Presentence Report’s suggested guideline 
range of 57-71 months exceeds the realm of reasonableness for Sheppard’s conduct.  See United 
States v. Finley, 23-CR-181 (JMA) (E.D.N.Y.) (a term of imprisonment of 24 months resulting 
from a total loss calculation of $3.2 million from 29 PPP and EIDL loans); United States v. Aqeel 
et al., 4:20-cr-00583 (ASH) (S.D. Tx.) (terms of imprisonment of 18-44 months for roles in a 
scheme to defraud the SBA for over $20 million); United States v. Mendes, (D. Mass.) (term of 
imprisonment of 27 months for $1.7 million fraud).   
Moreover, it would fundamentally be unfair to ascribe the same level of guilt when, as 
here, Sheppard presented unrebutted testimony (via his forensic accountant expert, Mr. Bouchner), 
that (1) the money that came into Sheppard’s bank accounts far exceeded the amount of 
government loans (see 1/10/24 P.M. Tr. 36:3-10), and (2) the amount of business expenses that 
were paid out of Sheppard’s bank accounts exceeded the government loans by a ratio of 5-to-1 
(see id. 37:12-21).  Put simply, Mr. Bouchner presented evidence that the EIDL and PPP funds 
went to business expenses.  Instead, and in contrast to the typical PPP fraud scheme, Sheppard 
used the funds from his business accounts to for mortgage payments (id. 39:4-14), payroll to 
individuals (id. 39:18-40:1), contractor companies (id. 40:18-41:1), and to help with his ongoing 
developments (id., 41:2-13).   Comparing Sheppard’s case to cases where others have been 
 
11 https://www.justice.gov/usao-sdfl/pr/south-florida-man-sentenced-prison-covid-19-relief-
fraud-after-buying-jewelry-and.  
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38 
 
sentenced to lesser terms of imprisonment even after they used PPP loan proceeds for gambling, 
Ferraris 12 or Bentleys13, luxury vacations,14 luxury goods,15 or even just to transfer the funds to 
family members16 strongly supports a downward variance in Sheppard’s case. 
Also in contrast to the typical PPP fraud scheme and also supporting a downward variance, 
Sheppard has repaid or is continuing to repay the loans that he received from the government 
(except for the one loan that was forgiven), even the loans for which he was acquitted of all charges 
and the loans that were not included in the superseding indictment.  To date, Sheppard has repaid 
the full balance for the two loans for which he was convicted of all charges, the March 11, 2021 
second draw PPP loan on behalf of Alafaya Trails and the March 12, 2021 second draw PPP loan 
on behalf of HM Management and Development.  Sheppard continues to make payments toward 
the July 24, 2020 EIDL loans on behalf of HM Management and Development and Alafaya Trails 
and the October 22, 2020 EIDL loan on behalf of HM Four, for which he was acquitted of all 
charges.   
The Presentence Report’s guideline recommendation is fundamentally out of step with 
prevailing sentencings across the country.  It proposes to inflict the same punishment on a 
defendant who “dissipates the profits or proceeds of his [criminal] activity on wine, women, and 
song,” United States v. Ginsburg, 773 F.2d 798, 802 (7th Cir. 1985), as one, like Sheppard, who 
 
12 https://www.justice.gov/opa/pr/two-florida-men-plead-guilty-35-million-covid-19-relief-fraud-
scheme.  
13 https://www.justice.gov/usao-cdca/pr/irvine-man-sentenced-4-12-years-federal-prison-
fraudulently-obtaining-5-million-covid.  
14 https://www.justice.gov/usao-mdla/pr/attorney-general-announces-results-paycheck-
protection-plan-criminal-fraud-enforcement.  
15 https://www.justice.gov/opa/pr/twenty-two-charged-connection-more-11-million-paycheck-
protection-program-fraud-scheme. 
16 https://www.justice.gov/opa/pr/woman-convicted-7m-covid-19-relief-fraud. 
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39 
 
used the loan proceeds, in effect, their intended purposes.  And defendants who have defrauded 
banks of far more than Sheppard’s alleged fraud and who have not repaid a cent of the loans that 
they fraudulently received have been sentenced to terms both at the lower end and even outside 
the guideline range of what is requested here.  A downward variance is warranted in these 
circumstances.   
VI. 
Request for a Downward Variance Based on Sheppard’s History and 
Characteristics 
 
Under 18 U.S.C. § 3553(a)(1), a court must consider “the history and characteristics of the 
defendant” at sentencing.  Here, where Sheppard has transcended a traumatic upbringing, built a 
successful business, devoted himself to community and charitable causes, and raised two children 
who love and admire and desperately need him in their lives, there can be no doubt that his history 
and characteristics support a downward variance. 
 
 
 
 
  
 
  
 
 
 
 
  
REDACTED
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40 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
REDACTED
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41 
 
 
 
 
 
  
 
 
     
 
  
 
 
 
  
  
   
 
 
 
 
  
  
 
 
 
REDACTED
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42 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
  
 
 
  
  
 
 
Sheppard’s letters of support paint a picture that allows this Court to see Sheppard as his 
loved ones and fellow community members see him.  All echo the same sentiment: that Sheppard 
REDACTED
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43 
 
is deserving of leniency and the opportunity to “continue to be of great service to his family and 
community.”  
  
 
 
 
 
 
 
Respectfully submitted,  
BLACK SREBNICK  
201 South Biscayne Boulevard, Suite 1300  
Miami, Florida 33131  
Tel. (305) 371-6421  
 
By:  
/s Howard Srebnick   
Howard Srebnick  
  Florida Bar No. 919063  
 
O’MELVENY & MYERS 
Jeffrey L. Fisher (admitted pro hac vice) 
2765 Sand Hill Road 
Menlo Park, CA 94025 
Tel. (650) 473-2600 
 
Jason Zarrow (admitted pro hac vice) 
400 S. Hope Street 
Los Angeles, CA 90071 
(213) 430-8367 
 
NELSON MULLINS 
Jayne C. Weintraub 
  Florida Bar No. 320382 
Jonathan Etra  
  Florida Bar No. 686905 
Christopher Cavallo  
  Florida Bar No. 0092305 
 
One Biscayne Tower, 21st Floor  
2 S. Biscayne Boulevard  
Miami, FL 33131  
Tel. (305) 373-9400  
 
 
REDACTED
Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 43 of 52

EXHIBIT A 
Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 44 of 52


From: PayPal Paycheck Protection Program Loan Team <no-reply@paypal-
businessfinancing.com>
Date: Thu, May 27, 2021 at 6:44 PM
Subject: Your PPP Loan Forgiveness Request
To: <eric.sheppard
HM-UP DEVELOPMENT ALAFAYA TRAILS LLC
SBA Loan Number: 8233047308
Lender Loan Number: A00440373
PPP Original Loan Amount: $ 146,457.00
Dear Eric Sheppard,
Congratulations! The SBA reviewed your Paycheck Protection Program
(PPP) Loan Forgiveness Application and determined that you qualify for
full loan forgiveness.
REDACTED
Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 45 of 52

As a result, your PPP loan has been marked as paid in full and your loan
balance has been reduced to $0. No further action is required on your
part.
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Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 46 of 52

EXHIBIT B
Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 47 of 52

Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 48 of 52

Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 49 of 52

EXHIBIT C
Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 50 of 52

Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 51 of 52

Case 1:22-cr-20290-BB   Document 236-1   Entered on FLSD Docket 05/10/2024   Page 52 of 52

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