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Home Court filings USA v. Crowther United States v. Casey David Crowther — M.D. Fla., No. 2:20-cr-114-JES-MRM Response in Opposition by USA as to Casey David Crowther — USA v. Crowther (Dkt. 86, M.D. Fla. No. 2:20-mj-01094, docketed in No. 2:20-cr-00114)

Court filing

Response in Opposition by USA as to Casey David Crowther — USA v. Crowther (Dkt. 86, M.D. Fla. No. 2:20-mj-01094, docketed in No. 2:20-cr-00114)

Filed March 15, 2021 in USA v. Crowther; one of 318 filings from this case.

Record facts

CourtU.S. District Court for the Middle District of Florida
Filed2021-03-15

U.S. District Court for the Middle District of Florida · No. 2:20-cr-00114 · Doc. 86 · 2021-03-15 · Docket on CourtListener

Full text

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UNITED STATES DISTRICT COURT 
MIDDLE DISTRICT OF FLORIDA 
FORT MYERS DIVISION 
 
 
UNITED STATES OF AMERICA 
 
v. 
 CASE NO. 2:20-cr-114-JES-MRM 
 
CASEY DAVID CROWTHER 
 
 
UNITED STATES’ RESPONSE IN OPPOSITION TO  
DEFENDANT’S MOTION SEEKING TO EXCLUDE 
EVIDENCE OF JUNE 1, 2020 WIRE TRANSFER 
 
 
The defendant seeks to prohibit the government from introducing 
evidence of a wire transfer on June 1, 2020. Doc. 74. This Court should deny 
the motion because the evidence the government seeks to introduce is intrinsic 
evidence and relevant to the defendant’s charged conduct. The evidence is also 
admissible under Federal Rule of Evidence 404(b) to prove the defendant’s 
intent, knowledge, and absence of mistake or accident. 
Introduction 
 
The government intends to introduce evidence that Casey Crowther 
made misrepresentations to the Lender concerning the purpose of a June 1, 
2020 wire transfer. Crowther misrepresented to the Lender that the purpose of 
the wire was for “materials” when it was really for the purchase of a horse. 
Crowther’s efforts to disguise the purpose of the wire as a  “materials” 
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purchase are almost identical to the efforts Crowther took to disguise his 
purchase of a 40’ catamaran boat and payment made to a former business 
partner.   
Facts Expected to be Developed at Trial 
 
The government intends to prove that on April 14, 2020, approximately 
$2.1 million in PPP loan funds were deposited into a segregated bank account 
that Crowther opened with the Lender on April 10, 2020 (“PPP Account”). 
Crowther was the only person who had access to the PPP account. On the 
date the funds were deposited into the account, Crowther’s company, Target 
Roofing and Sheet Metal, Inc. (“Target Roofing”), was required to use the 
funds for payroll, rent, utilities, and mortgage interest within an eight-week 
period ending on June 9, 2020.  
 On April 20, 2020, Crowther submitted a wire request to the Lender’s 
branch manager requesting to have $100,000 wired to S.A via email. During 
the wire confirmation process on April 21, 2020, the branch manager called 
Crowther and asked him for the purpose of the wire transfer. Crowther 
indicated the purpose of the wire was a “payroll transfer to partner.” Crowther 
also confirmed the funds would be wired from Target Roofing’s PPP account. 
$100,000 was then wired from the PPP account to S.A.’s account. S.A., who 
had been Crowther’s business partner, departed Target Roofing in December 
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of 2019 and was no longer receiving compensation or payroll from the 
business. The real purpose of the wire transfer was Crowther’s repayment 
towards principal on a promissory note with S.A.   
 
On April 24, 2020, Crowther submitted another wire request to the 
branch manager and requested a wire transfer of $689,417 to a marina. The 
branch manager forwarded Crowther’s request to an assistant branch manager 
who then called to verify the wire. As part of the verification procedure, the 
assistant branch manager called Crowther and asked him for the purpose of 
the wire transfer. Crowther indicated the purpose of the wire was an 
“equipment purchase.” Crowther also confirmed the funds would be wired 
from Target Roofing’s PPP account. $689,417 was then wired from the PPP 
account to the marina’s account. The real purpose of the wire transfer was for 
the purchase of a 40’ catamaran boat and not an “equipment purchase.”  
 
On May 7, 2020, Crowther transferred the remaining $1.2 million in 
PPP funds into Target Roofing’s main operating account with the Lender. 
Days later, on May 13, 2020, the Lender sent Crowther additional guidance 
from the SBA regarding the PPP program.  That guidance stated that PPP 
loans in excess of $2 million would be subject to SBA heightened oversight to 
ensure compliance with the program’s requirements.  In addition, the Lender 
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had a phone conversation with Crowther on May 18, 2020 about his use of 
PPP funds.  
On June 1, 2020, Crowther submitted another wire request via email to 
the branch manager, this time requesting $55,000 be wired from the operating 
account to H.M. for “materials.” As part of the wire verification process, the 
branch manager called Crowther and asked him for the purpose of the wire 
transfer. Crowther indicated the purpose of the wire was for “materials.” 
$55,000 was then wired from Target Roofing’s main operating account to 
H.M. Following the wire verification phone call, Crowther emailed the branch 
manager and asked her to send him something showing the wire went through 
“so the guys can pick material up now.”  The real purpose of the wire transfer 
was for the purchase of a horse for Crowther’s wife and not for “materials.” 
In other wire transfer requests submitted to the Lender around the same 
time period, the purpose of the wire was not misrepresented to the Lender. For 
instance, on May 11 and 15, 2020 wires were sent to an individual and 
creditor from the operating account for a “tractor purchase” and “vehicle 
payoff” which were not misrepresentations.  
 
 
 
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Argument 
A. Evidence of misrepresentations made to the Lender to disguise the 
$55,000 wire transfer is intrinsic evidence.  
 
Evidence that is intrinsic (not extrinsic) to the crimes charged includes: 
(1) an uncharged offense which arose out of the same transaction or series of 
transactions as the charged offense; (2) evidence necessary to complete the 
story of the crime, or (3) evidence that is inextricably intertwined with the 
evidence of the charged offense. United States v. Edouard, 485 F.3d 1324, 1344 
(11th Cir. 2007). Further, evidence of uncharged conduct is intrinsic and 
outside the scope of 404(b) if it is “part of the same scheme or series of 
transactions,” “uses the same modus operandi as the charged offense,” and is 
“linked in time and circumstances with the charged crime.” United States v. 
Horner, 853 F.3d 1201, 1214 (11th Cir. 2017); United States v. U.S. Infrastructure, 
Inc., 576 F.3d 1195, 1210-11 (11th Cir. 2009); United States v. Muscatell, 42 F.3d 
627, 630-31(11th Cir. 1995). Evidence is inextricably intertwined with 
evidence of the charged offense if it forms “an integral and natural part of the 
witness’s accounts of the circumstances surrounding the offense for which the 
defendant was indicted.” Edouard, 485 F.3d at 1344 (quoting United States v. 
Foster, 889 F.2d 1049, 1053 (11th Cir. 1989)).      
 
Here, the government seeks to admit evidence of the $55,000 wire as 
intrinsic evidence for the following reasons. First, the wire transfer is an 
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uncharged act that was part of the same scheme or series of transactions. The 
$55,000 wire transfer, which occurred on June 1, 2020, was during the 8-week 
period in which Target Roofing was expected to spend approximately $2.1 
million on payroll, mortgage interest, rent, and utilities.  
Second, the $55,000 wire transfer shares the same modus operandi as 
the boat wire and the note payment wire. Although Crowther utilized funds 
from Target Roofing’s operating account for the transaction, he disguised his 
purchase of the horse the same way he disguised his purchase of the boat and 
promissory note payment. Crowther provided a business-related purpose to 
hide the true purpose of the transaction from the Lender. Of note, the purpose 
of other wire requests that were made during the same period for actual 
business-related purposes were not misrepresented to the Lender. 
Additionally, the $55,000 wire transfer happened after the Lender emailed 
Crowther new SBA guidance of its heightened oversight of PPP loans over $2 
million on May 13, 2020. The Lender also had a conversation with Crowther 
concerning his use of PPP funds on May 18, 2020. This would explain why 
Crowther concealed the $55,000 wire transfer request as a “materials” 
purchase.  
Third, the $55,000 wire transfer is linked in time and circumstances 
with the charged offenses. The purchase of the boat, note payment, and horse 
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purchase all occurred during an 8-week period in which Target Roofing was 
required to spend approximately $2.1 million in PPP loan proceeds for 
specified purposes. Moreover, as previously discussed, the “materials” wire 
occurred within two to three weeks after Crowther received communications 
from the Lender concerning heightened SBA oversight and his use of PPP 
funds.  
 
The government also believes evidence of the $55,000 wire transfer is 
inextricably intertwined with evidence of the bank fraud offense. Crowther is 
charged with committing a scheme to defraud the Lender which includes 
making misrepresentations concerning his use of PPP funds. As part of this 
scheme to defraud, Crowther hid and concealed the purpose of acts performed 
in furtherance of the scheme. Doc. 62 at 6. This includes concealing his use of 
PPP funds from the Lender by misrepresenting the purpose of wire transfers as 
being business related. To prove the crimes charged, the government intends 
on introducing evidence of financial transactions Crowther made with use of 
the PPP funds. The testimony of witnesses will also involve the introduction 
of Target Roofing and Crowther’s bank statements and other financial 
documents. Testimony about the $55,000 wire, which is like the boat and note 
payment wires, forms a natural and integral part of the circumstances 
surrounding the bank fraud charge in this case.  
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B. Evidence of misrepresentations made to the Lender to disguise the 
$55,000 wire transfer is admissible under Rule 404(b).  
 
The evidence of the $55,000 wire is also admissible under Rule 404(b). 
Crowther suggests the government is offering evidence of the June 1, 2020 
wire transfer to show he purchased a horse. Doc. 74. That is partly true, but 
says too little.  The measures Crowther took to deceive the Lender into 
believing he was wiring funds for the purchase of “materials” when he was, in 
fact, purchasing a horse, is the crux of the issue. The “materials” 
misrepresentation is much like the “equipment purchase” and “payroll 
transfer” misrepresentations made in furtherance of the charged scheme to 
defraud. 
Evidence of these close similarities, the government believes, should be 
admissible to prove knowledge, intent, and absence of mistake or accident. See 
Fed. R. Evid. 404(b). Further, “Rule 404(b) is a rule of inclusion” and “404(b) 
evidence, like other relevant evidence, should not be lightly excluded when it 
is central to the prosecution’s case.”  United States v. Jernigan, 341 F.3d 1273, 
1280 (11th Cir. 2003).   
For evidence of other acts to be admissible under Rule 404(b): 
(1) it must be relevant to an issue other than the 
defendant’s character; (2) there must be sufficient 
proof to enable a jury to find by a preponderance of 
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the evidence that the defendant committed the act(s) 
in question; and (3) the probative value of the 
evidence cannot be substantially outweighed by 
undue prejudice, and the evidence must satisfy Rule 
403. 
Edouard, 485 F.3d at 1344.  All of the requirements for admissibility of this 
evidence under Rule 404(b) are met here. 
1. 
Relevance  
Evidence of the $55,000 purchase is relevant to establish Crowther’s 
intent to defraud under 404(b). By pleading not guilty to the charged offenses, 
Crowther has placed his knowledge and intent to defraud at issue. United States 
v. Prince, 783 F. App’x. 895, 902 (11th Cir. 2019) (citing Edouard, 485 F. 3d at 
1345). Moreover, “this imposes a substantial burden on the government to 
prove intent, which may be done by qualifying Rule 404(b) evidence.” United 
States v. Figueroa, 488 F. App’x 412, 415 (11th Cir. 2012) (citing United States v. 
Zapata, 139 F.3d 1355, 1358 (11th Cir. 1998). “Where the extrinsic offense is 
offered to prove intent, its relevance is determined by comparing the 
defendant's state of mind in perpetrating both the extrinsic and charged 
offenses.”  United States v. Dorsey, 819 F.2d 1055, 1059 (11th Cir.1987).  If the 
state of mind required for the charged and uncharged acts is the same, “the 
first prong of the Rule 404(b) test is satisfied.”  Edouard, 485 F.3d at 1345.  
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The government intends to prove Crowther’s intent to defraud with 
probative circumstantial evidence which includes his concealment of the boat 
purchase and note payment wires as an “equipment purchase” and “payroll 
transfer.” Crowther’s misrepresentation that the $55,000 wire was for 
“materials” is cut from the same cloth. The intent, in essence, is the same. 
Crowther intended to deceive the Lender by misrepresenting the purpose of 
the $55,000 wire was for “materials,” just as he did for the boat and note 
payment wires.  
Evidence of the purpose of the $55,000 wire is also admissible under 
Rule 404(b) to prove knowledge and lack of mistake or accident, specifically 
with the boat and note payment wires.  In his original motion to dismiss, 
Crowther claimed the Lender was to blame for his use of PPP funds for the 
boat purchase. Doc. 25 at 8. This suggests Crowther may present evidence at 
trial of his lack of knowledge, or that his representation of the wire purpose 
was an accident or mistake. In anticipation of this argument at trial, evidence 
of Crowther’s submission of the $55,000 wire request and follow up email are 
relevant to show the wire purpose provided for the boat and note payment 
wire were not by mistake or accident. Further, evidence of the means by 
which Crowther hid the purpose of the $55,000 wire from the Lender shows 
he had knowledge of the means by which he could misrepresent his use of 
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PPP funds. Evidence of the misrepresentations made in furtherance of the 
$55,000 wire would be offered to prove Crowther knew he was making 
misrepresentations to hide the true purpose of the boat purchase and note 
payment wires.    
2. 
Standard of proof  
Business records, emails, and testimony from the Lender’s branch 
manager and the recipient of the $55,000 wire are sufficient to enable a jury to 
find by a preponderance of evidence that Crowther mispresented the purpose 
of the $55,000 wire to the Lender. The Lender’s branch manager will testify 
that she spoke to Crowther over the phone as part of the wire verification 
process and he stated the wire was for “materials,” which was documented in 
a business record. The government will also introduce emails from Crowther 
to the branch manager misrepresenting the purpose of the wire. Crowther 
originally submitted an email requesting the wire transfer for “materials.”  
Crowther also sent the branch manager an email following the wire request in 
which he requested something showing the wire went through “so the guys 
can pick up material now.” Further, H.M, the recipient of the wire transfer, 
will testify the $55,000 wire was for the purchase of a horse and not for 
“materials.” 
 
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3. 
Rule 403 balancing 
Whether evidence of other criminal activity is admitted as intrinsic 
evidence outside the scope of Rule 404(b) or as “other acts” evidence under 
Rule 404(b), it must satisfy Rule 403, which requires the evidence to be more 
probative than unduly prejudicial.  Edouard, 485 F.3d at 1344.  “Rule 403 is an 
extraordinary remedy, which should be used only sparingly, and the balance 
should be struck in favor of admissibility.”  Id. at 1344 n.8.   
“[I]f the extrinsic and charged offenses are similar, and the amount of 
time separating them is not great, the probative value of the evidence is 
heightened.”  United States v. Jones, 913 F.2d 1552, 1566 (11th Cir. 1990); see 
also Edouard, 485 F.3d at 1345.  Here, the concealment of the wire transfer for 
the horse was almost identical to the defendant’s concealment of the 
catamaran purchase and promissory note payment.  The only difference being 
that Crowther utilized funds from Target Roofing’s operating account. The 
horse wire (June 1, 2020) was close in time to the note payment wire (April 
21, 2020) and the boat wire (April 24, 2020), and these wires occurred during 
the period for which Target Roofing was required to spend PPP funds for 
certain permissible expenses. Therefore, the $55,000 wire transfer evidence is 
highly probative to prove Crowther’s intent to defraud. See Jones, 913 F.2d at 
1566.  
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Crowther makes intent an issue where, as here, he pleads not guilty and 
argues that he did not intend to defraud the Lender.  See Prince, 783 F. App’x 
at 902. Evidence that is probative of the defendant’s intent should, therefore, 
outweigh the risk of prejudice Crowther may face by admitting evidence of the 
$55,000 wire.  
Crowther argues that the prejudicial value of admitting evidence of the 
$55,000 wire is “clearly substantial.” Doc. 74 at 7. In support of this notion, 
Crowther believes the government is offering evidence of the wire transfer to 
“paint Crowther as a person who was frivolous with his money.” Id. The 
government disagrees. Evidence of the wire is being offered to establish 
Crowther’s intent to defraud, given its close similarities to efforts taken by 
Crowther to disguise his use of PPP funds in furtherance of his scheme to 
defraud. 
Additionally, this Court can limit any unfair prejudice to Crowther by 
instructing the jury that it may not rely on Rule 404(b) evidence as evidence 
that Crowther committed the charged crime, and that Crowther is on trial only 
for the specific crimes charged in the indictment. See United States v. Prophete, 
522 F. App’x 583, 586 (11th Cir. 2013).  The government intends to offer such 
a limiting instruction in its proposed jury instructions. 1     
 
1 The government believes the evidence is admissible as intrinsic and a limiting 
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Conclusion 
 
Evidence of Crowther’s misrepresentation and concealment of a 
$55,000 wire for a horse as a “materials” purchase is admissible on multiple 
grounds. First, the evidence is admissible as intrinsic evidence because the 
wire transfer is part of the same scheme or series of transactions that shares the 
same modus operandi and is closely linked in time and circumstances with the 
charged crime. The evidence is also inextricably intertwined. Second, and 
alternatively, the evidence is admissible under Rule 404(b) to show Crowther’s 
intent, knowledge, and lack of mistake or accident. Therefore, this Court 
should deny the motion in limine to exclude evidence of the $55,000 wire for a 
horse purchase that Crowther attempted to disguise as a materials purchase.  
Respectfully submitted, 
 
 
By: 
 /s/Trent Reichling              
Trenton J. Reichling  
Assistant United States Attorney 
Florida Bar No. 0084601 
2110 First Street, Suite 3-137 
Ft. Myers, Florida 33901 
Telephone: (239) 461-2200 
Facsimile: 
(239) 461-2219 
E-mail: Trenton.Reichling@usdoj.gov 
 
jury instruction is not necessary. However, in the alternative, if the Court is 
not convinced the evidence is intrinsic but finds it’s admissible as Rule 404(b) 
evidence, the Court can limit any unfair prejudice with a jury instruction.  
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U.S. v. Casey David Crowther   
        Case No. 2:20-cr-114-JES-MRM 
CERTIFICATE OF SERVICE 
 
I hereby certify that on March 15, 2021, I electronically filed the 
foregoing with the Clerk of the Court by using the CM/ECF system which 
will send a notice of electronic filing to the following: 
Nicole H. Waid  
nicole.waid@fisherbroyles.com  
 
Brian E. Dickerson 
brian.dickerson@fisherbroyles.com  
 
 
 
 
 
 
 
 
/s/ Trent Reichling         
 
 
 
 
 
 
 
Trenton J. Reichling  
 
 
 
 
 
 
 
Assistant United States Attorney 
Case 2:20-cr-00114-JES-M_M     Document 86     Filed 03/15/21     Page 15 of 15 PageID 367

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