Case docket
Prestamos CDFI, LLC — filings from five federal prosecutions
Prestamos CDFI, LLC — filings from five federal prosecutions — 7 documents in the archive, dated February 8, 2023 to December 8, 2025.
Case facts
| Court | U.S. District Courts for the Eastern District of Washington, Southern District of Florida, Central District of California, Southern District of Alabama and Middle District of Alabama (1 filing each) |
|---|---|
| Docket numbers | No. 2:22-cr-00053 — main docket · CourtListener docket 99181 No. 9:23-cr-80037 (no document in the archive is numbered on it) — other docket filed with this case No. 2:24-cr-00570 (no document in the archive is numbered on it) — other docket filed with this case No. 2:24-cr-00211 (no document in the archive is numbered on it) — other docket filed with this case No. 23-00156 (no document in the archive is numbered on it) — other docket filed with this case |
| Filings | 7 public filings |
| Filed | 2023-02-08 – 2025-12-08 |
| Original PDFs | 7 of 7 |
Case summary
This route collects five filings from five separate federal prosecutions linked by a lender, Prestamos CDFI, LLC, described in the documents as a Small Business Administration authorized Paycheck Protection Program lender. They are the plea agreements of Natasha Ann Opsal, No. 2:22-cr-00053-TOR, Kyle Charles Young, in the Southern District of Florida, and Marcus Cobbs, Criminal No. 23-00156 in the Southern District of Alabama; the indictment of September 26, 2024 in United States v. Claire Patricia Haviland and others, No. 2:24-cr-00570-WLH; and a memorandum opinion and order on restitution of December 8, 2025 in United States v. Michelle Denise McIntyre, No. 2:24-cr-211-ECM. Young agreed to plead guilty to a one-count information charging wire fraud, and Cobbs pleaded guilty to count one of an indictment charging conspiracy to commit wire fraud.
Case at a glance
| Parties | United States as plaintiff; defendants Natasha Ann Opsal, Kyle Charles Young, Marcus Cobbs, Claire Patricia Haviland and the co-defendants named in that indictment, and Michelle Denise McIntyre. Prestamos CDFI, LLC is named as the lender, not as a defendant |
|---|---|
| Court and docket | No. 2:22-cr-00053-TOR (Opsal); U.S. Attorney's Office for the Southern District of Florida (Young); Southern District of Alabama, Southern Division, Criminal No. 23-00156 (Cobbs); U.S. District Court for the Central District of California, No. 2:24-cr-00570-WLH (Haviland); U.S. District Court for the Middle District of Alabama, Northern Division, No. 2:24-cr-211-ECM (McIntyre) |
| Program | Paycheck Protection Program (PPP), including CARES Act eligibility, the lender fee the SBA remits and loans underwritten by Prestamos CDFI, LLC |
| Claims | Wire fraud, 18 U.S.C. § 1343 (Young); conspiracy to commit wire fraud, 18 U.S.C. § 1349 (Cobbs); count one of the Haviland indictment is brought under 18 U.S.C. § 1962(d); McIntyre was named in a thirteen-count indictment of June 4, 2024 |
| Disposition or status | Pleas of guilty for Young and Cobbs; a restitution order for McIntyre. The Haviland case is pending as of September 26, 2024, the date of the indictment on this page; the charges are allegations. The Opsal plea agreement's extracted text is page stamps only, so its terms are not readable here. Natasha Ann Opsal was sentenced on May 10, 2023 to 6 months' imprisonment on Count 3, with restitution of $61,247.00 and a $100.00 assessment (judgment, Dkt. 54); an amended judgment changes the priority of restitution (amended judgment, Dkt. 56) |
| Status checked | 2026-09-23 · against the court docket and DOJ press releases through 2026-09-22 |
What restitution did the December 2025 opinion order?
That Michelle Denise McIntyre must make restitution of $755,850.08 to the Small Business Administration and $19,523.44 to Prestamos CDFI.
What do the plea agreements say about the loans?
The Young agreement records that an application stating the entity was operational during the COVID pandemic period was approved and funded by Prestamos CDFI, LLC, an SBA authorized lender. The Cobbs agreement records a Paycheck Protection Program loan funded in the amount of $20,415.00 by Prestamos, whose creation and disbursement also caused the SBA to remit a $2,500.00 lender fee.
How does the Haviland indictment describe the lenders?
As participating lenders, naming Fountainhead SBF LLC, Harvest Small Business LLC and Prestamos CDFI, LLC, that underwrote and approved Paycheck Protection Program loans and funded approved loans with their own monies, which were guaranteed by the Small Business Administration.
Docket
7 documents in docket-entry order; attachments follow their entry. Gaps name the entries we do not have.
No. 2:22-cr-00053 — main docket
- Plea Agreement — United States v. Natasha Ann Opsal (E.D. Wash.)Entry 43 · CourtListener docket 99181
Documents without an entry number
- Plea Agreement — United States v. Kyle Charles Young (S.D. Fla.) · CourtListener docket 637196
- Plea Agreement — United States v. Marcus Cobbs (S.D. Ala.) · CourtListener docket 72361
- Indictment — United States v. Claire Patricia Haviland et al. (SFV Enterprise) (C.D. Cal.) · CourtListener docket 942813
- Memorandum Opinion and Order on Restitution — United States v. Michelle Denise McIntyre (M.D. Ala.) · CourtListener docket 83197
- undatedIndictment — United States v. Haviland et al. (C.D. Cal. No. 2:24-cr-00570, Dkt. 1) · CourtListener docket 942816
- undatedIndictment — United States v. Haviland et al. (C.D. Cal. No. 2:24-cr-00570, Dkt. 1) · CourtListener docket 942821
Court, dates and docket numbers are as recorded on the filings.