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Home Court filings USA v. Crowther United States v. Casey David Crowther — M.D. Fla., No. 2:20-cr-114-JES-MRM Motion for Miscellaneous Relief, specifically Motion to Exclude Evidence — USA v. Crowther (Dkt. 119, M.D. Fla. No. 2:20-mj-01094, docketed in No. 2:20-cr-00114)

Court filing

Motion for Miscellaneous Relief, specifically Motion to Exclude Evidence — USA v. Crowther (Dkt. 119, M.D. Fla. No. 2:20-mj-01094, docketed in No. 2:20-cr-00114)

Filed March 22, 2021 in USA v. Crowther; one of 318 filings from this case.

Record facts

CourtU.S. District Court for the Middle District of Florida
Filed2021-03-22

U.S. District Court for the Middle District of Florida · No. 2:20-cr-00114 · Doc. 119 · 2021-03-22 · Docket on CourtListener

Full text

UNITED STATES DISTRICT COURT 
MIDDLE DISTRICT OF FLORIDA 
FORT MYERS DIVISION 
 
UNITED STATES 
 
v. 
 
 
 
 
 
Criminal No. 2:S20-cr-114-FTM-66MRM 
 
CASEY DAVID CROWTHER  
 
 
 
Defendant. 
_____________________________/ 
 
DEFENDANT’S MOTION TO EXCLUDE EVIDENCE 
OF MORTGAGE FRAUD AND GUILTY PLEA 
 
 
Defendant, Casey D. Crowther (“Crowther”), through undersigned counsel, 
and pursuant to M.D. Local Rule 3.01, hereby files his Motion to Exclude Evidence 
of Mortgage Fraud and Guilty Plea. 
I. 
INTRODUCTION 
The Government seeks to introduce irrelevant and highly prejudicial propensity 
evidence relating to a residential mortgage fraud which occurred two and a half 
months after the Paycheck Protection Program (“PPP”) counts. These subsequent 
events, along with Crowther’s guilty plea as to Counts V and VI of the Second 
Superseding Indictment, are not proper Fed. R. Evid. 404(b) evidence and must be 
excluded.  
 Crowther has pled guilty to Counts V (Bank Fraud) and VI (False Statement to 
a Lending Institution) of the Second Superseding Indictment.  Counts V and VI allege 
a mortgage fraud involving residential real property located at 3653 San Carlos Drive, 
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Saint James City, Florida 33956 (the “Property”).  The face of the Second Superseding 
Indictment demonstrates Counts V and VI have nothing to do with the PPP 
application, loan, or proceeds that are the subject of Counts I through IV.  The 
Government’s effort to use these events as under the guise of Rule 404(b) fails. The 
subsequent residential mortgage issue has no bearing on the Government’s proffered 
purpose of “intent, knowledge, or lack of mistake” with respect to the prior PPP 
transaction.  The Government argues, in essence, Crowther’s propensity for lying.  
Yet, the residential mortgage facts are not relevant, and the risk of undue prejudice 
and jury confusion is very significant.  Under these circumstances, no curative 
instruction will suffice.  Therefore, evidence relating to the mortgage fraud underlying 
Counts V and VI must be excluded.    
Likewise, the Government should be prohibited from making any reference at 
trial to Crowther’s guilty plea as to Counts V and VI of the Superseding Indictment.  
Undoubtedly, any such reference to Crowther’s guilty plea may cause the jury to 
improperly infer Crowther’s guilt as to Counts I through IV.  Accordingly, any 
reference to Crowther’s guilty plea should be excluded because it has zero probative 
value and would severely jeopardize Crowther’s right to a fair trial.     
II. 
ARGUMENT 
A. 
The Government Should be Precluded From Introducing Evidence of or 
Referencing the Alleged Mortgage Fraud Scheme 
 
i. 
The Alleged Mortgage Fraud is Not Relevant to Any Issue Besides Character 
and Therefore is Not Admissible Under Rule 404(b) 
 
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Rule 404(b) requires that (1) the evidence must be relevant to an issue other than 
character; (2) there must be sufficient proof that the defendant committed the extrinsic 
act; and (3) the evidence must still survive Rule 403 balancing. See e.g. United States v. 
Mills, 138 F.3d 928, 935 (11th Cir. 1998).  The Government’s efforts to introduce 
subsequent acts under Rule 404(b) fail with respect to the first and third prongs. It 
should be precluded from introducing evidence of or referencing the alleged mortgage 
fraud scheme.   
Just before the start of trial, the Government emailed the undersigned to the 
effect that in the event Crowther pleads guilty to Counts V and VI, the Government 
intends to introduce evidence of false representations made to the mortgage lender; 
i.e., that Crowther provided the lender with inflated bank account statements in 
connection with the mortgage application process.  See Ex. “A”.  The Government 
claims that such evidence would be offered to provide “intent, knowledge, and absence 
of mistake” in reference to Counts I and II of the Second Superseding Indictment.  Id.  
The Government, however, fails to explain how anything to do with the mortgage 
fraud scheme possibly could bear upon Crowther’s intent, knowledge, and absence of 
mistake with respect to the PPP loan, which was a separate and entirely different 
transaction.  Clearly, the alleged mortgage fraud has absolutely nothing to do with 
Crowther’s intent, knowledge, or absence of mistake with respect to the PPP loan 
because these loans involve entirely different facts.   
The Government’s sole objective in introducing evidence of mortgage fraud is  
establishing Crowther’s purported propensity to lie.  This type of evidence, of course, 
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is inadmissible.  See, e.g., Frishberg v. Janac, 407 B.R. 540, 550-51 (Bankr. S.D. N.Y. 
2009) (holding that plaintiff’s proposed evidence that defendant lied about being an 
attorney and knowing music stars could only be offered to show that defendant had a 
propensity to lie, and therefore must be rejected as inadmissible hearsay and character 
evidence); United States v. Petsas, 592 F. 2d 525, 528 (9th Cir. 1979) (stating that 
testimony from other purchasers in support of a party’s contention that he acted 
honestly was properly excluded under 404(b)); United States v. Hatfield, 685 F. Supp. 2d 
320, 324 (E.D.N.Y. 2010) (determining that NASDAQ evidence was prejudicial 
because it suggested defendants’ propensity to lie to investigative authorities and 
therefore stood a good chance of confusing the jury as to the actual crimes charge, 
which a curative instruction might not have alleviated).  
It is undisputed that the mortgage fraud scheme did not involve the subject PPP 
application, loan, or proceeds that are the subject of Counts I through IV of the Second 
Superseding Indictment.  In particular, the PPP loan is the subject of Counts I through 
IV of the Second Superseding Indictment.  See Doc. 62 at pp. 2-9.  By contrast, the 
alleged mortgage fraud is a separate and distinct unlawful scheme that, according to 
the Second Superseding Indictment, had nothing to do whatsoever with the facts and 
circumstances of the subject PPP application, loan, or proceeds.  Id. at pp. 9-15.  
Consequently, both evidence and reference to the alleged mortgage fraud should be 
excluded at trial because the mortgage fraud clearly is not relevant to the charges set 
forth in Counts V and VI of the Second Superseding Indictment.  See, e.g., United States 
v. Jones, No. 14-cr-148, 2015 U.S. Dist. LEXIS 25842 at *15-16 (D. Minn. Mar. 4, 
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2015) (excluding evidence of defendant’s past incidents of falling asleep with lit 
cigarettes where the Government did not even allege that the defendant was smoking 
on the evening of the alleged fire); Mata v. City of Farmington, 798 F. Supp. 2d 1215, 
1218 (D.N.M. 2011) (excluding evidence that defendant-officers did not follow 
standard operating procedures and police training because such evidence was not 
relevant); Candonoza v. Royston, No. 4:16-CV-0048-HLM, 2018 U.S. Dist. LEXIS 
238227 at *8-9 (N.D. Ga. Mar. 5, 2018) (holding that evidence was inadmissible under 
Rule 404(b) where evidence was irrelevant to Fourth Amendment claims); Pahl v. 
Robinson, No. 4:08-CV-112 (CDL), 2009 U.S. Dist. LEXIS 78418 at *4 (M.D. Ga. 
Sept. 1, 2009) (granting motion to exclude exhibits that were not relevant to any issue 
in the case and were otherwise inadmissible under Rule 404(b)).   
          The subsequent residential mortgage acts and the prior PPP issues at trial are 
starkly different. The issues at trial involve a PPP loan. By contrast, the subsequent 
acts underlying Counts V and VI involve a residential mortgage from a lender called 
Angel Oak Mortgage Solutions, LLC (“Angel Oak”), not a PPP loan. According to 
the Government’s Notice of Maximum Penalties filed on March 22, 2021, “Crowther 
created three false bank statements with inflated balances . . .  Crowther also created a 
screenshot of a webpage which falsely showed an inflated balance for” a bank account 
for “his single-asset real estate company, 3801 Jade Ave, LLC[.]” Doc. 112 at p. 3.  
There is no allegation in the PPP counts (i.e., Counts I through IV) that Crowther 
falsified documents. The radically different facts underlying the PPP allegations  shed 
zero light on Crowther’s state of mind with respect to the PPP loans.  
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The Eleventh Circuit’s opinion in Mills, supra, is instructive. In Mills, the 
Eleventh Circuit held that it was error (albeit harmless under the facts of that case) to 
admit in a Medicare fraud prosecution evidence of the defendant’s earlier lies 
regarding a customs declaration form.  The issue in that case involved the defendant’s 
falsification of passenger manifests for a Medicare provider’s corporate jet. The 
Eleventh Circuit explained: “The customs declaration form was different from the 
passenger manifests, and [the defendant’s] interpretation of the customs form 
accordingly casts no light on her understanding of the passenger manifest.”  138 F.3d 
at 936.  Thus the Government’s proffered purposes actually boiled down to the claim 
that because the defendant lied to the Government previously, she was predisposed to 
lie to the Government again.  That is impermissible.  Likewise here, falsification of 
bank statements with respect to a residential loan have no relevance to the subject PPP 
application, loan, or proceeds. Because there is nothing similar about the alleged facts, 
the Government invites the same error that occurred in Mills.  
Separately, United States v. Qin, 688 F. 3d 257, 263 (6th Cir. 2012) involved a 
conspiracy to steal trade secrets case where the Government tried to introduce 
evidence that the defendant had also misappropriated information from a previous 
employer. “While it is possible to generalize Qin’s alleged conduct in such a way to 
make it sound substantially similar to the conduct charged in the indictment (e.g., Qin 
stealing from CPC is substantially similar to Qin and Du stealing from GM) that would 
be an over-simplification.” Id. at 263.  The oversimplification that the Government is 
now attempting to advance before the jury is that subsequent mortgage fraud equates 
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to prior PPP loan fraud.  It does not.  They are separate acts involving zero overlapping 
facts or circumstances.    
ii. 
The Mortgage Fraud Evidence is Unduly Prejudicial and is Likely to Confuse 
the Jury 
 
Evidence of the mortgage fraud scheme is unduly prejudicial and highly likely 
to confuse the jury regarding the actual crimes charged.  See, e.g., United States v. 
Hatfield, 685 F. Supp. 2d 320 (E.D. NY. 2010) (determining that NASDAQ evidence 
was prejudicial because it suggested defendants’ propensity to lie to investigative 
authorities and therefore stood a good chance of confusing the jury as to the actual 
crimes charge, which a curative instruction might not have alleviated).  If the jury is 
presented with evidence relating to the mortgage fraud, the jury is likely to mistakenly 
believe that mortgage fraud is one of the issues for the jury to decide.  This is 
particularly true because the facts relating to the mortgage fraud are so different in 
nature from the facts underlying the alleged PPP fraud.  Among other things, the 
alleged mortgage and PPP frauds involve different (a) loan transactions, (b) time 
periods, (c) loan applications, (d) lenders, (e) loan proceeds, and (f) alleged 
misrepresentations.   
Under these circumstances, the risk of undue prejudice clearly outweighs the 
nonexistent probative value of the mortgage fraud evidence.  See, e.g., United States v. 
Preston, 608 F. 2d 626, 639 n. 16 (5th Cir. 1979) (recognizing that exclusion is required 
where prejudice outweighs probative value); United States v. Baker, 432 F. 3d 1189, 
1212 (11th Cir. 2005) (holding that even where evidence has some probative worth, 
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evidence should be excluded where its prejudicial impact substantially outweighs any 
such probative value).  The risk of unfair prejudice is acute given that the Government 
seeks to present evidence that Crowther allegedly created (a) three (3) false bank 
statements with inflated balances; and (b) a screenshot of a webpage allegedly falsely 
showing an inflated balance for an account held in the name of Jade Avenue, LLC 
(the “Jade Avenue Account”).  See Doc. 112 at p. 3.  The Jade Avenue Account, 
however, had absolutely nothing to do with the facts relating to the PPP loan.  In 
Counts I through IV of the Second Superseding Indictment, there are absolutely no 
allegations either that Crowther created false documents such as bank statements or 
that PPP loan proceeds ran through the Jade Avenue Account.  Yet, there is a 
substantial risk that the jury may confuse these issues, thereby resulting in undue 
prejudice to Crowther.  At the same time, the mortgage fraud evidence has zero 
probative value with respect to Counts I through IV of the Second Superseding 
Indictment.   
Even Judge Badalamenti’s Order appears to confuse the charges.  The Order 
states: “To begin with, Mr. Crowther argues that all seven counts of the superseding 
indictment must be dismissed because using PPP funds for purposes unauthorized by 
the CARES Act is not a crime—it simply means that the borrower is ineligible for loan 
forgiveness.”  D.E. 56, pg.4.  The Motion to Dismiss the Superseding Indictment 
included only Counts One through Four (i.e., counts associated to the PPP).  The 
Order further states: “In a similar vein, the superseding indictment provides that Mr. 
Crowther used the PPP funds to misrepresent the extent of his assets to a Mortgage 
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Lender, which relied on his misrepresentations to give him a mortgage loan.”  Id. at 5-
6.  The Government, however, does not allege that PPP funds were used to 
misrepresent assets on his mortgage loan.  In fact, the only similarity between the 
mortgage fraud and the PPP fraud allegations are potential overlapping witnesses from 
Sanibel Captiva Community Bank.  D.E. 53.  Here, it is unlikely that any curative 
instruction to the jury would alleviate confusion to the jury and prejudice to the 
defendant caused by the Government’s introduction of irrelevant evidence concerning 
the mortgage fraud scheme.   
On March 11, 2021, the inaccurate statements within Judge Badalamenti’s 
Order were reported in the news media.  See Ex. “B”, Naples Daily News article at p. 
2.  The same day, ABC7 Southwest Florida published an online article confusing the 
pending charges against Crowther.  See Ex. “C”, ABC7 Southwest Florida article at 
p. 2 (stating that “Crowther used his company’s PPP money to buy the boat, as well 
as falsifying his bank account to make it seem like he had enough money to be 
approved for a mortgage for the St. James City property, according to federal 
documents”).  On the same date, NBC2 News published a similarly factually 
inaccurate online article.  See Ex. “D”, NBC2 News article at p. 1 (stating that 
“[i]nvestigators believe the businessman bought a 40-foot catamaran and home in St. 
James City using COVID-19 relief money meant to keep his business afloat during the 
pandemic”).  News media reporting improperly confusing the charges against 
Crowther continued through Sunday, March 21, 2021, the day before the first day of 
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trial.  Thus, it is clear that there is already significant confusion in the jury pool 
regarding what the charges against Crowther actually are.  Allowing the Government 
to confound this existing confusion by introducing evidence of the alleged mortgage 
fraud scheme will run a significant risk of depriving Crowther of his constitutional 
right to a fair trial.   
The risk of confusion regarding the charges alleged in the Second Superseding 
Indictment and prejudicial to Crowther not hypothetical.  On March 22, 2021 – i.e., 
the same day that Crowther pleaded guilty to Counts V and VI – NBC2 News 
Southwest Florida immediately reported the following headline: “Casey Crowther 
admits to faking bank statements, PPP fraud trial moves forward”.  See Ex. “E”.  The 
article states, in relevant part: 
With the guilty plea, Crowther takes responsibility for 
creating fake bank statements so he could be approved by a 
lender for a $640,381 mortgage.  The mortgage was used to 
buy a home in St James City.  He also takes responsibility 
for depositing more than $1 million of PPP funding into his 
own bank account, to make the lender believe he had the 
money for a down payment on the home when in reality he 
did not have the cash. 
 
Id.   
 
Separately, as this Court is aware during jury selection on March 22, 2021 juror 
number 6 confused PPP loan fraud with mortgage fraud.  Further, juror number 6 
admitted to actually researching the subject mortgage fraud and the property records 
pertaining to Crowther’s residence.  Accordingly, there is no question that there is a 
significant risk of jury confusion given the strong public interest in this case and the 
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inaccurate news media reporting that began with Crowther’s arrest and has continued 
through trial.   
The mortgage fraud charges set forth in Counts V and VI (which have nothing 
to do with the PPP loan) and the PPP loan-related charges alleged in Counts I through 
IV may be easily confused.  If a federal district judge can confuse the issues, it is 
entirely possible – if not likely – that a jury also may confuse the issues.  Consequently, 
there is a significant risk that Crowther may be unduly prejudiced by the Government’s 
evidence of or reference to mortgage fraud, which considerably outweighs any 
minimal probative value of such evidence.  See, e.g., United States v. Preston, 608 F. 2d 
626, 639 n. 16 (5th Cir. 1979) (recognizing that exclusion is required 
where prejudice outweighs probative value); United States v. Baker, 432 F. 3d 1189, 
1212 (11th Cir. 2005) (holding that even where evidence has some probative worth, 
evidence should be excluded where its prejudicial impact substantially outweighs any 
such probative value).   
Accordingly, the Government should be precluded from either introducing 
evidence of or making reference to the mortgage fraud scheme set forth in Counts V 
and VI of the Second Superseding Indictment.   
 
 
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B. 
The Government Should be Precluded From Introducing Evidence of or 
Referencing Crowther’s Guilty Plea 
 
Similarly, the Government should be precluded from introducing evidence of 
or otherwise referencing that Crowther pled guilty to Counts V and VI of the Second 
Superseding Indictment.  Both of these counts relate to the alleged mortgage fraud 
scheme.  See Doc. 62 at pp. 9-15.   
For one thing, the fact that Crowther has pled guilty to Counts V and VI has 
absolutely no relevance to any fact or legal issue regarding Counts I through IV that 
will be tried by jury.  Specifically, none of the factual or legal issues relating to the 
alleged fraudulent PPP loan scheme have anything to do with the mortgage fraud 
related charges.  For this reason, evidence of Crowther’s guilty plea as to Counts V 
and VI should be excluded.  See, e.g., Jones, 2015 U.S. Dist. LEXIS 25842 at *15-16; 
Mata, 798 F. Supp. 2d at 1218; Candonoza, 2018 U.S. Dist. LEXIS 238227 at *8-9 
(N.D. Ga. Mar. 5, 2018).   
Additionally, any reference to Crowther’s guilty plea as to Counts V and VI 
likely will mislead the jury by unjustifiably inferring Crowther’s guilt as to Counts I 
through IV.  See United States v. Ramirez, 426 F. 3d 1344, 1353 (11th Cir. 2005) (holding 
that district judge correctly sustained defendant’s objection to prosecutor’s question 
relating to guilty plea); Clearly, there is no possible reason for the Government to 
introduce evidence of Crowther’s guilty plea or otherwise to reference it before the 
jury, except to improperly imply that because Crowther pled guilty to one set of 
charges, he must also be guilty of the other charges.  For this reason, the Eleventh 
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Circuit generally does not permit disclosure of a co-defendant’s guilty plea because of 
its tendency to negatively bias the jury and unduly prejudice the defendant’s right to a 
fair trial.  See, e.g., United States v. Llorca-Meneses, No. 2:17cr38-MHT, 2018 U.S. Dist. 
LEXIS 193088 at *21-22 (M.D. Ala. Nov. 13, 2018) (citing United States v. Johnson, 
620 F. Appx. 839, 845 (11th Cir. 2015)).  Thus, this particular evidence should be 
excluded because the unfair prejudice that is likely to result from disclosing Crowther’s 
guilty plea as to Counts V and VI far outweighs any nonexistent probative value of 
such evidence.  See Preston, 608 F. 2d at 639 n. 16; Baker, 432 F. 3d at 1212.   
III. 
CONCLUSION 
Based on the foregoing, it is clear that evidence of the mortgage fraud scheme 
alleged in the Second Superseding Indictment and Crowther’s guilty plea as to Counts 
V and VI are not relevant and, if allowed to be admitted into evidence, would 
significantly prejudice Crowther’s right to a fair trial.  Accordingly, Crowther 
respectfully requests that this Court (a) grant this Motion in all respects; (b) preclude 
the Government from either introducing evidence of or making reference to the 
mortgage fraud scheme set forth in Counts V and VI of the Second Superseding 
Indictment; (c) preclude the Government from either introducing evidence of or 
making reference to Crowther’s guilty plea as to Counts V and VI of the Second 
Superseding Indictment; and (d) enter such other and further relief this Court deems 
just and proper.   
Respectfully Submitted,  
/s/ Nicole H. Waid____ 
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Nicole H. Waid, Esq.  
Florida Bar No. 0121720 
nicole.waid@fisherbroyles.com 
 
/s/ Brian E. Dickerson 
Brian E. Dickerson, Esq. 
Fla. Bar No. 106615 
brian.dickerson@fisherbroyles.com 
 
 
 
 
 
 
 
 
FISHERBROYLES, LLP  
                                
 
 
 
2390 Tamiami Trail North, Suite 100  
                                
 
 
 
Naples, Florida 34103  
                                
 
 
 
Phone: (202) 906-9572  
                                
 
 
 
Fax: (239) 236-1360  
                               
 
 
 
CERTIFICATE OF SERVICE 
 
I, Nicole H. Waid, attorney for Casey David Crowther, do hereby certify that I 
have, this day, filed the foregoing with the Clerk of Court via the CM/ECF system, 
which has caused a true and correct copy to be served on all counsel of record.  
/s/ Nicole H. Waid____ 
Nicole H. Waid, Esq.  
 
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