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Home Court filings United States v. Kisha Sutton — S.D. W. Va., No. 2:24-cr-00192 RESPONSE IN OPPOSITION by United States of America as to Kisha… — United States of Amer…

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RESPONSE IN OPPOSITION by United States of America as to Kisha… — United States of America v. Sutton et al (Dkt. 195)

Record facts

CourtU.S. District Court for the Southern District of West Virginia
Filed2025-05-12

U.S. District Court for the Southern District of West Virginia · No. 2:24-cr-00192 · Doc. 195 · 2025-05-12 · Docket on CourtListener

Summary

The government's response in opposition to defendant Kisha Sutton's second motion to continue trial in United States v. Kisha Sutton, et al., No. 2:24-cr-00192, in the U.S. District Court for the Southern District of West Virginia, filed May 12, 2025 as Document 195. It asks the Court to deny the motion (ECF No. 179), filed May 6, 2025, which sought a 90-day continuance to develop information about how lenders and third-party administrators handled the loan applications. The government argues that materiality in bank fraud is an objective standard under Neder v. United States, so a lender's actual reliance or failure to vet applications is not an element of proof. It characterizes the defense theory as an impermissible blame-the-victim strategy. The response is signed by Assistant United States Attorney Jonathan T. Storage and includes a certificate of service.

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UNITED STATES DISTRICT COURT  
 
SOUTHERN DISTRICT OF WEST VIRGINIA 
CHARLESTON 
 
 
UNITED STATES OF AMERICA 
 
 
v. 
 
 
 
 
 
 
CRIMINAL NO. 2:24-CR-00192 
 
 
KISHA SUTTON, ET AL. 
 
 
GOVERNMENT’S RESPONSE IN OPPOSITION TO DEFENDANT KISHA SUTTON’S 
SECOND MOTION TO CONTINUE TRIAL 
 
Comes now the United States of America, by Jonathan T. 
Storage, Assistant United States Attorney for the Southern 
District of West Virginia, and respectfully requests that the Court 
deny the defendant’s second motion to continue the trial date. ECF 
No. 179.  
I. 
BACKGROUND 
On May 6, 2025, defendant Kisha Sutton (“defendant”) filed a 
second motion to continue the trial date in this case. ECF No. 
179. The basis for the motion is that counsel for the defendant 
“recently discovered new and potentially exculpatory/favorable 
information relating to the parties/participants in this case.” 
ECF No. 179 at 1. More specifically, counsel for the defendant 
seeks to develop information about how financial institutions and 
their third-party administrators may have “caused, contributed to, 
Case 2:24-cr-00192     Document 195     Filed 05/12/25     Page 1 of 6 PageID #: 1058

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or in any way facilitated the alleged fraudulent activity.” ECF 
No. 179 at 2. 
The defendant requests a 90-day continuance of all trial-
related deadlines.  
II. 
DISCUSSION  
The stated reasons for the defendant’s requested continuance 
are meritless. The defendant is attempting to deploy an 
impermissible “blame-the-victim” strategy. The defendant cites to 
published reports that suggest that lenders, such as the ones at 
issue in this case, “failed to even review the PPP Loan 
applications processed by [the third-party processor] opting to 
fund the loans without any underwriting.” ECF No. 179 at 3. The 
defendant goes on to state, “It is hard to imagine, in a bank fraud 
prosecution, where ‘materiality’ of false or fraudulent statements 
is at issue, that a lender was victimized when they failed to even 
review the application and instead acted as a rubber stamp.” ECF 
No. 179 at 4. But the defendant’s arguments are wrong on the law 
and raise arguments that should be precluded from the jury’s 
consideration. 
“Materiality” of a falsehood is an element of bank fraud. 
Neder v. United States, 527 U.S. 1, 25 (1999). “In general, a false 
statement is material if it has ‘a natural tendency to influence, 
or [is] capable of influencing, the decision of the decisionmaking 
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body to which it was addressed.’” Id. at 16. In other words, the 
standard is objective, not subjective: a misrepresentation may be 
material even if evidence demonstrates that the misrepresentation 
would not have actually influenced or actually deceived the lender. 
See id. at 25 (“By prohibiting the ‘scheme to defraud,’ rather 
than the completed fraud, the elements of reliance and damage would 
clearly be inconsistent with the statutes Congress enacted.”); see 
also United States v. Stewart, 872 F.2d 957, 960 (10th Cir. 1989) 
(“[T]the government does not have to prove actual reliance upon 
the defendant’s misrepresentations nor do they have to prove that 
the victim suffered actual pecuniary losses from the scheme.” 
(referring to the mail fraud statute)). 
The defendant requests a 3-month continuance to explore a 
theory that the financial institutions relevant to this case were 
negligent (or even grossly negligent) in not better vetting the 
defendant’s loan submissions. As discussed, what the lender 
actually relied on in approving the loan in not the proper standard 
in a bank fraud case; the government does not have to present 
particularized evidence about the decision-making process for each 
separate financial institution. Instead, a false statement is 
material if it has a natural tendency to influence, or is capable 
of influencing, the decision of the decision-making body to which 
it was addressed. Neder, 527 U.S. at 16. 
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The defendant’s scheme to defraud is the offense conduct at 
issue in this case. The subjective considerations of relevant 
financial institutions are never an element of proof in a bank 
fraud case. Accoridngly, the grounds on which the defendant seeks 
a continuance are flawed and meritless.  
III. 
CONCLUSION  
For the reasons stated herein, the government respectfully 
requests that the Court deny the defendant’s second motion to 
continue the trial date and all trial-related deadlines. ECF No. 
179. 
Respectfully submitted, 
 
LISA G. JOHNSTON 
Acting United States Attorney 
 
 
 
 
 
 
By: 
s/Jonathan T. Storage            
JONATHAN T. STORAGE 
Assistant United States Attorney 
WV State Bar No. 12279 
300 Virginia Street, East 
Room 4000 
Charleston, WV 25301 
Telephone: 304-345-2200 
Fax: 304-347-5104 
E-mail: Jonathan.Storage@usdoj.gov  
 
 
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CERTIFICATE OF SERVICE 
 
It is hereby certified that the foregoing “GOVERNMENT’S 
RESPONSE IN OPPOSITION TO DEFENDANT KISHA SUTTON’S SECOND MOTION 
TO CONTINUE TRIAL” has been electronically filed and service has 
been made on opposing counsel by virtue of electronic mail this 
the 12th day of May, 2025, to: 
 
Connor D. Robertson, Esq. 
2702 Main Street 
Hurricane, WV 25526 
Email: cdr@croblaw.com 
 
Michelle R. Fox, Esq. 
LAW OFFICES OF MICHELLE ROMAN FOX 
3359 Teays Valley Road 
Hurricane, WV 25526 
Email: mrfoxlaw@suddenlink.net 
 
Clayton T. Harkins, Esq. 
DINSMORE & SHOHL 
P.O. Box 11887 
Charleston, WV 25339 
Email: clayton.harkins@dinsmore.com 
 
John J. Balenovich, Esq. 
1554 Kanawha Boulevard, East, Suite 100  
Charleston, WV 25311 
Email: john@wvlitigator.com 
 
Natalie R. Atkinson, Esq. 
ATKINSON & FRAMPTON 
2306 Kanawha Boulevard, East 
Charleston, WV 25311 
Email: natkinson@amplaw.com 
 
 
 
 
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s/Jonathan T. Storage            
JONATHAN T. STORAGE 
Assistant United States Attorney 
WV State Bar No. 12279 
300 Virginia Street, East 
Room 4000 
Charleston, WV 25301 
Telephone: 304-345-2200 
Fax: 304-347-5104 
E-mail: Jonathan.Storage@usdoj.gov  
Case 2:24-cr-00192     Document 195     Filed 05/12/25     Page 6 of 6 PageID #: 1063

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