Profiles · PrincipalsControversial
- Type
- Person
- Role
- Executive
- Programs
- PPP
- Updated
The profile
A Cornelius, North Carolina woman who admitted, in a New Jersey federal case, to a multimillion-dollar COVID-19 relief fraud scheme involving at least 29 PPP loans totaling more than $3.5 million. Her sentencing, reset at least five times since November 2024, was set for Aug. 26, 2026 on the docket as refreshed July 16, 2026. "Lisa Smith" is a common name and this profile is limited to the individual named in this specific case.
Individuals whose conduct was challenged or called into question during or after the pandemic. See sources: Criminal complaint, July 12, 2023 Plea agreement, July 17, 2024
In the archive
Identity and role
Lisa Smith was a co-defendant in a bank-fraud conspiracy prosecuted in the U.S. District Court for the District of New Jersey, alongside Eric Rivera, Sieff Robert Sargeant, Adrienne Ponzo, James Wessels, Yasha Barjona, and William Ingram.
The scheme and pandemic-relief role
According to her July 2024 DOJ plea release, Smith obtained $125,000 in PPP loans for companies she controlled using fake bank statements and IRS tax forms, helped recruited applicants submit fraudulent applications, and received a percentage of the loan proceeds. The October 2024 sentencing release for KeyBank branch manager Tommy Hawkins states that Hawkins worked with Smith and Eric Rivera to recruit applicants to his Conshohocken, Pennsylvania branch and was to be paid $5,000 from the proceeds of each PPP loan he helped obtain.
Legal status / controversies
- Charged: July 19, 2023, by complaint with conspiracy to commit bank fraud and conspiracy to commit money laundering (DOJ release); initial appearance in the Western District of North Carolina.
- Pleaded guilty: July 17, 2024, to one count of bank fraud conspiracy, before U.S. District Judge Karen M. Williams in Camden (DOJ release, Dkt. 19 minute entry). The plea release scheduled sentencing for Nov. 21, 2024.
- Forfeiture: consent judgment with a $183,146.42 money judgment in favor of the United States, signed the day of the plea (Dkt. 22, July 17, 2024; docket).
- Not yet sentenced: the docket (we have copies of the PACER materials and adjournment letters) shows sentencing repeatedly reset; the currently scheduled date is cited to the docket as refreshed July 16, 2026.
Where they are now (2025–2026)
Awaiting sentencing as of the docket refreshed July 16, 2026.
Court records
- United States v. Lisa Smith — U.S. District Court, D.N.J. (No. 1:24-cr-00469-KMW)
Sources
- FDIC OIG, "Woman Admits to Multimillion-Dollar COVID-19 Relief Program Fraud": https://fdicoig.gov/news/investigations-press-releases/woman-admits-multimillion-dollar-covid-19-relief-program-fraud local copy
- DOJ USAO-NJ, "Woman Admits Multimillion-Dollar COVID-19 Relief Program Fraud Scheme" (July 18, 2024): Woman Admits Multimillion-Dollar COVID-19 Relief Fraud Scheme (original: justice.gov · stored capture)
- Local archive copy: DOJ 2024-07-18 woman admits multimillion dollar covid-19-relief program fraud scheme
- DOJ USAO-NJ, "Five Individuals Charged in Multi-State COVID-19 Relief Program Fraud Scheme" (July 19, 2023): 2023 07 19 Five Individuals Charged In Multi State Covid 19 Relief Program Fraud Sc 46964258 (original: justice.gov · stored capture)
- Local archive copy: 2023-07-19 five individuals charged in multi state covid-19-relief program fraud sc 46964258
- DOJ USAO-NJ, "Bank Manager Sentenced to 65 Months in Prison for Coordinating Multistate COVID-19 Relief Program Fraud Scheme" (Oct. 21, 2024): 2024 10 21 Bank Manager Sentenced To 65 Months In Prison For Coordinating Multistat 3305c8ca (original: justice.gov · stored capture)
- Local archive copy: 2024-10-21 bank manager sentenced to-65-months in prison for coordinating multistat 3305c8ca
- DOJ USAO-NJ, "Key Bank Agrees to Pay $7.7 Million to Resolve Branch Manager's Fraud" (Jan. 7, 2026): DOJ 2026 01 07 Keybank 7 7m Fca Settlement (original: justice.gov · stored capture)
- Local archive copy: DOJ 2026-01-07 KeyBank-7.7M FCA settlement
- Docket and filings, United States v. Smith, No. 1:24-cr-00469 (D.N.J.), PACER materials retrieved June 16, 2026: smith-1-24-cr-00469
- Plea-hearing minute entry, July 17, 2024 (Dkt. 19): gov.uscourts.njd.551908.19.0
- Consent judgment and order of forfeiture, $183,146.42 (Dkt. 22): gov.uscourts.njd.551908.22.0
- Adjournment letters (Dkts. 23, 25): gov.uscourts.njd.551908.23.0, gov.uscourts.njd.551908.25.0
- Related profile: Sieff Robert Sargeant
- Related profile: William Ingram
- Related profile: Yasha Barjona