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Home Court filings Marshall v. Prestamos CDFI, LLC (PAED 589575) Motion for Leave to File a Third Amended Class Action Complaint — Marshall v. Prestamos CDFI, LLC (Dkt. 106, E.D. Pa. No. 5:21-cv-04337)

Court filing

Motion for Leave to File a Third Amended Class Action Complaint — Marshall v. Prestamos CDFI, LLC (Dkt. 106, E.D. Pa. No. 5:21-cv-04337)

Filed May 1, 2024 in Marshall v. Prestamos CDFI, LLC; one of 344 filings from this case.

Record facts

CourtU.S. District Court for the Eastern District of Pennsylvania
Filed2024-05-01

U.S. District Court for the Eastern District of Pennsylvania · No. 5:21-cv-04337-JMG · Doc. 106 · 2024-05-01 · Docket on CourtListener

Full text

IN THE UNITED STATES DISTRICT COURT 
FOR THE EASTERN DISTRICT OF PENNSYLVANIA 
 
ALICIA MARSHALL, et al., individually 
and on behalf of all others similarly situated, 
 
 
 
 
Plaintiffs, 
 
 
 
v. 
 
PRESTAMOS CDFI, LLC and CHICANOS 
POR LA CAUSA, INC., 
 
 
 
 
Defendants. 
 
 
 
Civil Action No. 5:21-cv-04337-JMG 
 
 
 
 
 
 
PLAINTIFFS’ MOTION FOR LEAVE TO FILE A 
THIRD AMENDED CLASS ACTION COMPLAINT 
 
Plaintiffs hereby move pursuant to the Court’s Scheduling Order (ECF No. 102 at ¶ 1) 
and Federal Rule of Civil Procedure 15(a)(2) to file their proposed Third Amended Class Action 
Complaint (the “TAC”), and in support thereof state as follows: 
1. 
Plaintiffs’ Second Amended Complaint (the “SAC”) was filed on May 20, 2022. 
ECF No. 42. Plaintiffs’ SAC alleges that defendant Prestamos CDFI, LLC (“Prestamos”) failed 
to fund Paycheck Protection Program (“PPP”) loans for their businesses, despite the U.S. Small 
Business Administration’s (“SBA”) approval of those loans.  Prestamos is a wholly-owned 
subsidiary of Chicanos Por La Causa, Inc. (“CPLC”).  Id. at ¶ 62. Plaintiffs filed the SAC 
individually, and on behalf of a proposed nationwide class of similarly situated borrowers whose 
PPP loans were also approved by the SBA but not funded by Prestamos (id. at ¶ 230(a)), and 
three proposed subclasses alleging claims under consumer protection laws of California, Illinois 
and Ohio (id. at ¶¶ 230(b-d)).  
2. 
On March 30, 2023, the Court granted in part and denied in part defendants’ 
motion to dismiss. ECF Nos. 56-57. In particular, the Court denied in part defendants’ motion to 
Case 5:21-cv-04337-JMG     Document 106     Filed 05/01/24     Page 1 of 6

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dismiss plaintiffs’ breach of contract claim, but also dismissed those claims in part to the extent 
that it held that the “Named Plaintiffs do not have standing to bring their claims under the laws 
of states in which they do not reside in or were never injured.” Marshall v. Prestamos CDFI, 
LLC, Civil No. 5:21-cv-04337-JMG, 2023 WL 2727541, at *7 (E.D. Pa. March 30, 2023). The 
Court also dismissed plaintiffs’ claims under California, Illinois and Ohio consumer protection 
law, and denied without prejudice CPLC’s motion to dismiss pending jurisdictional discovery.  
Id. at *17-18. 
3. 
On July 20, 2023, additional plaintiffs from additional states not included in the 
first-filed Marshall action brought a related class action against defendants captioned Drevnak v. 
Prestamos CDFI, LLC, Case No. 5:23-cv-02777 (E.D. Pa.).  Plaintiffs in Drevnak similarly 
allege that they were approved by the SBA for their PPP loans but not funded by Prestamos, but 
on behalf of a class of similarly situated SBA-approved borrowers only in the respective states in 
which they reside or were injured in accord with the Court’s ruling concerning standing in 
Marshall.  See id., ECF 1 at ¶¶ 15-21, 214. The plaintiffs in Drevnak also did not allege any 
consumer protection claims under state law but instead confined their claim to breach of contract 
given the Court’s ruling in Marshall, and alleged unjust enrichment against defendant CPLC 
only in the alternative to plaintiffs’ breach of contract claim. Id. at ¶ 245. 
4. 
By Order on December 5, 2023, the Court granted CPLC’s motion to dismiss on 
grounds of jurisdiction in Marshall. ECF No. 93. The parties stipulated that the Court’s ruling 
regarding jurisdiction over CPLC in Marshall would also apply to the Drevnak action.  
5. 
Discovery has been ongoing in the two actions.   
6. 
Following a discovery conference with the Court on March 12, 2024, the Court on 
March 22, 2024 directed the parties in the Drevnak and Marshall actions to meet and discuss 
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potentially agreeing to permit plaintiffs to amend the complaint in Marshall to include the 
allegations in Drevnak, and to the dismissal of the Drevnak action, in lieu of consolidating the 
two actions. The parties thereafter met and conferred and, on March 27, 2024, reported to the 
Court that they agree that plaintiffs will file an amended complaint in the Marshall action that 
incorporates the allegations in Drevnak, and to the dismissal of Drevnak. 
7. 
On April 17, 2024, the Court issued its Scheduling Order in Marshall. ECF No. 
102. That Order directs that “[a]ll motions to amend the Complaint and to join or add additional 
parties shall be filed on or before May 1, 2024.” Id. at ¶ 1 (emphasis in original).   
8. 
Plaintiffs’ proposed TAC is attached hereto as Exhibit A. 
9. 
Plaintiffs’ TAC adds four new plaintiffs (plaintiffs Grichar, Horne, Etuknwa and 
Smith); drops one of the seven original plaintiffs from the Drevnak action (Loyd); and adds no 
new claims and, to the contrary, alleges only a single cause of action against defendants for 
breach of contract. See Exhibit A at ¶¶ 418-436. Plaintiffs’ TAC also updates certain factual 
allegations such as regarding the resignation of CPLC’s President and CEO, see id. at ¶ 38, and 
regarding class certification.  
10. 
 Plaintiffs’ TAC also expressly acknowledges that, by Order on December 5, 2023 
(ECF No. 93), the Court granted CPLC’s motion to dismiss on grounds of personal jurisdiction, 
and alleges that plaintiffs accordingly include CPLC as a defendant to the extent relevant to 
plaintiffs’ claims against defendant Prestamos, and to preserve plaintiffs’ rights in the event of an 
appeal.    
11. 
On April 26, 2024 (ECF No. 103), defendant Prestamos requested that the Court 
modify and extend the deadlines concerning discovery for class certification and other deadlines 
set forth in the Court’s April 17, 2024 Scheduling Order. In that request, Prestamos pretextually 
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seeks to blame plaintiffs for its own delay in pursuing discovery despite the fact that Marshall 
was filed on October 1, 2021, Drevnak was filed on July 20, 2023, the Court adjudicated 
Prestamos’ motion to dismiss over a year ago on March 20, 2023, and discovery has been 
ongoing since the cases were filed. Prestamos argues that “[d]ue to Plaintiffs’ failure to remedy 
discovery deficiencies, Prestamos is concerned about the ability to complete necessary discovery 
and expert reports pursuant to the” Court’s Scheduling Order, and that “Prestamos is currently 
pursuing important third-party discovery for class certification which will take some time to 
complete[.]” ECF No. 103 at 1. Prestamos’ filing does not mention let alone attempt to justify its 
own delay in pursuing discovery, or why it would take the additional months of discovery 
especially given a big part of the discovery it seeks are records from its own bank and lender 
service provider. Plaintiffs have separately replied to Prestamos’ request (ECF No. 104), and the 
Court by Order today (May 1, 2024) set a hearing on May 23, 2024 concerning Prestamos’ 
request.  ECF No. 105. Plaintiffs intend to abide by the discovery and other deadlines set forth in 
the Court’s April 17, 2024 Scheduling Order and any other deadlines the Court may set.  
12. 
Even if the Court grants additional time for discovery concerning class 
certification as Prestamos seeks, there can be no reasonable argument that permitting the filing of 
plaintiffs’ TAC would unduly prejudice defendants. The TAC does not add any claims and 
instead actually drops all state law claims other than the breach of contract claim the pleading 
sufficiency of which the Court has already adjudicated.   
13. 
For the foregoing and other reasons set forth in the accompanying memorandum 
of law, plaintiffs’ request to file the TAC complies with the prevailing standards governing the 
amendment of pleadings.  
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14. 
Accordingly, plaintiffs respectfully request that the Court grant this motion and 
direct the Clerk to accept the TAC for filing. 
Dated:  May 1, 2024 
Respectfully submitted, 
Bailey & Glasser LLP 
 
 
By: /s/ Lawrence J. Lederer 
 
Lawrence J. Lederer (Pa. ID 50445) 
Bart D. Cohen (Pa. ID 57606) 
1622 Locust Street 
Philadelphia, PA 19103 
T.: 202.463-2101 
F.: 202.463-2103 
llederer@baileyglasser.com 
bcohen@baileyglasser.com  
 
Bailey & Glasser LLP 
Michael L. Murphy (admitted pro hac vice)  
1055 Thomas Jefferson Street NW, Suite 540 
Washington, DC 20007 
T.: 202.463-2101 
F.: 202.463-2103 
mmurphy@baileyglasser.com  
 
and  
 
 
Nolan Heller Kauffman LLP 
Justin A. Heller (admitted pro hac vice) 
Matthew M. Zapala (admitted pro hac vice)  
80 State Street, 11th Floor 
Albany, NY 12207 
T.: 518.449.3300 
F.: 518.432.3123 
jheller@nhkllp.com  
mzapala@nhkllp.com 
 
Attorneys for Plaintiffs and the Proposed Classes 
Case 5:21-cv-04337-JMG     Document 106     Filed 05/01/24     Page 5 of 6

 
 
CERTIFICATE OF SERVICE 
 
I hereby certify that, on May 1, 2024, I caused Plaintiffs’ Motion for Leave to Amend 
the Complaint, and Memorandum of Law in Support thereof to be filed on the Court’s CM/ECF 
system and for service of same on all counsel of record.  
 
/s/ Lawrence J. Lederer                      . 
Lawrence J. Lederer 
 
 
 
Case 5:21-cv-04337-JMG     Document 106     Filed 05/01/24     Page 6 of 6

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