Court filing

Exhibit 10 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 454-11, S.D. Cal. No. 3:21-md-02992)

Summary

Exhibit 10, Document 454-11 filed April 11, 2025 in Case 3:21-md-02992-GPC-MSB (S.D. Cal.), is a deposition transcript filed provisionally under seal with redactions under the Stipulated Protective Order. It is the videotape deposition of Bradley Garfield taken December 10, 2024 in Philadelphia, Pennsylvania in In re Bank of America California Unemployment Benefits Litigation, with appearances for plaintiffs, the defendant and individual plaintiffs. The only testimony in the text is a question asking his role with respect to the bank's prepaid unemployment insurance card program in 2020. A court reporter's certificate dated 12/16/2024 closes the transcript, and the answers are not in the text.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

Filed April 11, 2025 in In re Bank of America California Unemployment Benefits Litigation; one of 1602 filings from this case.

Record facts

Court	U.S. District Court for the Southern District of California
Filed	2025-04-11

Cite this document

“Exhibit 10 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 454-11, S.D. Cal. No. 3:21-md-02992).” U.S. District Court for the Southern District of California, No. 3:21-md-02992-GPC-MSB, Doc. 454-11, filed 2025-04-11. Archived at Pandemic Darlings, https://pandemicdarlings.com/court-filings/full-docket-bofa-ca-unemployment-casd-709615/2025-04-11-gov-uscourts-casd-709615-454-11-gov-uscourts-casd-709615-454-11/, SHA-256 b2103caa7d5c53d337d06c010c7bdabad3024177fcad014673b33c4ae6c8ba1a.

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Full text

EXHIBIT 10
FILED 
PROVISIONALLY 
UNDER SEAL WITH 
REDACTIONS 
PURSUANT TO 
STIPULATED 
PROTECTIVE ORDER
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26884 
Page 1 of 17

1     UNITED STATES DISTRICT COURT
    SOUTHERN DISTRICT OF CALIFORNIA
2           - - -
3
4
5  IN RE BANK OF AMERICA   Case No.
  CALIFORNIA UNEMPLOYMENT
6  BENEFITS LITIGATION    3:21-md-02992-GPC-MSB
7
8
9
10            - - -
11          December 10, 2024
12            - - -
13
14
15     Videotape Deposition of BRADLEY GARFIELD,
16  taken pursuant to notice, held at Goodwin
17  Procter, 3025 JFK Blvd. - 7th Floor,
18  Philadelphia, Pennsylvania 19104, commencing at
19  9:05 a.m., on the above date, before Lori Guyer,
20  Professional Court Reporter and Notary Public in
21  and for the Commonwealth of Pennsylvania.
22
23  Job No. 10154399
24
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26885 
Page 2 of 17

1  APPEARANCES:
2
    CONNIE K. CHAN, ESQUIRE
3    JAMES BALTZER, ESQUIRE
    ALTSHULER BERZON, LLP
4    177 Post Street - Suite 300
    San Francisco, California  94108
5    Cchan@altber.com
6
           For - The Plaintiffs and the
7              Proposed Class
8
    YVONNE W. CHAN, ESQUIRE
9    JONES DAY
    100 High Street - 21st Floor
10    Boston, Massachusetts  02110
    Ychan@jonesday.com
11
           For - The Defendant, Bank of
12              America
13
14    ANGELICA RANKINS, ESQUIRE
    ALEXIS DESAUTEL, ESQUIRE
15    GOODWIN PROCTER
    1900 N Street
16    Washington, DC  20036
    Arankins@goodwinlaw.com
17
           For - The Defendant
18
19  (The following Counsel were present via Zoom)
20
    KARIN B. SWOPE, ESQUIRE
21    BRIAN DANITZ, ESQUIRE
    COTCHETT, PITRE & MCCARTHY, LLP
22    840 Malcolm Road - Suite 200
    Burlingame, California  94010
23    Kswope@cpmlegal.com
           For - The Plaintiffs and the
24              Proposed Class
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26886 
Page 3 of 17
Bradley Garfield
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

1  APPEARANCES CONTINUED:
2
3    ILANA PLATKIEWICZ, ESQUIRE
    SWIGART LAW GROUP, APC
4    2221 Camino Del Rio South - Suite 308
    San Diego, California  92108
5    Josh@swigartlawgroup.com
6           For - Individual Plaintiffs
7
8    DANIEL G. SHAY, ESQUIRE
    LAW OFFICES OF DANIEL G. SHAY
9    2221 Camino Del Rio South - Suite 308
    San Diego, California  92108
10    Daniel@consumerlit.com
11           For - Individual Plaintiffs
12
13    CAROLINE HUNSICKLER, ESQUIRE
    ALTSHULER BERZON, LLP
14    177 Post Street - Suite 300
    San Francisco, California  94108
15    Contact@altshulerberzon.com
16           For -
17
18    AMANDA LAUS, ESQUIRE
19
20  ALSO PRESENT:
21
  Nate Armstrong, Videographer
22
23
24
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26887 
Page 4 of 17
Bradley Garfield
In Re Bank of America CA Unemployment Benefits Litigation
www.aptusCR.com

20  BY MS. C. CHAN:
21       Q.    So you addressed this a little
22  bit already, but just for clarity, what was your
23  role with respect to the bank's prepaid
24  unemployment insurance card program in 2020?
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26888 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26889 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26890 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26891 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26892 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26893 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26894 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26895 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26896 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26897 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26898 
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Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26899 
Page 16 of 17

1         C E R T I F I C A T E
2
3
4
5
6    I, LORI GUYER, BEING A REGISTERED
  PROFESSIONAL REPORTER, DO HEREBY CERTIFY THAT
7  THE FOREGOING TESTIMONY WAS TAKEN
  STENOGRAPHICALLY BY ME AFTER THE SAID WITNESS
8  WAS DULY SWORN OR AFFIRMED PRIOR TO THE
  COMMENCEMENT OF THEIR TESTIMONY; AND THAT THIS
9  DEPOSITION TRANSCRIPT IS A TRUE AND CORRECT
  TRANSCRIPT OF THE SAME, FULLY TRANSCRIBED UNDER
10  MY DIRECTION, TO THE BEST OF MY ABILITY AND
  SKILL.
11
12    I FURTHER CERTIFY THAT I AM NOT A RELATIVE,
  EMPLOYEE OR ATTORNEY OR ANY OF THE PARTIES IN
13  THIS ACTION; THAT I AM NOT A RELATIVE OR
  EMPLOYEE OF ANY ATTORNEY INTERESTED IN THE EVENT
14  OF THIS ACTION.
15  DATED: 12/16/2024
16
17           ___________________
           LORI GUYER
18
19
20
21
22
23
24
Case 3:21-md-02992-GPC-MSB     Document 454-11     Filed 04/11/25     PageID.26900 
Page 17 of 17

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