Profiles · PrincipalsControversial
- Type
- Person
- Role
- Executive
- Programs
- PPP
- Updated
The profile
A Middletown, Delaware man charged with creating fake payroll checks and fraudulent tax forms in a multi-state COVID-19 relief fraud scheme. He pleaded guilty to bank fraud conspiracy on May 26, 2026 — four weeks before his scheduled jury trial. Sentencing is set for Oct. 13, 2026.
Individuals whose conduct was challenged or called into question during or after the pandemic. See sources: DOJ charging release, July 19, 2023 DOJ indictment release, April 17, 2024
Identity and role
James Wessels, 53, of Middletown, Delaware, was charged in the U.S. District Court for the District of New Jersey (Camden) in a multi-state COVID-19 relief fraud scheme, alongside Eric Rivera, Lisa Smith, Sieff Robert Sargeant, Adrienne Ponzo, Yasha Barjona, and William Ingram.
The scheme and pandemic-relief role
According to the July 2023 DOJ charging release , the scheme was orchestrated by Eric Rivera, who recruited businesses into the fraud and took a share of proceeds; Lisa Smith prepared fraudulent PPP applications; Sieff Robert Sargeant distributed fake payroll checks; Adrienne Ponzo prepared fraudulent EIDL applications; and Wessels's role was creating fake payroll checks. Per the April 2024 indictment release , Wessels also created fraudulent IRS tax forms for a fee for the PPP applications of companies Rivera controlled or recruited, and conspired with loan recipients to conceal that PPP proceeds were spent on non-payroll expenses.
Legal status / controversies
- Charged: July 19, 2023, by complaint with conspiracy to commit money laundering, U.S. District Court for the District of New Jersey (DOJ release); released on a $100,000 unsecured bond.
- Indicted: April 17, 2024, on one count of bank fraud conspiracy, three counts of bank fraud, and one count of money laundering conspiracy.
- Set for trial, then not: a Nov. 6, 2025 status conference set a jury trial for Rivera and Wessels for June 22, 2026 (Dkt. 105 minute entry). Rivera pleaded guilty on April 22, 2026, and on May 19, 2026 the government requested a change-of-plea hearing for Wessels and the court vacated the trial scheduling order (docket).
- Pleaded guilty: May 26, 2026, to Count 1 of the indictment — bank fraud conspiracy — before Judge Karen M. Williams (Dkt. 127 minute entry; plea agreement Dkt. 129, image-only). A consent forfeiture money judgment of $30,610 was entered the same day (Dkt. 130). No DOJ or FDIC OIG release announcing the plea has been located.
- Sentencing: set for Oct. 13, 2026 (Dkt. 127 / docket).
Where they are now (2025–2026)
Awaiting sentencing (set for Oct. 13, 2026) on the May 26, 2026 guilty plea to bank fraud conspiracy.
Sources
- FDIC OIG, "Five Individuals Charged in Multi-State COVID-19 Relief Program [Fraud Scheme]": https://fdicoig.gov/news/investigations-press-releases/five-individuals-charged-multi-state-covid-19-relief-program local copy
- DOJ USAO-NJ, "Five Individuals Charged in Multi-State COVID-19 Relief Program Fraud Scheme" (July 19, 2023): 2023 07 19 Five Individuals Charged In Multi State Covid 19 Relief Program Fraud Sc 46964258 (original: justice.gov · stored capture)
- Local archive copy: 2023-07-19 five individuals charged in multi state covid-19-relief program fraud sc 46964258
- DOJ USAO-NJ, "Three Individuals Indicted in Multistate COVID-19 Relief Program Fraud Scheme" (April 17, 2024): 2024 04 17 Three Individuals Indicted In Multistate Covid 19 Relief Program Fraud S 6cd843d2 (original: justice.gov · stored capture)
- Local archive copy: 2024-04-17 three individuals indicted in multistate covid-19-relief program fraud s 6cd843d2
- DOJ USAO-NJ, "Bank Manager Sentenced to 65 Months in Prison for Coordinating Multistate COVID-19 Relief Program Fraud Scheme" (Oct. 21, 2024): 2024 10 21 Bank Manager Sentenced To 65 Months In Prison For Coordinating Multistat 3305c8ca (original: justice.gov · stored capture)
- Local archive copy: 2024-10-21 bank manager sentenced to-65-months in prison for coordinating multistat 3305c8ca
- DOJ USAO-NJ, "Key Bank Agrees to Pay $7.7 Million to Resolve Branch Manager's Fraud" (Jan. 7, 2026): DOJ 2026 01 07 Keybank 7 7m Fca Settlement (original: justice.gov · stored capture)
- Local archive copy: DOJ 2026-01-07 KeyBank-7.7M FCA settlement
- Docket and filings, United States v. Rivera, Ponzo & Wessels, No. 1:24-cr-00267 (D.N.J.), PACER materials retrieved June 16, 2026: rivera ponzo wessels-1-24-cr-00267
- Indictment, entered April 18, 2024 (Dkt. 23): gov.uscourts.njd.546706.23.0
- Trial-setting minute entry, Nov. 6, 2025 (Dkt. 105): gov.uscourts.njd.546706.105.0
- Full-case docket view and Wessels-specific filings, retrieved July 16, 2026: rivera ponzo wessels-1-24-cr-00267-maincase
- Change-of-plea minute entry, May 26, 2026 (Dkt. 127): gov.uscourts.njd.546705.127.0
- Plea agreement (Dkt. 129): gov.uscourts.njd.546705.129.0
- Consent judgment and order of forfeiture, $30,610 (Dkt. 130): gov.uscourts.njd.546705.130.0
- Related profile: Eric Rivera
- Related profile: Adrienne Ponzo