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Home Court filings USA v. SHEPPARD United States v. Eric Dean Sheppard — S.D. Fla., No. 1:22-cr-20290-BB Transcript of Restitution Hearing as to Eric Dean Sheppard — USA v. Sheppard (Dkt. 300, S.D. Fla.)

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Transcript of Restitution Hearing as to Eric Dean Sheppard — USA v. Sheppard (Dkt. 300, S.D. Fla.)

Filed October 9, 2024 in USA v. Sheppard; one of 253 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of Florida
Filed2024-10-09

U.S. District Court for the Southern District of Florida · No. 1:22-cr-20290-BB · Doc. 300 · 2024-10-09 · Docket on CourtListener

Full text

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UNITED STATES DISTRICT COURT
SOUTHERN DISTRICT OF FLORIDA
CRIMINAL DIVISION
CASE NO. 22-CR-20290-BB-1 
UNITED STATES OF AMERICA, 
Miami, Florida 
Plaintiff,
August 23, 2024
vs.
 
1:28 PM - 2:36 PM
ERIC DEAN SHEPPARD,
 
Defendant. 
Pages 1 to 53
____________________________________________________________
TRANSCRIPT OF RESTITUTION HEARING
HELD BEFORE THE HONORABLE BETH BLOOM
UNITED STATES DISTRICT JUDGE
LANCE W. STEINBEISSER, FCRR, RPR, FPR-C
Official Court Reporter
United States District Court
400 North Miami Avenue 
Miami, Florida 33128
305.523.5633
Proceedings recorded by mechanical stenography; transcript 
produced by computer-aided transcription. 
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APPEARANCES:
 
FOR THE GOVERNMENT:
 
AIMEE JIMENEZ, AUSA
ANA MARIA MARTINEZ, AUSA 
MITCHELL E. HYMAN, AUSA 
United States Attorney's Office 
99 Northeast Fourth Street
Miami, Florida 33132
aimee.jimenez@usdoj.gov
ana.maria.martinez@usdoj.gov
mitchell.hyman@usdoj.gov 
305-530-7976 
ON BEHALF OF THE DEFENDANT: 
HOWARD M. SREBNICK, ESQ. 
Black Srebnick, P.A.
201 South Biscayne Boulevard, Suite 1300
Miami, Florida 33131
hsrebnick@royblack.com
305-371-6421 
JASON ZARROW, ESQ.
O'Melveny & Myers LLP                         
400 South Hope Street, 18th Floor
Los Angeles, California 90071
jzarrow@omm.com
213-430-8367 
JAYNE CLAIRE WEINTRAUB, ESQ.
Sale & Weintraub, P.A.                         
Two South Biscayne Boulevard, 21st Floor
Miami, Florida 33131 
jweintraub@saleweintraub.com
305-374-1818 
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JONATHAN ETRA, ESQ.
CHRISTOPHER C. CAVALLO, ESQ. 
Nelson Mullins Broad and Cassel                         
2 South Biscayne Boulevard, Floor 21
Miami, Florida 33131 
jonathan.etra@nelsonmullins.com
chris.cavallo@nelsonmullins.com 
305-373-9400 
 
RICHARD C. KLUGH, ESQ.
Richard C. Klugh, P.A.                         
40 Northwest Third Street, Penthouse 1
Miami, Florida 33128 
rickklu@aol.com
305-536-1191 
ALSO PRESENT:  Shannon Culbertson, Probation Officer
               Sarah Halleran, Special Agent 
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(Call to the Order of the Court.) 
THE COURTROOM DEPUTY:  Calling Criminal Case 
Number 22-20290, United States of America versus Eric Dean 
Sheppard.  
Counsel, please state your appearances for the 
record. 
MS. JIMENEZ:  Good afternoon, Your Honor.  Aimee 
Jimenez for the United States.  With me are Assistant United 
States Attorneys Ana Maria Martinez, Mitch Hyman, and FBI 
Special Agent Sarah Halleran. 
THE COURT:  Good afternoon to each of you. 
MR. SREBNICK:  Good afternoon, Your Honor.  On behalf 
of Mr. Sheppard, who's present in the courtroom, Howard 
Srebnick, Jason Zarrow, Richard Klugh, Jane Weintraub. 
MS.  WEINTRAUB:  Good afternoon, Your Honor. 
THE COURT:  Hi.  Good afternoon to each of you.  
May I have the name of the probation officer who is 
also present in the courtroom?  
THE PROBATION OFFICER:  Good afternoon, Your Honor.  
Shannon Culbertson on behalf of the probation office. 
THE COURT:  Good afternoon, Officer.
MR. SREBNICK:  Judge, Mr. Etra and Mr. Cavallo just 
walked in. 
THE COURT:  All right.  Good afternoon to each of you 
as well.  
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Let me first state that the purpose of this 
proceeding is for the limited issues of restitution and 
forfeiture.  I do want to note for purposes of logistics that 
as the defendant has represented and as the Court has 
confirmed, the defendant's designated institution is FCI 
Miami.  The court ordered that Mr. Sheppard surrender today -- 
to self-surrender either at the institution designated by the 
marshal or at the United States Marshal Service by 4:00 PM.  
However, FCI Miami will only intake until 
approximately 2:00, 2:30 at the latest.  So I do wish to 
advise.  I'm not certain how long this proceeding is going to 
take, but Mr. Sheppard would then just self-surrender to the 
marshal this afternoon. 
MR. SREBNICK:  So, Your Honor, on that issue, two 
things.  When we spoke last time about self-surrender, we had 
told you we would notify you of the destination.  In the 
interim -- I assume the Court knows, but in case you don't, we 
had asked the Court of Appeals to consider giving Mr. Sheppard 
bail pending appeal.  A one-judge decision was rendered today 
denying bail pending appeal.  And we believe under the rules 
we can ask the court -- the three-judge court to consider that 
issue, and we intend to ask the court over the weekend to have 
a second judge consider bail pending appeal. 
THE COURT:  Then if the Eleventh Circuit Court of 
Appeals determines that bail is appropriate pending the 
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appeal, then it can enter its order and he can be released 
from the institution. 
MR. SREBNICK:  So unless the Court would consider 
extending his surrender until Monday or Tuesday to give the 
Court of Appeals that chance, if the Court would do that, we 
would request that to give the court a chance to consider that 
and so that Mr. Sheppard can stay with us here today.  So 
that's my first request, if the Court would consider extending 
his surrender until Tuesday to give the court until Monday to 
consider our motion. 
THE COURT:  The court meaning the Eleventh Circuit 
Court of Appeals. 
MR. SREBNICK:  Exactly. 
THE COURT:  Does the Government wish to be heard?  
MS. JIMENEZ:  The Government opposes that request. 
THE COURT:  I'm sorry?  I didn't hear you. 
MS. JIMENEZ:  The Government opposes that request. 
THE COURT:  Did you say you're not opposed?  
MS. JIMENEZ:  The Government opposes that request. 
THE COURT:  All right.  Well, what's the second 
question, Mr. Srebnick?  
MR. SREBNICK:  Well, if the Court doesn't give him an 
extended surrender until Tuesday, then we would ask that he be 
permitted to excuse himself from here so he can get to the 
institution -- I think it's a satellite camp Miami, actually.  
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Because if he doesn't get there, he loses all the credits -- 
FSA credits that start to accumulate on the day you enter.  If 
he goes to the marshals and they hold him for days or weeks, 
he loses that benefit that other inmates get.  I have this 
issue in another case right now.  That's the way the BOP 
interprets how FSA credits accumulate. 
THE COURT:  Is Mr. Sheppard absenting himself from 
these proceedings voluntarily and he agrees to waive his 
presence at this proceeding for purposes of restitution and 
forfeiture?  
MR. SREBNICK:  Only if he's required to surrender 
today; otherwise, he would stay and participate. 
THE COURT:  Well, I did state, Mr. Srebnick, I don't 
see any basis.  It's not as if the Court of Appeals has stated 
that they are going to agree to a bond pending appeal.  And to 
the extent that they do, sir, then you can immediately seek 
his release by the posting of the bond that the Eleventh 
Circuit requires. 
MR. SREBNICK:  Understood.  
So with that, he would ask to be excused from today's 
proceeding.  We'll cover for him so that he can make it to the 
institution by the time you just indicated. 
THE COURT:  Is that correct, Mr. Sheppard?  Today, 
we're going to address the issues of forfeiture and 
restitution.  Are you waiving your presence, sir?
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THE DEFENDANT:  I am. 
THE COURT:  All right, then.  
(The defendant was excused.) 
THE COURT:  All right.  Let us proceed.  First, with 
the issue of forfeiture, the Government has filed a notice on 
forfeiture, Docket Entry 289, stating that the United States 
seeks only a forfeiture/money judgment in the amount of 
$146,587 based on the April 15, 2020, Alafaya Trails PPP loan, 
under 18, United States Code, Section 981(a)(1)(C), one of the 
loans of which the United States seeks restitution.  
Is there any objection to the Court entering an order 
of forfeiture with regard to that amount?  
MR. SREBNICK:  Yes, but let me just explain what 
we've agreed with the Government --
THE COURT:  All right. 
MR. SREBNICK:  -- because we've reached an agreement.  
Mr. Sheppard has delivered a cashier's check in the 
amount of $146,457, the loan amount, which he is repaying 
ahead of this -- of the Court's hearing today so that that 
would moot out the issue of restitution -- 
THE COURT:  With regard to the SBA loan?  
MR. SREBNICK:  Yes, Your Honor.  This would be the 
April 2020 loan.  From our perspective, it was not a count of 
conviction.  We understand the Court expressed its view.  And 
so Mr. Sheppard has agreed to just pay it back.  In doing 
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that, the Government agrees that once this cashier's check is 
acknowledged by the SBA, that would then credit against 
forfeiture as well and so that we would no longer have a 
forfeiture issue in this case. 
THE COURT:  Is that correct?  
MR. HYMAN:  Yes, Your Honor, we would just file a 
notice on forfeiture at a later point in time once it's -- 
once it's verified. 
THE COURT:  All right.  Then the Court will wait for 
that notice and not enter an order as requested. 
MR. SREBNICK:  In addition, today, Mr. Sheppard is 
also agreeing to pay voluntarily the interest on that loan, 
which was $1,582.55, as well as the processing fees that were 
identified to us by Government counsel in the amount of 
$22,172.25.  And so that would moot out the issue of the 
restitution that the Government was seeking for those 
particular amounts.  And that would leave you, Judge, with the 
only issue, I believe, remaining for today would be the 
restitution that was being sought by Mr. Cupersmith. 
THE COURT:  All right, then.  Then let us address the 
restitution that the Government is claiming with regard to 
Mr. Cupersmith.  And as the parties are well aware, the Court 
entered a judgment of acquittal with regard to the aggravated 
identity theft counts.  
So my question to the Government is why would the 
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Government be entitled to restitution with respect to 
Mr. Cupersmith?  
MS. JIMENEZ:  Yes, Your Honor.  Under the Mandatory 
Victim Restitution Act, 18, USC, 3663A, there is restitution 
which is mandatory -- I'm having difficulty with my eyes 
again -- restitution is mandatory for victims of fraud 
offenses, including in a case in which an offense involves as 
an element a scheme, a conspiracy, or pattern of criminal 
activity any person directly harmed by the defendant's 
criminal conduct in the course of the scheme, conspiracy, or 
pattern. 
And the statute talks about two different concepts:  
The concept of harm and the concept of loss.  And obviously, 
first, to determine that the individual is a victim, the 
individual must be directly harmed by the defendant's criminal 
conduct.  And here being that it was a scheme, he would be 
directly harmed by the defendant's criminal conduct in the 
course of the scheme. 
And the case law in the Eleventh Circuit is clear, 
obviously, which was the issue that is no longer an issue with 
respect to the SBA that a victim who's harmed in the course of 
a scheme, whether or not it is a charged -- directly charged 
in the indictment, if the conduct is relevant conduct, that 
harm is recoverable -- or losses resulting from that harm are 
recoverable.  Here we have a victim who was harmed by the wire 
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fraud scheme, both the counts that are specifically listed in 
the indictment, Counts 7, 8, and 9, for which the defendant 
was convicted, and as well as the relevant conduct -- well, I 
should say -- let me leave the relevant conduct out because 
there wasn't a tax return associated with that one. 
So Mr. Cupersmith, as the Court knows, was someone 
whose identity was used in connection with the fraudulent tax 
returns that were submitted.  One of the cases that I cited in 
the memorandum that I had filed, In Re: Stewart, 552 F.3d 
1285, Eleventh Circuit, 2008, that was a case in which the 
defendant was a bank executive charged with conspiracy to 
deprive the bank of services in connection with an illegal 
fee-splitting arrangement with the developers.  
The home purchasers who had paid a mortgage brokerage 
fee to the bank had sought to be part of the case under the 
Crime Victim's Rights Act, which is similar language regarding 
the definition of a victim.  The district court denied that 
request, deeming they were not victims, and then the Eleventh 
Circuit granted a writ of mandamus for the home purchasers to 
be deemed victims in that case. 
The Court said in that case as to the Crime Victim's 
Rights Act, it says, "It does not limit the class of crime 
victims to those whose identity constitutes an element of the 
defense or who happen to be identified in the charging 
document.  The statute, rather, instructs the district court 
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to look at the offense itself only to determine the harmful 
effects the offense has on parties.  Under the plain language 
of the statute, a party may qualify as a victim even though it 
may not have been the target of the crime as long as it 
suffers harm as a result of the crime's commission." 
Here, of course, we have the defendant who pretended 
that those falsified tax returns were Mr. Cupersmith's work 
product.  There was obvious identity theft in the commission 
of the wire fraud, and I think the Court acknowledged that.  
Maybe not aggravated identity theft under post-Dubin standard, 
according to the court, but I think the Court acknowledged 
that there was identity theft.  
Mr. Cupersmith's name, his signature, his prepared 
tax identification number, which is nonpublic information, 
housed with the IRS, the name of his firm -- his entire 
professional identity was used in the commission of this 
crime. 
And I would say looking, for instance, at the 
run-of-the-mill white collar investigation/white collar case 
where it's not uncommon to subpoena the records of an 
accountant or an accounting firm and to have an accountant 
testify even in the PPP context.  If you envision, for 
instance -- which the defendant did here as well -- a 
defendant who submits or an applicant who submits a ledger 
with a long list of purported employees with purported wages 
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paid, which is false, and the Government in its investigation 
subpoenas the financial records of the accountant to 
determine, you know, what records were actually provided to 
the accountant, and the accountant produces those records and 
the accountant maybe testifies at the trial regarding those 
records. 
We are in an entirely different universe here with 
respect to Mr. Cupersmith.  Mr. Cupersmith has to 
affirmatively convince the FBI that he did not take part in 
this crime, that he did not commit this crime, that he -- even 
though the signatures look like his, that he did not sign -- 
he did not prepare the tax returns, that he did not sign the 
tax returns and that even this nonpublic information that was 
used on those tax returns, PTIN, that he did not commit the 
crime.  
And so the costs associated with that is the loss 
that would be quantified, that is, him responding to 
subpoenas, him producing records, him being interviewed by the 
FBI, him letting the FBI see that the records that he actually 
prepared were different from the ones that were filed with 
those loan applications, and then, of course, having to be 
part of these proceedings.  
But I think as a threshold matter, he is in a very 
different position as a victim than someone who's merely a 
witness producing records in the case, Your Honor. 
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THE COURT:  And the Court even accepts the argument 
that this is somehow related to the offense of conviction and 
that Mr. Cupersmith is a victim under the Mandatory Victims 
Restitution Act.  I'm unclear -- and perhaps you can clarify 
for the Court -- how Mr. Cupersmith's claim for attorneys' 
fees with regard to his investigation or participation in the 
Government's investigation and his response to certain 
subpoenas and the hiring of an attorney for those purposes, 
how that is based on the loss actually caused by the 
defendant's conduct.  
If he's participating in response to the Government's 
subpoena and the Government's investigation, how is that a 
loss directly attributable to Mr. Sheppard's conduct?  
MS. JIMENEZ:  Well, Your Honor, under the statute, 
Subsection B4, it provides for -- in any case reimburse the 
victim for lost income, which is obviously the schedule that 
he provided for himself and his firm, the time that they had 
to spend looking for records, reviewing the records, producing 
the records, meeting with the Government to prepare for the 
trial.  All of that lost income, which is -- for him and his 
firm -- it's his firm -- is directly reimbursable as a -- 
under the statute.  So that's part of the cost associated with 
his -- that he's entitled to recover. 
As for attorneys' fees, that same paragraph refers to 
other expenses related to participation in the investigation 
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or prosecution of the offense or attendance in proceedings.  
Attorneys' fees have been deemed to be recoverable.  A lot -- 
THE COURT:  Is there a case that you can provide to 
the Court where attorneys' fees were recoverable because an 
alleged victim -- in this case Mr. Cupersmith is a victim of 
the aggravated identity theft -- responded to a subpoena 
issued by the Government?  
MS. JIMENEZ:  Well, so let me just say that 
Mr. Cupersmith -- because this was a criminal matter in which 
he was implicated -- retained counsel to deal with the FBI, to 
deal with the Government -- I have a case.  It's a Southern 
District of Florida case, US versus Fiorentino, 149 F. Supp. 
3rd 1352.  I don't remember the particulars of the case at 
this moment, but there were attorneys' fees that were awarded 
under Subsection B4 of the statute, which is the other 
expenses associated with the investigation and prosecution of 
the offense.  
And then there's, of course, Second Circuit case 
law -- the Battista case that involved the NBA as a victim out 
of the Second Circuit, which I had previously cited -- and I 
have that case, 575 F.3d 226, 2009, the same thing.  The 
attorneys' fees were deemed other expenses relating to the 
investigation and prosecution of the offense.  And because the 
NBA in that case was deemed to be a victim of the fraud, those 
attorneys' fees were recoverable.  
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There's also Bahel, US versus Bahel, B-A-H-E-L, 662 
F.3d 610.  Again, Second Circuit, 2011.  The same result where 
attorneys' fees were recoverable. 
So under that provision of the statute, it has been 
interpreted to allow the attorneys' fees of the victim to be 
recovered.  
THE COURT:  Are you waiting for me?  I'm reading what 
you -- 
MS. JIMENEZ:  I thought you were reading something, 
Your Honor.  
So the case law, as I understand it, has interpreted 
that phrase as other expenses related to the participation in 
the investigation and prosecution of the offense were 
intendant to the proceedings to allow the recovery of 
reasonable attorneys' fees.  And that is what Mr. Cupersmith 
has been requesting.  We have removed the travel of counsel 
and the court appearance of counsel from the attorneys' fees, 
which we do not think are appropriate fees to be recovered.  
THE COURT:  Are those items subtracted from the 
amount you're seeking?  
MS. JIMENEZ:  Yes.  They were included in the billing 
schedule that Mr. Cupersmith's counsel provided, but we 
deducted that amount from the total, since we asked him to 
give us the categories of expenditures.  And so we removed 
those from the total attorneys' fees we are seeking. 
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THE COURT:  All right.  I'm just looking at the last 
case that you cited.   
MS. JIMENEZ:  And the earlier pleading that I had 
filed, Your Honor, was Docket Entry 258.  
THE COURT:  I'm sorry.  What is included in 258?  
MS. JIMENEZ:  It's the docket entry of the filing I 
had made before, when we were proceeding to sentencing, and I 
had cited the cases to establish Mr. Cupersmith as a victim.  
You have the Stewart case, the Battista case...  
THE COURT:  I don't know why this isn't letting me 
in.  Hold on.  I'm having issues with Westlaw right now.  575 
F.3d 226, do you have a copy of it?  
MS. JIMENEZ:  I do, Your Honor.  
THE COURT:  Thank you.  Appreciate it.  
MS. JIMENEZ:  That was the betting scheme in which an 
NBA referee had provided nonpublic information belonging to 
the NBA to the individuals who were placing these bets.  The 
court first deemed the NBA was a victim.  Private information 
had been used.  
And secondly, part of the restitution included their 
attorneys' fees associated with the investigation and 
prosecution of the offense.  
THE COURT:  All right.  Is there anything further, 
Ms. Jimenez?  
MS. JIMENEZ:  No, Your Honor. 
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THE COURT:  Is there any testimony or other 
information to be provided by the Government?  
MS. JIMENEZ:  We have the exhibits that we had filed 
previously.  But specifically regarding Mr. Cupersmith's fees, 
we had a Docket Entry 291, Exhibits 4, 5, and 6.  Exhibit 291, 
5, are the itemized costs for Mr. Cupersmith's lost income.  
And then 291 -- Exhibit 4 is a letter from the attorney.  And 
then Exhibit 6 -- where is Exhibit 6?  Exhibit 6 is actually 
from Docket Entry 258.  It was Exhibit 2 with Docket Entry 
258, which has the whole billing -- all the billing records 
from the accountant, but the letter, which is attached to 
Docket Entry 291, which is 291, Exhibit 4, it breaks out those 
fees into buckets of -- and that's where we removed the travel 
time and the court time of the attorney.  
So just to correct -- yes.  I'm sorry, Your Honor.  
Exhibit 258-1 was the billing records, not 258-2.  
THE COURT:  Is there anything further?  
MS. JIMENEZ:  No, Your Honor. 
THE COURT:  All right. 
MR. ZARROW:  Your Honor, may I approach the podium?  
THE COURT:  Yes, of course.  
MR. ZARROW:  Thank you.  
Good afternoon, Your Honor. 
THE COURT:  What's your name?  
(No response.)
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MR. ZARROW:  As I understand it, there are four 
issues relating to Mr. Cupersmith.  Two of them are legal.  
Two of them are factual or questions of evidentiary 
sufficiency.  I'll start up top with the two legal issues, but 
just to give a high-level summary whether Mr. Cupersmith is a 
victim, whether his claimed -- whether there's lost causation 
to the claims here, whether the lost business income is 
sufficiently justified as a matter of the evidentiary record 
and the same question for the legal fees, whether they're 
sufficiently justified in the record, and I'll start up top on 
whether Mr. Cupersmith is a victim.  
The question that Your Honor asked first of the 
Government, the text of the MVRA states in a case of fraud 
that a victim is any person who is directly harmed by the 
defendant's criminal conduct in the course of the scheme.  The 
conduct at issue here is placing Mr. Cupersmith's name on 
those tax returns.  Your Honor already held that's not 
criminal.  So it's not fitting within that language in the 
statute. 
THE COURT:  Well, it wasn't criminal for purposes of 
the aggravated identity theft statute --
MR. ZARROW:  Right. 
THE COURT:  -- but the Government is making an 
argument that it relates to the wire fraud statutes. 
MR. ZARROW:  Correct.  So it wasn't criminal conduct, 
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and then the government's next argument is but it was in the 
course of the scheme.  I heard the Government say in the 
scheme of functionally means related to, and there's actually 
Eleventh Circuit case law that requires an even tighter nexus, 
closely related to.  That's United States versus Dickerson, 
370 F.3d 1343, closely related to the scheme.  As I read in 
the course of the scheme, I actually think it requires an even 
tighter nexus, and that has to be scheme conduct, but no 
matter.  
What this Court held in the Rule 29 opinion was that 
there was not a genuine nexus between Mr. Sheppard's use of 
Mr. Cupersmith's name and the wire fraud.  A fortiori, it 
wasn't in the course of the scheme.  It wasn't closely 
related.  The statutory language in the aggravated identity 
theft statute is related to -- and Your Honor already found 
that there wasn't a relation.  So I think that's both the 
beginning and the end of Mr. Cupersmith as a victim. 
I just want to make one first principles point 
besides the text point and that is Mr. Cupersmith was a victim 
of a count on which the Government failed to convict.  It 
doesn't seem fair to me that they would be recovering fees on 
a count that failed.  
If Your Honor would like, I can move on to the lost 
causation question, unless you have any questions. 
THE COURT:  Well, I'm looking at the Dickerson 
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case --
MR. ZARROW:  Yes. 
THE COURT:  -- and obviously -- the Eleventh Circuit 
speaks of the relevant conduct --
MR. ZARROW:  Right. 
THE COURT:  -- so I just want to make sure that I 
understand the argument because the Court stated that with 
regard to the relevant conduct, even if it occurs outside the 
statute of limitations, the district court has to find that 
the victim's losses resulted directly from the defendant's 
criminal conduct in the course of the scheme, and the harm to 
the victim must be closely related.  So in determining whether 
Mr. Cupersmith's losses resulted directly from the defendant's 
criminal conduct, the Government, as I understand it, is 
making an argument that Mr. Cupersmith would not have incurred 
these attorneys' fees but for the fact that Mr. Sheppard used 
his name in the course of submitting these applications.  
And as a result, he needed to defend himself because 
the Government believed by virtue of the subpoena that it 
issued that he was a participant.  So how do you get outside 
of the loss resulting directly from the defendant's criminal 
conduct?  
MR. ZARROW:  Your Honor, are you asking that question 
as a question about loss causation or whether Cupersmith is a 
victim in the first instance?  
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THE COURT:  Well, the victim -- obviously, the victim 
must have suffered harm, and the defendant must have 
proximately the caused harm.  So if we look at the victim's 
harm, the victim's harm, as claimed, is that because of the 
prosecution by the Government directed at first to 
Mr. Cupersmith that he had to respond to the subpoena, 
participate in their investigation in order to show that he 
himself was a victim.  So I'm trying to understand because 
you've said there's four prongs.  Two of them are legal issues 
so -- 
MR. ZARROW:  Yes. 
THE COURT:  -- first under the MVRA, is 
Mr. Cupersmith a victim?  
MR. ZARROW:  No.  And I want to be very clear.  I 
understand the question that Your Honor is requesting.  To me 
that goes to the lost causation question which is -- you get 
to only once you've determined that Mr. Cupersmith is a 
victim.  To determine whether he's a victim, you ask whether 
Mr. Eric Sheppard's conduct in the course of the scheme harmed 
him.  
And Your Honor already has held as a matter of law, I 
believe, that the placement of Mr. Cupersmith's name on the 
tax returns was not in the course of the scheme because there 
was no genuine nexus.  That's the language in Dubin.  That's 
the language Your Honor used.  There was no genuine nexus 
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between the use of Mr. Cupersmith's name and the wire fraud.  
It wasn't related to.  That's the language of the aggravated 
identity theft statute. 
THE COURT:  That's with regard to the aggravated 
identify theft --
MR. ZARROW:  Absolutely, and I think -- 
THE COURT:  -- but the government's argument is with 
regard to the wire fraud. 
MR. ZARROW:  Well, what Your Honor held was that 
there was sufficient nexus between the wire fraud and the use 
of Mr. Cupersmith's name.  I think that it also forecloses the 
Government claiming him as a victim under the MVRA because the 
MVRA requires that the harm flow from criminal conduct in the 
course of the scheme, and the scheme here was the wire fraud.  
So Your Honor found no sufficient nexus, and I think 
that no sufficient nexus also necessarily applies under the 
MVRA.  You seem not convinced -- 
THE COURT:  Well, I -- because the Eleventh Circuit 
has held that in light of the expanded statutory language, 
restitution orders for conduct closely related to the offense 
of conviction are appropriate under the MVRA --
MR. ZARROW:  Correct. 
THE COURT:  -- in addition to the specific conduct 
for which the defendant was convicted.  So that puts the 
aggravated identity theft to the side.  So now we look at 
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the --
MR. ZARROW:  Yes. 
THE COURT:  -- offenses of conviction, which in this 
case were the wire fraud. 
MR. ZARROW:  Yes. 
THE COURT:  So with regard to those offenses of 
conviction, how is Mr. Cupersmith not a victim?  
MR. ZARROW:  Okay.  So the conduct that allegedly 
harmed Mr. Cupersmith was Mr. Sheppard's placement of his 
identification on the tax forms; correct?  Your Honor has 
already said that is not related to the wire fraud.  That was 
the holding with respect to the aggravated identity theft 
count. 
THE COURT:  Related to the wire fraud.  All right -- 
MS. WEINTRAUB:  Right, because that's the statutory 
language in 1028A.  So you've already said that placing the 
name on the tax form is not related to the wire fraud.  The 
Eleventh Circuit quote you just read to me requires a close 
relation, which is an even tighter nexus than is required 
under the aggravated identity theft statute.  That's the basic 
argument.  
So if a related -- if a relation -- unmodified is 
insufficient, it is necessarily true that the conduct at issue 
here is not closely related. 
THE COURT:  Okay. 
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MR. ZARROW:  The second argument is loss causation.  
Your Honor, that's the question of whether the fees and 
business income actually incurred here by Mr. Cupersmith were 
directly caused by Mr. Sheppard.  I don't think any of the 
cases the Government cited involve a response to a Government 
subpoena.  If you apply principles of proximate cause, usually 
you require foreseeability.  
I don't think there's any argument that Mr. Sheppard 
foresaw requiring Mr. Cupersmith to respond to a Government 
subpoena.  In addition to that, I personally am not aware of 
any case in which the alleged victim responds to a Government 
subpoena and incurs fees and then gets to recover those.  So 
that's the second point.  
If Your Honor would like, I can turn now to the two 
evidentiary sufficiency points. 
THE COURT:  Well, before we get past the second, the 
lost causation with regard to the attorneys' fees -- and I'm 
not certain if you read the case that the Government just 
provided -- 
MR. ZARROW:  Battista?  
THE COURT:  Yes.  
MR. ZARROW:  I have.  Sure. 
THE COURT:  All right.  How do you distinguish -- and 
I understand that although the court held that the two, the 
VWPA and the MVRA, are closely aligned in terms of their 
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context -- so they apply equally, but the court found that the 
attorneys' fees were recoverable. 
MR. ZARROW:  There's no question that attorneys' fees 
are recoverable as an abstract matter.  The question here is 
just whether it was directly caused by Mr. Sheppard's conduct 
or the government's subpoena.  So I don't have any quarrel 
with the general rule for which the Government cited the case.  
I'll also say that case doesn't help the Government 
on the victim question.  I don't know if Your Honor is 
familiar with the fact pattern in Carpenter, the Supreme Court 
case about wire fraud, but it's essentially the same fact 
pattern.  
The victim in this case and the defendant -- or the 
victim in Carpenter, they both lost the right to use their 
confidential information.  That's obviously a harm cognizable 
under the wire fraud statute.  So I don't think that's any 
problem for us on the victim question.  It's a pretty direct 
harm and it's a match to a Supreme Court case. 
THE COURT:  Okay.  
MR. ZARROW:  On the question of evidentiary 
sufficiency, I want to break this out.  We've got the lost 
business income and we've got the attorneys' fees.  I can 
start with the lost business income.  That is -- if Your Honor 
has the document, it's document number 291-5.  
THE COURT:  Let me pull it up on the record. 
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MR. ZARROW:  Sure.  
And I can start just with a prefatory matter which is 
the Government bears the burden of proof here, and it needs to 
prove that this is actually lost business income.  That's what 
our argument flows from.  So what Your Honor will see, if you 
have the document available -- 
THE COURT:  Give me two seconds.  I'm getting there 
as fast as I can.  It's just running a little slow.  I just 
got out of it to get into Westlaw.  So hold on.  
MR. ZARROW:  If Your Honor would like, I can hand you 
my physical copy -- 
THE COURT:  I have it here.  It just took me a moment 
to get into the computer.  All right.  I'm with you. 
MR. ZARROW:  All right.  So what Your Honor will see 
are essentially billing entries by people at Mr. Cupersmith's 
firm and then dollar values associated with the billing 
entries.  That's all the Government has in support of its 
claim that this is lost business income, but there's no 
affidavit, no attestation, nothing like that actually proving 
this is lost business income.  
You can imagine, for example, that the office was 
slow one day.  And while they were waiting around for a client 
to come in -- let's say they had three hours in between 
clients -- they went and analyzed documents and compiled 
subpoena information.  That's not lost business income.  
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That's just the time they spent doing these tasks.  
What the Government has not done is carried its 
burden of proof.  It's not even come particularly close to 
carrying its burden of proving that this is lost business 
income that the -- Mr. Cupersmith's firm forewent other 
opportunities because of what you see on this sheet.  
The only thing the Court has from Mr. Cupersmith is 
his victim impact statement, which was not signed under 
penalty of perjury, in which he doesn't mention lost business 
income at all.  He doesn't vouch for this.  There's absolutely 
nothing in the record that substantiates this as lost business 
income.  
All you have before you is the time -- the value of 
the time that these people spent -- allegedly spent because 
it's not under perjury -- doing the things listed here.  
That's not sufficient.  That's plainly not sufficient. 
THE COURT:  Okay. 
MR. ZARROW:  And then on attorneys' fees you have 
more or less the same problem.  The attorney fee submission 
that Your Honor first received looked like this.  This is 
document entry 258-1, but it looked like this.  Oh, I'm sorry.  
It was completely redacted.  We have no idea what the time was 
spent for.  If I submitted a bill like this to a client, they 
would reject it out of hand.  Again, the Government bears the 
burden of proof. 
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What the Government responded with when it, I think, 
figured out it had a very substantial problem is Docket 
Entry 291-4.  That's a summary letter from the law firm Fox 
Rothschild in which essentially they went month by month and 
provided an extremely vague high-level summary -- just a 
high-level summary of what types of things in the abstract the 
attorneys were doing.  
So this isn't block billing by day or by hour.  What 
you're looking at is block billing by month.  Again, I could 
not submit a bill to a client that looked like this.  I don't 
think the Government could submit it and expect to receive 
restitution from the court.  
For example, in October, there was an invoice for 
$40,000 and the description is conferences with clients, 
docket review for possible subpoena response, conference with 
Government team.  We don't know -- there's no way for the 
Court to scrutinize whether the hours are reasonable, whether 
there was duplicative billing, whether it was done by a 
paralegal, whether it was done by an attorney.  There's just 
nothing in the record. 
In the summary description what you'll see is stuff 
like review selected docket entries.  Obviously, 
Mr. Cupersmith's attorney couldn't review every single entry 
on the docket and expect to be compensated.  Many of them have 
nothing to do with Mr. Cupersmith.  We have no way to know 
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what docket entries they were reviewing.  Review selected case 
law.  We have no way to know whether the case law was germane 
to Mr. Cupersmith or whether just out of intellectual 
curiosity the attorneys were researching the wire fraud issues 
in this case.  It is completely, completely unsubstantiated.  
That's on the substance.  
If you turn back to the fully redacted version that 
the Government has submitted with no time entries, there's no 
way for us to tell, for example, whether the attorneys were 
performing tasks that should have been done by paralegals.  As 
I mentioned previously, duplicative time -- I'm sure Your 
Honor has seen many attorneys' fees applications -- maybe in 
Equal Access to Justice Act cases or the like.  And usually, 
people substantiate their time.  The court goes through it 
pretty carefully and parses out what's necessary time, what 
should have been done by a paralegal.  There's no way to do 
that here even if the Court wanted to.  It's not possible.  
The Government hasn't carried its burden to prove that these 
fees were reasonable or necessary. 
The Battista case that Your Honor mentioned earlier, 
that the Government cited, actually has a nice little 
recitation towards the end.  I don't remember the page number 
specifically.  But they -- the Second Circuit credited the 
district court for meticulously -- I think is the word -- 
meticulously going through the billing fee records and 
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determining which were compensable, which were not.  There's 
no way to do that here.  Your Honor could not meticulously go 
through the billing fee records because we have month-by-month 
block billing with overly vague entries and no way to actually 
figure out what the attorneys were doing or whether they were 
related to the representation of Mr. Cupersmith as necessary 
to this case.  
The last issue is the hourly rate.  I believe more or 
less the attorney hourly rate charged was 900 and the 
paralegal rate was something like 4- or 500.  It was a 
substantial sum.  Typically, in a case like this, what you 
have see -- what you probably have seen is that people submit 
declarations and affidavits attesting that the rate was 
reasonable in the market in order to persuade the court to 
compensate the attorney at the rates charged.  There's nothing 
like that here.  There's nothing.  So there's no way for the 
Court to perform that analysis either.  
So what you have is a woefully, in my view, 
inadequate record on both lost business income and on 
attorneys' fees.  I don't think you need to reach that because 
you've got the threshold issue of whether Mr. Cupersmith is a 
victim.  In my mind, the Government is seeking compensation on 
a count for which they failed to convict.  But if you do get 
to the evidentiary sufficiency question, there's just no 
record for you to perform the review that the case law 
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requires.  Thank you. 
THE COURT:  Thank you. 
MS. JIMENEZ:  Your Honor, with respect to issue of 
whether or not Mr. Cupersmith is a victim, the analysis here 
is under the Mandatory Victim Rights Act.  It is not for the 
Court, I submit, to engage in a Dubin analysis, which the 
court did for the aggravated identity theft counts.  Here, it 
is whether or not he is a victim, which the case law in 
Dickerson and the subsequent cases say that it is to be an 
expansive term, not a narrow term.  It is to be defined 
expansively in scheme-based crimes.  It is not to apply a 
Dubin standard for purposes of determining whether or not it 
satisfies the elements of an aggravated identity theft.  
Here, the Government is claiming that Mr. Cupersmith 
was a victim of the wire fraud.  And we have three wire fraud 
counts, a count where there was a falsified loan application 
to Northeast Bank, which is Count 7, an actual tax return 
stand-alone count submitted, which is Count 8, and that was a 
tax return submitted to support that loan application, and 
that tax return used Mr. Cupersmith's identity on the tax 
return where the defendant claimed this was Mr. Cupersmith's 
work product, and then Count 9, which is a loan application 
submitted together with a tax return in that count to Cross 
River Bank where that tax return, again, represented 
Mr. Cupersmith's work product -- purported work product, 
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fraudulent work product. 
And so under the statute, the question is was he 
directly harmed as a result of the defendant's criminal 
conduct in the scheme.  And as I've already discussed with the 
Court, he's not just a regular witness.  It's his tax return 
in those counts purportedly prepared and signed by him and his 
firm.  And so he had to defend himself against that.  
The statute provides for the victim to be reimbursed 
for their expenses.  It's not just, I don't know, lost 
business, even though every minute that he had to spend 
dealing with this matter and clearing his name and helping the 
Government with its investigation in the prosecution of the 
person who actually falsified those tax returns in his name, 
those are his expenses -- and of course, time lost away from 
his actual business. 
Does the Court have any questions for me on the -- 
THE COURT:  Well, I think it comes down to a question 
of law and then, obviously, a question of fact with regard to 
this income that was lost and these attorneys' fees that were 
incurred with regard to whether it was directly related. 
Let me first say that it appears under the statute -- 
because the question is whether Mr. Sheppard's fraud here on 
the bank and the SBA with regard to the wire fraud charges can 
be considered a proximate cause of the loss to Mr. Cupersmith.  
So I think that is, obviously, the legal issue, whether he is 
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a victim.  It appears that it's broadly defined by the 
Eleventh Circuit, a person directly and proximally harmed as a 
result of the commission of the offense for which restitution 
may be ordered, including in the case of an offense that 
involves as an element a scheme conspiracy, or a pattern of 
criminal activity any person directly harmed.  
It's clear that with regard to these three counts -- 
7, 8 and 9 -- that Mr. Cupersmith's name and the use of his 
name and his company was placed on each of the tax returns 
that were part of the package that were submitted to the 
banks.  So I think in terms of the victim, it would appear he 
is a victim.  The argument that's been made -- and I'm looking 
at the document to try to discern -- is how the Government 
parses out the amounts and comes to a figure in this case of 
$113,382 justified as loss of business income. 
MS. JIMENEZ:  Well, it's actually $93,000 with 
respect to the expenses or costs associated with 
Mr. Cupersmith's business that is separate from the attorneys' 
fees, which are $113,000.  There is the schedule, which is 
291-5 -- 
THE COURT:  But how does the Government -- I mean, 
the Court is just to accept the line items that the lost 
income and expenses related to the investigation and 
prosecution as well as the attorneys' fees totaled this 
amount.  I guess the question is factually whether that is 
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justified.  And Mr. Cupersmith is not here to testify.  What's 
before the Court is a chart that the Government has filed, and 
I'm just questioning whether that's sufficient. 
MS. JIMENEZ:  So, obviously, hearsay is admissible in 
this proceeding.  Mr. Cupersmith provided a written account by 
date, by units, by staff, including himself, and Mr. Alex 
Zaslow, both of whom testified in this case, with an amount of 
time and description for each item which talks about the 
companies associated with this case.  It makes references to 
the FBI, to document review, to trial preparation, itemized.  
That is what he submitted. 
Restitution in a case is -- what is required is to 
provide a reasonable estimate of the expenses and the loss to 
Mr. Cupersmith that he be made whole.  Mr. Cupersmith here is 
not asking for anything extra, simply the cost that he 
incurred associated with this. 
As for the attorneys' fees, there is the letter from 
his counsel, Mr. Kaminski, and, obviously, he considered the 
individual -- the details associated with the billing 
statements to be confidential information, but it is broken 
down by time.  I counted Mr. Kaminski's time, which is the 
highest billing rate, to be about 40 percent of the time.  So 
there was a younger associate and a paralegal who worked on 
this matter as well, and he categorized the time and amounts 
not just by month but by hours associated with the type of 
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work that he was doing. 
And so from the government's standpoint, we believe 
that it's a reasonable estimate of the cost incurred by 
Mr. Cupersmith for his involvement in this case and for being 
a victim in this case. 
THE COURT:  But it's not merely the involvement in 
the case.  I guess that's what I'm having a hard time -- I'm 
looking at Mr. Kaminski's letter -- 
MS. JIMENEZ:  I don't want to throw another ambiguous 
term into this.  We have harm, which is what determines 
whether or not he is a victim, and then how is that harm 
quantified; that is, what are the costs associated with this 
individual having been a victim in this case, the cost that 
should be reimbursed. 
So the defendant claims that Mr. Cupersmith being 
subpoenaed and having to incur costs associated with 
responding to subpoenas was not foreseeable even though he 
took his identity and submitted tax returns that were false 
and that used his identity.  That was apparently not 
foreseeable.  I submit of course it was foreseeable.  To the 
extent that his fraud would be discovered, it is most 
definitely foreseeable because he was a centerpiece of the 
fraud and, in fact, that there are specific counts that he was 
convicted on which involved those tax returns.  So of course 
it's foreseeable. 
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And then the question is what are the losses 
associated with him being a victim that is caused by the 
conduct of the defendant that the victim should be reimbursed 
for.  The statute provides for him being reimbursed for 
transportation -- hold on.  Right -- you know, lost income, 
child care, transportation, and other expenses incurred during 
the participation in the investigation and prosecution of the 
offense.  These are expenses for which he is entitled to be 
reimbursed. 
THE COURT:  Well, it's what's necessary and 
reasonable.  And I'm looking at Mr. Kaminski's letter and I'm 
trying to cross-reference it with this spreadsheet and docket 
entries, research issues, conferences with clients, document 
review.  It's hard to discern what, in fact, is necessary and 
reasonable.  And in this case, he certainly intended to put 
Mr. Cupersmith in the same position as he would have been, 
which is, had the crime not been committed, not in a better 
position, and it appears to have some entries that I'm not 
certain are necessary and reasonable.  
Is there anything else for the Government to present?  
MS. JIMENEZ:  Well, if the attorneys' fees are not 
sufficiently detailed, I would ask the Court to allow the 
Government to submit a supplement by next Tuesday to detail 
the attorneys' fees in a way that would set out essentially 
item by item that Mr. Cupersmith should be reimbursed for.  
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And I would just submit it's not Mr. Cupersmith's 
fault.  I mean, it's our fault here that there was a 
back-and-forth with counsel not wanting to sort of reveal what 
was confidential in trying to come up with some middle ground 
allowing him to provide the information in terms of 
categories.  But if the Court deems that to be insufficient, I 
would -- 
THE COURT:  I'm merely saying it should not be a 
windfall.  It should be necessary and reasonable to place the 
victim in the same position had the criminal conduct not 
occurred.  This is the restitution hearing, so the Government 
appears to rest on what it submitted to the Court.  
Is there anything further?  
MS. MARTINEZ:  May I just make one point, Your Honor?  
One approach, if you have some concern with the 
attorneys' fees, is just to the fact that you were here in the 
courtroom.  You saw Mr. Cupersmith testify, the extent to 
which he was cross-examined.  You saw all the items that were 
admitted into evidence that had been provided by 
Mr. Cupersmith's firm.  You saw Mr. Zaslow, who is also from 
Mr. Cupersmith's firm, testify.  You saw the documents that 
had been produced by Mr. Zaslow in this courtroom that were 
submitted into evidence.  
And the reason I mention that is because I think you 
have a good amount in the record of reliable evidence to 
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support that at least a portion of these attorneys' fees are 
certainly reasonable in this case that became quite complex 
paperwise and where a lot of the documents that were false 
were documents that were tax returns that were reported to be 
falsified by this poor man, Mr. Cupersmith, with numbers being 
crunched that were false.  
And so one suggested approach, Your Honor, to 
conclude this case, is for you to rely on what you saw 
yourself and what is in this record and perhaps make an 
adjustment downward on the attorneys' fees side so that 
basically you still make the victim whole but you ensure that 
you satisfy your concern that he doesn't have a windfall.  
The other comment that I feel like I must make, Your 
Honor, is that the defendant in this case testified on the 
stand that he realized that his conduct impacted others and 
that as a result, he made a decision to pay the attorneys' 
fees of Jeanette Gonzalez and his other employees because he 
felt they needed them.  
And so he affirmatively recognized that his conduct 
impacted others.  He made a choice to pay for some.  And it 
was in fact the ones that he had a joint defense agreement 
with.  And after he bought representation for them, they 
stopped speaking to the FBI.  
Mr. Cupersmith is the one person who Mr. Sheppard did 
not pay for attorneys' fees.  Mr. Cupersmith continued to 
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speak to the FBI, and he participated in this investigation 
and in this prosecution.  And the Mandatory Victim Restitution 
Act specifically says that time that is spent in assisting the 
Government in the investigation and prosecution of the case is 
the type of restitution harm, the type of pecuniary loss that 
is covered.  And when I've seen some debate in the case law, 
Your Honor, it's when sometimes victims are out there and they 
say, "Oh, we filed a civil lawsuit and we want to recover our 
attorneys' fees for the civil lawsuit" or something like that, 
and courts squarely reject that.  But what the courts grant is 
when the person asks for attorneys' fees in the -- for the 
attorneys' help in assisting with the government's criminal 
investigation and prosecution.  
So I just want to add the defendant himself made a 
decision to pay attorneys' fees for people who would not speak 
to the FBI, but the poor victim who did speak to the FBI -- 
you know, I just would ask this Court to maybe adjust it 
downward to allay your concerns, but you have a very 
sufficient record. 
THE COURT:  All right.  Thank you.  
At this point I would like to parse through the fees 
and costs to determine whether they are necessary and 
reasonable, understanding that the Government carries the 
burden.  So to the extent that the Court is unable to based on 
what the Government is relying upon, then it obviously weighs 
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against the Government.  But I do believe at this point the 
Court should enter a written order with regard to the 
government's request for restitution.  
The Government is also going to advise the Court with 
regard to the forfeiture and whether that's unnecessary given 
the clearance of the check.  
Is there anything further that we need to address at 
this time?  
MS. MARTINEZ:  Your Honor, if I may.  I want to make 
clear that we are seeking a restitution judgment with respect 
to the SBA.  The SBA is entitled to full and timely 
restitution.  I made an effort in writing and with the 
conference a month in advance of this proceeding asking, 
"Please, if you're going to pay, pay in advance because we 
need to have proper verification from the victim."  And so -- 
THE COURT:  It's my understanding that the Government 
was not going to.  So at this point you are seeking -- 
MS. MARTINEZ:  Oh, no, no -- Your Honor, we do need 
the restitution judgment in place because the victim has not 
received the money -- 
THE COURT:  And then Mr. Sheppard will be credited 
for the amount that he's paid.
MS. MARTINEZ:  He will be 100 percent credited for 
the restitution.  And then the forfeiture matters are being 
handled by Mr. Hyman, but we just need the restitution order 
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in place for the amount that I requested, which was 170,000 -- 
I have it.
Does the Court need that number?  
THE COURT:  No.  I have it by way of the government's 
filings.  
Is there any objection to that restitution amount for 
the SBA loan?  
MR. SREBNICK:  Yes.  To avoid confusion and since the 
Court is already going to be reviewing the attorneys' fees 
issue, what I would propose is we'll get the check to the SBA.  
The Court will await the affirmative clearance of that check, 
at which point there's no need for a restitution order; 
otherwise -- I want to avoid triple payment. 
THE COURT:  I think it would avoid the forfeiture 
order, but the Court will enter an order of restitution with 
regard to the SBA loan of $170,211.80, and Mr. Sheppard will 
be credited for the amount that he's already paid toward the 
restitution, and the Government will not move forward on the 
issue of forfeiture.  Am I correct?  
MS. MARTINEZ:  You understand it correctly.  We need 
the restitution judgment.  And we have provided the reference 
numbers for the loans to probation, which need to be provided.  
And I've provided them to the defense as well.  Because to be 
able to receive that payment, the SBA needs those specific 
loan numbers.  
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We need the restitution judgment today, in fact, 
because time has passed -- accounted -- and we only have a few 
more days within the 90-day window.  That's why I had asked a 
month in advance to the defense and the defense then came here 
today.  
I even inquired as to how long it would take for the 
victim to be able to receive the money, and it just wouldn't 
be enough time.  Again, that's why I did a month in advance.  
So now we're forced into having the restitution judgment and 
then we will -- I have my financial litigation program 
attorney awaiting it.  As soon as the SBA gets it credited, 
she will credit at the US Attorney's Office.  So that will 
take care of that.  And then Mr. Hyman will be able to move 
forward with his agreement regarding forfeiture. 
THE COURT:  When is the ninetieth day?  Do we know?  
MS. MARTINEZ:  It's going to be roughly, Your Honor, 
September 6 or 7 because -- 
THE COURT:  All right.  Then we'll enter the order in 
short order with regard to restitution, and certainly that 
will be part of the amended judgment with regard to the 
restitution amount.  
Is there anything further that we need to address?  
MR. SREBNICK:  One moment, Your Honor. 
THE COURT:  On behalf of the defendant?  
MR. SREBNICK:  Nothing else, Your Honor. 
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THE COURT:  On behalf of the Government?  
MS. JIMENEZ:  No, Your Honor. 
THE COURT:  Okay.  Have a nice weekend.  Good to see 
everyone.  
(Proceedings concluded at 2:36 PM.) 
CERTIFICATE OF REPORTER 
I certify that the foregoing is a correct 
transcription of the record of proceedings in the 
above-entitled matter prepared from my stenotype notes.
DATE:  9th of October, 2024
/s/Lance W. Steinbeisser 
Lance W. Steinbeisser, 
FCRR, RPR, FPR-C
Official Court Reporter 
United States District Court
Southern District of Florida 
Miami, Florida 
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$
$1,582.55 [1] - 9:13
$113,000 [1] - 34:19
$113,382 [1] - 34:15
$146,457 [1] - 8:18
$146,587 [1] - 8:8
$170,211.80 [1] - 
42:16
$22,172.25 [1] - 9:15
$40,000 [1] - 29:14
$93,000 [1] - 34:16
/
/s/Lance [1] - 44:10
1
1 [2] - 1:8, 3:7
100 [1] - 41:23
1028A [1] - 24:16
1285 [1] - 11:10
1300 [1] - 2:11
1343 [1] - 20:6
1352 [1] - 15:13
149 [1] - 15:12
15 [1] - 8:8
170,000 [1] - 42:1
18 [2] - 8:9, 10:4
18th [1] - 2:15
1:28 [1] - 1:6
2
2 [2] - 3:2, 18:9
2008 [1] - 11:10
2009 [1] - 15:21
201 [1] - 2:11
2011 [1] - 16:2
2020 [2] - 8:8, 8:23
2024 [2] - 1:5, 44:10
21 [1] - 3:2
213-430-8367 [1] - 
2:17
21st [1] - 2:19
22-20290 [1] - 4:3
22-CR-20290-BB-1 
[1] - 1:2
226 [2] - 15:21, 17:12
23 [1] - 1:5
258 [4] - 17:4, 17:5, 
18:9, 18:10
258-1 [2] - 18:16, 
28:21
258-2 [1] - 18:16
289 [1] - 8:6
29 [1] - 20:10
291 [5] - 18:5, 18:7, 
18:12
291-4 [1] - 29:3
291-5 [2] - 26:24, 
34:20
2:00 [1] - 5:10
2:30 [1] - 5:10
2:36 [2] - 1:6, 44:5
3
305-371-6421 [1] - 
2:13
305-373-9400 [1] - 
3:4
305-374-1818 [1] - 
2:21
305-530-7976 [1] - 
2:8
305-536-1191 [1] - 
3:8
305.523.5633 [1] - 
1:21
33128 [2] - 1:20, 3:7
33131 [3] - 2:12, 
2:20, 3:3
33132 [1] - 2:6
3663A [1] - 10:4
370 [1] - 20:6
3rd [1] - 15:13
4
4 [4] - 18:5, 18:7, 
18:12, 31:10
40 [2] - 3:7, 35:22
400 [2] - 1:20, 2:15
44 [1] - 1:8
4:00 [1] - 5:8
5
5 [2] - 18:5, 18:6
500 [1] - 31:10
552 [1] - 11:9
575 [2] - 15:21, 17:11
6
6 [5] - 18:5, 18:8, 
43:17
610 [1] - 16:2
662 [1] - 16:1
7
7 [4] - 11:2, 32:17, 
34:8, 43:17
8
8 [3] - 11:2, 32:18, 
34:8
9
9 [3] - 11:2, 32:22, 
34:8
90-day [1] - 43:3
900 [1] - 31:9
90071 [1] - 2:16
981(a)(1)(C [1] - 8:9
99 [1] - 2:5
9th [1] - 44:10
A
able [3] - 42:24, 43:7, 
43:13
above-entitled [1] - 
44:9
absenting [1] - 7:7
absolutely [2] - 23:6, 
28:10
abstract [2] - 26:4, 
29:6
accept [1] - 34:22
accepts [1] - 14:1
Access [1] - 30:13
according [1] - 12:11
account [1] - 35:5
accountant [7] - 
12:21, 13:2, 13:4, 
13:5, 18:11
accounted [1] - 43:2
accounting [1] - 
12:21
accumulate [2] - 7:2, 
7:6
acknowledged [3] - 
9:2, 12:9, 12:11
acquittal [1] - 9:23
Act [7] - 10:4, 11:16, 
11:22, 14:4, 30:13, 
32:5, 40:3
activity [2] - 10:9, 
34:6
actual [2] - 32:17, 
33:15
add [1] - 40:14
addition [3] - 9:11, 
23:23, 25:10
address [4] - 7:24, 
9:20, 41:7, 43:22
adjust [1] - 40:17
adjustment [1] - 
39:10
admissible [1] - 35:4
admitted [1] - 38:19
advance [4] - 41:13, 
41:14, 43:4, 43:8
advise [2] - 5:11, 
41:4
affidavit [1] - 27:19
affidavits [1] - 31:13
affirmatively [2] - 
13:9, 39:19
afternoon [10] - 4:7, 
4:11, 4:12, 4:15, 
4:16, 4:19, 4:21, 
4:24, 5:13, 18:23
Agent [2] - 3:10, 4:10
aggravated [12] - 
9:23, 12:10, 15:6, 
19:21, 20:14, 23:2, 
23:4, 23:25, 24:12, 
24:20, 32:7, 32:13
agree [1] - 7:15
agreed [2] - 8:14, 
8:25
agreeing [1] - 9:12
agreement [3] - 8:16, 
39:21, 43:14
agrees [2] - 7:8, 9:1
ahead [1] - 8:19
aided [1] - 1:23
Aimee [1] - 4:7
AIMEE [1] - 2:3
aimee.jimenez@
usdoj.gov [1] - 2:6
Alafaya [1] - 8:8
Alex [1] - 35:6
aligned [1] - 25:25
allay [1] - 40:18
alleged [2] - 15:5, 
25:11
allegedly [2] - 24:8, 
28:14
allow [3] - 16:5, 
16:14, 37:22
allowing [1] - 38:5
alone [1] - 32:18
ALSO [1] - 3:10
ambiguous [1] - 36:9
amended [1] - 43:20
America [1] - 4:3
AMERICA [1] - 1:4
amount [15] - 8:7, 
8:12, 8:18, 9:14, 
16:20, 16:23, 
34:25, 35:7, 38:25, 
Lance W. Steinbeisser, Official Court Reporter
45
41:22, 42:1, 42:6, 
42:17, 43:21
amounts [3] - 9:17, 
34:14, 35:24
ANA [1] - 2:4
Ana [1] - 4:9
ana.maria.martinez
@usdoj.gov [1] - 
2:7
analysis [3] - 31:17, 
32:4, 32:6
analyzed [1] - 27:24
Angeles [1] - 2:16
appeal [5] - 5:19, 
5:20, 5:23, 6:1, 
7:15
Appeals [5] - 5:18, 
5:25, 6:5, 6:12, 
7:14
appear [1] - 34:11
appearance [1] - 
16:17
appearances [1] - 
4:5
APPEARANCES [1] - 
2:1
applicant [1] - 12:24
application [3] - 
32:16, 32:19, 32:22
applications [3] - 
13:21, 21:17, 30:12
applies [1] - 23:16
apply [3] - 25:6, 26:1, 
32:11
appreciate [1] - 
17:14
approach [3] - 18:20, 
38:15, 39:7
appropriate [3] - 
5:25, 16:18, 23:21
April [2] - 8:8, 8:23
argument [11] - 14:1, 
19:24, 20:1, 21:7, 
21:15, 23:7, 24:21, 
25:1, 25:8, 27:5, 
34:12
arrangement [1] - 
11:13
Assistant [1] - 4:8
assisting [2] - 40:3, 
40:12
associate [1] - 35:23
associated [14] - 
11:5, 13:16, 14:22, 
15:16, 17:21, 
27:16, 34:17, 35:9, 
35:16, 35:19, 
35:25, 36:12, 
36:16, 37:2
assume [1] - 5:17
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attached [1] - 18:11
attendance [1] - 15:1
attestation [1] - 
27:19
attesting [1] - 31:13
attorney [9] - 14:8, 
18:7, 18:14, 28:19, 
29:19, 29:23, 31:9, 
31:15, 43:11
Attorney's [2] - 2:5, 
43:12
attorneys [4] - 29:7, 
30:4, 30:9, 31:5
Attorneys [1] - 4:9
attorneys' [37] - 14:5, 
14:24, 15:2, 15:4, 
15:14, 15:22, 
15:25, 16:3, 16:5, 
16:15, 16:17, 
16:25, 17:21, 
21:16, 25:17, 26:2, 
26:3, 26:22, 28:18, 
30:12, 31:20, 
33:19, 34:18, 
34:24, 35:17, 
37:21, 37:24, 
38:16, 39:1, 39:10, 
39:16, 39:25, 40:9, 
40:11, 40:12, 
40:15, 42:9
attributable [1] - 
14:13
August [1] - 1:5
AUSA [3] - 2:3, 2:4, 
2:4
available [1] - 27:6
Avenue [1] - 1:20
avoid [3] - 42:8, 
42:13, 42:14
await [1] - 42:11
awaiting [1] - 43:11
awarded [1] - 15:14
aware [2] - 9:22, 
25:10
B
B4 [2] - 14:15, 15:15
back-and-forth [1] - 
38:3
Bahel [2] - 16:1
BAHEL [1] - 16:1
bail [4] - 5:19, 5:20, 
5:23, 5:25
Bank [2] - 32:17, 
32:24
bank [4] - 11:11, 
11:12, 11:15, 33:23
banks [1] - 34:11
based [4] - 8:8, 14:9, 
32:11, 40:24
basic [1] - 24:20
basis [1] - 7:14
Battista [4] - 15:19, 
17:9, 25:20, 30:20
bears [2] - 27:3, 
28:24
became [1] - 39:2
BEFORE [1] - 1:12
beginning [1] - 20:17
behalf [4] - 4:12, 
4:20, 43:24, 44:1
BEHALF [1] - 2:9
belonging [1] - 17:16
benefit [1] - 7:4
BETH [1] - 1:12
bets [1] - 17:17
better [1] - 37:17
betting [1] - 17:15
between [4] - 20:11, 
23:1, 23:10, 27:23
bill [2] - 28:23, 29:10
billing [14] - 16:21, 
18:10, 18:16, 
27:15, 27:16, 29:8, 
29:9, 29:18, 30:25, 
31:3, 31:4, 35:19, 
35:22
Biscayne [3] - 2:11, 
2:19, 3:2
Black [1] - 2:11
block [3] - 29:8, 29:9, 
31:4
BLOOM [1] - 1:12
bond [2] - 7:15, 7:17
BOP [1] - 7:5
bought [1] - 39:22
Boulevard [3] - 2:11, 
2:19, 3:2
break [1] - 26:21
breaks [1] - 18:12
Broad [1] - 3:2
broadly [1] - 34:1
broken [1] - 35:20
brokerage [1] - 11:14
buckets [1] - 18:13
burden [6] - 27:3, 
28:3, 28:4, 28:25, 
30:18, 40:24
business [16] - 19:7, 
25:3, 26:22, 26:23, 
27:4, 27:18, 27:20, 
27:25, 28:4, 28:9, 
28:11, 31:19, 
33:10, 33:15, 
34:15, 34:18
C
California [1] - 2:16
camp [1] - 6:25
care [2] - 37:6, 43:13
carefully [1] - 30:15
Carpenter [2] - 
26:10, 26:14
carried [2] - 28:2, 
30:18
carries [1] - 40:23
carrying [1] - 28:4
CASE [1] - 1:2
Case [1] - 4:2
case [58] - 5:17, 7:5, 
9:4, 10:7, 10:19, 
11:10, 11:15, 
11:20, 11:21, 
12:19, 13:25, 
14:15, 15:3, 15:5, 
15:11, 15:12, 
15:13, 15:18, 
15:19, 15:21, 
15:24, 16:11, 17:2, 
17:9, 19:13, 20:4, 
21:1, 24:4, 25:11, 
25:18, 26:7, 26:8, 
26:11, 26:13, 
26:18, 30:1, 30:2, 
30:5, 30:20, 31:7, 
31:11, 31:25, 32:8, 
34:4, 34:14, 35:7, 
35:9, 35:12, 36:4, 
36:5, 36:7, 36:13, 
37:15, 39:2, 39:8, 
39:14, 40:4, 40:6
case.. [1] - 17:9
cases [5] - 11:8, 
17:8, 25:5, 30:13, 
32:9
cashier's [2] - 8:17, 
9:1
Cassel [1] - 3:2
categories [2] - 
16:24, 38:6
categorized [1] - 
35:24
causation [6] - 19:6, 
20:24, 21:24, 
22:16, 25:1, 25:17
caused [5] - 14:9, 
22:3, 25:4, 26:5, 
37:2
CAVALLO [1] - 3:1
Cavallo [1] - 4:22
centerpiece [1] - 
36:22
certain [4] - 5:11, 
14:7, 25:18, 37:19
certainly [3] - 37:15, 
39:2, 43:19
CERTIFICATE [1] - 
44:6
certify [1] - 44:8
chance [2] - 6:5, 6:6
charged [5] - 10:22, 
11:11, 31:9, 31:15
charges [1] - 33:23
charging [1] - 11:24
chart [1] - 35:2
check [5] - 8:17, 9:1, 
41:6, 42:10, 42:11
child [1] - 37:6
choice [1] - 39:20
chris.cavallo@
nelsonmullins.
com [1] - 3:4
CHRISTOPHER [1] - 
3:1
Circuit [15] - 5:24, 
6:11, 7:18, 10:19, 
11:10, 11:19, 
15:18, 15:20, 16:2, 
20:4, 21:3, 23:18, 
24:18, 30:23, 34:2
cited [7] - 11:8, 
15:20, 17:2, 17:8, 
25:5, 26:7, 30:21
civil [2] - 40:8, 40:9
claim [2] - 14:5, 
27:18
claimed [3] - 19:6, 
22:4, 32:21
claiming [3] - 9:21, 
23:12, 32:14
claims [2] - 19:7, 
36:15
CLAIRE [1] - 2:18
clarify [1] - 14:4
class [1] - 11:22
clear [4] - 10:19, 
22:14, 34:7, 41:10
clearance [2] - 41:6, 
42:11
clearing [1] - 33:11
client [3] - 27:22, 
28:23, 29:10
clients [3] - 27:24, 
29:14, 37:13
close [2] - 24:18, 
28:3
closely [7] - 20:5, 
20:6, 20:13, 21:12, 
23:20, 24:24, 25:25
Code [1] - 8:9
cognizable [1] - 
26:15
collar [2] - 12:19
comment [1] - 39:13
Lance W. Steinbeisser, Official Court Reporter
46
commission [4] - 
12:5, 12:8, 12:16, 
34:3
commit [2] - 13:10, 
13:14
committed [1] - 
37:17
companies [1] - 35:9
company [1] - 34:9
compensable [1] - 
31:1
compensate [1] - 
31:15
compensated [1] - 
29:24
compensation [1] - 
31:22
compiled [1] - 27:24
completely [3] - 
28:22, 30:5
complex [1] - 39:2
computer [2] - 1:23, 
27:13
computer-aided [1] - 
1:23
concept [2] - 10:13
concepts [1] - 10:12
concern [2] - 38:15, 
39:12
concerns [1] - 40:18
conclude [1] - 39:8
concluded [1] - 44:5
conduct [30] - 10:10, 
10:16, 10:17, 
10:23, 11:3, 11:4, 
14:10, 14:13, 
19:15, 19:16, 
19:25, 20:8, 21:4, 
21:8, 21:11, 21:14, 
21:22, 22:19, 
23:13, 23:20, 
23:23, 24:8, 24:23, 
26:5, 33:4, 37:3, 
38:10, 39:15, 39:19
conference [2] - 
29:15, 41:13
conferences [2] - 
29:14, 37:13
confidential [3] - 
26:15, 35:20, 38:4
confirmed [1] - 5:5
confusion [1] - 42:8
connection [2] - 
11:7, 11:12
consider [7] - 5:18, 
5:21, 5:23, 6:3, 6:6, 
6:8, 6:10
considered [2] - 
33:24, 35:18
conspiracy [4] - 10:8, 
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 46 of 53

10:10, 11:11, 34:5
constitutes [1] - 
11:23
context [2] - 12:22, 
26:1
continued [1] - 39:25
convict [2] - 20:20, 
31:23
convicted [3] - 11:3, 
23:24, 36:24
conviction [5] - 8:24, 
14:2, 23:21, 24:3, 
24:7
convince [1] - 13:9
convinced [1] - 23:17
copy [2] - 17:12, 
27:11
correct [8] - 7:23, 
9:5, 18:15, 19:25, 
23:22, 24:10, 
42:19, 44:8
correctly [1] - 42:20
cost [4] - 14:22, 
35:15, 36:3, 36:13
costs [6] - 13:16, 
18:6, 34:17, 36:12, 
36:16, 40:22
counsel [8] - 4:5, 
9:14, 15:10, 16:16, 
16:17, 16:22, 
35:18, 38:3
Count [3] - 32:17, 
32:18, 32:22
count [8] - 8:23, 
20:20, 20:22, 
24:13, 31:23, 
32:16, 32:18, 32:23
counted [1] - 35:21
Counts [1] - 11:2
counts [7] - 9:24, 
11:1, 32:7, 32:16, 
33:6, 34:7, 36:23
course [19] - 10:10, 
10:18, 10:21, 12:6, 
13:21, 15:18, 
18:21, 19:15, 20:2, 
20:7, 20:13, 21:11, 
21:17, 22:19, 
22:23, 23:14, 
33:14, 36:20, 36:24
COURT [74] - 1:1, 
4:11, 4:16, 4:21, 
4:24, 5:24, 6:11, 
6:14, 6:16, 6:18, 
6:20, 7:7, 7:13, 
7:23, 8:2, 8:4, 8:15, 
8:21, 9:5, 9:9, 9:20, 
14:1, 15:3, 16:7, 
16:19, 17:1, 17:5, 
17:10, 17:14, 
17:23, 18:1, 18:17, 
18:19, 18:21, 
18:24, 19:20, 
19:23, 20:25, 21:3, 
21:6, 22:1, 22:12, 
23:4, 23:7, 23:18, 
23:23, 24:3, 24:6, 
24:14, 24:25, 
25:16, 25:21, 
25:23, 26:19, 
26:25, 27:7, 27:12, 
28:17, 32:2, 33:17, 
34:21, 36:6, 37:10, 
38:8, 40:20, 41:16, 
41:21, 42:4, 42:14, 
43:15, 43:18, 
43:24, 44:1, 44:3
court [21] - 5:6, 5:21, 
5:22, 6:6, 6:9, 6:11, 
11:17, 11:25, 
12:11, 16:17, 
17:18, 18:14, 21:9, 
25:24, 26:1, 29:12, 
30:14, 30:24, 
31:14, 32:7
Court [51] - 1:19, 
1:19, 4:1, 5:4, 5:17, 
5:18, 5:24, 6:3, 6:5, 
6:8, 6:12, 6:22, 
7:14, 8:11, 8:24, 
9:9, 9:22, 11:6, 
11:21, 12:9, 12:11, 
14:1, 14:5, 15:4, 
20:10, 21:7, 26:10, 
26:18, 28:7, 29:17, 
30:17, 31:17, 32:6, 
33:5, 33:16, 34:22, 
35:2, 37:22, 38:6, 
38:12, 40:17, 
40:24, 41:2, 41:4, 
42:3, 42:9, 42:11, 
42:15, 44:12, 44:12
Court's [1] - 8:19
COURTROOM [1] - 
4:2
courtroom [4] - 4:13, 
4:18, 38:17, 38:22
courts [2] - 40:10
cover [1] - 7:21
covered [1] - 40:6
credit [2] - 9:2, 43:12
credited [5] - 30:23, 
41:21, 41:23, 
42:17, 43:11
credits [3] - 7:1, 7:2, 
7:6
crime [7] - 11:22, 
12:4, 12:17, 13:10, 
13:15, 37:17
Crime [2] - 11:16, 
11:21
crime's [1] - 12:5
crimes [1] - 32:11
Criminal [1] - 4:2
CRIMINAL [1] - 1:2
criminal [17] - 10:8, 
10:10, 10:15, 
10:17, 15:9, 19:15, 
19:18, 19:20, 
19:25, 21:11, 
21:14, 21:21, 
23:13, 33:3, 34:6, 
38:10, 40:12
cross [2] - 37:12, 
38:18
Cross [1] - 32:23
cross-examined [1] - 
38:18
cross-reference [1] - 
37:12
crunched [1] - 39:6
Culbertson [2] - 
3:10, 4:20
Cupersmith [45] - 
9:19, 9:22, 10:2, 
11:6, 13:8, 14:3, 
15:5, 15:9, 16:15, 
17:8, 19:2, 19:5, 
19:11, 20:17, 
20:19, 21:15, 
21:24, 22:6, 22:13, 
22:17, 24:7, 24:9, 
25:3, 25:9, 28:7, 
29:25, 30:3, 31:6, 
31:21, 32:4, 32:14, 
33:24, 35:1, 35:5, 
35:14, 36:4, 36:15, 
37:16, 37:25, 
38:17, 39:5, 39:24, 
39:25
Cupersmith's [23] - 
12:7, 12:13, 14:5, 
16:22, 18:4, 18:6, 
19:16, 20:12, 
21:13, 22:22, 23:1, 
23:11, 27:15, 28:5, 
29:23, 32:20, 
32:21, 32:25, 34:8, 
34:18, 38:1, 38:20, 
38:21
curiosity [1] - 30:4
D
DATE [1] - 44:10
date [1] - 35:6
days [2] - 7:3, 43:3
deal [2] - 15:10, 
15:11
dealing [1] - 33:11
Dean [1] - 4:3
DEAN [1] - 1:7
debate [1] - 40:6
decision [3] - 5:19, 
39:16, 40:15
declarations [1] - 
31:13
deducted [1] - 16:23
deemed [5] - 11:20, 
15:2, 15:22, 15:24, 
17:18
deeming [1] - 11:18
deems [1] - 38:6
defend [2] - 21:18, 
33:7
DEFENDANT [2] - 
2:9, 8:1
defendant [16] - 5:4, 
8:3, 11:2, 11:11, 
12:6, 12:23, 12:24, 
22:2, 23:24, 26:13, 
32:21, 36:15, 37:3, 
39:14, 40:14, 43:24
Defendant [1] - 1:8
defendant's [10] - 
5:5, 10:9, 10:15, 
10:17, 14:10, 
19:15, 21:10, 
21:13, 21:21, 33:3
defense [5] - 11:24, 
39:21, 42:23, 43:4
defined [2] - 32:10, 
34:1
definitely [1] - 36:22
definition [1] - 11:17
delivered [1] - 8:17
denied [1] - 11:17
denying [1] - 5:20
deprive [1] - 11:12
DEPUTY [1] - 4:2
description [3] - 
29:14, 29:21, 35:8
designated [2] - 5:5, 
5:7
destination [1] - 5:16
detail [1] - 37:23
detailed [1] - 37:22
details [1] - 35:19
determine [5] - 
10:14, 12:1, 13:3, 
22:18, 40:22
determined [1] - 
22:17
determines [2] - 
5:25, 36:10
determining [3] - 
21:12, 31:1, 32:12
developers [1] - 
11:13
Lance W. Steinbeisser, Official Court Reporter
47
Dickerson [3] - 20:5, 
20:25, 32:9
different [4] - 10:12, 
13:7, 13:20, 13:24
difficulty [1] - 10:5
direct [1] - 26:17
directed [1] - 22:5
directly [16] - 10:9, 
10:15, 10:17, 
10:22, 14:13, 
14:21, 19:14, 
21:10, 21:13, 
21:21, 25:4, 26:5, 
33:3, 33:20, 34:2, 
34:6
discern [2] - 34:13, 
37:14
discovered [1] - 
36:21
discussed [1] - 33:4
distinguish [1] - 
25:23
district [4] - 11:17, 
11:25, 21:9, 30:24
DISTRICT [3] - 1:1, 
1:1, 1:13
District [4] - 1:19, 
15:12, 44:12, 44:13
DIVISION [1] - 1:2
docket [6] - 17:6, 
29:15, 29:22, 
29:24, 30:1, 37:12
Docket [7] - 8:6, 
17:4, 18:5, 18:9, 
18:12, 29:2
document [8] - 
11:25, 26:24, 27:6, 
28:21, 34:13, 
35:10, 37:13
documents [4] - 
27:24, 38:21, 39:3, 
39:4
dollar [1] - 27:16
done [5] - 28:2, 
29:18, 29:19, 
30:10, 30:16
down [2] - 33:17, 
35:21
downward [2] - 
39:10, 40:18
Dubin [4] - 12:10, 
22:24, 32:6, 32:12
duplicative [2] - 
29:18, 30:11
during [1] - 37:6
E
effects [1] - 12:2
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 47 of 53

effort [1] - 41:12
either [2] - 5:7, 31:17
element [3] - 10:8, 
11:23, 34:5
elements [1] - 32:13
Eleventh [11] - 5:24, 
6:11, 7:17, 10:19, 
11:10, 11:18, 20:4, 
21:3, 23:18, 24:18, 
34:2
employees [2] - 
12:25, 39:17
end [2] - 20:17, 30:22
engage [1] - 32:6
ensure [1] - 39:11
enter [6] - 6:1, 7:2, 
9:10, 41:2, 42:15, 
43:18
entered [1] - 9:23
entering [1] - 8:11
entire [1] - 12:15
entirely [1] - 13:7
entitled [5] - 10:1, 
14:23, 37:8, 41:11, 
44:9
entries [8] - 27:15, 
27:17, 29:22, 30:1, 
30:8, 31:4, 37:13, 
37:18
entry [3] - 17:6, 
28:21, 29:23
Entry [7] - 8:6, 17:4, 
18:5, 18:9, 18:12, 
29:3
envision [1] - 12:22
Equal [1] - 30:13
equally [1] - 26:1
ERIC [1] - 1:7
Eric [2] - 4:3, 22:19
ESQ [6] - 2:10, 2:14, 
2:18, 3:1, 3:1, 3:6
essentially [4] - 
26:11, 27:15, 29:4, 
37:24
establish [1] - 17:8
estimate [2] - 35:13, 
36:3
Etra [1] - 4:22
ETRA [1] - 3:1
evidence [3] - 38:19, 
38:23, 38:25
evidentiary [5] - 19:3, 
19:8, 25:15, 26:20, 
31:24
exactly [1] - 6:13
examined [1] - 38:18
example [3] - 27:21, 
29:13, 30:9
excuse [1] - 6:24
excused [2] - 7:20, 
8:3
executive [1] - 11:11
Exhibit [8] - 18:5, 
18:7, 18:8, 18:9, 
18:12, 18:16
exhibits [1] - 18:3
Exhibits [1] - 18:5
expanded [1] - 23:19
expansive [1] - 32:10
expansively [1] - 
32:11
expect [2] - 29:11, 
29:24
expenditures [1] - 
16:24
expenses [11] - 
14:25, 15:16, 
15:22, 16:12, 33:9, 
33:14, 34:17, 
34:23, 35:13, 37:6, 
37:8
explain [1] - 8:13
expressed [1] - 8:24
extended [1] - 6:23
extending [2] - 6:4, 
6:8
extent [4] - 7:16, 
36:21, 38:17, 40:24
extra [1] - 35:15
extremely [1] - 29:5
eyes [1] - 10:5
F
F.3d [5] - 11:9, 15:21, 
16:2, 17:12, 20:6
fact [9] - 21:16, 
26:10, 26:11, 
33:18, 36:23, 
37:14, 38:16, 
39:21, 43:1
factual [1] - 19:3
factually [1] - 34:25
failed [3] - 20:20, 
20:22, 31:23
fair [1] - 20:21
false [4] - 13:1, 
36:18, 39:3, 39:6
falsified [4] - 12:7, 
32:16, 33:13, 39:5
familiar [1] - 26:10
fast [1] - 27:8
fault [2] - 38:2
FBI [10] - 4:9, 13:9, 
13:19, 15:10, 
35:10, 39:23, 40:1, 
40:16
FCI [2] - 5:5, 5:9
FCRR [2] - 1:18, 
44:11
fee [5] - 11:13, 11:15, 
28:19, 30:25, 31:3
fee-splitting [1] - 
11:13
fees [46] - 9:13, 14:6, 
14:24, 15:2, 15:4, 
15:14, 15:22, 
15:25, 16:3, 16:5, 
16:15, 16:17, 
16:18, 16:25, 
17:21, 18:4, 18:13, 
19:9, 20:21, 21:16, 
25:2, 25:12, 25:17, 
26:2, 26:3, 26:22, 
28:18, 30:12, 
30:19, 31:20, 
33:19, 34:19, 
34:24, 35:17, 
37:21, 37:24, 
38:16, 39:1, 39:10, 
39:17, 39:25, 40:9, 
40:11, 40:15, 
40:21, 42:9
felt [1] - 39:18
few [1] - 43:2
figure [2] - 31:5, 
34:14
figured [1] - 29:2
file [1] - 9:6
filed [7] - 8:5, 11:9, 
13:20, 17:4, 18:3, 
35:2, 40:8
filing [1] - 17:6
filings [1] - 42:5
financial [2] - 13:2, 
43:10
Fiorentino [1] - 15:12
firm [11] - 12:15, 
12:21, 14:17, 
14:21, 27:16, 28:5, 
29:3, 33:7, 38:20, 
38:21
first [12] - 5:1, 6:8, 
8:4, 10:14, 17:18, 
19:12, 20:18, 
21:25, 22:5, 22:12, 
28:20, 33:21
fitting [1] - 19:18
Floor [3] - 2:15, 2:19, 
3:2
FLORIDA [1] - 1:1
Florida [10] - 1:4, 
1:20, 2:6, 2:12, 
2:20, 3:3, 3:7, 
15:12, 44:13, 44:13
flow [1] - 23:13
flows [1] - 27:5
FOR [1] - 2:2
forced [1] - 43:9
forecloses [1] - 
23:11
foregoing [1] - 44:8
foresaw [1] - 25:9
foreseeability [1] - 
25:7
foreseeable [5] - 
36:17, 36:20, 
36:22, 36:25
forewent [1] - 28:5
forfeiture [14] - 5:3, 
7:10, 7:24, 8:5, 8:6, 
8:12, 9:3, 9:4, 9:7, 
41:5, 41:24, 42:14, 
42:19, 43:14
forfeiture/money [1] 
- 8:7
form [1] - 24:17
forms [1] - 24:10
forth [1] - 38:3
fortiori [1] - 20:12
forward [2] - 42:18, 
43:14
four [2] - 19:1, 22:9
Fourth [1] - 2:5
Fox [1] - 29:3
FPR [2] - 1:18, 44:11
FPR-C [2] - 1:18, 
44:11
fraud [24] - 10:6, 
11:1, 12:9, 15:24, 
19:13, 19:24, 
20:12, 23:1, 23:8, 
23:10, 23:14, 24:4, 
24:11, 24:14, 
24:17, 26:11, 
26:16, 30:4, 32:15, 
33:22, 33:23, 
36:21, 36:23
fraudulent [2] - 11:7, 
33:1
FSA [2] - 7:2, 7:6
full [1] - 41:11
fully [1] - 30:7
functionally [1] - 
20:3
G
general [1] - 26:7
genuine [3] - 20:11, 
22:24, 22:25
germane [1] - 30:2
given [1] - 41:5
Gonzalez [1] - 39:17
Government [59] - 
6:14, 6:15, 6:17, 
6:19, 8:5, 8:14, 9:1, 
9:14, 9:16, 9:21, 
Lance W. Steinbeisser, Official Court Reporter
48
9:25, 10:1, 13:1, 
14:19, 15:7, 15:11, 
18:2, 19:13, 19:23, 
20:2, 20:20, 21:14, 
21:19, 22:5, 23:12, 
25:5, 25:9, 25:11, 
25:18, 26:7, 26:8, 
27:3, 27:17, 28:2, 
28:24, 29:1, 29:11, 
29:16, 30:8, 30:18, 
30:21, 31:22, 
32:14, 33:12, 
34:13, 34:21, 35:2, 
37:20, 37:23, 
38:11, 40:4, 40:23, 
40:25, 41:1, 41:4, 
41:16, 42:18, 44:1
GOVERNMENT [1] - 
2:2
government's [7] - 
20:1, 23:7, 26:6, 
36:2, 40:12, 41:3, 
42:4
Government's [3] - 
14:7, 14:11, 14:12
grant [1] - 40:10
granted [1] - 11:19
ground [1] - 38:4
guess [2] - 34:25, 
36:7
H
Halleran [2] - 3:10, 
4:10
hand [2] - 27:10, 
28:24
handled [1] - 41:25
hard [2] - 36:7, 37:14
harm [15] - 10:13, 
10:24, 12:5, 21:11, 
22:2, 22:3, 22:4, 
23:13, 26:15, 
26:18, 36:10, 
36:11, 40:5
harmed [11] - 10:9, 
10:15, 10:17, 
10:21, 10:25, 
19:14, 22:19, 24:9, 
33:3, 34:2, 34:6
harmful [1] - 12:1
hear [1] - 6:16
heard [2] - 6:14, 20:2
HEARING [1] - 1:11
hearing [2] - 8:19, 
38:11
hearsay [1] - 35:4
held [6] - 19:17, 
20:10, 22:21, 23:9, 
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 48 of 53

23:19, 25:24
HELD [1] - 1:12
help [2] - 26:8, 40:12
helping [1] - 33:11
hi [1] - 4:16
high [3] - 19:5, 29:5, 
29:6
high-level [3] - 19:5, 
29:5, 29:6
highest [1] - 35:22
himself [8] - 6:24, 
7:7, 14:17, 21:18, 
22:8, 33:7, 35:6, 
40:14
hiring [1] - 14:8
hold [4] - 7:3, 17:11, 
27:9, 37:5
holding [1] - 24:12
home [2] - 11:14, 
11:19
Honor [51] - 4:7, 
4:12, 4:15, 4:19, 
5:14, 8:22, 9:6, 
10:3, 13:25, 14:14, 
16:10, 17:4, 17:13, 
17:25, 18:15, 
18:18, 18:20, 
18:23, 19:12, 
19:17, 20:15, 
20:23, 21:23, 
22:15, 22:21, 
22:25, 23:9, 23:15, 
24:10, 25:2, 25:14, 
26:9, 26:23, 27:5, 
27:10, 27:14, 
28:20, 30:12, 
30:20, 31:2, 32:3, 
38:14, 39:7, 39:14, 
40:7, 41:9, 41:18, 
43:16, 43:23, 
43:25, 44:2
HONORABLE [1] - 
1:12
Hope [1] - 2:15
hour [1] - 29:8
hourly [2] - 31:8, 
31:9
hours [3] - 27:23, 
29:17, 35:25
housed [1] - 12:15
HOWARD [1] - 2:10
Howard [1] - 4:13
hsrebnick@
royblack.com [1] - 
2:12
Hyman [3] - 4:9, 
41:25, 43:13
HYMAN [2] - 2:4, 9:6
I
idea [1] - 28:22
identification [2] - 
12:14, 24:10
identified [2] - 9:14, 
11:24
identify [1] - 23:5
identity [19] - 9:24, 
11:7, 11:23, 12:8, 
12:10, 12:12, 
12:16, 15:6, 19:21, 
20:14, 23:3, 23:25, 
24:12, 24:20, 32:7, 
32:13, 32:20, 
36:18, 36:19
illegal [1] - 11:12
imagine [1] - 27:21
immediately [1] - 
7:16
impact [1] - 28:8
impacted [2] - 39:15, 
39:20
implicated [1] - 15:10
inadequate [1] - 
31:19
included [3] - 16:21, 
17:5, 17:20
including [3] - 10:7, 
34:4, 35:6
income [19] - 14:16, 
14:20, 18:6, 19:7, 
25:3, 26:22, 26:23, 
27:4, 27:18, 27:20, 
27:25, 28:5, 28:10, 
28:12, 31:19, 
33:19, 34:15, 
34:23, 37:5
incur [1] - 36:16
incurred [6] - 21:15, 
25:3, 33:20, 35:16, 
36:3, 37:6
incurs [1] - 25:12
indicated [1] - 7:22
indictment [2] - 
10:23, 11:2
individual [4] - 10:14, 
10:15, 35:19, 36:13
individuals [1] - 
17:17
information [9] - 
12:14, 13:13, 
17:16, 17:18, 18:2, 
26:15, 27:25, 
35:20, 38:5
inmates [1] - 7:4
inquired [1] - 43:6
instance [3] - 12:18, 
12:23, 21:25
institution [5] - 5:5, 
5:7, 6:2, 6:25, 7:22
instructs [1] - 11:25
insufficient [2] - 
24:23, 38:6
intake [1] - 5:9
intellectual [1] - 30:3
intend [1] - 5:22
intendant [1] - 16:14
intended [1] - 37:15
interest [1] - 9:12
interim [1] - 5:17
interpreted [2] - 16:5, 
16:11
interprets [1] - 7:6
interviewed [1] - 
13:18
investigation [16] - 
13:1, 14:6, 14:7, 
14:12, 14:25, 
15:16, 15:23, 
16:13, 17:21, 22:7, 
33:12, 34:23, 37:7, 
40:1, 40:4, 40:13
investigation/white 
[1] - 12:19
invoice [1] - 29:13
involve [1] - 25:5
involved [2] - 15:19, 
36:24
involvement [2] - 
36:4, 36:6
involves [2] - 10:7, 
34:5
IRS [1] - 12:15
issue [18] - 5:14, 
5:22, 7:5, 8:5, 8:20, 
9:4, 9:15, 9:18, 
10:20, 19:16, 
24:23, 31:8, 31:21, 
32:3, 33:25, 42:10, 
42:19
issued [2] - 15:7, 
21:20
issues [8] - 5:2, 7:24, 
17:11, 19:2, 19:4, 
22:9, 30:4, 37:13
item [3] - 35:8, 37:25
itemized [2] - 18:6, 
35:10
items [3] - 16:19, 
34:22, 38:18
itself [1] - 12:1
J
Jane [1] - 4:14
JASON [1] - 2:14
Jason [1] - 4:14
JAYNE [1] - 2:18
Jeanette [1] - 39:17
Jimenez [2] - 4:8, 
17:24
JIMENEZ [23] - 2:3, 
4:7, 6:15, 6:17, 
6:19, 10:3, 14:14, 
15:8, 16:9, 16:21, 
17:3, 17:6, 17:13, 
17:15, 17:25, 18:3, 
18:18, 32:3, 34:16, 
35:4, 36:9, 37:21, 
44:2
joint [1] - 39:21
JONATHAN [1] - 3:1
jonathan.etra@
nelsonmullins.
com [1] - 3:3
judge [3] - 5:19, 5:21, 
5:23
JUDGE [1] - 1:13
Judge [2] - 4:22, 9:17
judgment [8] - 8:7, 
9:23, 41:10, 41:19, 
42:21, 43:1, 43:9, 
43:20
Justice [1] - 30:13
justified [4] - 19:8, 
19:10, 34:15, 35:1
jweintraub@
saleweintraub.
com [1] - 2:20
jzarrow@omm.com 
[1] - 2:16
K
Kaminski [1] - 35:18
Kaminski's [3] - 
35:21, 36:8, 37:11
KLUGH [1] - 3:6
Klugh [2] - 3:6, 4:14
knows [2] - 5:17, 
11:6
L
Lance [1] - 44:11
LANCE [1] - 1:18
language [9] - 11:16, 
12:2, 19:18, 20:14, 
22:24, 22:25, 23:2, 
23:19, 24:16
last [3] - 5:15, 17:1, 
31:8
latest [1] - 5:10
law [12] - 10:19, 
15:19, 16:11, 20:4, 
Lance W. Steinbeisser, Official Court Reporter
49
22:21, 29:3, 30:2, 
31:25, 32:8, 33:18, 
40:6
lawsuit [2] - 40:8, 
40:9
least [1] - 39:1
leave [2] - 9:17, 11:4
ledger [1] - 12:24
legal [5] - 19:2, 19:4, 
19:9, 22:9, 33:25
less [2] - 28:19, 31:9
letter [6] - 18:7, 
18:11, 29:3, 35:17, 
36:8, 37:11
letting [2] - 13:19, 
17:10
level [3] - 19:5, 29:5, 
29:6
light [1] - 23:19
limit [1] - 11:22
limitations [1] - 21:9
limited [1] - 5:2
line [1] - 34:22
list [1] - 12:25
listed [2] - 11:1, 
28:15
litigation [1] - 43:10
LLP [1] - 2:15
loan [12] - 8:8, 8:18, 
8:21, 8:23, 9:12, 
13:21, 32:16, 
32:19, 32:22, 42:7, 
42:16, 42:25
loans [2] - 8:10, 
42:22
logistics [1] - 5:3
look [4] - 12:1, 13:11, 
22:3, 23:25
looked [3] - 28:20, 
28:21, 29:10
looking [8] - 12:18, 
14:18, 17:1, 20:25, 
29:9, 34:12, 36:8, 
37:11
Los [1] - 2:16
loses [2] - 7:1, 7:4
loss [11] - 10:13, 
13:16, 14:9, 14:13, 
21:21, 21:24, 25:1, 
33:24, 34:15, 
35:13, 40:5
losses [4] - 10:24, 
21:10, 21:13, 37:1
lost [24] - 14:16, 
14:20, 18:6, 19:6, 
19:7, 20:23, 22:16, 
25:17, 26:14, 
26:21, 26:23, 27:4, 
27:18, 27:20, 
27:25, 28:4, 28:9, 
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 49 of 53

28:11, 31:19, 33:9, 
33:14, 33:19, 
34:22, 37:5
M
man [1] - 39:5
mandamus [1] - 
11:19
Mandatory [4] - 10:3, 
14:3, 32:5, 40:2
mandatory [2] - 10:5, 
10:6
MARIA [1] - 2:4
Maria [1] - 4:9
market [1] - 31:14
marshal [2] - 5:8, 
5:13
Marshal [1] - 5:8
marshals [1] - 7:3
MARTINEZ [7] - 2:4, 
38:14, 41:9, 41:18, 
41:23, 42:20, 43:16
Martinez [1] - 4:9
match [1] - 26:18
matter [10] - 13:23, 
15:9, 19:8, 20:9, 
22:21, 26:4, 27:2, 
33:11, 35:24, 44:9
matters [1] - 41:24
mean [2] - 34:21, 
38:2
meaning [1] - 6:11
means [1] - 20:3
mechanical [1] - 1:23
meeting [1] - 14:19
memorandum [1] - 
11:9
mention [2] - 28:9, 
38:24
mentioned [2] - 
30:11, 30:20
merely [3] - 13:24, 
36:6, 38:8
meticulously [3] - 
30:24, 30:25, 31:2
Miami [12] - 1:4, 1:20, 
1:20, 2:6, 2:12, 
2:20, 3:3, 3:7, 5:6, 
5:9, 6:25, 44:13
middle [1] - 38:4
mill [1] - 12:19
mind [1] - 31:22
minute [1] - 33:10
Mitch [1] - 4:9
MITCHELL [1] - 2:4
mitchell.hyman@
usdoj.gov [1] - 2:7
moment [3] - 15:14, 
27:12, 43:23
Monday [2] - 6:4, 6:9
money [2] - 41:20, 
43:7
month [9] - 29:4, 
29:9, 31:3, 35:25, 
41:13, 43:4, 43:8
month-by-month [1] 
- 31:3
moot [2] - 8:20, 9:15
mortgage [1] - 11:14
most [1] - 36:21
motion [1] - 6:10
move [3] - 20:23, 
42:18, 43:13
MR [41] - 4:12, 4:22, 
5:14, 6:3, 6:13, 
6:22, 7:11, 7:19, 
8:13, 8:16, 8:22, 
9:6, 9:11, 18:20, 
18:22, 19:1, 19:22, 
19:25, 21:2, 21:5, 
21:23, 22:11, 
22:14, 23:6, 23:9, 
23:22, 24:2, 24:5, 
24:8, 25:1, 25:20, 
25:22, 26:3, 26:20, 
27:1, 27:10, 27:14, 
28:18, 42:8, 43:23, 
43:25
MS [30] - 4:7, 4:15, 
6:15, 6:17, 6:19, 
10:3, 14:14, 15:8, 
16:9, 16:21, 17:3, 
17:6, 17:13, 17:15, 
17:25, 18:3, 18:18, 
24:15, 32:3, 34:16, 
35:4, 36:9, 37:21, 
38:14, 41:9, 41:18, 
41:23, 42:20, 
43:16, 44:2
Mullins [1] - 3:2
must [5] - 10:15, 
21:12, 22:2, 39:13
MVRA [7] - 19:13, 
22:12, 23:12, 
23:13, 23:17, 
23:21, 25:25
Myers [1] - 2:15
N
name [15] - 4:17, 
12:13, 12:15, 
18:24, 19:16, 
20:12, 21:17, 
22:22, 23:1, 23:11, 
24:17, 33:11, 
33:13, 34:8, 34:9
narrow [1] - 32:10
NBA [5] - 15:19, 
15:24, 17:16, 
17:17, 17:18
necessarily [2] - 
23:16, 24:23
necessary [8] - 
30:15, 30:19, 31:6, 
37:10, 37:14, 
37:19, 38:9, 40:22
need [11] - 31:20, 
41:7, 41:15, 41:18, 
41:25, 42:3, 42:12, 
42:20, 42:22, 43:1, 
43:22
needed [2] - 21:18, 
39:18
needs [2] - 27:3, 
42:24
Nelson [1] - 3:2
next [2] - 20:1, 37:23
nexus [9] - 20:4, 
20:8, 20:11, 22:24, 
22:25, 23:10, 
23:15, 23:16, 24:19
nice [2] - 30:21, 44:3
ninetieth [1] - 43:15
NO [1] - 1:2
nonpublic [3] - 
12:14, 13:13, 17:16
North [1] - 1:20
Northeast [2] - 2:5, 
32:17
Northwest [1] - 3:7
note [1] - 5:3
notes [1] - 44:9
nothing [7] - 27:19, 
28:11, 29:20, 
29:25, 31:15, 
31:16, 43:25
notice [3] - 8:5, 9:7, 
9:10
notify [1] - 5:16
number [4] - 12:14, 
26:24, 30:22, 42:3
Number [1] - 4:3
numbers [3] - 39:5, 
42:22, 42:25
O
O'Melveny [1] - 2:15
objection [2] - 8:11, 
42:6
obvious [1] - 12:8
obviously [12] - 
10:13, 10:20, 
14:16, 21:3, 22:1, 
26:15, 29:22, 
33:18, 33:25, 35:4, 
35:18, 40:25
occurred [1] - 38:11
occurs [1] - 21:8
October [2] - 29:13, 
44:10
OF [5] - 1:1, 1:4, 
1:11, 2:9, 44:6
offense [13] - 10:7, 
12:1, 12:2, 14:2, 
15:1, 15:17, 15:23, 
16:13, 17:22, 
23:20, 34:3, 34:4, 
37:8
offenses [3] - 10:7, 
24:3, 24:6
Office [2] - 2:5, 43:12
office [2] - 4:20, 
27:21
Officer [2] - 3:10, 
4:21
officer [1] - 4:17
OFFICER [1] - 4:19
Official [2] - 1:19, 
44:12
ON [1] - 2:9
once [4] - 9:1, 9:7, 
9:8, 22:17
one [11] - 5:19, 8:9, 
11:5, 11:8, 20:18, 
27:22, 38:14, 
38:15, 39:7, 39:24, 
43:23
one-judge [1] - 5:19
ones [2] - 13:20, 
39:21
opinion [1] - 20:10
opportunities [1] - 
28:6
opposed [1] - 6:18
opposes [3] - 6:15, 
6:17, 6:19
Order [1] - 4:1
order [12] - 6:1, 8:11, 
9:10, 22:7, 31:14, 
41:2, 41:25, 42:12, 
42:15, 43:18, 43:19
ordered [2] - 5:6, 
34:4
orders [1] - 23:20
otherwise [2] - 7:12, 
42:13
outside [2] - 21:8, 
21:20
overly [1] - 31:4
P
P.A [3] - 2:11, 2:19, 
Lance W. Steinbeisser, Official Court Reporter
50
3:6
package [1] - 34:10
page [1] - 30:22
Pages [1] - 1:8
paid [4] - 11:14, 13:1, 
41:22, 42:17
paperwise [1] - 39:3
paragraph [1] - 14:24
paralegal [4] - 29:19, 
30:16, 31:10, 35:23
paralegals [1] - 30:10
parse [1] - 40:21
parses [2] - 30:15, 
34:14
part [7] - 11:15, 13:9, 
13:22, 14:22, 
17:20, 34:10, 43:20
participant [1] - 
21:20
participate [2] - 7:12, 
22:7
participated [1] - 
40:1
participating [1] - 
14:11
participation [4] - 
14:6, 14:25, 16:12, 
37:7
particular [1] - 9:17
particularly [1] - 28:3
particulars [1] - 
15:13
parties [2] - 9:22, 
12:2
party [1] - 12:3
passed [1] - 43:2
past [1] - 25:16
pattern [5] - 10:8, 
10:11, 26:10, 
26:12, 34:5
pay [8] - 8:25, 9:12, 
39:16, 39:20, 
39:25, 40:15, 41:14
payment [2] - 42:13, 
42:24
pecuniary [1] - 40:5
penalty [1] - 28:9
pending [5] - 5:19, 
5:20, 5:23, 5:25, 
7:15
Penthouse [1] - 3:7
people [5] - 27:15, 
28:14, 30:14, 
31:12, 40:15
percent [2] - 35:22, 
41:23
perform [2] - 31:17, 
31:25
performing [1] - 
30:10
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 50 of 53

perhaps [2] - 14:4, 
39:9
perjury [2] - 28:9, 
28:15
permitted [1] - 6:24
person [7] - 10:9, 
19:14, 33:13, 34:2, 
34:6, 39:24, 40:11
personally [1] - 25:10
perspective [1] - 8:23
persuade [1] - 31:14
phrase [1] - 16:12
physical [1] - 27:11
place [3] - 38:9, 
41:19, 42:1
placed [1] - 34:9
placement [2] - 
22:22, 24:9
placing [3] - 17:17, 
19:16, 24:16
plain [1] - 12:2
plainly [1] - 28:16
Plaintiff [1] - 1:5
pleading [1] - 17:3
PM [4] - 1:6, 5:8, 44:5
podium [1] - 18:20
point [9] - 9:7, 20:18, 
20:19, 25:13, 
38:14, 40:21, 41:1, 
41:17, 42:12
points [1] - 25:15
poor [2] - 39:5, 40:16
portion [1] - 39:1
position [4] - 13:24, 
37:16, 37:18, 38:10
possible [2] - 29:15, 
30:17
post [1] - 12:10
post-Dubin [1] - 
12:10
posting [1] - 7:17
PPP [2] - 8:8, 12:22
prefatory [1] - 27:2
preparation [1] - 
35:10
prepare [2] - 13:12, 
14:19
prepared [4] - 12:13, 
13:20, 33:6, 44:9
presence [2] - 7:9, 
7:25
PRESENT [1] - 3:10
present [3] - 4:13, 
4:18, 37:20
pretended [1] - 12:6
pretty [2] - 26:17, 
30:15
previously [3] - 
15:20, 18:4, 30:11
principles [2] - 
20:18, 25:6
private [1] - 17:18
probation [3] - 4:17, 
4:20, 42:22
Probation [1] - 3:10
PROBATION [1] - 
4:19
problem [3] - 26:17, 
28:19, 29:2
proceed [1] - 8:4
proceeding [7] - 5:2, 
5:11, 7:9, 7:21, 
17:7, 35:5, 41:13
proceedings [5] - 
7:8, 13:22, 15:1, 
16:14, 44:8
Proceedings [2] - 
1:23, 44:5
processing [1] - 9:13
produced [2] - 1:23, 
38:22
produces [1] - 13:4
producing [3] - 
13:18, 13:25, 14:18
product [5] - 12:8, 
32:22, 32:25, 33:1
professional [1] - 
12:16
program [1] - 43:10
prongs [1] - 22:9
proof [3] - 27:3, 28:3, 
28:25
proper [1] - 41:15
propose [1] - 42:10
prosecution [12] - 
15:1, 15:16, 15:23, 
16:13, 17:22, 22:5, 
33:12, 34:24, 37:7, 
40:2, 40:4, 40:13
prove [2] - 27:4, 
30:18
provide [3] - 15:3, 
35:13, 38:5
provided [12] - 13:3, 
14:17, 16:22, 
17:16, 18:2, 25:19, 
29:5, 35:5, 38:19, 
42:21, 42:22, 42:23
provides [3] - 14:15, 
33:8, 37:4
proving [2] - 27:19, 
28:4
provision [1] - 16:4
proximally [1] - 34:2
proximate [2] - 25:6, 
33:24
proximately [1] - 
22:3
PTIN [1] - 13:14
pull [1] - 26:25
purchasers [2] - 
11:14, 11:19
purported [3] - 
12:25, 32:25
purportedly [1] - 
33:6
purpose [1] - 5:1
purposes [5] - 5:3, 
7:9, 14:8, 19:20, 
32:12
put [1] - 37:15
puts [1] - 23:24
Q
qualify [1] - 12:3
quantified [2] - 
13:17, 36:12
quarrel [1] - 26:6
questioning [1] - 
35:3
questions [3] - 19:3, 
20:24, 33:16
quite [1] - 39:2
quote [1] - 24:18
R
rate [5] - 31:8, 31:9, 
31:10, 31:13, 35:22
rates [1] - 31:15
rather [1] - 11:25
Re [1] - 11:9
reach [1] - 31:20
reached [1] - 8:16
read [3] - 20:6, 24:18, 
25:18
reading [2] - 16:7, 
16:9
realized [1] - 39:15
reason [1] - 38:24
reasonable [12] - 
16:15, 29:17, 
30:19, 31:14, 
35:13, 36:3, 37:11, 
37:15, 37:19, 38:9, 
39:2, 40:23
receive [3] - 29:11, 
42:24, 43:7
received [2] - 28:20, 
41:20
recitation [1] - 30:22
recognized [1] - 
39:19
record [12] - 4:6, 
19:8, 19:10, 26:25, 
28:11, 29:20, 
31:19, 31:25, 
38:25, 39:9, 40:19, 
44:8
recorded [1] - 1:23
records [15] - 12:20, 
13:2, 13:3, 13:4, 
13:6, 13:18, 13:19, 
13:25, 14:18, 
14:19, 18:10, 
18:16, 30:25, 31:3
recover [3] - 14:23, 
25:12, 40:8
recoverable [8] - 
10:24, 10:25, 15:2, 
15:4, 15:25, 16:3, 
26:2, 26:4
recovered [2] - 16:6, 
16:18
recovering [1] - 
20:21
recovery [1] - 16:14
redacted [2] - 28:22, 
30:7
referee [1] - 17:16
reference [2] - 37:12, 
42:21
references [1] - 35:9
refers [1] - 14:24
regard [19] - 8:12, 
8:21, 9:21, 9:23, 
14:6, 21:8, 23:4, 
23:8, 24:6, 25:17, 
33:18, 33:20, 
33:23, 34:7, 41:2, 
41:5, 42:16, 43:19, 
43:20
regarding [4] - 11:16, 
13:5, 18:4, 43:14
regular [1] - 33:5
reimbursable [1] - 
14:21
reimburse [1] - 14:15
reimbursed [6] - 
33:8, 36:14, 37:3, 
37:4, 37:9, 37:25
reject [2] - 28:24, 
40:10
related [19] - 14:2, 
14:25, 16:12, 20:3, 
20:5, 20:6, 20:14, 
20:15, 21:12, 23:2, 
23:20, 24:11, 
24:14, 24:17, 
24:22, 24:24, 31:6, 
33:20, 34:23
relates [1] - 19:24
relating [2] - 15:22, 
19:2
relation [3] - 20:16, 
24:19, 24:22
release [1] - 7:17
Lance W. Steinbeisser, Official Court Reporter
51
released [1] - 6:1
relevant [5] - 10:23, 
11:3, 11:4, 21:4, 
21:8
reliable [1] - 38:25
rely [1] - 39:8
relying [1] - 40:25
remaining [1] - 9:18
remember [2] - 
15:13, 30:22
removed [3] - 16:16, 
16:24, 18:13
rendered [1] - 5:19
repaying [1] - 8:18
reported [1] - 39:4
REPORTER [1] - 
44:6
Reporter [2] - 1:19, 
44:12
representation [2] - 
31:6, 39:22
represented [2] - 5:4, 
32:24
request [7] - 6:6, 6:8, 
6:15, 6:17, 6:19, 
11:18, 41:3
requested [2] - 9:10, 
42:1
requesting [2] - 
16:16, 22:15
require [1] - 25:7
required [3] - 7:11, 
24:19, 35:12
requires [6] - 7:18, 
20:4, 20:7, 23:13, 
24:18, 32:1
requiring [1] - 25:9
research [1] - 37:13
researching [1] - 
30:4
respect [7] - 10:1, 
10:21, 13:8, 24:12, 
32:3, 34:17, 41:10
respond [2] - 22:6, 
25:9
responded [2] - 15:6, 
29:1
responding [2] - 
13:17, 36:17
responds [1] - 25:11
response [5] - 14:7, 
14:11, 18:25, 25:5, 
29:15
rest [1] - 38:12
RESTITUTION [1] - 
1:11
restitution [33] - 5:2, 
7:9, 7:25, 8:10, 
8:20, 9:16, 9:19, 
9:21, 10:1, 10:4, 
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 51 of 53

10:6, 17:20, 23:20, 
29:12, 34:3, 35:12, 
38:11, 40:5, 41:3, 
41:10, 41:12, 
41:19, 41:24, 
41:25, 42:6, 42:12, 
42:15, 42:18, 
42:21, 43:1, 43:9, 
43:19, 43:21
Restitution [3] - 10:4, 
14:4, 40:2
result [6] - 12:5, 16:2, 
21:18, 33:3, 34:3, 
39:16
resulted [2] - 21:10, 
21:13
resulting [2] - 10:24, 
21:21
retained [1] - 15:10
return [8] - 11:5, 
32:17, 32:19, 
32:20, 32:21, 
32:23, 32:24, 33:5
returns [12] - 11:8, 
12:7, 13:12, 13:13, 
13:14, 19:17, 
22:23, 33:13, 34:9, 
36:18, 36:24, 39:4
reveal [1] - 38:3
review [7] - 29:15, 
29:22, 29:23, 30:1, 
31:25, 35:10, 37:14
reviewing [3] - 14:18, 
30:1, 42:9
RICHARD [1] - 3:6
Richard [2] - 3:6, 
4:14
rickklu@aol.com [1] 
- 3:8
Rights [3] - 11:16, 
11:22, 32:5
River [1] - 32:24
Rothschild [1] - 29:4
roughly [1] - 43:16
RPR [2] - 1:18, 44:11
rule [1] - 26:7
Rule [1] - 20:10
rules [1] - 5:20
run [1] - 12:19
run-of-the-mill [1] - 
12:19
running [1] - 27:8
S
Sale [1] - 2:19
Sarah [2] - 3:10, 4:10
satellite [1] - 6:25
satisfies [1] - 32:13
satisfy [1] - 39:12
saw [5] - 38:17, 
38:18, 38:20, 
38:21, 39:8
SBA [11] - 8:21, 9:2, 
10:21, 33:23, 
41:11, 42:7, 42:10, 
42:16, 42:24, 43:11
schedule [3] - 14:16, 
16:22, 34:19
scheme [22] - 10:8, 
10:10, 10:16, 
10:18, 10:22, 11:1, 
17:15, 19:15, 20:2, 
20:3, 20:6, 20:7, 
20:8, 20:13, 21:11, 
22:19, 22:23, 
23:14, 32:11, 33:4, 
34:5
scheme-based [1] - 
32:11
scrutinize [1] - 29:17
Second [4] - 15:18, 
15:20, 16:2, 30:23
second [5] - 5:23, 
6:20, 25:1, 25:13, 
25:16
secondly [1] - 17:20
seconds [1] - 27:7
Section [1] - 8:9
see [8] - 7:14, 13:19, 
27:5, 27:14, 28:6, 
29:21, 31:12, 44:3
seek [1] - 7:16
seeking [6] - 9:16, 
16:20, 16:25, 
31:22, 41:10, 41:17
seeks [2] - 8:7, 8:10
seem [2] - 20:21, 
23:17
selected [2] - 29:22, 
30:1
self [3] - 5:7, 5:12, 
5:15
self-surrender [3] - 
5:7, 5:12, 5:15
sentencing [1] - 17:7
separate [1] - 34:18
September [1] - 
43:17
Service [1] - 5:8
services [1] - 11:12
set [1] - 37:24
Shannon [2] - 3:10, 
4:20
sheet [1] - 28:6
SHEPPARD [1] - 1:7
Sheppard [17] - 4:4, 
4:13, 5:6, 5:12, 
5:18, 6:7, 7:7, 7:23, 
8:17, 8:25, 9:11, 
21:16, 25:4, 25:8, 
39:24, 41:21, 42:16
Sheppard's [6] - 
14:13, 20:11, 
22:19, 24:9, 26:5, 
33:22
short [1] - 43:19
show [1] - 22:7
side [2] - 23:25, 
39:10
sign [2] - 13:11, 
13:12
signature [1] - 12:13
signatures [1] - 
13:11
signed [2] - 28:8, 
33:6
similar [1] - 11:16
simply [1] - 35:15
single [1] - 29:23
slow [2] - 27:8, 27:22
someone [2] - 11:6, 
13:24
sometimes [1] - 40:7
soon [1] - 43:11
sorry [4] - 6:16, 17:5, 
18:15, 28:21
sort [1] - 38:3
sought [2] - 9:19, 
11:15
South [4] - 2:11, 
2:15, 2:19, 3:2
Southern [2] - 15:11, 
44:13
SOUTHERN [1] - 1:1
speaking [1] - 39:23
speaks [1] - 21:4
Special [2] - 3:10, 
4:10
specific [3] - 23:23, 
36:23, 42:24
specifically [4] - 
11:1, 18:4, 30:23, 
40:3
spend [2] - 14:18, 
33:10
spent [5] - 28:1, 
28:14, 28:23, 40:3
splitting [1] - 11:13
spreadsheet [1] - 
37:12
squarely [1] - 40:10
SREBNICK [16] - 
2:10, 4:12, 4:22, 
5:14, 6:3, 6:13, 
6:22, 7:11, 7:19, 
8:13, 8:16, 8:22, 
9:11, 42:8, 43:23, 
43:25
Srebnick [4] - 2:11, 
4:14, 6:21, 7:13
staff [1] - 35:6
stand [2] - 32:18, 
39:15
stand-alone [1] - 
32:18
standard [2] - 12:10, 
32:12
standpoint [1] - 36:2
start [5] - 7:2, 19:4, 
19:10, 26:23, 27:2
state [3] - 4:5, 5:1, 
7:13
statement [1] - 28:8
statements [1] - 
35:20
STATES [3] - 1:1, 
1:4, 1:13
states [1] - 19:13
States [11] - 1:19, 
2:5, 4:3, 4:8, 4:9, 
5:8, 8:6, 8:9, 8:10, 
20:5, 44:12
stating [1] - 8:6
statute [18] - 10:12, 
11:25, 12:3, 14:14, 
14:22, 15:15, 16:4, 
19:19, 19:21, 
20:15, 21:9, 23:3, 
24:20, 26:16, 33:2, 
33:8, 33:21, 37:4
statutes [1] - 19:24
statutory [3] - 20:14, 
23:19, 24:15
stay [2] - 6:7, 7:12
STEINBEISSER [1] - 
1:18
Steinbeisser [2] - 
44:10, 44:11
stenography [1] - 
1:23
stenotype [1] - 44:9
Stewart [2] - 11:9, 
17:9
still [1] - 39:11
stopped [1] - 39:23
Street [3] - 2:5, 2:15, 
3:7
stuff [1] - 29:21
submission [1] - 
28:19
submit [7] - 29:10, 
29:11, 31:12, 32:6, 
36:20, 37:23, 38:1
submits [2] - 12:24
submitted [11] - 11:8, 
28:23, 30:8, 32:18, 
32:19, 32:23, 
34:10, 35:11, 
Lance W. Steinbeisser, Official Court Reporter
52
36:18, 38:12, 38:23
submitting [1] - 
21:17
subpoena [11] - 
12:20, 14:12, 15:6, 
21:19, 22:6, 25:6, 
25:10, 25:12, 26:6, 
27:25, 29:15
subpoenaed [1] - 
36:16
subpoenas [4] - 
13:2, 13:18, 14:8, 
36:17
Subsection [2] - 
14:15, 15:15
subsequent [1] - 
32:9
substance [1] - 30:6
substantial [2] - 
29:2, 31:11
substantiate [1] - 
30:14
substantiates [1] - 
28:11
subtracted [1] - 
16:19
suffered [1] - 22:2
suffers [1] - 12:5
sufficiency [4] - 19:4, 
25:15, 26:21, 31:24
sufficient [7] - 23:10, 
23:15, 23:16, 
28:16, 35:3, 40:19
sufficiently [3] - 
19:8, 19:10, 37:22
suggested [1] - 39:7
Suite [1] - 2:11
sum [1] - 31:11
summary [5] - 19:5, 
29:3, 29:5, 29:6, 
29:21
Supp [1] - 15:12
supplement [1] - 
37:23
support [3] - 27:17, 
32:19, 39:1
Supreme [2] - 26:10, 
26:18
surrender [8] - 5:6, 
5:7, 5:12, 5:15, 6:4, 
6:9, 6:23, 7:11
T
talks [2] - 10:12, 35:8
target [1] - 12:4
tasks [2] - 28:1, 
30:10
tax [23] - 11:5, 11:7, 
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 52 of 53

12:7, 12:14, 13:12, 
13:13, 13:14, 
19:17, 22:23, 
24:10, 24:17, 
32:17, 32:19, 
32:20, 32:23, 
32:24, 33:5, 33:13, 
34:9, 36:18, 36:24, 
39:4
team [1] - 29:16
term [3] - 32:10, 
36:10
terms [3] - 25:25, 
34:11, 38:5
testified [2] - 35:7, 
39:14
testifies [1] - 13:5
testify [4] - 12:22, 
35:1, 38:17, 38:21
testimony [1] - 18:1
text [2] - 19:13, 20:19
THE [79] - 1:12, 2:2, 
2:9, 4:2, 4:11, 4:16, 
4:19, 4:21, 4:24, 
5:24, 6:11, 6:14, 
6:16, 6:18, 6:20, 
7:7, 7:13, 7:23, 8:1, 
8:2, 8:4, 8:15, 8:21, 
9:5, 9:9, 9:20, 14:1, 
15:3, 16:7, 16:19, 
17:1, 17:5, 17:10, 
17:14, 17:23, 18:1, 
18:17, 18:19, 
18:21, 18:24, 
19:20, 19:23, 
20:25, 21:3, 21:6, 
22:1, 22:12, 23:4, 
23:7, 23:18, 23:23, 
24:3, 24:6, 24:14, 
24:25, 25:16, 
25:21, 25:23, 
26:19, 26:25, 27:7, 
27:12, 28:17, 32:2, 
33:17, 34:21, 36:6, 
37:10, 38:8, 40:20, 
41:16, 41:21, 42:4, 
42:14, 43:15, 
43:18, 43:24, 44:1, 
44:3
theft [14] - 9:24, 12:8, 
12:10, 12:12, 15:6, 
19:21, 20:15, 23:3, 
23:5, 23:25, 24:12, 
24:20, 32:7, 32:13
Third [1] - 3:7
three [4] - 5:21, 
27:23, 32:15, 34:7
three-judge [1] - 5:21
threshold [2] - 13:23, 
31:21
throw [1] - 36:9
tighter [3] - 20:4, 
20:8, 24:19
timely [1] - 41:11
today [10] - 5:6, 5:19, 
6:7, 7:12, 7:23, 
8:19, 9:11, 9:18, 
43:1, 43:5
today's [1] - 7:20
together [1] - 32:23
took [2] - 27:12, 
36:18
top [2] - 19:4, 19:10
total [2] - 16:23, 
16:25
totaled [1] - 34:24
toward [1] - 42:17
towards [1] - 30:22
Trails [1] - 8:8
TRANSCRIPT [1] - 
1:11
transcript [1] - 1:23
transcription [2] - 
1:23, 44:8
transportation [2] - 
37:5, 37:6
travel [2] - 16:16, 
18:13
trial [3] - 13:5, 14:20, 
35:10
triple [1] - 42:13
true [1] - 24:23
try [1] - 34:13
trying [3] - 22:8, 
37:12, 38:4
Tuesday [4] - 6:4, 
6:9, 6:23, 37:23
turn [2] - 25:14, 30:7
two [9] - 5:14, 10:12, 
19:2, 19:3, 19:4, 
22:9, 25:14, 25:24, 
27:7
Two [1] - 2:19
type [3] - 35:25, 40:5
types [1] - 29:6
typically [1] - 31:11
U
unable [1] - 40:24
unclear [1] - 14:4
uncommon [1] - 
12:20
under [22] - 5:20, 8:9, 
10:3, 11:15, 12:2, 
12:10, 14:3, 14:14, 
14:22, 15:15, 16:4, 
22:12, 23:12, 
23:16, 23:21, 
24:20, 26:16, 28:8, 
28:15, 32:5, 33:2, 
33:21
understood [1] - 7:19
UNITED [3] - 1:1, 1:4, 
1:13
United [11] - 1:19, 
2:5, 4:3, 4:8, 5:8, 
8:6, 8:9, 8:10, 20:5, 
44:12
units [1] - 35:6
universe [1] - 13:7
unless [2] - 6:3, 
20:24
unmodified [1] - 
24:22
unnecessary [1] - 
41:5
unsubstantiated [1] - 
30:5
up [4] - 19:4, 19:10, 
26:25, 38:4
US [3] - 15:12, 16:1, 
43:12
USC [1] - 10:4
V
vague [2] - 29:5, 31:4
value [1] - 28:13
values [1] - 27:16
verification [1] - 
41:15
verified [1] - 9:8
version [1] - 30:7
versus [4] - 4:3, 
15:12, 16:1, 20:5
victim [55] - 10:14, 
10:21, 10:25, 
11:17, 12:3, 13:24, 
14:3, 14:16, 15:5, 
15:19, 15:24, 16:5, 
17:8, 17:18, 19:6, 
19:11, 19:14, 
20:17, 20:19, 
21:12, 21:25, 22:1, 
22:8, 22:13, 22:18, 
23:12, 24:7, 25:11, 
26:9, 26:13, 26:14, 
26:17, 28:8, 31:22, 
32:4, 32:8, 32:15, 
33:8, 34:1, 34:11, 
34:12, 36:5, 36:11, 
36:13, 37:2, 37:3, 
38:10, 39:11, 
40:16, 41:15, 
41:19, 43:7
Victim [3] - 10:4, 
32:5, 40:2
Victim's [2] - 11:16, 
11:21
victim's [3] - 21:10, 
22:3, 22:4
victims [5] - 10:6, 
11:18, 11:20, 
11:23, 40:7
Victims [1] - 14:3
view [2] - 8:24, 31:18
virtue [1] - 21:19
voluntarily [2] - 7:8, 
9:12
vouch [1] - 28:10
vs [1] - 1:6
VWPA [1] - 25:25
W
wages [1] - 12:25
wait [1] - 9:9
waiting [2] - 16:7, 
27:22
waive [1] - 7:8
waiving [1] - 7:25
walked [1] - 4:23
weekend [2] - 5:22, 
44:3
weeks [1] - 7:3
weighs [1] - 40:25
WEINTRAUB [3] - 
2:18, 4:15, 24:15
Weintraub [2] - 2:19, 
4:14
Westlaw [2] - 17:11, 
27:9
white [1] - 12:19
whole [3] - 18:10, 
35:14, 39:11
windfall [2] - 38:9, 
39:12
window [1] - 43:3
wire [18] - 10:25, 
12:9, 19:24, 20:12, 
23:1, 23:8, 23:10, 
23:14, 24:4, 24:11, 
24:14, 24:17, 
26:11, 26:16, 30:4, 
32:15, 33:23
wish [2] - 5:10, 6:14
witness [2] - 13:25, 
33:5
woefully [1] - 31:18
word [1] - 30:24
writ [1] - 11:19
writing [1] - 41:12
written [2] - 35:5, 
41:2
Lance W. Steinbeisser, Official Court Reporter
53
Y
younger [1] - 35:23
yourself [1] - 39:9
Z
Zarrow [1] - 4:14
ZARROW [26] - 2:14, 
18:20, 18:22, 19:1, 
19:22, 19:25, 21:2, 
21:5, 21:23, 22:11, 
22:14, 23:6, 23:9, 
23:22, 24:2, 24:5, 
24:8, 25:1, 25:20, 
25:22, 26:3, 26:20, 
27:1, 27:10, 27:14, 
28:18
Zaslow [3] - 35:7, 
38:20, 38:22
Case 1:22-cr-20290-BB   Document 300   Entered on FLSD Docket 10/09/2024   Page 53 of 53

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