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21 Reported by: Bonnie L. Russo

Date
2021-05-07

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EXHIBIT 26
Case 1:20-cv-00658-LMB-IDD     Document 132-26     Filed 05/07/21     Page 1 of 15
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                  UNITED STATES DISTRICT COURT
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              FOR THE EASTERN DISTRICT OF VIRGINIA
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                      (ALEXANDRIA DIVISION)
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      _____________________________
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      BLUE FLAME MEDICAL LLC       )Civil Action No.
          Plaintiff                )1:20-cv-00658(LMB/IDD)
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                                   )
      vs.                          )
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                                   )
      CHAIN BRIDGE BANK, N.A.,     )
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      JOHN J. BROUGH and           )
      DAVID M. EVINGER             )
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          Defendants               )
      _____________________________
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      CHAIN BRIDGE BANK, N.A.      )
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      Third-Party Plaintiffs       )
                                   )
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      vs.                          )
                                   )
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      JPMORGAN CHASE BANK, N.A.    )
      Third-Party Defendant        )
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      ______________________________
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        Remote Videotaped Deposition of Heather Schoeppe
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                       January 22, 2021
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                           9:33 a.m.
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      Reported by:  Bonnie L. Russo
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      Job No. 4398416
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      25th, 2020?
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          A.    Yes.
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          Q.    And do you recall if that was the
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      first phone call you had with Mr. Gula on
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      March 25th, 2020?
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          A.    I don't -- I don't know for sure if
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      it was the first one or not.
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          Q.    Do you recall if that was the first
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      call you had with Mr. Gula concerning the
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      receipt of a wire transfer from the State of
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      California?
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          A.    Yes.  I think that was the --
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                MS. FORSTEIN:  Object to form.
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                THE WITNESS:  -- first time I -- I
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      was aware of it, the amount of the wire, yeah.
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                BY MR. MITCHELL:
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          Q.    And Mr. Gula told you during that
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      call that he was expecting a wire on behalf of
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      Blue Flame Medical from the State of
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      California, correct?
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          A.    Correct.
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          Q.    In the amount of $450 million?
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          A.    Correct.
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          Q.    And he asked you to let him know if
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      there were any problems with the wire, correct?
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          A.    I think he just asked to know when
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      it was -- when it hit his account.
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          Q.    Okay.  And he wanted to know as soon
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      as it had hit the account.
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                He expressed that to you, correct?
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          A.    Correct.
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          Q.    And, Ms. Schoeppe, if you recall,
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      before we took a break we were talking about
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      the recording of phone calls at Chain Bridge
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      Bank.
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                Do you recall that?
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          A.    Yes.
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          Q.    And I believe you testified that
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      your understanding was that calls would be
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      manually recorded concerning outgoing wires; is
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      that right?
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          A.    Uh-huh.
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          Q.    Did you manually record that phone
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      call?
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      that that recording was produced by defendants
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      bearing Bates No. CBB00002795.
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                BY MR. MITCHELL:
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          Q.    So, Ms. Schoeppe, on that call you
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      asked Mr. Gula about the purpose of the wire.
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      And he said that the State of California was
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      buying 100 million N95 masks, correct?
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          A.    Correct.
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          Q.    And Mr. Gula said that Blue Flame
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      Medical would be selling those masks to the
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      state, correct -- of California.  Excuse me.
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          A.    Yes.
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          Q.    And that those were going to be
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      manufactured in China, correct?
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          A.    Correct.
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          Q.    And that Blue Flame Medical would be
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      sending the money out in phases to purchase
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      those masks, correct?
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          A.    Yes.
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          Q.    And Mr. Gula also said that not all
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      of the money would be going out and that Blue
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      Flame Medical would have its profit as well,
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      correct?
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          A.    Yes.
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          Q.    And you congratulated him, right?
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          A.    Uh-huh.
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          Q.    When you had that call with
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      Mr. Gula, did you have any concerns about the
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      information that he was providing to you?
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          A.    Not the information in particular
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      but just that, you know -- it was just a very
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      shocking transaction to hear about.  I've never
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      dealt with any kind of transaction like that
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      before of that size.
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          Q.    And Mr. Gula said that he would have
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      more information about the exact details of how
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      the money would be sent out the next day,
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      correct?
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          A.    Correct.
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          Q.    And that he would provide that to
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      the bank, correct?
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          A.    Uh-huh.
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          Q.    Did you ever discuss that with
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      Mr. Gula after this call?
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          A.    No.  I didn't inter -- really -- it
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      took over -- other people took over at that
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      point.  Because it really was more than what I
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      normally deal with.
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          Q.    And do you know who took over at
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      that point?
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          A.    I think John and David did.
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          Q.    Do you know if they discussed that
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      with Mr. Gula after this call?
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          A.    I don't know what they discussed.
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          Q.    Okay.  If we could look back at the
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      document that has been shared as Plaintiff's
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      Exhibit 12.  And I want to direct your
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      attention, if you still have that up, to the
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      bottom of the second page, which bears Bates
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      stamp CBB00000854.
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                Do you see the e-mail on the lower
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      half of that page that you sent on March 25th
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      at 4:22 p.m.?
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          A.    Yes.
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          Q.    And this was to Mr. Richardson,
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      Mr. Brough and Ms. Williamson, correct?
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          Q.    Who is Ms. Lincoln?
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          A.    She's part of the operations team.
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          Q.    Did you discuss this wire transfer
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      or Blue Flame Medical with Ms. Lincoln at any
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      point?
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          A.    No.  But she might have been on the
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      wires e-mail, in that -- part of that e-mail
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      group.
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          Q.    I got you.
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                And then, in response to
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      Ms. Lincoln's e-mail, do you see that
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      Mr. Brough responds, at 12:11 p.m.:  Do not
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      contact the client about this wire?
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          A.    Yes.
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          Q.    Do you have an understanding as to
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      why Mr. Brough wrote that in the e-mail?
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          A.    I'm not exactly sure why he did.
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      But I'm -- I think it's because they were still
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      looking into the transaction.
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          Q.    And did that make it necessary to
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      avoid any contact with the client about the
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      wire while looking into the transaction?
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                MS. FORSTEIN:  Object to form.
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      Calls for speculation.
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                BY MR. MITCHELL:
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          Q.    You may answer, if you can.
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          A.    Okay.  What was the question again?
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      I'm sorry.
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          Q.    Let me rephrase it.
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                Did the fact that Mr. Brough and
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      others were still looking into the transaction
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      make it necessary to avoid any contact with the
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      client about this wire?
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                MS. FORSTEIN:  Object to form.
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                THE WITNESS:  I think that basically
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      there was nothing to reach out on yet.  I think
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      they just wanted us to wait until we had more
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      information.
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                BY MR. MITCHELL:
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          Q.    As we've discussed earlier today,
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      Mr. Gula told you that he wished to be
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      contacted as soon as the wire was received,
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      correct?
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          A.    Correct.
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          Q.    And you indicated that you would do
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      that, correct?
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          A.    I -- I said that.  But obviously we
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      have to do our jobs at the bank and do our due
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      diligence before we can, you know, reach out to
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      a client on something.
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                So just because they asked us to do
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      that, we still have to do our jobs before we
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      can do that.
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          Q.    Is there a reason that Mr. Gula
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      couldn't have been told, "The wire is received,
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      but we have to look into it"?
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          A.    I'm not sure that he wasn't or --
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      you know, I don't -- really don't -- I wasn't
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      asked to do that.
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          Q.    You were directed not to contact
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      him, correct?
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          A.    More so -- I mean yes, that's what
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      this e-mail says.  But basically we're still
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      doing the due diligence.  And so wait to talk
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      to the customer until we have more information
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      to give him.
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      22.
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                And for the record, this document,
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      Plaintiff's Exhibit 25, bears Bates No.
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      CBB00000741 through 743.
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                (Deposition Exhibit 25 was marked
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      for identification.)
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                BY MR. MITCHELL:
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          Q.    Ms. Schoeppe, please let me know
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      when you have that document in front of you.
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          A.    I have it.
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          Q.    Okay.  And I'd like to direct your
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      attention to the second page of the document,
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      which is an e-mail from you.  The header
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      information's on the first page.  You sent it
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      at 12:18 p.m. to Mr. Brough and others.
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                And you wrote:  John, I think the
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      confirmation e-mail notifying him we received
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      it had already gone out because Mike gula
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      called and let us know he couldn't open the
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      confirmation e-mail.
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                Do you see that?
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          A.    Yes.
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          Q.    Do you recall sending this e-mail to
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      Mr. Brough?
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          A.    Yeah.  I think so.
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          Q.    And why were you sending it to
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      Mr. Brough?
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          A.    To let -- letting him know that the
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      client's been notified that the wire's been
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      received.
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          Q.    And why were you notifying
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      Mr. Brough of that fact?
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          A.    Because the -- the client had asked
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      to be notified.  And I'm just letting him know
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      that -- that it went -- that he has been
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      notified.
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          Q.    In the e-mail directly below,
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      Mr. Brough also said not to contacted the
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      client about the wire, correct?
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          A.    Oh, sorry.  Yes.  Uh-huh.
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          Q.    So do you think you were sending
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      this e-mail because the client had asked to be
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      notified or because Mr. Brough had directed not
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      to let the client know about the wire -- or
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      excuse me -- to not contact the client about
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      the wire?
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          A.    It looks like it was because we were
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      told not to contact him.  So I was just letting
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      him know that the customer had already been
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      contacted or is aware that the wire's been
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      received.
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          Q.    And you understood the -- from your
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      e-mail that Mr. Gula had said that he couldn't
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      open the confirmation e-mail that he had
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      received, correct?
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          A.    Correct.
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          Q.    Do you know if anybody explained to
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      Mr. Gula that the wire had been received?
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          A.    I don't know.
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          Q.    Do you know if anybody talked to
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      Mr. Gula about the fact that he couldn't open
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      the confirmation e-mail?
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                Well, strike that.  Never mind.
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                Do you know who spoke with Mr. Gula
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      about the fact that he couldn't open the
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      confirmation e-mail?
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      that.
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          Q.    Okay.  And you sent this e-mail
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      about nine minutes after Mr. Claburn had
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      deactivated those features of the accounts that
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      we just looked at, right?
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          A.    I --
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          Q.    And --
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          A.    Yeah.  I don't -- if -- I don't -- I
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      didn't pay attention to the time of that one.
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          Q.    Okay.  That's fine.
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                Turning to the first page of
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      Plaintiff's Exhibit 28, at the bottom of the --
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      at the bottom of that page, Mr. Brough
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      responds:  TY.  Continue to hold him off,
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      correct?
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          A.    Yes.
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          Q.    At this point in time at 1:27 p.m.,
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      do you know why Mr. Brough wanted you to
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      continue to hold off any efforts by Mr. Gula to
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      contact the bank?
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          A.    Because I guess they were still
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      looking into the transaction.  And based on the
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      e-mail from -- that Maria said about wiring
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      money out, it looks like he wanted to wire
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      money out.  And so we couldn't do that until we
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      had more information.
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          Q.    And Ms. Cole responds to that e-mail
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      at 1:34 p.m.:  He just tried my cell phone.  I
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      didn't answered.
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                And then Mr. Brough responds:  That
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      was the right thing to do.  We will let you
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      know when we have resolution, correct?
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          A.    Correct.
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          Q.    Do you know what resolution
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      Mr. Brough was referring to in his e-mail?
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          A.    I'm assuming that he meant until --
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      so we would know how to proceed -- until he
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      knows -- until he would be able to tell us how
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      to proceed.
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          Q.    Do you have any greater understand
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      -- well, strike that.
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                Did you have any discussions with
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      anyone around this time in terms of what
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      resolution the bank was waiting for?
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