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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Declaration of Laura G. Brys by Defendant Bank of America, N.A. — In re BofA Unemployment Litigation (Dkt. 591)

Court filing

Declaration of Laura G. Brys by Defendant Bank of America, N.A. — In re BofA Unemployment Litigation (Dkt. 591)

Filed October 17, 2025 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2025-10-17

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 591 · 2025-10-17 · Docket on CourtListener

Full text

BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
 
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JAMES W. MCGARRY (pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA 02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
 
SABRINA M. ROSE-SMITH (pro hac vice) 
SRoseSmith@goodwinlaw.com 
MATTHEW L. RIFFEE (pro hac vice) 
MRiffee@goodwinlaw.com 
GOODWIN PROCTER LLP 
1900 N Street, NW 
Washington, DC 20036 
Tel.: +1 202 346 4000 
Fax: +1 202 346 4444 
 
Attorneys for Defendant 
BANK OF AMERICA, N.A. 
 
 
UNITED STATES DISTRICT COURT 
FOR THE SOUTHERN DISTRICT OF CALIFORNIA  
SAN DIEGO DIVISION 
IN RE: BANK OF AMERICA  
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION 
Case No. 21-MD-02992-GPC-MSB 
DECLARATION OF LAURA G. 
BRYS IN SUPPORT OF 
DEFENDANT BANK OF 
AMERICA, N.A.’S MOTION FOR 
PARTIAL SUMMARY 
JUDGMENT  
Date:  
April 17, 2026 
Time: 
1:30 p.m. 
Ctrm: 
12AD – 12th Floor 
Judge: 
Hon. Gonzalo P. Curiel 
 
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I, Laura Brys, hereby declare as follows: 
1. 
I am an attorney licensed to practice before this Court.  
2. 
I am a senior attorney at Goodwin Procter LLP, attorneys of record for 
Defendant BANK OF AMERICA, N.A. (BANA) in this action.  
3. 
I make this declaration in support of BANA’s Motion for Partial 
Summary Judgment. I have personal knowledge of the matters set forth in this 
Declaration and/or upon a review of non-privileged records kept by Goodwin Procter 
LLP in the regular course of its business, and if called upon to do so, I could and 
would testify competently to same.   
4. 
BANA’s Exhibits to this Declaration shall be referred to as “DX” in 
BANA’s Motion for Partial Summary Judgment and its supporting documents.   
Fact Declarations 
5. 
Attached hereto as Exhibit 1 is a true and correct copy of the 
Declaration of Robert Chestnut in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 16, 2025. 
6. 
Attached hereto as Exhibit 2 is a true and correct copy of the 
Declaration of William Golden in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 15, 2025.  
7. 
Attached hereto as Exhibit 3 is a true and correct copy of the 
Declaration of Jennifer Lennon in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 16, 2025. 
8. 
Attached hereto as Exhibit 4 is a true and correct copy of the 
Declaration of Michael J. Letson in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 16, 2025. 
9. 
Attached hereto as Exhibit 5 is a true and correct copy of the 
Declaration of William M. Martin in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 16, 2025. 
10. 
Attached hereto as Exhibit 6 is a true and correct copy of the 
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Declaration of Don Robart in Support of Defendant’s Motion for Partial Summary 
Judgment dated October 16, 2025. 
Expert Declarations and Reports 
11. 
Attached hereto as Exhibit 7 is a true and correct copy of the 
Declaration of Victor Stango in Support of Defendant’s Motion for Partial Summary 
Judgment dated October 16, 2025. 
12. 
Attached hereto as Exhibit 7.A is a true and correct copy of the Expert 
Report of Victor Stango, and appendices thereto, dated April 4, 2025. 
13. 
Attached hereto as Exhibit 8 is a true and correct copy of the 
Declaration of Justin McCrary in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 13, 2025. 
14. 
Attached hereto as Exhibit 8.A is a true and correct copy of the Expert 
Report of Professor Justin McCrary, and appendices thereto, dated April 4, 2025. 
15. 
Attached hereto as Exhibit 9 is a true and correct copy of the 
Declaration of Carl Pry in Support of Defendant’s Motion for Partial Summary 
Judgment dated October 10, 2025. 
16. 
Attached hereto as Exhibit 9.A is a true and correct copy of the Expert 
Rebuttal Report of Carl Pry, and appendices thereto, dated April 4, 2025. 
17. 
Attached hereto as Exhibit 10 is a true and correct copy of the 
Declaration of Russell Cronan in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 13, 2025. 
18. 
Attached hereto as Exhibit 10.A is a true and correct copy of the Expert 
Report of Russell Cronan, and appendices thereto, dated March 4, 2025. 
19. 
Attached hereto as Exhibit 11 is a true and correct copy of the 
Declaration of Teresa A. Pesce in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 13, 2025. 
20. 
Attached hereto as Exhibit 11.A is a true and correct copy of the Expert 
Rebuttal Report of Teresa A. Pesce, and appendices thereto, dated April 4, 2025. 
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21. 
Attached hereto as Exhibit 11.B is a true and correct copy of the Expert 
Report of Teresa A. Pesce, and appendices thereto, dated March 4, 2025. 
22. 
Attached hereto as Exhibit 12 is a true and correct copy of the 
Declaration of Pamela Joseph dated October 11, 2025. 
23. 
Attached hereto as Exhibit 12.A is a true and correct copy of the Expert 
Report of Pamela Joseph, and appendices thereto, dated March 4, 2025. 
24. 
Attached hereto as Exhibit 12.B is a true and correct copy of the Expert 
Rebuttal Report of Pamela Joseph in Support of Defendant’s Motion for Partial 
Summary Judgment, dated April 4, 2025. 
25. 
Attached hereto as Exhibit 13 is a true and correct copy of the 
Declaration of Stephen Hindle in Support of Defendant’s Motion for Partial 
Summary Judgment dated October 10, 2025. 
26. 
Attached hereto as Exhibit 13.A is a true and correct copy of the Expert 
Rebuttal Report of Steve Hindle dated April 4, 2025. 
Deposition Transcripts 
27. 
Attached hereto as Exhibit 14.A is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Faiz A. Ahmad, taken on January 
29, 2025. 
28. 
Attached hereto as Exhibit 14.B is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Robert A. Chestnut, taken on 
February 8, 2024. 
29. 
Attached hereto as Exhibit 14.C is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of Jane Cloninger, taken on June 11, 
2025. 
30. 
Attached hereto as Exhibit 14.C.1 is a true and correct copy of the 
Expert Report of Jane Cloninger, and appendices thereto, dated March 4, 2025. 
31. 
Attached hereto as Exhibit 14.C.2 is a true and correct copy of the 
Expert Rebuttal Report of Jane Cloninger, and appendices thereto, dated April 4, 
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2025. 
32. 
Attached hereto as Exhibit 14.D is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Russell Wayne Cronan, Sr., taken 
on May 1, 2025. 
33. 
Attached hereto as Exhibit 14.E is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Shane Daniels, taken on February 
6, 2024. 
34. 
Attached hereto as Exhibit 14.F is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Chloe Noel East, Ph.D., taken on 
May 15, 2025. 
35. 
Attached hereto as Exhibit 14.F.1 is a true and correct copy of the 
Expert Report of Chloe Noel East, and appendices thereto, dated March 4, 2025. 
36. 
Attached hereto as Exhibit 14.G is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Jennifer Ehresman, taken on 
February 19, 2025. 
37. 
Attached hereto as Exhibit 14.H is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of William Fox, taken on February 
13, 2025. 
38. 
Attached hereto as Exhibit 14.I is a true and correct copy of excerpts of 
the official transcript of Plaintiffs’ deposition of Bradley Garfield, taken on 
December 10, 2024. 
39. 
Attached hereto as Exhibit 14.J is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of William Golden, taken on 
February 22, 2024. 
40. 
Attached hereto as Exhibit 14.K is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Stephen Hindle, taken on April 
29, 2025. 
41. 
Attached hereto as Exhibit 14.L is a true and correct copy of excerpts 
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of the official transcript of Plaintiffs’ deposition of Anne Holt, taken on January 8, 
2025. 
42. 
Attached hereto as Exhibit 14.M is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Renee Johnson, taken on May 7, 
2024. 
43. 
Attached hereto as Exhibit 14.N is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Pamela Ann Joseph, taken on 
May 12, 2025. 
44. 
Attached hereto as Exhibit 14.O is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of J. Daniel Kreis, taken on May 5, 
2025. 
45. 
Attached hereto as Exhibit 14.O.1 is a true and correct copy of excerpts 
of the Expert Report of J. Daniel Kreis, and appendices thereto, dated March 4, 2025. 
46. 
Attached hereto as Exhibit 14.P is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Jennifer Lennon, taken on 
February 23, 2024. 
47. 
Attached hereto as Exhibit 14.Q is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition Michael Letson, taken on February 
16, 2024. 
48. 
Attached hereto as Exhibit 14.R is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of David I. Levine, taken on May 28, 
2025. 
49. 
Attached hereto as Exhibit 14.R.1 is a true and correct copy of excerpts 
of the Expert Report of David I. Levine dated March 4, 2025. 
50. 
Attached hereto as Exhibit 14.S is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of William Matthew Martin, taken 
on February 14, 2024. 
51. 
Attached hereto as Exhibit 14.T is a true and correct copy of excerpts 
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of the official transcript of BANA’s deposition of Lindsay McClure, taken on March 
12, 2024. 
52. 
Attached hereto as Exhibit 14.U is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Jay Minnucci, taken on April 23, 
2025. 
53. 
Attached hereto as Exhibit 14.U.1 is a true and correct copy of excerpts 
of the Expert Report of Jay Minnucci, and appendices thereto, dated March 4, 2025. 
54. 
Attached hereto as Exhibit 14.V is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Thomas Montag, taken on 
September 24, 2025. 
55. 
Attached hereto as Exhibit 14.W is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of Azuri Moon, taken on February 
27, 2024. 
56. 
Attached hereto as Exhibit 14.X is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Brian T. Moynihan, taken on 
October 2, 2025. 
57. 
Attached hereto as Exhibit 14.Y is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Teresa Pesce, taken on May 8, 
2025. 
58. 
Attached hereto as Exhibit 14.Z is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Carl Pry, taken on May 16, 2025. 
59. 
Attached hereto as Exhibit 14.AA is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Melissa Ramirez, taken on 
February 11, 2025. 
60. 
Attached hereto as Exhibit 14.AB is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of Greg Regan, taken on May 19, 
2025. 
61. 
Attached hereto as Exhibit 14.AB.1 is a true and correct copy of the 
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Expert Report of Greg J. Regan, CPA/CFF, CFE, and appendices thereto, dated 
March 4, 2025. 
62. 
Attached hereto as Exhibit 14.AC is a true and correct copy of excerpts 
of the official transcript of BANA’s deposition of Vanessa Rivera, taken on February 
29, 2025. 
63. 
Attached hereto as Exhibit 14.AD is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Ryan Schwartz, taken on 
December 4, 2025. 
64. 
Attached hereto as Exhibit 14.AE is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Paul Simpson, taken on February 
21, 2025. 
65. 
Attached hereto as Exhibit 14.AF is a true and correct copy of excerpts 
of the official transcript of the deposition of Shameel Singh, taken on May 8, 2025. 
66. 
Attached hereto as Exhibit 14.AG is a true and correct copy of excerpts 
of the official transcript of Plaintiffs’ deposition of Victor Stango, taken on May 30, 
2025. 
Plaintiffs’ Discovery Responses 
67. 
Attached hereto as Exhibit 15 is a true and correct copy of an excerpt 
from Plaintiff Kuang Ting Chong’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
68. 
 Attached hereto as Exhibit 16 is a true and correct copy of an excerpt 
from Plaintiff Candace Koole’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
69. 
Attached hereto as Exhibit 17 is a true and correct copy of an excerpt 
from Plaintiff Lindsey McClure’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
70. 
Attached hereto as Exhibit 18 is a true and correct copy of an excerpt 
from Plaintiff Azuri Moon’s Supplemental Responses to BANA’s First Set of 
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Interrogatories Directed to Plaintiffs. 
71. 
Attached hereto as Exhibit 19 is a true and correct copy of an excerpt 
from Plaintiff Stephanie Moore’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
72. 
Attached hereto as Exhibit 20 is a true and correct copy of an excerpt 
from Plaintiff Roland Oosthuizen’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
73. 
Attached hereto as Exhibit 21 is a true and correct copy of an excerpt 
from Plaintiff Vanessa Rivera’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
74. 
Attached hereto as Exhibit 22 is a true and correct copy of an excerpt 
from Plaintiff J. Michael Willrich’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
75. 
Attached hereto as Exhibit 23 is a true and correct copy of an excerpt 
from Plaintiff Alex Yuan’s Supplemental Responses to BANA’s First Set of 
Interrogatories Directed to Plaintiffs. 
Subpoena Responses 
76. 
Attached hereto as Exhibit 24 is a true and correct copy of the 
Declaration of Marc D. Keller in response to Plaintiffs’ Subpoena, dated May 14, 
2024. 
77. 
Attached hereto as Exhibit 25 is a true and correct copy of TTEC’s 
Response to Plaintiff Lindsay McClure’s Subpoena. 
BANA’s Discovery Responses 
78. 
Attached hereto as Exhibit 26 is a true and correct copy of an excerpt 
from BANA’s Responses to Plaintiffs’ First Set of Requests for Admission. 
79. 
Attached hereto as Exhibit 27 is a true and correct copy of excerpts from 
BANA’s Revised Second Supplemental Responses to Plaintiffs’ First Set of 
Interrogatories. 
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80. 
Attached hereto as Exhibit 27.A is a true and correct copy of Exhibit 1 
of BANA’s Revised Second Supplemental Responses to Plaintiffs’ First Set of 
Interrogatories. 
81. 
Attached hereto as Exhibit 27.B is a true and correct copy of Exhibit 3 
of BANA’s Revised Second Supplemental Responses to Plaintiffs’ First Set of 
Interrogatories. 
82. 
Attached hereto as Exhibit 27.C is a true and correct copy of Exhibit 4 
of BANA’s Revised Second Supplemental Responses to Plaintiffs’ First Set of 
Interrogatories. 
83. 
Attached hereto as Exhibit 27.D is a true and correct copy of Exhibit 5 
of BANA’s Revised Second Supplemental Responses to Plaintiffs’ First Set of 
Interrogatories. 
84. 
Attached hereto as Exhibit 28 is a true and correct copy of excerpts from 
BANA’s Responses to Plaintiffs’ Fourth Set of Interrogatories. 
85. 
Attached hereto as Exhibit 28.A is a true and correct copy of an excerpt 
from BANA’s Revised Responses to Plaintiffs’ Third Set of Interrogatories. 
86. 
Attached hereto as Exhibit 28.A.1 is a true and correct copy of an 
excerpt from BANA’s Revised Responses to Plaintiffs’ Third Set of Interrogatories. 
87. 
Attached hereto as Exhibit 29 is a true and correct copy of an excerpt 
from BANA’s Responses to Plaintiffs’ Eighth Set of Interrogatories. 
88. 
Attached hereto as Exhibit 30 is a true and correct copy of an excerpt 
from BANA’s Responses to Plaintiffs’ Fifth Set of Interrogatories. 
89. 
Attached hereto as Exhibit 30.A is a true and correct copy of excerpts 
from BANA’s Responses to Plaintiffs’ Fifth Set of Interrogatories. 
90. 
Attached hereto as Exhibit 30.B is a true and correct copy of BANA’s 
Supplemental Responses to Plaintiffs’ Fifth Set of Interrogatories. 
91. 
Attached hereto as Exhibit 31 is a true and correct copy of excerpts from 
BANA’s Second Set of Responses to Plaintiffs’ Seventh Set of Interrogatories. 
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92. 
Attached hereto as Exhibit 31.A is a true and correct copy of excerpts 
from BANA’s Second Supplemental Responses to Plaintiffs’ Seventh Set of 
Interrogatories. 
93. 
Attached hereto as Exhibit 31.B is a true and correct copy of an excerpt 
from BANA’s Revised Second Supplemental Responses to Plaintiffs’ Seventh Set of 
Interrogatories. 
94. 
Attached hereto as Exhibit 31.B.1 is a true and correct copy of excerpts 
from BANA’s Revised Second Supplemental Responses to Plaintiffs’ Seventh Set of 
Interrogatories. 
Plaintiff Produced Documents 
95. 
Attached hereto as Exhibit 32 is a true and correct copy of a document 
produced 
by 
Plaintiff 
Candace 
Koole 
in 
this 
action 
Bates 
stamped 
Koole_C_00000055. 
96. 
Attached hereto as Exhibit 33 is a true and correct copy of a document 
produced 
by 
Plaintiff 
Candace 
Koole 
in 
this 
action 
Bates 
stamped 
Koole_C_00000067. 
97. 
Attached hereto as Exhibit 34 is a true and correct copy of a document 
produced by Plaintiff Azuri Moon in this action Bates stamped Moon_A_00000006. 
98. 
Attached hereto as Exhibit 35 is a true and correct copy of a document 
produced by Plaintiff Azuri Moon in this action Bates stamped Moon_A_00000088. 
99. 
Attached hereto as Exhibit 36 is a true and correct copy of a document 
produced by Plaintiff Azuri Moon in this action Bates stamped Moon_A_00000118. 
100. Attached hereto as Exhibit 37 is a true and correct copy of a document 
produced by Plaintiff Azuri Moon in this action Bates stamped Moon_A_00000141. 
101. Exhibit 38 is intentionally omitted. 
BANA Documents 
102. Attached hereto as Exhibit 39 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00002286. 
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103. Attached hereto as Exhibit 40.A is a true and correct copy of a 
document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00001500. 
104. Attached hereto as Exhibit 40.B is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00086396. 
105. Attached hereto as Exhibit 41 is a true and correct copy of the Consent 
Order of the Office of the Comptroller of the Currency (OCC). 
106. Attached hereto as Exhibit 42 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00387807. 
107. Attached hereto as Exhibit 43.A is a true and correct copy of a 
document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00102554. 
108. Attached hereto as Exhibit 43.B is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00102520. 
109. Attached hereto as Exhibit 43.C is a true and correct copy of a 
document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00102578. 
110. Attached hereto as Exhibit 44 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00012816. 
111. Attached hereto as Exhibit 45 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00354749. 
112. Attached hereto as Exhibit 46 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00012801. 
113. Attached hereto as Exhibit 47 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00013111. 
114. Attached hereto as Exhibit 48 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00013107. 
115. Attached hereto as Exhibit 49 is a true and correct copy of a document 
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00013096. 
116. Attached hereto as Exhibit 50 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00002852. 
117. Attached hereto as Exhibit 51 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00005509. 
118. Attached hereto as Exhibit 52 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00012790. 
119. Attached hereto as Exhibit 53 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014090. 
120. Attached hereto as Exhibit 54 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014091. 
121. Attached hereto as Exhibit 55 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014099. 
122. Attached hereto as Exhibit 56 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014817. 
123. Attached hereto as Exhibit 57 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014819. 
124. Attached hereto as Exhibit 58 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014820. 
125. Attached hereto as Exhibit 59 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00014821. 
126. Attached hereto as Exhibit 60 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00015433. 
127. Attached hereto as Exhibit 61 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00019602. 
128. Attached hereto as Exhibit 62 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00019618. 
129. Attached hereto as Exhibit 63 is a true and correct copy of a document 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40647     Page
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14 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00019846. 
130. Attached hereto as Exhibit 64 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00043600. 
131. Attached hereto as Exhibit 65 is a true and correct copy of an excerpt 
of a document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00044098. 
132. Attached hereto as Exhibit 66 is a true and correct copy of an excerpt 
of a document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00044180. 
133. Attached hereto as Exhibit 67 is a true and correct copy of an excerpt 
of a document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00044201. 
134. Attached hereto as Exhibit 68 is a true and correct copy of an excerpt 
of a document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00044202. 
135. Attached hereto as Exhibit 69 is a true and correct copy of an excerpt 
of a document produced by BANA in this action Bates stamped BANA_EDD_MDL-
00044295. 
136. Attached hereto as Exhibit 70 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00054835. 
137. Attached hereto as Exhibit 71 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00057488. 
138. Attached hereto as Exhibit 72 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00059677. 
139. Attached hereto as Exhibit 73 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00073529. 
140. Attached hereto as Exhibit 74 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00074993. 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40648     Page
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15 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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141. Attached hereto as Exhibit 75 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00076984. 
142. Attached hereto as Exhibit 76 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00077224. 
143. Attached hereto as Exhibit 77 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00082907. 
144. Exhibit 77.A is intentionally omitted.1 
145. Attached hereto as Exhibit 78 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00085548. 
146. Attached hereto as Exhibit 79 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00086221. 
147. Attached hereto as Exhibit 80 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00086827. 
148. Attached hereto as Exhibit 81 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00086931. 
149. Attached hereto as Exhibit 82 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00086932. 
150. Attached hereto as Exhibit 83 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00087715. 
151. Attached hereto as Exhibit 84 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00087749. 
152. Attached hereto as Exhibit 85 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00087772. 
153. Attached hereto as Exhibit 86 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00087776. 
154. Attached hereto as Exhibit 87 is a true and correct copy of a document 
 
1 Exhibit 77.A (BANA_EDD_MDL-00082909) is an email attachment to Exhibit 77 
(BANA_EDD_MDL-00082907) and is intentionally omitted given its large file size. 
BANA would be happy to provide a copy of Exhibit 77.A to the Court upon request. 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40649     Page
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16 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00088501. 
155. Attached hereto as Exhibit 88 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00088506. 
156. Exhibit 89 is intentionally omitted. 
157. Attached hereto as Exhibit 90 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00090725. 
158. Attached hereto as Exhibit 91 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00107342. 
159. Attached hereto as Exhibit 92 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00116204. 
160. Attached hereto as Exhibit 93 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00116445. 
161. Attached hereto as Exhibit 94 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00117094. 
162. Attached hereto as Exhibit 95 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00117097. 
163. Attached hereto as Exhibit 96 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00117903. 
164. Attached hereto as Exhibit 97 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00118436. 
165. Attached hereto as Exhibit 98 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00120424. 
166. Attached hereto as Exhibit 99 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00123624. 
167. Attached hereto as Exhibit 100 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00124522. 
168. Attached hereto as Exhibit 101 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00125059. 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40650     Page
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17 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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169. Attached hereto as Exhibit 102 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00125116. 
170. Exhibit 103 is intentionally omitted. 
171. Attached hereto as Exhibit 104 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00125919. 
172. Attached hereto as Exhibit 105 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00125920. 
173. Attached hereto as Exhibit 106 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00140121. 
174. Attached hereto as Exhibit 107 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00142739. 
175. Attached hereto as Exhibit 108 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00143488. 
176. Attached hereto as Exhibit 109 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00143629. 
177. Attached hereto as Exhibit 110 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00153842. 
178. Attached hereto as Exhibit 111 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00154700. 
179. Attached hereto as Exhibit 112 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00163779. 
180. Attached hereto as Exhibit 113 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00164188. 
181. Attached hereto as Exhibit 114 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00164189. 
182. Attached hereto as Exhibit 115 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00167033. 
183. Attached hereto as Exhibit 116 is a true and correct copy of a document 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40651     Page
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18 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00186897. 
184. Attached hereto as Exhibit 117 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00198287. 
185. Attached hereto as Exhibit 118 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00202603. 
186. Attached hereto as Exhibit 119 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00206047. 
187. Attached hereto as Exhibit 120 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00225375. 
188. Attached hereto as Exhibit 121 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00265136. 
189. Attached hereto as Exhibit 122 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00283611. 
190. Attached hereto as Exhibit 123 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00287946. 
191. Attached hereto as Exhibit 124 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00287970. 
192. Attached hereto as Exhibit 125 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00296860. 
193. Attached hereto as Exhibit 126 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00298567. 
194. Attached hereto as Exhibit 127 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00353033. 
195. Attached hereto as Exhibit 128 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00354508. 
196. Attached hereto as Exhibit 129 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00368628. 
197. Attached hereto as Exhibit 130 is a true and correct copy of a document 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40652     Page
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19 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00370150. 
198. Attached hereto as Exhibit 131 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00370151. 
199. Attached hereto as Exhibit 132 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00405281. 
200. Attached hereto as Exhibit 133 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00416742. 
201. Attached hereto as Exhibit 134 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00422979. 
202. Attached hereto as Exhibit 135 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00428994. 
203. Attached hereto as Exhibit 136 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00430148. 
204. Attached hereto as Exhibit 137 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00433183. 
205. Attached hereto as Exhibit 138 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00433929. 
206. Attached hereto as Exhibit 139 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00436910. 
207. Attached hereto as Exhibit 140 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00436971. 
208. Attached hereto as Exhibit 141 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00447117. 
209. Attached hereto as Exhibit 142 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00448765. 
210. Attached hereto as Exhibit 143 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00450462. 
211. Attached hereto as Exhibit 144 is a true and correct copy of a document 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40653     Page
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20 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00450467. 
212. Attached hereto as Exhibit 145 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00450516. 
213. Attached hereto as Exhibit 146 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00452826. 
214. Attached hereto as Exhibit 147 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00468505. 
215. Attached hereto as Exhibit 148 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00493780. 
216. Attached hereto as Exhibit 149 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00497802. 
217. Attached hereto as Exhibit 150 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00500173. 
218. Attached hereto as Exhibit 151 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00505808. 
219. Attached hereto as Exhibit 152 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00515252. 
220. Attached hereto as Exhibit 153 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00531012. 
221. Attached hereto as Exhibit 154 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00534403. 
222. Attached hereto as Exhibit 155 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00534409. 
223. Attached hereto as Exhibit 156 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00546652. 
224. Attached hereto as Exhibit 157 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00570333. 
225. Attached hereto as Exhibit 158 is a true and correct copy of a document 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40654     Page
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21 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_.EDD_MDL-00580207. 
226. Attached hereto as Exhibit 159 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00592324. 
227. Exhibit 160 is intentionally omitted. 
228. Attached hereto as Exhibit 161 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00617457. 
229. Exhibit 161.A is intentionally omitted.2 
230. Attached hereto as Exhibit 162 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00617463. 
231. Exhibit 162.A is intentionally omitted.3 
232. Attached hereto as Exhibit 163 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00624540. 
233. Attached hereto as Exhibit 164 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00624542. 
234. Attached hereto as Exhibit 165 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00624545. 
235. Attached hereto as Exhibit 166 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00624679. 
236. Attached hereto as Exhibit 167 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00637212. 
237. Attached hereto as Exhibit 168 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00640771. 
238. Attached hereto as Exhibit 169 is a true and correct copy of a document 
 
2 Exhibit 161.A (BANA_EDD_MDL-00617459) is an email attachment to Exhibit 
161 (BANA_EDD_MDL-00617457) and is intentionally omitted given its large file 
size. BANA would be happy to provide a copy of Exhibit 161.A to the Court upon 
request. 
3 Exhibit 162.A (BANA_EDD_MDL-00617465) is an email attachment to Exhibit 
162 (BANA_EDD_MDL-00617463) and is intentionally omitted given its large file 
size. BANA would be happy to provide a copy of Exhibit 162.A to the Court upon 
request. 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40655     Page
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22 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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produced by BANA in this action Bates stamped BANA_EDD_MDL-00678567. 
239. Attached hereto as Exhibit 170 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00694846. 
240. Attached hereto as Exhibit 171 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00707598. 
241. Attached hereto as Exhibit 172 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00719114. 
242. Attached hereto as Exhibit 173 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00719115. 
243. Attached hereto as Exhibit 174 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00719116. 
244. Exhibit 175 is intentionally omitted. 
245. Attached hereto as Exhibit 176 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00720087. 
246. Attached hereto as Exhibit 177 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00855874. 
247. Attached hereto as Exhibit 178 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00871377. 
248. Attached hereto as Exhibit 179 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00881851. 
249. Attached hereto as Exhibit 180 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00884200. 
250. Attached hereto as Exhibit 181 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00654305. 
251. Attached hereto as Exhibit 182 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL_00071599. 
252. Attached hereto as Exhibit 183 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00055974. 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40656     Page
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23 
 
BRYS DECL. ISO BANA MOT. FOR PARTIAL SJ 
 
CASE NO. 21-MD-02992-GPC-MSB 
  
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253. Attached hereto as Exhibit 184 is a true and correct copy of a document 
produced by BANA in this action Bates stamped BANA_EDD_MDL-00205361. 
 
I declare under the penalty of perjury that the foregoing is true and correct. 
Executed on this 17th day of October, 2025. 
 
 
 
/s/ Laura G. Brys 
 
LAURA G. BRYS 
 
Case 3:21-md-02992-GPC-MSB     Document 591     Filed 10/17/25     PageID.40657     Page
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