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Crossroads Systems, Inc. and Capital Plus Financial — OTC disclosure filings

Crossroads Capital Plus Otc Filings — 12 court filings in the archive from Crossroads Systems, Inc. (OTCQX: CRSS), filed between January 30, 2020 and January 1, 2022.

Case facts

CourtCrossroads Systems, Inc. (OTCQX: CRSS)
Filings12 public filings
Filed2020-01-30 – 2022-01-01

Case summary

This page collects twelve disclosure documents of Crossroads Systems, Inc., traded over the counter as OTCQX: CRSS, dated January 30, 2020 to January 1, 2022. They are annual and quarterly OTC disclosure statements and quarterly earnings releases, several filed under the name of its subsidiary Capital Plus Financial, LLC, a Texas community development financial institution whose common equity Crossroads acquired in December 2017. The filings report the company's participation as a lender in the Paycheck Protection Program: the fiscal 2021 annual disclosure states that 260,134 loans were forgiven or paid in full as of December 31, 2021, with approximately $32 million of deferred PPP fees recognized as income. The fiscal 2020 annual disclosure separately records a $376,800 PPP loan the company itself received on April 20, 2020.

Case at a glance

PartiesCrossroads Systems, Inc., an issuer quoted on OTCQX under the symbol CRSS, and its subsidiary Capital Plus Financial, LLC
Court and docketIssuer disclosure documents, no docket. They are OTC annual and quarterly disclosure statements and earnings releases, not court filings
ProgramPaycheck Protection Program (PPP), both as a lender and, in the 2020 fiscal year, as a borrower
ClaimsNot applicable. These are periodic issuer disclosures and earnings releases
Disposition or statusNot a case. The documents run from a 2019 annual disclosure filed January 30, 2020 to the fiscal 2021 annual disclosure filed January 1, 2022
Status checked2026-09-23 · against DOJ press releases through 2026-09-22; court docket not yet read

What do the filings say about PPP lending?

The fiscal 2021 annual disclosure states that as part of the company's participation as a lender in the PPP, a total of 260,134 loans were forgiven or paid in full as of December 31, 2021, resulting in approximately $32 million of the deferred PPP fees being earned and recognized as income after the consolidated balance sheet date.

What is Capital Plus Financial's relationship to Crossroads?

The fiscal 2021 annual disclosure states that on December 18, 2017 Crossroads Systems, Inc. closed on the acquisition of 100 percent of the common equity of Capital Plus Financial, LLC, a Texas-based community development financial institution, for $30.8 million in cash and 2,955,028 newly issued common shares, or 49.5 percent.

Did the company itself take a PPP loan?

Yes. The fiscal 2020 annual disclosure states that on April 20, 2020 the company qualified for and received a PPP loan from a qualified lender for an aggregate principal amount of $376,800, bearing interest at 1.0 percent per annum.

Summary written from the documents on this page; every sentence is sourced.

Filings

12 public filings from this case, in filing-date order.

  1. Crossroads Systems OTC Annual Disclosure FY2019: Capital Plus Financial Revenue $37.7M
  2. Crossroads Systems OTC Q1 FY2020 Disclosure Amendment: Revenue $7.6M, NI $971K
  3. Crossroads Systems OTC Q2 FY2020 Disclosure: COVID-19 Impact, CPF PPP Loan $376,800
  4. Crossroads Systems OTC Q3 FY2020 Disclosure: Mortgage Portfolio $126M, 95.6% Current
  5. Crossroads Systems FQ4 & FY2020 Earnings: Revenue $36.6M, Portfolio $128.9M
  6. Crossroads Systems OTC Annual Disclosure FY2020: Capital Plus Financial Pre-PPP Baseline
  7. Crossroads Systems Q1 FY2021 Earnings: CPF Extended $65.6M PPP Loans to 1,200+ Businesses
  8. Crossroads Systems Q2 FY2021: 4th Largest PPP Lender, 472,036 Loans, $150.4M Operating Income
  9. Crossroads Systems OTC Q3 FY2021 Disclosure: $970.5M Nine-Month Revenue, $930M PPP Fees
  10. Crossroads Systems Q3 FY2021: $486.6M Revenue (+4,638%), ECG Partnership, New CPF CEO
  11. Crossroads Systems FY2021: $932.7M Revenue, $243.4M Operating Income, 62% Forgiveness Complete
  12. Crossroads Systems OTC Annual Disclosure FY2021: Post-PPP Expansion, ECG, Womply Lawsuit

Court, dates and docket numbers are as recorded on the filings.

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