Pandemic Darlings The pandemic economy, in original documents
Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Appendix of Exhibits — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-1, S.D. Cal. No. 3:21-md-02992)

Court filing

Appendix of Exhibits — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-1, S.D. Cal. No. 3:21-md-02992)

Filed October 17, 2025 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2025-10-17

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 591-1 · 2025-10-17 · Docket on CourtListener

Full text

AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC- 
 
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
  
JAMES W. MCGARRY (pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA 02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
SABRINA M. ROSE-SMITH (pro hac vice) 
SRoseSmith@goodwinlaw.com 
MATTHEW L. RIFFEE (pro hac vice) 
MRiffee@goodwinlaw.com 
GOODWIN PROCTER LLP 
1900 N Street, NW 
Washington, DC 20036 
Tel.: +1 202 346 4000 
Fax: +1 202 346 4444 
Attorneys for Defendant 
BANK OF AMERICA, N.A. 
UNITED STATES DISTRICT COURT 
FOR THE SOUTHERN DISTRICT OF CALIFORNIA  
SAN DIEGO DIVISION 
IN RE: BANK OF AMERICA  
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION 
Case No. 21-MD-02992-GPC-MSB 
APPENDIX OF EXHIBITS TO THE 
DECLARATION OF LAURA BRYS 
IN SUPPORT OF DEFENDANT’S 
MOTION FOR SUMMARY 
JUDGMENT 
Date: 
April 17, 2026 
Time: 
1:30 p.m. 
Ctrm: 
12A – 12th Floor 
Judge: 
Hon. Gonzalo P. Curiel 
FILED PROVISIONALLY UNDER 
SEAL PURSUANT TO STIPULATED 
PROTECTIVE ORDER  
 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40658 
Page 1 of 20

 
 
2 
 
AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC-MSB 
 
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
  
INDEX OF EXHIBITS TO BRYS DECLARATION 
 
Exhibit 
# 
Document Description 
Bates Range 
Conf. 
Desig. 
1 
Declaration of Robert 
Chestnut 
-  
Conf. 
2 
Declaration of William 
Golden 
- 
Conf. 
3 
Declaration of Jennifer 
Lennon 
- 
AEO 
4 
Declaration of Michael J. 
Letson  
- 
AEO 
5 
Declaration of William 
M. Martin 
- 
Conf. 
 
6 
Declaration of Don 
Robart 
- 
Conf. 
7 
Expert Declaration of 
Victor Stango 
- 
AEO 
7.A 
Expert Report of Victor 
Stango 
- 
AEO 
8 
Expert Declaration of 
Justin McCrary 
- 
N/A 
8.A 
Expert Report of 
Professor Justin 
McCrary 
- 
AEO 
9 
Expert Declaration of 
Carl Pry 
- 
N/A 
9.A 
Expert Rebuttal Report 
of Carl Pry 
- 
AEO 
10 
Expert Declaration of 
Russell Cronan 
- 
N/A 
10.A 
Expert Report of Russell 
Cronan 
- 
AEO 
11 
Expert Declaration of 
Teresa A. Pesce 
- 
N/A 
11.A 
Expert Rebuttal Report 
of Teresa A. Pesce 
- 
AEO 
11.B 
Expert Report of Teresa 
A. Pesce 
- 
AEO 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40659 
Page 2 of 20

 
 
3 
 
AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC-MSB 
 
  
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
12 
Expert Declaration of 
Pamela Joseph 
- 
N/A 
12.A 
Expert Report of Pamela 
Joseph 
- 
AEO 
12.B 
Expert Rebuttal Report 
of Pamela Joseph 
- 
AEO 
13 
Expert Declaration of 
Stephen Hindle 
- 
N/A 
13.A 
Expert Rebuttal Report 
of Stephen Hindle 
- 
Conf. 
14.A 
Faiz A. Ahmad 
Deposition Transcript 
Excerpts  
- 
Conf. 
14.B 
Robert A. Chestnut 
Deposition Transcript 
Excerpts  
- 
AEO 
14.C 
Jane Cloninger 
Deposition Transcript 
Excerpts  
- 
Conf. 
14.C.1 
Expert Report of Jane 
Cloninger  
- 
AEO 
14.C.2 
Expert Rebuttal Report 
of Jane Cloninger  
- 
AEO 
14.D 
Russell Wayne Cronan, 
Sr. Deposition Transcript 
Excerpts 
- 
AEO 
14.E 
Shane Daniels 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.F 
Chloe Noel East, Ph.D. 
Deposition Transcript 
Excerpts 
- 
AEO 
14.F.1 
Expert Report of Chloe 
Noel East 
- 
N/A 
14.G 
Jennifer Ehresman 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.H 
William Fox Deposition 
Transcript Excerpts 
- 
Conf. 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40660 
Page 3 of 20

 
 
4 
 
AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC-MSB 
 
  
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
14.I 
Bradley Garfield 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.J 
William Golden 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.K 
Stephen Hindle 
Deposition Transcript 
Excerpts 
- 
N/A 
14.L 
Anne Holt Deposition 
Transcript Excerpts 
- 
Conf. 
14.M 
Renee Johnson 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.N 
Pamela Ann Joseph 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.O 
J. Daniel Kreis 
Deposition Transcript 
Excerpts 
- 
N/A. 
14.O.1 
Expert Report of J. 
Daniel Kreis 
- 
AEO 
14.P 
Jennifer Lennon 
Deposition Transcript 
Excerpts 
- 
AEO 
14.Q 
Michael Letson 
Deposition Transcript 
Excerpts 
- 
AEO 
14.R 
David I. Levine 
Deposition Transcript 
Excerpts 
- 
AEO 
14.R.1 
Expert Report of David 
Levine 
- 
N/A 
14.S 
William Matthew Martin 
Deposition Transcript 
Excerpts 
- 
AEO 
14.T 
Lindsay McClure 
Deposition Transcript 
Excerpts 
- 
Conf. 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40661 
Page 4 of 20

 
 
5 
 
AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC-MSB 
 
  
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
14.U 
Jay Minnucci Deposition 
Transcript Excerpts 
- 
Conf. 
14.U.1 
Expert Report of Jay 
Minnucci 
- 
AEO 
14.V 
Thomas Montag 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.W 
Azuri Moon Deposition 
Transcript Excerpts 
- 
Conf. 
14.X 
Brian T. Moynihan 
Deposition Transcript 
Excerpts 
- 
AEO 
14.Y 
Teresa Pesce Deposition 
Transcript Excerpts 
- 
Conf. 
14.Z 
Carl Pry Deposition 
Transcript Excerpts 
- 
AEO 
14.AA 
Melissa Ramirez 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.AB 
Greg Regan Deposition 
Transcript Excerpts 
- 
AEO 
14.AB.1 
Expert Report of Greg J. 
Regan, CPA/CFF, CFE  
- 
AEO 
14.AC 
Vanessa Rivera 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.AD 
Ryan Schwartz 
Deposition Transcript 
Excerpts 
- 
AEO 
14.AE 
Paul Simpson 
Deposition Transcript 
Excerpts 
- 
AEO 
14.AF 
Shameel Singh 
Deposition Transcript 
Excerpts 
- 
Conf. 
14.AG 
Victor Stango 
Deposition Transcript 
Excerpts 
- 
AEO 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40662 
Page 5 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40663 
Page 6 of 20

 
 
7 
 
AOE TO BRYS DECL. ISO MSJ 
CASE NO. 21-MD-02992-GPC-MSB 
 
  
1 
2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
27 
Excerpts of BANA’s 
Revised Second Supp. 
Responses to Plaintiffs’ 
First Set of 
Interrogatories (Nos. 2 
& 6)  
 - 
Conf. 
27.A 
Exhibit 1 of BANA’s 
Revised Second Supp. 
Responses to Plaintiffs’ 
First Set of 
Interrogatories 
- 
AEO 
27.B 
Exhibit 3 of BANA’s 
Revised Second Supp. 
Responses to Plaintiffs’ 
First Set of 
Interrogatories  
- 
AEO 
27.C 
Exhibit 4 of BANA’s 
Revised Second Supp. 
Responses to Plaintiffs’ 
First Set of 
Interrogatories 
- 
AEO 
27.D 
Exhibit 5 of BANA’s 
Revised Second Supp. 
Responses to Plaintiffs’ 
First Set of 
Interrogatories 
 
AEO 
28 
Excerpts of BANA’s 
Responses to Plaintiffs’ 
Fourth Set of 
Interrogatories (Nos. 28 
& 29) 
 - 
Conf. 
28.A 
Excerpt of BANA’s 
Revised Responses to 
Plaintiffs’ Third Set of 
Interrogatories (No. 21) 
 
Conf. 
28.A.1 
Excerpt of BANA’s 
Revised Responses to 
Plaintiffs’ Third Set of 
Interrogatories (No. 21) 
 
Conf. 
Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40664 
Page 7 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40665 
Page 8 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40666 
Page 9 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40667 
Page 10 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40668 
Page 11 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40669 
Page 12 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40670 
Page 13 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40671 
Page 14 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40672 
Page 15 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40673 
Page 16 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40674 
Page 17 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40675 
Page 18 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40676 
Page 19 of 20

Case 3:21-md-02992-GPC-MSB     Document 591-1     Filed 10/17/25     PageID.40677 
Page 20 of 20

File and source

File
gov.uscourts.casd.709615.591.1.pdf
Size
1,923,641 bytes
SHA-256
3b20352a6fa9bb7ba55839e769a053d00dbe24b15d1a67395665494a800d73cd
Our copy
gov.uscourts.casd.709615.591.1.pdf
Original
PACER (login required)
  1. 8.A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-10, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  2. Declaration of Laura G. Brys by Defendant Bank of America, N.A. — In re BofA Unemployment Litigation (Dkt. 591)same docket · 2025-10-17
  3. 9.A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-12, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  4. 10.A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-14, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  5. 11.A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-16, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  6. RJN 4 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-6, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  7. 11.B — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-17, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  8. 12A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-20, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  9. RJN 2 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-4, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  10. 12B — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-21, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  11. RJN 1 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-3, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  12. 13A — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-22, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  13. RJN 19 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-21, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  14. 14AB — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-26, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  15. 14AB1 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-27, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  16. RJN 16 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-18, S.D. Cal. No. 3:21-md-02992)same case · 2025-10-17
  17. 14AD — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-29, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  18. RJN 15 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-17, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  19. RJN 14 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 590-16, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17
  20. 14AF — In re Bank of America California Unemployment Benefits Litigation (Dkt. 591-31, S.D. Cal. No. 3:21-md-02992)same docket · 2025-10-17

Part of: In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 · U.S. District Court for the Southern District of California · Pandemic unemployment insurance · Lender and platform litigation · Exhibits and declarations · 2025 · Court filings

Back to top