Andrew M. Smith — Partner — Served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC)
Summary
Covington & Burling profile of Andrew M. Smith, a Washington partner who advises banks, non-bank lenders, technology companies and their vendors on retail financial services, data protection, consumer protection, credit reporting and e-commerce. Before re-joining the firm he was Director of the Bureau of Consumer Protection at the Federal Trade Commission (2018-2021), where, the profile says, he led the FTC’s COVID-19 pandemic-related enforcement and consumer education efforts. In earlier FTC service as Assistant to the Director of the Bureau and FCRA Program Manager (2001-2005) he led the drafting of ten rules and six studies under the Fair Credit Reporting Act, and he was Senior Counsel at the Securities & Exchange Commission (1997-2000). He holds a J.D. from the College of William and Mary (1994) and a B.A. from Williams College (1987).
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“Andrew M. Smith — Partner — Served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC).”
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Andrew M. Smith Partner Washington +1 202 662 5654 Email Me Emailasmith@cov.com Professionals Andrew M. Smith About Credentials About Andrew Smith advises clients on retail financial services, data protection, advertising and consumer protection, technology, credit reporting, and e-commerce issues. He assists banks, non-bank lenders, technology companies, and their vendors with regulatory compliance, litigation, and transactional matters. Prior to re-joining the firm, Andrew served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC), where he was focused on investigations and enforcement of privacy, data security, financial services, and marketing laws and regulations across a broad range of areas, including fair lending, technology platforms, digital advertising, payments, telemarketing, lead generation, affiliate marketing, consumer reporting, and small business financing. He also oversaw the Bureau’s extensive rulemaking and workshop proceedings, including on endorsement guides, security of financial data, subscription marketing, contact lenses, and children’s privacy. Additionally, he led the FTC’s COVID-19 pandemic-related enforcement and consumer education efforts. In a previous role as Assistant to the Director of the Bureau of Consumer Protection at the FTC, Andrew led a team of professionals to develop and draft ten rules and six studies under the Fair Credit Reporting Act. Andrew represents clients before federal and state agencies—particularly the FTC and Consumer Financial Protection Bureau (CFPB)—in law enforcement and rulemaking proceedings. He regularly advises companies on the requirements of the GLBA, FCRA, DPPA, ECOA, FDCPA, TCPA and TSR, FTC Act, Dodd-Frank Act, and analogous state laws, including state insurance privacy laws and security breach notification requirements. Areas of Expertise Regulatory and Public Policy Advertising and Consumer Protection Investigations Data Privacy and Cybersecurity Financial Privacy Litigation and Investigations State Attorneys General Financial Services Fintech Consumer Financial Services Blockchain Technology Internet of Things Artificial Intelligence Technology Practices and Industries Regulatory and Public Policy Advertising and Consumer Protection Investigations Data Privacy and Cybersecurity Financial Privacy Litigation and Investigations State Attorneys General Financial Services Fintech Consumer Financial Services Blockchain Technology Internet of Things Artificial Intelligence Technology Credentials Education College of William and Mary, Marshall-Wythe School of Law, J.D., 1994 William and Mary Law Review, Professional Articles Editor Williams College, B.A., 1987 Bar Admissions District of Columbia Government Experience Federal Trade Commission U.S. Securities and Exchange Commission Accolades BTI Client Service All-Star (2018) Best Lawyers in America (2012-2018) Chambers USA (2014-2016, 2024-2025) Chambers Global (2014-2016) Legal 500 US (2012, 2015, 2017) IFLR1000 (2012) Memberships and Affiliations American Bar Association, Consumer Financial Services Committee, Former Chair (2015- 2018) American College of Consumer Financial Services Lawyers, Fellow Previous Experience Federal Trade Commission, Director of the Bureau of Consumer Protection (2018-2021) Federal Trade Commission, Assistant to the Director of the Bureau of Consumer Protection; FCRA Program Manager (2001-2005) Securities & Exchange Commission, Senior Counsel, Office of General Counsel; Acting Assistant General Counsel (1997-2000) Areas of Expertise Regulatory and Public Policy Advertising and Consumer Protection Investigations Data Privacy and Cybersecurity Financial Privacy Litigation and Investigations State Attorneys General Financial Services Fintech Consumer Financial Services Blockchain Technology Internet of Things Artificial Intelligence Technology Share links: Share links: News and Insights Events
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