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Home Source documents In re Kabbage, Inc. — Schrock Declaration Supporting Retention of Weil, Gotshal & Manges

In re Kabbage, Inc. — Schrock Declaration Supporting Retention of Weil, Gotshal & Manges

Date
2022-10-04

Summary

The declaration of Ray C. Schrock, P.C., a partner of Weil, Gotshal & Manges LLP, in support of the application of Kabbage, Inc. d/b/a KServicing and its affiliated debtors to retain Weil as their attorneys effective as of the October 3, 2022 petition date, filed October 4, 2022 as Doc 15-1 in Case No. 22-10951 in the U.S. Bankruptcy Court for the District of Delaware. The declaration describes Weil's conflict-check procedures, its services to the debtors since April 2022, and its prior representation of Credit Suisse as agent on a warehouse lending facility repaid in November 2019. It states that Weil is a disinterested person under section 101(14) of the Bankruptcy Code. The 32-page filing ends with Exhibit 3, a summary of payments listing Weil's invoices, fee advances and wire payments from July through October 2022.

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                   Case 22-10951-CTG   Doc 15-1    Filed 10/04/22   Page 1 of 32




                                            Exhibit A

                                       Schrock Declaration




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                               UNITED STATES BANKRUPTCY COURT
                                    DISTRICT OF DELAWARE

------------------------------------------------------------ x
In re                                                        :         Chapter 11
                                                             :
KABBAGE, INC. d/b/a KSERVICING, et al., :                              Case No. 22-10951 (           )
                                                             :
                                                             :
                             1
                  Debtors.                                   :         (Joint Administration Requested)
------------------------------------------------------------ x

                     DECLARATION OF RAY C. SCHROCK, P.C.
                 IN SUPPORT OF APPLICATION OF DEBTORS FOR
         AUTHORITY TO RETAIN AND EMPLOY WEIL, GOTSHAL & MANGES
        LLP AS ATTORNEYS FOR DEBTORS EFFECTIVE AS OF PETITION DATE

                    Pursuant to 28 U.S.C. § 1746, I, Ray Schrock, P.C., hereby declare as follows:

                    1.       I am a partner of the firm of Weil, Gotshal & Manges LLP (“Weil” or the

“Firm”), an international law firm with principal offices at 767 Fifth Avenue, New York, New

York 10153; and regional offices in Washington, D.C.; Houston and Dallas, Texas; Miami,

Florida; Boston, Massachusetts; Princeton, New Jersey; Redwood Shores, California; and foreign

offices in London, United Kingdom; Frankfurt and Munich, Germany; Paris, France; Beijing,

Hong Kong and Shanghai, China.

                    2.       I submit this declaration (this “Declaration”) in connection with the

application submitted on the date hereof (the “Application”) of Kabbage, Inc. d/b/a KServicing

and its affiliated debtors, as debtors and debtors in possession (collectively, the “Debtors”) in the

above-captioned chapter 11 cases (the “Chapter 11 Cases”), for authority to employ and retain




1
    The Debtors in these chapter 11 cases, along with the last four digits of each Debtor’s federal tax identification
    number, as applicable are: Kabbage, Inc. d/b/a KServicing (3937); Kabbage Canada Holdings, LLC (N/A); Kabbage
    Asset Securitization LLC (N/A); Kabbage Asset Funding 2017-A LLC (4803); Kabbage Asset Funding 2019-A
    LLC (8973); and Kabbage Diameter, LLC (N/A). Kabbage is a trademark of American Express used under license;
    Kabbage, Inc. d/b/a KServicing is not affiliated with American Express. The Debtors’ mailing and service address
    is 925B Peachtree Street NE, Suite 383, Atlanta, GA 30309.




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Weil as their attorneys, effective as of October 3, 2022 (the “Petition Date”), at its normal hourly

rates in effect from time to time and in accordance with its normal reimbursement policies, in

compliance with sections 327(a), 328, 329, and 504 of title 11 of the United States Code (the

“Bankruptcy Code”), and to provide the disclosure required under Rules 2014(a) and 2016(b) of

the Federal Rules of Bankruptcy Procedure (the “Bankruptcy Rules”), and Rules 2014-1 and

2016-1 of the Local Rules of Bankruptcy Practice and Procedure of the United States Bankruptcy

Court for the District of Delaware (the “Local Rules”).            Unless otherwise stated in this

Declaration, I have personal knowledge of the facts set forth herein. To the extent any information

disclosed herein requires amendment or modification upon Weil’s completion of further review,

or as additional information regarding parties in interest becomes available, a supplemental

declaration will be submitted to the Court reflecting such amended, supplemented, or otherwise

modified information.

                    3.    Neither I, Weil, nor any partner of, counsel to, or associate of the Firm

represents any entity other than the Debtors in connection with these Chapter 11 Cases. In

addition, except as set forth herein, to the best of my knowledge, after due inquiry, neither I, Weil,

nor any partner of, counsel to, or associate of the Firm represents any party in interest in these

Chapter 11 Cases in matters related to these Chapter 11 Cases.

                                    Weil’s Disclosure Procedures

                    4.    Weil, which employs approximately 1,100 attorneys, has a large and

diversified legal practice that encompasses the representation of many financial institutions and

commercial corporations. Weil has in the past represented, currently represents, and may in the

future represent entities that are claimants or interest holders of the Debtors in matters unrelated

to the Debtors’ pending Chapter 11 Cases. Some of those entities are, or may consider themselves



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to be, creditors or parties in interest in these pending Chapter 11 Cases or to otherwise have

interests in these cases.

                    5.    In preparing this Declaration, Weil used a set of procedures developed by

Weil to ensure compliance with the requirements of the Bankruptcy Code, the Bankruptcy Rules,

and the Local Rules regarding the retention of professionals by a debtor under the Bankruptcy

Code (the “Firm Disclosure Procedures”). Pursuant to the Firm Disclosure Procedures, Weil

performed, or caused to be performed, the following actions to identify the parties relevant to this

Declaration and to ascertain Weil’s connection to such parties:

                    a.    A comprehensive list of the types of entities that may have contacts with
                          the Debtors was developed through discussions with the Weil attorneys who
                          have provided services to the Debtors and in consultation with the advisors
                          to and senior management of the Debtors (the “Retention Checklist”). A
                          copy of the Retention Checklist is annexed hereto as Exhibit 1.

                    b.    Weil obtained information responsive to the Retention Checklist through
                          several inquiries of the Debtors’ senior management and advisors and
                          review of documents provided by the Debtors to Weil. Weil then used that
                          information, together with other information identified by Weil, to compile
                          a list of the names of entities that may be parties in interest in these Chapter
                          11 Cases (the “Potential Parties in Interest”).

                    c.    Weil maintains a master client database as part of its conflict clearance and
                          billing records. The master client database includes the names of the entities
                          for which any attorney time charges have been billed since the database was
                          first created (the “Client Database”). The Client Database includes the
                          names of all current and former clients, the names of the parties who are or
                          were related or adverse to such current and former clients, and the names of
                          the Weil personnel who are or were responsible for current and former
                          matters for such clients. Weil’s policy is that no new matter may be
                          accepted or opened within the Firm without completing and submitting to
                          those charged with maintaining the conflict clearance system the
                          information necessary to check each such matter for conflicts, including the
                          identity of the prospective client, the name of the matter, adverse parties,
                          and, in some cases, parties related to the client or to an adverse party.
                          Accordingly, the database is updated for every new matter undertaken by
                          Weil. The accuracy of the system is a function of the completeness and
                          accuracy of the information submitted by the attorney opening a new matter.



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                     d.       Weil compared the names of each of the Potential Parties in Interest to client
                              matters in the Client Database for which professional time was recorded
                              during the two years prior to the comparison.2 Any matches to names in the
                              Client Database generated by the comparison were compiled, together with
                              the names of the respective Weil personnel responsible for the identified
                              client matters (the “Client Match List”).

                     e.       A Weil attorney then reviewed the Client Match List and deleted obvious
                              name coincidences and individuals or entities that were adverse to Weil’s
                              clients in both this matter and the matter referenced on the Client Match
                              List.

                     f.       Using information in the Client Database concerning entities on the Client
                              Match List and making general and, if applicable, specific inquiries of Weil
                              personnel, Weil verified that it does not represent and has not represented
                              any entity on the Client Match List in connection with the Debtors or these
                              Chapter 11 Cases.

                     g.       In addition, a general inquiry to all Weil personnel (attorneys and staff) was
                              sent by electronic mail before the filing of these Chapter 11 Cases to
                              determine whether any such individual or any member of his or her
                              household (i) owns any debt or equity securities of the Debtors; (ii) holds a
                              claim against or interest adverse to the Debtors; (iii) is or was an officer,
                              director, or employee of the Debtors; (iv) is related to or has any
                              connections to Bankruptcy Judges in the District of Delaware; or (v) is
                              related to or has any connections to anyone working in the Office of the
                              United States Trustee for the District of Delaware (the “U.S. Trustee”).

                                         Weil’s Connections with Debtors

                     6.       Weil compiled responses to the foregoing inquiries for the purposes of

preparing this Declaration. Responses to the inquiry described in paragraph 5(g) above reflect

that, as of the Petition Date, no Weil personnel or member of the household of any Weil personnel

holds any claims against, stock of, or other interests in the Debtors3 and that no such individuals

held any significant employment with the Debtors, or is related to or has any connections to anyone


2
    For purposes of the Firm Disclosure Procedures, Weil considers an entity a “former client” if professional time was
    recorded within the past two years, but all matters for such client have been closed. Because the Firm Disclosure
    Procedures only reflect client activity during the past two years, matches to client matters outside that timeframe are
    not reflected in this Declaration.
3
    Certain Weil personnel or members of households of Weil personnel may unknowingly hold stock or other interests
    in the Debtors in blind, discretionary accounts, or mutual funds.


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working in the Office of the U.S. Trustee. Certain Weil attorneys, including attorneys working on

this matter, have previously clerked or otherwise worked with Bankruptcy Judges in the District

of Delaware. Further, since February 28, 2022, Holly Loiseau has been the General Counsel and

Secretary of Kabbage, Inc. d/b/a KServicing. Prior to joining the Debtors, Ms. Loiseau was

employed by and a partner at Weil. Ms. Loiseau’s employment at Weil ended December 31, 2021.

                    7.    Weil previously represented Credit Suisse as agent in connection with a

warehouse lending facility with one or more of the Debtors.             The facility was repaid in

November 2019. Since that time, the Debtors have done no further work for Credit Suisse on that

matter.

                    8.    Weil has rendered, among other services, corporate, litigation, and

restructuring-related legal services to the Debtors since April 2022. Since that time, Weil has

advised the Debtors concerning their operations, disputes with key stakeholders, and strategic

restructuring alternatives. Most recently, Weil provided the services necessary to enable the

Debtors to commence these Chapter 11 Cases. Weil, working together with Richards, Layton &

Finger, P.A. (“RLF”), was primarily responsible for the preparation of the Debtors’ chapter 11

petitions, initial motions for “first day” relief, and applications relating to these Chapter 11 Cases

and their commencement.

                           Weil’s Connections with Parties in Interest in
                           Matters Unrelated to These Chapter 11 Cases

                    9.    Either I, or an attorney working under my supervision, reviewed the

connections between Weil and the clients identified on the Client Match List and the connections

between those entities and the Debtors. After such review, either I, or an attorney working under

my supervision, determined, in each case, that Weil does not hold or represent an interest that is

adverse to the Debtors’ estates and that Weil is a “disinterested person” as such term is defined in


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section 101(14) of the Bankruptcy Code, as modified by section 1107(b) of the Bankruptcy Code,

for the reasons discussed below.

                    10.   Weil previously represented, currently represents, and may represent in the

future the entities described below (or their affiliates) in matters unrelated to the Debtors or these

Chapter 11 Cases.

                    11.   Disclosures relating to all other categories on the Retention Checklist,

annexed hereto as Exhibit 2 (the “Disclosure Schedule”), are the product of implementing the

Firm Disclosure Procedures. Weil has not represented, does not represent, and will not represent

any entities listed on the Disclosure Schedule in matters directly related to the Debtors or these

Chapter 11 Cases.

                    12.   An entity is listed as a “Current Client” on the Disclosure Schedule if Weil

has any open matters for such entity or a known affiliate of such entity and attorney time charges

have been recorded on any such matters within the past two years. An entity is listed as a “Former

Client” on the Disclosure Schedule if Weil represented such entity or a known affiliate of such

entity within the past two years based on recorded attorney time charges on a matter, but all matters

for such entity or any known affiliate of such entity have been formally closed.

                    13.   To the best of my knowledge and information, the annual fees for each of

the last two (2) years paid to Weil by any party listed on the Disclosure Schedule or its affiliates

on an aggregate basis did not exceed 1% of the Firm’s annual gross revenue.

                    14.   In addition to the foregoing, through diligent inquiry, I have ascertained no

connection, as such term is used in section 101(14)(C) of the Bankruptcy Code, as modified by

section 1107(b) of the Bankruptcy Code and Bankruptcy Rule 2014(a), between Weil and (i) the

U.S. Trustee or any person employed thereby, (ii) any attorneys, accountants, or financial



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consultants in these Chapter 11 Cases, except as set forth herein and on the Disclosure Schedule

or (iii) any investment bankers that represent or may represent the Debtors or claimants or other

parties in interest in these Chapter 11 Cases, except as set forth herein. As part of its practice,

Weil appears in cases, proceedings, and transactions involving many different attorneys,

accountants, financial consultants, and investment bankers, some of which now or may in the

future represent the Debtors, claimants, and other parties in interest these cases. Weil does not

have any relationship with any such attorneys, accountants, financial consultants, or investment

bankers that would be adverse to the Debtors or their estates.

                    15.   Additionally, the Debtors have no funded debt. Therefore, to the best of

Weil’s knowledge, Weil has not represented any entities that hold, or may in the future hold,

certain of the Debtors’ debt in beneficial accounts on behalf of unidentified parties. As a large

firm, Weil may represent creditors/investors of parties interested in investing in one or more parties

in interest in these cases. Weil does not believe these relationships represent interests adverse to

a debtor.

                    16.   Certain of the parties in interest or affiliates or subsidiaries of parties in

interest in these Chapter 11 Cases are, were, or could be, from time to time, members or parties

related to members of ad hoc group or official creditors’ committees represented by Weil in matters

unrelated to these Chapter 11 Cases. In such instances, Weil only represented, currently only

represents, and will only represent the committee or group, and did not represent, does not

represent, and will not represent the parties in their individual capacities.

                    17.   Despite the efforts described herein to identify and disclose Weil’s

connections with the parties in interest in these Chapter 11 Cases, and because of the Debtors’

numerous relationships, Weil is unable to state with certainty that every client relationship or other



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connection has been disclosed. In this regard, Weil will continue to apply the Firm Disclosure

Procedures. If any new material relevant facts or relationships are discovered or arise, Weil will

promptly file a supplemental disclosure with the Court.

                                          Weil is Disinterested

                    18.   Based on the foregoing, insofar as I have been able to ascertain after diligent

inquiry, I believe Weil does not hold or represent an interest adverse to the Debtors’ estates in the

matters upon which Weil is to be employed, and Weil is “disinterested” as such term is defined in

section 101(14) of the Bankruptcy Code, as modified by section 1107(b) of the Bankruptcy Code.

                             Weil’s Retainer, Rates and Billing Practices

                    19.   During the 90 day period prior to the Petition Date, Weil received payments

and advances in the aggregate amount of $6,133,888.13 for services performed and expenses

incurred, and also to be performed and incurred, including in preparation for the commencement

of these Chapter 11 Cases. A summary of payments invoiced and received by Weil in the 90 days

prior to the Petition Date is set forth on Exhibit 3 annexed hereto. As of the Petition Date, Weil

held an advance payment retainer of 490,803.00, subject to any amounts Weil intends to apply

against the retainer as set forth in paragraph 21 of the Application.

                    20.   Weil intends to charge the Debtors for services rendered in these Chapter

11 Cases at Weil’s normal hourly rates in effect at the time the services are rendered. Weil’s

current customary hourly rates, subject to change from time to time, are $1,250.00 to $1,950.00

for partners and counsel, $690.00 to $1,200.00 for associates and $275.00 to $495.00 for

paraprofessionals.

                    21.   Weil also intends to seek reimbursement for expenses incurred in

connection with its representation of the Debtors in accordance with Weil’s normal reimbursement

policies, subject to any modifications to such policies that Weil may be required to make to comply

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with orders of this Court, the Bankruptcy Code, the Bankruptcy Rules, the Local Rules and the

U.S. Trustee Guidelines for Reviewing Applications for Compensation and Reimbursement of

Expenses Filed under 11 U.S.C. § 330 by Attorneys in Larger Chapter 11 Cases, effective

November 1, 2013 (the “Fee Guidelines”). Weil’s disbursement policies pass through all out-of-

pocket expenses at actual cost or an estimated actual cost when the actual cost is difficult to

determine. For example, with respect to duplication charges, Weil will charge $.10 per page for

black and white copies and $.50 per page for color copies in accordance with Local Rule 2016-

2(e)(iii). Similarly, as it relates to computerized research, Weil believes that it does not make a

profit on that service as a whole, although the cost of any particular search is difficult to ascertain.

Other reimbursable expenses (whether the service is performed by Weil in-house or through a

third-party vendor) include, but are not limited to, facsimiles, overtime, overtime meals, deliveries,

court costs, costs of food at meetings, transcript fees, travel fees, and clerk fees.

                   22.   No promises have been received by Weil, or any partner, counsel, or

associate thereof, as to payment or compensation in connection with these Chapter 11 Cases other

than in accordance with the provisions of the Bankruptcy Code, the Bankruptcy Rules, the Local

Rules, and the Fee Guidelines. Furthermore, Weil has no agreement with any other entity to share

with such entity any compensation received by Weil or by such entity.

                         Coordination with Other Professionals for Debtors

                   23.   Weil is aware that the Debtors have submitted, or intend to submit,

applications to retain (i) RLF as co-counsel; (ii) Omni Agent Solutions, Inc. as claims and noticing

agent, and separately, as voting agent; and (iii) AlixPartners LLP, as financial advisor. The

Debtors may seek to retain additional professionals in the near term. Weil, together with the

Debtors’ management, intends to carefully monitor and coordinate efforts of all professionals



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retained by the Debtors in these Chapter 11 Cases and will clearly delineate their respective duties

so as to prevent duplication of effort, whenever possible.

                         Attorney Statement Pursuant to the Fee Guidelines

                   24.   The following is provided in response to the request for additional

information set forth in Paragraph D.1 of the Fee Guidelines.

                   Question:    Did you agree to any variations from, or alternatives to, your
                                standard or customary billing arrangements for this engagement?

                   Response:    No.

                   Question:    Do any of the professionals included in this engagement vary their
                                rate based on the geographic location of the bankruptcy case?

                   Response:    No.

                   Question:    If you represented the client in the 12 months prepetition, disclose
                                your billing rates and material financial terms for the prepetition
                                engagement, including any adjustments during the 12 months
                                prepetition. If your billing rates and material financial terms have
                                changed postpetition, explain the difference and the reasons for the
                                difference.

                   Response:    Weil was formally engaged by the Debtors in April 2022. Weil’s
                                billing rates and material financial terms have not changed since
                                the Debtors engaged Weil.

                   Question:    Has your client approved your prospective budget and staffing
                                plan, and, if so, for what budget period?

                   Response:    Weil is developing a prospective budget and staffing plan for these
                                Chapter 11 Cases. Weil and the Debtors will review such budget
                                following the close of the budget period to determine a budget for
                                the following period.

                   25.   The foregoing constitutes the statement of Weil pursuant to sections 327(a),

328(a), 329, and 504 of the Bankruptcy Code and Bankruptcy Rules 2014(a) and 2016(b).

                                             Conclusion

                   26.   The Application requests approval of the Debtors’ retention of Weil at

Weil’s normal hourly rates in effect at the time the services are rendered and in accordance with

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Weil’s normal reimbursement policies, subject to any modifications to such policies that Weil may

be required to make to comply with orders of the Court, the Bankruptcy Code, the Bankruptcy

Rules, the Local Rules, and the Fee Guidelines. Subject to these terms and conditions, Weil intends

to apply, pursuant to section 330 of the Bankruptcy Code, for allowance of compensation for

professional services rendered in these Chapter 11 Cases and for reimbursement of actual and

necessary expenses incurred in connection therewith in accordance with the provisions of the

Bankruptcy Code, the Bankruptcy Rules, the Local Rules and the Fee Guidelines.

         I declare under penalty of perjury that, to the best of my knowledge and after reasonable

inquiry, the foregoing is true and correct.

Dated: October 3, 2022

                                                  /s/ Ray C. Schrock, P.C.
                                                  Ray C. Schrock, P.C.
                                                  Partner, Weil, Gotshal & Manges LLP




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                                             Exhibit 1

                                       Retention Checklist

    (1) Debtors – exact Corporate Name (name should be the same as in the articles of
        incorporation)
    (2) Non Debtor Affiliates and Subsidiaries (including any partnerships and JV partners)
    (3) Debtors’ Trade Names and Aliases (up to 8 years) (a/k/a, f/k/a, d/b/a)
    (4) Banks/Bank Accounts
    (5) Banks – Servicing
    (6) Bankruptcy Judges and Staff (District of Delaware)
    (7) Benefit Providers (Workers Compensation/Pension Plans/Third Party Administrators)
    (8) Clerk of the Court
    (9) Committees and Committee Members (including UCC)
    (10) Non-Debtor Professionals (law firms, accountants, and other professionals)
    (11) Contract Counterparties (includes patents and intellectual property)
    (12) Current Officers and Directors (include senior management)
    (13) Affiliations of Current Officers and Directors
    (14) Debtors Professionals (law firms, accountants and other professionals)
    (15) Former Officers and Directors (include senior management if readily available) (3
        years)
    (16) Affiliation of Former Officers and Directors (as of last day with company)
    (17) Insurance/Insurance Provider
    (18) Landlords and parties to leases
    (19) Lenders, Noteholders, Administrative Agents and Indenture Trustees (includes ABL
        Lenders/Term Loan Lender/Revolver/Collateral Agents/Prepetition & Proposed
        Postpetition)
    (20) List of Secured Creditors
    (21) Top 30 Unsecured Creditors
    (22) Litigation Counterparties/Litigation Pending Lawsuits (includes threatened litigation)
    (23) Litigation - Governmental Investigations Agencies
    (24) Other Parties in Interest (Notice of Appearance Parties, Ombudsman, any other person
        or group appointed)
    (25) Other Professionals
    (26) Regulatory and Government (Federal, State, and Local)
    (27) Significant Customers
    (28) Significant Shareholders (more than 5% of equity)
    (29) Taxing Authorities (Federal, State, and Local; trust fund, use property, franchise, sales)
    (30) UCC Search Results/UCC Lien Search Results
    (31) Unions
    (32) United States Attorney’s Office for the District of Delaware
    (33) United States Trustee and Staff (District of Delaware)
    (34) Utility Providers/Utility Brokers
    (35) Vendors/Suppliers (includes critical, foreign, common carrier, shippers, warehousemen,
        customs duties, brokers charges, facilities provider, etc.)




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    1. Debtors

    (1) Kabbage, Inc.
    (2) Kabbage Asset Securitization LLC
    (3) Kabbage Asset Funding 2017-A LLC
    (4) Kabbage Asset Funding 2019-A LLC
    (5) Kabbage Canada Holdings, LLC
    (6) Kabbage Diameter, LLC

    2. Non-Debtor Affiliates and Subsidiaries (including any partnerships and JV
       partners)

    (1) Kabbage Financial Services Limited (UK entity)
    (2) Kabbage India Private Limited (India entity)

    3. Debtors’ Trade Names and Aliases (up to 8 years) (a/k/a, f/k/a, d/b/a)

    (1) d/b/a KServicing
    (2) d/b/a KServicing Corp.
    (3) d/b/a KServicing, Inc.

    4. Banks/Bank Accounts

    (1) Celtic Bank
    (2) Primis Bank
    (3) Synovus Bank (Synovus Financial Corp.)

    5. Banks – Servicing

    (1) Celtic Bank
    (2) Cross River Bank
    (3) Customers Bank
    (4) HCG (a/k/a Home Capital Group Inc.)
    (5) Stone Ridge

    6. Bankruptcy Judges and Staff for the District of Delaware

    (1) Al Lugano
    (2) Cacia Batts
    (3) Catherine Farrell
    (4) Chief Judge Laurie Selber Silverstein
    (5) Claire Brady
    (6) Demitra Yeager
    (7) Jill Walker
    (8) Joan Ranieri
    (9) Judge Ashely M. Chan


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    (10) Judge Brendan L. Shannon
    (11) Judge Craig T. Goldblatt
    (12) Judge John T. Dorsey
    (13) Judge J. Kate Stickles
    (14) Judge Karen B. Owens
    (15) Judge Mary F. Walrath
    (16) Laura Haney
    (17) Laurie Capp
    (18) Lora Johnson
    (19) Marquietta Lopez
    (20) Nickita Barksdale
    (21) Paula Subda
    (22) Rachel Bello
    (23) Robert Cavello

    7. Benefit Providers (Workers Compensation/Pension Plans/Third Party
       Administrators)

    (1) Blue Cross Blue Shield of California
    (2) Hawaii Medical Service Association (HMSA) - Blue Cross Blue Shield of Hawaii
    (3) Insperity, Inc.
    (4) Kaiser Permanente
    (5) New York Life
    (6) New York Life (f/k/a Cigna)
    (7) Optum Bank
    (8) UnitedHealthcare
    (9) UnitedHealthcare Dental
    (10) UnitedHealthcare of California
    (11) VSP Choice

    8. Clerk of the Court

    (1) Una O’Boyle

    9. Committees and Committee Members

[Unknown at this time]

    10. Non-Debtors Professionals (law firms, accountants, and other professionals)

    (1) Cleary Gottlieb Steen & Hamilton LLP
    (2) Holland & Knight LLP
    (3) Quinn Emmanuel Urquhart & Sullivan LLP
    (4) [UCC Legal]
    (5) [UCC Financial]



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    11. Contract Counterparties (includes patents and intellectual property)

    (1) Abel Commercial Funding
    (2) Airbnb, Inc.
    (3) American Nation Bank
    (4) Alexandra Schieren
    (5) A-Lign Assurance
    (6) A-Lign Compliance and Security, Inc.
    (7) Altabank
    (8) American Express Travel Related Services Company, Inc.
    (9) Andy Mei
    (10) Anthony Gallucci
    (11) Apisero, Inc.
    (12) Aprio, LLP
    (13) Automation Anywhere, Inc.
    (14) Azlo Business, Inc.
    (15) Bank of Bird in Hand
    (16) Become Technological Solutions, Inc.
    (17) Better Impression Ltd.
    (18) Bhayva Brundavanam
    (19) Big Think Capital
    (20) Biz2credit
    (21) BlackLine Systems, Inc.
    (22) Bonduel State Bank
    (23) Bradley Wells
    (24) Carter Bank & Trust
    (25) Catherine Pargeter
    (26) Celtic Bank Corporation
    (27) CentSai
    (28) Cobbs Allen Capital, LLC d/b/a CAC Specialty
    (29) CommerceOne Bank
    (30) Community Financial Services Bank
    (31) Community National Bank
    (32) CoreCard Software, Inc.
    (33) Credit Suisse
    (34) Crestmont Capital, LLC
    (35) Cross River Bank
    (36) CSC
    (37) Cullum Financial LLC d/b/a Walloot
    (38) Customer Bank
    (39) David Rodin
    (40) David Snitkof
    (41) David Stein d/b/a Law Office of David Stein d/b/a David Stein Law Group
    (42) Daysmart
    (43) Debt Settlement Info Bank
    (44) Docusign


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    (45) Dorado Real Estate, Inc d/b/a Host Financial
    (46) Dynamic Recovery Solutions, LLC
    (47) Endurance International Group, Inc.
    (48) East West Bank
    (49) Emprise Bank
    (50) Erik Goshin
    (51) Evangelical Christian Credit Union (ECCU)
    (52) Ernst & Young LLP
    (53) Farm Credit East, ACA
    (54) Farm Credit West, ACA
    (55) Federal Reserve
    (56) First Florida Credit Union
    (57) First National Bank of Syracuse
    (58) five9 Inc.
    (59) FNBC Bank and Trust
    (60) Forensic Risk Alliance Inc.
    (61) Fortis Advisors, LLC
    (62) Fortis Private Bank
    (63) Frank Sauer
    (64) Fraz Khalil
    (65) GoDaddy.com, LLC
    (66) Guggenheim Securities, LLC
    (67) Guideline
    (68) Guillaume Poirier
    (69) Hi Tech Capital
    (70) Hyperion Bank
    (71) Innovative Funding Solutions, Inc.
    (72) Investar Bank, National Association
    (73) Investment 360
    (74) InscribeAI, Inc.
    (75) Insperity
    (76) Invariant LLC
    (77) iAdvance Now Inc.
    (78) James Candalino
    (79) James Frohnhofer
    (80) Jason Dolinger
    (81) Jason Hwa
    (82) Jonathan Kelfer
    (83) Jones Day
    (84) Karrot
    (85) KLDiscovery Ontrack, LLC
    (86) Kroll Associates, Inc.
    (87) Legacy Bank Colorado
    (88) Lendio, Inc.
    (89) Level Up Funding LLC
    (90) LexisNexis Risk Solutions FL Inc.


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    (91) Lexolution, LLC
    (92) Liam Von Thien
    (93) LIG International LLC
    (94) Lincoln and Morgan, LLC
    (95) Llano National Bank
    (96) Macquarie
    (97) Major, Lindsey & Africa
    (98) Marqeta, Inc
    (99) MasterCard International Incorporated
    (100) Matt Burton
    (101) Mechanics Bank
    (102) Merchant and Manufacturers Bank
    (103) Mission Capital d/b/a SBG Funding
    (104) Moore Colson & Company, P.C.
    (105) MorganFranklin Consulting, LLC
    (106) Mountainseed Real Estate Services, LLC
    (107) National Check Resolution, Inc.
    (108) Natural Intelligence Ltd.
    (109) Nicholas DelZingaro
    (110) Northern California National Bank
    (111) Northwest Farm Credit Services, FLCA
    (112) Okta, Inc.
    (113) OnCourse Learning d/b/a BankersEdge
    (114) Option 1 Partners, LLC
    (115) Orchard App, Inc.
    (116) P.A.R. Consulting d/b/a US Business Funding
    (117) People Bank
    (118) PharmaCentra LLC
    (119) Prospera Credit Union
    (120) Providence Bank
    (121) Quick Funding Solutions LLC
    (122) Radius Intelligence, Inc.
    (123) Redwood Growth Capital, LLC
    (124) Red River Bank
    (125) ReliaQuest Holdings, LLC
    (126) Resource Bank
    (127) Salesforce
    (128) Sam Zakalik
    (129) Sound Point Capital Management, LP
    (130) South State Bank
    (131) Stericycle Inc.
    (132) Strategic Capital
    (133) Synovus
    (134) The Law Office of Hayes & Welsh
    (135) The National Directory of Registered Tax Return Preparers & Professionals Ltd
    (136) The Poplar Grove State Bank


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    (137) The Provident Bank
    (138) TransUnion Risk and Alternative Data Solutions, Inc. (TRADS)
    (139) Trevelino/Keller and Groovy Studios
    (140) TrustArc Inc.
    (141) United Capital Source Inc
    (142) United Resources Enterprise Corp. d/b/a Brickell Capital Finance
    (143) Upwise Capital, LLC
    (144) URS Technologies Solutions LLC
    (145) Vaco LLC
    (146) Venture Lending & Leasing VII, Inc.
    (147) Venture Lending & Leasing VIII, Inc.
    (148) Visa U.S.A. Inc.
    (149) Vital Outsourcing Services, Inc.
    (150) Walker Morris
    (151) WeTravel, Inc.
    (152) Wheaten Financial, Inc.
    (153) Xact Data Discovery
    (154) Yuhui Yang
    (155) Zendesk
    (156) Zip Capital Group, LLC
    (157) ZMC & Associates LLC

    12. Current Officers and Directors (include senior management)

Current Officers

    (1) Salim Kafiti
    (2) Ian Cox
    (3) Holly Loiseau
    (4) David Walker
    (5) Laquisha Milner
    (6) Donna Evans

Current Directors

    (1) Laquisha Milner
    (2) Robin Gregg
    (3) Eric Hartz (dba CorporateHartz, LLC)
    (4) John Hebert
    (5) Lawrence X. Taylor

Current Independent Manager

    (1) John Hebert




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    13. Affiliations of Current Officers and Directors

    (1) American Chemistry Council
    (2) Corporation Service Company (CSC)
    (3) Solomon’s Temple
    (4) Vector Solutions
    (5) M2 Business Group, LLC
    (6) Point Predictive
    (7) DRUM Technologies
    (8) Roadsync
    (9) Lending Science
    (10) PadSplit
    (11) Emory Goizueta Business School
    (12) Nexus Circular
    (13) 1847 Holdings
    (14) Item 9 Labs
    (15) Barrie House Coffee Roasters
    (16) CLP Holdings III, LLC
    (17) Taylor Strategy Group
    (18) National Association of Corporate Directors
    (19) Arizona State University
    (20) Major Lindsey & Africa
    (21) Automatic Data Processing, Inc. (ADP)
    (22) Clairvoyant Ventures, LLC
    (23) Kafiti Real Estate Group, Inc.
    (24) Electrolux AB
    (25) Libra Risk Management
    (26) Creative Essentials, LLC
    (27) National Bar Association Executive Committee, Commercial Law Section
    (28) Moore Colson
    (29) Magnolia Trust Company

    14. Debtors Professionals (law firms, accountants and other professionals)

    (1) AlixPartners, LLP
    (2) Forensic Risk Alliance Inc.
    (3) Greenberg Traurig, LLP
    (4) Jones Day
    (5) KPMG
    (6) McGuireWoods LLP
    (7) Omni Agent Solutions
    (8) Richard Layton & Finger
    (9) Weil, Gotshal & Manges LLP




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    15. Former Officers and Directors (include senior management if readily available) (3
        years)

    (1) Daniel Scott Eidson
    (2) Jon Hoffman
    (3) Julia McCullough
    (4) Kathryn Petralia
    (5) Kimberly Withrow
    (6) L. Scott Askins
    (7) Marc Gorlin
    (8) Oneal Bhambani
    (9) Robert Frohwein
    (10) Spencer Robinson
    (11) Troy Deus

    16. Affiliation of Former Officers and Directors (as of last day with company)

    (1) Corporation Service Company
    (2) DRUM Technologies, Inc.
    (3) Tricolor Auto Group, LLC
    (4) PadSplit
    (5) Kimberly F. Withrow Law
    (6) eCapital Corp.
    (7) Bibby Financial Services
    (8) American Express
    (9) Roadie
    (10) Flutterwave
    (11) Keep Financial Technologies, Inc.

    17. Insurance/Insurance Provider

    (1) AIG Specialty Insurance Company
    (2) Atlantic Specialty Insurance Company
    (3) Berkshire Hathaway Specialty Insurance Company
    (4) Cobbs Allen Capital, LLC d/b/a CAC Specialty
    (5) Endurance American Insurance Company c/o Sompro Pro
    (6) Everest National Insurance Company
    (7) Marsh USA Inc.
    (8) National Union Fire Insurance Company of Pittsburgh, Pa.
    (9) QBE Insurance Corporation
    (10) XL Specialty Insurance Company

    18. Landlords and Parties to Leases

    (1) 730 Midtown SVP, LLC (Lincoln Property Company)



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    19. Lenders, Noteholders, Administrative Agents and Indenture Trustees

    (1) Credit Suisse
    (2) Guggenheim
    (3) Macquarie
    (4) U.S. Bank

    20. List of Secured Creditors

    (1) Reserve Bank of San Francisco

[The Company only has one secured creditor]

    21. 30 Top Unsecured Creditors

    (1) Cross River Bank
    (2) Customers Bank
    (3) Federal Reserve Bank of San Francisco
    (4) U.S. Department of Justice – Civil Division, Commercial Litigation
    (5) Federal Trade Commission
    (6) Small Business Bureau
    (7) American Express Kabbage Inc.
    (8) Biz2X LLC
    (9) Vital Outsourcing Services Inc.
    (10) Vaco LLC
    (11) Transunion Risk and Alternative Data Solutions
    (12) URS Technologies Solutions LLC
    (13) MorganFranklin Consulting, LLC
    (14) KLDiscovery Ontrack, LLC
    (15) Amazon Webservices
    (16) Google LLC
    (17) Moore Colson
    (18) Major, Lindsey & Africa / Allegis Group Holdings Inc.
    (19) RSM US LLP
    (20) Goodwin Proctor LLP
    (21) Libra Risk Management
    (22) Slack Technologies, LLC
    (23) Option 1 Partners LLC
    (24) Thomas E. Austin Jr., LLC
    (25) Box
    (26) TKCG, Inc.
    (27) Corporation Service Company
    (28) Microsoft
    (29) Lanier Parking Solutions I, LLC
    (30) Jason Carr, Vicki LeMaster, Edward Ford Services LLC, Carlton Morgan¸ 365 Sun LLC
        and Candice Worthy, individually and as putative plaintiffs on behalf of the proposed class


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    22. Litigation Counterparties/Litigation Pending Lawsuits – includes threatened
        litigation

    (1) 365 Sun LLC
    (2) Alison F. Kanne
    (3) Bosco Seungchul Baek
    (4) Calvin L. Erby, II
    (5) Candice Worthy
    (6) Carlton Morgan
    (7) Celtic Bank Corporation d/b/a Celtic Bank
    (8) Christina R. King
    (9) Cole Ratias
    (10) Customers Bank
    (11) Douglas Biviano
    (12) Edward Ford Services, LLC
    (13) Eric L. Lifschitz
    (14) Eva Merian Spahn
    (15) First Home Bank
    (16) Florida Veterinary Behavior Service
    (17) George Pullen
    (18) Greenberg Traurig
    (19) Henry Anesthesia Associates, LLC
    (20) Holland & Knight, LLP
    (21) Jason Russell Carr
    (22) Jennifer Pullen
    (23) Jeremy Sternberg
    (24) John P. Mertens
    (25) Joshua Borger
    (26) JP Morgan Chase Bank, N.A.
    (27) Justin E. Proper
    (28) Keith W. Berglund
    (29) LaDonna Wiggins
    (30) Latoya Clark
    (31) Lauren B. Veggian
    (32) Law Office of James A. Flanagan
    (33) Law Offices of Eric L. Lifschitz
    (34) Leslie K. Rinaldi
    (35) Lexington National Insurance Corporation
    (36) Love Watch Hill & Sailors Haven, Inc.
    (37) Luxx Lashes by Lay, LLC
    (38) Marco Bell
    (39) MaryBeth V. Gibson
    (40) Melissa Davis Lowe
    (41) Ogier, Rothschild & Rosenfeld P.C.
    (42) Pia Hoyt Law Firm
    (43) Power Bail Bonds


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    (44) Rice Pugatch Robinson Storfer & Cohen PLLC,
    (45) Richard A. Marshack
    (46) Richard Storfer
    (47) Shulman Bastian Friedman & Bui LLP
    (48) SM Novelties
    (49) Smooth & EZ Merchant Funding
    (50) Squeeze-It Corp.
    (51) Strategic Elements, LLC
    (52) Tamara Miles Ogier, Chapter 11 Subchapter V Trustee
    (53) Tastetunup, LLC
    (54) The Berglund Group
    (55) The Cardoza Law Corporation
    (56) The Finley Firm, P.C
    (57) Vicki LeMaster
    (58) Wandro & Associates, P.C.
    (59) White & Williams, LLP

    23. Litigation - Governmental Investigations Agencies

    (1) U.S. Federal Trade Commission
    (2) U.S. Department of Justice – Massachusetts
    (3) U.S. Department of Justice – Eastern District of Texas
    (4) The Small Business Administration (SBA)
    (5) The United States House Representatives Select Subcommittee on the Coronavirus Crisis

    24. Other Parties in Interest (Notice of Appearance Parties, Ombudsman, any other
        person or group appointed)

[Unknown at this time]

    25. Other Professionals

    (1) Akin Gump Strauss Hauer & Feld LLP
    (2) Bailey Duquette
    (3) Dentons US LLP
    (4) Davis Polk & Wardwell LLP
    (5) Goodwin Procter LLP
    (6) Green & Sklartz
    (7) Hayes & Welsh
    (8) Mandelbaum Salsburg, P.C.
    (9) RSM US LLP
    (10) Sidley Austin LLP
    (11) Thomas E. Austin
    (12) Windham Brannon




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    26. Regulatory and Government (Federal, State, and Local)

    (1) Delaware Attorney General – Kathy Jennings
    (2) Federal Deposit Insurance Corporation
    (3) Federal Reserve
    (4) Federal Trade Commission
    (5) Internal Revenue Service
    (6) Office of Foreign Assets Control
    (7) Small Business Administration
    (8) U.S. Securities and Exchange Commission
    (9) United States Attorney for the District of Delaware – David C. Weiss
    (10) United States Department of Justice

    27. Significant Customers

    (1) Celtic Bank
    (2) Cross River Bank
    (3) Customers Bank
    (4) HCG (a/k/a Home Capital Group Inc.)
    (5) Stone Ridge
    (6) FleetCor Technologies, Inc.
    (7) Relief Without Borders LLC
    (8) SJ Medical PLLC
    (9) Go Africa Flobal LLC
    (10) Cuisine 365 Mobile Inc
    (11) New Legend, Inc
    (12) Jlite Motors
    (13) Boom Rewards LLC
    (14) David Horvath PA
    (15) Wiggins & Graham Enterprise LLC
    (16) Pink Lady Line
    (17) R and L Arcade INC
    (18) Potomac Valley Operator LLC
    (19) Source Allies, Inc.
    (20) European Service at Home Inc
    (21) Tigris, LLC
    (22) AREPII SA Hotel LLC
    (23) Aspen River Candle Company
    (24) Big Shot LLC
    (25) Wesley Aron Mock LLC
    (26) Club One Casino, Inc
    (27) Brian Bui Inc
    (28) repairo llc
    (29) California Freight Solutions Corp
    (30) Torque Power Equipment Repairs
    (31) PG Medical Lab


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    (32) Energy Efficient Construction Solutions
    (33) Trusted Communications LLC
    (34) Horizon 5 Lakes LLC
    (35) Wingfield Leigh Industries, Inc
    (36) Allegro School, Inc.
    (37) Dog Training With Mario Holland LLC
    (38) A One Roof Management and Construction, INC.
    (39) Koger Industrial Staffing, LLC
    (40) Provident Investment Realty, LLC
    (41) Flair Group Inc
    (42) Rex Therapeutics LLC
    (43) IMR Contracting Corp
    (44) Gods Anointed Youth Ministry
    (45) Showtime on the Piers, LLC.
    (46) Summit Truck Line
    (47) K Weaver Properties LLC
    (48) Ences Services Inc
    (49) Federal Credit Union
    (50) Heart Living Centers of Colorado, LLC
    (51) Agee Construction Corporation
    (52) 1 Ponce de Leon LLC
    (53) Bustro Inc
    (54) Francis Joseph Capital Inc
    (55) DataSync Inc
    (56) SMELifestyle, inc
    (57) Crown Management Services, LLC
    (58) SUITE Media Productions & Management LLC
    (59) Gourmet Nut Inc
    (60) Propel Opportunity Fund Inc.
    (61) Keystrokes Transcription Service Inc
    (62) E. Mishan & Sons
    (63) Russell Road Food and Beverage LLC

    28. Significant Shareholders (more than 5% of equity)

    (1) Softbank Vision Fund (AIV M2) L.P.
    (2) Blue Run Ventures IV, L.P.
    (3) Thomvest Ventures Ltd.
    (4) MDV Ix, L.P. c/o Mohr Davidow Ventures
    (5) SoftBank PriceVille Investments, L.P.

    29. Taxing Authorities (Federal, State, and Local; trust fund, use property, franchise,
        sales)

    (1) Alabama Department of Revenue
    (2) California Franchise Tax Board


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    (3) Georgia Department of Revenue
    (4) Internal Revenue Service
    (5) North Carolina Department of Revenue
    (6) New York State Department of Finance
    (7) New York City Department of Finance
    (8) Pennsylvania Department of Revenue

    30. UCC Search Results/UCC Lien Search Results

    (1) CHTD Company
    (2) CIT
    (3) CIT Bank, N.A.
    (4) Cross River Bank
    (5) CSC
    (6) Direct Capital Corporation
    (7) Federal Reserve Bank of San Francisco
    (8) Financial Agent Services
    (9) Fulton County, Georgia Tax Commissioner
    (10) Secured Lender Solutions, LLC
    (11) U.S. Bank
    (12) Wilmington Savings Fund Society, FSB

    31. Unions

N/A

    32. United States Attorney’s Office for the District of Delaware

    (1) David C. Weiss

    33. United States Trustee and Staff for the District of Delaware

    (1) Andrew R. Vara
    (2) Joseph McMahon
    (3) David Buchbinder
    (4) Linda Casey
    (5) Joseph Cudia
    (6) Timothy J. Fox, Jr.
    (7) Benjamin Hackman
    (8) Jane Leamy
    (9) Hannah M. McCollum
    (10) Linda Richenderfer
    (11) Juliet Sarkessian
    (12) Richard Schepacarter
    (13) Rosa Sierra-Fox
    (14) Lauren Attix


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    (15) Shakima L. Dortch
    (16) Christine Green
    (17) Ramona Harris
    (18) Angelique Okita
    (19) Edith A. Serrano
    (20) Dion Wynn
    (21) Denis Cooke
    (22) Holly Dice
    (23) Nyanquoi Jones
    (24) James R. O'Malley
    (25) Michael Panacio
    (26) Diane Giordano

    34. Utility Providers/Utility Brokers

    (1) Cogent Communications, Inc.
    (2) Five9 Inc.

    35. Vendors/Suppliers (includes critical, foreign, common carrier, shippers,
        warehousemen, customs duties, brokers charges, facilities provider, etc.)

    (1) A-Lign
    (2) Allegis Group Holdings Inc
    (3) American Express Kabbage Inc.
    (4) Biz2X LLC
    (5) BlackLine Systems, Inc.
    (6) Box
    (7) DataBricks
    (8) Five9
    (9) Fusion Cloud Services LLC
    (10) Google Duo
    (11) Google Workspace
    (12) HP Holdings, Inc. (dba Invariant LLC)
    (13) InscribeAI, Inc.
    (14) KLDiscovery Ontrack, LLC
    (15) Kroll Associates, Inc.
    (16) Lexolution
    (17) Libra Risk Management
    (18) MLA
    (19) Moore Colson
    (20) MorganFranklin Consulting, LLC
    (21) Option 1 Partners LLC
    (22) ReliaQuest Holdings, LLC
    (23) Salesforce.com
    (24) Sage Intacct, Inc.
    (25) Slack


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    (26) TLO
    (27) Transunion Risk and Alternative Data Solutions
    (28) URS Technologies Solutions LLC
    (29) Vaco LLC
    (30) Vital Outsourcing Services Inc.
    (31) Willis Towers Watson US LLC
    (32) Zendesk




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                                                        Exhibit 2

                                                  Disclosure Schedule

             Matched Entity                         Relationship to Debtors                   Relationship to Weil

 AIG Specialty Insurance Company                  Insurance/Insurance Provider               Affiliate or Subsidiary
                                                                                               of Current Client
             AlixPartners, LLP                        Debtors Professionals                      Current Client
Atlantic Specialty Insurance Company              Insurance/Insurance Provider             Related to Current Client
          Amazon Web Services                       Top Unsecured Creditors                Related to Current Client
      Berkshire Hathaway Specialty                Insurance/Insurance Provider             Related to Former Client
          Insurance Company
Cobbs Allen Capital, LLC d/b/a CAC                Insurance/Insurance Provider                   Current Client
             Specialty
                                                     Contract Counterparties
                               1
               Credit Suisse                         Contract Counterparties                     Current Client
                                                    Lenders, Noteholders,
                                                   Administrative Agents and
                                                      Indenture Trustees
           Ernst & Young LLP                         Contract Counterparties                 Affiliate or Subsidiary
                                                                                               of Former Client


        Fleetcor Technologies, Inc.                   Significant Customers                Related to Current Client
           Fortis Advisors, LLC                      Contract Counterparties                     Current Client
            Fortis Private Bank
       Fusion Cloud Services LLC                       Vendors / Suppliers                       Current Client
       Guggenheim Securities, LLC                    Contract Counterparties                     Current Client
                                                    Lenders, Noteholders,
                                                   Administrative Agents and
                                                      Indenture Trustees
      JP Morgan Chase Bank, N.A.                    Litigation Counterparties /                  Current Client
                                                   Litigation Pending Lawsuits
            Kaiser Permanente                            Benefit Providers                   Affiliate or Subsidiary
                                                                                               of Current Client
           Kroll Associates, Inc.                    Contract Counterparties                 Affiliate or Subsidiary
                                                                                               of Current Client
                                                        Vendors/Suppliers

  1
      Weil previously represented Credit Suisse as agent in connection with a warehouse lending facility with one or more
      of the Debtors. The facility was repaid in November 2019. Since that time, the Debtors have done no further work
      for Credit Suisse on that matter.


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           Matched Entity                  Relationship to Debtors          Relationship to Weil

  LexisNexis Risk Solutions FL Inc.         Contract Counterparties        Affiliate or Subsidiary
                                                                             of Current Client
               Macquarie                    Contract Counterparties        Affiliate or Subsidiary
                                                                             of Current Client
                                           Lenders, Noteholders,
                                          Administrative Agents and
                                             Indenture Trustees
           Marsh USA Inc.                Insurance/Insurance Provider      Affiliate or Subsidiary
                                                                             of Current Client
MasterCard International Incorporated       Contract Counterparties            Current Client
               Microsoft                  Top 30 Unsecured Creditors           Current Client
    National Union Fire Insurance        Insurance/Insurance Provider          Current Client
     Company of Pittsburgh, Pa.
     QBE Insurance Corporation           Insurance/Insurance Provider     Related to Current Client
Softbank Vision Fund (AIV M2) L.P.         Significant Shareholders        Affiliate or Subsidiary
                                                                             of Current Client
SoftBank PrinceVille Investments, L.P.
              Stone Ridge                     Banks – Servicing            Affiliate or Subsidiary
                                                                             of Current Client
                                            Significant Customers
               U.S. Bank                   Lenders, Noteholders,               Current Client
                                          Administrative Agents and
                                             Indenture Trustees
                                         UCC Search Results/UCC Lien
                                               Search Results
      U.S. Department of Justice           Top Unsecured Creditors        Related to Current Client
 U.S. Department of Justice – Eastern      Litigation - Governmental      Related to Current Client
          District of Texas                 Investigations Agencies
     U.S. Department of Justice -          Litigation - Governmental      Related to Current Client
           Massachusetts                    Investigations Agencies
           Visa U.S.A. Inc.                 Contract Counterparties        Affiliate or Subsidiary
                                                                             of Current Client
   Willis Towers Watson US LLC                Vendors/Suppliers                Current Client
  XL Specialty Insurance Company         Insurance/Insurance Provider      Affiliate or Subsidiary
                                                                             of Current Client




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                                                                               Exhibit 3
                                                                       Summary of Payments
Invoice Date    Invoice #   Description    Transaction                               Billings                                          Payments                 Fee Advance
                                              Type          Fees           Costs           Fee Advance   Total Fees &    Payment       Payment     Payment        Balance
                                                                                             Requests    Costs Billed      Type          Date      Received
                                                                                                                                                                $500,000.00
                             Through
 07/08/22      2022007984                      Bill      $487,031.50     $5,027.59                       $492,059.09       Wire        07/14/22   $492,059.09   $500,000.00
                            6/14/2022

                             Through
 07/20/22      2022008380                      Bill      $498,645.50     $727.47                         $499,372.97       Wire        07/21/22   $499,372.97   $500,000.00
                            6/30/2022

 07/22/22      2022008634                  Fee Advance                                      $300,000.0                     Wire        07/28/22   $300,000.00   $800,000.00

                             Through                                                                                    Fee Advance
 07/29/22      2022009002                      Bill      $781,506.50     $4,805.85         $786,312.35   $786,312.35                   07/29/22   $786,312.35   $13,687.65
                             7/28/22                                                                                     Application
                                           Fee Advance                                                                      Wire       08/05/22   $786,312.35   $800,000.00

                             Through                                                                                    Fee Advance
 08/16/22      2022009635                      Bill      $791,583.00     $6,249.75         $797,832.75   $797,832.75                   08/16/22   $797,832.75    $2,167.25
                             8/12/22                                                                                     Application
                                           Fee Advance                                     $100,000.00                      Wire       08/19/22   $100,000.00   $102,167.25
                                                                                                                            Wire       08/19/22   $797,832.75   $900,000.00

                             Through                                                                                    Fee Advance
 08/31/22      2022010431                      Bill      $813,743.50     $3,508.35         $817,251.85   $817,251.85                   08/31/22   $817,251.85   $82,748.15
                             8/31/22                                                                                     Application
                                           Fee Advance                                                                      Wire       09/01/22   $817,251.85   $900,000.00

                             Through                                                                                    Fee Advance
 09/14/22      2022010848                      Bill      $698,347.00     $1,021.54         $699,368.54   $699,368.54                   09/14/22   $699,368.54   $200,631.46
                             9/14/22                                                                                     Application
                                           Fee Advance                                                                      Wire       09/15/22   $699,368.54   $900,000.00

                             Through                                                                                    Fee Advance
 09/26/22      2022011413                      Bill      $756,138.50     $2,623.58         $758,762.08   $758,762.08                   09/26/22   $758,762.08   $141,237.92
                             9/23/22                                                                                     Application
                                           Fee Advance                                                                      Wire       09/28/22   $758,762.08   $900,000.00

                             Through                                                                                    Fee Advance
 09/29/22      2022011753                      Bill      $500,809.00    $14,086.00         $514,895.00   $514,895.00                   09/29/22   $514,895.00   $385,105.00
                             9/28/22                                                                                     Application
                                           Fee Advance                                                                      Wire       09/29/22   $514,895.00   $900,000.00

                             Through                                                                                    Fee Advance
 10/03/22      2022011878                      Bill      $367,875.00     $158.50           $368,033.50   $368,033.50                   10/03/22   $368,033.50   $531,966.50
                             9/30/22                                                                                     Application
                                           Fee Advance                                                                      Wire       10/03/22   $368,033.50   $900,000.00
                             Through            Bill                                                                    Fee Advance
 10/03/22      2022011922                                $409,197.00      $0.00            $409,197.00   $409,197.00                   10/03/22   $409,197.00   $490,803.00
                             10/3/22                                                                                     Application




    RLF1 28018298V.1


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