Andrew Smith

Identity and role

Andrew Smith served as Director, FTC Bureau of Consumer Protection (2018–2020).

Biography / career arc

Covington & Burling partner (financial-services/consumer-finance) → FTC BCP Director (2018) → back to Covington & Burling (2020), financial-services regulatory practice. (FTC biography; Covington profile)

Pandemic-relief / PPP-EIDL role

The Bureau of Consumer Protection was the FTC unit that later brought the Womply and Biz2Credit cases. Smith led it at the start of the pandemic response, as the bureau began its COVID-era consumer-protection work, then returned to Covington in 2020, four years before the March 2024 PPP-fintech settlements.

Covington describes Smith as advising banks, non-bank lenders, technology companies, and vendors on retail financial services, data protection, advertising, consumer protection, credit reporting, and ecommerce issues. He had no role in the Womply vote.

Where they are now (2025–2026)

At Covington (firm profile capture).

Additional public-record notes

Lobbying & industry ties

No lobbying registrations. Financial-services regulatory/defense practice.

Sources held in this archive

Original source documents and archived captures

• Covington & Burling, Andrew M. Smith profile
• FTC, Andrew Smith biography
• FTC COVID-19 topic page

Sources

• FTC, Andrew Smith biography: FTC, Andrew Smith biography (original: ftc.gov · stored capture)
• Covington & Burling, Andrew M. Smith profile: Covington & Burling, Andrew M. Smith profile (original: cov.com · stored capture)
• ACCFSL directory, Andrew M. Smith: ACCFSL directory, Andrew M. Smith (original: accfsl.org · stored capture)
• FTC COVID-19 topic page: FTC COVID-19 topic page (original: ftc.gov · stored capture)