Court filing
Exhibit PX15 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 634-16, S.D. Cal. No. 3:21-md-02992)
Filed January 9, 2026 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.
Record facts
| Court | U.S. District Court for the Southern District of California |
|---|---|
| Filed | 2026-01-09 |
U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 634-16 · 2026-01-09 · Docket on CourtListener
Full text
PX 15
Case 3:21-md-02992-GPC-MSB Document 634-16 Filed 01/09/26 PageID.52420
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UNITED STATES DISTRICT COURT
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SOUTHERN DISTRICT OF CALIFORNIA
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IN RE: BANK OF AMERICA ) Case No.:
4
CALIFORNIA UNEMPLOYMENT ) 3:21-md-02992-LAB-MSB
BENEFITS LITIGATION )
5
)
This Document Relates to )
6
All Actions )
)
7
____________________________)
8
9
10
11
VIDEOTAPED 30(b)(6) DEPOSITION OF
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BANK OF AMERICA, N.A.
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by its designee: MICHAEL LETSON
14
9:20 a.m.
15
Friday, February 16, 2024
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(Taken by Plaintiffs)
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18
19
20
21
22
23
24
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REPORTED BY: Christine A. Taylor, RPR
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APPEARANCES
2
3
For the Plaintiffs and the Proposed Class:
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ALTSHULER BERZON LLP
BY: CONNIE K. CHAN, ESQ.
5
STACEY LEYTON, ESQ. (via Zoom)
177 Post Street, Suite 300
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San Francisco, California 94108
415.421.7151
7
cchan@altshulerberzon.com
sleyton@altshulerberzon.com
8
9
COTCHETT, PITRE & McCARTHY, LLP
BY: ANDREW F. KIRTLEY, ESQ.
10
BRIAN DANITZ, ESQ. (via Zoom)
KARIN B. SWOPE, ESQ. (via Zoom)
11
840 Malcolm Road, Suite 200
Burlingame, California 94010
12
650.697.6000
akirtley@cpmlegal.com
13
bdanitz@cpmlegal.com
kswope@cpmlegal.com
14
15
For Individual Plaintiff:
16
SWIGART LAW GROUP APC
BY: JOSHUA B. SWIGART, ESQ. (via Zoom)
17
ILANA PLATKIEWICZ, ESQ. (via Zoom)
2221 Camino Del Rio S.
18
Suite 308
San Diego, California 92108
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866.219.3343
josh@swigartlawgroup.com
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ilana@swigartlawgroup.com
21
22
23
24
25
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F o r t h e D e f e n d a n t B a n k o f A m e r i c a , N . A . :
2
G O O D W I N P R O C T E R , L L P
B Y : S A B R I N A M . R O S E - S M I T H , E S Q .
3
J A C K I E O D U M , E S Q .
1 9 0 0 N S t r e e t N W
4
W a s h i n g t o n , D . C . 2 0 0 3 6
2 0 2 . 3 4 6 . 4 0 0 0
5
s r o s e s m i t h @ g o o d w i n l a w . c o m
j o d u m @ g o o d w i n l a w . c o m
6
7
A l s o P r e s e n t :
8
A m a n d a L a u s ( v i a Z o o m )
9
C o l i n J o n e s ( v i a Z o o m )
1 0
M i c h a e l R u b i n ( v i a Z o o m )
1 1
D a v i d C o o p e r , V i d e o g r a p h e r
1 2
1 3
1 4
1 5
1 6
1 7
1 8
1 9
2 0
2 1
2 2
2 3
2 4
2 5
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VIDEOCONFERENCE 30(b)(6) DEPOSITION of BANK
2
OF AMERICA, N.A., by its designee, MICHAEL LETSON,
3
a witness in the above-entitled action, taken
4
pursuant to notice, pursuant to the Federal Rules
5
of Civil Procedure by the Plaintiffs, before
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CHRISTINE A. TAYLOR, RPR, at the offices of
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McGuireWoods, 201 North Tryon Street, Suite 3000,
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Charlotte, North Carolina, on the 16th day of
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February, 2024, at 9:20 a.m.
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- - -
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THE VIDEOGRAPHER: We are going on the
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record at 9:20:59 a.m., Friday,
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February 16, 2024.
14
Please note that the microphones are
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sensitive and may pick up whispering and
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private conversations. Please turn off all
17
cell phones or place them away from the
18
microphones, as they can interfere with the
19
deposition audio. Recording will continue
20
until all parties agree to go off the
21
record.
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This is Media Unit Number 1 of the
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30(b)(6) video recorded deposition of Bank
24
of America, N.A., with Mike Letson taken by
25
counsel for the plaintiff in the matter of
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In Re: Bank of America California
2
Unemployment Benefits Litigation in the
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United States District Court, Southern
4
District of California. Case Number
5
3:21-md-02992-LAB-MSB.
6
This video deposition is taking place
7
at McGuireWoods LLP in the Charlotte
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conference room located at 201 North Tryon
9
Street, Suite 3000, Charlotte, North
10
Carolina 28202.
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My name is David Cooper. I'm the
12
certified legal videographer with Veritext.
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I'm not authorized to administer an oath.
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I am not related to any party in this
15
action nor am I financially interested in
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the outcome.
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Counsel and all those present in the
18
room and everyone attending remotely will
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now state their appearance and affiliation
20
for the record.
21
If there are any objections to the
22
proceeding, please state them at the time
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of your appearance, beginning with the
24
noticing attorney.
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MS. CHAN: Connie Chan, counsel for
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class plaintiffs.
2
MR. KIRTLEY: Andrew Kirtley, counsel
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for class plaintiffs.
4
MS. ROSE-SMITH: Sabrina Rose-Smith,
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counsel for defendants and the witness.
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MS. ODUM: Jacqueline Odum, counsel for
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defendants and the witness.
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THE VIDEOGRAPHER: The court reporter,
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Christine Taylor, will now swear in the
10
witness.
11
Oh, I'm sorry. Those on the remote,
12
please state your name and appearance.
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MS. ROSE-SMITH: No one wishes to
14
formally appear.
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THE VIDEOGRAPHER: Well, maybe we can
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come back to that.
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MS. CHAN: It is 6:00 a.m.
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- - -
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MICHAEL LETSON,
20
having first been duly sworn, was examined
21
and testified as follows:
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- - -
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EXAMINATION
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BY MS. CHAN:
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Q. Good morning, Mr. Letson. My name is
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Connie Chan. And with me is my co-counsel Andrew
2
Kirtley for the class plaintiffs. Thank you very
3
much for being here today.
4
Can you please state your full name
5
for the record?
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A. Michael John Letson.
7
Q. I'm going to start by going over a few
8
ground rules with you so that we're all on the
9
same page.
10
You understand that you are testifying
11
under oath and under penalty of perjury today, the
12
same as if you were in court?
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A. Correct.
14
Q. You understand that what you say here
15
today is being taken down by the court reporter?
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A. I do.
17
Q. And for the court reporter, it's
18
important that your responses be verbal. So can
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you please respond to my questions with verbal
20
answers rather than nodding your head or shrugging
21
your shoulders?
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A. Yes.
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Q. Thank you.
24
If you don't understand a question,
25
can you please tell me so that I can rephrase it?
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If you answer my question, I will assume that you
2
understood it. Is that fair?
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A. Okay.
4
Q. You should feel free to amend an
5
answer at any time if you think of something later
6
on that would help to clarify your response or
7
make it more accurate. But if you do so,
8
plaintiffs will be permitted to point that out to
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the judge or the jury. Is that fair?
10
A. Okay.
11
Q. And, in addition, after the
12
deposition --
13
MR. SWIGART: Guys, I'm sorry to
14
interrupt. This is Josh Swigart online. I
15
don't think anybody can hear online. Are
16
the mics on?
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THE VIDEOGRAPHER: Yes, the mics are
18
on. We can -- we can check that.
19
Should we go off the record?
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MS. CHAN: Testing.
21
Yeah. We'll go off the record.
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THE VIDEOGRAPHER: The time is
23
approximately 9:25:16 a.m. We are now off
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the record.
25
(Recess taken from 9:25 a.m. until 9:27 a.m.)
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THE VIDEOGRAPHER: The time is
2
approximately 9:27:12 a.m. We are now on
3
the record.
4
We can get those on the remote to
5
identify for the record?
6
MR. SWIGART: Sure. I can start. So
7
Josh Swigart, Swigart Law Group, on behalf
8
of the individual plaintiffs.
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MS. PLATKIEWICZ: Ilana Platkiewicz of
10
Swigart Law Group as well.
11
BY MS. CHAN:
12
Q. Okay. Mr. Letson, after the
13
deposition the court reporter will prepare a
14
verbatim transcript and you'll have an opportunity
15
to review it and make any necessary corrections.
16
But if you do make corrections, again,
17
plaintiffs will be able to comment on those
18
corrections to the judge or jury. Is that clear?
19
A. Yeah. Yes. Sorry.
20
Q. I don't want you to guess today if you
21
don't know the answer to one of my questions, but
22
I am entitled to your best estimate.
23
Do you understand the difference
24
between a guess and an estimate?
25
A. Yes.
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Q. So, for example, if I asked you to
2
estimate the size of this table, I would be
3
entitled to your best estimate.
4
But if I asked you to estimate the
5
size of the desk in my office back in California,
6
I wouldn't expect -- I wouldn't want you to guess
7
about that because you've never seen it before.
8
Is that -- is that clear?
9
A. Yes.
10
Q. You understand that from time to time
11
your counsel may state objections to some of my
12
questions. But unless she specifically instructs
13
you not to answer, you do need to answer the
14
question after she has finished her objection. Is
15
that clear?
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A. Yes.
17
Q. Is there any reason you cannot answer
18
my questions truthfully and to the best of your
19
ability today?
20
A. No.
21
Q. Are you under the influence of alcohol
22
or any medication that would impede your ability
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to give your best testimony today?
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A. No.
25
Q. I do plan on taking regular breaks
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throughout the day. If at any time you would like
2
to take a break, please do let me know. I just
3
ask that if I have a pending question that you
4
answer my question before we take the break. Is
5
that fair?
6
A. Okay.
7
Q. Have you ever been deposed before?
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A. No.
9
Q. Have you ever provided testimony as a
10
witness in any other form before such as at trial?
11
A. No.
12
Q. You understand that this is the
13
30(b)(6) deposition of Bank of America?
14
A. Yes.
15
Q. And have you received and reviewed a
16
copy of the revised 30(b)(6) deposition notice?
17
A. Yes.
18
Q. And I will provide you a copy of it
19
now just to confirm.
20
(Exhibit 65 marked for identification.)
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MS. ROSE-SMITH: Is this Plaintiff's
22
Exhibit 65?
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MR. KIRTLEY: Yes.
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MS. CHAN: Yes.
25
BY MS. CHAN:
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1
CERTIFICATE OF REPORTER
2
I, Christine A. Taylor, Registered
3
Professional Reporter and Notary Public for the
State of North Carolina at Large, do hereby
4
certify:
5
That the foregoing deposition was taken
before me on the date and at the time and location
6
stated in this transcript; that the deponent was
duly sworn to testify to the truth, the whole
7
truth and nothing but the truth; that the
testimony of the deponent and all objections made
8
at the time of the examination were recorded
stenographically by me and were thereafter
9
transcribed; that the foregoing deposition as
typed is a true, accurate and complete record of
10
the testimony of the deponent and of all
objections made at the time of the examination to
11
the best of my ability.
12
I further certify that I am neither related
to nor counsel for any party to the cause pending
13
or interested in the events thereof. Witness my
hand, this 28th of February, 2024.
14
15
16
17
<%21572,Signature%>
Christine A. Taylor
18
Registered Professional Reporter
Notary Public 19960530077
19
State of North Carolina
20
21
22
23
24
25
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Page
Line(s)
/11 re Bank of America California U11employme11t Benefits Litigation
Case No. 3:21-MD-02992-LAB-MSB
Errata for Deposition of Michael Letson, February 16, 2024
Change
Reason
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2
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In accordance with the Rules of Civil Procedure, I have read the entire transcript of my
testimony or it has been read to me. I have listed my changes on the above Errata Sheet, listing
page and I ine numbers. I request that these changes be entered as part of the record of my
testimony, and request and authorize that this Errata Sheet be appended to the transcript of my
testimony and be incorporated therein ..
Executed this Z °f day of Jl1 A-fl C 1-1
, 2024.
Micha~~ ---
3
Case 3:21-md-02992-GPC-MSB Document 634-16 Filed 01/09/26 PageID.52524
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