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Home Court filings United States v. Tracy D. Wade Judgment — United States v. Tracy D. Wade (Dkt. 280, S.D. Fla. No. 0:23-cr-60173)

Court filing

Judgment — United States v. Tracy D. Wade (Dkt. 280, S.D. Fla. No. 0:23-cr-60173)

Filed May 27, 2025 in United States v. Tracy D. Wade; one of 133 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of Florida
Filed2025-05-27

U.S. District Court for the Southern District of Florida · No. 0:23-cr-60173-KMW · Doc. 280 · 2025-05-27 · Docket on CourtListener

Full text

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UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF FLORIDA
MIAMI DIVISION
CASE NO. 0:23-cr-60173-KMW
UNITED STATES OF AMERICA, 
Miami, Florida 
October 7, 2024
vs.
 
9:35 AM - 4:20 PM 
CAROLYN DENISE WADE 
TRACY D. WADE,
Volume 1 
      
Defendants. 
Pages 1 to 195
______________________________________________________________
TRANSCRIPT OF JURY TRIAL
BEFORE THE HONORABLE DONALD L. GRAHAM
UNITED STATES DISTRICT JUDGE
APPEARANCES:
FOR THE GOVERNMENT: 
David A. Snider, Esquire
Adam Love, Esquire 
DOJ-USAO 
U.S. Attorney's Office, 
Southern District of Florida 
500 E. Broward Boulevard
Suite 7th Floor
Fort Lauderdale, Florida 33394 
FOR THE DEFENDANT: 
Johnny L. McCray, Jr., Esquire 
400 East Atlantic Boulevard 
Pompano Beach, Florida 33060
          -and- 
Daryl E. Wilcox, Esquire 
5201 Southwest 18th Street 
Plantation, Florida 33317
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STENOGRAPHICALLY REPORTED BY:            
GLENDA POWERS, CRR 
Official Court Reporter before:  
The Honorable Donald L. Graham
United States District Court
James L. King Federal Justice Building
99 NE 4th Street
Miami, Florida 33132
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(Call to the Order of the Court.) 
(Jury not present.)  
THE COURT:  Good morning, everyone.  I am pleased that 
we are all in place.  I'm impressed given the weather scenario.  
You may be seated at this time. 
I know that Government counsel would like to remain 
seated throughout the proceeding; is that correct?  
MR. SNIDER:  That's easier for me, Judge.
THE COURT:  Yes, that's fine.  So I'll give the defense 
the option of handling it the way you would like.  
Would you like for me to make an announcement, or do 
you want to say something during your introduction?  
MR. SNIDER:  No.  
Judge, I can stand.  I'm going to stand for the 
Government's opening statement.  
I just meant my prolonged up-and-down.  I mean, if I 
could object without standing.  Actually, I feel more 
comfortable addressing the Court on my feet; so I'm going to 
try to do that.
THE COURT:  Well, make it comfortable for yourself.  
You have the option of handling it any way you desire. 
MR. SNIDER:  I appreciate that, Your Honor.  I am 
feeling better than I was last week.
THE COURT:  Fantastic.  
There are a few preliminary matters I would like to 
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address.  
Counsel, if you would turn to page 9 of the indictment, 
I'm a little confused.  On page 8, you make reference to Counts 
II and III, the wire fraud counts. 
MR. SNIDER:  Yes.
THE COURT:  And on page 9, it references Counts I and 
II.  
MR. SNIDER:  So that table is misnumbered.  It should 
say II and III.  And I'm glad the Court caught that.  I was 
going to bring it up as well.  I'm not sure how the Court wants 
to handle it, but the wire fraud counts are Counts II and III.  
Count II charges Defendant Tracy D. Wade alone.  Count 
III charges defendants, Carolyn Denise Wade and Tracy Wade.  
Maybe defense will stipulate to a hand annotation 
noting II and III as opposed to I and II on the copy that goes 
back to the jury.
THE COURT:  I will take that as a motion to make a 
ministerial change to the indictment on page 9, changing Count 
I to Count II and then Count III. 
MR. SNIDER:  Correct.
THE COURT:  Is there an objection?  
MR. McCRAY:  Not from the defense, Judge, no.
THE COURT:  All right.  So the indictment that goes to 
the jury, let's make sure that it is corrected, and let's show 
it to opposing counsel and the Court before it is submitted to 
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the jury.  
A couple of items regarding voir dire; there is an 
additional question that is not on the questionnaire. 
MR. SNIDER:  I'm sorry, Judge?  
THE COURT:  There is a question that is not on the 
questionnaire that was submitted to the jury this morning for 
filling out, and that question has to do with where they reside 
within Miami-Dade County.  
I'm concerned about the weather scenario, and I would 
like to know where people live so that if we somehow find out 
that there are extraordinary weather conditions in a certain 
area, we'll be aware of it.  
So what I may do is have the jurors stand and give us 
their name and tell us what area of the county they live in, 
and then the remaining questions and answers are on the 
questionnaires, which you have access to.  
Regarding the voir dire, I want you to take a quick 
look at the Government's proposed voir dire.  Of course, I'll 
give you an opportunity to ask some questions.  
With regard to Question 1, you can ask that general 
question, or maybe not, whether punishment will be considered 
is an instruction that I give the jurors, and so I'm not sure 
that it's proper for this question to be asked the way it is 
presented.  
I suppose if you wanted to ask -- but I'm not sure you 
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want to waste your time on this question since it's going to be 
covered; but if you wanted to ask if the Court gives you an 
instruction that you cannot consider punishment in any way in 
determining the facts in the case, could you follow that 
instruction?  
If you want to ask it that way, fine.  The way it's 
presented in your proposed voir dire, I am not going to allow 
it as it is. 
MR. SNIDER:  I like the Court's suggestion.  
Thank you.  
THE COURT:  All right.  Question 4 is fine.  
Question 5, I don't care for the question the way it is 
presented:  [As read] "Does anyone feel that any current events 
or any knowledge on personal views that you have about police?"  
I'm not going to allow the question the way it is 
presented.  
I do ask this very similar question, frankly. 
MR. SNIDER:  Okay.
THE COURT:  6, 7, 8, 9 are fine.  
As to Question 10, if you want to ask generally about 
impartiality, you may, but the way it's presented in 
Question 10, I will disallow. 
A lot of the witnesses on the Government's witness list 
and the exhibit list appear as they may be addressing the 
404(b) issue, I'm not sure, but I want to make sure that you 
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follow the Court's instruction and not go into any 404(b) 
issues, as we discussed, until near the conclusion of the 
defendant's case in chief, and then I can make a determination 
as to the extent of which the 404(b) will be allowed. 
MR. SNIDER:  Yes.  I understand the Court's ruling on 
that, and the Government will not elicit any testimony 
regarding EIDL loans.  The Government's not going to touch upon 
it in its opening statement.  
And just so the Court has comfort, the only witness on 
the Government's witness list who even has, I believe, 
knowledge to testify about the EIDL loans that were noticed in 
the 404(b) notice is Number 11, Rachel Dodd.
THE COURT:  All right.  
MR. SNIDER:  The Witness Number 1, Althea Harris of the 
SBA, her testimony is going to concern the Paycheck Protection 
Program.  She may say that EIDL was one of the other programs, 
but she's not going to get into any substance about the 404(b) 
that's been noticed.
THE COURT:  Very well.  
Just quickly regarding the instructions that the 
defense proposed, the good faith defense, that can be an 
appropriate instruction, but there has to be a factual basis 
for it.  So make sure you're familiar with the cases in that 
regard.  Usually, it requires some testimony from the defendant 
before that instruction is given.  So just keep that in mind.  
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Take a look at the cases.  When we get to the instruction 
phase, we can discuss it, and the Court can make a decision. 
MR. SNIDER:  Your Honor, one point on that.  I will 
address this in more detail at the charge conference, but it's 
the Government's position that that instruction on good faith 
as a defense, to the extent that there is a foundation for it 
that's been established, would only be applicable to a -- would 
not be applicable to the charge of making a false statement to 
the SBA.
THE COURT:  We can discuss all that later. 
MR. SNIDER:  Okay.
THE COURT:  Once we know what the foundation is, then 
we can go to Step 2 and see if it's still an appropriate 
instruction or not.  
MR. SNIDER:  Okay.  
THE COURT:  2 matters with regard to Mr. and Mrs. Wade.  
Mrs. Wade has been explained this previously, but I'm 
going to go over it again.  
The first question I have is whether there were any 
offers made to the defense.  
Do not tell me the substance of any offers.  The simple 
fact, were there offers made?  And if there were offers made, 
defense counsel can then advise the Court if they were 
communicated to the defendants.  
Government, were any offers made?  
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MR. SNIDER:  The United States made a plea offer to 
Defendant Carolyn Wade prior to the grand jury returning the 
superseding indictment.
THE COURT:  All right. 
MR. WILCOX:  So it was made following the first trial, 
which resulted in a mistrial, but before the grand jury 
returned the superseding indictment, that there was a formal 
plea offer extended.  
The Government has not extended a plea offer to 
Defendant Tracy Wade.
THE COURT:  Defense, is that your understanding of the 
status of any offers made?  
MR. McCRAY:  Yes, Judge, that's correct as relates to 
Mrs. Wade, and no offer has been tendered regarding Mr. Wade.
THE COURT:  And were the offers made for Mrs. Wade 
tendered to her?  
MR. McCRAY:  Oh, yes, Judge.  We sent her emails, and 
we also discussed it.
THE COURT:  All right.  Fine.  
The second issue is whether or not the sentencing 
guidelines have been discussed in general with each defendant.  
As you all know, none of us know what any guidelines will be, 
if even applicable in the case, but just a general 
understanding of how the guidelines function, has that been 
explained to each defendant?  
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MR. McCRAY:  Yes, Judge, they have.
THE COURT:  All right.  Thank you.  
Now, we have some weather issues upon us, and so I will 
decide at later -- I originally planned to be in session until 
4:00 p.m. each day, and we may very well do that today.  
Tomorrow we may be in session until 3:00 p.m. in case we have 
some serious wind issues and flooding issues in our area.  It's 
pretty difficult to predict that at this time, but we'll handle 
that back here. 
And also, counsel, you likely are aware that if the 
schools are closed, the courts are closed.  
MR. WILCOX:  Yes, Judge.
THE COURT:  So that's usually public information on the 
TV, radio -- et cetera.  So keep that in mind until we begin 
each day; and, hopefully, we get through our trial with no 
interruptions.  
As we discussed previously, we will not be in session 
on Friday and Monday is a federal holiday.  I think that's the 
11th.  So we will not be in session Friday or Monday.  And 
we're hopeful we can get the case completed in the two-week 
period.  
MR. SNIDER:  Your Honor -- 
THE COURT:  I'm advised that we are somehow missing two 
jurors.  I always fail to understand how we miss jurors from 
the 7th floor up to the 13th floor, but they are searching for 
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them now; and, hopefully, they will be with us soon.  
Yes, sir.  
MR. SNIDER:  It's just with respect to scheduling 
tomorrow and the forecast, which none of us have a crystal 
ball.  It does seem like the weather -- well, that storm which 
is predicted to hit the West Coast of Florida does seem like 
it's going to hit sometime on Wednesday.  So I think it's fair 
to say that the weather is going to get worse as we get closer 
to the middle of the week.  
I bring this up just because out of the 12 witnesses on 
the Government's witness list, seven are flying in from all 
different parts of the country.  We have a few witnesses from 
California.  We have a witness from Texas.  We have a witness 
from Denver, Colorado.  We have a witness from Philadelphia.  
And most -- some of those -- I think there's one witness that's 
already arrived today -- or arrived yesterday.  Most of the 
witnesses are arriving today with anticipated testimony 
tomorrow.  
So to the extent that we can get as much of those 
out-of-town witnesses completed tomorrow so that they can 
hopefully fly get before the storm, that's the Government's 
preference.  If it's really bad tomorrow and we have to end 
early, I understand, but to the extent that we can keep going 
to at least get those out-of-town witnesses to finish with 
their testimony, that will be helpful.  
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THE COURT:  We will do the best that we can.  Of 
course, a lot of that may depend on how concise your questions 
are. 
MR. SNIDER:  Very well.  
THE COURT:  We will try to get as much as possible 
tomorrow; and if we can go to 4:00, I'm happy to do that. 
MR. SNIDER:  Okay.
THE COURT:  If it's flooding downtown, then it creates 
some problems for us. 
MR. SNIDER:  Okay.  
THE COURT:  All right.  Is there anything else I should 
be aware of this morning?  
How much time are you requesting for your opening 
statements?  
MR. SNIDER:  The Government would like 40 minutes.  
MR. McCRAY:  Your Honor, on behalf of the Wades, we 
have a witness that's subpoenaed.  We put on there the 7th, but 
we've spoken with him several times.  We told him that we don't 
anticipate that our case will commence until maybe next Tuesday 
because Monday's a holiday.  He insisted on coming today.  He's 
in the courtroom.  
We told him that the subpoena -- with the subpoena, he 
needed to be here next Tuesday, but he insisted on coming into 
the courtroom.  He is here now.  He's in the back, sir.  
MR. PEREZ:  Your Honor -- 
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THE COURT:  Just a minute, sir. 
MR. McCRAY:  I guess we're asking the Court if the 
Court could explain to him that I can't give him a precise 
time.  We would like for him to be here on next Tuesday 
morning.  That's when we anticipate that this witness -- that's 
when we said the defense's case will probably start around that 
time.  
I have his number.  I've been staying in touch with 
him.
THE COURT:  Well, the Government indicated that it 
wanted to finish its case on Thursday.  Is that still your 
understanding?  
MR. SNIDER:  It's my hope, desire, and my intention to 
finish the Government's case in chief at some point on 
Thursday.
THE COURT:  Any ideas to what point?  Like Thursday 
morning or Thursday afternoon?  
MR. SNIDER:  Well, again, I guess there's so many 
variables here, Judge.  You know, obviously -- hopefully, the 
Court stays open all week.  If there's a closure because of the 
schools, that's going to push us back.  If we have to end early 
tomorrow because of the weather, that's going to push us back.  
If everything goes according to plan, then I would say we -- I 
expect by midday, perhaps lunch on Thursday, but that's if 
everything goes according to the plan.
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THE COURT:  I understand.  So that may have some 
impact.  If they finish by noon, hypothetically, on Thursday, 
then... 
MR. McCRAY:  We can have our witnesses lined up to be 
here after lunch on Thursday, Judge.
THE COURT:  All right.  Now, do you want to confer with 
your witness?  He stood up and started to walk down.  I don't 
know if there's an issue or not.  
MR. PEREZ:  Your Honor.  
Yes, sir.  Your name, please?  
Come forward and speak into the microphone.  Good 
morning.  
MR. PEREZ:  Good morning, sir.  I was subpoenaed to be 
here at 9:00 today.
THE COURT:  Yes, sir.  
MR. PEREZ:  So I'm here.  
THE COURT:  Yes, that's the way subpoenas work, sir.  
MR. PEREZ:  Right.
THE COURT:  The lawyers advise the witnesses that we 
will let you know how the progress of the trial is going.  
MR. PEREZ:  Yes.
THE COURT:  The trial starts on October 7th, which is 
today, and the lawyers subpoena all of the witnesses for 
October 7th, but they have some lead time to let the witnesses 
know more precisely when they should be here.  
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MR. PEREZ:  Okay.  
THE COURT:  So -- 
MR. PEREZ:  The paper said 9:00.
THE COURT:  I understand.  You're here.  
MR. PEREZ:  And I came from Palm Beach.  
Okay?  
THE COURT:  I think the attorney told you that you 
didn't have to be here today; correct?  
MR. PEREZ:  No, he told me that, yes.  
THE COURT:  Yes.  The attorney, Mr. McCray, told you 
that -- 
MR. PEREZ:  Just today, this morning.
THE COURT:  Oh, you mean this morning?  
MR. PEREZ:  This morning, yeah.  
THE COURT:  All right.  Did the witness know in 
advance?  
MR. McCRAY:  Judge, we spoke to Mr. Perez extensively 
on Friday.  I think Mr. Smith spoke with him again.  We told 
him, but he says, "No, the subpoena says 7th; I'm going to be 
here."
MR. PEREZ:  Yes.
THE COURT:  All right.  But it's not -- 
MR. PEREZ:  They served me, you know; so I'm here.
THE COURT:  Listen to me.  They served you, but then 
they tell you, "You don't have to be here until a certain 
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time."  
The subpoenas always have the starting date of a trial 
because we never know how the case is going.  Sometimes it's 
fast.  Sometimes there's no trial.  There are all sorts of 
eventualities.  So they serve you.  It says the 7th.  You're 
here, but it's not likely you will be testifying today. 
It's likely you will be testifying when the attorneys 
give you -- they try to give you at least a day or so advance 
notice:  "Okay.  Your testimony's going to be on Friday," 
hypothetically, or "Your testimony is going to be on Tuesday, 
please be" -- we do that to try to not inconvenience the 
witnesses as much as possible so that you don't have to come in 
every day.  
MR. PEREZ:  I was supposed to work today.  I lost -- 
THE COURT:  Yes.  But you understand what I'm saying, 
sir?  
MR. PEREZ:  Yes.  
THE COURT:  All right.  All right.  So we appreciate 
you being here, but stay in touch with Mr. McCray and his 
staff, and they will give you more guidance so that you don't 
have to be inconvenienced and miss work.  
Okay?  
MR. PEREZ:  Can I say something?  
THE COURT:  Yes, sir.  
MR. PEREZ:  But I don't even know these people.  That's 
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what I'm saying.
THE COURT:  You don't have to know them.  They have 
your phone number, and they have been in touch with you; 
correct?  
MR. PEREZ:  Yes, because they subpoenaed me.
THE COURT:  Right.  So they don't misrepresent when you 
should be here.  So you don't have to know anyone, but they're 
giving you the instructions, and they will let you know 
specifically when you should be here.  
If you want to come every day, that's up to you; but I 
would suggest that you follow their instructions so that you're 
not inconvenienced.  
All right?  
MR. PEREZ:  Okay, Judge.  
THE COURT:  Thank you very much, sir.  
MR. PEREZ:  You're welcome.  
THE COURT:  Have a good day.  
All right.  I think we have everyone here, so we're 
going to have jurors come in and be seated, and we'll get 
started.  Thank you.  
(Prospective jurors entered courtroom at 10:00 a.m. ) 
COURTROOM DEPUTY:  Everyone can be seated.  Court is 
back in session, the Honorable Donald L. Graham presiding.
THE COURT:  Please raise your right hand, ladies and 
gentlemen so you may be sworn. 
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COURTROOM DEPUTY:  Do you and each of you solemnly 
swear or affirm that you will truly answer all questions 
propounded to you touching upon your qualifications to serve as 
a juror in this case about to be tried?
PROSPECTIVE JURY PANEL:  Yes.  
THE COURT:  Be seated, please.  And good morning, 
ladies and gentlemen.  
My name, as you heard, is Donald Graham, and I will be 
the United States District Judge presiding over this case.  
This is a criminal case, and we are about to start the 
process known as voir dire.  That's a French term which means 
to speak the truth, and that is exactly what we would like for 
you to do this morning. 
We will be asking several questions, and we ask you to 
listen to the question and respond as directly as you can and 
that you be forthright and honest with your responses.  
Our goal is to select jurors who can be fair and 
impartial to the Government and to the defense.  And that's 
what we would like for you to help us do -- pick individuals 
who can be fair and impartial.  
Most of you know that we have some recent weather 
events upon us; so we are going to act accordingly so we can 
keep everyone safe.  So for your information, just at the 
beginning, you should know that if the schools are closed, the 
courts are closed.  
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So as you listen to the news, if you hear that the 
Miami-Dade County schools are closed, then you know that we are 
closed.  
Now, we have several divisions in the Southern District 
of Florida.  This is the Southern District of Florida for 
federal courts, and our jurisdiction is as far north as Vero 
Beach and as far south as Key West.  So each of those divisions 
will have different rules.  
So if the schools are closed in Key West, it doesn't 
mean the schools are closed here.  If the schools are closed in 
Fort Pierce or Fort Lauderdale or West Palm Beach, the 
Miami-Dade schools could be open.  So listen carefully.  The 
Miami-Dade school is the guideline.  
Now, we have a little authority ourselves as individual 
judges; so we're going to monitor as well.  And if there's any 
particular flooding or anything that we think is dangerous, 
then we may say, "Court is not in session," but we will have 
everyone's phone number and email address and we will keep you 
advised accordingly.  Of course, again, and importantly, if the 
Miami-Dade schools are closed, you know that the courts are 
closed.  
Now, for further information, not all of you will be 
selected.  Some of you will be.  This Friday we will not be in 
session.  We'll be in session Monday through Friday -- 
Thursday, rather, hopefully, Monday through Thursday.  So if 
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you have some appointments or something that you need to do on 
Friday, you know you will have the full day.  
The courts are closed also next Monday, which is a 
federal holiday.  So Friday and Monday we will not be in 
session.  So keep that in mind as you schedule your events.  
Now, as I said, this is a criminal case and this case 
involves two defendants.  The defendants who you will be 
introduced to momentarily are Mr. Tracy Wade and Mrs. Carolyn 
Wade, and this case involves, obviously, two defendants.  
The law allows more than one defendant to be tried at 
the same time.  However, there are really two trials going on, 
and you will have to make your factual findings with respect to 
each defendant and each count.  So when you retire to 
deliberate, you consider the counts and the defendants 
individually.  So as I stated, two trials occurring 
simultaneously, so please keep that in mind.  
Now, I am going to give you some general information 
about what this case involves so that you will be aware 
generally of what's involved.  
The lawyers this morning or early afternoon will be 
making opening statements, and they will tell you what their 
various positions are with respect to the evidence that you 
will entertain in this case, but I'm going to tell you a little 
bit about the counts now and what they involve.  
Count I charges a conspiracy to commit wire fraud.  A 
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conspiracy is an agreement.  That doesn't mean that you 
actually committed the act.  It means that there was a meeting 
of the minds amongst two or more persons to do something the 
law forbids.  So Count I in this case is a conspiracy alleged 
against both defendants.  And this wire fraud alleges that 
there was an agreement in the attainment of PPP loans.  You may 
have heard that term before.  
PPP stands for Paycheck Protection Program loans.  
These were loans and a loan program during the COVID period.  
You'll hear more about that.  But it's alleged that there was 
an agreement amongst the defendants to obtain funds from the 
PPP program by making false and fraudulent statements.  That 
would be Count I.  
Count II alleges -- II and III, actually, allege what 
we call substantive counts.  That means it's not an agreement 
to do something.  It means that something was actually done.  
So you have your conspiracy, and you have the substantive 
counts.  And Count II alleges that Mr. Wade obtained funds 
fraudulently and Count III alleges that Mr. Wade and Mrs. Wade 
obtained funds fraudulently.  
So once again, you're going to consider each count and 
each defendant, and we'll have a verdict form that you use to 
indicate what your findings are once you complete your 
deliberations.  
Count IV alleges a conspiracy; that is an agreement to 
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make false statements in connection with loans.  And Count IV 
is as against both defendants.  
Count V alleges false statements were made to the Small 
Business Administration.  That's Count V as against Carolyn 
Wade.  
Count VI charges false statements were made to the SBA, 
but the defendant in this case is Mr. Tracy Wade.  
Count VII alleges false statements made to the SBA 
involving Mr. Tracy Wade.  
Count VIII, false statements to the SBA as to defendant 
Carolyn Wade.  
Count IX, false statements as against Carolyn Wade.  
And Count X false statements as to Mr. Tracy Wade.  
So those are the substantive counts.  So you have some 
conspiracy counts and some substantive counts.  
Now, at the end of the case, I will give you your 
instructions on the law.  I will tell you what the law is in 
this case, and you have to follow that law whether you agree 
with it or not.  
You know, we all have our own opinions about what the 
law ought to be.  I'm bound by that, too.  I have my own 
personal opinions, but when we're in a court of law, we have to 
follow the law as it is.  
I always tell prospective jurors if you have a problem 
with the law, you need to contact your congressmen because they 
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make the law that all of us are bound by; so please, keep that 
in mind as we go through the process.  
Now, at this time, ladies and gentlemen, I am going to 
have the parties introduce themselves to you.  First, you are 
going to get introductions from the Government, that is counsel 
and those who may be assisting the lead counsel.  And in 
addition, they are going to tell you the names of the witnesses 
that may be called or may not be, but they will give you a list 
and they will tell you who these witnesses are employed by.  
Listen carefully because I will ask you if you know any 
of the persons introduced, including the witnesses, and/or if 
you have any close working relationship with any of the 
employers referenced.  So listen carefully to the introductions 
from the Government; and then after their introductions, I will 
allow the defense counsel to introduce themselves and their 
clients to you as well.  
MR. SNIDER:  Thank you, Your Honor.  
Good morning, prospective jurors.  Here, my name is 
David Snider.  I'm an Assistant United States Attorney, and I 
work for the U.S. Attorney's Office for the Southern District 
of Florida.  I represent the United States America in this 
case. 
With me are two other members of the prosecution team, 
and I'm going to let them introduce themselves.  
MR. LOVE:  Good morning.  My name is Adam Love.  I work 
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here at the United States Attorney's Office for the Southern 
District of Florida, and I am also an Assistant United States 
Attorney.  
AGENT DIPIETRANTONIO:  Good morning, everyone.  My name 
is Kelly Dipietrantonio.  I'm a special agent with the FBI out 
of the Miami field office.  
THE COURT:  All right.  
MR. SNIDER:  Thank you, Your Honor.  And as Judge 
Graham just mentioned, the Government has a number of witnesses 
that it may call in this trial, and I'm going to go through 
that list with you right now just to see if anyone is familiar 
with any of these individuals.  
The first person, her name is Althea Harris, and she 
works for the U.S. Small Business Administration, which is 
commonly referred to as the SBA.  
The second witness is a Aman Thakral.  He was 
previously employed by a company called Oto Analytics, which 
does business as Wombly.  
The third witness or potential witness is Lindsey 
Bergh.  She works for a company called Persona Identities, Inc.  
The next possible witness is Megan Musil.  She works 
for a company called Harvest Small Business Finance, LLC. 
The next witness is Michael Friedman.  He works for 
SmartBiz Loans.  
The next witness is Renee McClain, and she works for 
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the Internal Revenue Service.  It's called I.R.S.  
The next witness is from AT&T, Linda Thomas.  Linda 
Thomas works for AT&T. 
The next witness is Dion Morrow, and he works for 
Verizon.  
Next is Joanna Hely, and she works for Broward 
Sheriff's Office. 
Also from the Broward Sheriff's Office is Alexander 
Rodriguez. 
The next witness is Rachel Dodd.  She works for the 
U.S. Small Business Administration as well, the SBA.  
The next possible witness is Haydee Rivero.  Her name 
is spelled H-A-Y-D-E-E, Haydee Rivero.  And she was formerly 
known before she was married as Haydee Granados. 
And the last witness for the Government, potential 
witness is as a Kelly Dipietrantonio from the FBI.
THE COURT:  Thank you very much, counsel.  
Ladies and gentlemen, I would like to ask you at this 
time if you recognize the names of any of the persons mentioned 
including counsel?  
Do you recognize any of those names as someone you may 
be familiar with?  
I see one hand.  All right.  
We're going to pass the microphone to you.  
THE COURT:  Your name, please?  
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PROSPECTIVE JUROR:  My name is Sara Saba.
THE COURT:  Saba.  I'm looking at my chart.  Ms. Diaz 
is to your right; correct?  Is that Ms. Diaz?  
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right.  Thank you.  Just making sure 
our chart is accurate.  
Ms. Saba, who are you familiar with?  
PROSPECTIVE JUROR:  I think this -- the attorney, the 
district attorney -- I mean, the U.S. Attorney.
THE COURT:  U.S. Attorney.  And his name?  
PROSPECTIVE JUROR:  Was it David?  
MR. SNIDER:  David Snider.  
PROSPECTIVE JUROR:  I do Federal qui tam work.
THE COURT:  I'm sorry, you do?  
PROSPECTIVE JUROR:  I do federal qui tam work. 
THE COURT:  All right. 
PROSPECTIVE JUROR:  Yeah, so I'm a plaintiff's lawyer, 
and sometimes I bring on qui tam, and I have to reach out to 
the U.S. Attorney's Office.  So I think -- I don't know if 
he's -- I'm familiar with his name or if -- I just deal with a 
lot of different attorneys, and I don't want there to be any 
conflict.
THE COURT:  Do you recognize him by looking at him?  
PROSPECTIVE JUROR:  He doesn't really look familiar, 
but I don't usually see them in person.  Usually it's emails 
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and phone calls for a decision.
THE COURT:  And what is it that you do with the U.S. 
Attorney's Office?  
PROSPECTIVE JUROR:  I'm a qui tam attorney, 
whistleblower attorney.
THE COURT:  Yes.  
PROSPECTIVE JUROR:  Okay. 
THE COURT:  Do you want to explain that to the members 
of the jury who may not know what qui tam is?  
PROSPECTIVE JUROR:  Well, whenever there's a crime 
against -- a fraud or false claim against the Government, then 
what, as a U.S. citizen, we can do is bring a case through a 
civil lawyer on behalf of the United States of America to go 
ahead and collect on that.  
THE COURT:  All right.  So you represent individuals in 
civil cases; correct?  
PROSPECTIVE JUROR:  Correct.  
THE COURT:  All right.  Now, having a working 
relationship with the U.S. Attorney's Office, do you feel that 
you could be a fair and impartial juror in this case, or do you 
think that that could create some issues for you?  
PROSPECTIVE JUROR:  I think it may create an 
impartiality, just at least the view of one.
THE COURT:  All right.  Thank you.  You know, this is 
the busiest trial district in the United States.  I think we 
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have five or six juries going on today; so there's plenty of 
work here, and you're probably better suited for one of those 
other cases.  So at the appropriate time, we will excuse you.  
Thank you.  
Anyone else familiar with any of the parties mentioned 
or have a close working relationship with any of the business 
entities referenced?  For example, the Small Business 
Association?  Oto Analytics?  Persona Identities?  Harvest 
Business?  SmartBiz Loans?  The Internal Revenue Service?  
AT&T?  Verizon?  The Broward Sheriff's Office?  
Any of you have a working relationship with any of 
those businesses, or whether or not you know any of the 
witnesses or attorneys referenced?  
If so, would you raise your right hand.  
I see one hand.  Do you want to pass the microphone and 
have the gentleman give us a name.
PROSPECTIVE JUROR:  My name is Lee Pivnik.
THE COURT:  Yes, sir.
PROSPECTIVE JUROR:  I don't have a current working 
relationship with the SBA, but I did apply for -- the company I 
was working at and also my family's company applied for 
Paycheck Protection Loans.  So I'm not sure if you want -- 
THE COURT:  Say that again, please.  I want to make 
sure I'm clear.
PROSPECTIVE JUROR:  I assisted in the application of 
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PPP loans, and I'm not sure if that would qualify as 
relationship with SBA.  
THE COURT:  We appreciate you telling us that.  Let me 
ask this question:  Having some familiar with the PPP loans, do 
you think that that would cause a problem with you being fair 
to both sides, the defense and the Government?  
PROSPECTIVE JUROR:  I do not believe it would be 
problem.  It was important just to close.
THE COURT:  Do you think you can listen to the evidence 
and make decisions that are fair to both sides?  
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right.  Thank you very much, 
Mr. Pivnik.
PROSPECTIVE JUROR:  Thank you.
THE COURT:  All right.  Anyone else?  
Yes, Ms. Diaz.  
PROSPECTIVE JUROR:  I have a problem to understand all 
you speaking in English.  My English is very, very little or 
very, very bad.
THE COURT:  All right.  I'm going to ask that a little 
later; so I'll have you respond a little later during the voir 
dire process.  
Let me ask the question now:  Have you understood 
everything I was said this morning so far?  
PROSPECTIVE JUROR:  Repeat.
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THE COURT:  Thank you.  I think you answered my 
question.  
All right.  Anyone -- all right.  I see a hand in the 
rear.
PROSPECTIVE JUROR:  Hi.  I'm Lisandra Alejo, and I have 
the same problem as her.  My English is not perfect.  It's just 
basic.  In my work, I can understand, but I feel scared that I 
cannot be, like, partial with all the information you provide 
because I can not understand everything.
THE COURT:  You know, nowadays no one speaks the King's 
English anymore.  And so far, have you understood what I have 
said about two trials going on at the same time and that sort 
of information?  
PROSPECTIVE JUROR:  I can say 50/50.  
THE COURT:  All right.  We'll come back to you a little 
later, and I want you to listen carefully and let me know if 
you are understanding what's happening.  
I think you speak pretty good English, frankly, but 
we'll entertain again. 
MR. WILCOX:  Your Honor, the name of that prospective 
witness, I missed it.
THE COURT:  I was just getting ready to ask it.  Your 
name again, please.  
PROSPECTIVE JUROR:  Lisandra Alejo.  I'm Number 45.  
THE COURT:  Somehow we have you in the wrong seat.  
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Ms. Miller, would you stand, please?  
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right, Ms. Miller.  Ms. Guia.  Raphael.  
Varela.  McCray.  Giraldo.  
All right.  Ms. Alejo, I'm going to have you go to the 
far right seat.  Somehow we have you in the wrong seat and on 
the end; so the others may have to move down.  
Yes.  All right.  I hope -- we'll find out.  I hope we 
have everyone in the proper seat.  
All right.  Anyone else?  We have -- well, wait, I 
think I see one hand in the -- I see, two hands.  Let's try the 
two hands in the spectator area first.  Your name, please.
PROSPECTIVE JUROR:  Olga Bustamante.
THE COURT:  All right.  Thank you.
PROSPECTIVE JUROR:  I just want to say that my husband 
has an SBA loan, and I don't know if I'm supposed to disclose 
that.
THE COURT:  Just the fact that your husband has an SBA 
loan, the first question, was it an PPP loan or a different 
type?  
PROSPECTIVE JUROR:  I'm not sure.
THE COURT:  All right.  Because your husband had a 
loan, do you think that that would affect your ability to be 
fair and impartial juror?  
PROSPECTIVE JUROR:  No, not at all.  
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THE COURT:  All right.  Thank you.  There was one 
additional hand.  
Yes, sir.  Your name please.
PROSPECTIVE JUROR:  My name is Michael Babitz.  I'm 
Juror 26.
THE COURT:  Yes, sir.
PROSPECTIVE JUROR:  I just wanted to say I'm an 
attorney with USDIS.  I have worked with many USAs previously.  
Although, I have not worked with either of those two USAs.
THE COURT:  All right.  What relationship have you had 
with other assistant U.S. Attorneys?  
PROSPECTIVE JUROR:  Been a subject matter expert in 
immigration and worked closely with USAs making sure that they 
understand the legal issues that are involved in cases that 
they bring before the Court.
THE COURT:  Are those immigration cases or -- 
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right.  Now, you work with the U.S. 
Attorney's Office.  Do you believe that that would have an 
impact on your ability to be a fair and impartial juror?  
PROSPECTIVE JUROR:  I think that over all the years 
that I've worked for the U.S. Attorney's Office, I have a huge 
amount of respect for the professionals that work with them, 
and, you know, that would color how I view things.  
THE COURT:  All right.  So you're a lawyer; right?  
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PROSPECTIVE JUROR:  Correct.
THE COURT:  So you know how the system works.  So you 
don't think you can put all of that aside and listen to the 
evidence and make decisions based on the law independent of any 
relationship with the U.S. Attorney's Office?  
PROSPECTIVE JUROR:  I would absolutely do my best to be 
impartial and make decisions based on the specifics of the 
case, but I just thought I needed to reveal my relationship.
THE COURT:  Oh, no, you did the right thing.  We want 
to know, but I guess just delving a little further.  If you 
hear testimony presented only by the Government and you hear 
testimony presented by the defense, even though you're going to 
find out defense don't have to present testimony, but could you 
listen to both sides and be fair to both sides?  Or would you 
be thinking, "Well, I work with the U.S. Attorney's Office, so 
they get the tie vote?"  
What are your thoughts in that regard?  
PROSPECTIVE JUROR:  I think I would -- honestly, I 
would want to do the best that I could.  I've had so many years 
of working with the USAs, and I just believe that -- that I 
have a huge amount of respect for them.  I don't work directly 
with the other side.  So I would absolutely do the best that I 
could to be impartial.  I'm not a hundred percent sure that I 
could.
THE COURT:  All right.  Thank you very much, sir. 
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MR. McCRAY:  Judge, may we approach sidebar, please?  
THE COURT:  All right.  Come forward quickly, please.
(Sidebar.)  
MR. McCRAY:  This is John McCray on behalf of Mr. and 
Mrs. Wade.  Judge, we're going to ask for a mistrial at this 
point.  I ask that we have these jurors removed and bring us 
some more jurors.  This gentleman has stated twice in the 
presence of the other jurors about the huge amount of respect 
that he has with the USAs.  Also, we just feel as though that's 
probably tainted the jury.
THE COURT:  Yes, sir, I understand your objection.  
Your objection is overruled.  We're making inquiries as to 
whether persons can be fair.  And if you want to ask some more 
questions in that regard, you may during your opportunity to 
question them.  
And if you request, I'll ask the other jurors is there 
anyone that feels the same way or something in that regard. 
MR. McCRAY:  I would make that request, judge.
THE COURT:  Anything else?  
MR. McCRAY:  No, Judge.  Thank you.  
(Sidebar concluded.) 
THE COURT:  Anyone else in the spectator area on this 
subject?  I know that there's one hand in the box.  So let's go 
to -- 
PROSPECTIVE JUROR:  Hello.  My name is Jimmy Rivera, 
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and I got -- I'm an accounting firm.  I'm a partner.  And I got 
a partner in the office, and I applied for a PPP, and we got it 
with the SBA.  I just wanted to inform you of that.
THE COURT:  So you applied for a PPP loan; so you're 
familiar with the system?  
PROSPECTIVE JUROR:  Correct.
THE COURT:  Is there anything about that that would 
cause you to be unfair and not a person who can be impartial in 
considering the evidence?  
PROSPECTIVE JUROR:  No.  No.
THE COURT:  You will listen to both sides?  
PROSPECTIVE JUROR:  Correct.  
THE COURT:  All right.  Thank you.  All right.  We have 
one -- go right ahead.
PROSPECTIVE JUROR:  My name is Abigail Fisch.  I as 
well was independent at the time, and I had an SBA loan and 
received a PPP.  I can be impartial in that process.  I also 
want to be transparent.  I'm not sure if I know Mr. Love or 
just the name.  So no personal relationship.  Name sounds 
familiar, but I just want to make sure.
THE COURT:  You may know Mr. Love?  
PROSPECTIVE JUROR:  I don't know that I do.  I just 
know the name.  I don't know -- I apologize, my husband is a 
rabbi, and so oftentimes I'm exposed to a lot of names and a 
lot of people, so I don't know if that's the case.  That could 
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be.
THE COURT:  Is there a particular temple that you 
attend where you would see Mr. Love?  
PROSPECTIVE JUROR:  There are two potential synagogues, 
yes.
THE COURT:  All right.  Mr. Love, could you possibly be 
the person?  
MR. LOVE:  Your Honor, thank you very much.  I do not 
recognize Juror Number 9, Ms. Fisch.  No familiarity.  And I 
don't attend any temples here in the Miami-Dade area.
THE COURT:  All right.  Thank you.  We have one more 
juror.  
PROSPECTIVE JUROR:  Hi.  My name is Yusdaliencys 
Osorio.  I say, too, my English is not very good.  Oh, it's 
pretty important this moment, but I don't understand 
everything.  
THE COURT:  All right.  How long have you been here in 
the United States?  
PROSPECTIVE JUROR:  10 years.  
THE COURT:  10 years?  
PROSPECTIVE JUROR:  Yeah.
THE COURT:  Do you work?  
PROSPECTIVE JUROR:  Yeah.
THE COURT:  And where do you work?  
PROSPECTIVE JUROR:  I live in doctor office, but at 
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this moment, I'm working at the school.  
THE COURT:  Do you speak English at the school?  
PROSPECTIVE JUROR:  My English is a little good, but I 
think that this moment important that I don't understand 
everything.
THE COURT:  All right.  Have you understood our 
interchange, me speaking to you?  
PROSPECTIVE JUROR:  A little.
THE COURT:  Just a little?  
PROSPECTIVE JUROR:  Yeah.
THE COURT:  Sounds pretty good to me, but -- 
PROSPECTIVE JUROR:  Just a little.  My English is a 
little.  
THE COURT:  Have you served as a juror previously?  
PROSPECTIVE JUROR:  No. 
THE COURT:  All right.  We'll come back to you.  We'll 
see -- listen carefully, and I may ask you a little later once 
I explain some of the legal principles which are very 
important.  
All right.  So, ladies and gentlemen, you heard one 
prospective juror say that he would be a little concerned about 
being fair to both sides because he has worked with some of the 
attorneys at the U.S. Attorney's Office, for example.  
So is there anyone else who feels that way?  
So just a few pointers, you know.  When we have trials 
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oft times there may be law enforcement officers who are 
assisting the Government or sometimes assisting the defense, 
and we advise jurors that just because of the status of a 
person that doesn't make them any more believable than anyone 
else.  
You listen to the evidence.  You compare the testimony 
of the witnesses.  And you use your common sense, and you make 
your decisions about the veracity of a person in that regard 
not because they may be a police officer or a doctor or a 
lawyer or any other profession.  We make decisions after 
evaluating the testimony.  
Now, I want to be sure that there is no one who thinks 
that the U.S. Attorney's Office gets more credence than the 
defense attorneys.  Or some people may think I give more 
credence to the defense attorneys compared to Government 
counsel.  We're trying to get referees who can call it right 
down the middle.  
So those of you who may have watched the Dolphin game 
yesterday, you know when the referees make a call against the 
home team, you hear a lot of boos in the spectator area, right?  
That's because we're partisans.  We want the home team to win.  
We're not really too concerned if there's a foul or not.  We 
have an interest.  That's being a partisan.  We're trying to 
pick referees.  So that's the important point.  
So just generally speaking, other than those we have 
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already talked to, is there anyone who thinks they could not be 
a fair and impartial referee?  
If so, would you raise your right hand.  
So let me give you another example.  You heard 
something about a potential witness working with the Internal 
Revenue Service.  
Now, some of us have to write a check every April 15th, 
right, and you may not like the I.R.S., but that doesn't 
necessarily mean you can't be fair and impartial to the 
Government because they call a witness who works for the I.R.S. 
That's the point we're trying to make.  Our goal is to pick 
fair and impartial persons just as if you would want a fair and 
impartial person sit ting in judgment of a friend or relative 
or you, yourself.  You want to be fair.  That's our goal to get 
fair and impartial jurors.  
So if you have an issue at all -- as I said, we've got 
five juries going on today.  We can have you go downstairs, and 
maybe a civil case might be better for you.  We won't be upset 
if you're honest with us in that regard.  So please keep those 
pointers in mind.  
So now, ladies and gentlemen, I would like to cover 
some legal principles, and the first area is whether or not any 
of you have served as a juror on a prior occasion.  If you 
served as a juror on a prior occasion, will you raise your 
right hand.  Okay, a few.  
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If you recall, did you serve on a civil case or a 
criminal case?  How many served on a civil case?  So civil 
cases:  Car accident, medical malpractice, that sort of thing, 
contract dispute, many civil cases.  And most of our civil 
cases in state court are downtown in the courthouse, the 
Dade County Courthouse on Flagler Street.  The State criminal 
cases are generally over on 12th Avenue, all right.  
And federal cases could be in this complex because we 
handle criminal and civil cases.  So that may give you a 
reminder.  
Let me ask:  How many have served as the foreperson of 
a jury?  If so, would you raise your right hand.  
All right.  We have one former foreperson.  
How many have served on the military courts-martial?  
If so, would you raise your right hand.  
And how many of you have served on a grand jury?  If 
so, would you raise your right hand.  
So I ask these questions so that we can explain the 
different burdens of proof we have in our judicial system.  And 
I'm going to give you an opportunity, those of you who have 
actually served on a jury to give us a little information about 
your service.  But if you serviced on a civil case, there was a 
burden of proof that you had to follow, and that burden of 
proof was by a preponderance of the evidence.  
The term preponderance of the evidence means more 
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likely than not.  So the proponent or the plaintiff or the 
person who's filing the civil lawsuit, they have to convince 
you by a preponderance of the evidence in order to prevail more 
likely than not.  
Now, if we wanted to quantify that term, it would be 
greater than 50 percent.  They would have to satisfy you 50.1 
percent or greater that their position is the correct position.  
That's a civil case.  
This is not a civil case.  This is a criminal case.  
And the burden of proof is much higher in criminal cases.  Many 
of you know the burden of proof in a criminal case is proof 
beyond a reasonable doubt.  That's the highest burden we have 
in our judicial system, and that's because liberty is at stake.  
So we want to have a higher burden of proof, and that's the 
burden of proof that you will be utilizing in this case.  And 
during the instruction phase, I will give you specific 
information as to how to define proof beyond a reasonable 
doubt.  
Now, I asked if some of you have served on a grand 
jury?  And Grand Juries utilize the lowest burden of proof.  
Does anyone know what that burden of proof is in grand 
jury service?  
It's probably cause, something probably happened.  
That's a lower burden than by a preponderance and substantially 
lower than proof beyond a reasonable doubt.  So keep that in 
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mind as we go through this case.  
Now, those of you who have prior jury service, we're 
going to pass the microphone from left to right in each row; 
and if you have prior jury service, there's some questions I 
would like for you to answer.  
If you have no prior jury service, simply pass the 
microphone to the next person.  You don't have to say anything.  
So I would like to know if you served on a civil case or a 
criminal case; if it was in state court or federal court; if 
the jury reached a verdict -- and we don't want to know what 
the verdict was, just yes or no, we reached a verdict, or yes 
or no, you didn't reach a verdict; and if you served as the 
foreperson, as one gentleman raised his hand, tell us that you 
served as the foreperson.  
So we're going to pass the microphone down the line.  
And do you remember -- do you want me to repeat the questions 
again or you got it the first time?  
PROSPECTIVE JUROR:  Repeat them again just in case.
THE COURT:  All right.  
PROSPECTIVE JUROR:  Well, my name is Jose Ramos.  I 
served on a civil court, civil case down on Flagler Street.
THE COURT:  Yes, sir.
PROSPECTIVE JUROR:  And we reached a verdict.
THE COURT:  All right.
PROSPECTIVE JUROR:  And I wasn't the foreman.  Is that 
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it?  
THE COURT:  That's it, perfect.  Next person.  Anyone 
else in the first row?  Let's go now to the second row in the 
box.  
Anyone who has prior jury service?  Anyone?  
No.  
All right.  Let's go to the spectator area:  First row, 
anyone?  No.  
Your name first, please.
PROSPECTIVE JUROR:  Yes, Olga Bustamante.
THE COURT:  Yes.
PROSPECTIVE JUROR:  I served in a civil, criminal, 
and -- 
THE COURT:  All right.  Now, civil or criminal?  
PROSPECTIVE JUROR:  Civil once.  Criminal in the state 
criminal once, and in the federal criminal once.
THE COURT:  All right.  Welcome back.  
PROSPECTIVE JUROR:  And we had a verdict for all three.  
THE COURT:  Thank you.  
PROSPECTIVE JUROR:  My name is Hernan Vera.  I served 
as a juror foreman in a criminal case in state court Alachua 
County.
THE COURT:  And you arrived a verdict?  
PROSPECTIVE JUROR:  We reached a verdict.  
THE COURT:  Thank you.  Anyone else in that row?   
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PROSPECTIVE JUROR:  Good morning.  Tammie Williams, 
civil case, Flagler.  We did reach a verdict.  Not a 
foreperson.
THE COURT:  Thank you.
PROSPECTIVE JUROR:  Hi.  Good morning.  My name is 
Cesar Gonzalez.  Civil case.  We reached a verdict.
THE COURT:  In State court or Federal?  
PROSPECTIVE JUROR:  Civil.
THE COURT:  State or federal?  
PROSPECTIVE JUROR:  Oh, State. 
THE COURT:  Yes, sir.  Thank you.
PROSPECTIVE JUROR:  Francia Espinosa.  I served on a 
criminal case in Miami-Dade. 
THE COURT:  All right.  You served on a criminal case 
in -- 
PROSPECTIVE JUROR:  Criminal case, yes.  It was a 
mother of the decedent.  It was here case.  State. 
THE COURT:  State court or federal court?  
PROSPECTIVE JUROR.  State.
THE COURT:  Thank you.  
PROSPECTIVE JUROR:  Hello.  Good morning.  My name is 
Sandra Miller.  I served in State criminal court.  We did not 
reach a verdict because -- we did not reach a verdict.
THE COURT:  Don't tell us why.  Your name again, 
please?  
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PROSPECTIVE JUROR:  Sandra Miller, Juror 39.  And also 
civil State court.  We did reach a verdict.
THE COURT:  All right.  And welcome back to you.  
All right.  Anyone else who has prior service who has 
not had an opportunity to tell us about it?
Okay.  All right.  Let's go to some principles that 
many of you are familiar with.  
These are principles related to criminal cases.  And 
the first principle is that any person who is accused of a 
crime is innocent, and you must presume innocence until you 
start your deliberations at the very end of the case.  
So as the defendants, Mr. Wade and Mrs. Wade, are 
seated here today, you must presume that they are innocent of 
the allegations in the indictment.  And as stated, that 
presumption of innocence remains in effect until you have heard 
all of the evidence, received all of the instructions, and 
listened to all of the arguments of counsel.  At that time you 
begin formulating innocence or guilt.  
Now, is there anyone who believes they could not follow 
that instruction on the law?  If you think you cannot follow 
that instruction, we want you to raise your right hand at this 
time.  
All right.  The next principle, ladies and gentlemen, 
is that a defendant -- they're called defendants.  It's not 
anything sinister.  It's just the term we use to identify 
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people who are charged with having committed an offense.  And 
that guilt of a person cannot be found guilty -- or the person 
can't be found guilty unless guilt is proved beyond a 
reasonable doubt.  I've mentioned that previously, and we will 
discuss it in more detail during the instruction phase.  
Is there anyone who cannot fully accept this principle 
of law?  That is, that a defendant can't be found guilty unless 
guilt is proved beyond a reasonable doubt?  Anyone who can't 
follow that instruction, raise your right hand.  
Seeing no hands.  
In our criminal justice system, the constitution states 
that a defendant does not have to testify on his or her own 
behalf unless they elect to do so, and you can't draw any 
inferences from that.  In other words, you can't say, "Well, 
one defendant didn't testify; I wanted to hear from that 
person, so I'm going to hold that against him."  You can't do 
that. 
Individuals elect not to testify for many, many 
different reasons; and you may not speculate about why a person 
elected not to testify.  Just keep in mind you make decisions 
based on that which is presented to you, not whether the 
defendant took the stand or not.  
Now, if a defendant elects to take the stand, you use 
the same rules in judging credibility, which I will talk to you 
about a little later, but keep in mind a person doesn't have to 
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testify.  Is there anyone who believes they could not follow 
that instruction on the law?  
Now, in our system of justice a defendant can be found 
guilty based upon evidence presented in open court.  So a lot 
of you may have had similar experiences.  Some of you have been 
involved with PPP loans on prior occasions.  You can't consider 
the outcome of that case or anything about another case, or 
maybe you read something in the newspaper about PPP loans, or 
maybe a television show or a movie or what have you, you can't 
consider any of that.  You have to block all of those things 
out of your mind.  
Now, I'm not saying you can't use your common sense, 
but you must base your findings on evidence presented here in 
open court in the presence of all of us and not something that 
someone told you about a case or the other examples that I gave 
you.  
Is there anyone who thinks that they would not be able 
to follow that instruction on the law?  
We talked earlier about the law and the fact that we 
have to follow the law as presented.  We all have our notions 
about what the law ought to be, and we talk to our friends 
about it.  When elections are coming up, some of the questions 
are going to be about you think about a particular law, that's 
perfectly fine; and in a democratic society, we should have 
discussions about what the law ought to be and what Congress 
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should implement or not as the law.  
But when you're in a formal courtroom setting in the 
trial of individuals, you must follow the law as I present it 
to you.  There are two judges in this courtroom.  There's a 
judge of the facts; that will be you if you are selected to 
serve.  
And then there's a judge of the law; that would be me; 
and I will tell you what the law is in this case.  And this is 
important.  You follow the law as presented.  
Is there anyone who has such strong notions about what 
the law ought to be that you might be inclined to follow that 
law rather than what I tell you the law actually happens to be?  
Is there anyone who has such strong notions?  
All right.  Seeing no hands.  
We've talked extensively about people being impartial, 
and I want you to keep that in mind.  We're trying to select 
persons who can be fair and impartial to both the defendants 
and to the Government.  That's what our justice system is all 
about.  
Now, I have told you a little bit about what the case 
involves just generally.  Let me tell you what the case does 
not involve.  
The case does not involve your own personal opinions 
about different laws.  Especially in this case, on the PPP 
loans or whether someone has made a false or fraudulent 
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statement.  Those are all items that you must follow the law in 
deciding.  It has nothing to do about how I or you personally 
think about any social problems or any laws or anything else.  
Your job is as a referee to sit here and listen to the 
evidence, the testimony of witnesses, the documents being 
introduced, to review that, to listen to the witnesses and 
determine their credibility.  That's their believability.  And 
make a decision as a fair and just referee.  That is your goal.  
Now, this case will be tried this Monday, today, 
through Thursday, and next week Tuesday through Friday.  Now, 
we may finish a little later.  I don't think so.  We may finish 
a little earlier than those days.  But we likely will take the 
two week term.  And hopefully we don't have any weather issues 
which interrupts our schedule, but keep that in mind as I ask 
whether anyone has any special or unique disabilities.  
Sometimes we have individuals who have hearing issues, 
and we have some special devices that we can provide.  We can 
try to resolve most problems.  But some we need you to tell us 
about, and we need you to tell us now.  Do not wait until we 
select jurors and then you raise your hand and say, "Oh, by the 
way, I'm having a significant issue on Wednesday," because at 
that time, it's too late for me to do anything about it after 
you've been selected.  
So if you have a special or unique problem, we want you 
to tell us about it.  Now, some of you told us earlier that you 
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thought language might be an issue.  So you've heard me explain 
some of the legal principles and other matters.  
I'd like to see if anyone still feels that they're 
language problem -- that is, the ability to understand clearly 
the English language is an issue such that you couldn't be fair 
to the parties, raise your hand again.  
Some of you -- we talked about this earlier.  You may 
have listened.  It's not going to get any more complicated than 
I have explained to you.  This is not a highly technical case 
with scientific principles, et cetera.  So is there anyone who 
believes that they have a language issue, we want you to raise 
your right hand at this time.  
All right, seeing no hands.  I'm pleased that you 
understand because we really do want you to serve.  
Now, jury service is important.  It's a condition of 
citizenship.  We have certain obligations as citizens.  We 
should vote.  We should serve as a juror.  The country makes 
certain demands on us.  Now, fortunately, we don't have the 
draft system anymore, and those who are in our military 
services are there because they choose to be there.  
There was a time when people just got picked to go to 
Vietnam or your parents to World War II or the Korean War, 
et cetera.  We're not going to make that kind of demand on you.  
But we are going to ask you to serve and serve 
willingly for the next few weeks as one of the duties you have 
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as a citizen, and we want you to serve, and we want you to 
serve willingly. 
I know when you received the summons in the mail, some 
of you probably hesitate, sigh and say, "Oh, my, we have to go 
downtown; we're going to sit around."  
You're not going to sit around.  We start on time, and 
we finish on time, and that's a promise I'll make to you.  But 
at the same time, we want you to be here on time so that you 
can leave on time.  So we want you to serve if selected.  
Now, I see one hand.  Yes, pass the microphone.  
PROSPECTIVE JUROR:  Good morning.  Juror 14, Lourdes 
Ermer.  I may have an issue given the time that this jury might 
take, the trial.  I have a planned trip to attend a religious 
retreat commencing next Friday, the 18th; and I would have to 
leave by 3:00 at the latest.  So if that's an issue then I -- 
THE COURT:  All right.  Your name again?  
PROSPECTIVE JUROR:  Lourdes Ermer. 
THE COURT:  All right, Ms. Ermer.
PROSPECTIVE JUROR:  Thank you.
THE COURT:  You must be out by 3:00 p.m. on the 18th, 
and I'm -- if there's a problem, we'll be able to resolve it.  
I don't think that's going to be a problem.  I'm a little 
concerned about the weather, but we'll see how that works out.  
All right.  I see one more hand in the box and then 
we'll go to the spectator area, maybe two hands here.  Yes.  
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PROSPECTIVE JUROR:  Good morning.  I'm Juror Number 4, 
Carolina Cuarezma.  I might have an issue, too, this week 
because I have family coming over today.  They actually -- 
they're coming over from abroad, and we have plans this week to 
go on vacation.  Unfortunately, there's the weather, but we 
already have plans, and I have family coming over today.  As a 
matter of fact, they're at the airport from where they're 
coming from right now.
THE COURT:  So I think what you're telling me is that 
you would like to serve at a different time than this week?  
PROSPECTIVE JUROR:  Yes.
THE COURT:  All right.  
PROSPECTIVE JUROR:  Please.  Thank you.  
THE COURT:  All right.  We will look forward to seeing 
you soon.  
PROSPECTIVE JUROR:  And no, because I would like to 
speak to him in private.  
THE COURTROOM DEPUTY:  She wants to speak in private 
afterwards.  
THE COURT:  We hear you; and if we need to address that 
further, we will have you come sidebar, all right.  
Anyone else with a special -- remember your obligation 
is to serve for next two weeks but special or unique issues, 
we're willing to listen.  
PROSPECTIVE JUROR:  Juror Number 2, Israel Aragon 
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Bravo.  The only thing I have is just a doctor's appointment 
today at 3:30; so I might sneak out by 3:00.  That's the only 
thing for the next two weeks.
THE COURT:  Where is your appointment?  
PROSPECTIVE JUROR:  It's in Miami Beach.  It's about 
20 minutes away.
THE COURT:  All right.  We will keep that in mind.  So 
that means you would have to leave here by 3:00?  
PROSPECTIVE JUROR:  Yes.
THE COURT:  Do you know how long your doctor's office 
is open?  In other words, do we have 4:00 or 4:15 or 4:30 
appointments?  
PROSPECTIVE JUROR:  I think they might be open as late 
as 5:00 perhaps.
THE COURT:  All right.  So here's what we will do.  
During our break which we will take in a few minutes.  Who is 
ready for a restroom break?
Okay.  Just one hand is enough.  So give us your 
doctor's name and office, and we will see if we can get a 
little later appointment; but if we can't, then we'll work with 
you.  All right.  
So we're going to oh -- I'm not sure if I should take 
the break now or we'll entertain the questions.  Some of you 
look pretty serious when you raise your hand.  Let's take a 
short break now, use the facilities, come back as quickly as 
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you can.  And look at the seat you're in now.  Be sure you come 
back and sit in the seat that you're in now, and we will resume 
as quickly as we can.  
We are in recess.  
(Prospective jurors exited courtroom at 11:17 a.m. ) 
(Recess taken from 11:17 a.m. to 11:36 a.m. ) 
(Prospective jury entered courtroom at 11:36 a.m. ) 
COURTROOM DEPUTY:  Everyone can be seated.  Everyone 
can be seated.  Court is back in session.
THE COURT:  Please be seated.  We are going to 
continue.  I was asking if anyone had a special or unique 
situation that you should tell us about.  
And we contacted your doctor's office, and we'll give 
you some more particulars, but you're all set.  You have to be 
there by 4:30, and we're going to make sure you're there by 
4:30.  
All right.  Any special -- I'm seeing too many hands.  
All right.  What's up?  
PROSPECTIVE JUROR:  Your Honor, just in case this trial 
prolongs, extends more than two weeks, I have a trip planned 
out for the 24th --
THE COURT:  24th?  
PROSPECTIVE JUROR:  -- just in case.  Yes.  
THE COURT:  We're all in trouble if that happens.
PROSPECTIVE JUROR:  I just thought I would ask.  Thank 
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you.  
THE COURT:  You're going to be fine, yes, sir.  
Give us your name.
PROSPECTIVE JUROR:  Abigail Fisch again.  Next week is 
another Jewish holiday, Sukkot.  It begins on sundown on 
Wednesday, the 8th, and goes until Thursday.  My issue is my 
children's school.
THE COURT:  Wednesday night through -- 
PROSPECTIVE JUROR:  Through Thursday would be the 
issue.
THE COURT:  So Wednesday is not a problem.  It's 
Thursday that's the problem.  Not problem but other 
obligations.  
All right.  Thank you.  We'll work on that.
PROSPECTIVE JUROR:  My issue is childcare.  I drop off 
my daughter and pick her up, and I have to be at her school at 
3:00 every day.  
THE COURT:  No one else who can help you out?  
PROSPECTIVE JUROR:  No.  My husband has patients and he 
ends around 6:00.
THE COURT:  Well, tell him your jury service is more 
important.  
All right.  Thank you very much.  Where is your child 
or children in school?  Is it nearby.
PROSPECTIVE JUROR:  In South Miami.
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THE COURT:  South Miami, all right.  Thank you.  
Yes.  
PROSPECTIVE JUROR:  Hi.  Carla Trinidad -- similar.  My 
husband's traveling next week; and normally, my backup is my 
mother-in-law, but she's in Texas until the 15th.
THE COURT:  Thank you.  
PROSPECTIVE JUROR:  So I'm stuck.
THE COURT:  Thank you, Ms. Trinidad.  
PROSPECTIVE JUROR:  Jimmy Rivera.
THE COURT:  Just one moment.  I will be right with you.  
All right, yes, sir.
PROSPECTIVE JUROR:  Yeah, I'm working at an accounting 
firm, and I'm the owner, I'm a partner.  And the due date of 
taxes is the 15th for extensions, and that would be a conflict 
for me.  The 15th is the due date for the companies, 11-20s and 
personal taxes.
THE COURT:  The 15th of this month?  
PROSPECTIVE JUROR:  Yeah, we've got some appointments 
for some customers.  
THE COURT:  All right.  We'll get back with you.  Thank 
you for bringing that to our attention.  
Yes.
PROSPECTIVE JUROR:  Hi.  My name is Samantha Loynaz.  
I'm Number 6.  Mine was also in case it gets extended.  I'm 
leaving the 24th, but that's -- I you said that probably 
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wouldn't happen.  So...
THE COURT:  So the 24th is the issue?  
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right.  And what is the problem?  
PROSPECTIVE JUROR:  I'm leaving on a trip.  We have a 
preplanned trip.  
THE COURT:  Vacation or -- 
PROSPECTIVE JUROR:  Yes.  
THE COURT:  All right.  We'll see what we can do.  
Anyone else in the box?  
Stand and give us your name.  
PROSPECTIVE JUROR:  Adrian Arvesu.  I'm Number 29.  
THE COURT:  Yes, sir.  
PROSPECTIVE JUROR:  I will be joining the U.S. Army 
Officer Program sometime by the end of year.  If this case 
extends beyond two weeks, I fear that I may not be able to 
attend due to the fact that I have two physical fitness exams 
for the Army scheduled this week.
THE COURT:  We're not going to interfere with that for 
sure.
PROSPECTIVE JUROR:  Well, I also don't know when I'm 
going to be called.
THE COURT:  I understand.
PROSPECTIVE JUROR:  I'm signing for my contract.
THE COURT:  So if, at some point in time, an issue 
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arises, bring it to our attention as soon as you possibly can.  
PROSPECTIVE JUROR:  Thank you.  
THE COURT:  Anyone that wants to go into the Army, 
we're going to let you go.  
Yes, sir.
PROSPECTIVE JUROR:  It's no Army or children, but I'm a 
working artist and that means my income is incredibly 
unpredictable, but next week is the show I've been working 
towards for a year and I've invested $10,000 towards it and 
it's not done yet.  So I slept about four hours this weekend.  
And I fear that both the financial obligations of the show next 
week and the fact that I am not in a great mental place for 
myself right now, let alone taking the care this case needs, I 
would like to request a postponement of service.  
THE COURT:  Where is your art show?  
PROSPECTIVE JUROR:  It's in the design district.  
THE COURT:  All right.  And that's next week.  Is there 
a particular day or days?  
PROSPECTIVE JUROR:  It opens next Thursday and supposed 
to begin installing it Monday.
THE COURT:  All right.  Thank you.  
PROSPECTIVE JUROR:  Thank you, Your Honor.   
PROSPECTIVE JUROR:  Mike Babitz.  I have a similar 
issue to the young lady that spoke previously next Thursday and 
Friday is the Sukkot holiday, and I would be expected to be 
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part of a religious service during those days.
THE COURT:  All right, Mr. Babitz.  Thank you.  
Next.  
PROSPECTIVE JUROR:  Good morning, Your Honor.  My name 
is Susy Gomez, Juror 25.  My only concern is I have a doctor's 
appointment next Thursday at 8:30 a.m.  I have rescheduled it 
three times already, so that's my only concern. 
THE COURT:  All right.  8:30 next Thursday.  And do you 
know how long the appointment will be?  
PROSPECTIVE JUROR:  No more than an hour, half an hour 
tops.
THE COURT:  Where is it location-wise?  
PROSPECTIVE JUROR:  Kendall.
THE COURT:  In Kendall.  Kendall is a long journey 
nowadays.  I remember when it was 30 minutes.  Not the case 
anymore.  
PROSPECTIVE JUROR:  Thank you.  
THE COURT:  All right.  Thank you.  If you're selected, 
be sure you keep us aware of your Thursday appointment.  We can 
handle that.
PROSPECTIVE JUROR:  Hi.  My name is Sheila Chung, 37.  
I had plans to be away out of town next week, Friday, the 18th.  
THE COURT:  And is this vacation or -- 
PROSPECTIVE JUROR:  Well, it's my granddaughter's first 
birthday, so I had planned to be away for that.
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THE COURT:  And will you by leaving on the 18th or -- 
PROSPECTIVE JUROR:  I would be leaving Thursday night, 
so I had planned not to be here on Friday.
THE COURT:  And how far away are you traveling?  
PROSPECTIVE JUROR:  Melbourne.  Hopefully, they're not 
blown away.  
THE COURT:  All right.  Thank you.  
PROSPECTIVE JUROR:  Good morning, Your Honor.  Juror 
Number 42, Jack Varela.  I work for the Miami-Dade Aviation 
Department, and I'm under a critical role, which is 
communications.  I handle communications for the airport.  And 
with the storm coming and facing all the flight delays and 
cancellations, I -- it's going to be tough for me to stick 
around for this.  
I also have two boys, 12 and 13 that I drop-off in the 
morning, two different schools across town.  One Belen Jesuit 
and the other at Miami Middle.  I also care for my 95-year-old 
mother who's in delicate condition right now, so that's my 
situation.  
THE COURT:  All right.  And your work-regulated issues 
are this week, correct?  
PROSPECTIVE JUROR:  This week and -- well, for the most 
part, yeah.  A lot of flights get redirected.  When the flights 
up north get affected, we get affected down here; and it causes 
a major problem at the airport, and I handle a lot of that.
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THE COURT:  Do you know Mr. James St. Louis?  
PROSPECTIVE JUROR:  He sound familiar, yes.  
THE COURT:  Mr. St. Lewis was our former IT director 
whom you-all took away from us.
PROSPECTIVE JUROR:  We have Mr. Maurice Jenkins there.  
I report to the director's office.
THE COURT:  I have think about this one, but thank you. 
PROSPECTIVE JUROR:  Okay, thank you.
PROSPECTIVE JUROR:  Good morning.  Sandra Miller, Juror 
Number 39.  I'm currently working in a project for a company in 
Mexico, in Mexico City.  And I do have a flight to go back on 
Saturday, the 12th.  It's kind of important that I go back 
because we're in the middle of a public tender that I do have 
to finish paperwork for, and they are expecting me to be back 
on Monday.
THE COURT:  Cannot be back on Monday is what you said?  
PROSPECTIVE JUROR:  On Monday, yeah.  So I booked a 
flight to go back on Saturday, the 12th, I do have a flight.
THE COURT:  Make sure you check with Mr. Varela to see 
if you can actually get out on a plane.  
PROSPECTIVE JUROR:  Hopefully.  
THE COURT:  Okay, thank you.
PROSPECTIVE JUROR:  My name is Laura Fernandez, Juror 
Number 38.  I have a preplanned trip for Monday that I had 
planned for awhile. 
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THE COURT:  Is this vacation?  
PROSPECTIVE JUROR:  Yes.  It's for three days.  It's 
not until Wednesday.
THE COURT:  All right.  We will take a look at that.  I 
have to tell you personal vacations go a little further down 
the line, but we will see if we can accommodate you.  
All right.  Do we have anyone else who has an issue?  
So let me tell you what our goal is. 
We're going to try to finish this selection process by 
1:00 so that those who are not selected I can excuse you, but 
we'll have to see how we do.  That's sort of my signal to the 
lawyers to pick it up a little bit but do the best you can.  
We are going to have the attorneys ask questions at 
this time, ladies and gentlemen.  Listen carefully to their 
questions and try and respond as directly as you possibly can.  
Keen in mind, we're trying to select those who can be fair and 
impartial.  
Government.  
MR. SNIDER:  Thank you, Your Honor.  And good morning 
again to all of the prospective jurors.  
My first question is this:  Does anyone have any 
beliefs or convictions whether moral, religious, philosophical 
or otherwise that you think would prevent you from being a fair 
and impartial juror in this case, or that would make it 
difficult for you to render a verdict based solely on the 
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evidence that you hear in this case?  Does anyone feel that 
because of some particular belief they have that they wouldn't 
be able to follow the Court's instruction and listen to the 
evidence and render a verdict just based on the evidence?  
Yes, ma'am.  Can you identify yourself by your name.
PROSPECTIVE JUROR:  Juror 40.  Yes, it's just based off 
ethical beliefs.  So after hearing the case and hearing whether 
there is evidence or not, I just believe ethically what was 
done, whether it was predetermined or actually done itself, I 
just don't think that that is the right thing to do.  Me being 
a business owner as well knowing the process that it takes, I 
just don't feel like -- some people do it fairly.  Some people 
don't.  So I don't think ethically I would be able to give a 
correct answer. 
MR. SNIDER:  So you're saying you don't think based on 
your own experiences in the business -- you said you're a 
business owner?  
PROSPECTIVE JUROR:  Yes. 
MR. SNIDER:  So based on your experience as a business 
owner, you don't think you will be able to put your personal 
feelings aside to render an impartial verdict based on the 
evidence? 
PROSPECTIVE JUROR:  That's correct.  
THE COURT:  Go ahead, I'm sorry. 
MR. SNIDER:  Is there a particular -- is there a way 
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that you are -- you would mean one way or the other that makes 
it difficult -- what is the way you think your beliefs -- 
PROSPECTIVE JUROR:  Yeah, I believe it's wrong if 
that's what you're asking me. 
MR. SNIDER:  What do you think is wrong?  
PROSPECTIVE JUROR:  The act of fraudulent and/or 
misinformed information. 
MR. SNIDER:  Okay.
PROSPECTIVE JUROR:  That was applied and also just the 
act of fraud in general.  I believe that as a business owner 
when you're applying or when you're seeking a loan, in my own 
experience, just providing the most honest information as 
possible, whether you're able to obtain or not obtain, that's 
what I would be having difficulty. 
MR. SNIDER:  You understand that the allegations and 
the charges that the Court read are simply allegations.  
PROSPECTIVE JUROR:  Yes.  
MR. SNIDER:  And that all the defendants are presumed 
innocent, and they remain innocent unless and until the 
Government proves its case beyond a reasonable doubt.  Do you 
understand that?  
PROSPECTIVE JUROR:  I understand that.
THE COURT:  Can you follow that instruction?  In other 
words, can you listen to the evidence and make a decision based 
on the evidence, not on what with the charges are?  
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PROSPECTIVE JUROR:  I will try my best; but, ethically, 
that's where I was coming from.  Just knowing where I stand 
personal reasons and my beliefs that will, I know, sway my 
decision; but I will try based off the evidence.  I just know 
ethically I will be swayed.
THE COURT:  Well, when you say ethically, ethically 
means being fair to both sides.
PROSPECTIVE JUROR:  My beliefs, my own ethical beliefs.
THE COURT:  One moment, ma'am.  Because someone is 
charged with an offense doesn't mean they committed the 
offense.  As we discussed, the Government has to prove its case 
beyond a reasonable doubt.  Can you hold the Government to that 
standard, or do you think you have some predetermined beliefs 
because a person is charged?  
PROSPECTIVE JUROR:  I will try, but I -- I have 
expressed my beliefs on the situation, but I will try as my 
duty as a citizen, I understand.
THE COURT:  Counsel.  
MR. WILCOX:  Your Honor, that was Juror Number 44?  
PROSPECTIVE JUROR:  I'm Number 40.  
THE COURT:  You may continue. 
MR. SNIDER:  Does anyone else have any very strong 
moral, religious, philosophical beliefs that they don't think 
they will be able to put aside and listen to the evidence and 
follows the Court's instructions in order to reach a verdict?  
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Okay.  I see no other hands. 
Has anyone ever themselves or a family member, someone 
close to you been involved in a lawsuit or a court proceeding 
before that a may include -- yes.  Why don't we start over 
here.
PROSPECTIVE JUROR:  Sorry.  I threw out my back this 
morning.  I'm an attorney, so I've been involved in many cases, 
lawsuits.  I've also been sued before, and I've also sued, 
civilly.  
MR. SNIDER:  Anything about your career that you think 
would affect your impartiality or ability to be impartial?  
PROSPECTIVE JUROR:  No. 
MR. SNIDER:  Let me just preface that by saying does 
anyone who had any experience in the court, whether they were a 
plaintiff, whether they were a defendant, based on your 
experience, do you think that that would make it difficult for 
you to be impartial in this case?  That's really the gist of 
what I'm asking.  
Does anyone think you couldn't be impartial because of 
their experiences with the court system?  
Okay.  Now, I'm going to ask whether you or a spouse of 
yours or a close relative has had any deals with the following 
agencies:  The Federal Bureau of Investigation, the Broward 
County Sheriff's Office, the U.S. Department of Justice, or any 
other federal, state or local law enforcement agency?  And my 
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question is if you have had dealings -- and I know you provided 
some information in response to this question, so you don't 
have to repeat that.  But anyone else who has had dealings with 
those agencies, and I can read them again, that you think might 
affect your impartiality?  
Yes, ma'am.
PROSPECTIVE JUROR:  My name is Carolina, Juror 
Number 4.  I used to work for the Department of MasterCard 
International, and I used to deal with Secret Service and all 
law enforcement.  I was an agent regarding credit card fraud. 
MR. SNIDER:  How was your experience with that federal 
agency, U.S. Secret Service?  
PROSPECTIVE JUROR:  They used to contact me to get 
information and try to find -- to figure out who the owners of 
the credit cards were in reference to the frauds that they 
discovered that they were investigating. 
MR. SNIDER:  Sure.  
PROSPECTIVE JUROR:  So it was like a very close 
relationship. 
MR. SNIDER:  And do you think because of that prior 
experience and your relationship with the Secret Service that 
you would not be able to be impartial in this case?  
PROSPECTIVE JUROR:  Probably, because of my cases, 99 
or 100 percent, what they were doing, it was fraud.  Actually, 
what was done was actual fraud.  It was like here that 
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they're -- 
MR. SNIDER:  Well, you understand that the two 
defendants are presumed innocent.
PROSPECTIVE JUROR:  Yes, I understand that. 
MR. SNIDER:  And they will prevail as innocent unless 
the Government meets their case.
PROSPECTIVE JUROR:  Right, but in my case both of them 
are guilty.   
MR. SNIDER:  Right, but that doesn't affect -- has 
nothing to do with this, does it?
PROSPECTIVE JUROR:  I guess my brain is already... 
MR. SNIDER:  And you don't think you can follow the 
Court's instructions? 
PROSPECTIVE JUROR:  It will be really hard because I've 
dealt with that for many years.  Like every time they send me a 
list, you already know it was fraud.  
MR. SNIDER:  All right.  How about anyone else?  Again, 
it's the FBI, Broward County Sheriff's Office.  Anyone who 
works for Broward County Sheriff's Office or a member of their 
family?  
Yes, sir.
PROSPECTIVE JUROR:  Juror Number 42, Jack Varela.  My 
wife was a former prosecutor.  I don't know if that's what 
you're asking or if you're asking me if that's going to affect 
the case. 
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MR. SNIDER:  I'm going to ask if whether your wife as 
former prosecutor, would that render you impartial?  
PROSPECTIVE JUROR:  No, but originally you were asking 
if we had any relationship to the FBI or agencies.  My wife is 
a former prosecutor in Lakeland, Florida. 
MR. SNIDER:  Where?  
PROSPECTIVE JUROR:  Lakeland, Florida.  She's now a med 
mal attorney.  She's a partner with a major firm here in town. 
MR. SNIDER:  How long ago was your wife a prosecutor?  
PROSPECTIVE JUROR:  20. 
MR. SNIDER:  You think that notwithstanding that you 
could still be impartial?  
PROSPECTIVE JUROR:  Yeah, I guess. 
MR. SNIDER:  We want to make sure.  
PROSPECTIVE JUROR:  I think so, yes. 
MR. SNIDER:  You think so?  
PROSPECTIVE JUROR:  I was just letting you know because 
you were asking if any family members or have relationships to 
that, so I'm communicating to you that my wife was a former 
prosecutor. 
MR. SNIDER:  I do appreciate that.  Thank you.
THE COURT:  You're 42, Mr. Varela, correct?  
PROSPECTIVE JUROR:  42. 
MR. SNIDER:  Judge Graham referenced the Internal 
Revenue Service when he was speaking earlier and noted that 
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everybody usually around April 15th files taxes or pays some 
taxes.  So I'm assuming that most of you have had some 
interaction with the Internal Revenue Service generally. 
Has anyone had an experience with the Internal Revenue 
Service that was so negative that they don't think that that 
would allow them to be impartial in the case or that would 
affect their ability to render a verdict just based on the 
evidence?  
Show of hands:  Who owns maybe a small business?  
And show of hands whether -- I don't know whether I 
said small business.  But is it a business with less than 25 
employees?  
For those small business owners, raise your hand if 
anyone applied for an PPP loan?  
PROSPECTIVE JUROR:  Spouse as well?  
THE COURT:  I guess if you or your spouse, yes.  
MR. SNIDER:  Okay.  Does your owning a small business 
and having applied for an PPP loan, do you think that that 
would make it difficult for you to be impartial in this case 
and render a verdict just knowing that?  
Does anyone have a difficult time with the Paycheck 
Protection Program in applying for a loan?  What was your 
experience?  
PROSPECTIVE JUROR:  It was my first time filing --
THE COURT:  One moment.  
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PROSPECTIVE JUROR:  -- for loans like this.
THE COURT:  One moment.
PROSPECTIVE JUROR:  Juror 28.  It was my first time 
having to file for a loan, but I was doing it for the nonprofit 
I was the operations manager at and -- which I was new to that 
role, but was able to figure it out.  And then once I navigated 
the program once successfully, I assisted my father in his 
small business as well.  Mine business is much too small.  I 
don't have employees, so I didn't apply for my own business. 
But it was a complicated thing to read and understand.  
Luckily, we were at the smaller price point.  There was like 
moments where it becomes more complex for higher loan amounts, 
and we were in the smaller ones. 
MR. SNIDER:  You were in the smaller ones?  
PROSPECTIVE JUROR:  Yes. 
MR. SNIDER:  Was there something about -- were these 
loans funded, do you remember?  
PROSPECTIVE JUROR:  Yes. 
MR. SNIDER:  Something about that experience that would 
make you not be fair and impartial in this case?  
PROSPECTIVE JUROR:  No this would not effect my 
impartiality.  
MR. SNIDER:  Has anyone else received, actually receive 
PPP money, you or your spouse?  
Did anyone go through the forgiveness process for these 
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loans?  
Anything about that process you think that would make 
it difficult for you to be impartial in this case?  
Has anyone else applied for any other form of relief 
from the Government during the pandemic?  Yes, ma'am. 
PROSPECTIVE JUROR:  I --
THE COURT:  One moment.  
PROSPECTIVE JUROR Sara, I think it's 19, Saba. 
MR. SNIDER:  Yes, ma'am.
PROSPECTIVE JUROR:  Just the SBA, small business loan, 
the emergency one. 
MR. SNIDER:  Was it the Economic Injury Disaster loan?  
PROSPECTIVE JUROR:  That's the one. 
MR. SNIDER:  Did you get a loan through that program?  
PROSPECTIVE JUROR:  Yes. 
MR. SNIDER:  Was there anything about the process that 
you went through that you think would make it difficult for you 
to be impartial in this case?  
PROSPECTIVE JUROR:  No, not at all. 
MR. SNIDER:  A show of hands:  For those who have 
applied for PPP loans, did anybody sign their loan applications 
without reading them first?  
Again, let's just go back to the tax question.  It 
seems like most everyone here has filed taxes at least once 
before in their life.  Has anyone every file their tax returns 
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or having prepared them yourselves and haven't had a preparer 
assist them with their tax returns, has anyone filed their tax 
returns and signed them without reading them?  
That's all from the Government.  
Thank you.  
THE COURT:  Thank you.  Defense?  
MR. McCRAY:  Thank you.  I just have a few questions.  
Let me introduce myself.  I don't think the defense introduced.  
So my name is Johnny McCray, Junior.  I represent both the 
accused in this case, Mr. Tracy Wade and also Ms. Carolyn Wade, 
and this is my cocounsel, Mr. Daryl Wilcox, and our legal 
assistant, Mr. Henry Smith.  How are you-all doing today?  
Okay.  Just a few questions.  I know counsel asked if 
you-all ever filled out loan papers and didn't read them.  Have 
any of you-all ever signed legal documents and didn't read 
everything?  Be truthful with us now.  Raise your hand.  
Okay.  So I see at least -- I think I saw at least six 
hands.  So what else?  
Anyone here -- how many of you-all have ever signed a 
lease and didn't read everything on the lease?  Be truthful 
now.  The Judge said we're here to just to speak the truth.  
Nobody's going to get in trouble, okay. 
Now, let me go to Mr. Pivnik.  How are you doing, sir?  
You said you prepared PPP loans for your father, am I correct?  
PROSPECTIVE JUROR:  Yes.   
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MR. McCRAY:  And for a company that you work with?  
PROSPECTIVE JUROR:  Yes.  A nonprofit that I was the 
operations manager at.  It was a team of two people, myself and 
the director.  
MR. McCRAY:  Do you know if the director looked at all 
of the documents that you prepared?  
PROSPECTIVE JUROR:  Yes.  I also -- to that question 
about signing and not reading, I didn't sign them either.  I 
would help them understand the process and navigate it, so... 
MR. McCRAY:  Okay.  And you did your fathers?  
PROSPECTIVE JUROR:  Yes, helped him.
THE COURT:  Would you agree that your father trusted 
you?  
PROSPECTIVE JUROR:  We worked together on it.  He's 
more of a businessman than myself, but programs like this, he 
wasn't familiar with and didn't know it existed.  
MR. McCRAY:  Okay.  And he relied on your -- 
PROSPECTIVE JUROR:  In finding it and knowing it, yes.  
MR. McCRAY:  You can have a seat.  Thank you. 
PROSPECTIVE JUROR:  Of course.
MR. McCRAY:  Now, I'm trying to find the name of the 
gentleman who indicated that he had served on a jury in Alachua 
County.  Yes.  
You stated today that it was a criminal jury.  I 
believe in the packet in the sheet that the Judge has given you 
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previously you indicated it was a civil trial.  Which was it?  
Was it a criminal or civil trial?  
PROSPECTIVE JUROR:  It was civil.  
MR. McCRAY:  It was criminal.  It wasn't civil.  
PROSPECTIVE JUROR:  Correct. 
MR. SNIDER:  Thank you.  Now, several of you -- and I 
don't want to go through each and every one of you, but let me 
see by hands -- by your hand which of you actually served on a 
criminal jury?  
Okay.  No one in the first. 
Now, anything about that experience having served on a 
jury, on a criminal jury, anything about that experience that 
would affect your ability to be fair and impartial in this 
case?  
Hearing nothing, I guess nothing would affect your 
ability. 
What about the civil jurors?  Who served on a civil 
jury.  Several of you, I saw you.  Anybody about here?  
Okay.  Anything about that experience, those that 
served or the civil jury that would affect you to be fair and 
impartial in this case?  
I believe it was Juror Number 40, Ms. -- was it Guya?  
Guia?  Yeah.  Let's talk for a second.  You talked about an 
ethical belief.  Do you -- and the Judge just talked this, but 
do you understand that we have a constitution in this country?  
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PROSPECTIVE JUROR:  I understand. 
MR. McCRAY:  Do you understand that an individual who 
is accused of a crime has the absolute constitutional right to 
be presumed innocent?  Do you understand that?  
PROSPECTIVE JUROR:  Yes, I do.
MR. McCRAY:  What do you feel about the presumption of 
innocence?  
PROSPECTIVE JUROR:  Can you reword the question?  
MR. McCRAY:  Yeah.  Under the constitution individuals 
have the right to be presumed innocent.  Actually, they remain 
innocent unless and until, as counsel has indicated, they prove 
guilty beyond and the exclusion of a reasonable doubt.  What 
are your feelings about that?  
PROSPECTIVE JUROR:  I completely understand.  I think 
the Judge mentioned that before we went on the break.  About, 
you know, your civil duty as a citizen here in America.  
However, just with my own internal belief and instinct, it's 
just the way that I felt about the case, and I felt that I 
should voice my opinion.  That I will try my best to remain 
flux -- or fair, I should say.  However, I do have this 
internal ethical believe in me that feels as though it's 
swaying more one way than the other.
MR. McCRAY:  I feel you, okay.  Now, my question to 
each of you is, is there anyone here who really -- you just 
have a problem with the presumption of innocence?  Is there 
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anyone here who kind of waivers and vacillates when it comes to 
the presumption of innocence?  You just believe that it 
shouldn't be that way?  Anyone here?  
No one.  
There's several of you who have relatives and friends 
and family members -- family members and relatives are the 
same, but any of you-all here -- you all have indicated that 
there are law enforcement officers that you know very well.  
Anything about the relationship there that would put the Wades 
at a disadvantage, that a law enforcement officer would be more 
believable than, say, a civilian witness?  Anyone here who 
believes that?  
I know Mr. Babitz talked about his -- he has a huge 
respect for the U.S. Attorneys, I guess, who he knows, but 
anyone here who would have a similar feeling with respect to 
law enforcement officers?  What about FBI, FBI agents are such 
a higher level than regular state police or local police?  
Anybody here who would tend to give a member of the FBI greater 
weight, that person's testimony greater weight than that of a 
civilian?  Anyone?
Don't be bashful, please.  
Okay.  Anyone else here who may have prepared PPP loans 
for other persons, be it family, friends, or others?  
Okay.  And that is Mr. Rivera, yes, sir.
PROSPECTIVE JUROR:  Yes, sir. 
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MR. McCRAY:  Tell us about it.  
PROSPECTIVE JUROR:  I started paying about -- the first 
five or six PPPs, and I received a phone call from the PPP 
saying that I was conscious, I was preparing that, and that 
scared me a little bit, and I started reading more about it, 
but on the first when I started filling out all this paper, it 
was really simple, really easy. 
MR. McCRAY:  Tell us about the phone call.  I didn't 
quite follow you.
PROSPECTIVE JUROR:  Yeah.  I received a phone call 
because I applied for my company.  I was a partner of a dental 
office, and we applied for PPP there with the two W2 employees, 
and the rest was contractors.  And they called me and they 
asked me if I applied for that, and I told them yes.  And then 
they asked me, Are applying for another persons or another 
company.  Yes, I prepare taxes, too.  And they told me are you 
sure about what you're doing, and that was -- 
MR. McCRAY:  They didn't tell you not to do it?  
PROSPECTIVE JUROR:  No.  Just to make sure write down 
the correct, you know, answers, and the amounts.  They were 
concerned about the amounts.  
MR. McCRAY:  Okay.  Anything about that experience that 
would affect your ability to sit in this case?  
PROSPECTIVE JUROR:  No.  
MR. McCRAY:  Thank you, Mr. Rivera. 
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Anyone else?  
Now, the Court -- you heard use the word instructions.  
Every understand what the word instruction means just in our 
daily lives?  Will somebody tell me?  When somebody gives an 
instruction, what is that?  
Basically it's a directive or they want you to do 
something, is that correct?
Well, an instruction in this context, in the Court 
is -- basically, it's points of law.  It's the law that the 
Court will give you.  Does everyone understands that you're 
bound to follow that law?  Everybody understand that?  
Now, if I were to tell you that you are all jurors, 
would you-all disbelieve that -- I'm sorry, that you-all are 
judges, would you disbelieve that?  
You-all are judges of the facts.  Jurors are judges of 
the facts.  And basically, what you all would do is listen to 
the everyday and you would determine what evidence to believe, 
if any, who you want to believe, who you don't want to believe.  
That's solely within your province.
Does everybody understand?  
Judge, Judge Graham is the judge of the law.  He is 
going to give you the law.  And it's the law that applies to 
there case.  You cannot invade his province, and he's not to 
invade your province as the trier of fact in this case?
Does everybody understand that?  
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Mr. Gonzalez, how you doing, sir?  
PROSPECTIVE JUROR:  Yes.  
MR. MCCRAY:  In your response to one of the questions 
about family members who had been charged with a crime, I 
believe you indicated that there was someone in your family, I 
believe, who may have been a victim of fraud or charged with 
fraud?  
PROSPECTIVE JUROR:  No.  It was one person.  He's -- 
MR. McCRAY:  My writing is pretty bad.  I know I saw 
that.  Thank you, I'm sorry.  My apologies.  
It was someone who indicated that a family member had 
been -- first of all, let me just ask generally.  Any of you or 
your family members ever been a victim of fraud?  
Let's start in the back.  Anybody over here first?  
PROSPECTIVE JUROR:  Credit card, yeah.
MR. McCRAY:  Credit card, okay.  I hate walking, but 
we'll start over here.  
Is that Ms. Trinidad?  
PROSPECTIVE JUROR:  Yes, Uh-huh.  
MR. McCRAY:  Tell us about that, please.  
PROSPECTIVE JUROR:  Yes.  So credit card more than 
once.  And then, actually, someone did file a fraudulent tax 
return of my husband's social security number one year, so that 
was fun. 
MR. McCRAY:  Anything about those experiences that 
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would affect your ability to be fair in this case?  
PROSPECTIVE JUROR:  No.  
MR. McCRAY:  Anybody else over here?  Over here?  Yes, 
Ms. Ermer.
PROSPECTIVE JUROR:  Same thing, credit card fraud, 
identity was stolen and charged up our cards, but I think I can 
be impartial.
MR. McCRAY:  You think you can?  
PROSPECTIVE JUROR:  Yeah, I'm sure I can.
MR. McCRAY:  All right.  Thank you, ma'am.  What about 
over here?  Is it Mr. Gutierrez?  
PROSPECTIVE JUROR:  Yes, Armando Gutierrez.  
MR. McCRAY:  Okay, yes.  
PROSPECTIVE JUROR:  Credit card fraud and my sister got 
her ID stolen.  They opened up, I believe took out a loan and 
another credit card, and I saw how all the suffering she went 
through just trying to get that solved.  No government entity 
could help her.  It seemed like all her resources were 
dead-ends.  So she had to just wait it out until -- I don't 
know what agency was able to clear her name, help her credit 
score come back.
MR. McCRAY:  Anything about that unfortunate experience 
that would affect your ability to serve in this case if you're 
selected?  
PROSPECTIVE JUROR:  I mean, I'm not -- when it comes 
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back to that kind of identity stuff, I -- it's so frustrating 
that I'm so against it that I -- I would be leaning towards, 
like, the person not commit ting the fraud.
MR. McCRAY:  It's sad, but people sometimes do play 
games.  Do you agree with that?  
PROSPECTIVE JUROR:  Yeah.
MR. McCRAY:  Thanks.  Yes, Ms. Saba.
PROSPECTIVE JUROR:  Gomez.  
MR. McCRAY:  Oh, Gomez, I'm so sorry. 
PROSPECTIVE JUROR:  I was also a victim of someone 
filing taxes in my name twice actually, but it won't affect my 
ability to be impartial. 
MR. McCRAY:  You can be fair and impartial?  
Thank you.
PROSPECTIVE JUROR:  Hi, Nicholas Mandri.  Juror Number 
27.  Credit card fraud, and I don't know if it counts, but my 
grandmother was once tricked into believing that I was somehow 
in danger; and with my information, they sort of sent her into 
a panic and she called me like 23 times to make sure I was safe 
and then tried to take her money.  I don't know if that counts 
as fraud.
MR. McCRAY:  Well, it's a form of fraud.  
Thank you.
PROSPECTIVE JUROR:  Just -- I had a family member that 
had a financial advisor steal a lot of money from them.  
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MR. McCRAY:  Okay.  Thank you, sir.  Anything about 
that that would affect you?  
PROSPECTIVE JUROR:  No.
MR. McCRAY:  Were there arrests made in connection with 
that?  
PROSPECTIVE JUROR:  No.  There were not but there was 
recovery.  
MR. McCRAY:  Okay.  Thank you.
PROSPECTIVE JUROR:  Good morning.  Juror Number 33, 
Geraldine Velarde.  I also had the incident of somebody filing 
tax returns under my name and my husband's.  
MR. McCRAY:  How long ago was that?  
PROSPECTIVE JUROR:  That was this year actually. 
MR. McCRAY:  This year?  Has it been resolved?  Was 
there an arrest?  
PROSPECTIVE JUROR:  Yes.  
MR. McCRAY:  Did you-all find out who did it?  
PROSPECTIVE JUROR:  My husband was the one leading 
everything.  I don't have all the information. 
MR. McCRAY:  Anything about that unfortunate experience 
that would affect your ability to sit on this jury?  
PROSPECTIVE JUROR:  No.
MR. McCRAY:  Okay, thank you.  Anybody else?  
Now, in any criminal case, credibility is usually an 
issue.  What does the word "credibility" mean?  Let's start 
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over here.  I will just ask:  What does the word "credibility" 
mean to you?  
Someone other than a lawyer.  Can you tell me what 
"credibility" means?  
PROSPECTIVE JUROR:  Believable.  
MR. McCRAY:  Okay.  Does anyone know what the word 
"motive" means?  Anybody?  Motive?  Yes, back in the back.
PROSPECTIVE JUROR:  To have reason for. 
MR. McCRAY:  To have an underlying reason for 
something?  
Okay.  Is there a correlation -- let me go to, 
Ms. Ermer.  Let me ask Ms. Ermer, so we can speed it up just a 
little bit, do you believe there's a correlation between motive 
and credibility?  
PROSPECTIVE JUROR:  Motive and credibility?
MR. McCRAY:  Can motive affect one's credibility?  
PROSPECTIVE JUROR:  Yes, definitely.
MR. McCRAY:  How do you believe?  
PROSPECTIVE JUROR:  Well, if you have a motive, let's 
say to commit murder, that would affect your credibility to say 
you didn't do it or you did do it or -- you know, to serve as 
any other type of witness in that type of situation if you had 
a motive.  
MR. McCRAY:  All right.  Thank you.  Now, one other 
thing the Court is going to tell you and the Court at some 
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point will give you an instruction on your duties as the trier 
of fact.  When the Court gives that to you, is there anybody 
here who believes they will able to follow that?  And that's 
one of the things the Court is going to talk about, a witness's 
interest in the case.  Does everybody understand that?  Would 
you-all be able to follow that instruction when the Court gives 
it to you?  
Excuse me, Judge, I beg the Court's indulgence.  
Thank you, Judge.
THE COURT:  Thank you all very much.  Ladies and 
gentlemen, I am going to give the attorneys approximately seven 
minutes or so to confer with one another, and then I'm going to 
have them come into the jury room, which is in the corner of 
the courtroom, and we will start the challenge process, which 
means they will be able to give me their suggestions about 
jurors, and we'll go through the list and make a decision as to 
who the jurors will be, and at that point, I will excuse those 
who have not been selected.  
So while they confer and while we're in the back, I 
will give you an opportunity to take a break and go outside and 
refresh yourself, if necessary.  And at some point in time, my 
courtroom deputy will come and tell you to come back in and be 
seated so that I can explain to you the list of those who will 
serve.  
So at this time, if you would like you may step outside 
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or relax where you are, and we will be with you probably in 
about 20 to 25 minutes.  Thank you.  We are in recess.  
(Prospective jurors on recess at 12:28 p.m.)  
THE COURT:  All right.  Counsel, at 12:35 I am asking 
you to come into the jury room along with your clients if they 
elect to come back.  We are in recess.  
(Recess taken at 12:29 p.m.) 
THE COURT:  All right.  Ladies and gentlemen, we are 
going to start the challenge process. 
There are quite a few that, I think, are subject 
challenges for cause.  I'm going to go through these and have 
you agree or not, and then I will have you exercise any 
additional challenges for cause, and then we will look at those 
that remain.  The first two rows, Government first, defense 
second; and we'll do the next two rows, defense first, 
Government second; and then the last two rows, so Government, 
defense, Government, as far as exercising your challenges.  
Once we leave a two-row segment, there's no 
back-striking; so those will be the permanent jurors if you 
have not exercised a challenge.  
So with regard to the first two rows, as far as 
challenges for cause, I think Mr. Ramos -- no, Mr. Aragon had 
the doctor's appointment on the beach, and we've had his 
appointment rescheduled for 4:30 which means we need to leave 
by 3:55 so that he can get over there, so just for your 
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information.  
Your thoughts about Mr. Ramos?  Any challenges for 
cause as to Ramos, Number 3?  
All right, Mr. Cuarezma had issues being fair and 
couldn't serve this week; so my thought is we should challenge 
him, have him excused.  
Any objection?  
MR. SNIDER:  That's Number 4. 
MR. McCRAY:  Not from the defense.  
Ms. Loynaz has an issue on October 24th. 
MR. SNIDER:  I don't see that being an issue. 
MR. McCRAY:  I don't think so. 
THE COURT:  Number 9, Ms. Fisch has the Jewish holiday.  
I'm inclined to excuse her. 
MR. WILCOX:  No objection. 
MR. SNIDER:  Next Thursday.  Well, I thought we would 
be finished by then. 
MR. McCRAY:  Are you serious?  
MR. SNIDER:  By next Thursday. 
THE COURT:  So what are you suggesting?  That we not 
excuse her for cause?  
This is all we're doing now. 
MR. SNIDER:  Okay.  We would like her on the jury. 
THE COURT:  So we will leave her alone.  
Number 10 has childcare issues; so my thought is she 
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should be excused.  
Any objection?  
MR. McCRAY:  Not from the defense, Judge. 
THE COURT:  Ms. Trinidad, same issue, childcare.  Any 
objections?  
MR. SNIDER:  Not from the Government. 
MR. WILCOX:  We like her. 
THE COURT:  What am I going to do about her childcare 
problem?  
MR. WILCOX:  What was exactly the nature of it?  
THE COURT:  She has to pick up her kids at what time?  
Does anyone recall?  
I'm sorry?  
MR. SNIDER:  She had childcare, and I wrote down she 
has a mother that she's taking care of.  
THE COURT:  Do you want me to have her come in?  
MR. MCCRAY:  The mother's the backup. 
MR. SNIDER:  Quite right.  The mother is in Texas which 
is why the mother can't help out, and the Court said, "Why 
can't we just get her?"  
THE COURT:  I'm proposing we excuse Ms. Trinidad. 
MR. SNIDER:  No objection. 
THE COURT:  Mr. Rivera is the accountant who has the 
tax preparation issues.  It says Wednesday is the tax deadline.  
Your positions?  
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MR. SNIDER:  No objection as to cause. 
MR. McCRAY:  Judge, we're not agreeing to cause.  
THE COURT:  All right.  I can have him come in, and the 
primary question is whether or not this is a financial issue.  
In other words, if he works for the county, he can stay.  If 
he's in a private accounting business where his income is 
dependent upon being present, then I'm likely going to excuse 
him.  
Let's have Mr. Rivera come in, please.  
Let's jump on over to Ms. Diaz.  Ms. Diaz didn't say 
anything about having the problem with Spanish the second time 
I addressed it but she looked like -- I'm not sure she was all 
there and whether she understood enough to even respond to the 
question the second time around. 
MR. SNIDER:  I agree. 
MR. McCRAY:  I agree, Judge. 
THE COURT:  I'm inclined to excuse her. 
MR. McCRAY:  I think 13 has the same issue in terms of 
not -- having an English problem.  
MR. LOVE:  Hers was stronger.  Her ability to 
understand was stronger, yeah. 
THE COURT:  I thought she understood what I was saying, 
and she didn't express any issues the second time they were 
given an opportunity to respond.  
(Prospective Juror Rivera entered the courtroom.) 
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THE COURT:  We would like to ask you a few questions, 
Mr. Rivera.  You indicated that you have a tax business.  Is 
this a private business, or do you work for a corporation?  
PROSPECTIVE JUROR:  It's private.  It's private.  I'm a 
partner.  
THE COURT:  So you receive your salary based upon your 
clients; is that correct?  
PROSPECTIVE JUROR:  That's correct.  
THE COURT:  Do you think you could have enough time in 
the afternoon to resolve your issues?  
PROSPECTIVE JUROR:  It's hard because I got -- like for 
the corporations, most of them wait for the last minute, and 
I'm really behind.  I'm really behind. 
THE COURT:  All right.  Thank you very much, sir.  
(Prospective Juror Rivera exited.) 
MR. SNIDER:  Judge -- go ahead. 
THE COURT:  I'm going to excuse Mr. Rivera for cause.  
MR. SNIDER:  Judge, I want to ask, Number 9 who has the 
Jewish holiday, I wanted to know whether she's unable to serve 
on Thursday.  If she is, then I have no objection to because 
I'm concerned about the storm.  What if we miss a day because 
the Court is closed?  I don't want to -- 
THE COURT:  Actually, when I wrote it down, I was 
thinking of this Thursday.  Now you're telling me the holiday 
will be the following Thursday. 
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MR. SNIDER:  I know for a fact it is because -- yeah.  
So the question is whether -- I don't want to run into problems 
next week certainly having gone through several days of trial. 
THE COURT:  I respect people wanting to take their 
holiday.  So if she remains on the jury, we're not going to be 
in session on Thursday if we are in session.  
MR. SNIDER:  Okay.  That's fine. 
THE COURT:  Next Thursday.  So we would respect her 
holiday and we just wouldn't be in session.  We wouldn't be in 
session on that day, which means we won't finish on that day.
If we were at the end of the case and the jury has to 
deliberate -- now, there's one alternative.  I can move her to 
the end, as I'm going to, subject to another juror and she can 
potentially be an alternate juror. 
MR. SNIDER:  That's fine, too.  
THE COURT:  Anyone disagree with that?  
In other words, Shelby, Number 46, and if we get to 
that point and we need a juror, then she could remain.  That's 
an alternative way, or we can be off Thursday.  It's up to you 
all.  I want to finish by Friday.  That's all I'm concerned 
about.  
What's your position?  
MR. McCRAY:  Judge, we will go with moving her back to 
46. 
THE COURT:  We're going to move Number 9 to number -- 
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we will create a Lot Number 46 for Ms. Fisch so she's not to be 
considered until the end.  
Ms. Ermer has a problem with 3:00 p.m. on the 18th, 
Number 14.
MR. McCRAY:  She has a religious retreat, also, she 
said. 
THE COURT:  I'm sorry. 
MR. McCRAY:  I wrote down she has a religious retreat.
MR. LOVE:  Yeah, that was the 18th. 
MR. SNIDER:  She had to leave by 3:00.  I don't think 
that should be an issue if the Court wants to be done by them.
MR. McCRAY:  We're okay with it, Judge.  I don't think 
it's for cause. 
THE COURT:  You don't have a problem with me excusing 
her is what you're saying?  
MR. McCRAY:  Oh, no. I'm saying we should keep her. 
THE COURT:  All right.  We talked about Ms. Diaz.  
We're excusing her.  
Ms. Saba, Number 18, what are your thoughts there?  She 
said, "I may have a bias." 
MR. McCRAY:  Judge, I think there's a reasonable doubt 
about her ability to be fair just based upon her 
representations.  She said something about she represents 
whistleblowers.  I wrote down cause. 
MR. SNIDER:  Qui tam attorney. 
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THE COURT:  She's the qui tam.  She said she may have a 
biased.  I'm inclined to excuse her. 
MR. SNIDER:  She also said she may know me but she 
wasn't sure.  I have no idea who for the record -- 
THE COURT:  Maybe not personally. 
MR. SNIDER:  No. 
THE COURT:  Do you do qui tam work?  
MR. SNIDER:  No.  
THE COURT:  All right. 
Next person, Ms. Gomez, who has a doctor's appointment 
on Thursday morning -- I think we can work around that.  We 
would have to just start a little later.  Number 25.  
What's your position?  
MR. WILCOX:  Doctor's appointment 8:30 next Thursday.  
THE COURT:  It means we would have to start late.  
What's your position?  We should or -- 
MR. WILCOX:  No, no. 
THE COURT:  -- should not excuse her?  
Okay.  
Mr. Babitz said he cannot be fair.  I'm going to excuse 
Mr. Babitz unless there's some objection.  
Hearing none, let's go to Number 28, Mr. Pivnik, who 
has the art show, and he's concerned about employment; so I'm 
inclined to excuse him. 
MR. SNIDER:  Agree.  
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MR. WILCOX:  We liked him. 
THE COURT:  I'm sorry?  
MR. WILCOX:  Yes, we liked him. 
THE COURT:  You said you liked him.  Well, does that 
mean you don't have any objection to him being excused or you 
do have an objection?  
MR. WILCOX:  I have an objection of him being excused 
for cause.  
Mr. McCray.
MR. McCRAY:  Go ahead. 
THE COURT:  He's not disagreeing with you, but I'm 
going to excuse him.  It's an employment issue, and I'm 
electing not to keep him here. 
Ms. Chung -- I'm inclined to move her to a 47 spot.  
She wants to be with her granddaughter in Melbourne on the 
18th, which is the last day of the calendar.  
Chung, Number 37 -- I either excuse her or move her to 
the last slot to be considered an alternate.  
What's your pleasure?  
MR. WILCOX:  I'm fine with that, Judge, making her 47. 
MR. SNIDER:  That's fine.  No objection. 
THE COURT:  All right.  So we will move her and make 
her 47.  
Ms. Miller has a work project, Number 39. 
MR. WILCOX:  Travel plans or something.  That's what I 
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have. 
MR. McCRAY:  Mexico City for a job. 
THE COURT:  Yes, a work project; so I'm inclined to 
excuse Ms. Miller. 
MR. SNIDER:  No objection. 
THE COURT:  Defense?  
MR. McCRAY:  No objection. 
THE COURT:  I don't know what Ms. Guia is talking about 
with her ethical issues, but I'm inclined to excuse her. 
MR. McCRAY:  Please. 
THE COURT:  I'm going excuse Ms. Guia.  
Mr. Varela, who works at the airport, says he has an 
important position with the flights, and given the weather, I'm 
inclined to excuse Mr. Varela.
Any objection?  
MR. McCRAY:  No objection. 
MR. SNIDER:  No objection. 
THE COURT:  All right.  Any additional challenges for 
cause?  
MR. SNIDER:  Yes.  
THE COURT:  Yes, sir.  
MR. SNIDER:  Number 16, Judge.  Number 16 is 
Mr. Livette.  Question Number 11 on his juror questionnaire 
asked if you or your family has a close friend who's ever 
worked for a law enforcement agency, and he wrote that he has a 
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nephew that works for BSO, which means -- 
THE COURT:  All right.  
MR. SNIDER:  I asked specifically that question during 
my opportunity to voir dire, and he didn't disclose that he had 
a family member that works for BSO.  I'm concerned about the 
veracity of that answer. 
THE COURT:  But you have to follow-up then if there's 
something that causes you a problem.  That's why I give you all 
an opportunity to conduct voir dire. 
MR. SNIDER:  Sure.  I didn't -- perhaps I didn't make 
the connection at the time. 
THE COURT:  He says he has a nephew who works for BSO. 
MR. SNIDER:  No.  It's the lack of -- when I asked the 
question, he didn't say that he had a family member.  It's 
inconsistent with -- 
MR. McCRAY:  Can we bring him in, Judge?  
THE COURT:  He had the same issue with a prospective 
juror who had a conflict between the question on the 
questionnaire and what was being asked you, and he followed up 
and the witness responded.  
MR. SNIDER:  Understood.  
THE COURT:  You know, really, this -- I know you all 
think that there may be some biases that float one way or the 
other, but on that one, I don't know.  
So you want me to bring him in?  
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MR. SNIDER:  Okay.  
THE COURT:  All right.  Let's have Mr. Marceau Livette 
come in.  
MR. McCRAY:  What was the exact question you asked?  
MR. SNIDER:  I was asking if anyone has any family 
member -- it was one of the voir dire questions in front of me.  
I was asking whether he had family or a close friend who's ever 
worked for a law enforcement agency, and Broward Sheriff's 
Office is one of the agencies.  
THE COURT:  All right.  Any others?  We're waiting.  
MR. LOVE:  Judge, we were talking a lot about travel.  
38 also has a preliminary planned trip on Monday, Monday 
through Wednesday. 
THE COURT:  Ms. Fernandez.  
MR. LOVE:  Yes, Judge. 
THE COURT:  I think that was the personal vacation.  
MR. LOVE:  I did want to highlight that because we were 
talking about -- 
THE COURT:  What was your -- 
MR. WILCOX:  Had travel plans for Monday.
MR. McCRAY:  What was the date?  
MR. WILCOX:  Monday. 
MR. LOVE:  Judge, I propose moving to 48. 
THE COURT:  All right.  Let's take care of Mr. Livette.  
(Prospective Juror Livette entered.) 
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THE COURT:  Mr. Livette, in your questionnaire, you 
responded that you have a nephew who works for the Broward 
County Sheriff's Office, is that correct or not?  
PROSPECTIVE JUROR:  He's a police officer.  
THE COURT:  I'm sorry?  
PROSPECTIVE JUROR:  He's a police officer. 
THE COURT:  We're trying to find out if the Broward 
Sheriff's Office is somehow an issue in this case or even if 
you find out that maybe one of the defendants or both work for 
BSO, would that create a problem with you in fairness and 
impartiality for both parties?  
PROSPECTIVE JUROR:  No.  
THE COURT:  Any follow-up questions?  
MR. SNIDER:  No.  
(Mr. Livette exits.) 
MR. WILCOX:  Judge, I want to ask him one more 
question. 
THE COURT:  There's no more challenges for cause to 
entertain. 
MR. WILCOX:  I do want ask Mr. Livette one question, 
and we'll let him go. 
THE COURT:  I just asked if you had any questions.  
MR. WILCOX:  I know, Judge. 
THE COURT:  He said he could be fair and impartial.  
What is it that you want to ask?  
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MR. WILCOX:  I want to know why did he not hear 
Mr. Snider when he asked the question. 
THE COURT:  All right.  We're going to move on.  
MR. WILCOX:  All right.  
THE COURT:  If that's a request for further voir dire, 
that request is denied. 
MR. WILCOX:  That's what it was. 
THE COURT:  All right.  
Any other challenges for cause, either side?  If not, 
we're going to look at those that remain, 1 through 16, which 
includes Mr. Livette.
Preemptory challenges, Government.  
MR. SNIDER:  Judge, I guess for Number 6, we would -- 
if it's not struck for cause, a peremptory on the same basis 
that we just articulated. 
MR. WILCOX:  16, Mr. Livette; right?  
THE COURT:  I'm sorry.  I'm not following you.  You 
want to exercise a challenge for a peremptory challenge?  
MR. SNIDER:  Yes, Judge. 
THE COURT:  All right. 
MR. WILCOX:  I will make a Batson challenge to that. 
THE COURT:  What is the issue with Mr. Livette?  Why do 
you think he's being singled out?  Based on race?  
MR. WILCOX:  Because he's the only African American I 
believe in the first 16 people. 
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MR. MCCRAY:  African Haitian.  He's a black person. 
THE COURT:  Okay.  Let's just say it correctly. 
MR. WILCOX:  Well, okay.  
THE COURT:  Your basis?  
MR. SNIDER:  My basis is the same basis that I 
articulated when I made the objection for cause.  I'm concerned 
about his truthfulness and his responses to the questionnaire 
and not answering my question, so that's the race-neutral basis 
in which I'm objecting. 
THE COURT:  The objection is overruled.  
Additional peremptory challenges?  
MR. MCCRAY:  In the first two rows?  
THE COURT:  Yes, sir.  
Government?  
MR. SNIDER:  7. 
THE COURT:  Number 7 is Mr. Garcia.  All right.  Any 
others as to 1 through 16, that remain, of course?  
MR. SNIDER:  No, Judge. 
THE COURT:  Defense, peremptory challenge 1 through 16?  
MR. WILCOX:  Number 2. 
THE COURT:  Number 2, Aragon is excused.  
Any others?  
MR. WILCOX:  Your Honor. 
THE COURT:  Yes, sir. 
MR. WILCOX:  About Number 13, she had some problems. 
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THE COURT:  Number 13.
MR. WILCOX:  Yes, Mrs. Osorio. 
THE COURT:  Number 13, peremptory.  All right.  So that 
leaves Infante. 
MR. SNIDER:  Wait. 
MR. WILCOX:  I want to strike Lourdes Ermer.  
THE COURT:  Give me a number, please.  
MR. McCRAY:  Yes, Judge, Number 14. 
THE COURT:  All right.  Excuse for peremptory.  All 
right.  
Any others?  
MR. SNIDER:  Juror 1 is still in?  
THE COURT:  Yes.  
Any additional peremptory challenges by the defense?  
I need a decision, gentlemen. 
MR. WILCOX:  Your Honor, we're going to use our fourth 
peremptory on Number 1. 
THE COURT:  Number 1.  Okay.  
Defense, 17 through 30.  
Judge, we will strike Juror Number 22. 
THE COURT:  22, Sebastian Ohanian, Number 22.  
Additional peremptory challenges 17 through 30?  
MR. WILCOX:  19. 
THE COURT:  19 is Mr. Gutierrez.  
MR. McCRAY:  Judge, we are going up to 30; right?  
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THE COURT:  Correct.  
MR. McCRAY:  Number 29 for cause.  Your Honor I 
neglected to mention this.  I know he's awaiting to be -- to 
hear something from the military, and I'm just concerned about 
whether or not he's going to be able to focus. 
THE COURT:  If he's called during the session, I'm 
going to excuse him and an alternate would fill in that slot.  
Government, 17 through 30.  
MR. SNIDER:  We will use a peremptory on 20, Judge. 
THE COURT:  20, Esquia. 
Any others?  
MR. SNIDER:  No.  
THE COURT:  We have 11 permanent jurors.  Let's now go 
31 through 45, but when we get to the first one you don't 
challenge, that's going to be Number 12.  
So peremptory challenges, Government?  
MR. SNIDER:  35, Judge.  
THE COURT:  So you don't challenge Bolufe, that's 31?  
MR. WILCOX:  Number...  
THE COURT:  Both you of, are there any challenges to 
31, Government?  
MR. SNIDER:  No. 
THE COURT:  Defense?  
MR. McCRAY:  Yes. 
THE COURT:  So defense exercises a peremptory as to 31.  
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Let's look at 32.
Government?  
MR. SNIDER:  No.  
THE COURT:  Defense, Espinosa.  
MR. McCRAY:  Strike, Judge. 
THE COURT:  32.  All right. 
33, Government?  
MR. SNIDER:  No objection.  
THE COURT:  Defense?  
MR. McCRAY:  Judge, we strike 33.  
THE COURT:  All right.
34, Gonzalez, Government?  
MR. SNIDER:  No objection.  
THE COURT:  Defense, Gonzalez?  
This will be your last peremptory now, by the way. 
MR. McCRAY:  Judge, we strike Juror Number 34.  
THE COURT:  All right.  Number 34.  So you exercised 
all of your peremptories.  
Government, 35. 
MR. SNIDER:  We will use our peremptory. 
THE COURT:  I'm sorry. 
MR. WILCOX:  I raise another Batson challenge.  
THE COURT:  You exercised a challenge as to 35; 
correct. 
MR. WILCOX:  Yeah, he did.  
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THE COURT:  I thought you said -- 
MR. SNIDER:  Peremptory.  He's challenging it. 
THE COURT:  That's as to 35. 
MR. SNIDER:  We're exercising a peremptory based on we 
don't think that the prospective juror can be partial based on 
her response to Question 9, which states that brother-in-law is 
serving time in prison.  She also indicated in Number 10 that 
she has a close family member who's been a victim of robbery.  
What else?  
THE COURT:  I'm not excusing her for those reasons.  Is 
that -- 
MR. SNIDER:  Those are our race-neutral reasons. 
THE COURT:  See, the questionnaire allows you to get 
information to further peruse it.  So just on those statements, 
I'm not going to excuse Juror Number 35.  So, Juror Number 35 
will be the 12th juror.  All right.  
Now, let's take a look at those that remain, and we'll 
give you two challenges.  Let's pick three alternates.  The 
first three that are not challenged will be our alternate 
jurors.  So we're going to start with Number 36.  
Defense, what's your position to 36?  
MR. McCRAY:  Accept. 
THE COURT:  Government, 36?  
MR. SNIDER:  Accept. 
THE COURT:  All right.  That's our first alternate.  
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Now, to Laura Fernandez, Government?  
MR. SNIDER:  Judge, she's the one who has the trip 
planned.
MR. LOVE:  Can we move her to 48. 
MR. McCRAY:  Right.  We did.
MR. LOVE:  She's been moved. 
THE COURT:  We moved her to 48.  
Next is Emmanuela Raphael.
Government?  
MR. SNIDER:  No objection. 
THE COURT:  Defense?  
MR. WILCOX:  No objection. 
THE COURT:  All right.  That's Alternate 2.  
Now, let's go to McCray.  
Defense?  
MR. McCRAY:  Accept, Judge. 
THE COURT:  Government?  
MR. SNIDER:  No, we wanted to exercise a peremptory on 
43. 
THE COURT:  I'm sorry, on 43?  Okay. 
44, Giraldo. 
MR. WILCOX:  Your Honor, now, Number 43, I believe 
another African, we make a Batson challenge.  I don't know if 
you do them all -- 
THE COURT:  Well, I do if there's a basis. 
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MR. SNIDER:  We don't know the race of the person.  I 
don't. 
MR. McCRAY:  You don't see out there?  
MR. SNIDER:  I have no idea what race this person is.  
MR. McCRAY:  Judge, she's of African descent. 
MR. SNIDER:  How do you know that?  I don't write down 
people's races.
MR. McCRAY:  I didn't write it down either. 
MR. SNIDER:  And to memorize 40 some odd faces. 
MR. WILCOX:  What did she say here?  
MR. SNIDER:  I don't think this is an appropriate 
Batson challenge, but if it is, I will give my reason. 
THE COURT:  What is the reason?  They say it's based on 
race.  You say it's based on?  
MR. SNIDER:  On her having someone who works in 
corrections.  We don't think that person can be impartial.  
THE COURT:  She has someone who works in -- 
MR. SNIDER:  A family -- I don't know if it's hers or 
someone else.  She says me, correction, health and services, 
mother is even a corrections officer. 
THE COURT:  Let me look at 43. 
MR. McCRAY:  It appears she's a pharmacy tech. 
THE COURT:  Few family members have ever worked for law 
enforcement.  So she's saying she has, and correctional, health 
service, which means -- 
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MR. LOVE:  Her mother is a correctional officer.  
That's how I read that. 
THE COURT:  It says "and mother."  
MR. McCRAY:  Mother's a correction officer. 
MR. SNIDER:  We can bring her in and ask her for 
clarification.  
Can we bring her in?  
THE COURT:  This is a Batson challenge.  How many other 
persons of African descent are on the jury?  
MR. WILCOX:  I believe the only person of 
African American decent is Mr. Marceau Livette, Juror Number 
16.  And he's Haitian.  I don't know. 
MR. SNIDER:  He's been struck.  
MR. WILCOX:  I'm sorry, that's right.  We did strike 
him.  I'm sorry.  I have to look.  
MR. MCCRAY:  Juror Number 30, I think her name is Veda 
Ferris.  She's of African descent, Judge.  
THE COURT:  Do we have all the persons on the jury who 
were affiliated or worked for law enforcement who were not 
challenged?  
MR. SNIDER:  I didn't think so.  
MR. McCRAY:  Yes, Judge, Juror Number 15, Mr. Schaffer.  
His brother-in-law is captain with the Miami-Dade Police 
Department, Stephen Schaffer, 15.  
MR. LOVE:  I think that was chaplain, though. 
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THE COURT:  I'm sorry?  
MR. LOVE:  Did you say captain or chaplain?  
MR. MCCRAY:  It says captain.  Someone else is a 
chaplain. 
MR. WILCOX:  Number 21.  
MR. McCRAY:  In addition, Judge, Ms. Bustamante's 
either husband or -- I think her husband is with the City of 
North Miami Police Department. 
THE COURT:  I'm not going to excuse her.  She's the 
15th juror, the third alternate.  All right.  
So when we go back out, I'm going to excuse everybody 
for lunch, and announce those who have not been selected.  
We'll come back in an hour, and we'll have our preliminary 
instructions and opening statements. 
(Prospective Juror Panel enters.) 
THE COURT:  Quickly, please.  You can stand in the 
area.  I'm beginning to call names, quickly, please.  
I am going to call those who have been selected, and 
the courtroom deputy will show you where to be seated, and then 
I'm going to excuse you for lunch.  
Those who are not selected, I will be excusing in just 
a moment.  
So once we get everyone in:  
Mr. Jose Ramos, please sit in Number 1, Seat Number 1.  
Mario Aulicino, Number 2. 
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Samantha Loynaz, Number 3.  
Infante, Viviane Andreotti, Number 4. 
Number 5, Stephen Joseph Schaffer. 
Number 6, Olga Bustamante.  
Number 7, Gabriel Sanchez.  
Number 8, Hernan Vera.  
Number 9, Susy Gomez.
Number 10, Mandri, Nicholas Mandri.
Number 11, Veda Ferris. 
Number 12, Tammie Williams. 
Next, Dimercurio, Dangela. 
Emmanuela Raphael. 
And Cachee McCray.  
All right.  Ladies and gentlemen, those of you who are 
standing, I'm going to excuse you at this time.  
Thank you very, very much for your service.  
Please go to the 7th floor -- no, the 5th floor, and 
they will give you further instructions.  I suspect since it's 
1:30, they probably are going to excuse you, but let them give 
you directions.  
Thank you very much, ladies and gentlemen, for 
participating.  Have a great afternoon.  You're all excused.  
Be safe, everyone.  
(Prospective jurors are excused at 1:32 p.m. ) 
THE COURT:  Ladies and gentlemen, I'm going to have you 
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go into the jury room, and then the courtroom deputy will tell 
you how to get downstairs to the cafeteria.  We're going to 
resume at 2:30 p.m. 
I will give you instructions when you return.  You will 
be sworn, and the lawyers will present their opening 
statements.  We'll break at 4:00 p.m.  So please go into the 
jury deliberation room.  You will see where you are.  They will 
show you how to get out and return here and be ready to proceed 
at 2:30 p.m.  
Thank you.  
(Prospective jurors exited courtroom at 1:33 p.m. ) 
THE COURT:  All right.  Are there any additional 
matters we should address before breaking for lunch?  
MR. SNIDER:  Your Honor, at the start of the first 
trial, the Government moved into evidence all the exhibits to 
which there was no objection.  That moved things along very 
nicely.  
THE COURT:  All right.    
MR. SNIDER:  And we are proposing to do the same for 
any exhibits if there's no objection. 
THE COURT:  All right.  
Defense, your position as to the exhibits except -- the 
only thing that concerns me a little bit is with regard to the 
exhibits related to the 404(B) witness. 
MR. SNIDER:  Yes. 
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THE COURT:  I'd rather not receive those until -- 
unless they are duplicative. 
MR. SNIDER:  I should have been clearer.  With the 
exception of the exhibits that the Government has noticed as 
404(b) evidence that the Court has reserved ruling on -- and I 
can tell you what those exhibit numbers are.  
THE COURT:  Well, why don't you tell the defense what 
they are, and I will have you all return at 2:25, and then I 
can receive those for which there are no objections.  
MR. SNIDER:  Thank you.  
THE COURT:  All right.  Thank you, all.  We are in 
recess.  
(Luncheon recess was taken from 1:35 p.m. to 2:25.) 
(Jury not present.)  
COURTROOM DEPUTY:  All rise.  Court is back in session.  
2:33 p.m.  Back on the record.  
THE COURT:  Be seated, please.  
With regard to the witnesses, what have you all 
decided?  
MR. SNIDER:  I'm sorry, the exhibits?  
THE COURT:  With regard to the exhibits, excuse me, 
what have you all decided?  
MR. SNIDER:  Your Honor, the Government is moving into 
evidence without objection from the defense all of the exhibits 
with the following exceptions:
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Exhibits -- there is an objection, which I would like 
the Court to take up now.  I'm ready to address it.  An 
objection to Government Exhibits 165 --
THE COURT:  165. 
MR. SNIDER:  -- through 171.  And -- 
THE COURT:  One moment.  165 through 171.  
Okay.  This does appear to be SmartBiz records for -- 
looks like Wade Funeral Home --  
MR. SNIDER:  It's a PPP loan application for Wade 
Funeral Home. 
THE COURT:  And is this the subject of the case in 
chief --
MR. SNIDER:  It is. 
THE COURT:  -- related to the indictment?  
MR. SNIDER:  Yes.  The indictment, Your Honor, alleges 
two things.  The purpose of the conspiracy was for the 
defendants and their coconspirators to unlawfully enrich 
themselves by, among other things, making false statements to 
obtain PPP loans and forgiveness of such loans from the SBA 
lenders and submitting and causing the submission of PPP loan 
applications that contained false and fraudulent information.  
That was the purpose.  And then the manner and means in 
paragraph 24 -- 
THE COURT:  Okay.  One second.  Which loan is 6781674?  
MR. SNIDER:  It is a PPP loan application submitted 
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during the period of the conspiracy on behalf of Wade Funeral 
Home that the Government is alleging contained false and 
fraudulent statements. 
THE COURT:  And is this the loan that the Government 
paid?  Is this the $28,000?  
MR. SNIDER:  This is an unpaid loan.  So we have -- 
there's two paid loans, each in the amount of $20,833.  This is 
an application that was declined seeking a PPP loan of 
approximately $700,000 based on false and fraudulent 
statements. 
THE COURT:  Is this loan referenced in particular in 
the indictment?  
MR. SNIDER:  Not the loan number.  
THE COURT:  No, no, just -- the loan, the $700,000 loan 
you said?  
MR. SNIDER:  We do -- it doesn't allege that level of 
specificity.  What we're alleging is a conspiracy to obtain 
fraudulent -- 
THE COURT:  Okay.  Is it a hundred loans, or is it -- 
do you refer to the other loans specifically like loan number 
or not?  
MR. SNIDER:  In the substantive counts, yes.  This one 
is not a substantive count.  It is just evidence of the 
conspiracy. 
THE COURT:  Let me hear the -- see, you have to put 
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people on notice.  That's what it's all about.  So if you say a 
conspiracy involving loans, it should indicate what loans we're 
talking about.  
MR. SNIDER:  So just -- can I bring to the Court's 
attention the Government -- I mean, in the 404(b) notice -- we 
are not offering this as 404(b); but in that notice, what the 
Government said was that the 404(b) that it was offering is 
evidence that would be admissible to prove this charged 
conduct; and we specifically said this loan, the loan number, 
and the false information that was in this -- 
THE COURT:  In the 404(b) notice?  
MR. SNIDER:  Yes, but not as 404(b).  As -- 
THE COURT:  One moment.  One moment, sir. 
MR. SNIDER:  Sorry. 
THE COURT:  Is it in the 404(b) notice?  That's the 
question I'm asking. 
MR. SNIDER:  Yes, as to charged conduct. 
THE COURT:  Well, if it's in the 404(b) loan notice, 
that would lead me to believe it's the 404(b).  How would I 
know otherwise?  
MR. SNIDER:  May I read?  
THE COURT:  Yes, sir. 
MR. SNIDER:  This is page three of Docket Entry 35:  
The PPP loan applications related to Carolyn and Tracy Wade, 
which defendants submitted and caused to be submitted in 
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furtherance of one or more of the offenses alleged in the S1, 
superseding indictment, include the following.  It lists number 
one, the $20,000 loan to Tracy Wade.  Number 2, the $20,000 
loan to Carolyn Wade.  Number 3, the PPP loan application 
created May 6th 2021, and assigned SmartBiz application number 
6781674, hereinafter the Wade Funeral Home PPP application.  
In the next paragraph, it states:  The materially false 
and fraudulent representations in the Tracy Wade PPP 
application and Carolyn Wade PPP application and the Wade 
Funeral Home PPP application include but are not limited to the 
following.  And in the paragraph -- the bullet relating to the 
Wade Funeral Home PPP application states:  The Wade Funeral 
Home PPP application falsely represented, among other things, 
that in 2020 Wade Funeral Home had 45 paid employees and gross 
payroll of 3.3 million dollars.  
The Wade Funeral Home PPP application was supported by 
several fictitious documents, including a fake I.R.S. 941, 
purportedly for the first quarter of 2020, and three fake 
payroll documents.  Based on these and other false 
representations, the Wade Funeral Home PPP application 
requested a PPP loan in the $701, 873.
The Wade Funeral Home PPP application was conditionally 
approved by the SBA on May 26th, 2021, but ultimately declined 
on June 6th, 2021.  This is in the background of the 404(b) 
notice. 
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THE COURT:  All right.  May I see the document 
because -- how is it captioned?  Is it captioned 404(b)?  Is 
the caption of the pleading you're reading captioned 404(b)?  
MR. SNIDER:  Yes.  
THE COURT:  All right, may I see it, please?  
MR. SNIDER:  Mr. Love will hand it up.  
MR. LOVE:  Your Honor, may I approach?  
THE COURT:  Yes, sir.  
(Documents tendered.) 
THE COURT:  Defense. 
MR. WILCOX:  Oh, I'm sorry, Your Honor. 
THE COURT:  May I hear from you on this subject?  
MR. WILCOX:  Yes, sir, Your Honor.  
We did discuss this after the last status conference, 
Mr. Snider and myself.  And I raised the same concern as the 
Court had.  You make no reference of the $700,000 PPP loan.  It 
was an attempt -- allegedly an attempt by Mr. Wade to get a 
$700,000 PPP loan.  There's no specific reference in the 
indictment.  
When he filed his 404(b) notice, I sent him an email.  
I asked him precisely which -- what evidence do you plan to 
introduce pursuant to 404(b).  He referenced the two EIDL 
loans, which are those there and nothing else.  
So I assumed that he wasn't bringing in the $700,000 
back when I asked him about it pursuant to 404(b).  After the 
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status conference last week, he said, Oh, no, it's part of the 
conspiracy.  
I said, What do you mean it's part of the conspiracy?  
There's no overt act.  There's nothing mentioning his attempt 
to get a $700,000 loan.  So I told him we'd be objecting to 
these exhibits, and we'd address it at trial. 
THE COURT:  All right.  
MR. SNIDER:  May I respond?  
MR. WILCOX:  May I -- 
THE COURT:  Listen, I've heard enough, all right.  
The notice makes reference to the 404(b).  And if I 
just read it and didn't know any better, I would think this is 
the 404(b), and it's not referenced in the indictment.  And so 
for those reasons, at this time, I am sustaining the objections 
to 165 through 171.  
Bring the jury in, please.  
All this other -- there's a way to resolve it.  Put 
them in the indictment to put them on notice what they're 
charged with.  That's one way of handling it.  But this is -- 
this is how I interpret it, all right.  
MR. SNIDER:  Okay.  Can I -- can I respond or no?  
THE COURT:  You can respond later.  We have the jury 
coming in. 
MR. SNIDER:  Okay.  
THE COURT:  But the ruling is the objection is 
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sustained.  
COURTROOM DEPUTY:  All rise for the jury.  
(Jury entered courtroom at 2:45 p.m. ) 
THE COURT:  Have them sworn while they're standing.  
COURTROOM DEPUTY:  Please remain standing.  
THE COURT:  Please raise your right hands, ladies and 
gentlemen.  
COURTROOM DEPUTY:  Do you and each of you solemnly 
swear or arm that you will well and truly try the issues in 
this case and render a true verdict according to the evidence 
charged of this Court?  
JURY PANEL:  I do. 
THE COURT:  Be seated, please.  
Members of the jury:  Now that you have been sworn, I 
would like to give you some preliminary instructions to guide 
you in your participation in the trial.  
It will be your duty to find from the evidence what the 
facts are.  You and you alone are the judges of the facts.  You 
will have to apply those facts to the law that I give you at 
the very end of the case.  And keep in mind, you must follow 
that law whether you agree with it or not.  
Nothing that I say during the course of the trial is 
intended to indicate to you what the facts are.  You and you 
alone are responsible for making that determination.  
If I make a comment to the lawyers or otherwise, I'm 
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not trying to suggest to you what your verdict should be.  
That's your responsibility. 
The facts from which you will find the evidence in this 
case and the facts that you will determine the case will 
consist of the testimony of witnesses, documents received in 
evidence, and other items that the Court receives, and any 
facts that the lawyers may agree are, as we say, stipulate to. 
Sometimes the lawyers stipulate to certain facts or 
testimony to save time; and if there are stipulations, I will 
announce them to you and then you may consider them.  
Keep in mind, those stipulations will be produced.  
Sometimes they are in writing included with the exhibits.  
Certain things are not evidence and must not be considered by 
you in any way.  
In the very going of the case in just a few moments the 
lawyers will present to you their opening statements.  They are 
going to tell you what they think the evidence is going to be, 
and you will consider that.  It's like a preview of what they 
expect the evidence will be.  But the actual evidence in the 
case is the testimony and the exhibits received, not the 
opening statements.  You may consider them as guidance, so to 
speak.  
And at the closing of the case, the lawyers will 
present what we call closing arguments.  They will tell you 
what they think the evidence was; but keep in mind, you make 
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that determination.  You're not to consider the closing 
evidence nor the opening statements as the evidence in the 
case. 
And of course, the lawyers have to ask questions of 
witnesses.  It's not the question that's the evidence.  It's 
the answer to the question.  
So if a lawyer asks, Is the sky blue; and the witness 
says, No, the sky is red; it is not the question that's the 
evidence.  It's the witness's answer to the question.  
Now, I'll tell you a little bit about credibility of 
witnesses.  So it's up to you the extent to which you believe a 
witness.  Just because a witness says something, that's not 
necessarily how you will decide the issue.  That is a question.  
It's an answer.  And you determine the credibility of the 
witnesses.  
When the lawyers pose objections to questions, it's 
because they've made a determination that they think that this 
is not a proper question.  
If I overrule the objection to a question, it means 
I've decided that the question is a proper one and there would 
be a forthcoming answer.  
If I sustain an objection to a question, it means I've 
determined that's not a proper question; and, therefore, there 
will be no answer to that question.  A lawyer will go to the 
next proper question.  
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You should not be influenced by any ruling that I make 
on an objection.  I'm simply carrying out my responsibility as 
the judge of the law.  So don't count lawyer A had three 
objections sustained, and lawyer B had six objections 
sustained.  That's not the point.  And you must follow my 
instructions.  
Occasionally, sometimes items are received for a very 
limited or specific purpose.  If that occurs, I will give you 
have an instruction telling you how to consider the evidence.  
Anything that you see or hear outside of the courtroom 
is not evidence.  Your past experiences, as we discussed 
earlier, is not evidence.  The evidence will come on the 
witness stand to my left and the documents that are received in 
evidence.  
Now, for your information, the lawyers have agreed that 
certain items should be received as exhibits, and I'm receiving 
them.  Technically, a foundation has to be laid for each 
exhibit.  
So, for example, if an exhibit comes from a record of 
an agency, they would have to call witnesses for the witnesses 
to testify that these documents are kept in the ordinary course 
of business, et cetera.  
Rather than having to call these types of witnesses, 
they have already agreed that many exhibits should be received, 
because they've already done the background and they agree that 
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the exhibits have been received; and I am receiving them 
without the necessity of having to lay a foundation.  
It saves us an inordinate amount of time, and I 
certainly appreciate when lawyers can reach those agreements. 
So when an exhibit is referred to as Exhibit 1, that 
means it's in evidence because it has an exhibit and it's 
Number 1, or 2, or 3.  If an exhibit is marked for 
identification, it hasn't been received and will not be before 
you until it is received.  
So if the Government refers a witness to Exhibit 10, 
it's an exhibit.  I've received it.  It's Exhibit 10.  But if 
it's Exhibit marked for identification 10, I haven't received 
it; and until such time as I do receive it, it will not be in 
all of the exhibits that will be provided to you at the end of 
the case.  
We'll give you an exhibit list of all of those that 
have actually been received in evidence. 
Keep in mind, anything you see or hear outside of the 
courtroom is not evidence and must not be considered by you. 
There are two kinds of evidence:  Direct evidence and 
circumstantial evidence.  
Direct evidence is direct proof of an assertion or a 
fact, such as the testimony of an eyewitness, all right.  
Circumstantial evidence is proof from facts in which 
you may infer or conclude that other facts exist.  So, for 
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example, the lawyers like to use the example of you walking 
outside and you see the grass is wet and the sidewalk is wet.  
Well, you can infer that it rained, or maybe it was the 
sprinkler.  So that's an example of circumstantial evidence.  
You may infer from certain facts that other things exist, but 
you've got do decide whether you should make that inference.  
Now, we talked a little about the credibility of 
witnesses.  This has to do with the believability of a 
witness's testimony and how much of the witnesses' testimony 
you should accept or reject.  
At the very end of the case during the instruction 
phase, I will give you some instructions to determine the 
credibility.  That is, the believability of the witness's 
testimony.  And I'll give you certain considerations.  Like how 
long did the witness have to observe what they testified about?  
Do they have any personal interest in the outcome of the case?  
I'll give you several tests, about seven, or eight, or nine to 
help you determine the credibility of witnesses.  
As you know, this is a criminal case; and there are 
some rules that you must keep in mind.  
First:  The defendants are presumed innocent until 
proven guilty beyond a reasonable doubt.  An indictment 
contains only accusations.  Nothing more.  The defendants start 
out with a clean slate.  The indictment itself proves nothing.  
Second:  Burden of proof is on the Government to prove 
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its case beyond a reasonable doubt.  The defendants have the 
right to remain silent; and if they elect not to testify, then 
the law prohibits you from considering that fact that they 
didn't testify in reaching your determination.  
And you know the Government has the burden of proving 
its case beyond a reasonable doubt.  Those are three important 
factors for you to keep in mind.  
Now, a few words about your conduct as jurors.  First, 
I instruct you that during the trial or after each day you are 
not to discuss the case with each other or family members or 
friends when you go home.  Of course, they're going to want to 
know what you're doing in downtown Miami.  You're going to 
simply tell them:  I'm serving as a juror, and I can't discuss 
the case at this time.  Because the problem is, if you start 
talking to people about the case, then you're not going to 
remember who said what or when.  
So just avoid talking about the case.  This is not a 
very lengthy case, and you'll have plenty of time to talk about 
your experiences after the jury has reached a verdict.  So keep 
that in mind when we break for lunch or have a break during the 
morning or afternoon session.  Do not go in the jury room and 
talk to each other about what you heard or saw.  
The time to deliberate, as the term is referenced, is 
after all of the evidence has been presented, all of the 
arguments have been presented, and I've told you what the law 
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happens to be.  So please keep that in mind. 
I have instructed the attorneys and the parties to have 
no contact with you whatsoever.  So if you happen to be coming 
up on the elevator tomorrow morning and there's an attorney on 
the elevator or maybe a witness from the prior day that you 
recognize, that person will not speak to you or greet you.  
They're not being rude.  They have been told to have no 
contact with you whatsoever.  Because if someone sees you 
talking to a witness, the first thing they're going to want to 
know is what are you talking about, because you're not supposed 
to have talking with others.  So now, when that's reported to 
me, I have to call each one in:  What did you see?  What did 
you hear?  It takes an inordinate amount of time. 
So simply put, they will not be speaking to you and you 
will not speak to them during the trial.  This is very 
important.  
Do not read or listen to anything regarding this case.  
We don't expect any pre-trial or post-trial or during-trial 
publicity.  As you know, in some cases they're highly 
publicized, and there's news reports and radio reports and a 
lot of information during the trial itself.  
So if by chance -- which we don't anticipate; but if by 
chance there was an article in the newspaper and you saw the 
heading, do not read it.  Radio, as you're driving in, if your 
radio is on and there happens to be a report about this case, 
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turn the radio off or change the station, or the television 
news in the evening or morning.  So keep this in mind.  Don't 
read or listen to anything regarding this case.  
If anyone attempts to contact you or to talk to you 
about this case, bring it to my attention at your first 
available opportunity:  The following morning, during the trial 
after lunch, whatever the occasion may be.  
Do not read or listen to anything which relates to this 
case.  In this new technological world with the internet and 
iPhones and iPads and computers, there's all sorts of 
information out in cyber world.  Now, a lot of it's not even 
true, all right.  So don't try to do any investigation on your 
own by looking up the names of witnesses or defendants or 
lawyers, et cetera.  Please, none of that relates to this case.  
Everything you need to know we will tell you here in 
open court.  So no research or investigation on your own.  This 
is a big problem.  We've had instances, not in this district in 
particular, but some jurors blogging from the jury room.  And 
we did have an instance in this district where a juror brought 
in a dictionary and started giving the jurors the definitions.  
And of course, that case was deemed a mistrial after about six 
or seven weeks of trial, which means that it has to start all 
over again and a large waste of time and effort.  So no 
investigation, no Googling or use of devices, et cetera.  This 
is very, very important.  
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Don't communicate with each other by email or otherwise 
concerning this case.  I can't emphasize these rules enough.  
Now, if you are unsure about whether to engage in some 
activity or not, that means there's a question about whether 
it's proper, so don't do it.  Bring it to my attention at your 
first available opportunity, and I will give you some guidance 
in determining whether or not you should proceed with the 
information. 
Do not form any opinion until all of the evidence has 
been received, the closing statements, and my instructions to 
you on the law.  
Really until you know what the law is you really can't 
make any decisions.  You've heard evidence, but what's the law?  
One without the other doesn't help, and that's why we both have 
jobs in this case.  You're the judges of the facts, and I will 
serve as the judge of the law.  Equally important.  
If you would like to take notes, you may.  I think you 
have been provided with pads and pencils.  So don't try to 
write everything done; but if something significant or 
important to you occurs, feel free to take a note.  We will 
preserve your notes in the jury room overnight.  They will be 
secured.  No one will read them.  And returned to you the 
follow day.  So if you want to take notes, feel free to do so.  
Now, the trial is going to begin in just a few moments; 
and the first thing that will happen is that the lawyers are 
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going to present to you opening statements.  They're going to 
tell you what they expect the evidence is going to be.  
As you know, it's not the actual evidence.  Thereafter, 
the Government will present what we call its case in chief.  
And after the Government's case in chief, the defense have an 
opportunity to present a case in chief, but they don't have any 
burden of proof, so they don't have to present a case.  They 
don't have to present any evidence.  As you know, they don't 
have to testify.  That will be their determination.  
During each case in chief, the lawyer presenting their 
case -- Government first, defense second -- they will ask 
questions of witnesses, which we call direct examination, 
followed by cross-examination from the opposing side, and 
thereafter redirect examination to go over those matters raised 
in the initial direct examination.  Those are the three phases 
for each witness.  In some jurisdictions, they have direct and 
cross and redirect and re-recross and on and on and on.  
So in federal court, there are three stages:  Direct, 
cross, redirect.  That ends the inquiry for each witness and 
then the witness may be excused.  
After each side has presented their case in chief, you 
will hear the attorney announce they are resting their case.  
That means they have concluded all of the evidence that they 
want you to consider.  
This is important because at the end of each case, I 
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will entertain legal issues from the lawyers.  So I will excuse 
you while I entertain their arguments about these legal issues.  
And after all of the legal issues have been presented, the 
lawyers will present closing arguments.  Government first, 
defense second, and then the Government may give a closing 
argument which is referred to as rebuttal argument reference 
the defense.  So Government, defense, Government.  They each 
will have a maximum number of minutes.  And any time that the 
Government may -- say, for example, if each side has a maximum 
of 30 minutes and the Government's initial argument is 20 
minutes, they would have ten minutes for their rebuttal.  So 
that's the way the process works.  
Then after all the arguments, I will give you your 
instructions on the law.  I will give you a copy of those 
instructions to read along and follow along with me as they are 
presented.  
Now, we have seating charts.  I'm not sure everyone is 
in the correct seats.  So we have Mr. Ramos.  We have 
Ms. Aulicino.  You should be in the Number 2 seat, 
Ms. Aulicino.  So I'm going to ask you to switch with Ms. -- 
Mr. Aulincino, all right.  You're in the right seat.  
Ms. Loynaz.  
Ms. Infante.  
Mr. Schaffer. 
Ms. Bustamante.  
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Ms. Sanchez -- Mr. Sanchez.  
Ms. Rivera.  
Ms. Gomez.  
Mr. Mandri.  
Ms. Ferris.  
Are we missing, Ms. Williams?  
JUROR:  I'm Williams.  
THE COURT:  All right, I will have you move over one.  
Then Dimercurio, move over one. 
Raphael, and Ms. McCray. 
Okay.  I see a seat missing, I get nervous.  We have 
everyone here.  
All right.  Counsel, are you requesting any additional 
instructions?  
MR. SNIDER:  No, Your Honor.  
THE COURT:  Defense, any additional preliminary 
instructions?  
MR. McCRAY:  No, Judge. 
THE COURT:  Government, you may begin.  
MR. SNIDER:  Thank you, Your Honor.
GOVERNMENT'S OPENING STATEMENT 
MR. SNIDER:  May it please the Court. 
THE COURT:  Yes, sir. 
MR. SNIDER:  Members of the jury, good afternoon.  
This case is about two law enforcement officers who 
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lied to get loans from the Paycheck Protection Program during 
the COVID 19 pandemic. 
Those two law enforcement officers are the defendants 
in this case:  Mr. Tracy Wade and Mrs. Carolyn Wade.  Carolyn 
Wade and Tracy Wade are married.  They have been for about nine 
years.  
In 2021 when this country was industrial grappling with 
the effects of the COVID 19 pandemic on the economy, Carolyn 
and Tracy Wade were employed full-time as deputy sheriffs with 
the Broward Sheriff's Office, commonly known as BSO. 
They were sworn officers in BSO's department of 
detention, which operates the county jails and provides 
security to its courthouses.  
The evidence will show that from approximately May 
through August of 2021, Carolyn and Tracy Wade applied for and 
received Paycheck Protection Loans based on false information.  
Specifically, Carolyn and Tracy Wade each received a PPP loan 
in the amount of $20,833 for businesses that did not exist and 
were based on income that was made up out of thin air.  
A total of $41,666 went into the defendants' bank 
account all based on lies.  
Now, let's talk for a minute about the Paycheck 
Protection Program.  I know it came up during the voir dire 
process, but I want to go through it again.  
The Paycheck Protection Program, or PPP as it was 
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commonly known, was a federal program.  It was a federal 
program that began at the start of the COVID pandemic, and it 
had one objective; and that was to, as the name suggests, 
protect paychecks.  It was designed to put money in the hands 
very quickly of small business owners so that those small 
business owners could keep their employees employed during the 
pandemic.  
Now, PPP loans, the amount of the loan, that was 
determined based upon the business's payroll, what the business 
paid its employees because it a business was applying for a 
loan to get money to keep its payroll going.  It was designed 
to protect paychecks.  
Now, self-employed business owners -- for example, a 
sole proprietor that is in business for himself or herself, 
they could also apply for PPP loans.  And when a sole 
proprietor applied for a PPP loan, the amount of the loan was 
based on what the sole proprietor paid themselves.  Sole 
proprietors pay themselves based on their income.  So loans for 
sole proprietors were based on the sole appropriate or 
self-employed person's income, and there was a maximum.  The 
maximum was $20,833.  And you'll hear in this case why that was 
the maximum.  
It was a formula that was based on a maximum income of 
100,000.  If you have at least 100,000, you have no more, you 
can get a loan for 23,833 if you were self-employed, had your 
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own business. 
Now, the SBA partnered with private lenders to 
administer this program, and many of those private lenders 
partnered with third-party service providers.  And what the 
service providers did was they would host websites where a 
small business owner could go to apply for a loan.  And that 
service provider would collect all the information through its 
website and documents that were needed, and they would package 
it all together for the lenders and the SBA to approve.  And 
the service provider that you're going to hear about in this 
case was called Womply.  
PPP loans were forgivable, but that was a separate 
application process.  If you received a PPP loan, you could 
apply to have that loan forgiven if you spent the money on 
payroll.  You had to spend approximately 60 percent of the PPP 
money on payroll in order for it to be eligible to be forgiven.  
And if you apply and the SBA forgave the loan, you didn't have 
to pay it back.  
The PPP was a trust-based system.  That's how it 
worked.  It relied on the truthfulness of the borrower to 
supply truthful and accurate information in the PPP application 
and any supporting documents.  And the reason you will learn 
that it was trust-based was because the SBA was trying to get 
money out as quickly as possible to small businesses.  So they 
relied on the business owners to certify that all the 
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information was true.  
Tracy Wade and Carolyn Wade violated that trust when 
they certified as true in their PPP loan applications that all 
the information was true and all the supporting documents were 
true when they knew it wasn't.  
You will see in this case that each defendant made 
multiple false certifications both to get the loans in the 
first place and then to apply for forgiveness.  
Let's talk a little bit more about these two loans.  
Tracy Wade's PPP loan, again, $20,833.  That was the maximum 
that a sole proprietor could get.  
His application was based on a business that didn't 
exist.  It was for a sole proprietor named Tracy Wade.  The 
business name was Tracy Wade.  There was no business name Tracy 
Wade, and it was based on income of $112,430 in 2019.  
The evidence will show that was false, and Tracy Wade 
knew that was false.  He knew he didn't have a business named 
Tracy Wade, and he knew there was no business named Tracy Wade 
that made over $100,000 in 2019.  
Tracy Wade's PPP loan application also included a false 
tax document.  That false tax document was called an I.R.S. 
Form Schedule C.  And in his application, the I.R.S. Form 
Schedule C, which you will see, was for a business that didn't 
exist named Tracy Wade and claimed income of over $100,000.  
We're going to talk more about that fake Schedule C in a 
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moment.  
Carolyn Wade's PPP loan.  She also got a loan for 
$20,833, the maximum for a sole proprietor.  That was based on 
an application that she certified that the business name was 
Carolyn Wade, and that that business made over $100,000 in 
2019.  
The evidence will show that was false and Carolyn Wade, 
knew that was false.  She knew she didn't have a business named 
Carolyn Wade, and she knew there was no business named Carolyn 
Wade that made over $100,000 in 2019.  And just like Tracy 
Wade's PPP loan application, Carolyn Wade's PPP loan 
application also included a fake tax document, a fake Schedule 
C for a fake business named Carolyn Wade with made up numbers 
of over $100,000.  
Now, after the defendants received their PPP loans in 
approximately June of 2021, they applied to have those loans 
forgiven.  And in those forgiveness applications, they made 
additional false statements and certified those false 
statements as being true, including how they spent the money 
and that they were entitled to the loans in the first place.  
Let's talk for a moment about the charges in this case, 
which are alleged in the indictment.  The indictment charges 
the defendants with four crimes:
Conspiracy to commit wire fraud; wire fraud; conspiracy 
to make false statements to the SBA Administration, the SBA; 
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and making false statements to the SBA.  
The evidence will show that Carolyn Wade and Tracy Wade 
committed those crimes together.  A conspiracy is an agreement 
between two or more persons to do something illegal, to do 
something the law forbids.  It is an agreement to carry out an 
unlawful plan.  And in this case, the defendants' plan was to 
get PPP loans based on false information.  
The evidence will show that Tracy and Carolyn Wade 
participated in a conspiracy to get PPP loans based on false 
information and a conspiracy to make false statements to the 
SBA.  
In addition to conspiring to commit those offenses, the 
indictment alleges that the defendants carried out their plan 
in what is called a scheme to defraud using interstate wires to 
carry out that plan.  And that is why the defendants are 
charged with wire fraud. 
Finally, the defendants are charged, each of them with 
making false statements both in their PPP loan applications and 
in the forgiveness application.  Defendants made those false 
statements in an SBA form and certified that the information 
was true and then signed those forms through an electronic 
signature called DocuSign.  
In addition to the defendants working with each other 
to commit these crimes, the evidence will show that Carolyn 
Wade and Tracy Wade committed the crimes alleged in the 
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indictment with other people, and those other people are called 
co-conspirators.  A co-conspirator whom Tracy Wade and Carolyn 
Wade agreed with to obtain fraudulent PPP loans was a woman 
named Haydee Rivero.  And before she was married, she was known 
as Haydee Granados.  
Ms. Rivero and her husband, Edward Rivero, they know 
the ways through the funeral home business.  The Riveros own a 
funeral home called Edward Funeral Home, and Mr. Wade owns a 
funeral home called Wade Funeral Home. 
2021, the Riveros and the Wades were friendly.  They 
socialized together, including at gathering at the Riveros' 
home.  
Haydee Rivero is not an accountant.  Haydee Rivero has 
no accounting background.  You will hear she's not good at 
math.  She's not good at crunching numbers.  
Since 2020, since they've owned the Rivero Funeral Home 
she's worked at the funeral home doing administrative tasks; 
and before that, she was a Spanish interpreter. 
But in 2021, Haydee Rivero was involved in fraudulent 
PPP loans for herself and many other people, including the 
defendants, Tracy Wade and Carolyn Wade.  
Now, Ms. Rivero is going to testify in this case as a 
witness for the Government; and Ms. Rivero's testimony and 
documents that you will see will establish that she is the 
person who created the fake Schedule Cs that were included in 
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the defendants' PPP loan applications.  
Ms. Rivero's testimony and documents will also 
establish that the defendants knew that Ms. Rivero created fake 
Schedule Cs for them and uploaded them into their PPP loan 
applications.  Because the evidence is going to show that the 
defendants engaged Ms. Rivero for that purpose.  Specifically, 
they paid her.  They paid Ms. Rivero each $1,000, and they paid 
Ms. Rivero -- Tracy Wade paid Ms. Rivero $1,000 via Zelle the 
same day that he got his PPP loan money; and a few days later 
when Carolyn Wade got her PPP money, she sent the Zelle to 
Ms. Rivero for $1,000.  
We expect that Ms. Rivero will explain how she created 
these fake Schedule Cs for the defendants.  And in so doing, 
she will explain that the defendants never provided her with 
any of their real tax information.  
She will also explain the process through which she 
uploaded these fake documents that she made into the PPP loan 
applications -- remember, all done online -- for the 
defendants.  
And the way that that was done, the way that Ms. Rivero 
got access to their PPP loan application on the Womply website 
was through a one-time code auto generated that had to be sent 
to her within ten minutes.  And the reason that it had to be 
sent to her, Womply sent that code you will hear to either the 
phone number or the email in the application.  So for Tracy 
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Wade's application, that one-time code if you wanted to log in 
either went to his email, Tracy Wade's email, or to his cell 
phone number.  And when you wanted to log into Carolyn Wade's 
application, the one-time code got sent to Carolyn Wade's cell 
phone or her email.  
Many of these codes and the other information that 
Ms. Rivero was taking from the defendants that was transmitted 
from the defendants to Ms. Rivero was over the phone, and you 
will see records of phone calls in this case.  There were 
approximately 28 phone calls between Mr. Wade and Ms. Rivero 
during the period of the conspiracy.  And you won't see in 
those records any calls before May of 2021 or after August of 
2021.  28 phone calls between Tracy Wade and Haydee Rivero.  
And there were a few phone calls, a few between Carolyn Wade's 
cell phone number and Ms. Rivero's cell phone number; but 
primarily Mr. Wade you will hear was the point of contact.  
In addition to explaining what Ms. Rivero did for the 
defendants, Ms. Rivero is expected to testify that she was 
involved in PPP loan applications for about 18 other people.  
Some of those individuals that she was involved with were 
members of her own family and some were friends, and you will 
hear that Ms. Rivero created fake Schedule Cs for many of those 
applications just as she did for the defendants. 
Now, not all of these 18 applications that she was 
involved with actually went through, okay.  And for the ones 
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where they weren't going through because they, for example, ran 
into a technical issue, Ms. Rivero did not create a Schedule C.  
But for the ones that were going to go through, she created a 
Schedule C, and she was paid to do that.  And just like Carolyn 
and Tracy Wade paid her $1,000 each, Ms. Rivero received about 
$1,000 or $2,000 for every other Schedule C that she 
fraudulently created. 
Ms. Rivero's testimony will also establish that with 
respect to those other Schedule Cs that she created, again, out 
of thin air, making up the numbers, every single one of the 
individuals for whom she was doing that knew the Schedule Cs 
were fake.  
You will learn in this case that Ms. Rivero has pleaded 
guilty.  She has pleaded guilty to conspiracy to commit wire 
fraud and make false statements to the SBA, and she pled guilty 
to that crime for the fake Schedule Cs that she prepared for 
Carolyn Wade and Tracy Wade and the others we just mentioned.  
You will learn that Ms. Rivero pleaded guilty this last 
month pursuant to a plea agreement with the United States.  And 
that plea agreement includes an agreement by Ms. Rivero to 
cooperate with the Government.  Part of her cooperation as set 
forth in the plea agreement requires her to testify at trials 
like this.  
Now, it is up to you, members of the jury, the judge of 
the facts, to evaluate and make the determination about 
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Ms. Rivero's credibility.  
It is true that Ms. Rivero has not been truthful 
before:  Making up fake tax documents to put in a Schedule C 
application, that is not being truthful.  It is also true that 
Ms. Rivero got PPP loans for herself based on false information 
that she knew was false.  And you will hear that Ms. Rivero 
once before met with the attorneys for Carolyn and Tracy Wade.  
And at that meeting, she denied her involvement in this 
conspiracy.  She wasn't truthful with the attorneys for Carolyn 
and Tracy Wade when she met with them.  
But in this trial, you are not going to have to take 
Ms. Rivero's word alone because you are going to have all of 
the documents, all of the records that show that Carolyn Wade 
and Tracy Wade were directly involved in their own PPP loan 
applications and that Tracy Wade was also involved in his 
wife's PPP loan application.  
There is a digital record that you will see of 
everything that happened online, and that evidence will show 
beyond a reasonable doubt that Carolyn Wade and Tracy Wade knew 
exactly what they were doing when they applied for these PPP 
loans.  
Let's talk about that evidence for a moment.  
First, you are going to see records from Womply, the 
service provider that had the website where these PPP loans 
were applied for.  Womply kept a digital record of all the 
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activity on its website and, specifically, all the activity in 
PPP loan applications, including the PPP loan applications for 
the defendants.  
These records will show you, among other things, every 
time Carolyn Wade or Tracy Wade logged into Womply, made 
changes to their application or uploaded documents, like bank 
statements or linked a bank account so the lender would know 
where to send the money to.  
You're not going to see them uploading the fake 
Schedule Cs because that was done by Ms. Rivero. 
There are two-ways when you look at these records that 
you can tell who is logging in and who is conducting the 
activity on the website.  One of those ways is by an IP address 
and the other way is by the model of the device that was being 
used, the model of the computer or the model of the cell phone 
that was logging in.  Because Womply kept track of both.  It 
kept track of IP address that were accessing this website.  
They kept track, was able to keep track of the device that was 
being used, the type of computer, the type of cell phone.  
You're going to hear in this case what an IP address 
is, but you can think of it like a landline number for a house.  
The landline number identifies the location of a certain house.  
IP is just sort of caller ID for Internet.  It identifies a 
particular internet connection that's being used to access a 
website. 
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You will see in this case that these IP addresses in 
the PPP loan applications for Carolyn Wade and Tracy Wade, 
those IP addresses are directly attributable, many of them, 
directly attributable to the defendants.  
You will see the defendants' IP address from their home 
where they resided in 2021 together.  You will see the IP 
address from the Wade Funeral Home, Mr. Wade's business, and 
you will see multiple IP addresses for Verizon wireless, which 
was their cell phone carrier in 2021.  
You will see activity in the PPP loan applications for 
Carolyn and Tracy Wade from those IP addresses directly 
attributable to the defendants.  You will see them logging in, 
making changes, uploading documents.  
It shows, for example, that the PPP loan applications 
for Tracy Wade's loan and Carolyn Wade's loan were started from 
the IP an address that was then assigned to the Wade Funeral 
Home.  
As I mentioned, the cell phone devices, you will also 
see in this data, you will learn what device Carolyn Wade had 
at the time; you will learn the device that Tracy Wade had at 
the time; and from the data, you will be able to see the 
activity from those models in their respective PPP 
applications.  
Why does this matter?  
It matters for a few reasons.  One of which is that you 
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are going to hear from a witness from Womply who worked at 
Womply during the PPP and wrote a lot of the code for its 
website.  And that witness is expected to say that every time 
there was a log-in to a PPP application, all of the information 
that has be been previously entered is visible to the person 
who logged in.  And in this case, you will see that the 
defendants logged into their PPP loan applications before 
Ms. Rivero uploaded the Schedule C and afterwards.  
Another reason that the defendants logged into their 
PPP loan applications on the Womply website was to verify their 
identity.  And you will see records of that process. 
That process includes the defendants taking selfies of 
themselves from the left, from the center, from the right.  
There's six pictures of Carolyn Wade doing that.  There's six 
pictures of Tracy Wade doing that.  They also had to upload a 
photo of their driver's license so that Womply using persona 
services could verify the identify of the person who was 
submitting the application. 
You will see in that data, too, the device that was 
used, model and the device that they held in front of their 
face to take the selfies.  The same device that you will see 
logged into Womply's website. 
Now, after the application process was completed on 
Womply's website and after the identity was verified, the last 
step in this process was signing the PPP loan applications.  
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And part of that signing process was the initialing of 
the certification that all the information was true, and that 
process was done through DocuSign. 
This was yet another point where the defendants saw 
their PPP loan applications and the false information was in 
there.  Because when you sign a document via DocuSign, the 
document you're signing is visible on the screen that you're 
using.  This didn't happen on the Womply's website.  The way a 
DocuSign, you're going to hear in this case begins is that the 
documents you sign get e-mailed to the email of the applicant.  
In this case, Tracy Wade or Carolyn Wade. 
Now, Womply kept a copy of each PPP loan application 
that the defendants submitted.  And with those PPP loan 
applications is a certificate from DocuSign.  That certificate 
shows who it was sent to, when it was sent, when it was viewed, 
when it was signed, and the IP address that was used to view 
and sign the PPP loan application.  
Now, with respect to Tracy Wade, he viewed and signed 
three separate PPP loan applications for his one loan.  
Each one of those PPP loan applications had the false 
information, the income over $100,000 and the fake business 
named Tracy Wade.  The reason he had to sign those three times 
is because Womply had to send that application to three 
different lenders.  Every time it went to a different lender, 
you had to sign the application again.  
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DocuSign records will show you that the IP address that 
Mr. Wade used to sign those all three times was a Verizon 
wireless IP address.  His cell phone provider at the time.  
DocuSign records will show that Mr. Wade viewed the application 
before he signed it and after he signed it.  
The DocuSign records will show that Mr. Wade actually 
received a copy of his executed PPP loan application with the 
false information in it. 
With respect to Carolyn Wade, she signed two of these 
PPP loan applications via DocuSign because her application had 
to go to two different lenders.  Same thing.  
You will see that Ms. Wade signed one of those on the 
Verizon wireless network and the other one was signed at home.  
Each time she signed it was, the document she was signing with 
the false information was visible on her screen, including all 
the certifications.  
Same was true for the forgiveness.  That was also 
signed per DocuSign.  So when the forgiveness applications with 
the false information for the defendants to sign, that was on 
their screens.  
You also have in this case records from the Internal 
Revenue Service, the I.R.S.  You will have the defendants' tax 
returns for certain years.  And with respect to Carolyn Wade, 
you will see in her 2019 tax return that she actually had filed 
with the I.R.S. a Schedule C, but it wasn't for the business 
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named Carolyn Wade.  And it didn't represent over $100,000 of 
income.  It was for a business named One Step Ahead, and it 
reported in 2019 on a Schedule C approximately $6,800.  That is 
not the Schedule C that Carolyn Wade used for her PPP loan 
application.  
You will see in Tracy Wade's individual tax return that 
he had no Schedule C in 2019 or any other year for which we 
have the records for him, because there was no business named 
Tracy Wade.  
You're also going to see tax returns from Wade Funeral 
Home, and those will show you that there was no employment 
taxes filed with the I.R.S. for that business, and there was no 
expenses and salaries claimed in those tax returns for the 
years 2018 or '19 or '20. 
Finally, you're going to see bank records in this case, 
and the bank records are going to show you three things.  
Number one, they will show you, again, there was no 
income from a business in Carolyn or Tracy Wade of over 
$100,000 from either one in 2019.  
Number two, they're gong to show you that $1,000 Zelle 
payment the defendants made to Haydee Rivero on the date that 
they received their PPP loan.  You will see the PPP loan coming 
in, then you will see the $1,000 Zelle going out to Haydee 
Rivero from Mr. Wade and from Carolyn Wade.  
The bank records are also going to show you what the 
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defendants did with the money, the PPP money when they received 
it, how they spent it.  
The Paycheck Protection Program was designed to protect 
paychecks.  The evidence will show that the defendants knew 
this.  The evidence will also show that they didn't have 
paychecks to protect.  
The evidence in these bank records will show you that 
because they didn't have paychecks to protect, they wrote phony 
salary checks.  They made them up.  
Carolyn Wade wrote ten -- you will see, ten -- 
approximately ten salary checks to herself and to her husband 
with the memo salary in the -- with the word "salary" in the 
memo. 
And you will see checks that Tracy Wade wrote not from 
Wade Funeral Home to any employees, but from his personal joint 
account with Carolyn Wade writing to Wade Funeral Home with the 
word "payroll" in the memo. 
The only time you will see in the bank records the 
defendants wrote checks like this was after they received their 
PPP loans.  You will not see checks like this before and after 
those loans were forgiven in August 2021, there were no other 
checks like this. 
Members of the jury, after you have considered all of 
the evidence in this case, you are going to be instructed by 
the Court on the law and the elements that the Government has 
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to prove beyond a reasonable doubt.  
And at that time we are going to ask you to return the 
only verdict that is consistent with the evidence in this case, 
and that is a verdict of guilty for Tracy Wade and a verdict of 
guilty for Carolyn Wade.  
Thank you.  
THE COURT:  Thank you.  Defense?  
DEFENDANTS' OPENING STATEMENT  
MR. McCRAY:  Good afternoon.  
About three months ago Mr. and Mrs. Wade were indicted, 
and eight or nine charges were brought against them.  At that 
time Mr. Wade and Ms. Wade entered pleas of not guilty; and as 
a direct result of that, we're here today.  This is their day 
in court.  
We talked about the presumption of innocence.  We 
talked about the Government having the burn of proving.  Now 
we're going to talk about what the evidence in this case will 
show and perhaps what it won't show.  
The Government's pivotal witness in this case, ladies 
and gentlemen, is a lady by the name of Haydee Rivero -- Rivero 
formerly known as Haydee Granados.  You're going to hear 
evidence that Haydee Granados entered into a fraudulent 
relationship with a young man by the name of Jamel Hunter.  
You're going to hear that she knowingly applied for two 
PPP loans knowing that they were fraudulent, and she's -- 
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you're going to hear her say that.  I expect she's going to say 
that, Well, I did so because $20,000 was not a lot of money, 
and I didn't think anybody would catch me.  This is what you're 
going to hear.  This is the person whom the Government wants 
you to believe. 
You're also going to hear, ladies and gentlemen, that 
Haydee, although she wasn't an accountant, that she was fluent.  
She learned the tricks of the trade -- she's going to tell you 
this.  She learned the tricks of the trade from an 
individual -- and I have given you his flame already, 
Mr. Hunter, told her how to apply for these loans. 
You're going to hear that he taught her, he told her to 
go onto Womply's website, download some Schedule Cs, and you've 
got to put some numbers in.  You've got to have at least 
$100,000 in there so that the recipients, the applicants can 
receive the money.  
And Haydee's payment was contingent upon her producing.  
And you're going to see from the evidence that she didn't care 
about anybody else.  She just wanted to get the loan at all 
costs.  
The pivotal issue in this case and the evidence is 
going to show you is there's only one fraudulent document, and 
it's a Schedule C.  And for those of you who don't know, you'll 
learn during the trial, but a Schedule C basically is a tax 
form which it lists the profits and the losses of a business.  
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There was a fraudulent Schedule C in this case.  There was.  
Undisputed.  
But who prepared it?  Who uploaded it?  You're going to 
hear that it came from IP address 179.  Whose device or 
computer was it?  It was Haydee.  She's going to tell you this.  
She is going to tell you that I prepared it, but she also is 
going to tell you, Oh, but they knew about it. 
You're not going to see any confessions or any text 
messages -- and by the way, she's going to tell you that, Oh, 
Mr. Wade and I had conversations over the phone and there was 
text messages.  
You're going to hear again, and the judge has already 
told you, that the burden of proof is not on us.  It's on the 
FBI and the Department of Justice.  
You're going to see -- or you're not going to see where 
the FBI ever subpoenaed any text messages from those 18 other 
people whose applications were completed or filled out or 
attempted by Haydee Granados Rivero.  
You're going to hear, ladies and gentlemen, that she 
never asked Mr. Wade or Mrs. Wade for any tax information.  She 
ended up getting the login information.  She had their 
passwords to their computers.  She had access to this 
information.  And so you're going to see that she filed this.  
There's no question about this. 
The question in this case is whether or not the 
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Government can prove beyond and to the exclusion of a 
reasonable doubt that Mr. Wade and Ms. Wade knew what this lady 
was doing.  Well, let me tell you something, what the evidence 
is going to show.  
You're going to see an email that was sent from 
Ms. Wade to Haydee Granados giving her the information, the 
legal, truthful, lawful information of a business that she had.  
She had a side business.  You're going to hear that 
this lady was a deputy for 22 years, and she did side work.  
She didn't make a lot of money, but she tried to help herself 
and help her family.  What you're going to hear, ladies and 
yes, that she gave her an email and she gave her a check which 
had "void" on it.  We're going to introduce this into evidence.  
Telling her the corporation of what she's supposed to file the 
PPP loan, but unbeknownst to Ms. Wade and Mr. Wade, Haydee 
Granados went on a frolic of her own.  And what does she do?  
Unbeknownst to them, she put in those documents 
Ms. Wade, Carolyn Wade, as though she's a business.  There's no 
such business.  It's never been a business. 
But what's interesting about this case, the evidence is 
going to show that in 2019, Ms. Wade filed her taxes.  She did 
a Schedule C.  In that Schedule C, she admitted that she only 
made six or seven thousand dollars.  She had filed this with 
the I.R.S.  The I.R.S. has never challenged that because it was 
legal.  
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So it's going to be up to you to believe whether or not 
you think this woman who's a police officer of 22 years is now 
going to sometime later file a fraudulent Schedule C when a 
good one is on file.  You're going to hear I.R.S. has all kinds 
of equipment.  They could easily -- if two people claim a 
child, the I.R.S. is going to find out about it. 
So the Government is going to want you believe that she 
filed a legitimate when she did, but she's going to go back 
during the pandemic and file a bogus one when she has a 
legitimate one on file.  She's told this lady file this under 
One Step Ahead Beauty Salon.  
Haydee Granados, you're going to hear her say she 
didn't like doing these PPP loans under business names. 
You're going to hear her say that that's not what she 
learned from Jamel Hunter.  But you're also going to hear, 
ladies and gentlemen, that Mr. Wade gave her the information 
regarding his business, Wade Funeral Home.  Unbeknownst to 
Mr. Wade, what does Tracy Grenada (as spoken), what does she 
do?  She turns around and she files it in his name.  He doesn't 
have a business called Tracy Wade Funeral Home.  
Well, ladies and gentlemen, what else is interesting 
about this case?  
The Government is going to talk about it.  You're going 
to have people from the SBA.  You're going to have people from 
Womply.  Oh, this was basically a program to help business that 
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was struggling, which it was.  But we had thieves out there.  
We're now trying to recoup the money. 
Ladies and gentlemen, Haydee Granada (as spoken) is an 
admitted thief.  There were at least 18 other individuals with 
whom she did business, or tried to do business.  And what does 
the Government do for her?  The evidence is going to show this.  
They charge her with one count, one count of conspiracy.  But 
these people who applied for a loan without the knowledge of 
what this lady was doing, they got ten counts against them, but 
they give their witness a sweetheart deal.  The evidence is 
going to show this.  The evidence is going to show that 
probably a month ago she went up, she raised her hand, Okay, I 
lied.  
She's charged with one count of conspiracy.  Not 18 
counts times the number of individual counts against those 
individuals or regarding those individuals who she defrauded.  
And you're not going to hear one shred of evidence from 
the Government that they ever subpoenaed the phone records or 
the business records of those other 18 people to see if Haydee 
was telling them the full truth about those people.  It's their 
burden of proof, ladies and gentlemen.  
You're going to hear, ladies and gentlemen, that Haydee 
Rivero, all she wanted was money.  You're going to hear that 
her husband, Eduardo, was really the strong arm.  You're going 
to hear that Eduardo, although he wasn't actually doing the 
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loans, they were out submitting business initially for Jamel 
Hunter, and that's how the Wades applied for the PPP loans, 
because they simply came and said, Listen, we just got two 
loans, man, this guy, Jamel Hunter.  At least that's what 
they're going to say.  That's what you're going to hear her 
say. 
But I'm going to tell you now that Mr. Wade is going to 
take the stand and Wade is going to say that he never was told 
anything about a Jamel Hunter doing PPP loans.  That the only 
thing that he was told was that Haydee, my wife, can do a loan 
because, I guess they figured, the evidence will show that, 
they could make mope because Jamel was making money.  And 
Mr. Wade trusted these people, because he knew -- he knew 
Eduardo, the husband.  He only knew Mrs. Granados Rivero 
because of Eduardo.  
You're going to hear her say that they -- Carolyn 
didn't really know them and they didn't really know Carolyn.  
They had a party at their home one time that Carolyn was there 
because of her daughter, Carolyn brought her daughter.  But she 
had no involvement with these people.  She didn't really know 
these people.  
Mr. Wade, you're going to hear him testimony that I 
trusted them.  They came and told me that they had gotten money 
legitimately, and that's what I believed.  All they wanted was 
his passcode.  They end up giving his -- the password to his 
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computer and some other information.  And as a result, later 
on, a fake C -- Schedule C was prepared.  
And you're going to hear the evidence.  You're going to 
hear that Mr. Wade found out about a fake Schedule C after his 
wife's arrest.  After his wife's arrest, that's the first time 
when Mr. Wade ever heard that.  
And ladies and gentlemen, you're going to hear us, 
counsel has said, Oh, you're going to see activity on 
computers.  That still does not address the question of whether 
or not Mr. and Mrs. Wade knew that Haydee Granada was a crook, 
an admitted crook.  She was a thief. 
Ladies and gentlemen, in this particular case -- and 
I've said it already -- conspiracy -- there are two counts of 
conspiracy in this case, an agreement to do something unlawful.  
There was no agreement to do anything unlawful.  There was an 
agreement for Ms. Haydee Rivero, Ms. Rivero to file PPP loans, 
not to file a fake Schedule C.  
There was never an agreement for -- and evidence is 
going to show this -- that the Wades ever authorized them or 
knew they were putting down fictitious business names.  Well, 
there are no fictitious business names when these people are 
law enforcement officers and knew that something like that 
could easily be determined or found out by the authorities.  
Ladies and gentlemen, the Wades have entered a plea to 
each of those counts, and I have them written out.  I can't 
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find them, but the Judge is going to go over each of those 
counts with you, and I just wrote something out as to what the 
evidence is going to show.  It's very short, and then I'm going 
to be seated. 
And summarized as the way I see it.  Eduardo Rivero 
told Tracy Wade to create the account.  The evidence is going 
to show this, the Womply account.  And give him -- being 
Eduardo -- the username and password. 
There was absolutely nothing fraudulent about Tracy and 
Carolyn Wade creating an account and seeking a PPP loan.  The 
evidence is going to show that.  
The sole fraudulent act in this case was the creation 
of a fake Schedule C document and uploaded -- the uploading of 
that fake Schedule C documents.  Haydee Rivero, ladies and 
gentlemen, has confessed to the FBI that she did both. 
The only question is whether the defendants knew.  Now, 
what you're going to hear, I expect, from that witness stand, 
is that Haydee Rivero doesn't want to go to prison.  Haydee 
Rivero doesn't want to have to pay back all this money that 
she's made and that she's stolen.  
What you're going to hear is that Haydee Rivero has to 
testify in a fashion that pleases the Government.  Because when 
you look at this plea agreement -- and I expect you're going to 
see a copy of it -- this contract that the Government has 
entered into with Ms. Haydee Granada is that they -- the 
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Government -- are the sole determiners of whether she's telling 
the truth.  
If they don't like the way she testifies, perhaps she's 
going to prison.  She may not with one count against her.  You 
never know.  
But ladies and gentlemen, I expect that you're going to 
receive an instruction from the jury (as spoken) that talks 
about a person who is testifying under a plea agreement.  You 
must cautiously -- or you should cautiously scrutinize their 
testimony.  
So, ladies and gentlemen, jury duty is so important 
because it affords the ordinary citizen the opportunity to come 
in and serve as judges:  Judges of the facts.  
The constitution talks about a jury of your peers in a 
cross-section of the community.  Ladies and gentlemen, you are 
that.  We're asking you to listen to this evidence.  You, as 
the trier of fact, make that decision whether or not the 
Government has excluded each and every reasonable doubt in this 
case, and the Court is going to at the appropriate time read to 
you the instruction on reasonable doubt. 
Ladies and gentlemen, I thank you very much for your 
attention in this case.  
Thank you.  
THE COURT:  Thank you for your opening statements, 
counsel.  
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Ladies and gentlemen, we have just been advised that 
the Dade County Public Schools will be closed on Wednesday, 
which means that we are not in session on Wednesday.  We will 
be in session Tuesday and Thursday, hopefully, and back next 
Tuesday, so you may plan accordingly.  
Remember my instructions not to discuss the case in any 
way, and I'll probably remind you at the end of each day not to 
discuss the case, opening statements or otherwise, with anyone.  
Thank you very much for your attention.  We are in 
recess up until 9:30 tomorrow morning.  Now, for those of you 
who don't travel in the downtown area that much, there's a lot 
of traffic.  So please plan to arrive 15 to 20 minutes early.  
Say, like, around 9:10.  We'll have coffee other light 
refreshments for you.  Tea and that sort of thing, I think.  
Years ago they cut out the donuts and all of that, so as to 
liquid beverages.  And again, thank you for your attention, and 
we look forward to seeing you tomorrow morning sharp at 9:30.  
Have a great evening.  
COURTROOM DEPUTY:  All rise for the jury. 
(Jury exited courtroom at 4:07 p.m. ) 
THE COURT:  Be seated, please.  So counsel, as you are 
aware, our starting time is at 9:30. 
MR. WILCOX:  Yes. 
THE COURT:  So if you have an issue that needs to be 
addressed, you need to let your opposing counsel know, and you 
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need to be here about 9:10 or 9:15 so I can address the issue.  
Because when we say we start at 9:30, that means the jury 
should be walking through the door at 9:30.  Not addressing 
matters.  I would like for you to raise those matters at the 
end of the day so that we don't have to do it the following 
morning.  But if something occurs overnight, then let your 
opposing counsel know and get here 10 or 15 minutes early so 
that we can address those issues and be ready to start 
promptly.  
Are there any additional matters that we should 
entertain?  
MR. SNIDER:  Yes, Your Honor.  I just wanted some 
clarity on the record here that the Court has received into 
evidence all of the exhibits on the Government's list with the 
exception of 165 to 171, which is -- 
THE COURT:  Let us be very precise and clear. 
MR. SNIDER:  Okay. 
THE COURT:  So why don't you tell me -- I'm looking at 
your exhibits list, Docket Entry 159.  
MR. SNIDER:  Yes.  
THE COURT:  And tell me what exhibits have been 
received.  And if you can, you could say page 1001 through 105 
received and so on and so forth --
MR. SNIDER:  Okay. 
THE COURT:  -- so that we are all clear.  
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MR. SNIDER:  So on page 2 of Docket Entry 159, the 
Government's exhibit list. 
THE COURT:  How about page 1 first?  
MR. SNIDER:  Page 1 is a cover sheet. 
THE COURT:  Well, page 1 is one and page -- at least 
mine has no number at the bottom of one and then it starts with 
2.  
MR. SNIDER:  I'm looking at the ECF header, page 2 of 
11, Docket Entry 159 at the top.  
THE COURT:  All right.  Well, I'm a little unclear 
because page 2 has page 3 of 11 at the top.  So when I say 
until -- 
MR. SNIDER:  I think I can -- I'll clear this up.  
THE COURT:  Okay.  
MR. SNIDER:  On page -- on the first page of 
Government's Exhibit list, which is -- the first page is page 2 
of 11 on Docket Entry 159.  I'm on Exhibits 100 through 105, 
which include 102.1, 102.1E, 102.2, and 102.2E.  
THE COURT:  So let's look at the first page of the 
exhibits themselves with 001 down to 105. 
MR. SNIDER:  Correct. 
THE COURT:  All right.  Received.  Those are offered?  
MR. SNIDER:  Offered. 
THE COURT:  Received without objection.
(Government's Exhibits 1 through 105, documents, were 
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received into evidence.)
MR. SNIDER:  Thank you. 
THE COURT:  Let's go to page 2. 
MR. SNIDER:  Page 2 of Government's Exhibit list, 
Docket Entry 159, Government is offering Government's 
Exhibit 106 through 117.1.  
THE COURT:  Received without objection.
(Government's Exhibits 106 through 117.1, documents, 
received into evidence.)
MR. SNIDER:  I'm now on page 3 of the Government's 
exhibit list, Docket Entry 159, the Government is offering 
Exhibits 118 through 132. 
THE COURT:  Received without objection.
(Government's Exhibits 118 through 132, documents, 
received into evidence.) 
MR. SNIDER:  I'm now page 4 of the Government's witness 
exhibit list filed with Docket Entry 159.  The Government is 
offering 133 through 148.  
THE COURT:  Received without objection.
(Government's Exhibits 133 through 148, documents, 
received into evidence.) 
MR. SNIDER:  I'm now on page 5 of the Government's 
Exhibit list, Docket Entry 159, the Government is offering 
Exhibits 149 through 159.1. 
THE COURT:  Received without objection.
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(Government's Exhibits 149 through 159.1, documents, 
received into evidence.) 
MR. SNIDER:  Now, on page 6 of Government's exhibit 
list filed with Docket Entry 159, offering Government's 
Exhibits 160 through 164E. 
THE COURT:  Received without objection.
(Government's Exhibits 160 through 164E, documents, 
received into evidence.) 
MR. SNIDER:  Now, on page 7 of the Government's exhibit 
list, Docket Entry 159.  
THE COURT:  Well, how about 200 to 202?  
MR. SNIDER:  I didn't see those, thank you. 
So I'm offering Government's Exhibits 200, 201 and 202 
on that page.  
THE COURT:  Received without objection.
(Government's Exhibits 200 through 202, documents, 
received into evidence.) 
MR. SNIDER:  I'm now on page 7, offering Government's 
Exhibits 203 through 307.  
THE COURT:  203 to 307, received without objection.
(Government's Exhibits 203 through 307, documents, 
received into evidence.) 
MR. SNIDER:  Now, on page 8 of the Government's exhibit 
list, Docket Entry 159, offering Government's Exhibit 300 
through 408E. 
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THE COURT:  Received without objection.
(Government's Exhibits 300 through 408E, documents, 
received into evidence.)  
MR. SNIDER:  I'm now on page 9 of the Government's 
exhibit list, Docket Entry 159, offering Government Exhibits 
804 through 808E.  
THE COURT:  Received without objection.
(Government's Exhibits 804 through 808E, documents, 
received into evidence.)  
MR. SNIDER:  I will note for the record that Government 
Exhibits 900 through 907 are the -- is the evidence that the 
Government set forth in its 404(b) notice, and the Court has 
deferred ruling on the admissibility of those exhibits. 
THE COURT:  All right. 
MR. SNIDER:  I'm now on page ten of the Government's 
exhibit list, Docket Entry 159, the -- at this time I'm going 
to offer Government Exhibits 2000, 2001 and 2002.  The summary 
will wait until -- 
THE COURT:  So 2000, 2001 and 2002?  
MR. SNIDER:  Correct. 
THE COURT:  All right. 
MR. SNIDER:  The summary we will wait until the 
summary's prepared as we did in the last trial. 
THE COURT:  All right.  Received that without 
objection.  
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165
MR. SNIDER:  Thank you. 
(Government's Exhibits 2000 through 2002, documents, 
received into evidence.) 
THE COURT:  So when you get to your 1000.1, you can 
show it to opposing counsel, and you can let me know your final 
decision. 
MR. SNIDER:  Okay.  Your Honor, I wanted to just 
briefly be heard.  I know the Court made a ruling before the 
jury came in in the afternoon session on Government Exhibits 
165 through 171.  Here's my point, Judge.  
I understand that -- that the loan relating -- the PPP 
loan application relating to Wade Funeral Home, that loan 
number was not set out in Count I, but neither was any other 
loan in Count I. 
What Count I alleges is that -- 
THE COURT:  Other loans are referenced in the 
indictment. 
MR. SNIDER:  Yes, in substantive counts, and I do -- 
THE COURT:  All right.  Substantive or otherwise, they 
are in the indictment. 
MR. SNIDER:  Correct. 
THE COURT:  Your notice refers to 404(b).  And the 
common sense misunderstanding is this relates to 404(b), so 
that's why I did not receive it. 
MR. SNIDER:  Well, I think either -- but the Government 
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166
wasn't offering it as 404(b), but if the Court is treating it 
as 404(b), then it was properly noticed, and the Government 
should be allowed to offer it as 404(b).
THE COURT:  I understand your argument, sir. 
MR. SNIDER:  I guess there's --
THE COURT:  I've ruled. 
MR. SNIDER:  So that's not coming in and I can't -- 
THE COURT:  Wait until I rule on the 404(b) issue.  
That's when it becomes relevant. 
MR. SNIDER:  Okay, I see.  So the Court -- okay.  So I 
understand now.  The Court is treating Government Exhibits 165 
through 171 as 404(b). 
THE COURT:  Yes, sir, as you caption in your notice to 
the defense, so I have to rule on all 404(b) issues at the time 
that we have discussed. 
MR. SNIDER:  Okay.  All right.  Very well. 
THE COURT:  All right. 
MR. SNIDER:  Yeah.  I will just say the two witnesses 
that would testify to those records, you have one set relating 
to EIDL, which we addressed previously.  That way this is 
coming in from Denver, Colorado.  And the witness that would 
testify about the records in Government's Exhibits 165 through 
171, which is the PPP application for Wade Funeral Home, that 
witness is coming in from Texas.  
We're not in court on Wednesday now.  I guess the 
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167
Government has no choice but to fly them in and then await the 
Court's ruling. 
THE COURT:  Well, that's your decision.  I don't have 
anything to do with that. 
MR. SNIDER:  Okay, Judge, thank you.
THE COURT:  We now have learned that we're out on 
Wednesday, so we all have the schedule; and we lost a day.  So 
we'll make it up if we have to the following week, but, 
hopefully, not.  We shall see.  
MR. SNIDER:  Obviously, the Government's schedule in 
its case in chief now is affected, and it's not clear that 
we're going to be able to finish. 
THE COURT:  Well, of course.  Of course.  None of us 
knew this was going to happen and -- so I'm not going to tell 
you you have to shorten your time period for this instance of 
us being out on Wednesday.  We will just handle it as we best 
can.  
Yes, sir.  
MR. WILCOX:  Yes, Your Honor.  One other thing.  And I 
don't suggest that Mr. Snider did not forward this when he said 
he forwarded it.  
But the grand jury's testimony of FBI Agent 
Dipietrantonio -- we don't have it.  At least I don't have it.  
I can't retrieve it.  I checked my emails.  So I'll ask if we 
can get that, that could be sent.  Apparently, it gets encoded.  
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168
I could probably figure out how to get into the encryption. 
THE COURT:  I'm not sure what that means.  I'm not all 
that technically savvy, Judge. 
MR. WILCOX:  I just need the transcript of the grand 
jury testimony. 
THE COURT:  Oh, well, I don't know how to respond to 
that because that was the Jencks Act that controls. 
MR. WILCOX:  Yes. 
THE COURT:  But what I do do if it's not produced in a 
timely fashion, then I just continue the trial and say, "Put 
the witness on direct and then cross, and then we'll come back 
the next day."  So he knows the Jencks Act.  You know the 
Jencks Act.  And hopefully, you all will cooperate and get it 
revealed timely. 
MR. SNIDER:  Your Honor, I just have to say this for 
the record.  The United States produced the transcript 
Dipietrantonio's grand jury testimony on September 5th, 2024, 
by email.  That email was encrypted because the grand jury 
testimony contains personal identifiable information.  It has 
to be encrypted or will not leave the DOJ server.  
And I spoke with members of the defense team earlier 
today when they told me that they weren't able to -- or they 
don't have a copy of it, and I said I would print it.  So I'm 
not sure why they're raising it with the Court.  I've complied 
with the Jencks Act.  I told them I would print them another 
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169
company.  
THE COURT:  Thank you.  Have a good day, everyone.  We 
will see you tomorrow morning not later than 9:30.  You are 
excused.  
COURTROOM DEPUTY:  All rise.  
(Proceedings adjourned at 4:20 p.m. ) 
C E R T I F I C A T E
I hereby certify that the foregoing is an 
accurate transcription of the proceedings in the 
above-entitled matter reported by Glenda Powers and 
transcribed by Patricia Bailey-Entin using Glenda Power's 
stenographic notes.
DATE:  5/27/2025 
/s/Patricia Bailey-Entin 
PATRICIA BAILEY-ENTIN, RPR, FRP
Official Court Reporter 
United States District Court
Southern District of Florida 
James L. King Federal Justice Building
99 NE 4th Street
Miami, Florida 33132
 
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$
$1,000 [7] - 138:7, 
138:8, 138:11, 
140:5, 140:6, 
147:20, 147:23
$10,000 [1] - 58:9
$100,000 [9] - 134:19, 
134:24, 135:5, 
135:10, 135:14, 
145:21, 147:1, 
147:19, 150:15
$112,430 [1] - 134:15
$2,000 [1] - 140:6
$20,000 [3] - 115:3, 
150:2
$20,833 [5] - 113:7, 
131:18, 132:21, 
134:10, 135:3
$28,000 [1] - 113:5
$41,666 [1] - 131:20
$6,800 [1] - 147:3
$700,000 [6] - 113:9, 
113:14, 116:16, 
116:18, 116:24, 
117:5
$701 [1] - 115:21
'
'19 [1] - 147:14
'20 [1] - 147:14
/
/s/Patricia [1] - 169:14
0
001 [1] - 161:20
0:23-cr-60173-KMW 
[1] - 1:2
1
1 [18] - 1:7, 1:8, 5:20, 
7:14, 99:10, 100:17, 
100:19, 101:12, 
101:17, 101:18, 
108:24, 122:5, 
122:7, 161:3, 161:4, 
161:5, 161:25
10 [11] - 6:20, 6:22, 
36:19, 36:20, 87:25, 
104:7, 109:8, 
122:10, 122:11, 
122:12, 160:7
100 [2] - 67:24, 161:17
100,000 [2] - 132:24
1000.1 [1] - 165:4
1001 [1] - 160:22
102.1 [1] - 161:18
102.1E [1] - 161:18
102.2 [1] - 161:18
102.2E [1] - 161:18
105 [4] - 160:22, 
161:17, 161:20, 
161:25
106 [2] - 162:6, 162:8
10:00 [1] - 17:21
11 [7] - 7:12, 95:23, 
102:13, 109:9, 
161:9, 161:11, 
161:17
11-20s [1] - 56:15
117.1 [2] - 162:6, 
162:8
118 [2] - 162:12, 
162:14
11:17 [2] - 54:5, 54:6
11:36 [2] - 54:6, 54:7
11th [1] - 10:19
12 [4] - 11:10, 60:15, 
102:15, 109:10
12:28 [1] - 86:3
12:29 [1] - 86:7
12:35 [1] - 86:4
12th [4] - 40:7, 61:12, 
61:18, 104:16
13 [5] - 60:15, 89:18, 
100:25, 101:1, 101:3
132 [2] - 162:12, 
162:14
133 [2] - 162:18, 
162:20
13th [1] - 10:25
14 [3] - 51:11, 92:4, 
101:8
148 [2] - 162:18, 
162:20
149 [2] - 162:24, 163:1
15 [4] - 107:22, 
107:24, 159:12, 
160:7
159 [13] - 160:19, 
161:1, 161:9, 
161:17, 162:5, 
162:11, 162:17, 
162:23, 163:4, 
163:10, 163:24, 
164:5, 164:16
159.1 [2] - 162:24, 
163:1
15th [7] - 39:7, 56:5, 
56:14, 56:15, 56:17, 
70:1, 108:10
16 [8] - 95:22, 99:10, 
99:16, 99:25, 
100:17, 100:19, 
107:12
160 [2] - 163:5, 163:7
164E [2] - 163:5, 163:7
165 [8] - 112:3, 112:4, 
112:6, 117:15, 
160:15, 165:10, 
166:11, 166:22
17 [3] - 101:19, 
101:22, 102:8
171 [7] - 112:5, 112:6, 
117:15, 160:15, 
165:10, 166:12, 
166:23
179 [1] - 151:4
18 [7] - 92:19, 139:19, 
139:24, 151:16, 
154:4, 154:14, 
154:19
18th [8] - 1:20, 51:14, 
51:20, 59:22, 60:1, 
92:3, 92:9, 94:16
19 [5] - 72:8, 101:23, 
101:24, 131:2, 131:8
1:00 [1] - 62:10
1:30 [1] - 109:19
1:32 [1] - 109:24
1:33 [1] - 110:11
1:35 [1] - 111:13
2
2 [17] - 8:13, 8:16, 
52:25, 100:20, 
100:21, 105:13, 
108:25, 115:3, 
122:7, 129:19, 
161:1, 161:7, 161:8, 
161:11, 161:16, 
162:3, 162:4
20 [7] - 53:6, 69:10, 
86:2, 102:9, 102:10, 
129:10, 159:12
200 [3] - 163:11, 
163:13, 163:16
2000 [3] - 164:17, 
164:19, 165:2
2001 [2] - 164:17, 
164:19
2002 [3] - 164:17, 
164:19, 165:2
201 [1] - 163:13
2018 [1] - 147:14
2019 [9] - 134:15, 
134:19, 135:6, 
135:10, 146:24, 
147:3, 147:7, 
147:19, 152:21
202 [3] - 163:11, 
163:13, 163:16
2020 [3] - 115:14, 
115:18, 137:16
2021 [13] - 115:5, 
115:23, 115:24, 
131:7, 131:15, 
135:16, 137:10, 
137:19, 139:12, 
139:13, 143:6, 
143:9, 148:21
2024 [2] - 1:5, 168:17
203 [3] - 163:19, 
163:20, 163:21
21 [1] - 108:5
22 [5] - 101:20, 
101:21, 152:9, 153:2
23 [1] - 82:19
23,833 [1] - 132:25
24 [1] - 112:23
24th [5] - 54:21, 54:22, 
56:25, 57:2, 87:10
25 [4] - 59:5, 70:11, 
86:2, 93:12
26 [1] - 32:5
26th [1] - 115:23
27 [1] - 82:16
28 [4] - 71:3, 93:22, 
139:10, 139:13
29 [2] - 57:12, 102:2
2:25 [2] - 111:8, 
111:13
2:30 [2] - 110:3, 110:9
2:33 [1] - 111:16
2:45 [1] - 118:3
3
3 [6] - 87:3, 109:1, 
115:4, 122:7, 
161:11, 162:10
3.3 [1] - 115:15
30 [7] - 59:15, 101:19, 
101:22, 101:25, 
102:8, 107:16, 
129:10
300 [2] - 163:24, 164:2
307 [3] - 163:19, 
163:20, 163:21
31 [4] - 102:14, 
102:18, 102:21, 
102:25
32 [2] - 103:1, 103:6
33 [3] - 83:9, 103:7, 
103:10
33060 [1] - 1:19
33132 [2] - 2:5, 169:18
33317 [1] - 1:21
33394 [1] - 1:17
34 [3] - 103:12, 
103:16, 103:17
35 [7] - 102:17, 
103:19, 103:23, 
104:3, 104:15, 
 
170
114:23
36 [3] - 104:20, 
104:21, 104:23
37 [2] - 59:21, 94:17
38 [2] - 61:24, 97:12
39 [3] - 45:1, 61:10, 
94:24
3:00 [8] - 10:6, 51:15, 
51:20, 53:2, 53:8, 
55:17, 92:3, 92:10
3:30 [1] - 53:2
3:55 [1] - 86:25
4
4 [6] - 6:11, 52:1, 67:8, 
87:8, 109:2, 162:16
40 [5] - 12:15, 63:6, 
65:20, 75:22, 106:9
400 [1] - 1:18
404(b [23] - 6:25, 7:1, 
7:4, 7:12, 7:17, 
111:5, 114:5, 114:6, 
114:7, 114:11, 
114:15, 114:18, 
115:24, 116:2, 
116:3, 116:20, 
117:13, 164:12, 
165:23, 166:1, 
166:2, 166:8, 166:14
404(B [1] - 110:24
404(b) [8] - 114:12, 
114:19, 116:22, 
116:25, 117:11, 
165:22, 166:3, 
166:12
408E [2] - 163:25, 
164:2
42 [4] - 60:9, 68:22, 
69:22, 69:23
43 [4] - 105:19, 
105:20, 105:22, 
106:21
44 [2] - 65:19, 105:21
45 [3] - 30:24, 102:14, 
115:14
46 [3] - 91:17, 91:24, 
92:1
47 [3] - 94:14, 94:20, 
94:23
48 [3] - 97:23, 105:4, 
105:7
4:00 [4] - 10:5, 12:6, 
53:11, 110:6
4:07 [1] - 159:20
4:15 [1] - 53:11
4:20 [2] - 1:6, 169:6
4:30 [4] - 53:11, 54:15, 
54:16, 86:24
4th [2] - 2:4, 169:17
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 170 of
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5
5 [3] - 6:12, 109:3, 
162:22
5/27/2025 [1] - 169:14
50 [1] - 41:6
50.1 [1] - 41:6
50/50 [1] - 30:14
500 [1] - 1:16
5201 [1] - 1:20
5:00 [1] - 53:14
5th [2] - 109:17, 
168:17
6
6 [5] - 6:19, 56:24, 
99:13, 109:4, 163:3
60 [1] - 133:15
6781674 [2] - 112:24, 
115:6
6:00 [1] - 55:20
6th [2] - 115:5, 115:24
7
7 [7] - 1:5, 6:19, 
100:15, 100:16, 
109:5, 163:9, 163:18
7th [8] - 1:16, 10:25, 
12:17, 14:22, 14:24, 
15:19, 16:5, 109:17
8
8 [4] - 4:3, 6:19, 109:6, 
163:23
804 [2] - 164:6, 164:8
808E [2] - 164:6, 164:8
873 [1] - 115:21
8:30 [3] - 59:6, 59:8, 
93:14
8th [1] - 55:6
9
9 [11] - 4:2, 4:6, 4:18, 
6:19, 36:9, 87:13, 
90:18, 91:25, 104:6, 
109:7, 164:4
900 [1] - 164:11
907 [1] - 164:11
941 [1] - 115:17
95-year-old [1] - 60:17
99 [3] - 2:4, 67:23, 
169:17
9:00 [2] - 14:14, 15:3
9:10 [2] - 159:13, 
160:1
9:15 [1] - 160:1
9:30 [6] - 159:10, 
159:17, 159:22, 
160:2, 160:3, 169:3
9:35 [1] - 1:6
A
a.m [6] - 17:21, 54:5, 
54:6, 54:7, 59:6
Abigail [2] - 35:15, 
55:4
ability [14] - 31:23, 
32:20, 50:4, 66:11, 
70:7, 75:13, 75:16, 
78:23, 81:1, 81:23, 
82:12, 83:21, 89:20, 
92:22
able [19] - 47:17, 
51:21, 57:16, 63:3, 
63:13, 63:20, 64:13, 
65:24, 67:22, 71:6, 
81:20, 85:3, 85:6, 
85:15, 102:5, 
142:18, 143:21, 
167:12, 168:22
above-entitled [1] - 
169:11
abroad [1] - 52:4
absolute [1] - 76:3
absolutely [3] - 33:6, 
33:22, 157:9
accept [5] - 46:6, 
104:22, 104:24, 
105:16, 123:10
access [4] - 5:16, 
138:21, 142:24, 
151:22
accessing [1] - 142:17
accident [1] - 40:3
accommodate [1] - 
62:6
according [3] - 13:23, 
13:25, 118:10
accordingly [3] - 
18:22, 19:19, 159:5
account [6] - 131:21, 
142:7, 148:16, 
157:6, 157:7, 157:10
accountant [3] - 
88:23, 137:13, 150:7
accounting [4] - 35:1, 
56:12, 89:6, 137:14
accurate [3] - 26:6, 
133:21, 169:10
accusations [1] - 
123:23
accused [3] - 45:9, 
73:10, 76:3
Act [4] - 168:7, 
168:12, 168:13, 
168:25
act [6] - 18:22, 21:2, 
64:6, 64:10, 117:4, 
157:12
activity [7] - 127:4, 
142:1, 142:13, 
143:10, 143:22, 
156:8
actual [3] - 67:25, 
119:19, 128:3
Adam [2] - 1:14, 23:25
addition [5] - 23:7, 
108:6, 136:12, 
136:23, 139:17
additional [12] - 5:3, 
32:2, 86:13, 95:18, 
100:11, 101:14, 
101:22, 110:12, 
130:13, 130:16, 
135:18, 160:10
address [20] - 4:1, 8:4, 
19:18, 52:20, 
110:13, 112:2, 
117:6, 142:13, 
142:17, 142:20, 
143:5, 143:7, 
143:16, 145:16, 
146:1, 146:3, 151:4, 
156:9, 160:1, 160:8
addressed [3] - 89:12, 
159:25, 166:20
addresses [4] - 143:1, 
143:3, 143:8, 143:11
addressing [3] - 3:18, 
6:24, 160:3
adjourned [1] - 169:6
administer [1] - 133:3
Administration [4] - 
22:4, 24:14, 25:11, 
135:25
administrative [1] - 
137:17
admissibility [1] - 
164:13
admissible [1] - 114:8
admitted [3] - 152:22, 
154:4, 156:11
Adrian [1] - 57:12
advance [2] - 15:16, 
16:8
advise [3] - 8:23, 
14:19, 38:3
advised [3] - 10:23, 
19:19, 159:1
advisor [1] - 82:25
affect [17] - 31:23, 
66:11, 67:5, 68:9, 
68:24, 70:7, 75:13, 
75:15, 75:20, 78:23, 
81:1, 81:23, 82:11, 
83:2, 83:21, 84:16, 
84:20
affected [3] - 60:24, 
167:11
affiliated [1] - 107:19
affirm [1] - 18:2
affords [1] - 158:12
African [7] - 99:24, 
100:1, 105:23, 
106:5, 107:9, 
107:11, 107:17
afternoon [8] - 13:17, 
20:20, 90:10, 
109:22, 124:21, 
130:24, 149:9, 165:9
afterwards [2] - 52:19, 
144:8
agencies [4] - 66:23, 
67:4, 69:4, 97:9
agency [6] - 66:25, 
67:12, 81:20, 95:25, 
97:8, 121:20
AGENT [1] - 24:4
Agent [1] - 167:22
agent [2] - 24:5, 67:10
agents [1] - 77:16
ago [5] - 69:9, 83:12, 
149:10, 154:12, 
159:15
agree [10] - 22:18, 
74:12, 82:5, 86:12, 
89:15, 89:16, 93:25, 
118:21, 119:7, 
121:25
agreed [3] - 121:15, 
121:24, 137:3
agreeing [1] - 89:2
agreement [17] - 21:1, 
21:6, 21:11, 21:15, 
21:25, 136:3, 136:5, 
140:19, 140:20, 
140:22, 156:14, 
156:15, 156:16, 
156:18, 157:23, 
158:8
agreements [1] - 
122:4
Ahead [2] - 147:2, 
153:11
ahead [5] - 27:14, 
35:14, 63:24, 90:16, 
94:10
air [2] - 131:19, 140:10
airport [4] - 52:7, 
60:11, 60:25, 95:12
Alachua [2] - 43:21, 
74:22
Alejo [3] - 30:5, 30:24, 
31:5
Alexander [1] - 25:8
 
171
allegations [3] - 
45:14, 64:15, 64:16
allege [2] - 21:14, 
113:16
alleged [5] - 21:4, 
21:10, 115:1, 
135:22, 136:25
allegedly [1] - 116:17
alleges [10] - 21:5, 
21:14, 21:18, 21:19, 
21:25, 22:3, 22:8, 
112:15, 136:13, 
165:15
alleging [2] - 113:2, 
113:17
allow [4] - 6:7, 6:15, 
23:15, 70:6
allowed [2] - 7:4, 
166:3
allows [2] - 20:10, 
104:13
alone [6] - 4:12, 58:13, 
87:24, 118:18, 
118:24, 141:12
already.. [1] - 68:11
Alternate [1] - 105:13
alternate [6] - 91:14, 
94:18, 102:7, 
104:19, 104:25, 
108:10
alternates [1] - 104:18
alternative [2] - 91:12, 
91:19
Althea [2] - 7:14, 
24:13
AM [1] - 1:6
Aman [1] - 24:16
AMERICA [1] - 1:4
America [3] - 23:21, 
27:13, 76:16
American [2] - 99:24, 
107:11
amount [9] - 32:23, 
33:21, 34:8, 113:7, 
122:3, 125:13, 
131:18, 132:8, 
132:16
amounts [3] - 71:12, 
78:20, 78:21
Analytics [2] - 24:17, 
28:8
Andreotti [1] - 109:2
annotation [1] - 4:14
announce [3] - 
108:12, 119:10, 
128:22
announcement [1] - 
3:11
answer [9] - 18:2, 
42:5, 63:14, 96:6, 
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120:6, 120:9, 
120:14, 120:21, 
120:24
answered [1] - 30:1
answering [1] - 100:8
answers [2] - 5:15, 
78:20
anticipate [3] - 12:19, 
13:5, 125:22
anticipated [1] - 11:17
apologies [1] - 80:10
apologize [1] - 35:23
appear [2] - 6:24, 
112:7
APPEARANCES [1] - 
1:12
applicable [3] - 8:7, 
8:8, 9:23
applicant [1] - 145:10
applicants [1] - 
150:15
application [44] - 
28:25, 112:9, 
112:25, 113:8, 
115:4, 115:5, 115:6, 
115:9, 115:10, 
115:12, 115:13, 
115:16, 115:20, 
115:22, 133:13, 
133:21, 134:12, 
134:20, 134:22, 
135:4, 135:11, 
135:12, 136:19, 
138:21, 138:25, 
139:1, 139:4, 141:4, 
141:16, 142:6, 
144:4, 144:18, 
144:23, 145:12, 
145:17, 145:23, 
145:25, 146:4, 
146:7, 146:10, 
147:5, 165:12, 
166:23
applications [29] - 
72:21, 112:21, 
114:24, 134:3, 
135:17, 136:18, 
138:1, 138:5, 
138:18, 139:19, 
139:23, 139:24, 
141:15, 142:2, 
143:2, 143:10, 
143:14, 143:23, 
144:7, 144:10, 
144:25, 145:5, 
145:14, 145:19, 
145:20, 146:10, 
146:18, 151:17
applied [19] - 28:21, 
35:2, 35:4, 64:9, 
70:14, 70:18, 72:4, 
72:21, 78:11, 78:12, 
78:14, 131:15, 
132:16, 135:16, 
141:20, 141:25, 
149:24, 154:8, 155:2
applies [1] - 79:22
apply [9] - 28:20, 71:9, 
118:19, 132:15, 
133:6, 133:14, 
133:17, 134:8, 
150:11
applying [4] - 64:11, 
70:22, 78:15, 132:10
appointment [10] - 
53:1, 53:4, 53:20, 
59:6, 59:9, 59:19, 
86:23, 86:24, 93:10, 
93:14
appointments [3] - 
20:1, 53:12, 56:18
appreciate [5] - 3:22, 
16:18, 29:3, 69:21, 
122:4
approach [2] - 34:1, 
116:7
appropriate [6] - 7:22, 
8:13, 28:3, 106:11, 
132:19, 158:19
approve [1] - 133:9
approved [1] - 115:23
April [2] - 39:7, 70:1
Aragon [3] - 52:25, 
86:22, 100:21
area [12] - 5:12, 5:14, 
10:7, 31:12, 34:22, 
36:10, 38:20, 39:22, 
43:7, 51:25, 108:17, 
159:11
argument [4] - 129:6, 
129:10, 166:4
arguments [6] - 45:17, 
119:24, 124:25, 
129:2, 129:4, 129:13
arises [1] - 58:1
arm [2] - 118:9, 154:24
Armando [1] - 81:12
Army [4] - 57:14, 
57:18, 58:3, 58:6
arrest [3] - 83:15, 
156:5
arrests [1] - 83:4
arrive [1] - 159:12
arrived [3] - 11:16, 
43:23
arriving [1] - 11:17
art [2] - 58:15, 93:23
article [1] - 125:23
articulated [2] - 99:15, 
100:6
artist [1] - 58:7
Arvesu [1] - 57:12
aside [3] - 33:3, 63:21, 
65:24
assertion [1] - 122:22
assigned [2] - 115:5, 
143:16
assist [1] - 73:2
Assistant [2] - 23:19, 
24:2
assistant [2] - 32:11, 
73:12
assisted [2] - 28:25, 
71:7
assisting [3] - 23:6, 
38:2
Association [1] - 28:8
assumed [1] - 116:24
assuming [1] - 70:2
AT&T [3] - 25:2, 25:3, 
28:10
Atlantic [1] - 1:18
attainment [1] - 21:6
attempt [3] - 116:17, 
117:4
attempted [1] - 151:18
attempts [1] - 126:4
attend [4] - 36:3, 
36:10, 51:13, 57:17
attention [8] - 56:21, 
58:1, 114:5, 126:5, 
127:5, 158:22, 
159:9, 159:16
attorney [12] - 15:7, 
15:10, 26:8, 26:9, 
27:4, 27:5, 32:8, 
66:7, 69:8, 92:25, 
125:4, 128:22
Attorney [4] - 23:19, 
24:3, 26:9, 26:10
Attorney's [12] - 1:15, 
23:20, 24:1, 26:19, 
27:3, 27:19, 32:19, 
32:22, 33:5, 33:15, 
37:23, 38:13
Attorneys [2] - 32:11, 
77:14
attorneys [11] - 16:7, 
26:21, 28:13, 37:23, 
38:14, 38:15, 62:13, 
85:11, 125:2, 141:7, 
141:9
attributable [3] - 
143:3, 143:4, 143:12
August [3] - 131:15, 
139:12, 148:21
Aulicino [3] - 108:25, 
129:19, 129:20
Aulincino [1] - 129:21
authorities [1] - 
156:23
authority [1] - 19:14
authorized [1] - 
156:19
auto [1] - 138:22
available [2] - 126:6, 
127:6
Avenue [1] - 40:7
Aviation [1] - 60:9
avoid [1] - 124:17
await [1] - 167:1
awaiting [1] - 102:3
aware [6] - 5:12, 
10:10, 12:12, 20:18, 
59:19, 159:22
awhile [1] - 61:25
B
Babitz [6] - 32:4, 
58:23, 59:2, 77:13, 
93:20, 93:21
back-striking [1] - 
86:19
background [3] - 
115:24, 121:25, 
137:14
backup [2] - 56:4, 
88:17
bad [3] - 11:22, 29:19, 
80:9
Bailey [2] - 169:11, 
169:14
BAILEY [1] - 169:15
Bailey-Entin [2] - 
169:11, 169:14
BAILEY-ENTIN [1] - 
169:15
ball [1] - 11:5
bank [8] - 131:20, 
142:6, 142:7, 
147:15, 147:16, 
147:25, 148:7, 
148:18
base [1] - 47:13
based [39] - 33:4, 
33:7, 46:21, 47:4, 
62:25, 63:4, 63:6, 
63:15, 63:19, 63:21, 
64:24, 65:4, 66:15, 
70:7, 90:6, 92:22, 
99:23, 104:4, 104:5, 
106:13, 106:14, 
113:9, 115:19, 
131:16, 131:19, 
131:21, 132:9, 
132:17, 132:18, 
132:19, 132:23, 
133:19, 133:23, 
134:12, 134:15, 
 
172
135:3, 136:7, 136:9, 
141:5
bashful [1] - 77:21
basic [1] - 30:7
basis [7] - 7:22, 99:14, 
100:4, 100:5, 100:8, 
105:25
Batson [5] - 99:21, 
103:22, 105:23, 
106:12, 107:8
Beach [5] - 1:19, 15:5, 
19:7, 19:11, 53:5
beach [1] - 86:23
Beauty [1] - 153:11
becomes [2] - 71:12, 
166:9
BEFORE [1] - 1:10
beg [1] - 85:8
began [1] - 132:2
begin [5] - 10:14, 
45:18, 58:20, 
127:24, 130:19
beginning [2] - 18:24, 
108:17
begins [2] - 55:5, 
145:9
behalf [5] - 12:16, 
27:13, 34:4, 46:13, 
113:1
behind [2] - 90:13
Belen [1] - 60:16
belief [3] - 63:2, 75:24, 
76:17
beliefs [9] - 62:22, 
63:7, 64:2, 65:3, 
65:8, 65:13, 65:16, 
65:23
believability [3] - 49:7, 
123:8, 123:13
believable [3] - 38:4, 
77:11, 84:5
believes [5] - 45:19, 
47:1, 50:11, 77:12, 
85:3
Bergh [1] - 24:20
best [8] - 12:1, 33:6, 
33:19, 33:22, 62:12, 
65:1, 76:19, 167:16
better [4] - 3:23, 28:2, 
39:18, 117:12
between [6] - 84:13, 
96:18, 136:4, 
139:10, 139:13, 
139:14
beverages [1] - 
159:16
beyond [15] - 41:12, 
41:17, 41:25, 46:3, 
46:8, 57:16, 64:20, 
65:12, 76:12, 
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123:22, 124:1, 
124:6, 141:19, 
149:1, 152:1
bias [1] - 92:20
biased [1] - 93:2
biases [1] - 96:23
big [1] - 126:17
birthday [1] - 59:25
bit [8] - 20:24, 48:20, 
62:12, 78:5, 84:13, 
110:23, 120:10, 
134:9
black [1] - 100:1
block [1] - 47:10
blogging [1] - 126:18
blown [1] - 60:6
blue [1] - 120:7
bogus [1] - 153:9
Bolufe [1] - 102:18
booked [1] - 61:17
boos [1] - 38:20
borrower [1] - 133:20
bottom [1] - 161:6
Boulevard [2] - 1:16, 
1:18
bound [3] - 22:21, 
23:1, 79:11
box [4] - 34:23, 43:4, 
51:24, 57:10
boys [1] - 60:15
brain [1] - 68:11
Bravo [1] - 53:1
break [9] - 53:16, 
53:17, 53:23, 53:25, 
76:15, 85:20, 110:6, 
124:20
breaking [1] - 110:13
briefly [1] - 165:8
bring [15] - 4:10, 
11:10, 26:18, 27:12, 
32:15, 34:6, 58:1, 
96:16, 96:25, 107:5, 
107:7, 114:4, 
117:16, 126:5, 127:5
bringing [2] - 56:21, 
116:24
brother [2] - 104:6, 
107:23
brother-in-law [2] - 
104:6, 107:23
brought [3] - 126:19, 
149:11, 155:19
Broward [11] - 1:16, 
25:6, 25:8, 28:10, 
66:23, 68:18, 68:19, 
97:8, 98:2, 98:7, 
131:10
BSO [5] - 96:1, 96:5, 
96:12, 98:10, 131:10
BSO's [1] - 131:11
Building [2] - 2:4, 
169:17
bullet [1] - 115:11
burden [15] - 40:23, 
41:10, 41:11, 41:12, 
41:14, 41:15, 41:20, 
41:21, 41:24, 
123:25, 124:5, 
128:7, 151:13, 
154:21
burdens [1] - 40:19
Bureau [1] - 66:23
burn [1] - 149:16
busiest [1] - 27:25
Business [6] - 22:4, 
24:14, 24:22, 25:11, 
28:7, 28:9
business [64] - 24:18, 
28:6, 63:11, 63:16, 
63:17, 63:19, 64:10, 
70:9, 70:11, 70:13, 
70:17, 71:8, 71:9, 
72:10, 89:6, 90:2, 
90:3, 121:22, 132:5, 
132:6, 132:9, 
132:10, 132:13, 
132:14, 133:1, 
133:6, 133:25, 
134:12, 134:14, 
134:17, 134:18, 
134:23, 135:4, 
135:5, 135:8, 135:9, 
135:13, 137:7, 
143:7, 145:21, 
146:25, 147:2, 
147:8, 147:12, 
147:18, 150:25, 
152:7, 152:8, 
152:18, 152:19, 
153:13, 153:17, 
153:20, 153:25, 
154:5, 154:19, 
155:1, 156:20, 
156:21
business's [1] - 132:9
businesses [3] - 
28:12, 131:18, 
133:24
businessman [1] - 
74:15
Bustamante [4] - 
31:13, 43:10, 109:4, 
129:25
Bustamante's [1] - 
108:6
BY [1] - 2:1
C
Cachee [1] - 109:13
cafeteria [1] - 110:2
calendar [1] - 94:16
California [1] - 11:13
caller [1] - 142:23
cancellations [1] - 
60:13
cannot [8] - 6:3, 30:8, 
45:20, 46:2, 46:6, 
61:16, 79:23, 93:20
captain [3] - 107:23, 
108:2, 108:3
caption [2] - 116:3, 
166:13
captioned [3] - 116:2, 
116:3
car [1] - 40:3
card [8] - 67:10, 
80:15, 80:16, 80:21, 
81:5, 81:14, 81:16, 
82:16
cards [2] - 67:15, 81:6
care [6] - 6:12, 58:13, 
60:17, 88:15, 97:24, 
150:18
career [1] - 66:10
carefully [6] - 19:12, 
23:10, 23:13, 30:16, 
37:17, 62:14
Carla [1] - 56:3
Carolina [2] - 52:2, 
67:7
Carolyn [60] - 4:13, 
9:2, 20:8, 22:4, 
22:11, 22:12, 73:10, 
114:24, 115:4, 
115:9, 131:4, 131:8, 
131:15, 131:17, 
134:2, 135:2, 135:5, 
135:7, 135:9, 
135:11, 135:13, 
136:2, 136:8, 
136:24, 137:2, 
137:21, 138:10, 
139:3, 139:4, 
139:14, 140:4, 
140:17, 141:7, 
141:9, 141:13, 
141:19, 142:5, 
143:2, 143:11, 
143:15, 143:19, 
144:14, 145:11, 
146:9, 146:23, 
147:1, 147:4, 
147:18, 147:24, 
148:10, 148:16, 
149:5, 152:18, 
155:16, 155:17, 
155:18, 155:19, 
157:10
CAROLYN [1] - 1:7
carried [1] - 136:13
carrier [1] - 143:9
carry [2] - 136:5, 
136:15
carrying [1] - 121:2
CASE [1] - 1:2
case [166] - 6:4, 7:3, 
9:23, 10:6, 10:20, 
12:19, 13:6, 13:11, 
13:14, 16:3, 18:4, 
18:9, 18:10, 20:6, 
20:9, 20:18, 20:23, 
21:4, 22:7, 22:16, 
22:18, 23:22, 27:12, 
27:20, 33:8, 35:25, 
39:18, 40:1, 40:2, 
40:22, 41:8, 41:9, 
41:11, 41:15, 42:1, 
42:8, 42:9, 42:18, 
42:21, 43:21, 44:2, 
44:6, 44:13, 44:14, 
44:16, 44:17, 45:11, 
47:7, 47:15, 48:8, 
48:20, 48:21, 48:23, 
48:24, 49:9, 50:9, 
54:19, 54:23, 56:24, 
57:15, 58:13, 59:15, 
62:24, 63:1, 63:7, 
64:20, 65:11, 66:17, 
67:22, 68:6, 68:7, 
68:25, 70:6, 70:19, 
71:20, 72:3, 72:18, 
73:10, 75:14, 75:21, 
76:18, 78:23, 79:23, 
79:24, 81:1, 81:23, 
83:24, 85:5, 91:11, 
98:8, 112:11, 
118:10, 118:20, 
119:4, 119:15, 
119:20, 119:23, 
120:3, 122:15, 
123:11, 123:16, 
123:19, 124:1, 
124:6, 124:10, 
124:14, 124:15, 
124:17, 124:18, 
125:17, 125:25, 
126:3, 126:5, 126:9, 
126:14, 126:21, 
127:2, 127:15, 
128:4, 128:5, 128:6, 
128:7, 128:10, 
128:11, 128:21, 
128:22, 128:25, 
130:25, 131:4, 
132:21, 133:11, 
134:6, 135:21, 
136:6, 137:22, 
139:9, 140:13, 
142:20, 143:1, 
 
173
144:6, 145:9, 
145:11, 146:21, 
147:15, 148:24, 
149:3, 149:17, 
149:19, 150:21, 
151:1, 151:25, 
152:20, 153:22, 
156:12, 156:14, 
157:12, 158:19, 
158:22, 159:6, 
159:8, 167:11
cases [17] - 7:23, 8:1, 
27:16, 28:3, 32:14, 
32:16, 40:3, 40:4, 
40:5, 40:7, 40:8, 
40:9, 41:10, 45:8, 
66:7, 67:23, 125:19
catch [1] - 150:3
caught [1] - 4:9
caused [1] - 114:25
causes [2] - 60:24, 
96:8
causing [1] - 112:20
cautiously [2] - 158:9
cell [9] - 139:2, 139:4, 
139:15, 142:15, 
142:19, 143:9, 
143:18, 146:3
center [1] - 144:13
certain [11] - 5:11, 
15:25, 50:16, 50:18, 
119:8, 119:13, 
121:16, 123:5, 
123:14, 142:22, 
146:23
certainly [2] - 91:3, 
122:4
certificate [2] - 145:14
certification [1] - 
145:2
certifications [2] - 
134:7, 146:16
certified [4] - 134:3, 
135:4, 135:18, 
136:20
certify [2] - 133:25, 
169:10
Cesar [1] - 44:6
cetera [6] - 10:14, 
50:10, 50:23, 
121:22, 126:14, 
126:24
challenge [15] - 85:14, 
86:9, 86:20, 87:5, 
99:18, 99:21, 
100:19, 102:15, 
102:18, 103:22, 
103:23, 105:23, 
106:12, 107:8
challenged [3] - 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 173 of
195

104:19, 107:20, 
152:24
challenges [15] - 
86:11, 86:13, 86:17, 
86:22, 87:2, 95:18, 
98:18, 99:9, 99:12, 
100:11, 101:14, 
101:22, 102:16, 
102:20, 104:18
challenging [1] - 
104:2
chance [2] - 125:22, 
125:23
change [2] - 4:18, 
126:1
changes [2] - 142:6, 
143:13
changing [1] - 4:18
chaplain [3] - 107:25, 
108:2, 108:4
charge [3] - 8:4, 8:8, 
154:7
charged [13] - 46:1, 
65:10, 65:14, 80:4, 
80:6, 81:6, 114:8, 
114:17, 117:19, 
118:11, 136:16, 
136:17, 154:14
charges [9] - 4:12, 
4:13, 20:25, 22:6, 
64:16, 64:25, 
135:21, 135:22, 
149:11
chart [2] - 26:2, 26:6
charts [1] - 129:17
check [3] - 39:7, 
61:19, 152:12
checked [1] - 167:24
checks [6] - 148:9, 
148:11, 148:14, 
148:19, 148:20, 
148:22
chief [9] - 7:3, 13:14, 
112:12, 128:4, 
128:5, 128:6, 
128:10, 128:21, 
167:11
child [2] - 55:23, 153:6
childcare [5] - 55:15, 
87:25, 88:4, 88:8, 
88:14
children [2] - 55:24, 
58:6
children's [1] - 55:7
choice [1] - 167:1
choose [1] - 50:20
Chung [3] - 59:21, 
94:14, 94:17
circumstantial [3] - 
122:21, 122:24, 
123:4
citizen [5] - 27:12, 
51:1, 65:17, 76:16, 
158:12
citizens [1] - 50:16
citizenship [1] - 50:16
City [3] - 61:11, 95:2, 
108:7
civil [31] - 27:13, 
27:16, 39:18, 40:1, 
40:2, 40:4, 40:9, 
40:22, 41:2, 41:8, 
41:9, 42:8, 42:21, 
43:12, 43:14, 43:15, 
44:2, 44:6, 44:8, 
45:2, 75:1, 75:2, 
75:3, 75:4, 75:17, 
75:20, 76:16
civilian [2] - 77:11, 
77:20
civilly [1] - 66:9
claim [2] - 27:11, 
153:5
claimed [2] - 134:24, 
147:13
clarification [1] - 
107:6
clarity [1] - 160:13
clean [1] - 123:24
clear [6] - 28:24, 
81:20, 160:16, 
160:25, 161:13, 
167:11
clearer [1] - 111:3
clearly [1] - 50:4
clients [3] - 23:16, 
86:5, 90:7
close [9] - 23:12, 28:6, 
29:8, 66:3, 66:22, 
67:18, 95:24, 97:7, 
104:8
closed [14] - 10:11, 
18:24, 18:25, 19:2, 
19:3, 19:9, 19:10, 
19:20, 19:21, 20:3, 
90:22, 159:2
closely [1] - 32:13
closer [1] - 11:8
closing [6] - 119:23, 
119:24, 120:1, 
127:10, 129:4, 129:5
closure [1] - 13:20
co [2] - 137:2
co-conspirator [1] - 
137:2
co-conspirators [1] - 
137:2
Coast [1] - 11:6
coconspirators [1] - 
112:17
cocounsel [1] - 73:11
code [5] - 138:22, 
138:24, 139:1, 
139:4, 144:2
codes [1] - 139:6
coffee [1] - 159:13
collect [2] - 27:14, 
133:7
color [1] - 32:24
Colorado [2] - 11:14, 
166:21
comfort [1] - 7:9
comfortable [2] - 
3:18, 3:20
coming [15] - 12:20, 
12:23, 47:22, 52:3, 
52:4, 52:6, 52:8, 
60:12, 65:2, 117:23, 
125:3, 147:22, 
166:7, 166:21, 
166:24
commence [1] - 12:19
commencing [1] - 
51:14
comment [1] - 118:25
commit [7] - 20:25, 
82:3, 84:20, 135:24, 
136:12, 136:24, 
140:14
committed [5] - 21:2, 
46:1, 65:10, 136:3, 
136:25
common [3] - 38:7, 
47:12, 165:23
commonly [3] - 24:15, 
131:10, 132:1
communicate [1] - 
127:1
communicated [1] - 
8:24
communicating [1] - 
69:19
communications [2] - 
60:11
community [1] - 
158:15
companies [1] - 56:15
company [10] - 24:17, 
24:20, 24:22, 28:20, 
28:21, 61:10, 74:1, 
78:11, 78:16, 169:1
compare [1] - 38:6
compared [1] - 38:15
complete [1] - 21:23
completed [4] - 10:20, 
11:20, 144:23, 
151:17
completely [1] - 76:14
complex [2] - 40:8, 
71:12
complicated [2] - 
50:8, 71:10
complied [1] - 168:24
computer [4] - 142:15, 
142:19, 151:5, 156:1
computers [3] - 
126:10, 151:22, 
156:9
concern [4] - 7:15, 
59:5, 59:7, 116:15
concerned [11] - 5:9, 
37:21, 38:22, 51:23, 
78:21, 90:21, 91:20, 
93:23, 96:5, 100:6, 
102:4
concerning [1] - 127:2
concerns [1] - 110:23
concise [1] - 12:2
conclude [1] - 122:25
concluded [2] - 34:21, 
128:23
conclusion [1] - 7:2
condition [2] - 50:15, 
60:18
conditionally [1] - 
115:22
conditions [1] - 5:11
conduct [4] - 96:9, 
114:9, 114:17, 124:8
conducting [1] - 
142:12
confer [3] - 14:6, 
85:12, 85:19
conference [3] - 8:4, 
116:14, 117:1
confessed [1] - 
157:15
confessions [1] - 
151:8
conflict [3] - 26:22, 
56:14, 96:18
confused [1] - 4:3
Congress [1] - 47:25
congressmen [1] - 
22:25
connection [4] - 22:1, 
83:4, 96:11, 142:24
conscious [1] - 78:4
consider [11] - 6:3, 
20:14, 21:21, 47:6, 
47:10, 119:10, 
119:18, 119:21, 
120:1, 121:9, 128:24
considerations [1] - 
123:14
considered [6] - 5:21, 
92:2, 94:18, 119:13, 
122:19, 148:23
considering [2] - 35:9, 
124:3
 
174
consist [1] - 119:5
consistent [1] - 149:3
conspiracy [25] - 
20:25, 21:1, 21:4, 
21:17, 21:25, 22:15, 
112:16, 113:1, 
113:17, 113:24, 
114:2, 117:2, 117:3, 
135:24, 136:3, 
136:9, 136:10, 
139:11, 140:14, 
141:9, 154:7, 
154:14, 156:13, 
156:14
conspirator [1] - 
137:2
conspirators [1] - 
137:2
conspiring [1] - 
136:12
constitution [4] - 
46:11, 75:25, 76:9, 
158:14
constitutional [1] - 
76:3
contact [6] - 22:25, 
67:13, 125:3, 125:8, 
126:4, 139:16
contacted [1] - 54:13
contained [2] - 
112:21, 113:2
contains [2] - 123:23, 
168:19
context [1] - 79:8
contingent [1] - 
150:17
continue [3] - 54:11, 
65:21, 168:10
contract [3] - 40:4, 
57:24, 157:24
contractors [1] - 
78:13
controls [1] - 168:7
conversations [1] - 
151:10
convictions [1] - 
62:22
convince [1] - 41:2
cooperate [2] - 
140:21, 168:13
cooperation [1] - 
140:21
copy [6] - 4:15, 
129:14, 145:12, 
146:7, 157:24, 
168:23
corner [1] - 85:13
corporation [2] - 90:3, 
152:14
corporations [1] - 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 174 of
195

90:12
correct [29] - 3:7, 
4:20, 9:13, 15:8, 
17:4, 26:3, 27:16, 
27:17, 33:1, 35:6, 
35:12, 41:7, 60:21, 
63:14, 63:23, 69:22, 
73:24, 75:5, 78:20, 
79:7, 90:7, 90:8, 
98:3, 102:1, 103:24, 
129:18, 161:21, 
164:20, 165:21
corrected [1] - 4:24
correction [2] - 
106:19, 107:4
correctional [2] - 
106:24, 107:1
corrections [2] - 
106:16, 106:20
correctly [1] - 100:2
correlation [2] - 
84:11, 84:13
costs [1] - 150:20
counsel [23] - 3:6, 4:2, 
4:25, 8:23, 10:10, 
23:5, 23:6, 23:15, 
25:17, 25:20, 38:16, 
45:17, 65:18, 73:13, 
76:11, 86:4, 130:13, 
156:8, 158:25, 
159:21, 159:25, 
160:7, 165:5
Count [23] - 4:12, 
4:18, 4:19, 20:25, 
21:4, 21:13, 21:14, 
21:18, 21:19, 21:25, 
22:1, 22:3, 22:4, 
22:6, 22:8, 22:10, 
22:12, 22:13, 
165:13, 165:14, 
165:15
count [8] - 20:13, 
21:21, 113:23, 
121:3, 154:7, 
154:14, 158:4
country [4] - 11:12, 
50:17, 75:25, 131:7
Counts [3] - 4:3, 4:6, 
4:11
counts [19] - 4:4, 4:11, 
20:14, 20:24, 21:15, 
21:18, 22:14, 22:15, 
82:16, 82:20, 
113:22, 154:9, 
154:15, 156:13, 
156:25, 157:2, 
165:18
County [10] - 5:8, 
19:2, 40:6, 43:22, 
66:24, 68:18, 68:19, 
74:23, 98:3, 159:2
county [3] - 5:14, 
89:5, 131:12
couple [1] - 5:2
course [12] - 5:18, 
12:2, 19:19, 74:20, 
100:17, 118:22, 
120:4, 121:21, 
124:11, 126:21, 
167:13
Court [45] - 2:2, 2:3, 
3:1, 3:18, 4:9, 4:10, 
4:25, 6:2, 7:9, 8:2, 
8:23, 13:2, 13:3, 
13:20, 19:17, 32:15, 
64:16, 79:2, 79:8, 
79:10, 84:25, 85:2, 
85:4, 85:6, 88:19, 
90:22, 92:11, 111:5, 
112:2, 116:16, 
118:11, 119:6, 
130:22, 148:25, 
158:19, 160:13, 
164:12, 165:8, 
166:1, 166:10, 
166:11, 168:24, 
169:15, 169:16
court [23] - 17:22, 
22:22, 40:5, 42:9, 
42:21, 43:21, 44:7, 
44:18, 44:22, 45:2, 
47:4, 47:14, 54:9, 
66:3, 66:14, 66:20, 
111:15, 126:16, 
128:18, 149:14, 
166:25
COURT [411] - 1:1, 
3:3, 3:9, 3:20, 3:24, 
4:6, 4:17, 4:21, 4:23, 
5:5, 6:11, 6:19, 7:13, 
7:19, 8:10, 8:12, 
8:16, 9:4, 9:11, 9:15, 
9:19, 10:2, 10:13, 
10:23, 12:1, 12:5, 
12:8, 12:11, 13:1, 
13:10, 13:16, 14:1, 
14:6, 14:15, 14:17, 
14:19, 14:22, 15:2, 
15:4, 15:7, 15:10, 
15:13, 15:15, 15:22, 
15:24, 16:15, 16:18, 
16:24, 17:2, 17:6, 
17:15, 17:17, 17:24, 
18:6, 24:7, 25:17, 
25:25, 26:2, 26:5, 
26:10, 26:14, 26:16, 
26:23, 27:2, 27:6, 
27:8, 27:15, 27:18, 
27:24, 28:18, 28:23, 
29:3, 29:9, 29:12, 
29:15, 29:20, 30:1, 
30:10, 30:15, 30:22, 
30:25, 31:3, 31:14, 
31:18, 31:22, 32:1, 
32:6, 32:10, 32:16, 
32:18, 32:25, 33:2, 
33:9, 33:25, 34:2, 
34:11, 34:19, 34:22, 
35:4, 35:7, 35:11, 
35:13, 35:21, 36:2, 
36:6, 36:11, 36:17, 
36:20, 36:22, 36:24, 
37:2, 37:6, 37:9, 
37:11, 37:14, 37:16, 
42:19, 42:22, 42:24, 
43:2, 43:11, 43:14, 
43:17, 43:19, 43:23, 
43:25, 44:4, 44:7, 
44:9, 44:11, 44:14, 
44:18, 44:20, 44:24, 
45:3, 51:16, 51:18, 
51:20, 52:9, 52:12, 
52:14, 52:20, 53:4, 
53:7, 53:10, 53:15, 
54:10, 54:22, 54:24, 
55:2, 55:8, 55:11, 
55:18, 55:21, 56:1, 
56:6, 56:8, 56:10, 
56:17, 56:20, 57:2, 
57:4, 57:7, 57:9, 
57:13, 57:19, 57:23, 
57:25, 58:3, 58:15, 
58:17, 58:21, 59:2, 
59:8, 59:12, 59:14, 
59:18, 59:23, 60:1, 
60:4, 60:7, 60:20, 
61:1, 61:3, 61:7, 
61:16, 61:19, 61:22, 
62:1, 62:4, 63:24, 
64:23, 65:6, 65:9, 
65:18, 65:21, 69:22, 
70:16, 70:25, 71:2, 
72:7, 73:6, 74:12, 
85:10, 86:4, 86:8, 
87:13, 87:20, 87:24, 
88:4, 88:8, 88:11, 
88:16, 88:21, 88:23, 
89:3, 89:17, 89:22, 
90:1, 90:6, 90:9, 
90:14, 90:17, 90:23, 
91:4, 91:8, 91:16, 
91:25, 92:7, 92:14, 
92:17, 93:1, 93:5, 
93:7, 93:9, 93:15, 
93:18, 94:2, 94:4, 
94:11, 94:22, 95:3, 
95:6, 95:8, 95:11, 
95:18, 95:21, 96:2, 
96:7, 96:12, 96:17, 
96:22, 97:2, 97:10, 
97:14, 97:16, 97:19, 
97:24, 98:1, 98:5, 
98:7, 98:13, 98:18, 
98:22, 98:24, 99:3, 
99:5, 99:8, 99:17, 
99:20, 99:22, 100:2, 
100:4, 100:10, 
100:13, 100:16, 
100:19, 100:21, 
100:24, 101:1, 
101:3, 101:7, 101:9, 
101:13, 101:18, 
101:21, 101:24, 
102:1, 102:6, 
102:10, 102:13, 
102:18, 102:20, 
102:23, 102:25, 
103:4, 103:6, 103:9, 
103:11, 103:14, 
103:17, 103:21, 
103:23, 104:1, 
104:3, 104:10, 
104:13, 104:23, 
104:25, 105:7, 
105:11, 105:13, 
105:17, 105:20, 
105:25, 106:13, 
106:17, 106:21, 
106:23, 107:3, 
107:8, 107:18, 
108:1, 108:9, 
108:16, 109:25, 
110:12, 110:18, 
110:21, 111:1, 
111:7, 111:11, 
111:17, 111:21, 
112:4, 112:6, 
112:11, 112:14, 
112:24, 113:4, 
113:11, 113:14, 
113:19, 113:25, 
114:11, 114:13, 
114:15, 114:18, 
114:22, 116:1, 
116:5, 116:8, 
116:10, 116:12, 
117:7, 117:10, 
117:22, 117:25, 
118:4, 118:6, 
118:13, 130:8, 
130:16, 130:19, 
130:23, 149:7, 
158:24, 159:21, 
159:24, 160:16, 
160:18, 160:21, 
160:25, 161:3, 
161:5, 161:10, 
161:14, 161:19, 
161:22, 161:24, 
162:3, 162:7, 
162:13, 162:19, 
162:25, 163:6, 
 
175
163:11, 163:15, 
163:20, 164:1, 
164:7, 164:14, 
164:19, 164:21, 
164:24, 165:4, 
165:16, 165:19, 
165:22, 166:4, 
166:6, 166:8, 
166:13, 166:17, 
167:3, 167:6, 
167:13, 168:2, 
168:6, 168:9, 169:2
Court's [9] - 6:9, 7:1, 
7:5, 63:3, 65:25, 
68:13, 85:8, 114:4, 
167:2
courthouse [1] - 40:5
Courthouse [1] - 40:6
courthouses [1] - 
131:13
courtroom [17] - 
12:21, 12:24, 17:21, 
48:2, 48:4, 54:5, 
54:7, 85:14, 85:22, 
89:25, 108:19, 
110:1, 110:11, 
118:3, 121:10, 
122:19, 159:20
COURTROOM [10] - 
17:22, 18:1, 52:18, 
54:8, 111:15, 118:2, 
118:5, 118:8, 
159:19, 169:5
courts [6] - 10:11, 
18:25, 19:6, 19:20, 
20:3, 40:14
courts-martial [1] - 
40:14
cover [2] - 39:21, 
161:4
covered [1] - 6:2
COVID [4] - 21:9, 
131:2, 131:8, 132:2
create [6] - 27:21, 
27:22, 92:1, 98:10, 
140:2, 157:6
created [8] - 115:5, 
137:25, 138:3, 
138:12, 139:22, 
140:3, 140:7, 140:9
creates [1] - 12:8
creating [1] - 157:10
creation [1] - 157:12
credence [2] - 38:13, 
38:15
credibility [16] - 46:24, 
49:7, 83:24, 83:25, 
84:1, 84:4, 84:14, 
84:15, 84:16, 84:20, 
120:10, 120:14, 
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123:7, 123:13, 
123:18, 141:1
credit [10] - 67:10, 
67:15, 80:15, 80:16, 
80:21, 81:5, 81:14, 
81:16, 81:20, 82:16
crime [5] - 27:10, 
45:10, 76:3, 80:4, 
140:16
crimes [4] - 135:23, 
136:3, 136:24, 
136:25
criminal [28] - 18:10, 
20:6, 40:2, 40:6, 
40:9, 41:9, 41:10, 
41:11, 42:9, 43:12, 
43:14, 43:15, 43:16, 
43:21, 44:13, 44:14, 
44:16, 44:22, 45:8, 
46:11, 74:24, 75:2, 
75:4, 75:9, 75:12, 
83:24, 123:19
critical [1] - 60:10
crook [2] - 156:10, 
156:11
cross [5] - 128:13, 
128:17, 128:19, 
158:15, 168:11
cross-examination [1] 
- 128:13
cross-section [1] - 
158:15
CRR [1] - 2:2
crunching [1] - 137:15
crystal [1] - 11:4
Cs [9] - 137:25, 138:4, 
138:13, 139:22, 
140:9, 140:11, 
140:16, 142:10, 
150:13
Cuarezma [2] - 52:2, 
87:4
current [2] - 6:13, 
28:19
customers [1] - 56:19
cut [1] - 159:15
cyber [1] - 126:11
D
Dade [11] - 5:8, 19:2, 
19:12, 19:13, 19:20, 
36:10, 40:6, 44:13, 
60:9, 107:23, 159:2
daily [1] - 79:4
Dangela [1] - 109:11
danger [1] - 82:18
dangerous [1] - 19:16
Daryl [2] - 1:20, 73:11
data [3] - 143:19, 
143:21, 144:19
DATE [1] - 169:14
date [5] - 16:2, 56:13, 
56:15, 97:21, 147:21
daughter [3] - 55:16, 
155:19
David [4] - 1:13, 
23:19, 26:11, 26:12
days [6] - 49:12, 
58:18, 59:1, 62:2, 
91:3, 138:9
dead [1] - 81:19
dead-ends [1] - 81:19
deadline [1] - 88:24
deal [3] - 26:20, 67:9, 
154:10
dealings [2] - 67:1, 
67:3
deals [1] - 66:22
dealt [1] - 68:15
decedent [1] - 44:17
decent [1] - 107:11
decide [3] - 10:4, 
120:13, 123:6
decided [3] - 111:19, 
111:22, 120:20
deciding [1] - 49:2
decision [10] - 8:2, 
27:1, 49:8, 64:24, 
65:4, 85:16, 101:15, 
158:17, 165:6, 167:3
decisions [7] - 29:10, 
33:4, 33:7, 38:8, 
38:10, 46:20, 127:13
declined [2] - 113:8, 
115:23
deemed [1] - 126:21
DEFENDANT [1] - 
1:18
defendant [17] - 7:24, 
9:21, 9:25, 20:10, 
20:13, 21:22, 22:7, 
22:10, 45:24, 46:7, 
46:12, 46:15, 46:22, 
46:23, 47:3, 66:15, 
134:6
Defendant [3] - 4:12, 
9:2, 9:10
defendant's [1] - 7:3
Defendants [1] - 1:8
defendants [53] - 
4:13, 8:24, 20:7, 
20:9, 20:14, 21:5, 
21:11, 22:2, 45:12, 
45:24, 48:17, 64:18, 
68:3, 98:9, 112:17, 
114:25, 123:21, 
123:23, 124:1, 
126:13, 131:3, 
135:15, 135:23, 
136:13, 136:15, 
136:17, 136:19, 
136:23, 137:21, 
138:3, 138:6, 
138:13, 138:14, 
138:19, 139:7, 
139:8, 139:18, 
139:23, 142:3, 
143:4, 143:12, 
144:7, 144:9, 
144:12, 145:4, 
145:13, 146:19, 
147:21, 148:1, 
148:4, 148:19, 
157:16
defendants' [5] - 
131:20, 136:6, 
138:1, 143:5, 146:22
DEFENDANTS' [1] - 
149:8
defense [49] - 3:9, 
4:14, 4:22, 7:21, 8:6, 
8:20, 8:23, 9:11, 
18:18, 23:15, 29:6, 
33:12, 33:13, 38:2, 
38:14, 38:15, 73:6, 
73:8, 86:14, 86:15, 
86:17, 87:9, 88:3, 
95:6, 100:19, 
101:14, 101:19, 
102:23, 102:25, 
103:4, 103:9, 
103:14, 104:21, 
105:11, 105:15, 
110:22, 111:7, 
111:24, 116:10, 
128:5, 128:11, 
129:5, 129:7, 
130:16, 149:7, 
166:14, 168:21
defense's [1] - 13:6
deferred [1] - 164:13
define [1] - 41:17
definitely [1] - 84:17
definitions [1] - 
126:20
defraud [1] - 136:14
defrauded [1] - 154:16
delays [1] - 60:12
deliberate [3] - 20:14, 
91:12, 124:23
deliberation [1] - 
110:7
deliberations [2] - 
21:24, 45:11
delicate [1] - 60:18
delving [1] - 33:10
demand [1] - 50:23
demands [1] - 50:18
democratic [1] - 47:24
denied [2] - 99:6, 
141:8
Denise [1] - 4:13
DENISE [1] - 1:7
dental [1] - 78:11
Denver [2] - 11:14, 
166:21
department [1] - 
131:11
Department [6] - 
60:10, 66:24, 67:8, 
107:24, 108:8, 
151:14
dependent [1] - 89:7
DEPUTY [10] - 17:22, 
18:1, 52:18, 54:8, 
111:15, 118:2, 
118:5, 118:8, 
159:19, 169:5
deputy [5] - 85:22, 
108:19, 110:1, 
131:9, 152:9
descent [3] - 106:5, 
107:9, 107:17
design [1] - 58:16
designed [3] - 132:4, 
132:11, 148:3
desire [2] - 3:21, 
13:13
detail [2] - 8:4, 46:5
detention [1] - 131:12
determination [7] - 
7:3, 118:24, 120:1, 
120:17, 124:4, 
128:9, 140:25
determine [6] - 49:7, 
79:17, 119:4, 
120:14, 123:12, 
123:18
determined [3] - 
120:23, 132:9, 
156:23
determiners [1] - 
158:1
determining [2] - 6:4, 
127:7
device [8] - 142:14, 
142:18, 143:19, 
143:20, 144:19, 
144:20, 144:21, 
151:4
devices [3] - 49:17, 
126:24, 143:18
Diaz [6] - 26:2, 26:3, 
29:16, 89:10, 92:17
dictionary [1] - 126:20
different [12] - 11:12, 
19:8, 26:21, 31:19, 
40:19, 46:19, 48:24, 
52:10, 60:16, 
 
176
145:24, 146:11
difficult [8] - 10:8, 
62:25, 64:2, 66:16, 
70:19, 70:21, 72:3, 
72:17
difficulty [1] - 64:14
digital [2] - 141:17, 
141:25
Dimercurio [2] - 
109:11, 130:9
Dion [1] - 25:4
DIPIETRANTONIO [1] 
- 24:4
Dipietrantonio [3] - 
24:5, 25:16, 167:23
Dipietrantonio's [1] - 
168:17
dire [11] - 5:2, 5:17, 
5:18, 6:7, 18:11, 
29:22, 96:4, 96:9, 
97:6, 99:5, 131:23
direct [9] - 122:20, 
122:22, 128:12, 
128:15, 128:16, 
128:18, 149:13, 
168:11
directions [1] - 109:20
directive [1] - 79:6
directly [7] - 18:15, 
33:21, 62:15, 
141:14, 143:3, 
143:4, 143:11
director [3] - 61:3, 
74:4, 74:5
director's [1] - 61:6
disabilities [1] - 49:15
disadvantage [1] - 
77:10
disagree [1] - 91:16
disagreeing [1] - 
94:11
disallow [1] - 6:22
Disaster [1] - 72:12
disbelieve [2] - 79:13, 
79:14
disclose [2] - 31:16, 
96:4
discovered [1] - 67:16
discuss [8] - 8:2, 8:10, 
46:5, 116:14, 
124:10, 124:13, 
159:6, 159:8
discussed [7] - 7:2, 
9:18, 9:21, 10:17, 
65:11, 121:11, 
166:15
discussions [1] - 
47:25
dispute [1] - 40:4
DISTRICT [3] - 1:1, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 176 of
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1:1, 1:11
district [5] - 26:9, 
27:25, 58:16, 
126:17, 126:19
District [9] - 1:15, 2:3, 
18:9, 19:4, 19:5, 
23:20, 24:2, 169:16, 
169:16
DIVISION [1] - 1:2
divisions [2] - 19:4, 
19:7
Docket [14] - 114:23, 
160:19, 161:1, 
161:9, 161:17, 
162:5, 162:11, 
162:17, 162:23, 
163:4, 163:10, 
163:24, 164:5, 
164:16
doctor [2] - 36:25, 
38:9
doctor's [8] - 53:1, 
53:10, 53:19, 54:13, 
59:5, 86:23, 93:10, 
93:14
document [9] - 116:1, 
134:21, 135:12, 
145:6, 145:7, 
146:14, 150:22, 
157:13
documents [33] - 
49:5, 73:15, 74:6, 
115:17, 115:19, 
116:9, 119:5, 
121:13, 121:21, 
133:8, 133:22, 
134:4, 137:24, 
138:2, 138:17, 
141:3, 141:13, 
142:6, 143:13, 
145:10, 152:17, 
157:14, 161:25, 
162:8, 162:14, 
162:20, 163:1, 
163:7, 163:16, 
163:21, 164:2, 
164:8, 165:2
DocuSign [10] - 
136:22, 145:3, 
145:6, 145:9, 
145:14, 146:1, 
146:4, 146:6, 
146:10, 146:18
Dodd [2] - 7:12, 25:10
DOJ [2] - 1:14, 168:20
DOJ-USAO [1] - 1:14
dollars [2] - 115:15, 
152:23
Dolphin [1] - 38:18
Donald [3] - 2:3, 
17:23, 18:8
DONALD [1] - 1:10
done [12] - 21:16, 
58:10, 63:9, 67:25, 
92:11, 121:25, 
127:19, 138:18, 
138:20, 142:10, 
145:3
donuts [1] - 159:15
door [1] - 160:3
doubt [17] - 41:12, 
41:18, 41:25, 46:4, 
46:8, 64:20, 65:12, 
76:12, 92:21, 
123:22, 124:1, 
124:6, 141:19, 
149:1, 152:2, 
158:18, 158:20
down [17] - 3:16, 14:7, 
31:7, 38:17, 42:15, 
42:21, 60:24, 62:5, 
78:19, 88:14, 90:23, 
92:8, 92:24, 106:6, 
106:8, 156:20, 
161:20
download [1] - 150:13
downstairs [2] - 
39:17, 110:2
downtown [5] - 12:8, 
40:5, 51:5, 124:12, 
159:11
draft [1] - 50:19
draw [1] - 46:13
driver's [1] - 144:16
driving [1] - 125:24
drop [2] - 55:15, 60:15
drop-off [1] - 60:15
due [3] - 56:13, 56:15, 
57:17
duplicative [1] - 111:2
during [28] - 3:12, 
21:9, 29:21, 34:14, 
41:16, 46:5, 53:16, 
59:1, 72:5, 96:3, 
102:6, 113:1, 
118:22, 123:11, 
124:9, 124:20, 
125:15, 125:18, 
125:21, 126:6, 
128:10, 131:1, 
131:23, 132:6, 
139:11, 144:2, 
150:24, 153:9
during-trial [1] - 
125:18
duties [2] - 50:25, 
85:1
duty [4] - 65:17, 76:16, 
118:17, 158:11
E
e-mailed [1] - 145:10
early [5] - 11:23, 
13:21, 20:20, 
159:12, 160:7
easier [1] - 3:8
easily [2] - 153:5, 
156:23
East [1] - 1:18
easy [1] - 78:7
ECF [1] - 161:8
Economic [1] - 72:12
economy [1] - 131:8
Eduardo [6] - 154:24, 
154:25, 155:14, 
155:15, 157:5, 157:8
Edward [2] - 137:6, 
137:8
effect [2] - 45:15, 
71:21
effects [1] - 131:8
effort [1] - 126:23
EIDL [5] - 7:7, 7:11, 
7:16, 116:22, 166:20
eight [2] - 123:17, 
149:11
either [10] - 32:9, 74:8, 
94:17, 99:9, 106:8, 
108:7, 138:24, 
139:2, 147:19, 
165:25
elect [4] - 46:13, 
46:18, 86:6, 124:2
elected [1] - 46:20
electing [1] - 94:13
elections [1] - 47:22
electronic [1] - 136:21
elects [1] - 46:23
elements [1] - 148:25
elevator [2] - 125:4, 
125:5
elicit [1] - 7:6
eligible [1] - 133:16
email [12] - 19:18, 
116:20, 127:1, 
138:25, 139:2, 
139:5, 145:10, 
152:5, 152:12, 
168:18
emails [3] - 9:17, 
26:25, 167:24
emergency [1] - 72:11
Emmanuela [2] - 
105:8, 109:12
emphasize [1] - 127:2
employed [7] - 23:9, 
24:17, 131:9, 132:6, 
132:13, 132:20, 
132:25
employees [7] - 70:12, 
71:9, 78:12, 115:14, 
132:6, 132:10, 
148:15
employers [1] - 23:13
employment [3] - 
93:23, 94:12, 147:11
encoded [1] - 167:25
encrypted [2] - 
168:18, 168:20
encryption [1] - 168:1
end [16] - 11:22, 
13:21, 22:16, 31:7, 
45:11, 57:15, 91:11, 
91:13, 92:2, 118:20, 
122:14, 123:11, 
128:25, 155:25, 
159:7, 160:5
ended [1] - 151:21
ends [3] - 55:20, 
81:19, 128:19
enforcement [13] - 
38:1, 66:25, 67:10, 
77:8, 77:10, 77:16, 
95:25, 97:8, 106:24, 
107:19, 130:25, 
131:3, 156:22
engage [1] - 127:3
engaged [1] - 138:6
English [11] - 29:18, 
30:6, 30:11, 30:18, 
36:14, 37:2, 37:3, 
37:12, 50:5, 89:19
enrich [1] - 112:17
entered [10] - 17:21, 
54:7, 89:25, 97:25, 
118:3, 144:5, 
149:12, 149:22, 
156:24, 157:25
enters [1] - 108:15
entertain [7] - 20:23, 
30:19, 53:23, 98:19, 
129:1, 129:2, 160:11
Entin [2] - 169:11, 
169:14
ENTIN [1] - 169:15
entities [1] - 28:7
entitled [2] - 135:20, 
169:11
entity [1] - 81:17
Entry [14] - 114:23, 
160:19, 161:1, 
161:9, 161:17, 
162:5, 162:11, 
162:17, 162:23, 
163:4, 163:10, 
163:24, 164:5, 
164:16
equally [1] - 127:16
equipment [1] - 153:5
 
177
Ermer [8] - 51:12, 
51:17, 51:18, 81:4, 
84:12, 92:3, 101:6
especially [1] - 48:24
Espinosa [2] - 44:12, 
103:4
Esquia [1] - 102:10
Esquire [4] - 1:13, 
1:14, 1:18, 1:20
establish [3] - 137:24, 
138:3, 140:8
established [1] - 8:7
et [6] - 10:14, 50:10, 
50:23, 121:22, 
126:14, 126:24
ethical [5] - 63:7, 65:8, 
75:24, 76:21, 95:9
ethically [6] - 63:8, 
63:13, 65:1, 65:5, 
65:6
evaluate [1] - 140:25
evaluating [1] - 38:11
evening [2] - 126:2, 
159:18
events [3] - 6:13, 
18:22, 20:5
eventualities [1] - 
16:5
everyday [1] - 79:17
evidence [108] - 20:22, 
29:9, 33:4, 35:9, 
38:6, 40:24, 40:25, 
41:3, 45:16, 47:4, 
47:13, 49:5, 63:1, 
63:4, 63:8, 63:22, 
64:24, 64:25, 65:4, 
65:24, 70:8, 79:17, 
110:15, 111:5, 
111:24, 113:23, 
114:8, 116:21, 
118:10, 118:17, 
119:3, 119:6, 
119:13, 119:17, 
119:19, 119:25, 
120:2, 120:5, 120:9, 
121:9, 121:11, 
121:12, 121:14, 
122:6, 122:17, 
122:19, 122:20, 
122:21, 122:22, 
122:24, 123:4, 
124:24, 127:9, 
127:13, 128:2, 
128:3, 128:8, 
128:23, 131:14, 
134:16, 135:7, 
136:2, 136:8, 
136:24, 138:5, 
141:18, 141:22, 
148:4, 148:5, 148:7, 
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148:24, 149:3, 
149:17, 149:22, 
150:18, 150:21, 
152:3, 152:13, 
152:20, 154:6, 
154:10, 154:11, 
154:17, 155:11, 
156:3, 156:18, 
157:3, 157:6, 
157:11, 158:16, 
160:14, 162:1, 
162:9, 162:15, 
162:21, 163:2, 
163:8, 163:17, 
163:22, 164:3, 
164:9, 164:11, 165:3
exact [1] - 97:4
exactly [3] - 18:12, 
88:10, 141:20
examination [4] - 
128:12, 128:13, 
128:14, 128:15
example [11] - 28:7, 
37:23, 39:4, 121:19, 
123:1, 123:4, 129:9, 
132:13, 140:1, 
143:14
examples [1] - 47:15
exams [1] - 57:17
except [1] - 110:22
exception [2] - 111:4, 
160:15
exceptions [1] - 
111:25
excluded [1] - 158:18
exclusion [2] - 76:12, 
152:1
excuse [30] - 28:3, 
62:10, 85:8, 85:17, 
87:14, 87:21, 88:21, 
89:7, 89:17, 90:17, 
93:2, 93:18, 93:20, 
93:24, 94:12, 94:17, 
95:4, 95:9, 95:11, 
95:14, 101:9, 102:7, 
104:15, 108:9, 
108:11, 108:20, 
109:15, 109:19, 
111:21, 129:1
excused [9] - 87:6, 
88:1, 94:5, 94:7, 
100:21, 109:22, 
109:24, 128:20, 
169:4
excusing [4] - 92:14, 
92:18, 104:10, 
108:21
executed [1] - 146:7
exercise [3] - 86:12, 
99:18, 105:18
exercised [3] - 86:20, 
103:17, 103:23
exercises [1] - 102:25
exercising [2] - 86:17, 
104:4
exhibit [17] - 6:24, 
111:6, 121:18, 
121:19, 122:5, 
122:6, 122:7, 
122:11, 122:16, 
161:2, 162:11, 
162:17, 163:3, 
163:9, 163:23, 
164:5, 164:16
Exhibit [9] - 122:5, 
122:10, 122:11, 
122:12, 161:16, 
162:4, 162:6, 
162:23, 163:24
exhibits [21] - 110:15, 
110:20, 110:22, 
110:24, 111:4, 
111:20, 111:21, 
111:24, 112:1, 
117:6, 119:12, 
119:20, 121:16, 
121:24, 122:1, 
122:14, 160:14, 
160:19, 160:21, 
161:20, 164:13
Exhibits [24] - 112:3, 
161:17, 161:25, 
162:8, 162:12, 
162:14, 162:20, 
162:24, 163:1, 
163:5, 163:7, 
163:13, 163:16, 
163:19, 163:21, 
164:2, 164:5, 164:8, 
164:11, 164:17, 
165:2, 165:9, 
166:11, 166:22
exist [5] - 122:25, 
123:5, 131:18, 
134:13, 134:24
existed [1] - 74:16
exited [4] - 54:5, 
90:15, 110:11, 
159:20
exits [1] - 98:15
expect [9] - 13:24, 
119:19, 125:18, 
128:2, 138:12, 
150:1, 157:17, 
157:23, 158:6
expected [3] - 58:25, 
139:18, 144:3
expecting [1] - 61:14
expenses [1] - 147:13
experience [15] - 
63:19, 64:12, 66:14, 
66:16, 67:11, 67:21, 
70:4, 70:23, 71:19, 
75:11, 75:12, 75:19, 
78:22, 81:22, 83:20
experiences [6] - 
47:5, 63:16, 66:20, 
80:25, 121:11, 
124:19
expert [1] - 32:12
explain [9] - 13:3, 
27:8, 37:18, 40:18, 
50:1, 85:23, 138:12, 
138:14, 138:16
explained [3] - 8:17, 
9:25, 50:9
explaining [1] - 
139:17
exposed [1] - 35:24
express [1] - 89:23
expressed [1] - 65:16
extended [3] - 9:8, 
9:9, 56:24
extends [2] - 54:20, 
57:16
extensions [1] - 56:14
extensively [2] - 
15:17, 48:15
extent [5] - 7:4, 8:6, 
11:19, 11:23, 120:11
extraordinary [1] - 
5:11
eyewitness [1] - 
122:23
F
face [1] - 144:21
faces [1] - 106:9
facilities [1] - 53:25
facing [1] - 60:12
fact [12] - 8:22, 31:18, 
47:19, 52:7, 57:17, 
58:12, 79:24, 85:2, 
91:1, 122:23, 124:3, 
158:17
factors [1] - 124:7
facts [18] - 6:4, 48:5, 
79:15, 79:16, 
118:18, 118:19, 
118:23, 119:3, 
119:4, 119:7, 119:8, 
122:24, 122:25, 
123:5, 127:15, 
140:25, 158:13
factual [2] - 7:22, 
20:12
fail [1] - 10:24
fair [33] - 11:7, 18:17, 
18:20, 27:20, 29:5, 
29:10, 31:24, 32:20, 
33:14, 34:13, 37:22, 
39:2, 39:9, 39:12, 
39:14, 39:15, 48:17, 
49:8, 50:5, 62:16, 
62:23, 65:7, 71:20, 
75:13, 75:20, 76:20, 
81:1, 82:13, 87:4, 
92:22, 93:20, 98:24
fairly [1] - 63:12
fairness [1] - 98:10
faith [2] - 7:21, 8:5
fake [21] - 115:17, 
115:18, 134:25, 
135:12, 135:13, 
137:25, 138:3, 
138:13, 138:17, 
139:22, 140:12, 
140:16, 141:3, 
142:9, 145:21, 
156:2, 156:4, 
156:17, 157:13, 
157:14
false [43] - 8:8, 21:12, 
22:1, 22:3, 22:6, 
22:8, 22:10, 22:12, 
22:13, 27:11, 48:25, 
112:18, 112:21, 
113:2, 113:9, 
114:10, 115:7, 
115:19, 131:16, 
134:7, 134:16, 
134:17, 134:20, 
134:21, 135:7, 
135:8, 135:18, 
135:25, 136:1, 
136:7, 136:9, 
136:10, 136:18, 
136:19, 140:15, 
141:5, 141:6, 145:5, 
145:20, 146:8, 
146:15, 146:19
falsely [1] - 115:13
familiar [13] - 7:23, 
24:11, 25:22, 26:7, 
26:20, 26:24, 28:5, 
29:4, 35:5, 35:20, 
45:7, 61:2, 74:16
familiarity [1] - 36:9
family [24] - 52:3, 
52:6, 66:2, 68:20, 
69:18, 77:6, 77:23, 
80:4, 80:5, 80:11, 
80:13, 82:24, 95:24, 
96:5, 96:14, 97:5, 
97:7, 104:8, 106:18, 
106:23, 124:10, 
139:21, 152:11
family's [1] - 28:21
fantastic [1] - 3:24
 
178
far [8] - 19:6, 19:7, 
29:24, 30:11, 31:6, 
60:4, 86:17, 86:21
fashion [2] - 157:22, 
168:10
fast [1] - 16:4
father [3] - 71:7, 
73:24, 74:12
fathers [1] - 74:10
FBI [11] - 24:5, 25:16, 
68:18, 69:4, 77:16, 
77:18, 151:14, 
151:16, 157:15, 
167:22
fear [2] - 57:16, 58:11
Federal [5] - 2:4, 
26:13, 44:7, 66:23, 
169:17
federal [14] - 10:18, 
19:6, 20:4, 26:15, 
40:8, 42:9, 43:16, 
44:9, 44:18, 66:25, 
67:11, 128:18, 132:1
feelings [2] - 63:21, 
76:13
feet [1] - 3:18
felt [2] - 76:18
Fernandez [3] - 61:23, 
97:14, 105:1
Ferris [3] - 107:17, 
109:9, 130:5
few [18] - 3:25, 11:12, 
37:25, 39:25, 50:25, 
53:16, 73:7, 73:13, 
86:10, 90:1, 106:23, 
119:15, 124:8, 
127:24, 138:9, 
139:14, 143:25
fictitious [3] - 115:17, 
156:20, 156:21
field [1] - 24:6
figure [3] - 67:14, 
71:6, 168:1
figured [1] - 155:11
file [11] - 71:4, 72:25, 
80:22, 152:14, 
153:3, 153:4, 153:9, 
153:10, 156:16, 
156:17
filed [11] - 72:24, 73:2, 
116:20, 146:24, 
147:12, 151:23, 
152:21, 152:23, 
153:8, 162:17, 163:4
files [2] - 70:1, 153:19
filing [4] - 41:2, 70:24, 
82:11, 83:10
fill [1] - 102:7
filled [2] - 73:14, 
151:17
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 178 of
195

filling [2] - 5:7, 78:6
final [1] - 165:5
finally [2] - 136:17, 
147:15
Finance [1] - 24:22
financial [3] - 58:11, 
82:25, 89:4
findings [3] - 20:12, 
21:23, 47:13
fine [11] - 3:9, 6:6, 
6:11, 6:19, 9:19, 
47:24, 55:2, 91:7, 
91:15, 94:20, 94:21
finish [12] - 11:24, 
13:11, 13:14, 14:2, 
49:11, 51:7, 61:14, 
62:9, 91:10, 91:20, 
167:12
finished [1] - 87:17
firm [3] - 35:1, 56:13, 
69:8
first [49] - 8:19, 9:5, 
23:4, 24:13, 31:12, 
31:19, 39:22, 42:17, 
43:3, 43:7, 43:9, 
45:9, 59:24, 62:21, 
70:24, 71:3, 72:22, 
75:10, 78:2, 78:6, 
80:12, 80:14, 86:14, 
86:15, 86:21, 99:25, 
100:12, 102:14, 
104:19, 104:25, 
110:14, 115:18, 
123:21, 124:8, 
125:9, 126:5, 127:6, 
127:25, 128:11, 
129:4, 134:8, 
135:20, 141:23, 
156:5, 161:3, 
161:15, 161:16, 
161:19
Fisch [5] - 35:15, 36:9, 
55:4, 87:13, 92:1
fitness [1] - 57:17
five [3] - 28:1, 39:17, 
78:3
Flagler [3] - 40:6, 
42:21, 44:2
flame [1] - 150:10
flight [4] - 60:12, 
61:11, 61:18
flights [3] - 60:23, 
95:13
float [1] - 96:23
flooding [3] - 10:7, 
12:8, 19:16
Floor [1] - 1:16
floor [4] - 10:25, 
109:17
FLORIDA [1] - 1:1
Florida [15] - 1:4, 
1:15, 1:17, 1:19, 
1:21, 2:5, 11:6, 19:5, 
23:21, 24:2, 69:5, 
69:7, 169:16, 169:18
fluent [1] - 150:7
flux [1] - 76:20
fly [2] - 11:21, 167:1
flying [1] - 11:11
focus [1] - 102:5
follow [29] - 6:4, 7:1, 
17:11, 22:18, 22:23, 
40:23, 45:19, 45:20, 
46:9, 47:1, 47:18, 
47:20, 48:3, 48:9, 
48:11, 49:1, 63:3, 
64:23, 68:12, 78:9, 
79:11, 85:3, 85:6, 
96:7, 98:13, 118:20, 
121:5, 127:23, 
129:15
follow-up [2] - 96:7, 
98:13
followed [2] - 96:19, 
128:13
following [10] - 9:5, 
66:22, 90:25, 99:17, 
111:25, 115:2, 
115:11, 126:6, 
160:5, 167:8
follows [1] - 65:25
FOR [2] - 1:13, 1:18
forbids [2] - 21:4, 
136:5
forecast [1] - 11:4
foregoing [1] - 169:10
foreman [2] - 42:25, 
43:21
foreperson [5] - 
40:11, 40:13, 42:13, 
42:14, 44:3
forgave [1] - 133:17
forgivable [1] - 133:12
forgiven [4] - 133:14, 
133:16, 135:17, 
148:21
forgiveness [7] - 
71:25, 112:19, 
134:8, 135:17, 
136:19, 146:17, 
146:18
Form [2] - 134:22
form [6] - 21:22, 72:4, 
82:22, 127:9, 
136:20, 150:25
formal [2] - 9:7, 48:2
former [6] - 40:13, 
61:3, 68:23, 69:2, 
69:5, 69:19
formerly [2] - 25:13, 
149:21
forms [1] - 136:21
formula [1] - 132:23
formulating [1] - 
45:18
Fort [3] - 1:17, 19:11
forth [3] - 140:22, 
160:23, 164:12
forthcoming [1] - 
120:21
forthright [1] - 18:16
fortunately [1] - 50:18
forward [5] - 14:11, 
34:2, 52:14, 159:17, 
167:20
forwarded [1] - 167:21
foul [1] - 38:22
foundation [4] - 8:6, 
8:12, 121:17, 122:2
four [2] - 58:10, 
135:23
fourth [1] - 101:16
Francia [1] - 44:12
frankly [2] - 6:17, 
30:18
fraud [23] - 4:4, 4:11, 
20:25, 21:5, 27:11, 
64:10, 67:10, 67:24, 
67:25, 68:16, 80:6, 
80:7, 80:13, 81:5, 
81:14, 82:3, 82:16, 
82:21, 82:22, 
135:24, 136:16, 
140:15
frauds [1] - 67:15
fraudulent [18] - 
21:12, 48:25, 64:6, 
80:22, 112:21, 
113:3, 113:9, 
113:18, 115:8, 
137:3, 137:19, 
149:22, 149:25, 
150:22, 151:1, 
153:3, 157:9, 157:12
fraudulently [3] - 
21:19, 21:20, 140:7
free [2] - 127:20, 
127:23
French [1] - 18:11
Friday [14] - 10:18, 
10:19, 15:18, 16:9, 
19:23, 19:24, 20:2, 
20:4, 49:10, 51:14, 
58:25, 59:22, 60:3, 
91:20
Friedman [1] - 24:23
friend [3] - 39:13, 
95:24, 97:7
friendly [1] - 137:10
friends [5] - 47:21, 
77:5, 77:23, 124:11, 
139:21
frolic [1] - 152:16
front [2] - 97:6, 144:20
FRP [1] - 169:15
frustrating [1] - 82:1
full [3] - 20:2, 131:9, 
154:20
full-time [1] - 131:9
fully [1] - 46:6
fun [1] - 80:24
function [1] - 9:24
funded [1] - 71:17
funds [3] - 21:11, 
21:18, 21:20
Funeral [23] - 112:8, 
112:10, 113:1, 
115:6, 115:10, 
115:12, 115:14, 
115:16, 115:20, 
115:22, 137:8, 
137:9, 137:16, 
143:7, 143:16, 
147:10, 148:15, 
148:16, 153:17, 
153:20, 165:12, 
166:23
funeral [4] - 137:7, 
137:8, 137:9, 137:17
furtherance [1] - 
115:1
G
Gabriel [1] - 109:5
game [1] - 38:18
games [1] - 82:5
Garcia [1] - 100:16
gathering [1] - 137:11
general [5] - 5:20, 
9:21, 9:23, 20:17, 
64:10
generally [7] - 6:20, 
20:19, 38:25, 40:7, 
48:21, 70:3, 80:12
generated [1] - 138:22
gentleman [4] - 28:16, 
34:7, 42:13, 74:22
gentlemen [32] - 
17:25, 18:7, 23:3, 
25:18, 37:20, 39:21, 
45:23, 62:14, 85:11, 
86:8, 101:15, 
109:14, 109:21, 
109:25, 118:7, 
149:20, 150:6, 
151:19, 153:16, 
153:21, 154:3, 
154:21, 154:22, 
156:7, 156:12, 
 
179
156:24, 157:15, 
158:6, 158:11, 
158:15, 158:21, 
159:1
Geraldine [1] - 83:10
Giraldo [2] - 31:4, 
105:21
gist [1] - 66:17
given [7] - 3:4, 7:25, 
51:12, 74:25, 89:24, 
95:13, 150:10
glad [1] - 4:9
Glenda [2] - 169:11, 
169:11
GLENDA [1] - 2:2
goal [5] - 18:17, 39:11, 
39:14, 49:8, 62:8
Gomez [6] - 59:5, 
82:8, 82:9, 93:10, 
109:7, 130:3
gong [1] - 147:20
Gonzalez [4] - 44:6, 
80:1, 103:12, 103:14
Googling [1] - 126:24
GOVERNMENT [1] - 
1:13
government [1] - 
81:17
Government [89] - 
3:6, 7:6, 8:25, 9:9, 
12:15, 13:10, 18:18, 
23:5, 23:14, 24:9, 
25:15, 27:11, 29:6, 
33:11, 38:2, 38:15, 
39:10, 48:18, 62:18, 
64:20, 65:11, 65:12, 
68:6, 72:5, 73:4, 
86:14, 86:16, 86:17, 
88:6, 99:12, 100:14, 
102:8, 102:16, 
102:21, 103:2, 
103:7, 103:12, 
103:19, 104:23, 
105:1, 105:9, 
105:17, 110:15, 
111:4, 111:23, 
112:3, 113:2, 113:4, 
114:5, 114:7, 
122:10, 123:25, 
124:5, 128:4, 
128:11, 129:4, 
129:5, 129:7, 129:9, 
130:19, 137:23, 
140:21, 148:25, 
149:16, 150:4, 
152:1, 153:7, 
153:23, 154:6, 
154:18, 157:22, 
157:24, 158:1, 
158:18, 162:5, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 179 of
195

162:11, 162:17, 
162:23, 164:5, 
164:10, 164:12, 
164:17, 165:9, 
165:25, 166:2, 
166:11, 167:1
Government's [42] - 
3:15, 5:18, 6:23, 7:7, 
7:10, 8:5, 11:11, 
11:21, 13:14, 128:5, 
129:10, 149:19, 
160:14, 161:2, 
161:16, 161:25, 
162:4, 162:5, 162:8, 
162:10, 162:14, 
162:16, 162:20, 
162:22, 163:1, 
163:3, 163:4, 163:7, 
163:9, 163:13, 
163:16, 163:18, 
163:21, 163:23, 
163:24, 164:2, 
164:4, 164:8, 
164:15, 165:2, 
166:22, 167:10
GOVERNMENT'S [1] - 
130:21
GRAHAM [1] - 1:10
Graham [6] - 2:3, 
17:23, 18:8, 24:9, 
69:24, 79:21
Granada [3] - 154:3, 
156:10, 157:25
Granados [9] - 25:14, 
137:5, 149:21, 
149:22, 151:18, 
152:6, 152:16, 
153:12, 155:14
Grand [1] - 41:20
grand [9] - 9:2, 9:6, 
40:16, 41:19, 41:21, 
167:22, 168:4, 
168:17, 168:18
granddaughter [1] - 
94:15
granddaughter's [1] - 
59:24
grandmother [1] - 
82:17
grappling [1] - 131:7
grass [1] - 123:2
great [3] - 58:12, 
109:22, 159:18
greater [4] - 41:6, 
41:7, 77:18, 77:19
greet [1] - 125:6
Grenada [1] - 153:18
gross [1] - 115:14
guess [12] - 13:2, 
13:18, 33:10, 68:11, 
69:13, 70:16, 75:15, 
77:14, 99:13, 
155:11, 166:5, 
166:25
Guia [4] - 31:3, 75:23, 
95:8, 95:11
guidance [3] - 16:20, 
119:21, 127:6
guide [1] - 118:15
guideline [1] - 19:13
guidelines [3] - 9:21, 
9:22, 9:24
guilt [4] - 45:18, 46:2, 
46:3, 46:8
guilty [14] - 46:2, 46:3, 
46:7, 47:4, 68:8, 
76:12, 123:22, 
140:14, 140:15, 
140:18, 149:4, 
149:5, 149:12
Gutierrez [3] - 81:11, 
81:12, 101:24
guy [1] - 155:4
Guya [1] - 75:22
H
Haitian [2] - 100:1, 
107:12
half [1] - 59:10
hand [29] - 4:14, 
17:24, 25:23, 28:14, 
28:15, 30:3, 31:11, 
32:2, 34:23, 39:3, 
39:25, 40:12, 40:15, 
40:17, 42:13, 45:21, 
46:9, 49:20, 50:6, 
50:12, 51:10, 51:24, 
53:18, 53:24, 70:13, 
73:16, 75:8, 116:6, 
154:12
handle [7] - 4:11, 
10:8, 40:9, 59:20, 
60:11, 60:25, 167:16
handling [3] - 3:10, 
3:21, 117:19
hands [15] - 31:11, 
31:12, 46:10, 48:14, 
50:13, 51:25, 54:17, 
66:1, 70:9, 70:10, 
72:20, 73:18, 75:8, 
118:6, 132:4
happy [1] - 12:6
hard [2] - 68:14, 90:11
Harris [2] - 7:14, 24:13
Harvest [2] - 24:22, 
28:8
hate [1] - 80:16
Haydee [31] - 25:12, 
25:13, 25:14, 137:4, 
137:5, 137:13, 
137:19, 139:13, 
147:21, 147:23, 
149:20, 149:21, 
149:22, 150:7, 
151:5, 151:18, 
152:6, 152:15, 
153:12, 154:3, 
154:19, 154:22, 
155:10, 156:10, 
156:16, 157:14, 
157:18, 157:21, 
157:25
HAYDEE [1] - 25:13
Haydee's [1] - 150:17
header [1] - 161:8
heading [1] - 125:24
health [2] - 106:19, 
106:24
hear [53] - 19:1, 21:10, 
33:11, 38:20, 46:15, 
52:20, 63:1, 99:1, 
102:4, 113:25, 
116:12, 121:10, 
122:18, 125:13, 
128:22, 132:21, 
133:10, 137:14, 
138:24, 139:16, 
139:22, 141:6, 
142:20, 144:1, 
145:9, 149:21, 
149:24, 150:1, 
150:4, 150:6, 
150:12, 151:4, 
151:12, 151:19, 
152:8, 152:11, 
153:4, 153:12, 
153:14, 153:15, 
154:17, 154:22, 
154:23, 154:25, 
155:5, 155:16, 
155:22, 156:3, 
156:4, 156:7, 
157:17, 157:21
heard [12] - 18:8, 21:7, 
37:20, 39:4, 45:15, 
50:1, 79:2, 117:10, 
124:22, 127:13, 
156:6, 165:8
hearing [5] - 49:16, 
63:7, 75:15, 93:22
held [1] - 144:20
hello [2] - 34:25, 44:21
help [11] - 18:19, 
55:18, 74:9, 81:18, 
81:20, 88:19, 
123:18, 127:14, 
152:10, 152:11, 
153:25
helped [1] - 74:11
helpful [1] - 11:25
Hely [1] - 25:6
Henry [1] - 73:12
hereby [1] - 169:10
hereinafter [1] - 115:6
Hernan [2] - 43:20, 
109:6
herself [5] - 132:14, 
137:20, 141:5, 
148:11, 152:10
hesitate [1] - 51:4
Hi [2] - 30:5, 56:3
hi [5] - 36:13, 44:5, 
56:23, 59:21, 82:15
higher [4] - 41:10, 
41:14, 71:12, 77:17
highest [1] - 41:12
highlight [1] - 97:17
highly [2] - 50:9, 
125:19
himself [1] - 132:14
hit [2] - 11:6, 11:7
hold [2] - 46:16, 65:12
holiday [10] - 10:18, 
12:20, 20:4, 55:5, 
58:25, 87:13, 90:19, 
90:24, 91:5, 91:9
home [11] - 38:20, 
38:21, 124:11, 
137:7, 137:8, 137:9, 
137:12, 137:17, 
143:5, 146:13, 
155:18
Home [23] - 112:8, 
112:10, 113:2, 
115:6, 115:10, 
115:12, 115:13, 
115:14, 115:16, 
115:20, 115:22, 
137:8, 137:9, 
137:16, 143:7, 
143:17, 147:11, 
148:15, 148:16, 
153:17, 153:20, 
165:12, 166:23
honest [3] - 18:16, 
39:19, 64:12
honestly [1] - 33:18
Honor [32] - 3:22, 8:3, 
10:22, 12:16, 12:25, 
14:9, 23:17, 24:8, 
30:20, 36:8, 54:19, 
58:22, 59:4, 60:8, 
62:19, 65:19, 
100:23, 101:16, 
102:2, 105:22, 
110:14, 111:23, 
112:15, 116:7, 
116:11, 116:13, 
130:15, 130:20, 
 
180
160:12, 165:7, 
167:19, 168:15
HONORABLE [1] - 
1:10
Honorable [2] - 2:3, 
17:23
hope [3] - 13:13, 31:8
hopeful [1] - 10:20
hopefully [11] - 10:15, 
11:1, 11:21, 13:19, 
19:25, 49:13, 60:5, 
61:21, 159:4, 167:9, 
168:13
host [1] - 133:5
hour [3] - 59:10, 
108:13
hours [1] - 58:10
house [2] - 142:21, 
142:22
huge [4] - 32:22, 
33:21, 34:8, 77:13
hundred [2] - 33:23, 
113:19
Hunter [6] - 149:23, 
150:11, 153:15, 
155:2, 155:4, 155:9
husband [12] - 31:15, 
31:18, 31:22, 35:23, 
55:19, 83:18, 108:7, 
137:6, 148:11, 
154:24, 155:14
husband's [3] - 56:4, 
80:23, 83:11
hypothetically [2] - 
14:2, 16:10
I
I.R.S [13] - 25:1, 39:8, 
39:10, 115:17, 
134:21, 134:22, 
146:22, 146:25, 
147:12, 152:24, 
153:4, 153:6
ID [2] - 81:15, 142:23
idea [2] - 93:4, 106:4
ideas [1] - 13:16
identifiable [1] - 
168:19
identification [2] - 
122:8, 122:12
identifies [2] - 142:22, 
142:23
identify [3] - 45:25, 
63:5, 144:17
Identities [2] - 24:20, 
28:8
identity [4] - 81:6, 
82:1, 144:11, 144:24
II [12] - 4:4, 4:7, 4:9, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 180 of
195

4:11, 4:12, 4:15, 
4:19, 21:14, 21:18, 
50:22
III [8] - 4:4, 4:9, 4:11, 
4:13, 4:15, 4:19, 
21:14, 21:19
illegal [1] - 136:4
immigration [2] - 
32:13, 32:16
impact [2] - 14:2, 
32:20
impartial [37] - 18:18, 
18:20, 27:20, 31:24, 
32:20, 33:7, 33:23, 
35:8, 35:17, 39:2, 
39:9, 39:12, 39:13, 
39:15, 48:15, 48:17, 
62:17, 62:24, 63:21, 
66:11, 66:17, 66:19, 
67:22, 69:2, 69:12, 
70:6, 70:19, 71:20, 
72:3, 72:18, 75:13, 
75:21, 81:7, 82:12, 
82:13, 98:24, 106:16
impartiality [6] - 6:21, 
27:23, 66:11, 67:5, 
71:22, 98:11
implement [1] - 48:1
important [17] - 29:8, 
36:15, 37:4, 37:19, 
38:24, 48:9, 50:15, 
55:22, 61:12, 95:13, 
124:6, 125:16, 
126:25, 127:16, 
127:20, 128:25, 
158:11
importantly [1] - 19:19
impressed [1] - 3:4
Inc [1] - 24:20
incident [1] - 83:10
inclined [9] - 48:11, 
87:14, 89:17, 93:2, 
93:24, 94:14, 95:3, 
95:9, 95:14
include [4] - 66:4, 
115:2, 115:10, 
161:18
included [4] - 119:12, 
134:20, 135:12, 
137:25
includes [3] - 99:11, 
140:20, 144:12
including [8] - 23:11, 
25:20, 115:17, 
135:19, 137:11, 
137:20, 142:2, 
146:15
income [11] - 58:7, 
89:6, 131:19, 
132:18, 132:20, 
132:23, 134:15, 
134:24, 145:21, 
147:2, 147:18
inconsistent [1] - 
96:15
inconvenience [1] - 
16:11
inconvenienced [2] - 
16:21, 17:12
incredibly [1] - 58:7
independent [2] - 
33:4, 35:16
indicate [3] - 21:23, 
114:2, 118:23
indicated [9] - 13:10, 
74:22, 75:1, 76:11, 
77:7, 80:5, 80:11, 
90:2, 104:7
indicted [1] - 149:10
indictment [21] - 4:2, 
4:18, 4:23, 9:3, 9:7, 
45:14, 112:14, 
112:15, 113:12, 
115:2, 116:19, 
117:13, 117:18, 
123:22, 123:24, 
135:22, 136:13, 
137:1, 165:17, 
165:20
individual [5] - 19:14, 
76:2, 147:6, 150:10, 
154:15
individually [1] - 
20:15
individuals [12] - 
18:19, 24:12, 27:15, 
46:18, 48:3, 49:16, 
76:9, 139:20, 
140:11, 154:4, 
154:16
indulgence [1] - 85:8
industrial [1] - 131:7
Infante [3] - 101:4, 
109:2, 129:23
infer [3] - 122:25, 
123:3, 123:5
inference [1] - 123:6
inferences [1] - 46:14
influenced [1] - 121:1
inform [1] - 35:3
information [48] - 
10:13, 18:23, 19:22, 
20:17, 30:8, 30:13, 
40:21, 41:17, 64:7, 
64:12, 67:2, 67:14, 
82:18, 83:19, 87:1, 
104:14, 112:21, 
114:10, 121:15, 
125:21, 126:11, 
127:8, 131:16, 
133:7, 133:21, 
134:1, 134:4, 136:7, 
136:10, 136:20, 
138:15, 139:6, 
141:5, 144:4, 145:2, 
145:5, 145:21, 
146:8, 146:15, 
146:19, 151:20, 
151:21, 151:23, 
152:6, 152:7, 
153:16, 156:1, 
168:19
initial [2] - 128:15, 
129:10
initialing [1] - 145:1
Injury [1] - 72:12
innocence [7] - 45:10, 
45:15, 45:18, 76:7, 
76:25, 77:2, 149:15
innocent [10] - 45:10, 
45:13, 64:19, 68:3, 
68:5, 76:4, 76:10, 
76:11, 123:21
inordinate [2] - 122:3, 
125:13
inquiries [1] - 34:12
inquiry [1] - 128:19
insisted [2] - 12:20, 
12:23
installing [1] - 58:20
instance [2] - 126:19, 
167:15
instances [1] - 126:17
instinct [1] - 76:17
instruct [1] - 124:9
instructed [2] - 125:2, 
148:24
instruction [27] - 5:22, 
6:3, 6:5, 7:1, 7:22, 
7:25, 8:1, 8:5, 8:14, 
41:16, 45:20, 45:21, 
46:5, 46:9, 47:2, 
47:18, 63:3, 64:23, 
79:3, 79:5, 79:8, 
85:1, 85:6, 121:9, 
123:11, 158:7, 
158:20
instructions [20] - 
7:20, 17:8, 17:11, 
22:17, 45:16, 65:25, 
68:13, 79:2, 108:14, 
109:18, 110:4, 
118:15, 121:6, 
123:12, 127:10, 
129:14, 129:15, 
130:14, 130:17, 
159:6
intended [1] - 118:23
intention [1] - 13:13
interaction [1] - 70:3
interchange [1] - 37:7
interest [3] - 38:23, 
85:5, 123:16
interesting [2] - 
152:20, 153:21
interfere [1] - 57:19
internal [2] - 76:17, 
76:21
Internal [7] - 25:1, 
28:9, 39:5, 69:24, 
70:3, 70:4, 146:21
International [1] - 
67:9
internet [2] - 126:9, 
142:24
Internet [1] - 142:23
interpret [1] - 117:20
interpreter [1] - 
137:18
interruptions [1] - 
10:16
interrupts [1] - 49:14
interstate [1] - 136:14
introduce [6] - 23:4, 
23:15, 23:24, 73:8, 
116:22, 152:13
introduced [4] - 20:8, 
23:11, 49:6, 73:8
introduction [1] - 3:12
introductions [3] - 
23:5, 23:13, 23:14
invade [2] - 79:23, 
79:24
invested [1] - 58:9
investigating [1] - 
67:16
investigation [3] - 
126:12, 126:16, 
126:24
Investigation [1] - 
66:23
involve [3] - 20:24, 
48:22, 48:23
involved [11] - 20:19, 
32:14, 47:6, 66:3, 
66:7, 137:19, 
139:19, 139:20, 
139:25, 141:14, 
141:15
involvement [2] - 
141:8, 155:20
involves [4] - 20:7, 
20:9, 20:18, 48:21
involving [2] - 22:9, 
114:2
IP [15] - 142:13, 
142:17, 142:20, 
142:23, 143:1, 
143:3, 143:5, 143:6, 
143:8, 143:11, 
 
181
143:16, 145:16, 
146:1, 146:3, 151:4
iPads [1] - 126:10
iPhones [1] - 126:10
Israel [1] - 52:25
issue [35] - 6:25, 9:20, 
14:8, 39:16, 49:21, 
50:1, 50:5, 50:11, 
51:12, 51:15, 52:2, 
55:6, 55:10, 55:15, 
57:2, 57:25, 58:24, 
62:7, 83:25, 87:10, 
87:11, 88:4, 89:4, 
89:18, 92:11, 94:12, 
96:17, 98:8, 99:22, 
120:13, 140:2, 
150:21, 159:24, 
160:1, 166:8
issues [22] - 7:2, 10:3, 
10:7, 27:21, 32:14, 
49:13, 49:16, 52:23, 
60:20, 87:4, 87:25, 
88:24, 89:23, 90:10, 
95:9, 118:9, 129:1, 
129:2, 129:3, 160:8, 
166:14
IT [1] - 61:3
items [5] - 5:2, 49:1, 
119:6, 121:7, 121:16
itself [3] - 63:9, 
123:24, 125:21
IV [2] - 21:25, 22:1
IX [1] - 22:12
J
Jack [2] - 60:9, 68:22
jails [1] - 131:12
Jamel [6] - 149:23, 
153:15, 155:1, 
155:4, 155:9, 155:12
James [3] - 2:4, 61:1, 
169:17
Jencks [4] - 168:7, 
168:12, 168:13, 
168:25
Jenkins [1] - 61:5
Jesuit [1] - 60:16
Jewish [3] - 55:5, 
87:13, 90:19
Jimmy [2] - 34:25, 
56:9
Joanna [1] - 25:6
job [2] - 49:4, 95:2
jobs [1] - 127:15
John [1] - 34:4
Johnny [2] - 1:18, 
73:9
joining [1] - 57:14
joint [1] - 148:15
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 181 of
195

Jose [2] - 42:20, 
108:24
Joseph [1] - 109:3
journey [1] - 59:14
Jr [1] - 1:18
judge [25] - 15:17, 
34:1, 34:5, 34:18, 
48:5, 48:7, 79:21, 
89:2, 90:16, 91:23, 
92:21, 97:11, 97:23, 
98:16, 99:13, 
101:20, 101:25, 
103:10, 103:16, 
105:2, 106:5, 121:3, 
127:16, 140:24, 
151:12
Judge [47] - 3:8, 3:14, 
4:22, 5:4, 9:13, 9:17, 
10:1, 10:12, 13:19, 
14:5, 17:14, 18:9, 
24:8, 34:20, 69:24, 
73:21, 74:25, 75:24, 
76:15, 79:21, 85:8, 
85:9, 88:3, 89:16, 
90:18, 92:12, 94:20, 
95:22, 96:16, 97:15, 
98:23, 99:19, 
100:18, 101:8, 
102:9, 102:17, 
103:5, 105:16, 
107:17, 107:22, 
108:6, 130:18, 
157:1, 165:10, 
167:5, 168:3
JUDGE [1] - 1:11
judges [9] - 19:15, 
48:4, 79:14, 79:15, 
118:18, 127:15, 
158:13
judging [1] - 46:24
judgment [1] - 39:13
judicial [2] - 40:19, 
41:13
jump [1] - 89:10
June [2] - 115:24, 
135:16
Junior [1] - 73:9
juries [2] - 28:1, 39:17
Juries [1] - 41:20
jurisdiction [1] - 19:6
jurisdictions [1] - 
128:16
Juror [23] - 32:5, 36:9, 
45:1, 52:1, 59:5, 
61:9, 61:23, 63:6, 
65:19, 67:7, 75:22, 
82:15, 83:9, 89:25, 
90:15, 97:25, 
101:20, 103:16, 
104:15, 107:11, 
107:22, 108:15
juror [29] - 18:4, 
27:20, 31:24, 32:20, 
36:12, 37:14, 37:21, 
39:23, 39:24, 43:21, 
50:17, 51:11, 52:25, 
60:8, 62:24, 68:22, 
71:3, 91:13, 91:14, 
91:18, 95:23, 96:18, 
101:12, 104:5, 
104:16, 107:16, 
108:10, 124:13, 
126:19
JUROR [225] - 26:1, 
26:4, 26:8, 26:11, 
26:13, 26:15, 26:17, 
26:24, 27:4, 27:7, 
27:10, 27:17, 27:22, 
28:17, 28:19, 28:25, 
29:7, 29:11, 29:14, 
29:17, 29:25, 30:5, 
30:14, 30:24, 31:2, 
31:13, 31:15, 31:21, 
31:25, 32:4, 32:7, 
32:12, 32:17, 32:21, 
33:1, 33:6, 33:18, 
34:25, 35:6, 35:10, 
35:12, 35:15, 35:22, 
36:4, 36:13, 36:19, 
36:21, 36:23, 36:25, 
37:3, 37:8, 37:10, 
37:12, 37:15, 42:18, 
42:20, 42:23, 42:25, 
43:10, 43:12, 43:15, 
43:18, 43:20, 43:24, 
44:1, 44:5, 44:8, 
44:10, 44:12, 44:16, 
44:19, 44:21, 45:1, 
51:11, 51:17, 51:19, 
52:1, 52:11, 52:13, 
52:16, 52:25, 53:5, 
53:9, 53:13, 54:19, 
54:23, 54:25, 55:4, 
55:9, 55:15, 55:19, 
55:25, 56:3, 56:7, 
56:9, 56:12, 56:18, 
56:23, 57:3, 57:5, 
57:8, 57:12, 57:14, 
57:21, 57:24, 58:2, 
58:6, 58:16, 58:19, 
58:22, 58:23, 59:4, 
59:10, 59:13, 59:17, 
59:21, 59:24, 60:2, 
60:5, 60:8, 60:22, 
61:2, 61:5, 61:8, 
61:9, 61:17, 61:21, 
61:23, 62:2, 63:6, 
63:18, 63:23, 64:3, 
64:6, 64:9, 64:17, 
64:22, 65:1, 65:8, 
65:15, 65:20, 66:6, 
66:12, 67:7, 67:13, 
67:18, 67:23, 68:4, 
68:7, 68:11, 68:14, 
68:22, 69:3, 69:7, 
69:10, 69:13, 69:15, 
69:17, 69:23, 70:15, 
70:24, 71:1, 71:3, 
71:15, 71:18, 71:21, 
72:6, 72:8, 72:10, 
72:13, 72:15, 72:19, 
73:25, 74:2, 74:7, 
74:11, 74:14, 74:18, 
74:20, 75:3, 75:5, 
76:1, 76:5, 76:8, 
76:14, 77:25, 78:2, 
78:10, 78:19, 78:24, 
80:2, 80:8, 80:15, 
80:19, 80:21, 81:2, 
81:5, 81:9, 81:12, 
81:14, 81:25, 82:6, 
82:8, 82:10, 82:15, 
82:24, 83:3, 83:6, 
83:9, 83:13, 83:16, 
83:18, 83:22, 84:5, 
84:8, 84:15, 84:17, 
84:19, 90:4, 90:8, 
90:11, 98:4, 98:6, 
98:12, 130:7
jurors [32] - 5:13, 
5:22, 10:24, 17:19, 
17:21, 18:17, 22:24, 
23:18, 34:6, 34:7, 
34:8, 34:16, 38:3, 
39:15, 49:20, 54:5, 
62:20, 75:17, 79:12, 
79:15, 85:16, 85:17, 
86:3, 86:19, 102:13, 
104:20, 109:24, 
110:11, 124:8, 
126:18, 126:20
JURY [3] - 1:10, 18:5, 
118:12
jury [61] - 4:16, 4:24, 
5:1, 5:6, 9:2, 9:6, 
27:9, 34:10, 40:12, 
40:16, 40:21, 41:20, 
41:22, 42:2, 42:4, 
42:6, 42:10, 43:5, 
50:15, 51:12, 54:7, 
55:21, 74:22, 74:24, 
75:9, 75:12, 75:18, 
75:20, 83:21, 85:13, 
86:5, 87:23, 91:5, 
91:11, 107:9, 
107:18, 110:1, 
110:7, 117:16, 
117:22, 118:2, 
118:3, 118:14, 
124:19, 124:21, 
126:18, 127:21, 
130:24, 140:24, 
148:23, 158:7, 
158:11, 158:14, 
159:19, 159:20, 
160:2, 165:9, 168:5, 
168:17, 168:18
Jury [2] - 3:2, 111:14
jury's [1] - 167:22
justice [3] - 46:11, 
47:3, 48:18
Justice [4] - 2:4, 
66:24, 151:14, 
169:17
K
keen [1] - 62:16
keep [30] - 7:25, 
10:14, 11:23, 18:23, 
19:18, 20:5, 20:16, 
23:1, 39:19, 41:25, 
46:20, 46:25, 48:16, 
49:14, 53:7, 59:19, 
92:16, 94:13, 
118:20, 119:11, 
119:25, 122:18, 
123:20, 124:7, 
124:19, 125:1, 
126:2, 132:6, 
132:11, 142:18
Kelly [2] - 24:5, 25:16
Kendall [3] - 59:13, 
59:14
kept [6] - 121:21, 
141:25, 142:16, 
142:17, 142:18, 
145:12
Key [2] - 19:7, 19:9
kids [1] - 88:11
kind [4] - 50:23, 61:12, 
77:1, 82:1
kinds [2] - 122:20, 
153:4
King [2] - 2:4, 169:17
King's [1] - 30:10
knowing [5] - 63:11, 
65:2, 70:20, 74:18, 
149:25
knowingly [1] - 
149:24
knowledge [3] - 6:14, 
7:11, 154:8
known [6] - 18:11, 
25:14, 131:10, 
132:1, 137:4, 149:21
knows [2] - 77:14, 
168:12
Korean [1] - 50:22
 
182
L
lack [1] - 96:13
Ladies [1] - 109:25
ladies [31] - 17:24, 
18:7, 23:3, 25:18, 
37:20, 39:21, 45:23, 
62:14, 85:10, 86:8, 
109:14, 109:21, 
118:6, 149:19, 
150:6, 151:19, 
152:11, 153:16, 
153:21, 154:3, 
154:21, 154:22, 
156:7, 156:12, 
156:24, 157:14, 
158:6, 158:11, 
158:15, 158:21, 
159:1
lady [6] - 58:24, 
149:20, 152:2, 
152:9, 153:10, 154:9
laid [1] - 121:17
Lakeland [2] - 69:5, 
69:7
landline [2] - 142:21, 
142:22
language [4] - 50:1, 
50:4, 50:5, 50:11
large [1] - 126:23
last [12] - 3:23, 25:15, 
86:16, 90:12, 94:16, 
94:18, 103:15, 
116:14, 117:1, 
140:18, 144:24, 
164:23
late [3] - 49:22, 53:13, 
93:15
latest [1] - 51:15
Lauderdale [2] - 1:17, 
19:11
Laura [2] - 61:23, 
105:1
law [63] - 20:10, 21:4, 
22:17, 22:18, 22:21, 
22:22, 22:23, 22:25, 
23:1, 33:4, 38:1, 
45:20, 46:7, 47:2, 
47:18, 47:19, 47:20, 
47:21, 47:23, 47:25, 
48:1, 48:3, 48:7, 
48:8, 48:9, 48:11, 
48:12, 49:1, 56:5, 
66:25, 67:10, 77:8, 
77:10, 77:16, 79:9, 
79:11, 79:21, 79:22, 
95:25, 97:8, 104:6, 
106:23, 107:19, 
107:23, 118:19, 
118:21, 121:3, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 182 of
195

124:3, 124:25, 
127:11, 127:12, 
127:13, 127:16, 
129:14, 130:25, 
131:3, 136:5, 
148:25, 156:22
lawful [1] - 152:7
laws [2] - 48:24, 49:3
lawsuit [2] - 41:2, 66:3
lawsuits [1] - 66:8
lawyer [10] - 26:17, 
27:13, 32:25, 38:10, 
84:3, 120:7, 120:24, 
121:3, 121:4, 128:10
lawyers [19] - 14:19, 
14:23, 20:20, 62:12, 
110:5, 118:25, 
119:7, 119:8, 
119:16, 119:23, 
120:4, 120:16, 
121:15, 122:4, 
123:1, 126:14, 
127:25, 129:1, 129:4
lay [1] - 122:2
lead [3] - 14:24, 23:6, 
114:19
leading [1] - 83:18
leaning [1] - 82:2
learn [6] - 133:22, 
140:13, 140:18, 
143:19, 143:20, 
150:24
learned [4] - 150:8, 
150:9, 153:15, 167:6
lease [2] - 73:20
least [12] - 11:24, 
16:8, 27:23, 72:24, 
73:17, 132:24, 
150:14, 154:4, 
155:4, 161:5, 167:23
leave [8] - 51:9, 51:15, 
53:8, 86:18, 86:24, 
87:24, 92:10, 168:20
leaves [1] - 101:4
leaving [4] - 56:25, 
57:5, 60:1, 60:2
Lee [1] - 28:17
left [3] - 42:3, 121:13, 
144:13
legal [11] - 32:14, 
37:18, 39:22, 50:2, 
73:11, 73:15, 129:1, 
129:2, 129:3, 152:7, 
152:25
legitimate [2] - 153:8, 
153:10
legitimately [1] - 
155:24
lender [2] - 142:7, 
145:24
lenders [6] - 112:20, 
133:2, 133:3, 133:9, 
145:24, 146:11
lengthy [1] - 124:18
less [1] - 70:11
letting [1] - 69:17
level [2] - 77:17, 
113:16
Lewis [1] - 61:3
liberty [1] - 41:13
license [1] - 144:16
lied [2] - 131:1, 154:13
lies [1] - 131:21
life [1] - 72:25
light [1] - 159:13
likely [7] - 10:10, 16:6, 
16:7, 41:1, 41:4, 
49:12, 89:7
limited [2] - 115:10, 
121:8
Linda [2] - 25:2
Lindsey [1] - 24:19
line [2] - 42:15, 62:6
lined [1] - 14:4
linked [1] - 142:7
liquid [1] - 159:16
Lisandra [2] - 30:5, 
30:24
list [23] - 6:23, 6:24, 
7:10, 11:11, 23:8, 
24:11, 68:16, 85:16, 
85:23, 122:16, 
160:14, 160:19, 
161:2, 161:16, 
162:4, 162:11, 
162:17, 162:23, 
163:4, 163:10, 
163:24, 164:5, 
164:16
listen [26] - 15:24, 
18:15, 19:1, 19:12, 
23:10, 23:13, 29:9, 
30:16, 33:3, 33:14, 
35:11, 37:17, 38:6, 
49:4, 49:6, 52:24, 
62:14, 63:3, 64:24, 
65:24, 79:16, 
117:10, 125:17, 
126:3, 126:8, 158:16
Listen [1] - 155:3
listened [2] - 45:17, 
50:8
lists [2] - 115:2, 
150:25
live [3] - 5:10, 5:14, 
36:25
lives [1] - 79:4
Livette [11] - 95:23, 
97:2, 97:24, 97:25, 
98:1, 98:15, 98:20, 
99:11, 99:16, 99:22, 
107:11
LLC [1] - 24:22
loan [99] - 21:9, 31:16, 
31:19, 31:23, 35:4, 
35:16, 64:11, 70:14, 
70:18, 70:22, 71:4, 
71:12, 72:10, 72:12, 
72:14, 72:21, 73:14, 
81:15, 112:9, 
112:20, 112:24, 
112:25, 113:4, 
113:6, 113:8, 
113:11, 113:13, 
113:14, 113:20, 
114:9, 114:18, 
114:24, 115:3, 
115:4, 115:21, 
116:16, 116:18, 
117:5, 131:17, 
132:8, 132:11, 
132:16, 132:25, 
133:6, 133:13, 
133:14, 133:17, 
134:3, 134:10, 
134:20, 135:2, 
135:11, 136:18, 
138:1, 138:4, 138:9, 
138:17, 138:21, 
139:19, 141:14, 
141:16, 142:2, 
143:2, 143:10, 
143:14, 143:15, 
144:7, 144:10, 
144:25, 145:5, 
145:12, 145:13, 
145:17, 145:19, 
145:20, 146:7, 
146:10, 147:4, 
147:22, 150:19, 
152:15, 154:8, 
155:10, 157:10, 
165:11, 165:12, 
165:14
loans [53] - 7:7, 7:11, 
21:6, 21:8, 21:9, 
22:1, 29:1, 29:4, 
47:6, 47:8, 48:25, 
71:1, 71:17, 72:1, 
72:21, 73:24, 77:22, 
112:19, 113:7, 
113:19, 113:20, 
114:2, 116:23, 
131:1, 132:8, 
132:15, 132:18, 
133:12, 134:7, 
134:9, 135:15, 
135:16, 135:20, 
136:7, 136:9, 137:3, 
137:20, 141:5, 
141:21, 141:24, 
148:20, 148:21, 
149:25, 150:11, 
153:13, 155:1, 
155:2, 155:4, 155:9, 
156:16, 165:16
Loans [4] - 24:24, 
28:9, 28:22, 131:16
local [2] - 66:25, 77:17
location [2] - 59:12, 
142:22
location-wise [1] - 
59:12
log [3] - 139:1, 139:3, 
144:4
log-in [1] - 144:4
logged [5] - 142:5, 
144:6, 144:7, 144:9, 
144:22
logging [3] - 142:12, 
142:16, 143:12
login [1] - 151:21
look [17] - 5:18, 8:1, 
26:24, 52:14, 53:24, 
54:1, 62:4, 86:13, 
99:10, 103:1, 
104:17, 106:21, 
107:15, 142:11, 
157:23, 159:17, 
161:19
looked [2] - 74:5, 
89:12
looking [5] - 26:2, 
26:23, 126:13, 
160:18, 161:8
looks [1] - 112:8
losses [1] - 150:25
lost [2] - 16:14, 167:7
Louis [1] - 61:1
Lourdes [3] - 51:11, 
51:17, 101:6
love [1] - 116:6
LOVE [14] - 23:25, 
36:8, 89:20, 92:9, 
97:11, 97:15, 97:17, 
97:23, 105:4, 105:6, 
107:1, 107:25, 
108:2, 116:7
Love [6] - 1:14, 23:25, 
35:18, 35:21, 36:3, 
36:6
lower [2] - 41:24, 
41:25
lowest [1] - 41:20
Loynaz [4] - 56:23, 
87:10, 109:1, 129:22
luckily [1] - 71:11
lunch [7] - 13:24, 
14:5, 108:12, 
108:20, 110:13, 
124:20, 126:7
 
183
luncheon [1] - 111:13
M
ma'am [6] - 63:5, 65:9, 
67:6, 72:5, 72:9, 
81:10
mail [1] - 51:3
mailed [1] - 145:10
major [2] - 60:25, 69:8
mal [1] - 69:8
malpractice [1] - 40:3
man [2] - 149:23, 
155:4
manager [2] - 71:5, 
74:3
Mandri [4] - 82:15, 
109:8, 130:4
manner [1] - 112:22
Marceau [2] - 97:2, 
107:11
Mario [1] - 108:25
marked [2] - 122:7, 
122:12
married [3] - 25:14, 
131:5, 137:4
martial [1] - 40:14
MasterCard [1] - 67:8
materially [1] - 115:7
math [1] - 137:15
matter [4] - 32:12, 
52:7, 143:24, 169:11
matters [9] - 3:25, 
8:16, 50:2, 110:13, 
128:14, 143:25, 
160:4, 160:10
Maurice [1] - 61:5
maximum [8] - 129:8, 
129:9, 132:20, 
132:21, 132:22, 
132:23, 134:10, 
135:3
McClain [1] - 24:25
McCray [106] - 1:18, 
4:22, 9:13, 9:17, 
10:1, 12:16, 13:2, 
14:4, 15:10, 15:17, 
16:19, 31:4, 34:1, 
34:4, 34:18, 34:20, 
73:7, 73:9, 74:1, 
74:5, 74:10, 74:17, 
74:19, 74:21, 75:4, 
76:2, 76:6, 76:9, 
76:23, 78:1, 78:8, 
78:18, 78:22, 78:25, 
80:9, 80:16, 80:20, 
80:25, 81:3, 81:8, 
81:10, 81:13, 81:22, 
82:4, 82:7, 82:9, 
82:13, 82:22, 83:1, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 183 of
195

83:4, 83:8, 83:12, 
83:14, 83:17, 83:20, 
83:23, 84:6, 84:9, 
84:16, 84:18, 84:24, 
87:9, 87:12, 87:18, 
88:3, 89:2, 89:16, 
89:18, 91:23, 92:5, 
92:8, 92:12, 92:16, 
92:21, 94:9, 94:10, 
95:2, 95:7, 95:10, 
95:16, 96:16, 97:4, 
97:21, 101:8, 
101:25, 102:2, 
102:24, 103:5, 
103:10, 103:16, 
104:22, 105:5, 
105:14, 105:16, 
106:3, 106:5, 106:8, 
106:22, 107:4, 
107:22, 108:6, 
109:13, 130:10, 
130:18, 149:9
MCCRAY [6] - 80:3, 
88:17, 100:1, 
100:12, 107:16, 
108:3
mean [14] - 3:16, 
15:13, 19:10, 21:1, 
26:9, 39:9, 64:1, 
65:10, 81:25, 83:25, 
84:2, 94:5, 114:5, 
117:3
means [27] - 18:11, 
21:2, 21:15, 21:16, 
40:25, 53:8, 58:7, 
65:7, 79:3, 84:4, 
84:7, 85:15, 86:24, 
91:10, 93:15, 96:1, 
106:25, 112:22, 
120:19, 120:22, 
122:6, 126:22, 
127:4, 128:23, 
159:3, 160:2, 168:2
meant [1] - 3:16
med [1] - 69:7
medical [1] - 40:3
meeting [2] - 21:2, 
141:8
meets [1] - 68:6
Megan [1] - 24:21
Melbourne [2] - 60:5, 
94:15
member [9] - 66:2, 
68:19, 77:18, 80:11, 
82:24, 96:5, 96:14, 
97:6, 104:8
members [15] - 23:23, 
27:8, 69:18, 77:6, 
80:4, 80:13, 106:23, 
118:14, 124:10, 
130:24, 139:21, 
140:24, 148:23, 
168:21
memo [3] - 148:12, 
148:13, 148:17
memorize [1] - 106:9
mental [1] - 58:12
mention [1] - 102:3
mentioned [7] - 24:9, 
25:19, 28:5, 46:4, 
76:15, 140:17, 
143:18
mentioning [1] - 117:4
messages [3] - 151:9, 
151:11, 151:16
met [2] - 141:7, 141:10
Mexico [3] - 61:11, 
95:2
MIAMI [1] - 1:2
Miami [19] - 1:4, 2:5, 
5:8, 19:2, 19:12, 
19:13, 19:20, 24:6, 
36:10, 44:13, 53:5, 
55:25, 56:1, 60:9, 
60:17, 107:23, 
108:8, 124:12, 
169:18
Miami-Dade [9] - 5:8, 
19:2, 19:12, 19:13, 
19:20, 36:10, 44:13, 
60:9, 107:23
Michael [2] - 24:23, 
32:4
microphone [7] - 
14:11, 25:24, 28:15, 
42:3, 42:7, 42:15, 
51:10
midday [1] - 13:24
middle [3] - 11:9, 
38:17, 61:13
Middle [1] - 60:17
might [8] - 39:18, 
48:11, 50:1, 51:12, 
52:2, 53:2, 53:13, 
67:4
Mike [1] - 58:23
military [3] - 40:14, 
50:19, 102:4
Miller [7] - 31:1, 31:3, 
44:22, 45:1, 61:9, 
94:24, 95:4
million [1] - 115:15
mind [23] - 7:25, 
10:14, 20:5, 20:16, 
23:2, 39:20, 42:1, 
46:20, 46:25, 47:11, 
48:16, 49:14, 53:7, 
62:16, 118:20, 
119:11, 119:25, 
122:18, 123:20, 
124:7, 124:20, 
125:1, 126:2
minds [1] - 21:3
mine [3] - 56:24, 71:8, 
161:6
ministerial [1] - 4:18
minute [3] - 13:1, 
90:12, 131:22
minutes [13] - 12:15, 
53:6, 53:16, 59:15, 
85:12, 86:2, 129:8, 
129:10, 129:11, 
138:23, 159:12, 
160:7
misinformed [1] - 
64:7
misnumbered [1] - 
4:8
misrepresent [1] - 
17:6
miss [3] - 10:24, 
16:21, 90:21
missed [1] - 30:21
missing [3] - 10:23, 
130:6, 130:11
mistrial [3] - 9:6, 34:5, 
126:21
misunderstanding [1] 
- 165:23
model [4] - 142:14, 
142:15, 144:20
models [1] - 143:22
moment [15] - 36:15, 
37:1, 37:4, 56:10, 
65:9, 70:25, 71:2, 
72:7, 108:22, 112:6, 
114:13, 135:1, 
135:21, 141:22
momentarily [1] - 20:8
moments [3] - 71:12, 
119:15, 127:24
Monday [16] - 10:18, 
10:19, 19:24, 19:25, 
20:3, 20:4, 49:9, 
58:20, 61:15, 61:16, 
61:17, 61:24, 97:12, 
97:20, 97:22
Monday's [1] - 12:20
money [22] - 71:24, 
82:20, 82:25, 132:4, 
132:11, 133:14, 
133:16, 133:24, 
135:19, 138:9, 
138:10, 142:8, 
148:1, 150:2, 
150:16, 152:10, 
154:2, 154:23, 
155:12, 155:23, 
157:19
monitor [1] - 19:15
month [3] - 56:17, 
140:19, 154:12
months [1] - 149:10
mope [1] - 155:12
moral [2] - 62:22, 
65:23
morning [38] - 3:3, 
5:6, 12:12, 13:5, 
13:17, 14:12, 14:13, 
15:12, 15:13, 15:14, 
18:6, 18:13, 20:20, 
23:18, 23:25, 24:4, 
29:24, 44:1, 44:5, 
44:21, 51:11, 52:1, 
59:4, 60:8, 60:16, 
61:9, 62:19, 66:7, 
83:9, 93:11, 124:21, 
125:4, 126:2, 126:6, 
159:10, 159:17, 
160:6, 169:3
Morrow [1] - 25:4
most [10] - 11:15, 
11:16, 18:21, 40:4, 
49:18, 60:22, 64:12, 
70:2, 72:24, 90:12
mother [9] - 44:17, 
56:5, 60:18, 88:15, 
88:18, 88:19, 
106:20, 107:1, 107:3
mother's [2] - 88:17, 
107:4
mother-in-law [1] - 
56:5
motion [1] - 4:17
motive [6] - 84:7, 
84:13, 84:16, 84:19, 
84:23
Motive [1] - 84:15
move [10] - 31:7, 
91:12, 91:25, 94:14, 
94:17, 94:22, 99:3, 
105:4, 130:8, 130:9
moved [4] - 105:6, 
105:7, 110:15, 
110:16
movie [1] - 47:9
moving [3] - 91:23, 
97:23, 111:23
MR [386] - 3:8, 3:13, 
3:22, 4:5, 4:8, 4:20, 
4:22, 5:4, 6:9, 6:18, 
7:5, 7:14, 8:3, 8:11, 
8:15, 9:1, 9:5, 9:13, 
9:17, 10:1, 10:12, 
10:22, 11:3, 12:4, 
12:7, 12:10, 12:15, 
12:16, 12:25, 13:2, 
13:13, 13:18, 14:4, 
14:9, 14:13, 14:16, 
14:18, 14:21, 15:1, 
 
184
15:3, 15:5, 15:9, 
15:12, 15:14, 15:17, 
15:21, 15:23, 16:14, 
16:17, 16:23, 16:25, 
17:5, 17:14, 17:16, 
23:17, 23:25, 24:8, 
26:12, 30:20, 34:1, 
34:4, 34:18, 34:20, 
36:8, 62:19, 63:15, 
63:19, 63:25, 64:5, 
64:8, 64:15, 64:18, 
65:19, 65:22, 66:10, 
66:13, 67:11, 67:17, 
67:20, 68:2, 68:5, 
68:9, 68:12, 68:17, 
69:1, 69:6, 69:9, 
69:11, 69:14, 69:16, 
69:21, 69:24, 70:17, 
71:14, 71:16, 71:19, 
71:23, 72:9, 72:12, 
72:14, 72:16, 72:20, 
73:7, 74:1, 74:5, 
74:10, 74:17, 74:19, 
74:21, 75:4, 75:6, 
76:2, 76:6, 76:9, 
76:23, 78:1, 78:8, 
78:18, 78:22, 78:25, 
80:3, 80:9, 80:16, 
80:20, 80:25, 81:3, 
81:8, 81:10, 81:13, 
81:22, 82:4, 82:7, 
82:9, 82:13, 82:22, 
83:1, 83:4, 83:8, 
83:12, 83:14, 83:17, 
83:20, 83:23, 84:6, 
84:9, 84:16, 84:18, 
84:24, 87:8, 87:9, 
87:11, 87:12, 87:15, 
87:16, 87:18, 87:19, 
87:23, 88:3, 88:6, 
88:7, 88:10, 88:14, 
88:17, 88:18, 88:22, 
89:1, 89:2, 89:15, 
89:16, 89:18, 89:20, 
90:16, 90:18, 91:1, 
91:7, 91:15, 91:23, 
92:5, 92:8, 92:9, 
92:10, 92:12, 92:16, 
92:21, 92:25, 93:3, 
93:6, 93:8, 93:14, 
93:17, 93:25, 94:1, 
94:3, 94:7, 94:10, 
94:20, 94:21, 94:25, 
95:2, 95:5, 95:7, 
95:10, 95:16, 95:17, 
95:20, 95:22, 96:3, 
96:10, 96:13, 96:16, 
96:21, 97:1, 97:4, 
97:5, 97:11, 97:15, 
97:17, 97:20, 97:21, 
97:22, 97:23, 98:14, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 184 of
195

98:16, 98:20, 98:23, 
99:1, 99:4, 99:7, 
99:13, 99:16, 99:19, 
99:21, 99:24, 100:1, 
100:3, 100:5, 
100:12, 100:15, 
100:18, 100:20, 
100:23, 100:25, 
101:2, 101:5, 101:6, 
101:8, 101:12, 
101:16, 101:23, 
101:25, 102:2, 
102:9, 102:12, 
102:17, 102:19, 
102:22, 102:24, 
103:3, 103:5, 103:8, 
103:10, 103:13, 
103:16, 103:20, 
103:22, 103:25, 
104:2, 104:4, 
104:12, 104:22, 
104:24, 105:2, 
105:4, 105:5, 105:6, 
105:10, 105:12, 
105:16, 105:18, 
105:22, 106:1, 
106:3, 106:4, 106:5, 
106:6, 106:8, 106:9, 
106:10, 106:11, 
106:15, 106:18, 
106:22, 107:1, 
107:4, 107:5, 
107:10, 107:13, 
107:14, 107:16, 
107:21, 107:22, 
107:25, 108:2, 
108:3, 108:5, 108:6, 
110:14, 110:19, 
110:25, 111:3, 
111:10, 111:20, 
111:23, 112:5, 
112:9, 112:13, 
112:15, 112:25, 
113:6, 113:13, 
113:16, 113:22, 
114:4, 114:12, 
114:14, 114:17, 
114:21, 114:23, 
116:4, 116:6, 116:7, 
116:11, 116:13, 
117:8, 117:9, 
117:21, 117:24, 
130:15, 130:18, 
130:20, 130:22, 
130:24, 149:9, 
159:23, 160:12, 
160:17, 160:20, 
160:24, 161:1, 
161:4, 161:8, 
161:13, 161:15, 
161:21, 161:23, 
162:2, 162:4, 
162:10, 162:16, 
162:22, 163:3, 
163:9, 163:12, 
163:18, 163:23, 
164:4, 164:10, 
164:15, 164:20, 
164:22, 165:1, 
165:7, 165:18, 
165:21, 165:25, 
166:5, 166:7, 
166:10, 166:16, 
166:18, 167:5, 
167:10, 167:19, 
168:4, 168:8, 168:15
multiple [2] - 134:7, 
143:8
murder [1] - 84:20
Musil [1] - 24:21
must [12] - 45:10, 
45:13, 47:13, 48:3, 
49:1, 51:20, 118:20, 
119:13, 121:5, 
122:19, 123:20, 
158:9
N
name [54] - 5:14, 
14:10, 18:8, 23:18, 
23:25, 24:4, 24:13, 
25:12, 25:25, 26:1, 
26:10, 26:20, 28:16, 
28:17, 30:20, 30:23, 
31:12, 32:3, 32:4, 
34:25, 35:15, 35:19, 
35:23, 36:13, 42:20, 
43:9, 43:20, 44:5, 
44:21, 44:24, 51:16, 
53:19, 55:3, 56:23, 
57:11, 59:4, 59:21, 
61:23, 63:5, 67:7, 
73:9, 74:21, 81:20, 
82:11, 83:11, 
107:16, 132:3, 
134:14, 135:4, 
149:20, 149:23, 
153:19
named [12] - 134:13, 
134:17, 134:18, 
134:24, 135:8, 
135:9, 135:13, 
137:4, 145:22, 
147:1, 147:2, 147:8
names [9] - 23:7, 
25:19, 25:21, 35:24, 
108:17, 126:13, 
153:13, 156:20, 
156:21
nature [1] - 88:10
navigate [1] - 74:9
navigated [1] - 71:6
NE [2] - 2:4, 169:17
near [1] - 7:2
nearby [1] - 55:24
necessarily [2] - 39:9, 
120:13
necessary [1] - 85:21
necessity [1] - 122:2
need [12] - 20:1, 
22:25, 49:18, 49:19, 
52:20, 86:24, 91:18, 
101:15, 126:15, 
159:25, 160:1, 168:4
needed [3] - 12:23, 
33:8, 133:8
needs [2] - 58:13, 
159:24
negative [1] - 70:5
neglected [1] - 102:3
nephew [3] - 96:1, 
96:12, 98:2
nervous [1] - 130:11
network [1] - 146:13
neutral [2] - 100:8, 
104:12
never [8] - 16:3, 
138:14, 151:20, 
152:19, 152:24, 
155:8, 156:18, 158:5
new [2] - 71:5, 126:9
news [3] - 19:1, 
125:20, 126:2
newspaper [2] - 47:8, 
125:23
Next [1] - 109:11
next [43] - 12:19, 
12:23, 13:4, 20:3, 
24:21, 24:23, 24:25, 
25:2, 25:4, 25:6, 
25:10, 25:12, 42:7, 
43:2, 45:23, 49:10, 
50:25, 51:14, 52:23, 
53:3, 55:4, 56:4, 
58:8, 58:11, 58:17, 
58:19, 58:24, 59:3, 
59:6, 59:8, 59:22, 
86:15, 87:16, 87:19, 
91:3, 91:8, 93:10, 
93:14, 105:8, 115:7, 
120:25, 159:4, 
168:12
nicely [1] - 110:17
Nicholas [2] - 82:15, 
109:8
night [2] - 55:8, 60:2
nine [3] - 123:17, 
131:5, 149:11
NO [1] - 1:2
nobody's [1] - 73:22
none [5] - 9:22, 11:4, 
93:22, 126:14, 
167:13
nonprofit [2] - 71:4, 
74:2
noon [1] - 14:2
normally [1] - 56:4
north [2] - 19:6, 60:24
North [1] - 108:8
note [2] - 127:20, 
164:10
noted [1] - 69:25
notes [4] - 127:17, 
127:21, 127:23, 
169:12
nothing [10] - 49:2, 
68:10, 75:15, 
116:23, 117:4, 
118:22, 123:23, 
123:24, 157:9
notice [15] - 7:12, 
16:9, 114:1, 114:5, 
114:6, 114:11, 
114:15, 114:18, 
115:25, 116:20, 
117:11, 117:18, 
164:12, 165:22, 
166:13
noticed [4] - 7:11, 
7:18, 111:4, 166:2
noting [1] - 4:15
notions [3] - 47:20, 
48:10, 48:13
notwithstanding [1] - 
69:11
nowadays [2] - 30:10, 
59:15
Number [54] - 7:12, 
7:14, 30:24, 36:9, 
52:1, 52:25, 56:24, 
57:12, 60:9, 61:10, 
61:24, 65:19, 65:20, 
67:8, 68:22, 75:22, 
82:15, 83:9, 87:3, 
87:8, 90:18, 91:17, 
91:25, 92:1, 92:4, 
92:19, 93:22, 94:17, 
94:24, 95:23, 99:13, 
100:25, 101:8, 
101:17, 101:20, 
101:21, 102:15, 
103:16, 104:7, 
104:15, 104:20, 
105:22, 107:11, 
107:16, 107:22, 
108:24, 108:25, 
109:1, 109:2, 115:4, 
122:7, 129:19
number [47] - 13:8, 
17:3, 19:18, 24:9, 
 
185
80:23, 87:13, 87:25, 
91:25, 93:12, 95:22, 
100:16, 100:20, 
100:21, 101:1, 
101:3, 101:7, 
101:18, 102:2, 
103:17, 108:5, 
109:3, 109:4, 109:5, 
109:6, 109:7, 109:8, 
109:9, 109:10, 
113:13, 113:20, 
114:9, 115:2, 115:3, 
115:5, 129:8, 
138:25, 139:3, 
139:15, 142:21, 
142:22, 147:17, 
147:20, 154:15, 
161:6, 165:13
number.. [1] - 102:19
numbers [5] - 111:6, 
135:13, 137:15, 
140:10, 150:14
O
object [1] - 3:17
objecting [2] - 100:9, 
117:5
objection [45] - 4:21, 
34:11, 34:12, 87:7, 
87:15, 88:2, 88:22, 
89:1, 90:20, 93:21, 
94:5, 94:6, 94:7, 
94:21, 95:5, 95:7, 
95:15, 95:16, 95:17, 
100:6, 100:10, 
103:8, 103:13, 
105:10, 105:12, 
110:16, 110:20, 
111:24, 112:1, 
112:3, 117:25, 
120:19, 120:22, 
121:2, 161:24, 
162:7, 162:13, 
162:19, 162:25, 
163:6, 163:15, 
163:20, 164:1, 
164:7, 164:25
objections [6] - 88:5, 
111:9, 117:14, 
120:16, 121:4
objective [1] - 132:3
obligation [1] - 52:22
obligations [3] - 
50:16, 55:13, 58:11
observe [1] - 123:15
obtain [6] - 21:11, 
64:13, 112:19, 
113:17, 137:3
obtained [2] - 21:18, 
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195

21:20
obviously [3] - 13:19, 
20:9, 167:10
occasion [3] - 39:23, 
39:24, 126:7
occasionally [1] - 
121:7
occasions [1] - 47:6
occurring [1] - 20:15
occurs [3] - 121:8, 
127:20, 160:6
October [4] - 1:5, 
14:22, 14:24, 87:10
odd [1] - 106:9
OF [3] - 1:1, 1:4, 1:10
offense [3] - 46:1, 
65:10, 65:11
offenses [2] - 115:1, 
136:12
offer [6] - 9:1, 9:8, 9:9, 
9:14, 164:17, 166:3
offered [2] - 161:22, 
161:23
offering [12] - 114:6, 
114:7, 162:5, 
162:11, 162:18, 
162:23, 163:4, 
163:13, 163:18, 
163:24, 164:5, 166:1
offers [7] - 8:20, 8:21, 
8:22, 8:25, 9:12, 
9:15
Office [22] - 1:15, 
23:20, 24:1, 25:7, 
25:8, 26:19, 27:3, 
27:19, 28:10, 32:19, 
32:22, 33:5, 33:15, 
37:23, 38:13, 66:24, 
68:18, 68:19, 97:9, 
98:3, 98:8, 131:10
office [8] - 24:6, 35:2, 
36:25, 53:10, 53:19, 
54:13, 61:6, 78:12
officer [8] - 38:9, 
77:10, 98:4, 98:6, 
106:20, 107:1, 
107:4, 153:2
Officer [1] - 57:15
officers [7] - 38:1, 
77:8, 77:16, 130:25, 
131:3, 131:11, 
156:22
Official [2] - 2:2, 
169:15
oft [1] - 38:1
oftentimes [1] - 35:24
Ohanian [1] - 101:21
Olga [3] - 31:13, 
43:10, 109:4
once [15] - 8:12, 
21:21, 21:23, 37:17, 
43:15, 43:16, 71:6, 
71:7, 72:24, 80:22, 
82:17, 86:18, 
108:23, 141:7
One [2] - 147:2, 
153:11
one [96] - 7:16, 8:3, 
11:15, 20:10, 25:23, 
27:23, 28:2, 28:15, 
30:10, 31:11, 32:1, 
34:23, 35:14, 36:11, 
37:20, 38:12, 40:13, 
42:13, 46:15, 50:25, 
51:10, 51:24, 53:18, 
55:18, 56:10, 60:16, 
61:7, 64:1, 65:9, 
70:25, 71:2, 72:7, 
72:11, 72:13, 75:7, 
75:10, 76:22, 77:4, 
80:3, 80:8, 80:23, 
83:18, 84:24, 85:4, 
85:12, 91:12, 96:23, 
96:24, 97:6, 97:9, 
98:9, 98:16, 98:20, 
102:14, 105:2, 
112:6, 112:24, 
113:22, 114:13, 
115:1, 115:3, 
117:19, 120:20, 
125:12, 127:14, 
127:22, 130:8, 
130:9, 132:3, 
138:22, 139:1, 
139:4, 140:10, 
142:13, 143:25, 
145:19, 145:20, 
146:12, 146:13, 
147:17, 147:19, 
150:22, 153:4, 
153:9, 153:10, 
154:7, 154:14, 
154:17, 155:18, 
158:4, 161:5, 161:6, 
166:19, 167:19
one's [1] - 84:16
one-time [3] - 138:22, 
139:1, 139:4
ones [4] - 71:13, 
71:14, 139:25, 140:3
online [2] - 138:18, 
141:18
open [7] - 13:20, 
19:12, 47:4, 47:14, 
53:11, 53:13, 126:16
opened [1] - 81:15
opening [12] - 3:15, 
7:8, 12:13, 20:21, 
108:14, 110:5, 
119:16, 119:21, 
120:2, 128:1, 
158:24, 159:8
OPENING [2] - 
130:21, 149:8
opens [1] - 58:19
operates [1] - 131:12
operations [2] - 71:5, 
74:3
opinion [2] - 76:19, 
127:9
opinions [3] - 22:20, 
22:22, 48:23
opportunity [12] - 
5:19, 34:14, 40:20, 
45:5, 85:20, 89:24, 
96:4, 96:9, 126:6, 
127:6, 128:6, 158:12
opposed [1] - 4:15
opposing [5] - 4:25, 
128:13, 159:25, 
160:7, 165:5
option [2] - 3:10, 3:21
Order [1] - 3:1
order [3] - 41:3, 65:25, 
133:16
ordinary [2] - 121:21, 
158:12
originally [2] - 10:4, 
69:3
Osorio [2] - 36:14, 
101:2
otherwise [6] - 62:23, 
114:20, 118:25, 
127:1, 159:8, 165:19
Oto [2] - 24:17, 28:8
ought [4] - 22:21, 
47:21, 47:25, 48:11
ourselves [1] - 19:14
out-of-town [2] - 
11:20, 11:24
outcome [2] - 47:7, 
123:16
outside [5] - 85:20, 
85:25, 121:10, 
122:18, 123:2
overnight [2] - 127:21, 
160:6
overrule [1] - 120:19
overruled [2] - 34:12, 
100:10
overt [1] - 117:4
own [16] - 22:20, 
22:21, 46:12, 48:23, 
63:16, 64:11, 65:8, 
71:9, 76:17, 126:13, 
126:16, 133:1, 
137:7, 139:21, 
141:14, 152:16
owned [1] - 137:16
owner [6] - 56:13, 
63:11, 63:17, 63:20, 
64:10, 133:6
owners [6] - 67:14, 
70:13, 132:5, 132:6, 
132:13, 133:25
owning [1] - 70:17
owns [2] - 70:9, 137:8
P
p.m [16] - 10:5, 10:6, 
51:20, 86:3, 86:7, 
92:3, 109:24, 110:3, 
110:6, 110:9, 
110:11, 111:13, 
111:16, 118:3, 
159:20, 169:6
package [1] - 133:8
packet [1] - 74:25
pads [1] - 127:18
page [31] - 4:2, 4:3, 
4:6, 4:18, 114:23, 
160:22, 161:1, 
161:3, 161:4, 161:5, 
161:8, 161:11, 
161:15, 161:16, 
161:19, 162:3, 
162:4, 162:10, 
162:16, 162:22, 
163:3, 163:9, 
163:14, 163:18, 
163:23, 164:4, 
164:15
Pages [1] - 1:8
paid [11] - 113:5, 
113:7, 115:14, 
132:10, 132:17, 
138:7, 138:8, 140:4, 
140:5
Palm [2] - 15:5, 19:11
pandemic [6] - 72:5, 
131:2, 131:8, 132:2, 
132:7, 153:9
Panel [1] - 108:15
PANEL [2] - 18:5, 
118:12
panic [1] - 82:19
paper [2] - 15:3, 78:6
papers [1] - 73:14
paperwork [1] - 61:14
paragraph [3] - 
112:23, 115:7, 
115:11
parents [1] - 50:22
part [6] - 59:1, 60:23, 
117:1, 117:3, 
140:21, 145:1
partial [2] - 30:8, 
104:5
participated [1] - 
 
186
136:9
participating [1] - 
109:22
participation [1] - 
118:16
particular [10] - 19:16, 
36:2, 47:23, 58:18, 
63:2, 63:25, 113:11, 
126:18, 142:24, 
156:12
particulars [1] - 54:14
parties [5] - 23:4, 
28:5, 50:6, 98:11, 
125:2
partisan [1] - 38:23
partisans [1] - 38:21
partner [6] - 35:1, 
35:2, 56:13, 69:8, 
78:11, 90:5
partnered [2] - 133:2, 
133:4
parts [1] - 11:12
party [2] - 133:4, 
155:18
pass [6] - 25:24, 
28:15, 42:3, 42:6, 
42:15, 51:10
passcode [1] - 155:25
password [2] - 
155:25, 157:8
passwords [1] - 
151:22
past [1] - 121:11
patients [1] - 55:19
Patricia [1] - 169:11
PATRICIA [1] - 169:15
pay [3] - 132:18, 
133:18, 157:19
Paycheck [9] - 7:15, 
21:8, 28:22, 70:21, 
131:1, 131:16, 
131:22, 131:25, 
148:3
paychecks [5] - 132:4, 
132:12, 148:4, 
148:6, 148:8
paying [1] - 78:2
payment [2] - 147:21, 
150:17
payroll [7] - 115:15, 
115:19, 132:9, 
132:11, 133:15, 
133:16, 148:17
pays [1] - 70:1
peers [1] - 158:14
pencils [1] - 127:18
people [30] - 5:10, 
16:25, 35:25, 38:14, 
46:1, 48:15, 50:21, 
63:12, 74:3, 82:4, 
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195

91:4, 99:25, 114:1, 
124:15, 137:1, 
137:20, 139:19, 
151:17, 153:5, 
153:24, 154:8, 
154:19, 154:20, 
155:13, 155:20, 
155:21, 156:21
people's [1] - 106:7
per [1] - 146:18
percent [5] - 33:23, 
41:6, 41:7, 67:24, 
133:15
peremptories [1] - 
103:18
peremptory [17] - 
99:14, 99:18, 
100:11, 100:19, 
101:3, 101:9, 
101:14, 101:17, 
101:22, 102:9, 
102:16, 102:25, 
103:15, 103:20, 
104:2, 104:4, 105:18
PEREZ [21] - 12:25, 
14:9, 14:13, 14:16, 
14:18, 14:21, 15:1, 
15:3, 15:5, 15:9, 
15:12, 15:14, 15:21, 
15:23, 16:14, 16:17, 
16:23, 16:25, 17:5, 
17:14, 17:16
Perez [1] - 15:17
perfect [2] - 30:6, 43:2
perfectly [1] - 47:24
perhaps [5] - 13:24, 
53:14, 96:10, 
149:18, 158:3
period [5] - 10:21, 
21:9, 113:1, 139:11, 
167:15
permanent [2] - 86:19, 
102:13
person [31] - 24:13, 
26:25, 35:8, 36:7, 
38:4, 38:8, 39:13, 
41:2, 42:7, 43:2, 
45:9, 46:2, 46:16, 
46:19, 46:25, 65:14, 
80:8, 82:3, 93:10, 
100:1, 106:1, 106:4, 
106:16, 107:10, 
125:6, 137:25, 
144:5, 144:17, 
150:4, 158:8
person's [2] - 77:19, 
132:20
persona [1] - 144:16
Persona [2] - 24:20, 
28:8
personal [12] - 6:14, 
22:22, 35:19, 48:23, 
56:16, 62:5, 63:20, 
65:3, 97:16, 123:16, 
148:15, 168:19
personally [2] - 49:2, 
93:5
persons [11] - 21:3, 
23:11, 25:19, 34:13, 
39:12, 48:17, 77:23, 
78:15, 107:9, 
107:18, 136:4
peruse [1] - 104:14
pharmacy [1] - 106:22
phase [4] - 8:2, 41:16, 
46:5, 123:12
phases [1] - 128:15
Philadelphia [1] - 
11:14
philosophical [2] - 
62:22, 65:23
phone [23] - 17:3, 
19:18, 27:1, 78:3, 
78:8, 78:10, 138:25, 
139:3, 139:5, 139:8, 
139:9, 139:10, 
139:13, 139:14, 
139:15, 142:15, 
142:19, 143:9, 
143:18, 146:3, 
151:10, 154:18
phony [1] - 148:8
photo [1] - 144:16
physical [1] - 57:17
pick [7] - 18:19, 38:24, 
39:11, 55:16, 62:12, 
88:11, 104:18
picked [1] - 50:21
pictures [2] - 144:14, 
144:15
Pierce [1] - 19:11
Pivnik [4] - 28:17, 
29:13, 73:23, 93:22
pivotal [2] - 149:19, 
150:21
place [4] - 3:4, 58:12, 
134:8, 135:20
plaintiff [2] - 41:1, 
66:15
plaintiff's [1] - 26:17
plan [9] - 13:23, 13:25, 
116:21, 136:6, 
136:13, 136:15, 
159:5, 159:12
plane [1] - 61:20
planned [8] - 10:4, 
51:13, 54:20, 59:25, 
60:3, 61:25, 97:12, 
105:3
plans [5] - 52:4, 52:6, 
59:22, 94:25, 97:20
Plantation [1] - 1:21
play [1] - 82:4
plea [9] - 9:1, 9:8, 9:9, 
140:19, 140:20, 
140:22, 156:24, 
157:23, 158:8
pleaded [3] - 140:13, 
140:14, 140:18
pleading [1] - 116:3
pleas [1] - 149:12
pleased [2] - 3:3, 
50:13
pleases [1] - 157:22
pleasure [1] - 94:19
pled [1] - 140:15
plenty [2] - 28:1, 
124:18
PM [1] - 1:6
point [16] - 8:3, 13:14, 
13:16, 34:6, 38:24, 
39:11, 57:25, 71:11, 
85:1, 85:17, 85:21, 
91:18, 121:5, 
139:16, 145:4, 
165:10
pointers [2] - 37:25, 
39:20
points [1] - 79:9
police [7] - 6:14, 38:9, 
77:17, 98:4, 98:6, 
153:2
Police [2] - 107:23, 
108:8
Pompano [1] - 1:19
pose [1] - 120:16
position [9] - 8:5, 
41:7, 91:22, 93:13, 
93:16, 95:13, 
104:21, 110:22
positions [2] - 20:22, 
88:25
possible [6] - 12:5, 
16:12, 24:21, 25:12, 
64:13, 133:24
possibly [3] - 36:6, 
58:1, 62:15
post [1] - 125:18
post-trial [1] - 125:18
postponement [1] - 
58:14
potential [4] - 24:19, 
25:15, 36:4, 39:5
potentially [1] - 91:14
Power's [1] - 169:11
POWERS [1] - 2:2
Powers [1] - 169:11
PPP [106] - 21:6, 21:8, 
21:12, 29:1, 29:4, 
31:19, 35:2, 35:4, 
35:17, 47:6, 47:8, 
48:24, 70:14, 70:18, 
71:24, 72:21, 73:24, 
77:22, 78:3, 78:12, 
112:9, 112:19, 
112:20, 112:25, 
113:8, 114:24, 
115:4, 115:6, 115:8, 
115:9, 115:10, 
115:12, 115:13, 
115:16, 115:20, 
115:21, 115:22, 
116:16, 116:18, 
131:17, 131:25, 
132:8, 132:15, 
132:16, 133:12, 
133:13, 133:15, 
133:19, 133:21, 
134:3, 134:10, 
134:20, 135:2, 
135:11, 135:15, 
136:7, 136:9, 
136:18, 137:3, 
137:20, 138:1, 
138:4, 138:9, 
138:10, 138:17, 
138:21, 139:19, 
141:5, 141:14, 
141:16, 141:20, 
141:24, 142:2, 
143:2, 143:10, 
143:14, 143:22, 
144:2, 144:4, 144:7, 
144:10, 144:25, 
145:5, 145:12, 
145:13, 145:17, 
145:19, 145:20, 
146:7, 146:10, 
147:4, 147:22, 
148:1, 148:20, 
149:25, 152:15, 
153:13, 155:2, 
155:9, 156:16, 
157:10, 165:11, 
166:23
PPPs [1] - 78:3
pre [1] - 125:18
pre-trial [1] - 125:18
precise [2] - 13:3, 
160:16
precisely [2] - 14:25, 
116:21
predetermined [2] - 
63:9, 65:13
predict [1] - 10:8
predicted [1] - 11:6
preemptory [1] - 
99:12
preface [1] - 66:13
preference [1] - 11:22
 
187
preliminary [5] - 3:25, 
97:12, 108:13, 
118:15, 130:16
preparation [1] - 
88:24
prepare [1] - 78:16
prepared [9] - 73:1, 
73:24, 74:6, 77:22, 
140:16, 151:3, 
151:6, 156:2, 164:23
preparer [1] - 73:1
preparing [1] - 78:4
preplanned [2] - 57:6, 
61:24
preponderance [4] - 
40:24, 40:25, 41:3, 
41:24
presence [2] - 34:8, 
47:14
present [14] - 3:2, 
33:13, 48:3, 89:7, 
110:5, 111:14, 
119:16, 119:24, 
128:1, 128:4, 128:6, 
128:7, 128:8, 129:4
presented [17] - 5:24, 
6:7, 6:13, 6:16, 6:21, 
33:11, 33:12, 46:21, 
47:4, 47:13, 47:20, 
48:9, 124:24, 
124:25, 128:21, 
129:3, 129:16
presenting [1] - 
128:10
preserve [1] - 127:21
presiding [2] - 17:23, 
18:9
presume [2] - 45:10, 
45:13
presumed [5] - 64:18, 
68:3, 76:4, 76:10, 
123:21
presumption [5] - 
45:15, 76:6, 76:25, 
77:2, 149:15
pretty [6] - 10:8, 
30:18, 36:15, 37:11, 
53:24, 80:9
prevail [2] - 41:3, 68:5
prevent [1] - 62:23
preview [1] - 119:18
previously [10] - 8:17, 
10:17, 24:17, 32:8, 
37:14, 46:4, 58:24, 
75:1, 144:5, 166:20
price [1] - 71:11
primarily [1] - 139:16
primary [1] - 89:4
principle [3] - 45:9, 
45:23, 46:6
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principles [6] - 37:18, 
39:22, 45:6, 45:8, 
50:2, 50:10
print [2] - 168:23, 
168:25
prison [3] - 104:7, 
157:18, 158:4
private [8] - 52:17, 
52:18, 89:6, 90:3, 
90:4, 133:2, 133:3
problem [24] - 22:24, 
29:5, 29:8, 29:17, 
30:6, 49:24, 50:4, 
51:21, 51:22, 55:11, 
55:12, 57:4, 60:25, 
76:25, 88:9, 89:11, 
89:19, 92:3, 92:14, 
96:8, 98:10, 124:14, 
126:17
problems [5] - 12:9, 
49:3, 49:18, 91:2, 
100:25
proceed [2] - 110:8, 
127:7
proceeding [2] - 3:7, 
66:3
proceedings [2] - 
169:6, 169:10
process [22] - 18:11, 
23:2, 29:22, 35:17, 
62:9, 63:11, 71:25, 
72:2, 72:16, 74:9, 
85:14, 86:9, 129:12, 
131:24, 133:13, 
138:16, 144:11, 
144:12, 144:23, 
144:25, 145:1, 145:3
produced [3] - 119:11, 
168:9, 168:16
producing [1] - 
150:17
profession [1] - 38:10
professionals [1] - 
32:23
profits [1] - 150:25
Program [8] - 7:16, 
21:8, 57:15, 70:22, 
131:1, 131:23, 
131:25, 148:3
program [8] - 21:9, 
21:12, 71:7, 72:14, 
132:1, 132:2, 133:3, 
153:25
programs [2] - 7:16, 
74:15
progress [1] - 14:20
prohibits [1] - 124:3
project [3] - 61:10, 
94:24, 95:3
prolonged [1] - 3:16
prolongs [1] - 54:20
promise [1] - 51:7
promptly [1] - 160:9
proof [18] - 40:19, 
40:23, 40:24, 41:10, 
41:11, 41:14, 41:15, 
41:17, 41:20, 41:21, 
41:25, 122:22, 
122:24, 123:25, 
128:7, 151:13, 
154:21
proper [7] - 5:23, 31:9, 
120:18, 120:20, 
120:23, 120:25, 
127:5
properly [1] - 166:2
proponent [1] - 41:1
propose [1] - 97:23
proposed [3] - 5:18, 
6:7, 7:21
proposing [2] - 88:21, 
110:19
propounded [1] - 18:3
proprietor [6] - 
132:14, 132:16, 
132:17, 134:11, 
134:13, 135:3
proprietors [2] - 
132:18, 132:19
prosecution [1] - 
23:23
prosecutor [5] - 
68:23, 69:2, 69:5, 
69:9, 69:20
Prospective [5] - 
89:25, 90:15, 97:25, 
108:15, 110:11
PROSPECTIVE [225] - 
18:5, 26:1, 26:4, 
26:8, 26:11, 26:13, 
26:15, 26:17, 26:24, 
27:4, 27:7, 27:10, 
27:17, 27:22, 28:17, 
28:19, 28:25, 29:7, 
29:11, 29:14, 29:17, 
29:25, 30:5, 30:14, 
30:24, 31:2, 31:13, 
31:15, 31:21, 31:25, 
32:4, 32:7, 32:12, 
32:17, 32:21, 33:1, 
33:6, 33:18, 34:25, 
35:6, 35:10, 35:12, 
35:15, 35:22, 36:4, 
36:13, 36:19, 36:21, 
36:23, 36:25, 37:3, 
37:8, 37:10, 37:12, 
37:15, 42:18, 42:20, 
42:23, 42:25, 43:10, 
43:12, 43:15, 43:18, 
43:20, 43:24, 44:1, 
44:5, 44:8, 44:10, 
44:12, 44:16, 44:19, 
44:21, 45:1, 51:11, 
51:17, 51:19, 52:1, 
52:11, 52:13, 52:16, 
52:25, 53:5, 53:9, 
53:13, 54:19, 54:23, 
54:25, 55:4, 55:9, 
55:15, 55:19, 55:25, 
56:3, 56:7, 56:9, 
56:12, 56:18, 56:23, 
57:3, 57:5, 57:8, 
57:12, 57:14, 57:21, 
57:24, 58:2, 58:6, 
58:16, 58:19, 58:22, 
58:23, 59:4, 59:10, 
59:13, 59:17, 59:21, 
59:24, 60:2, 60:5, 
60:8, 60:22, 61:2, 
61:5, 61:8, 61:9, 
61:17, 61:21, 61:23, 
62:2, 63:6, 63:18, 
63:23, 64:3, 64:6, 
64:9, 64:17, 64:22, 
65:1, 65:8, 65:15, 
65:20, 66:6, 66:12, 
67:7, 67:13, 67:18, 
67:23, 68:4, 68:7, 
68:11, 68:14, 68:22, 
69:3, 69:7, 69:10, 
69:13, 69:15, 69:17, 
69:23, 70:15, 70:24, 
71:1, 71:3, 71:15, 
71:18, 71:21, 72:6, 
72:8, 72:10, 72:13, 
72:15, 72:19, 73:25, 
74:2, 74:7, 74:11, 
74:14, 74:18, 74:20, 
75:3, 75:5, 76:1, 
76:5, 76:8, 76:14, 
77:25, 78:2, 78:10, 
78:19, 78:24, 80:2, 
80:8, 80:15, 80:19, 
80:21, 81:2, 81:5, 
81:9, 81:12, 81:14, 
81:25, 82:6, 82:8, 
82:10, 82:15, 82:24, 
83:3, 83:6, 83:9, 
83:13, 83:16, 83:18, 
83:22, 84:5, 84:8, 
84:15, 84:17, 84:19, 
90:4, 90:8, 90:11, 
98:4, 98:6, 98:12
prospective [12] - 
17:21, 22:24, 23:18, 
30:20, 37:21, 54:5, 
54:7, 62:20, 86:3, 
96:17, 104:5, 109:24
protect [5] - 132:4, 
132:12, 148:3, 
148:6, 148:8
Protection [9] - 7:15, 
21:8, 28:22, 70:22, 
131:1, 131:16, 
131:23, 131:25, 
148:3
prove [6] - 65:11, 
76:11, 114:8, 
123:25, 149:1, 152:1
proved [2] - 46:3, 46:8
proven [1] - 123:22
proves [2] - 64:20, 
123:24
provide [2] - 30:8, 
49:17
provided [4] - 67:1, 
122:14, 127:18, 
138:14
provider [4] - 133:7, 
133:10, 141:24, 
146:3
providers [2] - 133:4, 
133:5
provides [1] - 131:12
providing [1] - 64:12
province [3] - 79:19, 
79:23, 79:24
proving [2] - 124:5, 
149:16
Public [1] - 159:2
public [2] - 10:13, 
61:13
publicity [1] - 125:19
publicized [1] - 
125:20
punishment [2] - 5:21, 
6:3
purportedly [1] - 
115:18
purpose [4] - 112:16, 
112:22, 121:8, 138:6
pursuant [3] - 116:22, 
116:25, 140:19
push [2] - 13:21, 
13:22
put [13] - 12:17, 33:3, 
63:20, 65:24, 77:9, 
113:25, 117:17, 
117:18, 125:14, 
132:4, 141:3, 
150:14, 152:17
Put [1] - 168:10
putting [1] - 156:20
Q
qualifications [1] - 
18:3
qualify [1] - 29:1
quantify [1] - 41:5
quarter [1] - 115:18
 
188
questionnaire [7] - 
5:3, 5:6, 95:23, 
96:19, 98:1, 100:7, 
104:13
questionnaires [1] - 
5:16
questions [23] - 5:15, 
5:19, 12:2, 18:2, 
18:14, 34:14, 40:18, 
42:4, 42:16, 47:22, 
53:23, 62:13, 62:15, 
73:7, 73:13, 80:3, 
90:1, 97:6, 98:13, 
98:22, 120:4, 
120:16, 128:12
qui [8] - 26:13, 26:15, 
26:18, 27:4, 27:9, 
92:25, 93:1, 93:7
quick [1] - 5:17
quickly [8] - 7:20, 
34:2, 53:25, 54:3, 
108:16, 108:17, 
132:5, 133:24
quite [3] - 78:9, 86:10, 
88:18
R
rabbi [1] - 35:24
race [6] - 99:23, 100:8, 
104:12, 106:1, 
106:4, 106:14
race-neutral [2] - 
100:8, 104:12
races [1] - 106:7
Rachel [2] - 7:12, 
25:10
radio [5] - 10:14, 
125:20, 125:24, 
125:25, 126:1
rained [1] - 123:3
raise [18] - 17:24, 
28:14, 39:3, 39:24, 
40:12, 40:15, 40:17, 
45:21, 46:9, 49:20, 
50:6, 50:11, 53:24, 
70:13, 73:16, 
103:22, 118:6, 160:4
raised [4] - 42:13, 
116:15, 128:14, 
154:12
raising [1] - 168:24
Ramos [6] - 42:20, 
86:22, 87:2, 87:3, 
108:24, 129:18
ran [1] - 140:1
Raphael [4] - 31:3, 
105:8, 109:12, 
130:10
rather [4] - 19:25, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 188 of
195

48:12, 111:1, 121:23
re [1] - 128:17
re-recross [1] - 128:17
reach [8] - 26:18, 
42:12, 44:2, 44:23, 
45:2, 65:25, 122:4
reached [6] - 42:10, 
42:11, 42:23, 43:24, 
44:6, 124:19
reaching [1] - 124:4
read [18] - 6:13, 47:8, 
64:16, 67:4, 71:10, 
73:14, 73:15, 73:20, 
107:2, 114:21, 
117:12, 125:17, 
125:24, 126:3, 
126:8, 127:22, 
129:15, 158:19
reading [5] - 72:22, 
73:3, 74:8, 78:5, 
116:3
ready [5] - 30:22, 
53:17, 110:8, 112:2, 
160:8
real [1] - 138:15
really [19] - 11:22, 
20:11, 26:24, 38:22, 
50:14, 66:17, 68:14, 
76:24, 78:7, 90:13, 
96:22, 127:12, 
154:24, 155:17, 
155:20
rear [1] - 30:4
reason [8] - 84:8, 
84:9, 106:12, 
106:13, 133:22, 
138:23, 144:9, 
145:22
reasonable [17] - 
41:12, 41:17, 41:25, 
46:4, 46:8, 64:20, 
65:12, 76:12, 92:21, 
123:22, 124:1, 
124:6, 141:19, 
149:1, 152:2, 
158:18, 158:20
reasons [6] - 46:19, 
65:3, 104:10, 
104:12, 117:14, 
143:25
rebuttal [2] - 129:6, 
129:11
receive [8] - 71:23, 
90:6, 111:1, 111:9, 
122:13, 150:16, 
158:7, 165:24
received [54] - 35:17, 
45:16, 51:3, 71:23, 
78:3, 78:10, 119:5, 
119:20, 121:7, 
121:13, 121:16, 
121:24, 122:1, 
122:8, 122:9, 
122:11, 122:12, 
122:17, 127:10, 
131:16, 131:17, 
133:13, 135:15, 
140:5, 146:7, 
147:22, 148:1, 
148:19, 160:13, 
160:22, 160:23, 
161:22, 161:24, 
162:1, 162:7, 162:9, 
162:13, 162:15, 
162:19, 162:21, 
162:25, 163:2, 
163:6, 163:8, 
163:15, 163:17, 
163:20, 163:22, 
164:1, 164:3, 164:7, 
164:9, 164:24, 165:3
receives [1] - 119:6
receiving [2] - 121:16, 
122:1
recent [1] - 18:21
recess [9] - 54:4, 54:6, 
86:2, 86:3, 86:6, 
86:7, 111:12, 
111:13, 159:10
recipients [1] - 150:15
recognize [5] - 25:19, 
25:21, 26:23, 36:9, 
125:6
record [8] - 93:4, 
111:16, 121:19, 
141:17, 141:25, 
160:13, 164:10, 
168:16
records [22] - 112:7, 
139:9, 139:12, 
141:13, 141:23, 
142:4, 142:11, 
144:11, 146:1, 
146:4, 146:6, 
146:21, 147:8, 
147:15, 147:16, 
147:25, 148:7, 
148:18, 154:18, 
154:19, 166:19, 
166:22
recoup [1] - 154:2
recovery [1] - 83:7
recross [1] - 128:17
red [1] - 120:8
redirect [3] - 128:14, 
128:17, 128:19
redirected [1] - 60:23
refer [1] - 113:20
referee [3] - 39:2, 
49:4, 49:8
referees [3] - 38:16, 
38:19, 38:24
reference [6] - 4:3, 
67:15, 116:16, 
116:18, 117:11, 
129:6
referenced [9] - 23:13, 
28:7, 28:13, 69:24, 
113:11, 116:22, 
117:13, 124:23, 
165:16
references [1] - 4:6
referred [3] - 24:15, 
122:5, 129:6
refers [2] - 122:10, 
165:22
refresh [1] - 85:21
refreshments [1] - 
159:14
regard [12] - 5:20, 
7:24, 8:16, 33:17, 
34:14, 34:17, 38:8, 
39:19, 86:21, 
110:23, 111:18, 
111:21
regarding [10] - 5:2, 
5:17, 7:7, 7:20, 9:14, 
67:10, 125:17, 
126:3, 153:17, 
154:16
regular [1] - 77:17
regulated [1] - 60:20
reject [1] - 123:10
related [4] - 45:8, 
110:24, 112:14, 
114:24
relates [4] - 9:13, 
126:8, 126:14, 
165:23
relating [4] - 115:11, 
165:11, 165:12, 
166:19
relationship [15] - 
23:12, 27:19, 28:6, 
28:11, 28:20, 29:2, 
32:10, 33:5, 33:8, 
35:19, 67:19, 67:21, 
69:4, 77:9, 149:23
relationships [1] - 
69:18
relative [2] - 39:13, 
66:22
relatives [2] - 77:5, 
77:6
relax [1] - 86:1
relevant [1] - 166:9
relied [3] - 74:17, 
133:20, 133:25
relief [1] - 72:4
religious [6] - 51:13, 
59:1, 62:22, 65:23, 
92:5, 92:8
remain [11] - 3:6, 
64:19, 76:10, 76:19, 
86:14, 91:18, 99:10, 
100:17, 104:17, 
118:5, 124:2
remaining [1] - 5:15
remains [2] - 45:15, 
91:5
remember [7] - 42:16, 
52:22, 59:15, 71:17, 
124:16, 138:18, 
159:6
remind [1] - 159:7
reminder [1] - 40:10
removed [1] - 34:6
render [7] - 62:25, 
63:4, 63:21, 69:2, 
70:7, 70:20, 118:10
Renee [1] - 24:25
repeat [4] - 29:25, 
42:16, 42:18, 67:3
report [2] - 61:6, 
125:25
REPORTED [1] - 2:1
reported [3] - 125:11, 
147:3, 169:11
Reporter [2] - 2:2, 
169:15
reports [2] - 125:20
represent [4] - 23:21, 
27:15, 73:9, 147:1
representations [3] - 
92:23, 115:8, 115:20
represented [1] - 
115:13
represents [1] - 92:23
request [5] - 34:16, 
34:18, 58:14, 99:5, 
99:6
requested [1] - 115:21
requesting [2] - 12:13, 
130:13
requires [2] - 7:24, 
140:22
rescheduled [2] - 
59:6, 86:24
research [1] - 126:16
reserved [1] - 111:5
reside [1] - 5:7
resided [1] - 143:6
resolve [4] - 49:18, 
51:21, 90:10, 117:17
resolved [1] - 83:14
resources [1] - 81:18
respect [14] - 11:3, 
20:12, 20:22, 32:23, 
33:21, 34:8, 77:14, 
77:15, 91:4, 91:8, 
 
189
140:9, 145:18, 
146:9, 146:23
respective [1] - 
143:22
respond [9] - 18:15, 
29:21, 62:15, 89:13, 
89:24, 117:8, 
117:21, 117:22, 
168:6
responded [2] - 96:20, 
98:2
response [3] - 67:2, 
80:3, 104:6
responses [2] - 18:16, 
100:7
responsibility [2] - 
119:2, 121:2
responsible [1] - 
118:24
rest [1] - 78:13
resting [1] - 128:22
restroom [1] - 53:17
result [2] - 149:13, 
156:1
resulted [1] - 9:6
resume [2] - 54:2, 
110:3
retire [1] - 20:13
retreat [3] - 51:14, 
92:5, 92:8
retrieve [1] - 167:24
return [7] - 80:23, 
110:4, 110:8, 111:8, 
146:24, 147:6, 149:2
returned [2] - 9:7, 
127:22
returning [1] - 9:2
returns [7] - 72:25, 
73:2, 73:3, 83:11, 
146:23, 147:10, 
147:13
reveal [1] - 33:8
revealed [1] - 168:14
Revenue [7] - 25:1, 
28:9, 39:6, 69:25, 
70:3, 70:4, 146:22
review [1] - 49:6
reword [1] - 76:8
rise [4] - 111:15, 
118:2, 159:19, 169:5
Rivera [11] - 34:25, 
56:9, 77:24, 78:25, 
88:23, 89:9, 89:25, 
90:2, 90:15, 90:17, 
130:2
Rivero [49] - 25:12, 
25:13, 137:4, 137:6, 
137:13, 137:16, 
137:19, 137:22, 
138:3, 138:6, 138:7, 
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 189 of
195

138:8, 138:11, 
138:12, 138:20, 
139:7, 139:8, 
139:10, 139:13, 
139:17, 139:18, 
139:22, 140:2, 
140:5, 140:13, 
140:18, 140:20, 
141:2, 141:5, 141:6, 
142:10, 144:8, 
147:21, 147:24, 
149:20, 151:18, 
154:23, 155:14, 
156:16, 157:5, 
157:14, 157:18, 
157:19, 157:21
Rivero's [6] - 137:23, 
138:2, 139:15, 
140:8, 141:1, 141:12
Riveros [2] - 137:7, 
137:10
Riveros' [1] - 137:11
robbery [1] - 104:8
Rodriguez [1] - 25:9
role [2] - 60:10, 71:6
room [7] - 85:13, 86:5, 
110:1, 110:7, 
124:21, 126:18, 
127:21
row [6] - 42:3, 43:3, 
43:7, 43:25, 86:18
rows [5] - 86:14, 
86:15, 86:16, 86:21, 
100:12
RPR [1] - 169:15
rude [1] - 125:7
rule [2] - 166:8, 
166:14
ruled [1] - 166:6
rules [4] - 19:8, 46:24, 
123:20, 127:2
ruling [7] - 7:5, 111:5, 
117:25, 121:1, 
164:13, 165:8, 167:2
run [1] - 91:2
S
S1 [1] - 115:1
Saba [6] - 26:1, 26:2, 
26:7, 72:8, 82:7, 
92:19
sad [1] - 82:4
safe [3] - 18:23, 82:19, 
109:23
salaries [1] - 147:13
salary [5] - 90:6, 
148:9, 148:11, 
148:12
Salon [1] - 153:11
Samantha [2] - 56:23, 
109:1
Sanchez [3] - 109:5, 
130:1
Sandra [3] - 44:22, 
45:1, 61:9
Sara [2] - 26:1, 72:8
satisfy [1] - 41:6
Saturday [2] - 61:12, 
61:18
save [1] - 119:9
saves [1] - 122:3
savvy [1] - 168:3
saw [7] - 73:17, 75:18, 
80:9, 81:16, 124:22, 
125:23, 145:4
SBA [27] - 7:15, 8:9, 
22:6, 22:8, 22:10, 
24:15, 25:11, 28:20, 
29:2, 31:16, 31:18, 
35:3, 35:16, 72:10, 
112:19, 115:23, 
133:2, 133:9, 
133:17, 133:23, 
135:25, 136:1, 
136:11, 136:20, 
140:15, 153:24
scared [2] - 30:7, 78:5
scenario [2] - 3:4, 5:9
Schaffer [4] - 107:22, 
107:24, 109:3, 
129:24
Schedule [33] - 
134:22, 134:23, 
134:25, 135:12, 
137:25, 138:4, 
138:13, 139:22, 
140:2, 140:4, 140:6, 
140:9, 140:11, 
140:16, 141:3, 
142:10, 144:8, 
146:25, 147:3, 
147:4, 147:7, 
150:13, 150:23, 
150:24, 151:1, 
152:22, 153:3, 
156:2, 156:4, 
156:17, 157:13, 
157:14
schedule [4] - 20:5, 
49:14, 167:7, 167:10
scheduled [1] - 57:18
scheduling [1] - 11:3
scheme [1] - 136:14
school [6] - 19:13, 
37:1, 37:2, 55:7, 
55:16, 55:24
Schools [1] - 159:2
schools [10] - 10:11, 
13:21, 18:24, 19:2, 
19:9, 19:10, 19:12, 
19:20, 60:16
scientific [1] - 50:10
score [1] - 81:21
screen [2] - 145:7, 
146:15
screens [1] - 146:20
scrutinize [1] - 158:9
searching [1] - 10:25
seat [10] - 30:25, 31:6, 
31:9, 54:1, 54:2, 
74:19, 129:19, 
129:21, 130:11
Seat [1] - 108:24
seated [15] - 3:5, 3:7, 
17:19, 17:22, 18:6, 
45:13, 54:8, 54:9, 
54:10, 85:23, 
108:19, 111:17, 
118:13, 157:4, 
159:21
seating [1] - 129:17
seats [1] - 129:18
Sebastian [1] - 101:21
second [13] - 9:20, 
24:16, 43:3, 75:23, 
86:15, 86:16, 89:11, 
89:14, 89:23, 
112:24, 123:25, 
128:11, 129:5
Secret [3] - 67:9, 
67:12, 67:21
section [1] - 158:15
secured [1] - 127:22
security [2] - 80:23, 
131:13
see [79] - 8:13, 24:11, 
25:23, 26:25, 28:15, 
30:3, 31:11, 36:3, 
37:17, 50:3, 51:10, 
51:23, 51:24, 53:19, 
57:9, 61:19, 62:6, 
62:11, 66:1, 73:17, 
75:8, 87:11, 104:13, 
106:3, 110:7, 
113:25, 116:1, 
116:5, 121:10, 
122:18, 123:2, 
125:12, 130:11, 
134:6, 134:23, 
137:24, 139:9, 
139:11, 141:17, 
141:23, 142:9, 
143:1, 143:5, 143:6, 
143:8, 143:10, 
143:12, 143:19, 
143:21, 144:6, 
144:11, 144:19, 
144:21, 146:12, 
146:24, 147:6, 
147:10, 147:15, 
147:22, 147:23, 
148:10, 148:14, 
148:18, 148:20, 
150:18, 151:8, 
151:15, 151:23, 
152:5, 154:19, 
156:8, 157:5, 
157:24, 163:12, 
166:10, 167:9, 169:3
seeing [6] - 46:10, 
48:14, 50:13, 52:14, 
54:17, 159:17
seeking [3] - 64:11, 
113:8, 157:10
seem [2] - 11:5, 11:6
sees [1] - 125:8
segment [1] - 86:18
select [4] - 18:17, 
48:16, 49:20, 62:16
selected [11] - 19:23, 
48:5, 49:23, 51:9, 
59:18, 62:10, 81:24, 
85:18, 108:12, 
108:18, 108:21
selection [1] - 62:9
self [3] - 132:13, 
132:20, 132:25
self-employed [3] - 
132:13, 132:20, 
132:25
selfies [2] - 144:12, 
144:21
send [3] - 68:15, 
142:8, 145:23
sense [3] - 38:7, 
47:12, 165:23
sent [12] - 9:17, 82:18, 
116:20, 138:10, 
138:22, 138:24, 
139:4, 145:15, 
152:5, 167:25
sentencing [1] - 9:20
separate [2] - 133:12, 
145:19
September [1] - 
168:17
serious [3] - 10:7, 
53:24, 87:18
serve [20] - 16:5, 18:3, 
40:1, 48:6, 50:14, 
50:17, 50:24, 51:1, 
51:2, 51:9, 52:10, 
52:23, 81:23, 84:21, 
85:24, 87:5, 90:19, 
127:16, 158:13
served [25] - 15:23, 
15:24, 37:14, 39:23, 
39:24, 40:2, 40:11, 
40:14, 40:16, 40:21, 
 
190
41:19, 42:8, 42:12, 
42:14, 42:21, 43:12, 
43:20, 44:12, 44:14, 
44:22, 74:22, 75:8, 
75:11, 75:17, 75:20
server [1] - 168:20
service [18] - 40:22, 
41:22, 42:2, 42:4, 
42:6, 43:5, 45:4, 
50:15, 55:21, 58:14, 
59:1, 106:25, 
109:16, 133:4, 
133:5, 133:7, 
133:10, 141:24
Service [10] - 25:1, 
28:9, 39:6, 67:9, 
67:12, 67:21, 69:25, 
70:3, 70:5, 146:22
serviced [1] - 40:22
services [3] - 50:20, 
106:19, 144:17
serving [2] - 104:7, 
124:13
session [20] - 10:4, 
10:6, 10:17, 10:19, 
17:23, 19:17, 19:24, 
20:5, 54:9, 91:6, 
91:9, 91:10, 102:6, 
111:15, 124:21, 
159:3, 159:4, 165:9
set [5] - 54:14, 140:21, 
164:12, 165:13, 
166:19
setting [1] - 48:2
seven [5] - 11:11, 
85:11, 123:17, 
126:22, 152:23
several [9] - 12:18, 
18:14, 19:4, 75:6, 
75:18, 77:5, 91:3, 
115:17, 123:17
shall [1] - 167:9
sharp [1] - 159:17
sheet [2] - 74:25, 
161:4
Sheila [1] - 59:21
Shelby [1] - 91:17
Sheriff's [10] - 25:7, 
25:8, 28:10, 66:24, 
68:18, 68:19, 97:8, 
98:3, 98:8, 131:10
sheriffs [1] - 131:9
short [2] - 53:25, 
157:3
shorten [1] - 167:15
show [46] - 4:24, 47:9, 
58:8, 58:11, 58:15, 
70:9, 70:10, 72:20, 
93:23, 108:19, 
110:8, 131:14, 
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195

134:16, 135:7, 
136:2, 136:8, 
136:24, 138:5, 
141:13, 141:18, 
142:4, 146:1, 146:4, 
146:6, 147:11, 
147:16, 147:17, 
147:20, 147:25, 
148:4, 148:5, 148:7, 
149:18, 150:22, 
152:4, 152:21, 
154:6, 154:11, 
155:11, 156:19, 
157:3, 157:7, 
157:11, 165:5
shows [2] - 143:14, 
145:15
shred [1] - 154:17
side [7] - 33:22, 99:9, 
128:13, 128:21, 
129:9, 152:8, 152:9
sidebar [2] - 34:1, 
52:21
Sidebar [2] - 34:3, 
34:21
sides [7] - 29:6, 29:10, 
33:14, 35:11, 37:22, 
65:7
sidewalk [1] - 123:2
sigh [1] - 51:4
sign [9] - 72:21, 74:8, 
145:6, 145:10, 
145:17, 145:22, 
145:25, 146:2, 
146:19
signal [1] - 62:11
signature [1] - 136:22
signed [13] - 73:3, 
73:15, 73:19, 
136:21, 145:16, 
145:18, 146:5, 
146:9, 146:12, 
146:13, 146:14, 
146:18
significant [2] - 49:21, 
127:19
signing [6] - 57:24, 
74:8, 144:25, 145:1, 
145:7, 146:14
silent [1] - 124:2
similar [5] - 6:17, 
47:5, 56:3, 58:23, 
77:15
simple [2] - 8:21, 78:7
simply [6] - 42:6, 
64:16, 121:2, 
124:13, 125:14, 
155:3
simultaneously [1] - 
20:16
single [1] - 140:10
singled [1] - 99:23
sinister [1] - 45:25
sister [1] - 81:14
sit [8] - 39:13, 49:4, 
51:5, 51:6, 54:2, 
78:23, 83:21, 108:24
situation [4] - 54:12, 
60:19, 65:16, 84:22
six [8] - 28:1, 73:17, 
78:3, 121:4, 126:21, 
144:14, 152:23
sky [2] - 120:7, 120:8
slate [1] - 123:24
slept [1] - 58:10
slot [2] - 94:18, 102:7
Small [5] - 22:3, 
24:14, 24:22, 25:11, 
28:7
small [11] - 70:9, 
70:11, 70:13, 70:17, 
71:8, 72:10, 132:5, 
133:6, 133:24
smaller [3] - 71:11, 
71:13, 71:14
SmartBiz [4] - 24:24, 
28:9, 112:7, 115:5
Smith [2] - 15:18, 
73:12
sneak [1] - 53:2
Snider [6] - 1:13, 
23:19, 26:12, 99:2, 
116:15, 167:20
SNIDER [200] - 3:8, 
3:13, 3:22, 4:5, 4:8, 
4:20, 5:4, 6:9, 6:18, 
7:5, 7:14, 8:3, 8:11, 
8:15, 9:1, 10:22, 
11:3, 12:4, 12:7, 
12:10, 12:15, 13:13, 
13:18, 23:17, 24:8, 
26:12, 62:19, 63:15, 
63:19, 63:25, 64:5, 
64:8, 64:15, 64:18, 
65:22, 66:10, 66:13, 
67:11, 67:17, 67:20, 
68:2, 68:5, 68:9, 
68:12, 68:17, 69:1, 
69:6, 69:9, 69:11, 
69:14, 69:16, 69:21, 
69:24, 70:17, 71:14, 
71:16, 71:19, 71:23, 
72:9, 72:12, 72:14, 
72:16, 72:20, 75:6, 
87:8, 87:11, 87:16, 
87:19, 87:23, 88:6, 
88:14, 88:18, 88:22, 
89:1, 89:15, 90:16, 
90:18, 91:1, 91:7, 
91:15, 92:10, 92:25, 
93:3, 93:6, 93:8, 
93:25, 94:21, 95:5, 
95:17, 95:20, 95:22, 
96:3, 96:10, 96:13, 
96:21, 97:1, 97:5, 
98:14, 99:13, 99:19, 
100:5, 100:15, 
100:18, 101:5, 
101:12, 102:9, 
102:12, 102:17, 
102:22, 103:3, 
103:8, 103:13, 
103:20, 104:2, 
104:4, 104:12, 
104:24, 105:2, 
105:10, 105:18, 
106:1, 106:4, 106:6, 
106:9, 106:11, 
106:15, 106:18, 
107:5, 107:13, 
107:21, 110:14, 
110:19, 110:25, 
111:3, 111:10, 
111:20, 111:23, 
112:5, 112:9, 
112:13, 112:15, 
112:25, 113:6, 
113:13, 113:16, 
113:22, 114:4, 
114:12, 114:14, 
114:17, 114:21, 
114:23, 116:4, 
116:6, 117:8, 
117:21, 117:24, 
130:15, 130:20, 
130:22, 130:24, 
160:12, 160:17, 
160:20, 160:24, 
161:1, 161:4, 161:8, 
161:13, 161:15, 
161:21, 161:23, 
162:2, 162:4, 
162:10, 162:16, 
162:22, 163:3, 
163:9, 163:12, 
163:18, 163:23, 
164:4, 164:10, 
164:15, 164:20, 
164:22, 165:1, 
165:7, 165:18, 
165:21, 165:25, 
166:5, 166:7, 
166:10, 166:16, 
166:18, 167:5, 
167:10, 168:15
so.. [2] - 57:1, 74:9
social [2] - 49:3, 80:23
socialized [1] - 137:11
society [1] - 47:24
sole [11] - 132:14, 
132:15, 132:17, 
132:19, 134:11, 
134:13, 135:3, 
157:12, 158:1
solely [2] - 62:25, 
79:19
solemnly [2] - 18:1, 
118:8
solved [1] - 81:17
someone [15] - 25:21, 
47:15, 48:25, 65:9, 
66:2, 80:5, 80:11, 
80:22, 82:10, 84:3, 
106:15, 106:17, 
106:19, 108:3, 125:8
sometime [3] - 11:7, 
57:15, 153:3
sometimes [9] - 16:3, 
16:4, 26:18, 38:2, 
49:16, 82:4, 119:8, 
119:12, 121:7
soon [3] - 11:1, 52:15, 
58:1
sorry [20] - 5:4, 26:14, 
63:24, 66:6, 79:13, 
80:10, 82:9, 88:13, 
92:7, 94:2, 98:5, 
99:17, 103:21, 
105:20, 107:14, 
107:15, 108:1, 
111:20, 114:14, 
116:11
sort [6] - 30:12, 40:3, 
62:11, 82:18, 
142:23, 159:14
sorts [2] - 16:4, 
126:10
sound [1] - 61:2
sounds [2] - 35:19, 
37:11
South [2] - 55:25, 56:1
south [1] - 19:7
SOUTHERN [1] - 1:1
Southern [6] - 1:15, 
19:4, 19:5, 23:20, 
24:1, 169:16
Southwest [1] - 1:20
Spanish [2] - 89:11, 
137:18
speaking [5] - 29:18, 
37:7, 38:25, 69:25, 
125:14
speaks [1] - 30:10
special [8] - 24:5, 
49:15, 49:17, 49:24, 
52:22, 52:23, 54:11, 
54:17
specific [3] - 41:16, 
116:18, 121:8
specifically [7] - 17:9, 
 
191
96:3, 113:20, 114:9, 
131:17, 138:6, 142:1
specificity [1] - 113:17
specifics [1] - 33:7
spectator [5] - 31:12, 
34:22, 38:20, 43:7, 
51:25
speculate [1] - 46:19
speed [1] - 84:12
spelled [1] - 25:13
spend [1] - 133:15
spent [3] - 133:14, 
135:19, 148:2
spoken [4] - 12:18, 
153:18, 154:3, 158:7
spot [1] - 94:14
Spouse [1] - 70:15
spouse [3] - 66:21, 
70:16, 71:24
sprinkler [1] - 123:4
St [2] - 61:1, 61:3
staff [1] - 16:20
stages [1] - 128:18
stake [1] - 41:13
stand [12] - 3:14, 5:13, 
31:1, 46:22, 46:23, 
57:11, 65:2, 108:16, 
121:13, 155:8, 
157:17
standard [1] - 65:13
standing [4] - 3:17, 
109:15, 118:4, 118:5
stands [1] - 21:8
start [20] - 13:6, 18:10, 
45:11, 51:6, 66:4, 
80:14, 80:17, 83:25, 
85:14, 86:9, 93:12, 
93:15, 104:20, 
110:14, 123:23, 
124:14, 126:22, 
132:2, 160:2, 160:8
started [7] - 14:7, 
17:20, 78:2, 78:5, 
78:6, 126:20, 143:15
starting [2] - 16:2, 
159:22
starts [2] - 14:22, 
161:6
state [6] - 40:5, 42:9, 
43:15, 43:21, 66:25, 
77:17
State [9] - 40:6, 44:7, 
44:9, 44:10, 44:17, 
44:18, 44:19, 44:22, 
45:2
statement [4] - 3:15, 
7:8, 8:8, 49:1
STATEMENT [2] - 
130:21, 149:8
statements [32] - 
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195

12:14, 20:21, 21:12, 
22:1, 22:3, 22:6, 
22:8, 22:10, 22:12, 
22:13, 104:14, 
108:14, 110:6, 
112:18, 113:3, 
113:10, 119:16, 
119:21, 120:2, 
127:10, 128:1, 
135:18, 135:19, 
135:25, 136:1, 
136:10, 136:18, 
136:20, 140:15, 
142:7, 158:24, 159:8
states [4] - 46:11, 
104:6, 115:7, 115:12
STATES [3] - 1:1, 1:4, 
1:11
States [13] - 2:3, 9:1, 
18:9, 23:19, 23:21, 
24:1, 24:2, 27:13, 
27:25, 36:18, 
140:19, 168:16, 
169:16
station [1] - 126:1
status [4] - 9:12, 38:3, 
116:14, 117:1
stay [2] - 16:19, 89:5
staying [1] - 13:8
stays [1] - 13:20
steal [1] - 82:25
stenographic [1] - 
169:12
STENOGRAPHICAL
LY [1] - 2:1
Step [3] - 8:13, 147:2, 
153:11
step [2] - 85:25, 
144:25
Stephen [2] - 107:24, 
109:3
stick [1] - 60:13
still [6] - 8:13, 13:11, 
50:3, 69:12, 101:12, 
156:9
stipulate [3] - 4:14, 
119:7, 119:8
stipulations [2] - 
119:9, 119:11
stolen [3] - 81:6, 
81:15, 157:20
stood [1] - 14:7
storm [4] - 11:5, 
11:21, 60:12, 90:21
Street [5] - 1:20, 2:4, 
40:6, 42:21, 169:17
strike [6] - 101:6, 
101:20, 103:5, 
103:10, 103:16, 
107:14
striking [1] - 86:19
strong [4] - 48:10, 
48:13, 65:22, 154:24
stronger [2] - 89:20, 
89:21
struck [2] - 99:14, 
107:13
struggling [1] - 154:1
stuck [1] - 56:7
stuff [1] - 82:1
subject [6] - 32:12, 
34:23, 86:10, 91:13, 
112:11, 116:12
submission [1] - 
112:20
submitted [6] - 4:25, 
5:6, 112:25, 114:25, 
145:13
submitting [3] - 
112:20, 144:18, 
155:1
subpoena [4] - 12:22, 
14:23, 15:19
subpoenaed [5] - 
12:17, 14:13, 17:5, 
151:16, 154:18
subpoenas [2] - 
14:17, 16:2
substance [2] - 7:17, 
8:21
substantially [1] - 
41:24
substantive [8] - 
21:15, 21:17, 22:14, 
22:15, 113:22, 
113:23, 165:18, 
165:19
successfully [1] - 71:7
sued [2] - 66:8
suffering [1] - 81:16
suggest [3] - 17:11, 
119:1, 167:20
suggesting [1] - 87:20
suggestion [1] - 6:9
suggestions [1] - 
85:15
suggests [1] - 132:3
Suite [1] - 1:16
suited [1] - 28:2
Sukkot [2] - 55:5, 
58:25
summarized [1] - 
157:5
summary [2] - 164:17, 
164:22
summary's [1] - 
164:23
summons [1] - 51:3
sundown [1] - 55:5
superseding [3] - 9:3, 
9:7, 115:2
supply [1] - 133:21
supported [1] - 
115:16
supporting [2] - 
133:22, 134:4
suppose [1] - 5:25
supposed [5] - 16:14, 
31:16, 58:19, 
125:10, 152:14
suspect [1] - 109:18
sustain [1] - 120:22
sustained [3] - 118:1, 
121:4, 121:5
sustaining [1] - 
117:14
Susy [2] - 59:5, 109:7
sway [1] - 65:3
swayed [1] - 65:5
swaying [1] - 76:22
swear [2] - 18:2, 118:9
sweetheart [1] - 
154:10
switch [1] - 129:20
sworn [5] - 17:25, 
110:5, 118:4, 
118:14, 131:11
synagogues [1] - 36:4
system [10] - 33:2, 
35:5, 40:19, 41:13, 
46:11, 47:3, 48:18, 
50:19, 66:20, 133:19
T
table [1] - 4:8
tainted [1] - 34:10
talks [2] - 158:7, 
158:14
tam [8] - 26:13, 26:15, 
26:18, 27:4, 27:9, 
92:25, 93:1, 93:7
Tammie [2] - 44:1, 
109:10
tasks [1] - 137:17
taught [1] - 150:12
tax [21] - 72:23, 72:25, 
73:2, 80:22, 83:11, 
88:24, 90:2, 134:21, 
135:12, 138:15, 
141:3, 146:22, 
146:24, 147:6, 
147:10, 147:13, 
150:24, 151:20
taxes [9] - 56:14, 
56:16, 70:1, 70:2, 
72:24, 78:16, 82:11, 
147:12, 152:21
tea [1] - 159:14
team [5] - 23:23, 
38:20, 38:21, 74:3, 
168:21
tech [1] - 106:22
technical [2] - 50:9, 
140:2
technically [2] - 
121:17, 168:3
technological [1] - 
126:9
television [2] - 47:9, 
126:1
temple [1] - 36:2
temples [1] - 36:10
ten [7] - 129:11, 
138:23, 148:10, 
148:11, 154:9, 
164:15
tend [1] - 77:18
tender [1] - 61:13
tendered [3] - 9:14, 
9:16, 116:9
term [7] - 18:11, 21:7, 
40:25, 41:5, 45:25, 
49:13, 124:23
terms [1] - 89:18
testified [1] - 123:15
testifies [1] - 158:3
testify [16] - 7:11, 
46:12, 46:15, 46:18, 
46:20, 47:1, 121:21, 
124:2, 124:4, 128:9, 
137:22, 139:18, 
140:22, 157:22, 
166:19, 166:22
testifying [3] - 16:6, 
16:7, 158:8
testimony [29] - 7:6, 
7:15, 7:24, 11:17, 
11:25, 16:10, 33:11, 
33:12, 33:13, 38:6, 
38:11, 49:5, 77:19, 
119:5, 119:9, 
119:20, 122:23, 
123:9, 123:14, 
137:23, 138:2, 
140:8, 155:22, 
158:10, 167:22, 
168:5, 168:17, 
168:19
testimony's [1] - 16:9
tests [1] - 123:17
Texas [4] - 11:13, 
56:5, 88:18, 166:24
text [3] - 151:8, 
151:11, 151:16
Thakral [1] - 24:16
THE [414] - 1:10, 1:13, 
1:18, 3:3, 3:9, 3:20, 
3:24, 4:6, 4:17, 4:21, 
4:23, 5:5, 6:11, 6:19, 
 
192
7:13, 7:19, 8:10, 
8:12, 8:16, 9:4, 9:11, 
9:15, 9:19, 10:2, 
10:13, 10:23, 12:1, 
12:5, 12:8, 12:11, 
13:1, 13:10, 13:16, 
14:1, 14:6, 14:15, 
14:17, 14:19, 14:22, 
15:2, 15:4, 15:7, 
15:10, 15:13, 15:15, 
15:22, 15:24, 16:15, 
16:18, 16:24, 17:2, 
17:6, 17:15, 17:17, 
17:24, 18:6, 24:7, 
25:17, 25:25, 26:2, 
26:5, 26:10, 26:14, 
26:16, 26:23, 27:2, 
27:6, 27:8, 27:15, 
27:18, 27:24, 28:18, 
28:23, 29:3, 29:9, 
29:12, 29:15, 29:20, 
30:1, 30:10, 30:15, 
30:22, 30:25, 31:3, 
31:14, 31:18, 31:22, 
32:1, 32:6, 32:10, 
32:16, 32:18, 32:25, 
33:2, 33:9, 33:25, 
34:2, 34:11, 34:19, 
34:22, 35:4, 35:7, 
35:11, 35:13, 35:21, 
36:2, 36:6, 36:11, 
36:17, 36:20, 36:22, 
36:24, 37:2, 37:6, 
37:9, 37:11, 37:14, 
37:16, 42:19, 42:22, 
42:24, 43:2, 43:11, 
43:14, 43:17, 43:19, 
43:23, 43:25, 44:4, 
44:7, 44:9, 44:11, 
44:14, 44:18, 44:20, 
44:24, 45:3, 51:16, 
51:18, 51:20, 52:9, 
52:12, 52:14, 52:18, 
52:20, 53:4, 53:7, 
53:10, 53:15, 54:10, 
54:22, 54:24, 55:2, 
55:8, 55:11, 55:18, 
55:21, 56:1, 56:6, 
56:8, 56:10, 56:17, 
56:20, 57:2, 57:4, 
57:7, 57:9, 57:13, 
57:19, 57:23, 57:25, 
58:3, 58:15, 58:17, 
58:21, 59:2, 59:8, 
59:12, 59:14, 59:18, 
59:23, 60:1, 60:4, 
60:7, 60:20, 61:1, 
61:3, 61:7, 61:16, 
61:19, 61:22, 62:1, 
62:4, 63:24, 64:23, 
65:6, 65:9, 65:18, 
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65:21, 69:22, 70:16, 
70:25, 71:2, 72:7, 
73:6, 74:12, 85:10, 
86:4, 86:8, 87:13, 
87:20, 87:24, 88:4, 
88:8, 88:11, 88:16, 
88:21, 88:23, 89:3, 
89:17, 89:22, 90:1, 
90:6, 90:9, 90:14, 
90:17, 90:23, 91:4, 
91:8, 91:16, 91:25, 
92:7, 92:14, 92:17, 
93:1, 93:5, 93:7, 
93:9, 93:15, 93:18, 
94:2, 94:4, 94:11, 
94:22, 95:3, 95:6, 
95:8, 95:11, 95:18, 
95:21, 96:2, 96:7, 
96:12, 96:17, 96:22, 
97:2, 97:10, 97:14, 
97:16, 97:19, 97:24, 
98:1, 98:5, 98:7, 
98:13, 98:18, 98:22, 
98:24, 99:3, 99:5, 
99:8, 99:17, 99:20, 
99:22, 100:2, 100:4, 
100:10, 100:13, 
100:16, 100:19, 
100:21, 100:24, 
101:1, 101:3, 101:7, 
101:9, 101:13, 
101:18, 101:21, 
101:24, 102:1, 
102:6, 102:10, 
102:13, 102:18, 
102:20, 102:23, 
102:25, 103:4, 
103:6, 103:9, 
103:11, 103:14, 
103:17, 103:21, 
103:23, 104:1, 
104:3, 104:10, 
104:13, 104:23, 
104:25, 105:7, 
105:11, 105:13, 
105:17, 105:20, 
105:25, 106:13, 
106:17, 106:21, 
106:23, 107:3, 
107:8, 107:18, 
108:1, 108:9, 
108:16, 109:25, 
110:12, 110:18, 
110:21, 111:1, 
111:7, 111:11, 
111:17, 111:21, 
112:4, 112:6, 
112:11, 112:14, 
112:24, 113:4, 
113:11, 113:14, 
113:19, 113:25, 
114:11, 114:13, 
114:15, 114:18, 
114:22, 116:1, 
116:5, 116:8, 
116:10, 116:12, 
117:7, 117:10, 
117:22, 117:25, 
118:4, 118:6, 
118:13, 130:8, 
130:16, 130:19, 
130:23, 149:7, 
158:24, 159:21, 
159:24, 160:16, 
160:18, 160:21, 
160:25, 161:3, 
161:5, 161:10, 
161:14, 161:19, 
161:22, 161:24, 
162:3, 162:7, 
162:13, 162:19, 
162:25, 163:6, 
163:11, 163:15, 
163:20, 164:1, 
164:7, 164:14, 
164:19, 164:21, 
164:24, 165:4, 
165:16, 165:19, 
165:22, 166:4, 
166:6, 166:8, 
166:13, 166:17, 
167:3, 167:6, 
167:13, 168:2, 
168:6, 168:9, 169:2
themselves [9] - 23:4, 
23:15, 23:24, 66:2, 
112:18, 132:17, 
132:18, 144:13, 
161:20
then.. [1] - 14:3
thereafter [2] - 128:3, 
128:14
therefore [1] - 120:23
they've [3] - 120:17, 
121:25, 137:16
thief [2] - 154:4, 
156:11
thieves [1] - 154:1
thin [2] - 131:19, 
140:10
thinking [2] - 33:15, 
90:24
thinks [3] - 38:12, 
39:1, 47:17
third [3] - 24:19, 
108:10, 133:4
third-party [1] - 133:4
Thomas [2] - 25:2, 
25:3
thoughts [3] - 33:17, 
87:2, 92:19
thousand [1] - 152:23
three [17] - 43:18, 
59:7, 62:2, 104:18, 
104:19, 114:23, 
115:18, 121:3, 
124:6, 128:15, 
128:18, 145:19, 
145:22, 145:23, 
146:2, 147:16, 
149:10
threw [1] - 66:6
throughout [1] - 3:7
Thursday [30] - 13:11, 
13:15, 13:16, 13:17, 
13:24, 14:2, 14:5, 
19:25, 49:10, 55:6, 
55:9, 55:12, 58:19, 
58:24, 59:6, 59:8, 
59:19, 60:2, 87:16, 
87:19, 90:20, 90:24, 
90:25, 91:6, 91:8, 
91:19, 93:11, 93:14, 
159:4
tie [1] - 33:16
timely [2] - 168:10, 
168:14
ting [2] - 39:13, 82:3
today [21] - 10:5, 
11:16, 11:17, 12:20, 
14:14, 14:23, 15:8, 
15:12, 16:6, 16:14, 
28:1, 39:17, 45:13, 
49:9, 52:3, 52:6, 
53:2, 73:12, 74:24, 
149:13, 168:22
together [5] - 74:14, 
133:9, 136:3, 
137:11, 143:6
tomorrow [11] - 10:6, 
11:4, 11:18, 11:20, 
11:22, 12:6, 13:22, 
125:4, 159:10, 
159:17, 169:3
took [3] - 46:22, 61:4, 
81:15
top [2] - 161:9, 161:11
tops [1] - 59:11
total [1] - 131:20
touch [4] - 7:7, 13:8, 
16:19, 17:3
touching [1] - 18:3
tough [1] - 60:13
towards [3] - 58:9, 
82:2
town [5] - 11:20, 
11:24, 59:22, 60:16, 
69:8
track [4] - 142:16, 
142:17, 142:18
TRACY [1] - 1:7
Tracy [61] - 4:12, 4:13, 
9:10, 20:8, 22:7, 
22:9, 22:13, 73:10, 
114:24, 115:3, 
115:8, 131:4, 131:5, 
131:9, 131:15, 
131:17, 134:2, 
134:10, 134:13, 
134:14, 134:16, 
134:18, 134:20, 
134:24, 135:10, 
136:2, 136:8, 
136:25, 137:2, 
137:21, 138:8, 
138:25, 139:2, 
139:13, 140:5, 
140:17, 141:7, 
141:10, 141:14, 
141:15, 141:19, 
142:5, 143:2, 
143:11, 143:15, 
143:20, 144:15, 
145:11, 145:18, 
145:22, 147:6, 
147:9, 147:18, 
148:14, 149:4, 
153:18, 153:20, 
157:6, 157:9
trade [2] - 150:8, 
150:9
traffic [1] - 159:12
transcribed [1] - 
169:11
TRANSCRIPT [1] - 
1:10
transcript [2] - 168:4, 
168:16
transcription [1] - 
169:10
transmitted [1] - 139:7
transparent [1] - 
35:18
travel [4] - 94:25, 
97:11, 97:20, 159:11
traveling [2] - 56:4, 
60:4
treating [2] - 166:1, 
166:11
trial [31] - 9:5, 10:15, 
14:20, 14:22, 16:2, 
16:4, 24:10, 27:25, 
48:3, 51:13, 54:19, 
75:1, 75:2, 91:3, 
110:15, 117:6, 
118:16, 118:22, 
124:9, 125:15, 
125:18, 125:21, 
126:6, 126:22, 
127:24, 141:11, 
150:24, 164:23, 
 
193
168:10
TRIAL [1] - 1:10
trials [5] - 20:11, 
20:15, 30:12, 37:25, 
140:22
tricked [1] - 82:17
tricks [2] - 150:8, 
150:9
tried [6] - 18:4, 20:10, 
49:9, 82:20, 152:10, 
154:5
trier [3] - 79:24, 85:1, 
158:17
Trinidad [5] - 56:3, 
56:8, 80:18, 88:4, 
88:21
trip [7] - 51:13, 54:20, 
57:5, 57:6, 61:24, 
97:12, 105:2
trouble [2] - 54:24, 
73:22
true [12] - 118:10, 
126:12, 134:1, 
134:3, 134:4, 134:5, 
135:19, 136:21, 
141:2, 141:4, 145:2, 
146:17
truly [2] - 18:2, 118:9
trust [3] - 133:19, 
133:23, 134:2
trust-based [2] - 
133:19, 133:23
trusted [3] - 74:12, 
155:13, 155:23
truth [4] - 18:12, 
73:21, 154:20, 158:2
truthful [7] - 73:16, 
73:20, 133:21, 
141:2, 141:4, 141:9, 
152:7
truthfulness [2] - 
100:7, 133:20
try [17] - 3:19, 12:5, 
16:8, 16:11, 31:11, 
49:18, 62:9, 62:15, 
65:1, 65:4, 65:15, 
65:16, 67:14, 76:19, 
118:9, 126:12, 
127:18
trying [11] - 38:16, 
38:23, 39:11, 48:16, 
62:16, 74:21, 81:17, 
98:7, 119:1, 133:23, 
154:2
Tuesday [7] - 12:19, 
12:23, 13:4, 16:10, 
49:10, 159:4, 159:5
turn [2] - 4:2, 126:1
turns [1] - 153:19
TV [1] - 10:14
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 193 of
195

twice [2] - 34:7, 82:11
two [50] - 10:20, 
10:23, 20:7, 20:9, 
20:11, 20:15, 21:3, 
23:23, 30:12, 31:11, 
31:12, 32:9, 36:4, 
48:4, 49:13, 51:25, 
52:23, 53:3, 54:20, 
57:16, 57:17, 60:15, 
60:16, 68:2, 74:3, 
78:12, 86:14, 86:15, 
86:16, 86:18, 86:21, 
100:12, 104:18, 
112:16, 113:7, 
116:22, 122:20, 
130:25, 131:3, 
134:9, 136:4, 
142:11, 146:9, 
146:11, 147:20, 
149:24, 153:5, 
155:3, 156:13, 
166:18
two-row [1] - 86:18
two-ways [1] - 142:11
two-week [1] - 10:20
type [5] - 31:20, 84:22, 
142:19
types [1] - 121:23
U
U.S [21] - 1:15, 23:20, 
24:14, 25:11, 26:9, 
26:10, 26:19, 27:2, 
27:12, 27:19, 32:11, 
32:18, 32:22, 33:5, 
33:15, 37:23, 38:13, 
57:14, 66:24, 67:12, 
77:14
ultimately [1] - 115:23
unable [1] - 90:19
unbeknownst [3] - 
152:15, 152:17, 
153:17
unclear [1] - 161:10
under [6] - 60:10, 
76:9, 83:11, 153:10, 
153:13, 158:8
underlying [1] - 84:9
understood [6] - 
29:23, 30:11, 37:6, 
89:13, 89:22, 96:21
undisputed [1] - 151:2
unfair [1] - 35:8
unfortunate [2] - 
81:22, 83:20
unfortunately [1] - 
52:5
unique [4] - 49:15, 
49:24, 52:23, 54:11
United [13] - 2:3, 9:1, 
18:9, 23:19, 23:21, 
24:1, 24:2, 27:13, 
27:25, 36:18, 
140:19, 168:16, 
169:16
UNITED [3] - 1:1, 1:4, 
1:11
unlawful [3] - 136:6, 
156:14, 156:15
unlawfully [1] - 
112:17
unless [8] - 46:3, 46:7, 
46:13, 64:19, 68:5, 
76:11, 93:21, 111:2
unpaid [1] - 113:6
unpredictable [1] - 
58:8
unsure [1] - 127:3
up [40] - 3:16, 4:10, 
10:25, 11:10, 14:4, 
14:7, 17:10, 47:22, 
54:18, 55:16, 60:24, 
62:12, 81:6, 81:15, 
84:12, 88:11, 91:19, 
96:7, 96:19, 98:13, 
101:25, 112:2, 
116:6, 120:11, 
125:4, 126:13, 
131:19, 131:23, 
135:13, 140:10, 
140:24, 141:3, 
148:9, 151:21, 
153:1, 154:12, 
155:25, 159:10, 
161:13, 167:8
up-and-down [1] - 
3:16
upload [1] - 144:15
uploaded [6] - 138:4, 
138:17, 142:6, 
144:8, 151:3, 157:13
uploading [3] - 142:9, 
143:13, 157:13
upset [1] - 39:18
USAO [1] - 1:14
USAs [5] - 32:8, 32:9, 
32:13, 33:20, 34:9
USDIS [1] - 32:8
username [1] - 157:8
utilize [1] - 41:20
utilizing [1] - 41:15
V
vacation [5] - 52:5, 
57:7, 59:23, 62:1, 
97:16
vacations [1] - 62:5
vacillates [1] - 77:1
Varela [7] - 31:4, 60:9, 
61:19, 68:22, 69:22, 
95:12, 95:14
variables [1] - 13:19
various [1] - 20:22
Veda [2] - 107:16, 
109:9
Velarde [1] - 83:10
Vera [2] - 43:20, 109:6
veracity [2] - 38:8, 
96:6
verdict [26] - 21:22, 
42:10, 42:11, 42:12, 
42:23, 43:18, 43:23, 
43:24, 44:2, 44:6, 
44:23, 45:2, 62:25, 
63:4, 63:21, 65:25, 
70:7, 70:20, 118:10, 
119:1, 124:19, 
149:3, 149:4
verified [1] - 144:24
verify [2] - 144:10, 
144:17
Verizon [5] - 25:5, 
28:10, 143:8, 146:2, 
146:13
Vero [1] - 19:6
VI [1] - 22:6
via [3] - 138:8, 145:6, 
146:10
victim [4] - 80:6, 
80:13, 82:10, 104:8
Vietnam [1] - 50:22
view [3] - 27:23, 
32:24, 145:16
viewed [3] - 145:15, 
145:18, 146:4
views [1] - 6:14
VII [1] - 22:8
VIII [1] - 22:10
violated [1] - 134:2
visible [3] - 144:5, 
145:7, 146:15
Viviane [1] - 109:2
voice [1] - 76:19
void [1] - 152:13
voir [11] - 5:2, 5:17, 
5:18, 6:7, 18:11, 
29:21, 96:4, 96:9, 
97:6, 99:5, 131:23
Volume [1] - 1:7
vote [2] - 33:16, 50:17
vs [1] - 1:5
W
W2 [1] - 78:12
Wade [154] - 4:12, 
4:13, 8:16, 8:17, 9:2, 
9:10, 9:14, 9:15, 
20:8, 20:9, 21:18, 
21:19, 22:5, 22:7, 
22:9, 22:11, 22:12, 
22:13, 34:5, 45:12, 
73:10, 112:8, 112:9, 
113:1, 114:24, 
115:3, 115:4, 115:6, 
115:8, 115:9, 
115:12, 115:14, 
115:16, 115:20, 
115:22, 116:17, 
131:4, 131:5, 131:9, 
131:15, 131:17, 
134:2, 134:13, 
134:14, 134:15, 
134:16, 134:18, 
134:24, 135:5, 
135:7, 135:9, 
135:10, 135:13, 
136:2, 136:8, 
136:25, 137:2, 
137:3, 137:8, 137:9, 
137:21, 138:8, 
138:10, 139:10, 
139:13, 139:16, 
140:5, 140:17, 
141:7, 141:10, 
141:13, 141:14, 
141:15, 141:19, 
142:5, 143:2, 143:7, 
143:11, 143:16, 
143:19, 143:20, 
144:14, 144:15, 
145:11, 145:18, 
145:22, 146:2, 
146:4, 146:6, 146:9, 
146:12, 146:23, 
147:1, 147:4, 147:9, 
147:10, 147:18, 
147:24, 148:10, 
148:14, 148:15, 
148:16, 149:4, 
149:5, 149:10, 
149:12, 151:10, 
151:20, 152:2, 
152:6, 152:15, 
152:18, 152:21, 
153:16, 153:17, 
153:18, 153:20, 
155:7, 155:8, 
155:13, 155:22, 
156:4, 156:6, 
156:10, 157:6, 
157:10, 165:12, 
166:23
WADE [2] - 1:7, 1:7
Wade's [14] - 134:10, 
134:20, 135:2, 
135:11, 139:1, 
139:2, 139:3, 139:4, 
139:14, 143:7, 
 
194
143:15, 147:6
Wades [6] - 12:16, 
77:9, 137:10, 155:2, 
156:19, 156:24
wait [8] - 31:10, 49:19, 
81:19, 90:12, 101:5, 
164:18, 164:22, 
166:8
waiting [1] - 97:10
waivers [1] - 77:1
walk [1] - 14:7
walking [3] - 80:16, 
123:1, 160:3
wants [6] - 4:10, 
52:18, 58:3, 92:11, 
94:15, 150:4
War [2] - 50:22
waste [2] - 6:1, 126:23
watched [1] - 38:18
ways [3] - 137:7, 
142:11, 142:13
weather [12] - 3:4, 5:9, 
5:11, 10:3, 11:5, 
11:8, 13:22, 18:21, 
49:13, 51:23, 52:5, 
95:13
website [13] - 133:8, 
138:21, 141:24, 
142:1, 142:13, 
142:17, 142:25, 
144:3, 144:10, 
144:22, 144:24, 
145:8, 150:13
websites [1] - 133:5
Wednesday [13] - 
11:7, 49:21, 55:6, 
55:8, 55:11, 62:3, 
88:24, 97:13, 159:2, 
159:3, 166:25, 
167:7, 167:16
week [22] - 3:23, 
10:20, 11:9, 13:20, 
49:10, 49:13, 52:2, 
52:4, 52:10, 55:4, 
56:4, 57:18, 58:8, 
58:12, 58:17, 59:22, 
60:21, 60:22, 87:5, 
91:3, 117:1, 167:8
weekend [1] - 58:10
weeks [6] - 50:25, 
52:23, 53:3, 54:20, 
57:16, 126:22
weight [2] - 77:19
welcome [3] - 17:16, 
43:17, 45:3
West [4] - 11:6, 19:7, 
19:9, 19:11
wet [2] - 123:2
whatsoever [2] - 
125:3, 125:8
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 194 of
195

whistleblower [1] - 
27:5
whistleblowers [1] - 
92:24
wife [6] - 68:23, 69:1, 
69:4, 69:9, 69:19, 
155:10
wife's [3] - 141:16, 
156:5
Wilcox [2] - 1:20, 
73:11
WILCOX [49] - 9:5, 
10:12, 30:20, 65:19, 
87:15, 88:7, 88:10, 
93:14, 93:17, 94:1, 
94:3, 94:7, 94:20, 
94:25, 97:20, 97:22, 
98:16, 98:20, 98:23, 
99:1, 99:4, 99:7, 
99:16, 99:21, 99:24, 
100:3, 100:20, 
100:23, 100:25, 
101:2, 101:6, 
101:16, 101:23, 
102:19, 103:22, 
103:25, 105:12, 
105:22, 106:10, 
107:10, 107:14, 
108:5, 116:11, 
116:13, 117:9, 
159:23, 167:19, 
168:4, 168:8
Williams [4] - 44:1, 
109:10, 130:6, 130:7
willing [1] - 52:24
willingly [2] - 50:25, 
51:2
win [1] - 38:21
wind [1] - 10:7
wire [8] - 4:4, 4:11, 
20:25, 21:5, 135:24, 
136:16, 140:14
wireless [3] - 143:8, 
146:3, 146:13
wires [1] - 136:14
wise [1] - 59:12
witness [52] - 6:23, 
7:9, 7:10, 11:11, 
11:13, 11:14, 11:15, 
12:17, 13:5, 14:7, 
15:15, 24:16, 24:19, 
24:21, 24:23, 24:25, 
25:2, 25:4, 25:10, 
25:12, 25:15, 25:16, 
30:21, 39:5, 39:10, 
77:11, 84:22, 96:20, 
110:24, 120:7, 
120:12, 121:13, 
122:10, 123:15, 
125:5, 125:9, 
128:16, 128:19, 
128:20, 137:23, 
144:1, 144:3, 
149:19, 154:10, 
157:17, 162:16, 
166:21, 166:24, 
168:11
Witness [1] - 7:14
witness's [4] - 85:4, 
120:9, 123:9, 123:13
witnesses [32] - 6:23, 
11:10, 11:12, 11:17, 
11:20, 11:24, 14:4, 
14:19, 14:23, 14:24, 
16:12, 23:7, 23:9, 
23:11, 24:9, 28:13, 
38:7, 49:5, 49:6, 
111:18, 119:5, 
120:5, 120:11, 
120:15, 121:20, 
121:23, 123:8, 
123:18, 126:13, 
128:12, 166:18
witnesses' [1] - 123:9
woman [2] - 137:3, 
153:2
Wombly [1] - 24:18
Womply [15] - 133:11, 
138:21, 138:24, 
141:23, 141:25, 
142:5, 142:16, 
144:1, 144:2, 
144:10, 144:16, 
145:12, 145:23, 
153:25, 157:7
Womply's [4] - 
144:22, 144:24, 
145:8, 150:13
word [8] - 79:2, 79:3, 
83:25, 84:1, 84:6, 
141:12, 148:12, 
148:17
words [6] - 46:14, 
53:11, 64:24, 89:5, 
91:17, 124:8
work-regulated [1] - 
60:20
works [22] - 24:14, 
24:20, 24:21, 24:23, 
24:25, 25:3, 25:4, 
25:6, 25:10, 33:2, 
39:10, 51:23, 68:19, 
89:5, 95:12, 96:1, 
96:5, 96:12, 98:2, 
106:15, 106:17, 
129:12
World [1] - 50:22
world [2] - 126:9, 
126:11
worse [1] - 11:8
 
195
write [5] - 39:7, 78:19, 
106:6, 106:8, 127:19
writing [3] - 80:9, 
119:12, 148:16
written [1] - 156:25
wrote [11] - 88:14, 
90:23, 92:8, 92:24, 
95:25, 144:2, 148:8, 
148:10, 148:14, 
148:19, 157:2
Y
year [6] - 57:15, 58:9, 
80:23, 83:13, 83:14, 
147:7
years [11] - 32:21, 
33:19, 36:19, 36:20, 
68:15, 131:6, 
146:23, 147:14, 
152:9, 153:2, 159:15
yesterday [2] - 11:16, 
38:19
you-all [11] - 61:4, 
73:12, 73:14, 73:15, 
73:19, 77:7, 79:13, 
79:15, 83:17, 85:6
young [2] - 58:24, 
149:23
yourself [4] - 3:20, 
39:14, 63:5, 85:21
yourselves [1] - 73:1
Yusdaliencys [1] - 
36:13
Z
Zelle [4] - 138:8, 
138:10, 147:20, 
147:23
Case 0:23-cr-60173-KMW   Document 280   Entered on FLSD Docket 05/27/2025   Page 195 of
195

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