Profiles · Officials · SBA
- Type
- Person
- Role
- Official · SBA
- Programs
- PPP, EIDL
- Updated
The profile
SBA Administrator since Feb. 20, 2025, and, as a 2020 senator, a vote for the CARES Act; under her the SBA has announced suspensions of PPP and EIDL borrowers in Minnesota and California.
- Pandemic-program role: Retrospective. As 2020 U.S. Senator she voted for the CARES Act (which created PPP/EIDL/SVOG); as the 28th SBA Administrator (sworn in Feb. 20, 2025) SBA has announced suspensions of PPP and EIDL borrowers in Minnesota and California. She did not administer the relief programs while they were being disbursed in 2020–2021.
- Institution · office: SBA · Administrator (head of agency) · Type: political
- Tenure (relief-relevant): SBA Administrator, Feb. 20, 2025 – present. (Earlier: U.S. Senator from Georgia, Jan. 6, 2020 – Jan. 20, 2021.)
The job (role mechanics)
- Level / appointment: PAS (Presidential appointment, Senate-confirmed): SBA Administrator. Confirmed 52–46 on Feb. 19, 2025; sworn in Feb. 20, 2025 (28th Administrator).
- Reports to: The President (Cabinet-rank agency head); the second Trump administration.
- Core responsibility: Head of the agency. SBA releases issued during her tenure announce the Minnesota and California borrower suspensions and the March 21, 2025 agency-wide reorganization.
- Expectations / mandate: Administer the Small Business Act and SBA's programs. Her Feb. 24, 2025 memo to staff lists her priorities for the agency.
- Tenure norm: Serves at the pleasure of the President (political). Her actual tenure: sworn in Feb. 20, 2025 – present (as of September 2026).
Who they are
Kelly Loeffler (born Nov. 27, 1970, Bloomington, Illinois) became the 28th Administrator of the U.S. Small Business Administration in February 2025. She was appointed as a Republican to the U.S. Senate from Georgia to fill the vacancy caused by the resignation of Johnny Isakson, served from January 6, 2020, to January 20, 2021, and was an unsuccessful candidate for election to the remainder of the term. Her SBA bio describes a 25-year career in financial services and technology, including as senior vice president of investor relations, chief communications officer and chief marketing officer at Intercontinental Exchange (ICE), and as founding CEO and first employee of Bakkt in 2018. The Senate biographical record lists her as owner of the Atlanta Dream professional women's basketball team. Her SBA bio notes she is "the only CFA® charterholder to ever serve in Congress."
Education
- B.S., University of Illinois at Urbana-Champaign, 1992. (Her SBA bio phrases it as a "bachelor's degree from the University of Illinois College of Commerce.")
- M.B.A., DePaul University, Kellstadt Graduate School of Business, 1999.
- Chartered Financial Analyst (CFA) charterholder.
Career before the pandemic
- Senior vice president of investor relations, chief communications officer and chief marketing officer at Intercontinental Exchange (ICE), and a member of its executive leadership team; her SBA bio says she contributed to more than a dozen transactions, including ICE's acquisition of the NYSE.
- In 2018, founding CEO and first employee of Bakkt, which her SBA bio describes as "a fintech startup formed to bring institutional infrastructure to the crypto asset class."
- Owner of the Atlanta Dream professional women's basketball team (Senate biographical record); her SBA bio calls her a "decade-long WNBA team owner."
- Appointed to the U.S. Senate to fill the vacancy caused by the resignation of Johnny Isakson; her service began Jan. 6, 2020.
Role in the pandemic relief programs
As Senator (2020). Loeffler was a sitting senator when the CARES Act (H.R. 748) passed the Senate 96–0 on March 25, 2020 (Senate Vote #80); she is among the 96 yeas (the four not voting were Thune, Paul, Romney, and Lee). The act created the Paycheck Protection Program, expanded EIDL, and seeded later relief like SVOG.
As SBA Administrator (2025–). SBA releases during her tenure announce borrower suspensions by state:
- Minnesota: SBA's Feb. 6, 2026 release says the agency "suspended 6,900 borrowers associated with 7,900 potentially fraudulent PPP and EIDL loans worth approximately $400 million."
- California (Feb. 6, 2026): suspended 111,620 California borrowers who had received 118,489 PPP/EIDL loans worth more than $8.6 billion.
- The same release says the agency "recently partnered with Palantir to expand the nationwide investigation into PPP and EIDL abuse."
Documents written or signed
- Day-one Administrator statement on being sworn in as the 28th SBA Administrator (SBA news release 25-31, Feb. 20, 2025).
- "Day One Priorities" memo to SBA staff (Feb. 24, 2025).
- SBA agency-wide reorganization announcement (March 21, 2025).
- SBA release announcing the California borrower suspensions (Feb. 6, 2026).
Career after / where they are now
Loeffler is the sitting SBA Administrator (as of September 2026). After her Senate defeat and before SBA, she founded Greater Georgia Action (an election-integrity/voter-outreach nonprofit) and RallyRight (a conservative tech startup), and served on several corporate and philanthropic boards, according to her SBA bio. Her Feb. 20, 2025 statement on being sworn in describes "a focus on Main Street, Made in America, and accountability."
Sources held in this archive
Original source documents and archived captures
- Senate biographical record Loeffler, L000594
- Senate confirmation, Roll Call Vote #59, Feb. 19, 2025 52–46 — via GovTrack
- SBA news release 25-31, "SBA Administrator Kelly Loeffler Issues Statement" sworn in as 28th Administrator, Feb. 20,...
- SBA, "SBA Administrator Loeffler Issues Memo on Day One Priorities," Feb. 24, 2025
- SBA, "Small Business Administration Announces Agency-Wide Reorganization," March 21, 2025
- SBA, "SBA Suspends 111,620 California Borrowers Suspected of Committing $8.6 Billion in Pandemic-Era Fraud," Feb. 6,...
- Official SBA bio
Sources (first-party)
- Official SBA bio: Official SBA bio (original: sba.gov · stored capture)
- SBA news release 25-31, "SBA Administrator Kelly Loeffler Issues Statement" (sworn in as 28th Administrator), Feb. 20, 2025: SBA news release 25-31, "SBA Administrator Kelly Loeffler Issues Statement" sworn in as 28th Administrator, Feb. 20,... (original: sba.gov · stored capture)
- SBA, "SBA Administrator Loeffler Issues Memo on Day One Priorities," Feb. 24, 2025: SBA Administrator Loeffler Issues Memo on Day One Priorities (original: sba.gov · stored capture)
- SBA, "Small Business Administration Announces Agency-Wide Reorganization," March 21, 2025: SBA, "Small Business Administration Announces Agency-Wide Reorganization," March 21, 2025 (original: sba.gov · stored capture)
- SBA, "SBA Suspends 111,620 California Borrowers Suspected of Committing $8.6 Billion in Pandemic-Era Fraud," Feb. 6, 2026: SBA Suspends 111,620 California Borrowers Suspected of Committing $8.6 Billion in Pandemic-Era Fraud (original: sba.gov · stored capture)
- Nomination record PN11-18, 119th Congress (SBA Administrator): Nomination record PN11-18, 119th Congress SBA Administrator (original: congress.gov)
- Senate confirmation, Roll Call Vote #59, Feb. 19, 2025 (52–46) — via GovTrack: Senate confirmation, Roll Call Vote #59, Feb. 19, 2025 52–46 — via GovTrack (original: govtrack.us · stored capture)
- CARES Act Senate passage, Roll Call Vote #80, March 25, 2020 (96–0): Vote 116 2 00080 Htm E57731fdb281bc09 (original: senate.gov · stored capture)
- Senate biographical record (Loeffler, L000594): Senate biographical record Loeffler, L000594 (original: bioguideretro.congress.gov · stored capture)