Pandemic Darlings The pandemic economy, in original documents
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Archived source: New York Times author page. Captured from www.nytimes.com.

Cited in: Stacy Cowley

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About

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What I Cover

I write frequently about student debt, the banking industry and a wide variety of financial issues affecting people and their households. I’m interested in data security and privacy and occasionally cover financial industry cybersecurity concerns. I also cover small business issues.

I’m often drawn toward stories about how market forces or government policies affect people and their businesses. At the peak of the pandemic, for example, I extensively covered the Paycheck Protection Program and the effects of rapidly blasting hundreds of billions of dollars into the small business landscape.

I write about the actions of government agencies including the Consumer Financial Protection Bureau, the Education Department and the Small Business Administration. My work involves talking to lawyers, regulators, bankers and the people whom their work affects to deliver stories that capture the complexities and nuances of consumer protection and debt collection laws.

My Background

I started my journalism career in the late ’90s as a technology reporter. I worked at a variety of tech trade publications for a decade before shifting to broader business coverage. I fell in love with writing about entrepreneurs and their creations during a stint at Fortune Small Business magazine. I later moved to CNN Business as an editor and reporter focused on technology, small business and the economy at large.

I’m not a programmer (I did very poorly in my one college computer science class), but I’ve spent years working closely with coders on newsroom technology projects, and I am fairly fluent in enterprise-technology architecture and other geekery. That led directly to my job at The Times: I joined in 2013 as part of the team that built NYT Now, an experimental mobile news app.

I later moved to the Business section, where I’m part of the news team that covers Wall Street and finance. I serve as the elected secretary of the Times Guild, our newsroom union. I was born and raised in Columbia, Md., and now live in Brooklyn with my husband and several former street cats.

Journalistic Ethics

As a Times journalist, I share the values and adhere to the standards of integrity outlined in The Times’s Ethical Journalism handbook. I strive to be accurate, meticulous, fair and empathetic in my work. I frequently speak with people about emotionally fraught subjects — like debt or fraud — and I deeply appreciate sources’ willingness to share their personal stories. I work to honor that openness by trying to reflect in my articles the nuances of often complex situations. I always identify myself as a reporter when I’m speaking with people for my news coverage. I do not directly own individual stocks or have any financial involvement with any companies other than The New York Times Company. My retirement savings are in broad market funds.

Contact Me

Email: stacy.cowley@nytimes.com

X: @StacyCowley

WhatsApp: email, NYT tips, or DM to get my number

Signal: email, NYT tips, or DM to get my number

LinkedIn: Stacy Cowley

Anonymous tips: nytimes.com/tips

BlueSky: stacycowley

Featured

CreditPhoto Illustration by Rafael Henrique/SOPA Images/LightRocket via Getty Images

When Customers Say Their Money Was Stolen on Zelle, Banks Often Refuse to Pay

CreditPeter Prato for The New York Times

How a Relief Fund for Restaurants Picked Winners and Losers

CreditCooper Neill for The New York Times

These Machines Can Put You in Jail. Don’t Trust Them.

CreditMelanie Lambrick

7 Million Bad Student Loans With No Way Out, for Anyone

CreditJim Wilson/The New York Times

How Two Start-Ups Reaped Billions in Fees on Small Business Relief Loans

Trump Wants to Create More Banks. Many Firms Are Heeding His Call.

Urged on by the White House and a reduction in regulatory oversight, crypto companies and automakers are among those that have applied for banking charters.

By Stacy Cowley

Consumers Lean on a ‘Hamster Wheel’ of Credit to Manage Rising Costs

As prices increase for gas, groceries and other staples, more and more households are borrowing to get by.

By Stacy Cowley

JPMorgan Sees Resilience in U.S. Economy Despite Iran War

The nation’s largest bank said it earned record trading profits in the first quarter but tempered expectations overall for its business.

By Rob Copeland and Stacy Cowley

BNY and Robinhood Will Help Run ‘Trump Accounts’ for Children

The new tax-sheltered savings and investment accounts will start accepting deposits this summer.

By Stacy Cowley

Trump Administration Scales Back Plan to Dismantle Consumer Protection Bureau

A new filing asks a federal court to allow the White House to dismiss much of the Consumer Financial Protection Bureau’s remaining work force, but not close the bureau entirely.

By Stacy Cowley

Record Number of Student Loan Borrowers Are in Delinquency and Default

Recently released data from the Education Department showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans.

By Stacy Cowley

Banking Regulators Prepare to Loosen Post-Crisis Capital Rules

The changes, long sought by bank lobbyists, would reduce the capital banks must hold in reserve to mitigate risks.

By Stacy Cowley

Banking Regulators Plan to Ease Some Capital Requirements

The Federal Reserve and other financial regulators will soon release proposals to loosen some planned rules on how much capital banks must hold in reserve to mitigate risks.

By Stacy Cowley

Karen Petrou, Influential Fiscal Policy Analyst and Critic, Dies at 72

Her insights on financial regulations and monetary policy guided big banks and Washington policymakers.

By Stacy Cowley

Trump Media Explores Spinning Off Truth Social

The move would split off the money-losing social media platform as the company pursues a merger with a fusion power company.

By Stacy Cowley and Matthew Goldstein

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