Exhibit — USA v. SHEPPARD (Dkt. 205.1)

Record facts

U.S. District Court for the Southern District of Florida · No. 1:22-cr-20290-BB · Doc. 205-1 · 2024-02-02 · Docket on CourtListener

Full text

EXHIBIT “A” 
Case 1:22-cr-20290-BB   Document 205-1   Entered on FLSD Docket 02/02/2024   Page 1 of 4

Partnership
Summary (VERIFIER):
Business Type (e.g. restaurant, retail, hospitality, etc):
Is this a First Draw (SBA Form 2483) or Second Draw (SBA Form 2483-SD) application?:
Second Draw
If this is a Second Draw application, does the Borrower's NAICS Code start with '72'?:
No
Number of employees:
19
Loan amount requested:
$148,397
Application (VERIFIER):
Are the application fields completed and initialed?
Are Questions #1 and #2 answered "No"?
Second Draw: Are Questions #4 and #5 answered "No" | First Draw: Are Questions #5 and #6 answered "No"?
Is the US the place of residence for all employees included in calculation?
Is the Application OK?:
No
Revenue Decline (VERIFIER):
What form of support did the Borrower provide for the revenue decline?:
What is the earlier (HIGHER REVENUE) quarter or year:
What is the later (LOWER REVENUE) quarter or year:
25% Revenue Decline OK?:
Incomplete
Calculator (UNDERWRITER):
Borrower's Requested Loan Amount:
$148,397
Number of Employees:
19
Amount Exceeds MAX Amount per Employee?:
NO
Enter Amount from 2019 or 2020 Schedule K-1 (IRS FORM 1065) box 14a capped at $108,284 per partner:
Eligible K-1 Amount (NOTE 1):
$0
Enter gross wages and tips paid to employees (NOTE 2):
Enter amounts paid above $100,000 for employees making more than $100,000 (as a positive number):
Enter amounts paid to employees residing outside of the United States (as a positive number):
Enter contributions for employee health insurance (NOTE 3):
Enter contributions to employee retirement plans (NOTE 4):
Enter employer state and local taxes assessed on employee compensation (NOTE 5):
Eligible Annual payroll:
$0
Monthly Average payroll:
$0
Preliminary Eligible Loan Amount:
$0
Calculated variance from Borrower's Request:
-100%
$0
Is the Loan Amount OK?:
NO
PPP Loan Approval
HM-UP DEVELOPMENT ALAFAYA TRAILS LLC
YOU ARE IN THE WRONG TAB
Does every owner listed as a 20% owner or greater on the application have a Name, Address, Date of Birth and Social 
Security Number listed?  Refer to the Additional Owner/Guarantor section on the Application tab to confirm DOB.
Does the name of the business on the payroll support forms match the Application and, If we do have tax forms, does 
the Tax ID on the tax forms match the Application?
Does name of Entity or d.b.a. per Application match cancelled check; AND is the Driver's License or Passport active (not 
expired)?
The Business/Borrower address is NOT at P.O. Box?
Does the routing number and account number on the check match the routing number listed in the portal?  If leading 
zeros are omitted from the account number only, answer "Yes".  Routing numbers must be an exact match.  If we do 
not have a check, follow the bank statement review process in the Verifier User Guide.
THIS IS THE LOAN AMOUNT THAT SHOULD BE IN THE PORTAL:
Case 1:22-cr-20290-BB   Document 205-1   Entered on FLSD Docket 02/02/2024   Page 2 of 4

Why Not?:
Variance
Application (UNDERWRITER):
Is the Application OK?:
No
Risk Assessment - Individual (UNDERWRITER):
Is 'Date of Death' in the 'Subject' section of the Individual CLEAR report blank?
ONLY APPLICABLE FOR PARTNERSHIPS REGISTERED AS LLC
Risk Assessment - Business (UNDERWRITER): 
IF NOT REQUIRED 
SELECT N/A
IF NOT REQUIRED 
SELECT N/A
IF NOT REQUIRED 
SELECT N/A
ONLY APPLICABLE FOR LOANS >=$150,000 and/or PARTNERSHIPS NOT REGISTERED AS LLC
Risk Assessment - Business (UNDERWRITER): 
IF NOT REQUIRED 
SELECT N/A
If an internet search was used to pass this stage, paste the link:
ONLY APPLICABLE FOR LOANS >=$150,000
Risk Assessment - Business (UNDERWRITER): 
IF NOT REQUIRED 
SELECT N/A
If an internet search was used to pass this stage, paste the link:
RISK REVIEW
Individual:
Business:
UNDERWRITING RESULT
Confirm business is legitimate through one of the following:
   a. Company website
   b. Google/yelp reviews
   c. LinkedIn or Facebook page
Tie Individual Applicant to Business through one of the following:
   a. Listed as Officer or Registered Agent under 'Corporate Filings Section' if an LLC
   b. Listed as Officer on Company Website
   c. Listed as Officer on LinkedIn
   d. Listed as Officer through other online search (i.e. news articles, google/yelp reviews, etc.)
Name, SSN, & DOB of Applicant match application, driver's license/passport , & 'Subject' section of Individual CLEAR 
report?
Does the individual applicant’s Address per the application agree to at least one of the following:
     • A recent address (within the past three years) listed in the ‘Possible Addresses Associated with Subject’ section of 
Individual applicant’s CLEAR Report?
    • An address listed in the ‘Business Profile Records’ section or ‘Corporate Filings’ section of the Business CLEAR 
Report? 
Does the Business Name per application agree to Business Name per ‘Corporate Filings’ section of Business CLEAR 
Report? 
Is (i) the Business listed as ‘ACTIVE ’ under the title labeled ‘Status: ’ per the ‘Corporate Filings ’ section of Business 
CLEAR Report?, OR
(ii) If the Business is NOT listed as ‘ACTIVE’ per the 'Corporate Filings' section of the Business CLEAR Report, is the most-
recent Effective Date under Officers and Registered Agents after February 15, 2020?
Is the Business ‘Filing Date: ’ per the ‘Corporate Filings ’ section of Business CLEAR Report prior to February 15, 2020?
Does the Approved Loan Amount in the portal match the amount in CELL G42 and the signed Application?:
If a NAICS Code '72'  loan, do the Application and Tax Documents (if provided) match?:
Is application complete, initialed & signed and do the signature and initials match the Applicant?
Are Questions #1 and #2 answered "No"?
Second Draw: Are Questions #4 and #5 answered "No" | First Draw: Are Questions #5 and #6 answered "No"?
Is the US the place of residence for all employees included in calculation?
Case 1:22-cr-20290-BB   Document 205-1   Entered on FLSD Docket 02/02/2024   Page 3 of 4

Loan Review:
FAIL
Risk Review:
FALSE
ACTION:
WRONG TAB       
RETURN TO VERIFIER
If you answered No to any of the above questions, you must provide an explanation as a Case Note in the file
and assign to the risk group as outlined in the User Guide.
Case 1:22-cr-20290-BB   Document 205-1   Entered on FLSD Docket 02/02/2024   Page 4 of 4

File and source

File

gov.uscourts.flsd.615773.205.1.pdf

Size

708,278 bytes

SHA-256

7cb92013d1a02dbc9802ed6364773fdd68176d293dbe0d71339b0f0f9d19f4c5

Our copy

gov.uscourts.flsd.615773.205.1.pdf

Original

PACER (login required)