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In re Kabbage, Inc. — Loiseau Declaration Supporting Retention of Weil, Gotshal & Manges

Date
2022-10-04

Summary

Doc 15-2, filed October 4, 2022 in In re Kabbage, Inc. d/b/a KServicing, et al., Case No. 22-10951-CTG, in the U.S. Bankruptcy Court for the District of Delaware, is Exhibit B, the Declaration of Holly Loiseau, General Counsel and Secretary of KServicing. It supports the Debtors' application under sections 327(a) and 328(a) of the Bankruptcy Code to retain Weil, Gotshal & Manges LLP as attorneys effective as of the petition date. The declaration states the Debtors engaged Weil in April 2022 and reports Weil's customary U.S. hourly rates of $1,250.00 to $1,950.00 for partners and counsel, $690.00 to $1,200.00 for associates and $275.00 to $495.00 for paraprofessionals. It describes how the Debtors review outside counsel invoices and plan to develop a budget and staffing plan. The six-page declaration is dated October 3, 2022.

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                   Case 22-10951-CTG    Doc 15-2   Filed 10/04/22   Page 1 of 6




                                           Exhibit B

                                       Loiseau Declaration




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                               UNITED STATES BANKRUPTCY COURT
                                    DISTRICT OF DELAWARE

------------------------------------------------------------ x
In re                                                        :         Chapter 11
                                                             :
KABBAGE, INC. d/b/a KSERVICING, et al., :                              Case No. 22-10951 (           )
                                                             :
                                                             :
                             1
                  Debtors.                                   :         (Joint Administration Requested)
------------------------------------------------------------ x

              DECLARATION OF HOLLY LOISEAU IN SUPPORT OF
          APPLICATION OF DEBTORS FOR AUTHORITY TO RETAIN AND
       EMPLOY WEIL, GOTSHAL & MANGES LLP AS ATTORNEY FOR DEBTORS
                      EFFECTIVE AS OF PETITION DATE

                    Pursuant to 28 U.S.C. § 1746, I, Holly Loiseau, hereby declare as follows:

                    1.       I am the General Counsel and Secretary of Kabbage, Inc. d/b/a KServicing

(“KServicing” or the “Company”)). In my current role, I am responsible for supervising outside

counsel and monitoring and managing legal fees and expenses.

                    2.       On the date hereof (the “Petition Date”), the Debtors each commenced with

this Court voluntary cases (the “Chapter 11 Cases”) under chapter 11 of title 11 of the United

States Code (the “Bankruptcy Code”). I submit this declaration (the “Declaration”) in support

of the Application (the “Application”)2 of KServicing and its debtor affiliates, as debtors and

debtors in possession (collectively, the “Debtors”), pursuant to sections 327(a) and 328(a) of the

Bankruptcy Code, Rules 2014 and 2016 of the Federal Rules of Bankruptcy Procedure (the




1
    The Debtors in these chapter 11 cases, along with the last four digits of each Debtor’s federal tax identification
    number, as applicable are: Kabbage, Inc. d/b/a KServicing (3937); Kabbage Canada Holdings, LLC (N/A); Kabbage
    Asset Securitization LLC (N/A); Kabbage Asset Funding 2017-A LLC (4803); Kabbage Asset Funding 2019-A
    LLC (8973); and Kabbage Diameter, LLC (N/A). Kabbage is a trademark of American Express used under license;
    Kabbage, Inc. d/b/a KServicing is not affiliated with American Express. The Debtors’ mailing and service address
    is 925B Peachtree Street NE, Suite 383, Atlanta, GA 30309.
2
    Capitalized terms used but not otherwise herein defined shall have the meanings ascribed to such terms in the
    Application.




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“Bankruptcy Rules”), and Rules 2014-1 and 2016-1 of the Local Rules of Bankruptcy Practice

and Procedure of the United States Bankruptcy Court for the District of Delaware (the “Local

Rules”), for authority to retain and employ Weil, Gotshal & Manges LLP (“Weil” or the “Firm”),

as attorneys for the Debtors effective as of the Petition Date.

                    3.      This Declaration is provided pursuant to Paragraph D.2 of the U.S. Trustee

Guidelines for Reviewing Applications for Compensation and Reimbursement of Expenses Filed

under     11       U.S.C.   §   330   by   Attorneys       in    Larger   Chapter   11   Cases,   effective

November 1, 2013 (the “Fee Guidelines”). Except as otherwise indicated herein, the facts set

forth in this Declaration are based upon my personal knowledge, information provided to me by

the Debtors’ employees or advisors, or my opinion based upon knowledge and experience as

General Counsel and Secretary for the Debtors. I am authorized to submit this Declaration on

behalf of the Debtors.

                    4.      The Debtors recognize that a comprehensive review process is necessary

when selecting and managing chapter 11 counsel to ensure that their bankruptcy professionals are

subject to the same client-driven market forces, security, and accountability as professionals in

non-bankruptcy engagements. The Debtors engaged Weil in April 2022 to advise the Debtors in

connection with exploring strategic options to address concerns with the Debtors’ operations,

pending litigations, and disputes with key stakeholders. The Debtors chose Weil based upon

Weil’s reputation and experience in the restructuring field, upon the Debtors’ particular

circumstances, and upon discussions with Weil’s attorneys who were proposed to work on this

matter.

                    5.      Weil has confirmed to me that the Firm does not vary its billing rates or the

material terms of an engagement depending on whether such engagement is a bankruptcy or a



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non-bankruptcy engagement. Weil has advised me that its current customary U.S. hourly rates are

$1,250.00 to $1,950.00 for partners and counsel, $690.00 to $1,200.00 for associates and $275.00

to $495.00 for paraprofessionals. It is my understanding that Weil reviews and adjusts its billing

rates annually. Weil has advised me that it will inform the Debtors of any adjustment to its existing

rate structure.

                    6.   I am informed by Weil that its attorneys’ billing rates are aligned each year

to ensure that its rates are comparable to the billing rates of its peer firms. To the extent that there

is any disparity in such rates, however, I nevertheless believe that Weil’s retention by the Debtors

is warranted in these cases for the reasons set forth in the Debtors’ Application.

                    7.   I understand that Weil’s fees and expenses will be subject to periodic review

on a monthly, interim, and final basis, as applicable, during the pendency of these Chapter 11

Cases by, among other parties, the Office of the United States Trustee, and the Debtors, in

accordance with the terms of the Bankruptcy Code, the Bankruptcy Rules, the Local Rules, and

order of the Court governing the procedures for approval of interim compensation of professionals

retained in chapter 11 cases.

                    8.   As General Counsel and Secretary, I supervise and manage legal fees and

expenses incurred by the Debtors’ outside counsel. I review the Debtors’ outside counsel invoices

and authorize all legal fees and expenses prior to the payment of such fees to outside counsel. In

so doing, I assure that all requested fees and expenses are reasonable and correspond with

necessary or beneficial services rendered on behalf of the Debtors’ and their estates. The

aforementioned review and approval process does not differ when the Debtors employ outside

counsel for non-bankruptcy matters. Moreover, Weil has informed me that the Debtors will be

provided with the opportunity to review all invoices and request adjustments to such invoices to



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the extent that the Debtors determine that such adjustments are necessary and appropriate, which

requests will be carefully considered by Weil.

                    9.    Weil and the Debtors are in the process of developing a prospective budget

and staffing plan for the first interim period of these Chapter 11 Cases. The Debtors recognize

that in a large chapter 11 case such as this, it is possible that there may be unforeseen fees and

expenses that will need to be addressed by the Debtors and Weil. The Debtors also recognizes that

it is their responsibility to monitor closely the billing practices of Weil and its other counsel to

ensure that fees and expenses paid by the estates remain consistent with the Debtors’ expectations,

taking into account the exigencies of these Chapter 11 Cases. To that end, the Debtors will

continue to review and monitor the regular invoices submitted by Weil, and, together with Weil,

will periodically amend the budgets and staffing plans to reflect developments in these cases as

applicable.

                    10.   As is the Debtors’ historical practice, the Debtors will continue to monitor

the fees and expense reimbursement process during these Chapter 11 Cases and ensure that the

Debtors are an active participants in that process. Recognizing that every chapter 11 case is unique,

the Debtors, together with Weil, will utilize the budgeting process to provide guidance on the

period of time involved and the level of attorneys and professionals that will work on various

matters, as well as the projection of average hourly rates for the attorneys and professionals for

such matters.




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                    I declare under penalty of perjury that, to the best of my knowledge and after

reasonable inquiry, the foregoing is true and correct.

Dated: October 3, 2022

                                                  KABBAGE, INC. d/b/a KSERVICING et al.
                                                  (on behalf of itself and each of its affiliated
                                                  Debtors)


                                                  /s/ Holly Loiseau
                                                  Name: Holly Loiseau
                                                  Title: General Counsel and Secretary




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