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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Exhibit 96 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-97, S.D. Cal. No. 3:21-md-02992)

Court filing

Exhibit 96 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-97, S.D. Cal. No. 3:21-md-02992)

Filed October 24, 2024 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2024-10-24

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 350-97 · 2024-10-24 · Docket on CourtListener

Full text

EXHIBIT 96 
Case 3:21-md-02992-GPC-MSB     Document 350-97     Filed 10/24/24     PageID.11883 
Page 1 of 2

CONFIDENTIAL 
5/14/2020 
Massive Fraud Against State Unemployment Insurance Programs 
The United States Secret Service has received reporting of a well-organized Nigerian fraud ring 
exploiting the COVID-19 crisis to commit large-scale fraud against state unemployment 
insurance programs. The primary state targeted so far is Washington, while there is also 
evidence of attacks in North Carolina, Massachusetts, Rhode Island, Oklahoma, Wyoming and 
Florida. It is extremely likely every state is vulnerable to this scheme and will be targeted if they 
have not been already. 
In the state of Washington, individuals residing out-of-state are receiving multiple ACH deposits 
from the State of Washington Unemployment Benefit Program, all in different individuals' 
names with no connection to the account holder. A substantial amount of the fraudulent 
benefits submitted have used PII from first responders, government personnel and school 
employees. It is assumed the fraud ring behind this possess a substantial PII database to submit 
the volume of applications observed thus far. 
This fraud network is believed to consist of hundreds, if not thousands, of mules with potential 
losses in the hundreds of millions of dollars. The banks targeted have been at all levels 
including local banks, credit unions, and large national banks. 
Please communicate the information regarding this fraud to the appropriate office at your local 
state level and liaison with local financial insitutions to identify mules and potential seizures. If 
you have reports of similar activity or do so in the future, please send to the following email 
router for coordination: g_ku:.speciaiaps@ussuJhs.gov. 
BANA_EDD_MDL-00205361 
Case 3:21-md-02992-GPC-MSB     Document 350-97     Filed 10/24/24     PageID.11884 
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  1. Exhibit 97 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-98, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  2. Exhibit 95 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-96, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  3. Exhibit 98 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-99, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  4. Exhibit 94 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-95, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  5. Exhibit 93 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-94, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  6. Exhibit 92 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-93, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  7. Exhibit 91 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-92, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  8. Exhibit 90 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-91, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  9. Certificate of Service by Bank of America, N.A. re 348 Sealed Lodged Proposed Document — In re BofA Unemployment Litigation (Dkt. 351)same case · 2024-10-25
  10. Notice of MDL Conditional Transfer ORDER (CTO-13), re MDL No. 2992. (All… — Bofa Ca Unemployment (Dkt. 352)same case · 2024-10-28
  11. Order. The Court directs Defendant to file, under seal, the regulatory letters — In re BofA Unemployment Litigation (Dkt. 354)same case · 2024-10-29
  12. ORDER Setting Zoom Discovery Conference.… — Bofa Ca Unemployment (Dkt. 357)same case · 2024-10-31
  13. Certificate of Service by Bank of America, N.A. re 355 Sealed Lodged Proposed Document — In re BofA Unemployment Litigation (Dkt. 358)same case · 2024-10-31
  14. Exhibit 89 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-90, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-24
  15. Notice of Withdrawal of Opposition to Defendant's Motion — In re BofA Unemployment Litigation (Dkt. 363)same case · 2024-11-13
  16. Declaration of Jennifer Lennon in Support of Defendants Memorandum — In re BofA Unemployment Litigation (Dkt. 350-9)same case · 2024-10-24
  17. Exhibit 88 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-89, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  18. Exhibit 87 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-88, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  19. Control reviews and audits should include fraud risk as part of theirsame docket · 2024-10-24
  20. Exhibit 86 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-87, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24

Part of: BofA Ca Unemployment · U.S. District Court for the Southern District of California · Pandemic unemployment insurance · Lender and platform litigation · Exhibits and declarations · 2024 · Court filings

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