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Home Court filings United States v. Bridgitte Keim Motion - United States v. Bridgitte Keim

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Motion - United States v. Bridgitte Keim

Filed March 10, 2022 in U.S. v. Keim; one of 7 filings from this case.

Record facts

CourtU.S. District Court, Middle District of Florida
Filed2022-03-10

U.S. District Court, Middle District of Florida · No. 8:21-cr-00370 · Doc. 20 · 2022-03-10 · Docket on CourtListener

Full text

UNITED STATES DISTRICT COURT 
MIDDLE DISTRICT OF FLORIDA 
TAMPA DIVISION 
 
UNITED STATES OF AMERICA 
 
v. 
 
 
Case No. 8:21-cr-370-CEH-JSS 
 
 
BRIDGITTE KEIM 
 
 
UNITED STATES’ MOTION 
FOR ORDER OF FORFEITURE 
 
Pursuant to 18 U.S.C. § 982(a)(2)(A) and Rule 32.2(b)(2) of the Federal Rules 
of Criminal Procedure, the United States of America hereby files this motion for an 
order of forfeiture against the defendant in the amount of $7,500, representing the 
amount of proceeds she obtained as a result of her bank fraud scheme, charged in 
Count One of the Information. 
The United States further asks that, in accordance with her Plea Agreement 
(Doc. 5 at 9), the order of forfeiture become final as to the defendant at the time it is 
entered.  In support of its motion, the United States submits the following 
memorandum of law. 
MEMORANDUM OF LAW 
I. 
Statement of Facts 
A. 
Allegations Against the Defendant  
1. 
The defendant was charged in an Information with one count of a bank 
fraud scheme, in violation of 18 U.S.C. §§ 1344 and 2.  Doc. 1.  
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2. 
The Information also contained forfeiture allegations putting the 
defendant on notice that, pursuant to 18 U.S.C. § 982(a)(2)(A), among others, the 
United States would seek an order of forfeiture in the amount of approximately 
$7,500, representing the proceeds obtained from the offenses.  Id. at 7. 
B. 
Finding of Guilt and Admissions of Fact 
3. 
On January 5, 2022, the defendant pled guilty to Count One of the 
Information before United States Magistrate Judge Julie S. Sneed, who 
recommended that the defendant=s guilty plea be accepted.  Docs. 12, 14.  On 
January 25, 2022, United States District Judge Charlene Edwards Honeywell 
accepted the defendant’s plea and adjudicated her guilty.  Doc. 17.  The defendant=s 
sentencing is currently set for April 8, 2022. 
 
4. 
On pages 17 through 21 of her Plea Agreement (Doc. 5), the defendant 
admitted, among other things, that from at least in or around April 2021 and 
continuing through July 2021, the defendant engaged in a scheme to defraud the 
United States Small Business Administration (SBA) by obtaining money under the 
control of Bank 1, by fraudulent pretenses.  Specifically, the defendant recruited 
family members and friends to participate in the SBA Paycheck Protection Program 
(PPP) which was a loan program under the Coronavirus Aid, Relief, and Economic 
Security (CARES) Act that provided the authorization of forgivable loans to small 
businesses for job retention and certain other expenses. 
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As part of the bank fraud scheme, the defendant (1) told her family members 
and friends that she would prepare all necessary PPP loan paperwork knowing full 
well that the vast majority of the applicants did not have existing businesses, (2)  
created fictitious businesses for the individuals she recruited in order for the 
applicants to purportedly qualify for SBA guaranteed PPP loans at Bank 1 (3) created 
email addresses for the applicants she recruited for the purpose of submitting PPP 
documents to Bank 1 and communicating with Bank 1 loan officers to give the false 
appearance to the loan officers that they were communicating with the actual 
prospective borrower, not her, (4) prepared and submitted to Bank 1 fraudulent PPP 
loan applications and supporting financial information on behalf of relatives or 
friends containing material false, fraudulent, and misleading statements in order to 
qualify the individuals she recruited, (5) made material false, fraudulent, and 
misleading statements to Bank 1 and the SBA related to the use of the PPP funds in 
multiple PPP loan applications she submitted on behalf of her relatives, (6) sent text 
messages containing the names of the fictitious businesses, false financial 
information, and the email addresses she created to the relatives she recruited so that 
these individuals could answer any questions from bank employees about the loan 
applications, and (7) used the PPP funds for unauthorized purposes and for her own 
personal enrichment.  
 
For example, the defendant recruited her relative, G.H., to participate in her 
bank fraud scheme, wherein she told G.H. that she would handle all of the 
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paperwork to file for “COVID money,” and in return she would get half of whatever 
money G.H. qualified for.  Based on the defendant’s materially false statements in 
the PPP loan application, Bank 1 approved and funded a PPP loan in the name of 
G.H.  Subsequently, on March 25, 2021, the defendant diverted $7,500 in G.H.’s 
PPP loan proceeds to her personal account at Bank 1. 
C. 
Admissions Relating to Forfeiture 
 
5. 
In paragraph 12 of her Plea Agreement, pursuant to 18 U.S.C. § 
982(a)(2)(A), the defendant agreed to forfeit at least $7,500, which she agreed 
represents the proceeds she obtained from the offense.  Doc. 5 at 8.  The defendant 
further admitted that as a result of the acts and omissions of the defendant, the 
proceeds have been transferred to third parties and cannot be located by the United 
States upon the exercise of due diligence.  Id.  
II. 
Applicable Law 
 
 
 
The United States is entitled to an order of forfeiture against the defendant, 
pursuant to 18 U.S.C. § 982(a)(2)(A), which provides for the forfeiture of any 
property which constitutes, or is derived from, proceeds obtained directly or 
indirectly, as a result of a violation of 18 U.S.C. § 1344 (bank fraud).   
 
For cases in which a defendant no longer has the actual dollars or property 
traceable to proceeds in her possession, or the government cannot locate those assets, 
the obligation to forfeit simply takes the form of an order of forfeiture in favor of the 
United States.  See United States v. Padron, 527 F.3d 1156, 1161-62 (11th Cir. 2008).  
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Rule 32.2(b)(1) provides that, where the government seeks an order of forfeiture, the 
Court must determine the amount of money that the defendant will be ordered to 
pay. 
The defendant admitted that she has dissipated the criminal proceeds that she 
obtained from her offense.  Doc. 5 at 8.  Because the United States could not locate 
the specific property constituting or derived from the proceeds the defendant 
obtained from her bank fraud scheme, the United States seeks an order of forfeiture 
against the defendant in the amount of $7,500, pursuant to Rule 32.2(b)(2).  As the 
defendant has agreed, she obtained $7,500 in proceeds as a result of her bank fraud 
scheme.  If the Court finds that at least $7,500 was obtained by the defendant, and 
that she has dissipated those proceeds, then it is appropriate for the Court to enter an 
order of forfeiture against the defendant in that amount pursuant to Rule 32.2(b)(2).  
III. 
Conclusion 
For the reasons stated above, the United States requests that, pursuant to 18 
U.S.C. § 982(a)(2)(A) and Rule 32.2(b)(2), the Court enter an order of forfeiture 
against the defendant in the amount of $7,500, for which she will be held liable.   
The United States further requests that, because the $7,500 in proceeds was 
dissipated by the defendant, the United States may seek, as a substitute asset, 
pursuant to 21 U.S.C. § 853(p), as incorporated by 18 U.S.C. § 982(b)(1), forfeiture 
of any of the defendant’s property up to the value of $7,500.   
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The United States further requests that, in accordance with her Plea 
Agreement (Doc. 5 at 9), the order of forfeiture become final as to the defendant at 
the time it is entered. 
As required by Federal Rule of Criminal Procedure 32.2(b)(4)(B), the United 
States requests that the Court include the forfeiture when orally pronouncing the 
sentence and in the judgment.  See Fed. R. Crim. P. 32.2(b)(4)(B) and United States v. 
Kennedy, 201 F.3d 1324, 1326 (11th Cir. 2000). 
 
 
The United States further requests that the Court retain jurisdiction to address 
any third party claim that may be asserted in these proceedings, to enter any further 
order necessary for the forfeiture and disposition of such property, and to order any  
substitute assets forfeited to the United States up to the amount of the order of 
forfeiture. 
 
 
 
 
Respectfully submitted, 
ROGER B. HANDBERG 
United States Attorney 
 
 
By: 
s/Suzanne C. Nebesky                                
 
 
 
 
 
 
SUZANNE C. NEBESKY 
Assistant United States Attorney 
Fla. Bar No. 59377 
400 N. Tampa Street, Suite 3200 
Tampa, Florida 33602 
Tel:   (813) 274 6000 
 
E-mail: suzanne.nebesky@usdoj.gov 
 
 
 
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CERTIFICATE OF SERVICE 
 
I hereby certify that on March 10, 2022, I electronically filed the foregoing 
with the Clerk of the Court by using the CM/ECF system which will send a notice of 
electronic filing to counsel of record. 
 
s/Suzanne C. Nebesky                       
SUZANNE C. NEBESKY 
Assistant United States Attorney 
Case 8:21-cr-00370-CEH-T_W     Document 20     Filed 03/10/22     Page 7 of 7 PageID 86

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