Exhibit List by Stephanie Hockridge — United States v. Reis (Dkt. 167, N.D. Tex. No. 4:24-cr-00287)

Record facts

U.S. District Court for the Northern District of Texas · No. 4:24-cr-00287-O · Doc. 167 · 2025-05-08 · Docket on CourtListener

Full text

Page 1 of 91 
 
IN THE UNITED STATES DISTRICT COURT 
FOR THE NORTHERN DISTRICT OF TEXAS 
FORT WORTH DIVISION 
 
UNITED STATES OF AMERICA,  
 
 
 
§  
 
 
 
 
 
 
 
 
 
§ 
 
 
Plaintiff, 
 
 
 
 
 
§ 
 
 
 
 
 
 
 
 
 
§ 
v. 
 
 
 
 
 
 
 
 
§ 
Case No. 4:24 CR-00287-O 
 
 
 
 
 
 
 
 
 
§ 
NATHAN REIS and   
 
 
 
 
 
§  
(01) 
 
STEPHANIE HOCKRIDGE, a/k/a 
 
 
 
 
§ 
(02) 
STEPHANIE REIS,  
 
 
 
 
 
§ 
 
 
 
 
 
 
 
 
 
 
§ 
 
 
Defendants. 
 
 
  
 
 
§ 
 
EXHIBIT LIST 
 
 
 
 
 
PRESIDING JUDGE 
 
Reed O’Connor 
PLAINTIFF’S ATTORNEY 
 
Matthew Weybrecht, Philip Trout, 
Elizabeth R. Carr 
DEFENDANT’S ATTORNEY 
 
Richard E. Finneran, Gregg Gallian 
TRIAL DATE  
May 15, 2025 
COURT REPORTER 
 
Zoie Williams 
COURTROOM DEPUTY 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 1 of 91     PageID 1870

 
Page 2 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0101 
 
5/26/2021 
Blueacorn Operating Agreement  
 
 
 
DE-0103 
 
 
Blueacorn Staff Training Deck – Compliance with 
Bank Secrecy Act, Anti-Money Laundering Act, and 
Office of Foreign Asset Control regulations  
 
 
 
DE-0105 
 
 
Paycheck Protection Program Loan Processing Script 
and Staff Training Documentation 
 
 
 
DE-0107 
 
 
Blueacorn Staff Training Deck – Compliance with 
Bank Secrecy Act, Anti-Money Laundering Act, and 
Office of Foreign Asset Control regulations  
 
 
 
DE-0109 
 
 
Blueacorn Staff Training Deck – Compliance with 
Bank Secrecy Act, Anti-Money Laundering Act, and 
Office of Foreign Asset Control regulations  
 
 
 
DE-0111 
 
2/25/2021 
Fin Cap/Paynerd Referral Program Agreement  
 
 
 
DE-0115 
 
2/17/2021 
Fin Cap/elev8 Strategic Partner Referral Agreement 
 
 
 
DE-0117 
 
3/4/2021 
Fin Cap/MooveGuru Strategic Partner Referral 
Agreement 
 
 
 
DE-0119 
 
 
Articles of Amendment of Blueacorn PPP, LLC 
 
 
 
DE-0121 
 
4/22/2021 
LLC Articles of Organization for BA Fin Orion, LLC 
 
 
 
DE-0123 
 
4/6/2021 
LLC Articles of Organization for BA PPP, LLC 
 
 
 
DE-0125 
 
4/16/2021 
Articles of Organization of Limited Liability 
Company for Blueacorn PPP, LLC 
 
 
 
DE-0127 
 
 
Operating Agreement of BA Fin Orion, LLC 
 
 
 
DE-0129 
 
 
Operating Agreement of BA PPP, LLC 
 
 
 
DE-0131 
 
1/1/2021 
Bylaws of Fin Cap, Inc. 
 
 
 
DE-0133 
 
 
Operating Agreement of Blue Oak Forrest, LLC 
 
 
 
DE-0135 
 
10/12/2020 
Profit Corporation Articles of Incorporation of Fin 
Cap Inc. 
 
 
 
DE-0137 
 
5/26/2021 
Operating Agreement of Blueacorn PPP, LLC 
 
 
 
DE-0139 
 
4/20/2021 
State of Delaware Certificate of Formation of LLC of 
Blue Oak Forest, LLC 
 
 
 
DE-0201 
 
 
Blueacorn training spreadsheet regarding 
documentation required to process PPP loan 
applications and procedures to follow to ensure 
accurate and non-fraudulent applications 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 2 of 91     PageID 1871

 
Page 3 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0203 
 
 
Blueacorn training video regarding optimizing 
workflow for efficient and accurate application 
processing 
 
 
 
DE-0205 
 
 
Blueacorn training video regarding efficient loan 
processor workflow and escalation procedures 
 
 
 
DE-0207 
 
 
Blueacorn training video regarding loan processing 
workflow and proper documentation required for loan 
applications 
 
 
 
DE-0209 
 
 
Blueacorn training video regarding efficient loan 
processor workflow and escalation procedures 
 
 
 
DE-0211 
 
 
Blueacorn training video regarding loan underwriting 
process 
 
 
 
DE-0301 
 
 
List of loans pending validation 
 
 
 
DE-0303 
 
 
Answers regarding SBA loan numbers and 
lender/processor approval 
 
 
 
DE-0305 
 
5/26/2021 
List of May 26, 2021, PPP applicant comments to the 
SBA about issues with lenders 
 
 
 
DE-0307 
 
 
SBA agent KV’s list of PPP loan applicants with 
remarks regarding status 
 
 
 
DE-0309 
 
 
Voice message regarding delay in processing a PPP 
loan 
 
 
 
DE-0311 
 
 
List of PPP loan applicants with remarks about the 
status of each 
 
 
 
DE-0313 
 
6/8/2021 
List of June 8, 2021, calls to the SBA from Blueacorn 
PPP applicants  
 
 
 
DE-0315 
 
6/7/2021 
List of June 4 and 7, 2021, calls to the SBA from 
Blueacorn PPP applicants 
 
 
 
DE-0317 
 
 
Message to SBA Representative Eric from Detra 
Johnson regarding issues with Blueacorn loan 
approvals 
 
 
 
DE-0319 
 
 
Follow-up message to SBA Representative Eric from 
Detra Johnson regarding issues with Blueacorn loan 
approvals 
 
 
 
DE-0321 
 
 
List of Blueacorn PPP applicants with their remarks 
to the SBA 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 3 of 91     PageID 1872

 
Page 4 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0323 
 
6/3/2021 
List of June 3, 2021, inquiries to the SBA from PPP 
applicants  
 
 
 
DE-0325 
 
 
List of Blueacorn PPP applicants with their remarks 
to the SBA 
 
 
 
DE-0327 
 
6/2/2021 
List of June 2, 2021, PPP applicant comments to the 
SBA regarding issues with lenders 
 
 
 
DE-0329 
 
6/1/2021 
List of June 1, 2021, PPP applicant comments to the 
SBA regarding issues with lenders 
 
 
 
DE-0331 
 
 
SBA template for tracking inquiries from Blueacorn 
PPP applicants  
 
 
 
DE-0333 
 
5/27/2021 
List of May 27, 2021, PPP applicant comments to the 
SBA regarding issues with lenders 
 
 
 
DE-0335 
 
 
Chart of Blueacorn structure  
 
 
 
DE-0337 
 
 
Information on SBA Form 159 “Fee Disclosure Form 
and Compensation Agreement”  
 
 
 
DE-0339 
 
7/8/2021 
Department of Homeland Security subpoena 
requiring Blueacorn to produce documents related to 
Eugene Jones 
 
 
 
DE-0353 
 
3/24/2021 
SBA news release on increasing lending limit for 
COVID-19 economic injury disaster loans 
 
 
 
DE-0301 
 
 
National Guaranty Purchas Center’s Care and 
Preservation of Collateral (CPC) and Charge-off Tabs 
PowerPoint 
 
 
 
DE-0303 
 
3/19/2021 
SBA news release on SBA launching portal to begin 
accepting shuttered venue operators grant 
applications on April 8 
 
 
 
DE-0305 
 
 
SBA Size & Affiliation in the 7(a) and 504 Loan 
Program Programs PowerPoint 
 
 
 
DE-0307 
 
3/17/2021 
IRS news release on extension of Tax Day for 
individuals  
 
 
 
DE-0309 
 
 
SBA PowerPoint on revisions to loan amount 
calculation and eligibility for first and second draw 
PPP loans 
 
 
 
DE-0311 
 
 
May 2021 IRS News for Business 
 
 
 
DE-0313 
 
 
SBA Guaranty Fee Calculation Estimator (FY 2022) 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 4 of 91     PageID 1873

 
Page 5 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0315 
 
10/17/2021 
SBA Arizona District Office Lender Meeting 
PowerPoint 
 
 
 
DE-0317 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0319 
 
 
Detailed list of reasons applications are rejected with 
total applications rejected for each issue  
 
 
 
DE-0321 
 
 
Arizona FY 2022 Lender Public Referral Information 
form 
 
 
 
DE-0323 
 
 
Notice of SBA Arizona office seeking nominations 
for Small Business Week 2022 
 
 
 
DE-0325 
 
 
Arizona FY 2022 Lender Public Referral Information 
form 
 
 
 
DE-0327 
 
 
Notice of SBA Arizona District Office Small 
Business Administration Loan Clinic  
 
 
 
DE-0329 
 
 
SBA General Instructions for Business Valuations 
 
 
 
DE-0331 
 
 
SBDC Valuation Analysis Program  
 
 
 
DE-0333 
 
 
SBA Arizona District Office PowerPoint on recent 
activities and updates 
 
 
 
DE-0335 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0337 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0339 
 
 
Advertisement for September 9, 2021, SBA 
presentation on SBA grants for global expansion  
 
 
 
DE-0341 
 
 
SBA PowerPoint on PPP Loan Forgiveness  
 
 
 
DE-0343 
 
 
SBA PowerPoint of Revisions to Loan Amount 
Calculation and Eligibility First and Second Draw 
PPP Loans 
 
 
 
DE-0345 
 
 
SBA PowerPoint on PPP Guaranty Purchase, Charge-
Off & Lender Servicing Responsibilities 
 
 
 
DE-0347 
 
 
SBA Arizona District Office PowerPoint on recent 
updates and activities 
 
 
 
DE-0349 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0351 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 5 of 91     PageID 1874

 
Page 6 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0353 
 
 
SBA National Guaranty Purchase Center PowerPoint 
for Getting Your Guaranty Honored 
 
 
 
DE-0355 
 
 
Questions from the Guaranty Purchase Webinar on 
February 24th 
 
 
 
DE-0357 
 
 
SBA PowerPoint on PPP Lender Instructions and Tax 
ID Changes in E-tran 
 
 
 
DE-0359 
 
1/23/2021 
SBA January 23, 2021, PPP Update 
 
 
 
DE-0361 
 
 
SBA Arizona Office PowerPoint on recent updates 
and activity 
 
 
 
DE-0363 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0365 
 
 
List of reasons applications are rejected with total 
applications rejected for each issue 
 
 
 
DE-0367 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0369 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0371 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0373 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0375 
 
 
List of SBA loan applicants and reasons for their 
SBA case 
 
 
 
DE-0377 
 
 
List of SBA loan applicants and reasons for their 
SBA case 
 
 
 
DE-0379 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0381 
 
 
List of borrowers and their SBA loan number 
 
 
 
DE-0383 
 
 
List of SBA loan applicants and the reason for their 
internal loan review  
 
 
 
DE-0385 
 
 
List of SBA loan applicants and the reason for their 
internal loan review 
 
 
 
DE-0387 
 
 
Ayondela Moore Loan Document Upload Review  
 
 
 
DE-0401 
 
2.5.2021 
PPP application for Adam Drell 
 
 
 
DE-0403 
 
11.9.2020 
Email from Jimmy Flores to James Pipper (SBA) 
regarding Blue Acorn’s approval as a SBA Lender 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 6 of 91     PageID 1875

 
Page 7 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0407 
 
3.8.2021 
Slack messages from Stephanie Hockridge to Kristen 
Spencer regarding personal PPP loan applications for 
Kristen and Adam Spencer.  
 
 
 
DE-0409 
 
1.31.2021 
Email exchanges between Nate Reis and Adam 
Spencer regarding request by Mark McKenna 
(Prestamos) for P&L statement and tax returns. 
 
 
 
DE-0411 
 
4.17.2020 
PPP Loan Application for Nate Reis. 
 
 
 
DE-0413 
 
4.7.2020 
PPP Loan Application for Juuice, Inc. 
 
 
 
DE-0415 
 
5.10.2021 
Email from Matt Yahes to Greg Jacobson regarding 
new requirement to upload Schedule C and fraud 
prevention mechanisms. 
 
 
 
DE-0417 
 
5.9.2020 
PPP Borrower Application Form for Juuice, Inc. 
 
 
 
DE-0419 
 
5.1.2020 
Email exchange between Jimmy Flores and Nick 
Miluso (CDC Small Business Finance) regarding 
Juuice, Inc.’s PPP loan application.  
 
 
 
DE-0421 
 
5.7.2020, 
5.15.2020 
PPP Borrower Application Form for Qualytics LLC 
 
 
 
DE-0423 
 
5.15.2020 
Promissory Note from Qualytics LLC in favor of the 
SBA.  
 
 
 
DE-0425 
 
3.22.2021 
Email from Adam Spencer to Mark Donnelly (DOJ) 
regarding suspect fraud committed by Zack Smith. 
 
 
 
DE-0427 
 
7.24.2020 
Email from Stephanie Hockridge to Lynn Fernandez 
and Shawn Rogers (Lendistry) regarding mistakes 
with Chris Bridges’ PPP applications. 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 7 of 91     PageID 1876

 
Page 8 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0429 
 
7.27.2020-
7.28.2020 
Email from Cris Bridges to Merisa Rovcanin with 
additional documentation.  
 
 
 
DE-0431 
 
6.17.2020 
PPP Loan Application for Juuice, Inc. 
 
 
 
DE-0433 
 
 
Loan information, including PPP Borrower 
Application, for DAP Industries, LLC. 
 
 
 
DE-0435 
 
1.11.2021 
Email from Patrick Quigley to Nate Reis regarding 
changes to second round of PPP loans and 
compliance.  
 
 
 
DE-0437 
 
4.23.2020 
Emails between Jimmy Flores and Kurt (CDC Small 
Business Finance) regarding fees for loan 
applications.  
 
 
 
DE-0439 
 
2.2.2021 
PPP Second Draw Borrower Application Form for 
Body Politix LLC. 
 
 
 
DE-0441 
 
2.3.2021 
Promissory Note from Nathan Reis in favor of the 
SBA. 
 
 
 
DE-0443 
 
1.20.2021 
Letter from JustWorks to Lincoln Jore (Men’s 
Revival LLC) employment of JustWorks for PEO. 
 
 
 
DE-0447 
 
7.6.2020 
Email from Nate Reis to Laura Mettias attaching 
PEO letter and payroll processor report from 
JustWorks. 
 
 
 
DE-0449 
 
5.15.2020 
Email from Nate Reis to Laura Mettias regarding 
employees making loan to company to avoid tax 
consequences.   
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 8 of 91     PageID 1877

 
Page 9 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0451 
 
5.20.2020-
6.24.2020 
Emails between Patrick Gilbert and Nate Reis 
regarding plans for Juuice after lifting of lockdown 
restrictions 
 
 
 
DE-0455 
 
5.05.2020 
Email from Nate Reis to Nathan Scott (Cache Valley 
Bank) regarding Juuice’s PPP application and start-
up history 
 
 
 
DE-0459 
 
 
Audio recording between Jimmy Flores regarding fall 
out with Adam Spencer and “getting rich” 
 
 
 
DE-0461 
 
12.31.2020-
2.22.2021 
WhatsApp messages between Nate Reis and Devin 
Hochberg regarding Devin’s PPP loan applications  
 
 
 
 
DE-0463 
 
8.7.2020-
9.22.2020 
Texts/Messages between Nate Reis and Unknown 
Individual regarding payment for completing PPP 
loan application 
 
 
 
DE-0465 
 
2.1.2021-
2.3.2021 
Text messages between Nate Reis, Andrew and 
Devin Hochberg regarding PPP loan applications 
 
 
 
DE-0467 
 
 
Wells Fargo – Business Account Application for 
Body Politix LLC 
 
 
 
DE-0469 
 
5.19.2020 
Email from Scot Lenoir (Evolve) to Nate Reis 
regarding regarding Evolve’s policy to not permit 
third parties to underwrite loans 
 
 
 
DE-0471 
 
7.17.2020 
Email from Nate Reis to Napoleon Smith regarding 
1040 and Schedule C for “Kangaroo” 
 
 
 
DE-0473 
 
7.17.2020 
Email from Nate Reis to Napoleon Smith regarding 
1040 and Schedule C for “Kangaroo” 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 9 of 91     PageID 1878

 
Page 10 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0801 
 
2/24/2025 
Anthony Karnezis Plea Agreement Letter 
 
 
 
DE-0803 
 
12/26/2023 
Vivian Arriaga Plea Agreement Supplement 
 
 
 
DE-0805 
 
12/15/2023 
Vivian Arriaga Plea Supplement 
 
 
 
DE-0807 
 
1/02/2025 
Eric Karnezis Cooperation Agreement Letter 
 
 
 
DE-0809 
 
1/27/2025 
Emails from AUSA Matthew Weybrecht regarding 
Stephanie Hockridge Plea Offer 
 
 
 
DE-0811 
 
9/05/2024 
Devin Hochberg Non-Prosecution Agreement 
 
 
 
 
DE-0901 
 
 
VIPPP Karnezis Twins Whatsapp Group  
 
 
 
DE-0903 
 
5/15/2021 
VIPP Pipeline Report  
 
 
 
DE-0905 
 
10/31/2024 
DOJ Investigation notes on Anthony Karnezis 
 
 
 
DE-0907 
 
1/21/24-
2/11/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins discussing loans 
 
 
 
DE-0909 
 
2/10/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins discussing daily tasks 
 
 
 
DE-0911 
 
2/12/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins where Stephanie discusses training 
 
 
 
DE-0913 
 
2/23/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins sending Pipeline Reports 
 
 
 
DE-0915 
 
3/11-12/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins discussing issues with loans 
 
 
 
DE-0917 
 
3/19/21 
Whatsapp Communication of Stephanie providing 
guidance to Karnezis Twins on issues with loans 
 
 
 
DE-0919 
 
3/21-22/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins on fixing loams 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 10 of 91     PageID 1879

 
Page 11 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0921 
 
3/23-24/21 
Whatsapp Communication between Stephanie, 
Destiny Ligon and Karnezis Twins discussing 
processing of loans 
 
 
 
DE-0923 
 
3/2/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins of Stephanie sending SBA guidelines 
 
 
 
DE-0925 
 
3/30/21 – 
4/1/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins resolving loan issues 
 
 
 
DE-0927 
 
3/4/21 
Whatsapp Communication between Stephanie and 
Karnezis Twins discussing loans 
 
 
 
DE-0929 
 
3/8/21 
Whatsapp Communication between Stephanie and 
Karnezis twins discussing missing documents on 
loans 
 
 
 
DE-0931 
 
4/14-16/21 
Whatsapp Communication between Stephanie and 
Karnezis twins sending loans  
 
 
 
DE-0933 
 
4/22/21 
Whatsapp Communication between Stephanie 
Christabel Warzel, Rob Warzel and Karnezis twins 
discussing updates on loans  
 
 
 
DE-0937 
 
4/22-30/21 
Whatsapp Communication between Stephanie, 
Christabel Warzel, Rob Warzel and Karnezis twins 
about daily issues and catching fraud 
 
 
 
DE-0939 
 
4/29/21- 
5/1/21 
Whatsapp Communication between Stephanie, 
Christabel Warzel, Rob Warzel and Karnezis twins 
where Stephanie says the twins need to start asking 
more questions 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 11 of 91     PageID 1880

 
Page 12 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0941 
 
4/5-7/21 
Whatsapp Communication between Stephanie, 
Destiny Ligon, and Karnezis twins problem solving 
on applications 
 
 
 
DE-0943 
 
4/6/21 
Whatsapp Communication between Stephanie, 
Destiny Ligon, and Karneizs twins about Karnezis’s 
app 
 
 
 
DE-0945 
 
5/14-15/21 
Whatsapp Communication between Stephanie, 
Christabel Warzel, Rob Warzel and Karnezis twins 
about VIPP clients 
 
 
 
DE-0947 
 
 
W-2 Tax Return for Juuice  
 
 
 
DE-0949 
 
 
Recorded jail call between Eric and Anthony 
Karnezis discussing charges 
 
 
 
DE-0951 
 
 
Recorded jail call between Eric and Anthony 
Karnezis call after talking with Eric's attorney 
 
 
 
DE-0953 
 
 
Recorded jail call between Eric and Anthony 
Karnezis 
 
 
 
DE-0955 
 
 
Recorded jail call between Eric and Anthony 
Karnezis 
 
 
 
DE-0957 
 
 
Recorded jail call between Eric and Anthony 
Karnezis post-hearing discussion 
 
 
 
DE-0959 
 
 
Recorded jail call between Eric and Anthony 
Karnezis post-hearing discussion discussing the 
indictment 
 
 
 
DE-0961 
 
 
Recorded jail call between Eric and Anthony 
Karnezis post-hearing the day of arrest 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 12 of 91     PageID 1881

 
Page 13 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0963 
 
11/12/2024 
FBI 302 for Eric Karnezis proffer interview 
 
 
 
DE-0967 
 
 
Photograph of a woman in a bathtub holding stacks 
of money to her ears 
 
 
 
DE-0969 
 
 
Photo of a computer monitor with “Accredited 
Interchange” logo on screen 
 
 
 
DE-0971 
 
 
Video of Eric Karnezis handling stacks of $100 bills  
 
 
 
DE-0973 
 
 
Photo of Eric holding a package reading “Clem’s 
911 :)” 
 
 
 
DE-0975 
 
 
Photo of two white sports cars in a garage 
 
 
 
DE-0977 
 
 
Screenshot of an Instagram message conversation 
with @pinkey.yourstruly 
 
 
 
DE-0979 
 
 
Screenshot of text message conversation with 
someone named “Michael” requesting pay check 
stubs 
 
 
 
DE-0981 
 
 
Continued screenshot of the above conversation.  
 
 
 
DE-0983 
 
 
Screenshot of text message conversation with 
someone named “Athena” asking if she can crash on 
his couch 
 
 
 
DE-0985 
 
 
Photo of a man’s wrist wearing a gold and blue 
watch. 
 
 
 
DE-0987 
 
 
Photo of Eric holding a white dog 
 
 
 
DE-0989 
 
 
Selfie of Eric smiling in a car 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 13 of 91     PageID 1882

 
Page 14 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-0991 
 
 
Photo of a stack of $100 bills in front of a box that 
says “nootopia” 
 
 
 
DE-0993 
 
 
Photo of a man’s wrist wearing a Rolex watch in a 
car. 
 
 
 
DE-0995 
 
 
Photo of Eric driving a black car. 
 
 
 
DE-0997 
 
 
Photo of stacks of cash on a desk with a keyboard 
and computer monitor. 
 
 
 
DE-0999 
 
 
Mirror selfie of Eric in a bathroom wearing beaded 
necklaces and bracelets. 
 
 
 
DE-992 
 
 
Photo of Eric holding a small dog on his lap. 
 
 
 
DE-994 
 
 
Handwritten list of names on a piece of notebook 
paper. 
 
 
 
DE-996 
 
 
Photo of Eric holding a beer in front of a pool. 
 
 
 
DE-997 
 
10/7/2024 
Transcript of Recording of Eric Karnezis, First 
Proffer Interview 
 
 
 
DE-998 
 
10/17/2024 
Transcript Of Interview of Eric Karnezis 
 
 
 
DE-1001 
 
 
Summary of VIPPP program sent to prospective loan 
applicants 
 
 
 
DE-1003 
 
4/8/2021 
Texts between Destiny and Stephanie about the need 
to be on alert for fraud 
 
 
 
DE-1005 
 
2021 
Texts between Stephanie, Destiny, and Anthony Daly 
discussing the VIPPP fee structure 
 
 
 
DE-1007 
 
 
Summary of VIPPP program sent to prospective 
applicants explaining fee structure 
 
 
 
DE-1009 
 
1/24/2021 
Texts between Stephanie and Destiny regarding 
VIPPP fee structure 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 14 of 91     PageID 1883

 
Page 15 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1011 
 
1/29/2021 
Texts between Stephanie and Destiny following 
February 15th rule 
 
 
 
DE-1013 
 
1/25/2021 
Texts between Stephanie and Destiny discussing an 
applicant not qualifying for a PPP loan 
 
 
 
DE-1015 
 
1/25/2021 
Texts between Stephanie and Destiny regarding an 
applicant not qualifying for a PPP loan 
 
 
 
DE-1017 
 
1/23/2021 
Texts between Stephanie and Destiny identifying a 
mistake that Destiny made on an application 
 
 
 
DE-1019 
 
7/22/2020 
Text from Destiny to Stephanie and Nate informing 
them she processed Kristen Spencer’s loan 
 
 
 
DE-1021 
 
4/15/2021 
Texts between Stephanie, Rob, and Destiny stating 
every loan must have a different processor than 
underwriter 
 
 
 
DE-1023 
 
1/23/2021 
Texts between Stephanie and Destiny discussing the 
underwriters’ job to double check the math 
 
 
 
DE-1025 
 
1/23/2021 
Texts between Stephanie and Destiny regarding the 
quality of applications from Karnezis and Mettias 
 
 
 
DE-1027 
 
 
Texts from Stephanie to Destiny where Stephanie 
defers to Nate 
 
 
 
DE-1029 
 
1/28/2021 
Texts between Stephanie and Destiny discussing 
proper use of PPP funds 
 
 
 
DE-1031 
 
4/2/2021 
Texts among Stephanie, Destiny and Lee Rettiner 
about proper way to spend PPP funds to qualify for 
forgiveness 
 
 
 
DE-1033 
 
1/23/2021 
Texts between Stephanie and Destiny about the Legal 
Disclosure 
 
 
 
DE-1035 
 
5/27/2021 
Text between Stephanie and Destiny discussing 
misunderstandings about Blueacorn 
 
 
 
DE-1037 
 
2/9/21 
Text between Stephanie, Destiny and Lee Rettiner 
recognizing how hard Stephanie works 
 
 
 
DE-1039 
 
6/21/2021 – 
6/22/2021 
Text Destiny sent to Stephanie about legal 
consequences 
 
 
 
DE-1041 
 
7/24/2020 
Email Stephanie sent to Destiny discussing Chris 
Bridges and Nouvelle Noir loans 
 
 
 
DE-1043 
 
 
JustWorks submission with Nate listed as employee 
 
 
 
DE-1045 
 
 
W-2s for each JustWorks employee including Nate 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 15 of 91     PageID 1884

 
Page 16 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1047 
 
7/29/2020 
Text from Stephanie to Destiny regarding Lendistry  
 
 
 
DE-1049 
 
8/2/2020 
Text from Stephanie to Destiny regarding Chistopher 
Bridges  
 
 
 
DE-1051 
 
4/24/2023 
Destiny Ligon 302 and Exhibits 
 
 
 
DE-1053 
 
1/20/2021 
Email from VIP Blueacorn to Nate and Stephanie 
stating that they are hiring Destiny 
 
 
 
DE-1055 
 
7/27/2020 
Email from Destiny to Nate and Patricia about Devin 
Hochberg’s loan 
 
 
 
DE-1101 
 
 
Recorded jail call of Eric Karnezis  
 
 
 
DE-1103 
 
9/20/2024 
Eric Karnezis proffer letter from DOJ (Oregon)= 
 
 
 
DE-1105 
 
5/25/2021 
Email from Donnelly to Farzana Giga, Celena 
Phillips, Greg Jacobson discussing “obvious 
tampering” 
 
 
 
DE-1107 
 
4/1/2021 
Email from Adam Spencer to Farzana Giga 
discussing PPP Proceeds 
 
 
 
DE-1109 
 
3/29/2021 
Email from Donnelly to Farzana Giga, Barry 
Calhoun. Adam Spencer regarding Happy Bank 
fraudulent loans 
 
 
 
DE-1110 
 
4/19/2021 
Email from Donnelly stating that Celena Phillips will 
determine the “SAR component” 
 
 
 
DE-1201 
 
1/11/2021 - 
6/7/2022 
WhatsApp communications between Eric Karnezis 
and Stephanie Reis discussing loan applications 
 
 
 
DE-1203 
 
1/21/21 - 
2/28/2023 
WhatsApp communications (Karnezis Twins 
channel) between Stephanie Ries, Anthony and Eric 
Karnezis, Andrew Tran, Christabel and Rob Warzel, 
Destiny Ligon discussing loan applications. 
 
 
 
DE-1205 
 
5/1/2021 – 
5/3/2021 
WhatsApp communications (Karnezis Twins 
channel) between Stephanie Ries, Anthony and Eric 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 16 of 91     PageID 1885

 
Page 17 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
Karnezis, Andrew Tran, Christabel and Rob Warzel, 
Destiny Ligon discussing loan applications. 
DE-1209 
 
 
Karnezis jail interrogation video recording. 
 
 
 
DE-1211 
 
 
Eric Karnezis post-arrest interview audio recording. 
 
 
 
DE-1213 
 
 
Recording of Eric Karnezis in custody speaking with 
agents/officers. 
 
 
 
DE-1215 
 
1/31/2014 – 
7/31/2023 
Excel spreadsheet of Karnezis loans 
 
 
 
DE-1217 
 
4/6/2020 – 
10/13/2021 
Excel spreadsheet of Eric Karnezis PPP loans. 
 
 
 
DE-1219 
 
 
Recorded jail call between Eric and Anthony 
Karnezis  
 
 
 
DE-5601 
 
 
DAP Industries Account Screenshot 
 
 
 
DE-5603 
 
 
DAP Industries Eligibility Calculation 
 
 
 
DE-5605 
 
12/19/2019 
DAP Industries TransferWise Statement 
 
 
 
DE-5607 
 
2/1/2020 
DAP Industries TransferWise Statement 
 
 
 
DE-5609 
 
1/1/2020-
12/31/2020 
Hochberg LLC Payroll Report 
 
 
 
DE-5611 
 
4/7/2020 
Hochberg Email to Nate Regarding PPP Loans 
 
 
 
DE-5613 
 
4/7/2020 
Bluevine Application Status Update Email 
 
 
 
DE-5615 
 
9/03/2020 
Nate Email to Devin Regarding PPP Qualification 
Requirements 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 17 of 91     PageID 1886

 
Page 18 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5617 
 
7/30/2020 
Devin Hochberg Lendio PPP Application 
Confirmation 
 
 
 
DE-5619 
 
5/15/2017 
DAP Industries Articles of Organization 
 
 
 
DE-5621 
 
 
Devin Hochberg Drivers License Photo 
 
 
 
DE-5623 
 
 
Hochberg LLC Form 940 
 
 
 
DE-5625 
 
9/05/2024 
Hochberg Non-Prosecution Agreement 
 
 
 
DE-5627 
 
1/28/2021 
DAP Industries Justworks PEO letter 
 
 
 
DE-5629 
 
 
Email thread between Devin and Nate discussing 
Hati Hati LLC. 
 
 
 
 
DE-5631 
 
 
Email thread between Devin and Nate asking for 
Devin’s bank information 
 
 
 
 
DE-5633 
 
 
DAP Industries LLC 2019 Form 1099 
 
 
 
DE-1301 
 
4/15/2025 
Arizona Corporate Commission Entity Information 
for Globiro, LLC  
 
 
 
DE-1303 
 
4/15/2025 
Arizona Corporate Commission Entity Information 
for HBG Commerce, LLC 
 
 
 
DE-1305 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
DE-1307 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 18 of 91     PageID 1887

 
Page 19 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1309 
 
06/20/2020 
Email between Nate Reis and Devin Hochberg 
regarding PPP loan applications 
 
 
 
DE-1311 
 
12/31/2020 
WhatsApp messages between Nate Reis, Stephanie 
Hockridge, and Devin Hochberg regarding PPP loan 
processing, forgiveness, and referals 
 
 
 
DE-1313 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
DE-1315 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
DE-1317 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
DE-1319 
 
 
PPP Loan Status Summary Spreadsheet 
 
 
 
DE-1321 
 
04/13/2021 
VIPPP Pipeline Report Generated by Andrew Tran 
 
 
 
DE-1323 
 
 
2019 Amended Schedule K-1 Form for HBG 
Commerce, LLC filed by Collin Hochberg 
 
 
 
DE-1325 
 
 
 
2019 Amended Schedule K-1 Form for HBG 
Commerce, LLC filed by Collin Hochberg 
 
 
 
DE-1401 
 
5.1.2023 
Email to Special Agent Collin Friedemann from 
Jophy Wong (Community Federal Savings Bank) 
regarding Grand Jury Subpoena R23 TXN 52222. 
 
 
 
DE-1403 
 
4.27.2023 
Email to Jophy Wong (CFSB) from Fredi Pars 
(WISE) regarding Devin Hochberg and DAP 
Industries. 
 
 
 
DE-1405 
 
 
WAVE audio file/Phone Call Recording – Hochberg 
requesting login information for BBBA. Membership 
number: P8733677. 
 
 
 
DE-1407 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls Transferwise bank customer service regarding 
transfer missing from his account. 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 19 of 91     PageID 1888

 
Page 20 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1409 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding replacement 
bank card. 
 
 
 
DE-1411 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding correct mailing 
address for replacement bank card. 
 
 
 
DE-1413 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding declining credit 
card and extending monthly spending limit. 
 
 
 
DE-1415 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding duplicate 
charges on credit card. 
 
 
 
DE-1417 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding difficulty 
withdrawing funds from ATM. 
 
 
 
DE-1419 
 
 
WAVE audio file / Phone Call recording – Hochberg 
calls bank customer service regarding difficulty 
withdrawing funds from ATM in foreign country. 
 
 
 
DE-1421 
 
 
Bank customer service call notes and correspondence 
record – Devin Hochberg (2019-2023) 
 
 
 
DE-1425 
 
 
Wise Bank customer information for Devin Hochberg 
and DAP Industries (included passport and driver’s 
license photos). 
 
 
 
DE-1501 
 
 
Memorandum of Interview 
 
 
 
DE-1503 
 
4/15/21 
Texts among Stephanie, Rob Warzel and Destiny 
explaining processing versus underwriting 
 
 
 
DE-1505 
 
3/12/21 
Texts between Andrew and Stephanie regarding 
generating lists of holds on different files for different 
reasons.   
 
 
 
DE-1507 
 
4/8/21 
Texts between Destiny, Stephanie and others 
circulating pdf:  US SecretSvcAlert_PPP Fraud 
Indicators.pdf. 
 
 
 
DE-1509 
 
4/14/21 
Text between and Stephanie Hockridge Christabel 
and Rob Warzel discussing Rick Diamond 
 
 
 
DE-1511 
 
2/22/21 
Text between Andrew Tran and Stephanie Hockridge 
Discussing Fraud Prevention 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 20 of 91     PageID 1889

 
Page 21 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1513 
 
 
Document Summarizing the Program Sent to 
Prospective Loan Applicants 
 
 
 
DE-1515 
 
1/29/21 
Text between Andrew Tran, Stephanie Hockridge, 
Nate Reis and Destiny Ligon regarding fees 
 
 
 
DE-1517 
 
 
3/4/21 Texts between Andrew and Stephanie 
regarding charging fees 
 
 
 
DE-1519 
 
2/16/21 
Texts between Andrew and Stephanie where 
Stephanie tells Andrew to Ask Jack Snyder 
underwriting Questions 
 
 
 
DE-1521 
 
2/10/21 
Texts between Andrew and Stephanie regarding PPP 
rules and guidelines 
 
 
 
DE-1523 
 
2/10/21 
Texts between Andrew and Stephanie regarding PPP 
rules and guidelines 
 
 
 
DE-1525 
 
 
Team VIP Whatsapp among Stephanie, Destiny and 
Andrew 
 
 
 
DE-1527 
 
 
Whatsapp with Steph, Andrew, Destiny, Rob and 
Christabel regarding rejected loan applications 
 
 
 
DE-1529 
 
2/18/21 
Texts between Andrew and Stephanie regarding 
learning curve with PPP regulations 
 
 
 
DE-1531 
 
10/15/21 
Text between Andrew Tran and Stephanie Hockridge 
regarding Andrew enjoyed working with Stephanie  
 
 
 
DE-1533 
 
 
Document showing Andrew Tran Processed 884 
Applications 
 
 
 
DE-1535 
 
2/23/21 
Text between Andrew Tran and Stephanie Hockridge 
discussing the Karnezis Twin’s Applications 
 
 
 
DE-1537 
 
4/12/21 
Text between Andrew Tran and Stephanie Hockridge 
discussing Eric Karnezis 
 
 
 
DE-1539 
 
2/8/21 
Text between Andrew and Stephanie Hockridge  
 
 
 
DE-1541 
 
2/4/21 
Text between Andrew Tran and Stephanie Hockridge 
showing Stephanie was not involving in creating his 
documents for his 2020 company PPP loan 
 
 
 
DE-1543 
 
2/2/21 
Text among Andrew Tran, Stephanie Hockridge, 
Destiny Ligon, and Nate Reis discussing Devin 
Hochberg.  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 21 of 91     PageID 1890

 
Page 22 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1545 
 
4/8/21 
Text between Andrew Tran and William Marino 
where Andrew Tan explains the difference of having 
W-2 employees and 1099 ICs. 
 
 
 
DE-1547 
 
 
Text among Andrew Tran, Rob Warzel, Christabel, 
Laura and Stephanie from February through June 
2021 showing their effort to collect all legal 
documents for submissions 
 
 
 
DE-1601 
Rob Warzel 
 
Message #16471 from Rob to Stephanie supporting 
the legitimacy of Blueacorn 
 
 
 
DE-1603 
Rob Warzel 
 
Blueacorn training manual 
 
 
 
DE-1605 
Rob Warzel 
 
Rob’s texts with another processor discussing 
processing versus underwriting 
 
 
 
DE-1607 
Rob Warzel 
4/15/2021 
Texts between Stephanie, Rob, and Destiny 
explaining that two different people need to serve as 
processor and underwriter 
 
 
 
DE-1609 
Rob Warzel 
 
Text from Rob to Stephanie detecting fraud 
 
 
 
DE-1611 
Rob Warzel 
4/13/2021 
Texts between Stephanie, Rob, and Christabel 
discussing fraudulent applications using Rick 
Diamond’s code 
 
 
 
DE-1613 
Rob Warzel 
4/14/2021 
Texts between Stephanie, Rob, and Christabel 
discussing continued fraud detection on applications 
under Rick Diamond 
 
 
 
DE-1615 
Rob Warzel 
5/13/2021- 
5/16/2021 
Texts between Stephanie, Rob, Christabel, and Eric 
identifying additional fraud under Rick Diamond 
applications 
 
 
 
DE-1617 
Rob Warzel 
5/15/2021 
Texts between Stephanie and Rob discussing a 
fraudulent applicant 
 
 
 
DE-1619 
Rob Warzel 
5/19/2021 
Texts between Stephanie, Rob, and Beatrix Medina 
addressing fraud in an application 
 
 
 
DE-1621 
Rob Warzel 
4/7/2021 
Text between Rob and Christabel regarding 
Goodwyn’s application 
 
 
 
DE-1623 
Rob Warzel 
 
Message # 1500 from Rob to Laura discussing the 
lender requiring additional documentation for Mr. 
Reynolds 
 
 
 
DE-1701 
Christabel 
Warzel 
 
Blueacorn training manual 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 22 of 91     PageID 1891

 
Page 23 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-1703 
Christabel 
Warzel 
 
Rob’s texts with another processor discussing 
processing versus underwriting 
 
 
 
DE-1705 
Christabel 
Warzel 
4/15/2021 
Texts between Stephanie, Rob, and Destiny 
explaining that two different people need to serve as 
processor and underwriter 
 
 
 
DE-1707 
Christabel 
Warzel 
4/13/2021 
Texts between Stephanie, Rob, and Christabel 
discussing fraudulent applications using Rick 
Diamond’s code 
 
 
 
DE-1709 
Christabel 
Warzel 
4/14/2021 
Texts between Stephanie, Rob, and Christabel 
discussing continued fraud detection on applications 
under Rick Diamond 
 
 
 
DE-1711 
Christabel 
Warzel 
5/13/2021 – 
5/16/2021 
Texts between Stephanie, Rob, Christabel, and Eric 
identifying additional fraud under Rick Diamond 
applications 
 
 
 
DE-2101 
 
 
Texts Between Arriaga, Edmunds, Flores and Cota 
About Arriaga Wanting to Work with Stephanie 
When Leaving Blueacorn 
 
 
 
DE-2103 
 
 
Texts Between Arriaga, Edmunds, Flores and Cota 
About Issues with Zachary Smith’s Applications 
 
 
 
DE-2105 
 
 
Texts Between Arriaga, Edmunds, Flores and Cota 
About Arriaga Knowing Zach was Charging Fees 
 
 
 
DE-2107 
 
 
Texts Between Arriaga and Jason Regarding Not 
Trusting Flores 
 
 
 
DE-2109 
 
 
Flores’ Mental Unfitness to Execute as an Officer of 
the Company  
 
 
 
DE-2111 
 
 
Edmunds’ Writing That Flores is a Narcissist And 
Tried to Cheat her out of her Equity Share 
 
 
 
DE-2113 
 
 
Texts Between Arriaga and Edmunds Regarding 
Flores Talking About Suicide 
 
 
 
DE-2115 
 
 
Blueacorn Sent Out Notices to Applicants who had 
Unverifiable and Questionable Validity of 
Information 
 
 
 
DE-2117 
 
2.23.2021 
Email from Arriaga to K. Spencer About Not Letting 
Eric’s Clients Get Angry 
 
 
 
DE-2119 
 
5.21.2021 
Texts Between Arriaga and Edmunds About QWK’s 
Issues and QWK Not Being Paid 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 23 of 91     PageID 1892

 
Page 24 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2121 
 
 
Draft Email from Arriaga to J. Edumnds About 
Revising Processing Model to Avoid 
Misunderstandings Going Forward 
 
 
 
DE-2123 
 
2.26.2021 
Draft Email from J. Edmunds to Arriaga About New 
Structure Providing A Firewall Against Irregularities 
 
 
 
DE-2125 
 
 
Email From Arriaga to Michael@qwk.finance About 
New Structure Providing A Firewall Against 
Irregularities, Streamlines Processing, and Increases 
Data Security  
 
 
 
DE-2127 
 
 
Draft Text Chain From Arriaga to J. Edmunds About 
Jason Not Wanting To Mention New Structure To 
Blueacorn 
 
 
 
DE-2129 
 
 
Emails Requesting Forgiveness of round 1 PPP Loan 
 
 
 
DE-2131 
 
 
Texts Between Arriaga, Edmunds, Flores and Cota 
Regarding Adam Spencer 
 
 
 
DE-2133 
 
2.23.2021 
Texts Between Arriaga and Cota About Losing 
Everything 
 
 
 
DE-2135 
 
5.16.2021 
Texts Between Arriaga and Edmunds About 
Arriaga’s Connection to a Hitman 
 
 
 
DE-2137 
 
1.6.2022 
Texts Between Arriaga and Edmunds About Jimmy 
Testifying Before Congress  
 
 
 
DE-2139 
 
 
Flores’ Information at para. 21.f and g. 
 
 
 
DE-2141 
 
 
Texts Between Edmunds, Cota, Arriaga, Flores 
About Allowing Stephanie to Continue Processing 
Loans 
 
 
 
DE-2143 
 
 
Arriaga’s Plea Agreement with the Government  
 
 
 
DE-2145 
 
 
Arriaga’s Proffer Agreement  
 
 
 
DE-3901 
 
11/06/2024 
FBI Surveillance Report on Nate and Stephanie Reis 
in Puerto Rico 
 
 
 
DE-3903 
 
10/29/2024 
FBI Surveillance Notes on Nate and Stephanie Reis 
in Puerto Rico 
 
 
 
DE-3905 
 
12/03/2024 
FBI Arrest Report for Nate in Puerto Rico noting it 
was “without incident” (Date of Report Drafted 
November 25, 2024) 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 24 of 91     PageID 1893

 
Page 25 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3907 
 
11/15/2024 
Arrest Warrant Served on Stephanie Hockridge on 
November 21, 2024 to Appear for Indictment on 
November 25, 2024. 
 
 
 
DE-3909 
 
11/21/2024 
Prisoner Remand Sheet for Nate Reis, Notes Date of 
Arrest November 21, 2024. 
 
 
 
DE-3911 
 
11/21/2024 
Court Order Setting Conditions of Release for Nate 
Reis that Nate Can Live At Home 
 
 
 
DE-3913 
 
11/14/2024 
Sealed Arrest Warrant for Nate Reis  
 
 
 
DE-3915 
 
11/14/2024 
Arrest Sheet from U.S. Department of Justice for 
Nate Reis 
 
 
 
DE-3917 
 
3/1/2023 
Handwritten Notes Christoper Smith about 
Relationship with Nate 
 
 
 
DE-4101 
 
3/22/2022 
Apple Inc. Search Warrant 
 
 
 
DE-4103 
 
3/22/2022 
Apple Inc. Affidavit in Support of Search Warrant to 
Eric Donnelly, Farzana Giga, Barry Calhoun, Greg 
Jacobson, Celena Phillips. James Flores, Matthew 
Yahes 
 
 
 
DE-4105 
 
3/22/2022 
Apple Inc. Search Warrant; Attachment A 
 
 
 
DE-4107 
 
3/22/2022 
Apple Inc. Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized 
 
 
 
DE-4109 
 
8/04/2022 
Apple Inc. Search Warrant for Nate Reis and 
Stephanie Hockridge/Reis’s Email Account 
 
 
 
DE-4111 
 
8/04/2022 
Apple Inc. Affidavit in Support of Search Warrant  
 
 
 
DE-4113 
 
8/04/2022 
Apple Inc. Search Warrant; Attachment A; Property 
to be Searched nathanreis@me.com, 
n8reis@gmail.com, 
stephanie.hockridge@hotmail.com 
 
 
 
DE-4115 
 
8/04/2022 
Apple Inc. Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized  
 
 
 
DE-4117 
 
6/21/2022 
Google Search Warrant for Nathan Reis’s Email 
Accounts 
 
 
 
DE-4119 
 
6/21/2022 
Google Affidavit in Support of Search Warrant to 
Nathan Reis’s Email Accounts  
 
 
 
DE-4121 
 
6/21/2022 
Google Search Warrant; Attachment A Property to 
Be Searched 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 25 of 91     PageID 1894

 
Page 26 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4123 
 
6/21/2022 
Google Search Warrant; Attachment B Containing a 
List of Particular Things to Be Seized including all 
emails from March 1, 2020 to present. 
 
 
 
DE-4125 
 
12/12/2022 
Google Search Warrant for Adam Spencers’s Email 
Accounts 
 
 
 
DE-4127 
 
12/12/2022 
Google Affidavit in Support of Search Warrant to 
Adam Spencers’s Email Accounts  
 
 
 
DE-4129 
 
12/12/2022 
Google Search Warrant; Attachment A, Property to 
Be Searched is akspencers5@gmail.com 
 
 
 
DE-4131 
 
12/12/2022 
Google Search Warrant; Attachment B Containing a 
List of Particular Things to Be Seized including all 
emails from March 1, 2020 to December 31, 2021 
 
 
 
DE-4133 
 
2/28/2023 
Google Search Warrant for Kristen Spencers’s Email 
Accounts 
 
 
 
DE-4135 
 
2/28/2023 
Google Affidavit in Support of Search Warrant to 
Kristen Spencers’s Email Accounts  
 
 
 
DE-4137 
 
2/28/2023 
Google Search Warrant; Attachment A, Property to 
Be Searched is sweetpdesigns617@gmail.com 
 
 
 
DE-4139 
 
2/28/2023 
Google Search Warrant; Attachment B Containing a 
List of Particular Things to Be Seized including all 
emails from March 1, 2020 to December 31, 2021 
 
 
 
DE-4141 
 
3/20/2023 
Google Search Warrant for Stephanie 
Hockridge/Reis’s Email Accounts 
 
 
 
DE-4143 
 
3/20/2023 
Google Affidavit in Support of Search Warrant to 
Stephanie Hockridge/Reis’s Email Accounts  
 
 
 
DE-4145 
 
3/20/2023 
Google Search Warrant; Attachment A, Property to 
Be Searched is stephanie@juuice.com and 
lincoln@juuice.com  
 
 
 
DE-4147 
 
3/20/2023 
Google Search Warrant; Attachment B Containing a 
List of Particular Things to Be Seized including all 
emails from April 1, 2020 to October 1, 2021 
 
 
 
DE-4149 
 
12/16/2022 
Microsoft Search Warrant for Kristen Spencers’s 
Email Accounts 
 
 
 
DE-4151 
 
12/16/2022 
Microsoft Affidavit in Support of Search Warrant to 
Kristen Spencers’s Email Accounts 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 26 of 91     PageID 1895

 
Page 27 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4153 
 
12/16/2022 
Microsoft Search Warrant; Attachment A, Property to 
Be Searched is kristen@elev8withus.com 
 
 
 
DE-4155 
 
12/16/2022 
Microsoft Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized including all 
emails from March 1, 2020 to December 31, 2021 
 
 
 
DE-4157 
 
2/28/2023 
Microsoft Search Warrant for Adam Spencers’s 
Email Accounts 
 
 
 
DE-4159 
 
2/28/2023 
Microsoft Affidavit in Support of Search Warrant to 
Adam Spencers’s Email Accounts  
 
 
 
DE-4161 
 
2/28/2023 
Microsoft Search Warrant; Attachment A, Property to 
Be Searched is adam@elev8withus.com 
 
 
 
DE-4163 
 
2/28/2023 
Microsoft Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized including all 
emails from March 1, 2020 to December 31, 2021 
 
 
 
DE-4165 
 
3/20/2023 
Microsoft Search Warrant for Stephanie 
Hockridge/Reis’s Email Accounts 
 
 
 
DE-4167 
 
3/20/2023 
Microsoft Affidavit in Support of Search Warrant to 
Stephanie Hockridge/Reis’s Email Accounts  
 
 
 
DE-4169 
 
3/20/2023 
Microsoft Search Warrant; Attachment A, Property to 
Be Searched is stephanie.hockridge@hotmail.com   
 
 
 
DE-4171 
 
3/20/2023 
Microsoft Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized including all 
emails from April 1, 2020 to October 1, 2021 
 
 
 
DE-4173 
 
5/30/2024 
Search Warrant for PDFfiller Accounts 
nate@blueacorn.co, Andrew.tran@blueacorn.co, 
andrewvegas17@gmail.com, 
stephanie@blueacorn.co, noah@blueacorn.co 
 
 
 
DE-4175 
 
5/30/2024 
Affidavit for Search Warrant for PDFfiller Accounts 
nate@blueacorn.co, Andrew.tran@blueacorn.co, 
andrewvegas17@gmail.com, 
stephanie@blueacorn.co, noah@blueacorn.co  
 
 
 
DE-4177 
 
5/30/2024 
PDFfiller Accounts Search Warrant; Attachment A, 
Property to Be Searched is nate@blueacorn.co, 
Andrew.tran@blueacorn.co, 
andrewvegas17@gmail.com, 
stephanie@blueacorn.co, noah@blueacorn.co 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 27 of 91     PageID 1896

 
Page 28 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4179 
 
5/30/2024 
PDFfiller Accounts Search Warrant; Attachment B 
Containing a List of Particular Things to Be Seized 
including all emails from March 1, 2020 to March 31, 
2021 
 
 
 
DE-4181 
 
06/07/2022 
WhatsApp Search Warrant for Nathan Reis (480-406-
9390), Stephanie Hockridge/Reis (480-580-2371), 
Destiny Ligon (719-360-2529), Andrew (480-277-
0662) 
 
 
 
DE-4183 
 
06/07/2022 
WhatsApp Affidavit for Search Warrant for Nathan 
Reis (480-406-9390), Stephanie Hockridge/Reis 
(480-580-2371), Destiny Ligon (719-360-2529), 
Andrew (480-277-0662) 
 
 
 
DE-4185 
 
06/07/2022 
WhatsApp Search Warrant; Attachment A, Property 
to Be Searched is Whatsapp phone accounts of 
Nathan Reis (480-406-9390), Stephanie 
Hockridge/Reis (480-580-2371), Destiny Ligon (719-
360-2529), Andrew (480-277-0662) 
 
 
 
DE-4187 
 
06/07/2022 
WhatsApp Search Warrant; Attachment B Containing 
a List of Particular Things to Be Seized including all 
emails from March 1, 2020 to July 19, 2022 
 
 
 
DE-2401 
 
5.15.2020 
Emails between Shellie Elison (CDC Loans) and 
Jimmy Flores regarding PPP loan for Qualytics 
 
 
 
DE-2403 
 
6.24.2022 
Email from April Lewis (CDC Loans) to Shelly 
Hayman (CDC) forwarding communications with 
Jimmy Flores regarding PPP loan 
 
 
 
DE-2405 
 
6.24.2022 
Email from April Lewis (CDC Loans) to Shelly 
Hayman (CDC) forwarding communications with 
Jimmy Flores regarding PPP loan 
 
 
 
DE-2407 
 
5.419.2021 
Email from Eileen Gutierrez to Jimmy Flores 
regarding forgiveness for PPP loan to Qualytics 
 
 
 
DE-2409 
 
6.4.2021 
Email from Eileen Gutierrez to 
servicing@ncbcaptialimpact.org regarding Qualytics 
PPP payoff (no forgiveness application) 
 
 
 
DE-2411 
 
 
Michael S. Cota Arizona Driver’s License 
 
 
 
DE-2413 
 
 
James M. Flores Arizona Driver’s License 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 28 of 91     PageID 1897

 
Page 29 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2415 
 
8.15.2019 
Articles of Amendment to Articles of Organization 
for Qualytics LLC 
 
 
 
DE-2417 
 
1.1.2020-
12.31.2020 
Qualytics Payroll Summary by Employee 
 
 
 
DE-2419 
 
 
PPP Loan Amount calculation based on Qualytics 
payroll 
 
 
 
DE-2421 
 
2020 
Qualytics 2020 form 941 (Quarterly Federal Tax 
Return) 
 
 
 
DE-2423 
 
5.12.2020 
OFAC Sanctions List Search for Michael Cota 
 
 
 
DE-2425 
 
5.12.2020 
OFAC Sanctions List Search for Qualytics 
 
 
 
DE-2427 
 
5.12.2020 
OFAC Sanctions List Search for James Flores 
 
 
 
DE-2429 
 
5.12.2020 
PPP Lender Application Form – PPP Loan Guaranty 
for Qualytics, LLC 
 
 
 
DE-2431 
 
5.12.2020 
PPP Borrower Application Form for Qualytics, LLC 
 
 
 
DE-2433 
 
5.7.2020 
PPP Borrower Application Form for Qualytics, LLC 
(Michael Cota signature) 
 
 
 
DE-2435 
 
5.15.2020 
PPP Borrower Application Form for Qualytics, LLC 
(M. Cota and J. Flores signatures) 
 
 
 
DE-2437 
 
5.15.2020 
Docusign Certificate of Completion for Qualytics 
PPP note 
 
 
 
DE-2439 
 
5.15.2020 
Qualytics SBA Loan Note 
 
 
 
DE-2441 
 
5.12.2020 
Arizona Corporation Commission entity search for 
Qualytics 
 
 
 
DE-2443 
 
5.15.2020 
Borrower Resolution for LLC – Qualytics 
 
 
 
DE-2445 
 
5.15.2020 
CDC Small Business Finance Corp. PPP Certification 
 
 
 
DE-2447 
 
5.15.2020 
Qualytics PPP Loan Disbursement ACH Request 
form 
 
 
 
DE-2449 
 
5.15.2020 
Qualytics PPP loan Authorization Agreement for 
one-time ACH Deposit 
 
 
 
DE-2451 
 
5.15.2020 
Qualytics PPP loan Authorization Agreement for 
Preauthorized Payments (Debits) 
 
 
 
DE-2453 
 
5.15.2020 
Qualytics VOID check 
 
 
 
DE-2455 
 
5.2.2022 
Email from Andrea Kunzik to Nola Williams 
regarding $0 balance for Qualytics loan; Assignment 
of Qualytics PPP loan to CLSC from CDC Small 
Business Finance; Qualytics PPP loan documents 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 29 of 91     PageID 1898

 
Page 30 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2457 
 
1.12.2022 
Demand for Payment re: Qualytics PPP loan 
($21,135.51) 
 
 
 
DE-2459 
 
4.14.2022 
Demand for Payment re: Qualytics PPP loan 
($31,853.07) 
 
 
 
DE-2461 
 
3.4.2022 
Qualytics PPP loan Payoff Statement as of March 31, 
2022 
 
 
 
DE-2463 
 
1.25.2022 
Letter from Justin Davis, Counsel for Jimmy Flores 
and Qualytics, regarding overdue balance on PPP 
loan; enclosed check for $21,135.51. 
 
 
 
DE-2465 
 
5.13.2020 
Email from Maribel Avena to Jimmy Flores 
regarding approval of Qualytics PPP loan 
 
 
 
DE-2501 
 
 
Texts Between Edmunds, Cota, Arriaga, Flores 
About Potential Compliance Issue 
 
 
 
DE-2505 
 
1.16.2021 
Texts Between Flores and Cota About Nate’s Idea to 
Pay Partners 
 
 
 
DE-2507 
 
7.5.2020 
Texts Between Flores and Cota Regarding Cota’s 
Sign-Off on Stephanie’s Fee 
 
 
 
DE-2509 
 
6.19.2020-
6.20.2020 
Texts Between Flores and Cota About Cota Creating 
Personal Income Statements for Nader’s PPP Loan 
 
 
 
DE-2511 
 
3.8.2021 
Texts Regarding Cota Regarding Not Seeing the 
Same Thing  
 
 
 
DE-2513 
 
1.22.2021 
Texts Between Flores and Cota About Cota 
Submitting 8 SBA Loans 
 
 
 
DE-2517 
 
1.24.2021 
Texts Between Flores and Cota About 10% Holdback 
on Fees Until Loan Forgiveness 
 
 
 
DE-2519 
 
1.20.2021 
Texts Between Flores and Cota About Pitching PPP 
Loans to Business Owners for A Percentage or Flat 
Fee 
 
 
 
DE-2521 
 
3.8.2021 
Texts About People Being Persistent in Paying Cota 
Fees 
 
 
 
DE-2523 
 
 
Texts Between Cota and Snyder About Cota Leading 
Snyder On 
 
 
 
DE-2525 
 
1.21.2021 
Texts Between Ibrahim Sharif, Cota and Flores 
About Draft Tax Documents Not Needing to Be Filed 
 
 
 
DE-2527 
 
2.23.2021 
Texts Between Arriaga and Cota About Losing 
Everything  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 30 of 91     PageID 1899

 
Page 31 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2529 
 
 
Message regarding Flores’s leadership  
 
 
 
DE-2531 
 
1.25.2021 
Texts Between Flores and Cota About Stephanie  
 
 
 
DE-2533 
 
 
Cota’s Plea Agreement  
 
 
 
DE-2535 
 
 
Cota’s Proffer 
 
 
 
DE-2701 
 
1.16.2021 
Texts Between Flores and Cota About Paying 
Partners  
 
 
 
DE-2703 
 
4.7.2020 
Texts Between Flores, Reis, and Hockridge About 
Stephanie Being the MVP 
 
 
 
DE-2705 
 
9.22.2020 
Texts Between Flores and Reis About Flores Telling 
Stephanie Good Job for Getting Creditors Paid 
 
 
 
DE-2707 
 
9.22.2020 
Texts Between Flores and Reis 
 
 
 
DE-2709 
 
6.19.2020 
Texts Between Flores and Cota About Stephanie 
Being on Fire 
 
 
 
DE-2711 
 
7.5.2020 
Texts Between Flores and Cota About Needing 
Stephanie’s Help 
 
 
 
DE-2713 
 
3.4.2020 
Texts Between Reis, Hockridge and Flores regarding 
Stephanie’s role  
 
 
 
DE-2717 
 
 
Flores’ Information 
 
 
 
DE-2719 
 
1.20.2021 
Texts Between Flores and Cota About Pitching PPP 
Loans to Business Owners for a Percentage or Flat 
Fee 
 
 
 
DE-2721 
 
1.24.2021 
Texts Between Flores and Cota About 10% Holdback 
on Fees Until Loan Forgiveness 
 
 
 
DE-2723 
 
6.19.2020-
6.20.2020 
Texts Between Flores and Cota About Cota Creating 
Personal Income Statements for Nader’s PPP Loan 
 
 
 
DE-2725 
 
1.16.2021 
Texts Between Flores and Reis About Review of 
Files   
 
 
 
DE-2727 
 
1.18.2021 
Texts Between Flores and Reis About All Liability 
Being Indemnified 
 
 
 
DE-2729 
 
2.10.2021 
Texts Between Flores and Snyder About Majority of 
the Loans Having Errors 
 
 
 
DE-2731 
 
 
Texts Between Flores and Reis Joking About Living 
Light  
 
 
 
DE-2733 
 
 
Flores Unemployment Insurance Application 
 
 
 
DE-2735 
 
 
Flores Marshall Service Personal History 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 31 of 91     PageID 1900

 
Page 32 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2737 
 
6.20.2020 
Texts Between Flores, Reis, and Hockridge About 
Small Businesses and PPP Loans  
 
 
 
DE-2739 
 
 
Flores Plea Agreement  
 
 
 
DE-2741 
 
2019 
Schedule C for James Flores – Independent Sales 
 
 
 
DE-2743 
 
11/9/2020 
Email from Jimmy Flores to James Pipper (SBA) 
with executed Lender Service Provider Agreement 
 
 
 
DE-2745 
 
12/11/2024 
Memorandum of Interview – Proffer of James Flores 
 
 
 
DE-2747 
 
4/30/2020-
5/1/2020 
Slack conversations between Jimmy Flores and Nate 
Reis re: underwriting deals; Bodypolitix W-9; and 
invoice to Qualytics 
 
 
 
DE-2749 
 
11/10/18-
11/19/21 
Jimmy Flores Text Message Spreadsheet 
 
 
 
DE-2751 
 
1/1/20-
12/31/20 
Qualytics Payroll Summary by Employee 
 
 
 
DE-2753 
 
4/30/20 
Form 941 for Qualytics LLC for January, February 
and March of 2020 
 
 
 
DE-2755 
 
9/30/20 
Qualytics PPP Borrower Application Form 
 
 
 
DE-2757 
 
6/19/20-2/8/21 
Text messages between Flores and Cota re: various 
applications and tax matters 
 
 
 
DE-2759 
 
3/26/20-2/1/21 
Text messages between Flores and Cota re: various 
matters 
 
 
 
DE-2761 
 
2020 Period 
Qualytics Payroll Summary by Employee 
 
 
 
DE-2763 
 
6/19/20-2/8/21 
Text messages between Jimmy Flores, Michael Cota, 
Vivian Arriaga, Stephanie Hockridge, Nader Amireh 
and Nate Reis about various applications and tax 
documents 
 
 
 
DE-2765 
 
2/25/2021 
WhatsApp messages between Flores, Tran, Reis, 
Cota, and Ligan re: various loan applications  
 
 
 
DE-2767 
 
7/31/2020 
PPP Borrower Application Form for James Flores 
 
 
 
DE-2769 
 
8/7/2020 
Application Rejection from BlueVine to James Flores 
 
 
 
DE-2771 
 
2/8/2021-
2/9/2021 
Slack messages between Flores, Jack Snyder, and 
Michael Cota re: process for changing loan statuses 
in system 
 
 
 
DE-2773 
 
10/10/2024 
FBI Entry stating agents served target letter on Flores 
 
 
 
DE-2775 
 
12/13/2024 
FBI Entry stating Flores pleaded guilty to count of 
conspiracy to commit wire fraud 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 32 of 91     PageID 1901

 
Page 33 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2777 
 
 
DOJ Personal History of Defendant James Flores 
 
 
 
DE-2903 
 
 
FBI Interview Proffer Notes 
 
 
 
DE-2905 
 
 
Email from Broquist to Nate Reis with dummy/test 
PPP application details. 
 
 
 
DE-1801 
 
8/2/20 
Slack messages between Noah and Nate discussing 
Noah’s PPP loan 
 
 
 
 
DE-1803 
 
8/4-5/20 
Slack messages between Noah and Stephanie 
discussing Noah’s PPP loan for Out of the Box LLC  
 
 
 
DE-1901 
 
5/29/20 
WhatsApp message of Laura telling Stephanie of her 
SBA contacts 
 
 
 
DE-1903 
 
6/16/20 
WhatsApp messages of Laura telling Stephanie she 
has the direct number and Chief of Staff, Mnuchin 
 
 
 
DE-1905 
 
5/25/20 
WhatsApp messages between Laura and Stephanie 
discussing meeting with Hassan  
 
 
 
DE-1907 
 
5/24-27/20 
WhatsApp messages between Laura and Stephanie 
discussing Blueacorn investors 
 
 
 
 
DE-1909 
 
5/22/20 
WhatsApp messages between Laura and Stephanie 
first communications 
 
 
 
DE-1911 
 
6/22-25/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Laura  
 
 
 
 
DE-1913 
 
5/15/20 
Email between Nate Reis to Laura Mettias discussing 
Laura’s loan 
 
 
 
DE-1915 
 
6/25/20 
WhatsApp messages between Laura and Stephanie of 
Stephanie suggesting Laura act as an agent 
 
 
 
DE-1917 
 
7/4/20 
WhatsApp messages from Laura to Stephanie about 
having loans lined up once PPP was extended 
 
 
 
DE-1921 
 
6/26-28/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Kathleen Weber  
 
 
 
DE-1927 
 
6/4-5/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Kathleen Weber on Gypsy 
Street Loan 
 
 
 
DE-1929 
 
6/6-15/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Martin Rossouw  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 33 of 91     PageID 1902

 
Page 34 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
 
DE-1931 
 
7/25/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Gay Kummer 
 
 
 
DE-1933 
 
6/25/20 
(WhatsApp messages between Laura and Stephanie 
about getting a loan for REH LLC (Russell Heubach) 
 
 
 
DE-1935 
 
6/15-/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Michelle Lozoya 
 
 
 
DE-1937 
 
6/19-26/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Adrienne Hernandez 
 
 
 
DE-1939 
 
6/24-25/20 
WhatsApp messages between Laura and Stephanie 
about getting a Loan for Samuel Martin/MB Custom 
Builders 
 
 
 
DE-1941 
 
6/25-26/20 
WhatsApp messages between Laura and Stephanie 
about getting a loan for Mark Lowe  
 
 
 
 
DE-1943 
 
6/26/20 
WhatsApp messages between Laura and Stephanie 
discussing SBA and Lender rules difficulty to 
understand 
 
 
 
DE-1945 
 
7/10/20 
WhatsApp messages between Laura and Stephanie 
about Branden Collinsworth Loan 
 
 
 
DE-1947 
 
06/21 
24 pages of texts among Andrew, Rob, Christabel, 
Laura and Stephanie from February through June 
2021 
 
 
 
DE-1949 
 
7/28/20 
WhatsApp messages between Laura and Stephanie 
regarding the Radonix issue 
 
 
 
DE-1951 
 
7/13/20 
WhatsApp messages between Laura and Stephanie 
about fraud Lendistry’s strong fraud detection 
 
 
 
DE-1953 
 
7/17/20 
WhatsApp messages between Laura and Stephanie on 
Lendistry’s strong fraud detection 
 
 
 
DE-4401 
 
4/8/21 
Texts between Destiny, Stephanie and others where 
Stephanie circulates pdf:  US SecretSvcAlert_PPP 
Fraud Indicators.pdf 
 
 
 
 
DE-4403 
 
 
Summary of program sent to prospective loan 
applicants 
 
 
 
DE-4405 
 
 
Blueacorn S Corp sheet 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 34 of 91     PageID 1903

 
Page 35 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4407 
 
7/01/20 
WhatsApp messages between Laura and Stephanie 
discussing Patrick Quigley  
 
 
 
DE-4409 
 
7/30/20 
WhatsApp messages between Laura and Stephanie 
discussing Patrick Quigley’s possible departure  
 
 
 
DE-4411 
 
8/5-6/20 
Angry WhatsApp messages between Laura and 
Stephanie  
 
 
 
DE-2001 
 
7/25/23 
Department of Treasury Memorandum of Interview 
 
 
 
DE-2007 
 
12/8/21 
Texts between Patrick and Stephanie regarding 
charging fees 
 
 
 
DE-2009 
 
12/9/21 
Texts between Patrick and Stephanie regarding 
charging fees 
 
 
 
DE-2011 
 
7/27/20 
Texts between Patrick and Nate on training Stephanie 
 
 
 
DE-2013 
 
7/27/20 
Texts between Patrick and Nate about Jason 
Mitchell’s real estate business 
 
 
 
DE-2015 
 
7/28/20 
Texts between Patrick and Nate about “double 
dipping” 
 
 
 
DE-2017 
 
6/5/20 
Texts between Partick and David Castillo discussing 
issues with loans 
 
 
 
DE-2019 
 
6/3/20 
Texts between Partick and David Castillo regarding 
changing an applicants information without consent 
 
 
 
DE-2021 
 
6/24/20 
Texts between Partick and David Castillo with 
Patrick changing the agent fee  
 
 
 
DE-2023 
 
6/18/20 
Texts between Partick and David Castillo about 
processing multiple loans   
 
 
 
DE-2025 
 
6/23-24/20 
Texts between Partick and David Castillo about Body 
Politix 2020 Loan 
 
 
 
 
DE-2027 
 
1/5/21 
Transcript of SBA-Zoom meeting with Jimmy Flores 
and Patrick and Craig Jordan (SBA), James Pipper 
(SBA), Eric Donnelly 
 
 
 
 
DE-2029 
 
5/16/20 
Slack messages of Stephanie asking Patrick for SBA 
guidance 
 
 
 
DE-2031 
 
7/28/20 
Texts between Patrick and Nate discussing business 
in July 2020 
 
 
 
DE-3301 
 
4/12/2021 
VIPPP Pipeline Report, Twins, April 12, 2021 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 35 of 91     PageID 1904

 
Page 36 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3303 
 
4/12/2021 
VIPPP Pipeline Report, Twins, April 12, 2021 
 
 
 
DE-3305 
 
4/13/2021 
VIPPP Pipeline Report, Red, April 13, 2021 
 
 
 
DE-3307 
 
4/11/2021 
VIPPP Pipeline Report, Red, April 11, 2021 
 
 
 
DE-3309 
 
4/13/2021 
VIPPP Pipeline Report, Stuck List, April 13, 2021 
 
 
 
DE-3311 
 
5/7/2021 
VIPPP Pipeline Report, Twins, May 7, 2021 
 
 
 
DE-3313 
 
5/10/2021 
VIPPP Pipeline Report, Twins, May 10, 2021 
 
 
 
DE-3315 
 
5/19/2021 
VIPPP Pipeline Report, Twins, May 19, 2021 
 
 
 
DE-3317 
 
5/27/2021 
VIPPP Pipeline Report, Twins, May 27, 2021 
 
 
 
DE-3319 
 
6/1/2021 
VIPPP Pipeline Report, Twins, June 1, 2021 
 
 
 
DE-3321 
 
6/7/2021 
VIPPP Pipeline Report, Twins, June 7, 2021 
 
 
 
DE-3323 
 
4/29/2021 
VIPPP Pipeline Report, Twins, April 29, 2021 
 
 
 
DE-3325 
 
5/10/2021 
VIPPP Pipeline Report, Twins, May 20, 2021 
 
 
 
DE-3327 
 
5/15/2021 
VIPPP Pipeline Report, Twins, May 15, 2021 
 
 
 
DE-3329 
 
5/26/2021 
VIPPP Pipeline Report, Twins, May 26, 2021 
 
 
 
DE-3331 
 
5/6/2021 
VIPPP Pipeline Report, Twins, May 6, 2021 
 
 
 
DE-3333 
 
5/17/2021 
VIPPP Pipeline Report, Twins, May 17, 2021 
 
 
 
DE-3401 
 
7/8/2021 
Body Politix’s first draw PPP loan forgiveness 
application 
 
 
 
DE-3403 
 
2/2/2021 
Body Politix’s second draw PPP loan application 
 
 
 
DE-3405 
 
06/19/2020 
Body Politix’s PPP loan application 
 
 
 
DE-3407 
 
8/7/2021 
Email from Prestamos with DocuSign link for Body 
Politix’s PPP loan forgiveness documents 
 
 
 
DE-3409 
 
7/9/2021 
Email from Prestmos confirming completion of Body 
Politix’s PPP loan forgiveness documents on 
DocuSign  
 
 
 
DE-3411 
 
8/23/2021 
Email from Alex Magallanes of Prestamos providing 
notice of Body Politix loan forgiveness 
 
 
 
DE-3413 
 
6/8/2021 
Email Nate forwarded Stephanie from Prestamos 
regarding eligibility for loan forgiveness  
 
 
 
DE-3415 
 
1/26/2021 
Email from Prestmos to Stephanie providing an 
update on loan processing delays 
 
 
 
DE-3417 
 
1/19/2021 
Email from Patrick Quigley of Prestmos requesting 
additional information to process Body Politix’s 
second draw 
 
 
 
DE-3419 
 
2/4/2021 
Email from Prestmos encouraging Stephanie to apply 
for a second-round PPP loan 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 36 of 91     PageID 1905

 
Page 37 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3421 
 
2/2/2021 
Email from Prestmos with DocuSign link for Body 
Politix’s second draw PPP loan documents  
 
 
 
DE-3423 
 
1/16/2021 
Email from Prestmos informing Stephanie she may 
be eligible for a second draw PPP loan 
 
 
 
DE-3425 
 
1/31/2021 
Email from Mark McKenna of Prestmos asking 
Stephanie for her 2019 filed tax return and a copy of 
a voided check 
 
 
 
DE-3427 
 
6/25/2020 
Email from Prestmos sending Stephanie a DocuSign 
link to the SBA note for Body Politx’s PPP loan 
 
 
 
DE-3429 
 
6/19/2020 
Email from Blueacorn confirming completion of 
Body Politix’s PPP application  
 
 
 
DE-3431 
 
6/19/2021 
Email from Blueacorn notifying Stephanie that she 
signed a DocuSign document 
 
 
 
DE-3801 
 
1/17/2023 
Certificate of Authenticity of Electronic Records for 
the business COMMERCIO DMCC 
 
 
 
DE-3803 
 
 
Angelo Dipietro 2019 Angelo’s Exotic Motors 1099 
 
 
 
DE-3805 
 
 
Anthony Paoli 2019 Leo Rose 7, LLC 1099 
 
 
 
DE-3807 
 
 
Travin Gray 2019 Juuice, LLC 1099 
 
 
 
DE-3809 
 
 
Adam Spencer 2019 Vital Card Inc 1099 
 
 
 
DE-3811 
 
 
Jessica Stackpool 2019 7 Cubed, LLC 1099 
 
 
 
DE-3813 
 
 
Devin Hochberg 2019 Nies, LLC 1099 
 
 
 
DE-3815 
 
 
Patrick Nies 2019 DAP Industries LLC 1099 
 
 
 
DE-3817 
 
 
Kris D Morahan 2019 Morahan Group LLC 1099 
 
 
 
DE-3819 
 
 
Frederick Thiel 2019 Thiel Advisors Inc 1099 
 
 
 
DE-3821 
 
 
Gino Dipetrio 2019 GGD Management LLC 1099 
 
 
 
DE-3823 
 
 
Kyle Slinger 2019 Zen Laboratory LLC 1099 
 
 
 
DE-3825 
 
 
Florence Faivre 2019 Cream Crop Talent Inc 1099 
 
 
 
DE-3827 
 
 
Thomas Olson 2019 Juuice, Inc 1099  
 
 
 
DE-3829 
 
 
Noah Spirakus 2019 Prospectify, Inc. 1099 
 
 
 
DE-3831 
 
 
Hesam Rasoulzadeh 2019 Jefe Hankook Concepts, 
LLC 1099 
 
 
 
DE-3833 
 
5/15/2019 
Stephanie Hockridge May 2019 Juuice earning 
statements 
 
 
 
DE-3835 
 
5/16/2020 
Stephanie Hockridge May 2020 Juuice earning 
statements 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 37 of 91     PageID 1906

 
Page 38 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3837 
 
8/17/2020 
Stephanie Hockridge August 2020 Juuice earning 
statement 
 
 
 
DE-3839 
 
12/24/2021 
Nathan Reis December 24, 2021, Juuice paystub 
 
 
 
DE-3841 
 
12/24/2021 
Stephanie Hockridge December 24, 2021, Juuice 
paystub 
 
 
 
DE-3843 
 
12/30/2021 
Patrick Quigley December 30, 2021, Juuice paystub 
 
 
 
DE-3845 
 
 
Nathan Reis 2019 Body Politix, LLC 1099 
 
 
 
DE-3847 
 
 
Stephanie Hockridge 2019 RT Automotive Center 
Inc 1099 
 
 
 
DE-3849 
 
 
James Flores 2019 Qualytics, LLC 1099 
 
 
 
DE-3851 
 
 
Napoleon Smith III 2019 Captain Kangaroo 1099 
 
 
 
DE-3853 
 
 
Jonathan Broquist 2019 Juuice, Inc. 1099  
 
 
 
DE-3855 
 
 
Craig Keenan 2019 CL Light Nightclub 1099 
 
 
 
DE-3857 
 
 
Rhett Doolittle 2019 Doo it, Inc. 1099 
 
 
 
DE-3859 
 
 
Riley Anger 2019 Alamo Distributing WI. Inc. 1099 
 
 
 
DE-3861 
 
 
Shari Lynn Kleeman 2019 Obagi Cosmeceuticals 
LLC 1099 
 
 
 
DE-3863 
 
 
Sweet P Designs 2019 Vital Cards Inc 1099 
 
 
 
DE-3865 
 
 
Adam Drell 2019 Dynamo Logistics, LLC 1099 
 
 
 
DE-3867 
 
 
Eric Ayala 2019 Cut Throat Barbershoppe LLC 1099 
 
 
 
DE-3869 
 
 
Jordan Hereford 2019 Field & Fire LLC 1099 
 
 
 
DE-3871 
 
 
Oliver O’Connell 2019 AO Distributors LLC 1099 
 
 
 
DE-3873 
 
2/15/2020 
Lincoln Jore February 15, 2020, Juuice paystub 
 
 
 
DE-3875 
 
1/17/2023 
Certificate of Authenticity of Electronic Records for 
the business COMMERCIO DMCC 
 
 
 
DE-3877 
 
1/17/2023 
Certificate of Authenticity of Electronic Records for 
the business COMMERCIO DMCC 
 
 
 
DE-3879 
 
1/17/2023 
Certificate of Authenticity of Electronic Records for 
the business COMMERCIO DMCC 
 
 
 
DE-3201 
 
1/21/2021-
8/18/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Anthony Karnezis, and Eric Karnezis 
 
 
 
DE-3203 
 
1/21/2021-
9/28/2021 
Text Messages Between Stephanie Hockridge and 
Eric Karnezis 
 
 
 
DE-3205 
 
4/28/2021-
6/21/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Laura Mettias, Andrew Tran, and Others 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 38 of 91     PageID 1907

 
Page 39 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3207 
 
3/19/2021-
6/22/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Destiny Ligon, and Others 
 
 
 
DE-3209 
 
2/09/2021-
6/22/2021 
WhatsApp Messages in “Team VIP” Group Chat 
 
 
 
DE-3211 
 
11/10-2018-
11/19/2021 
 Jimmy Flores Text Message Spreadsheet 
 
 
 
DE-3213 
 
1/12/2021-
6/21/2021 
 WhatsApp Messages Between Stephanie Hockridge 
and Destiny Ligon 
 
 
 
DE-3215 
 
5/01/2015-
5/11/2022 
Text Messages Between Nate Reis and Stephanie 
Hockridge 
 
 
 
DE-3217 
 
1/28/2021-
3/21/2021 
WhatsApp Messages Between Stephanie Hockridge 
and Devin Hochberg  
 
 
 
DE-3219 
 
1/11/2021-
6/07/2022 
WhatsApp Messages Between Stephanie Hockridge 
and Eric Karnezis 
 
 
 
DE-3221 
 
2/25/2021-
3/23/2022 
WhatsApp Messages in “VIPPP – Welcome MCJ” 
Group Chat 
 
 
 
DE-3223 
 
3/28/2021-
7/05/2022 
Text Messages Between Stephanie Hockridge, Nate 
Reis, and Patrick Quigley 
 
 
 
DE-3225 
 
2/25/2021-
3/16/2021 
WhatsApp Messages in “VIPPP – Welcome MCJ” 
Group Chat  
 
 
 
DE-3227 
 
11/02/2020 
WhatsApp Messages Between Stephanie Hockridge, 
Jimmy Flores, and Michael Cota 
 
 
 
DE-3229 
 
11/16/2021-
12/30/2021 
 Messages Between Stephanie Hockridge and Patrick 
Quigley 
 
 
 
DE-3231 
 
5/08/2020-
4/22/2022 
 Messages Between Stephanie Hockridge and Patrick 
Quigley 
 
 
 
DE-3233 
 
 
Text Messages Between Stephanie Hockridge and 
Nate Reis 
 
 
 
DE-3235 
 
 
Text Messages of Stephanie Hockridge explaining to  
Andrew Tran how to catch fraud 
 
 
 
DE-3237 
 
2/21/21 
Text Messages Between Stephanie Hockridge and 
Andrew Tran 
 
 
 
DE-3239 
 
 
Text Messages Between Stephanie Hockridge, 
Destiny Ligon, and Andrew Tran 
 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 39 of 91     PageID 1908

 
Page 40 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3241 
 
 
Text Messages Between Stephanie Hockridge, and 
Eric Karnezis 
 
 
 
 
DE-3243 
 
 
Text Messages Between Stephanie Hockridge and 
Destiny Ligon,  
 
 
 
DE-3245 
 
 
Text Messages Between Stephanie Hockridge, 
Destiny Ligon 
 
 
 
DE-3247 
 
 
Text Messages Between Stephanie Hockridge and 
Laura Mettias 
 
 
 
DE-3249 
 
 
Text Messages Between Stephanie Hockridge and 
Adam Drell  
 
 
 
 
DE-3251 
 
 
Text message of Jimmy Flores 
 
 
 
DE-3101 
 
12/29/2020 
SBA Form 2484: PPP Lender’s Application 
(officially revised June 24, 2020, expiration date of 
December 31, 2023) 
 
 
 
DE-3103 
 
11/30/2020 
SBA Form 2484: PPP Lender’s Application 
(officially revised June 24, 2020, expiration date of 
December 31, 2020) 
 
 
 
DE-3105 
 
October 2020 
SBA Form 2484: PPP Lender’s Application 
(officially revised June 24, 2020, expiration date of 
November 30, 2020) 
 
 
 
DE-3107 
 
3/3/2021 
SBA Form 2484: PPP Lender’s Application (revised 
March 3, 2021) 
 
 
 
DE-3109 
 
3/18/2021 
SBA Form 2484: PPP Lender’s Application (revised 
March 18, 2021) 
 
 
 
DE-3111 
 
1/8/2021 
SBA Form 2484: PPP Lender’s Application (revised 
January 8, 2021) 
 
 
 
DE-3113 
 
6/12/2020 
SBA Form 2484: PPP Lender’s Application (revised 
June 12, 2020) 
 
 
 
DE-3115 
 
April 2020 
Original SBA Form 2484: PPP Lender’s Application 
(original April 2020 version) 
 
 
 
DE-3117 
 
6/24/2020 
SBA Form 2484: PPP Lender’s Application (revised 
June 24, 2020) 
 
 
 
DE-4701 
 
10/28/2024 
Part 1 of Anthony Karneis October 28, 2024, Proffer 
interview with government investigators regarding 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 40 of 91     PageID 1909

 
Page 41 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
his knowledge of and involvement in alleged 
Blueacorn fraud 
DE-4703 
 
10/28/2024 
Part 2 of Anthony Karnezis October 28, 2024, Proffer 
interview with government investigators regarding 
his knowledge of and involvement in alleged 
Blueacorn fraud 
 
 
 
DE-4705 
 
9/4/2024 
Eric Karnezis September 5, 2024, interview with 
government investigators after his arrest for 
involvement with submitting fraudulent PPP loans 
through Blueacorn 
 
 
 
DE-4707 
 
10/17/2024 
Part 2 of Eric Karnezis October 17, 2024, Proffer 
interview with government investigators regarding 
his knowledge of and involvement in alleged 
Blueacorn fraud 
 
 
 
DE-4709 
 
10/17/2024 
Part 1 of Eric Karnezis October 17, 2024, Proffer 
interview with government investigators regarding 
his knowledge of and involvement in alleged 
Blueacorn fraud 
 
 
 
DE-4711 
 
 
Jimmy Flores’ secret recording of his phone call with 
Nate Reis regarding their goals and strategy for 
Blueaccorn 
 
 
 
DE-2601 
 
 
Compilation of documents from the early stages of 
Blueacorn  
 
 
 
DE-2603 
 
10/26/2021 
Lendio referral agreement with Body Bolitix 
 
 
 
DE-2605 
 
6/18/2020 
Lendistry referral agreement with Body Politix 
 
 
 
DE-2607 
 
 
Not executed referral agreement between The Loan 
Source and Body Politix 
 
 
 
DE-2609 
 
 
Not executed multi-party agreement between The 
Loan Source and Body Politix 
 
 
 
DE-2613 
 
 
Denied Blueacorn RATF proposal 
 
 
 
DE-2615 
 
6/11/2020 
Not executed security agreement for loan between 
grantor, Body Politix, and borrowers Tana R Walker 
and Koichio T Walker  
 
 
 
DE-2617 
 
 
Blueacorn marketing materials 
 
 
 
DE-2619 
 
 
PP3 partner affiliate report 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 41 of 91     PageID 1910

 
Page 42 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2621 
 
8/8/2020 
July 6, 2020, through August 8, 2020, Nate Reis 
detailed report 
 
 
 
DE-2623 
 
8/8/2021 
July 6, 2020, through August 8, 2020, Laura Mettias 
detailed report 
 
 
 
DE-2625 
 
 
PPP information 
 
 
 
DE-2627 
 
 
Blueacorn terms by Jimmy Flores 
 
 
 
DE-2629 
 
 
List of PPP information  
 
 
 
DE-2631 
 
 
Loan forgiveness partnership list  
 
 
 
DE-2633 
 
9/1/2021 
Financial Services Agreement  
 
 
 
DE-2635 
 
 
Blueacorn PPP Loan Forgiveness information  
 
 
 
DE-2637 
 
 
PPP2 and PPP3 financial report  
 
 
 
DE-2639 
 
8/24/2020 
Letter to Jose Martinez, President of Prestmos CDFI, 
from Stephanie regarding PPP loan success 
 
 
 
DE-2641 
 
8/8/2020 
PPP applications processed by Blueacorn and 
Prestamos between May 14, 2020, and August 8, 
2020 
 
 
 
DE-2643 
 
8/28/2020 
Detailed invoice report—CDC Small Business and 
Finance  
 
 
 
DE-2645 
 
8/28/2020 
Detailed invoice report—Evolve Bank & Trust 
 
 
 
DE-2647 
 
8/28/2020 
Detailed invoice report—First Home Bank 
 
 
 
DE-2649 
 
8/28/2020 
Detailed Invoice report—Lendistry 
 
 
 
DE-2651 
 
8/25/2020 
Detailed invoice report—Prestmos CDFI 
 
 
 
DE-2653 
 
 
PPP loan cycle information 
 
 
 
DE-2655 
 
 
List of Blueacorn contacts based on business type 
 
 
 
DE-2657 
 
 
Information about necessary PPP documentation 
 
 
 
DE-2659 
 
 
Blueacorn marketing material 
 
 
 
DE-2661 
 
 
Lendistry and Prestmos processing codes 
 
 
 
DE-2663 
 
 
Email templates for informing applicants of lender 
assignment 
 
 
 
DE-2665 
 
 
Blueacorn internal loan processing system 
 
 
 
DE-2667 
 
 
Blueacorn website PPP information page  
 
 
 
DE-2669 
 
 
Lendistry and Prestmos qualification information 
 
 
 
DE-2671 
 
 
List of required documentation for a PPP loan  
 
 
 
DE-2673 
 
 
Blueacorn media release: Valley Company Builds 
Tech Platform to Simplify & Accelerate Fair Access 
to PPP funds 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 42 of 91     PageID 1911

 
Page 43 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2675 
 
 
Blueacorn internal loan statistics and tracking  
 
 
 
DE-2677 
 
 
Compilation of websites with information relevant to 
processing PPP loans 
 
 
 
DE-2679 
 
 
List of financial institutions by type and state 
 
 
 
DE-2681 
 
 
Mercury June 2020 Blueacorn Statement of 
Qualifications & Proposal 
 
 
 
DE-4301 
 
 
List of employee information 
 
 
 
DE-4303 
 
12/23/2021 
Background investigation report on Erica Anaya 
 
 
 
DE-4305 
 
12/23/2021 
Background investigation report on Jesus Carmona 
 
 
 
DE-4307 
 
12/28/2021 
Background investigation report on Neil Clements 
 
 
 
DE-4309 
 
12/28/2021 
Background investigation report on Angela Cole 
 
 
 
DE-4311 
 
12/28/2021 
Background investigation report on Chad Cole 
 
 
 
DE-4313 
 
12/28/2021 
Background investigation report on Angela Conley 
 
 
 
DE-4315 
 
12/28/2021 
Background investigation report on Mark Crockett 
 
 
 
DE-4317 
 
12/28/2021 
Background investigation report on Yesenia 
Dominguez 
 
 
 
DE-4319 
 
12/28/2021 
Background investigation report on Eric Donnelly 
 
 
 
DE-4321 
 
12/28/2021 
Background investigation report on Ashlee 
Fernandez 
 
 
 
DE-4323 
 
12/28/2021 
Background investigation report on Brenda Gallegos 
 
 
 
DE-4325 
 
1/3/2022 
Background investigation report on Margarita Garcia 
 
 
 
DE-4327 
 
12/28/2021 
Background investigation report on Farzana Giga 
 
 
 
DE-4329 
 
12/28/2021 
Background investigation report on Sonia Guerrero 
 
 
 
DE-4331 
 
12/28/2021 
Background investigation report on Luke Hammond 
 
 
 
DE-4333 
 
12/28/2021 
Background investigation report on Hannah Hardin 
 
 
 
DE-4335 
 
12/28/2021 
Background investigation report on Alondra Hurtado 
 
 
 
DE-4337 
 
12/28/2021 
Background search on Eric Albert Donnelly 
 
 
 
DE-4339 
 
12/28/2021 
Background search on Farzana Giga 
 
 
 
DE-4341 
 
1/3/2022 
Wage detail inquiry for E J Anaya 
 
 
 
DE-4343 
 
1/3/2022 
Wage detail inquiry for E Donnelly 
 
 
 
DE-4345 
 
1/3/2022 
Wage detail inquiry for F Giga 
 
 
 
DE-4347 
 
9/30/2021 
Voradel LLC bank September 2021 statement  
 
 
 
DE-4349 
 
 
Prestmos tax information for businesses 
 
 
 
DE-4351 
 
1/5/2021 
Zoom meeting transcript discussing Capital Plus 
Financial working with Blueacorn 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 43 of 91     PageID 1912

 
Page 44 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4353 
 
12/31/2021 
Voradel LLC December 2021 bank statement  
 
 
 
DE-4355 
 
 
Chart of necessary forms based on business type and 
list of loan applications 
 
 
 
DE-4357 
 
 
PPP Loan calculations for ABC Widgets LLC, 
Gebhardt Insurance Group, The Creative Center of 
Scottsdale, NAB LLC, Penelope Wildberry LLC, and 
POAF Investments 
 
 
 
DE-4359 
 
 
Flowchart of necessary documentation for PPP loan 
applications by business type 
 
 
 
DE-4361 
 
9/6/2023 
Patrick Quigley’s response to the FBI’s post-proffer 
session follow-up requests 
 
 
 
DE-4363 
 
8/15/2023 
Second email of Patrick Quigley’s response to FBI’s 
request for information 
 
 
 
DE-4365 
 
8/11/2021 
First email of Patrick Quigley’s response to FBI’s 
request for information 
 
 
 
DE-4367 
 
 
Chart of eligible payroll for a PPP loan 
 
 
 
DE-4369 
 
 
Template payroll summary 
 
 
 
DE-4371 
 
 
PPP loan compensation calculator template 
 
 
 
DE-4373 
 
 
Quigley Capital Group Wells Fargo Business 
Checking account summary  
 
 
 
DE-4375 
 
 
Texts between John Fechter and Patrick Quigley 
regarding FBI investigation into PPP loans 
 
 
 
DE-4377 
 
 
Flowchart for businesses to decide how to apply for a 
PPP loan 
 
 
 
DE-4379 
 
10/19/2023 
FBI federal grand jury information for bank 
statements for Context Accounts and Elevated 
Engagements LLC accounts 
 
 
 
DE-4381 
 
2/28/2020 
Contexts, LLC February 2020 Chase bank account 
statement 
 
 
 
DE-4383 
 
2/28/2020 
Elevated Engagements LLC February 2020 Chase 
bank account statement 
 
 
 
DE-4385 
 
12/2/2023 
FBI record of communications with Brandi Diaz 
related to the FBI’s request for information on Happy 
State Bank’s server locations  
 
 
 
DE-4387 
 
11/6/2023 
Email from Brandi Diaz answering the FBI’s request 
request for information on Happy State Bank’s server 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 44 of 91     PageID 1913

 
Page 45 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
locations and past relationship with Capital Plus 
Financial 
DE-4389 
 
8/18/2023 
Email chain with Mark Donnelly’s explanation to the 
FBI of Zach Smith’s fraud 
 
 
 
DE-4391 
 
 
Audio recording of Devin discussing how to file 
taxes with questionable PPP income 
 
 
 
DE-4393 
 
7/22/2024 
FBI record  
 
 
 
DE-4501 
 
6/26/23 
Aaron Frank Proffer – Agent Notes 
 
 
 
DE-4503 
 
5/15/2023 
Aaron Frank Proffer With Exhibits 
 
 
 
DE-4505 
 
6/26/2023 
Aaron Frank Memorandum of Interview 
 
 
 
DE-4507 
 
9/19/23 – 
9/20/23 
Adam Spencer  - Agent Notes 
 
 
 
DE-4509 
 
9/19/2023) 
Adam Spencer Memorandum of Interview 
 
 
 
DE-4511 
 
9/19-20/2023) 
Adam Spencer Exhibits to Proffer meeting 
 
 
 
DE-4513 
 
5/31/2023 
 
Alex Bondarevskyi Proffer 
 
 
 
DE-4515 
 
5/2/24 
Andrew Tran  - Agent Notes 
 
 
 
DE-4517 
 
4/11/2023 
Andrew Tran Proffer 
 
 
 
DE-4519 
 
5/2/2024 
Andrew Tran Memorandum of Interview 
 
 
 
DE-4521 
 
9/16/2024 
Andrew Tran Memorandum of Interview 
 
 
 
DE-4523 
 
10/31/2024 
Anthony Karnezis Proffer 
 
 
 
DE-4525 
 
3/18/2025 
Anthony Karnezis Proffer 
 
 
 
DE-4527 
 
n/a 
Anthony Karnezis  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 45 of 91     PageID 1914

 
Page 46 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4529 
 
4/24/2023 
Destiny Ligon Memorandum of Interview With 
Exhibits 
 
 
 
DE-4531 
 
8/6/2024 
Destiny Ligon Proffer  
 
 
 
DE-4533 
 
8/14/2024 
Destiny Ligon Memorandum of Interview 
 
 
 
DE-4535 
 
2/24/2023 
Devin Hochberg Proffer  
 
 
 
DE-4537 
 
4/03/2025 
Devin Hochberg - Agent Notes 
 
 
 
DE-4539 
 
4/09/2025 
Devin Hochberg Proffer 
 
 
 
DE-4541 
 
6/10/2022 
Devin Hochberg Proffer 
 
 
 
DE-4543 
 
01/28/2021 
Devin Hochberg Proffer Exhibit – PEO of Justworks 
 
 
 
DE-4545 
 
03/11/2021 
Devin Hochberg Proffer Exhibit – Invoice of DAP 
Industries 
 
 
 
DE-4547 
 
4/03/2025 
Devin Hochberg – Attachment Hochberg 
investigation 
 
 
 
DE-4549 
 
4/03/2025 
Devin Hochberg – Attachment Nies, LLC W2 
 
 
 
DE-3001 
 
2/4/21 
Email from Jonathan Campos to vip@blueacorn.co 
with no text and one attachment 
 
 
 
DE-3003 
 
3/15/21 
Payment confirmation email from Wave Payments to 
vip@blueacorn.co regarding $1250.00 payment from 
Jonathan Campos   
 
 
 
DE-3005 
 
1/25/21-
10/15/21 
WhatsApp messages between James Scott, Stephanie 
Reis, Jonathan Campos and Blueacorn regarding 
expenses 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 46 of 91     PageID 1915

 
Page 47 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3007 
 
2020 
Schedule C (Form 1040) for Shatter Ink (Proprietor is 
Jonathan Campos) 
 
 
 
DE-3009 
 
 
Spreadsheet titled “Steph’s Tab” listing applicants, 
loan amounts, and notes 
 
 
 
DE-3011 
 
1/6/21-9-22-21 
WhatsApp messages between Cody Oborn and 
Stephanie Reis regarding various applicants and 
issues with applications 
 
 
 
DE-3013 
 
1/12/21-
6/21/21 
WhatsApp messages between Destiny Ligon and 
Stephanie Reis, where Stephanie trains Destiny 
 
 
 
DE-3015 
 
January and 
February 
entries (no 
year) 
Excel Spreadsheet with entries for status, business 
names, estimated PPP amounts, etc.  
 
 
 
DE-3017 
 
1/10/21-
2/13/21 
Excel Spreadsheet with status entries, submission 
dates, etc.  
 
 
 
DE-3019 
 
3/4/21 
Excel Spreadsheet titled “Andrew’s Pipeline Report- 
Fastlane” listing status, applicants, and loan amounts 
 
 
 
DE-3021 
 
January and 
February 2021 
Excel Spreadsheet listing submission dates, business 
names, notes, etc.  
 
 
 
DE-3023 
 
January and 
February 2021 
Excel Spreadsheet listing submission dates, business 
names, notes, etc. 
 
 
 
DE-3025 
 
2/17/21 
Email from VIP Blueacorn, signed by Stephanie, 
regarding PPP funding and obstacles with the bank 
 
 
 
DE-3027 
 
Year Ending 
December 31, 
2021 
Body Politix LLC Income Statement  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 47 of 91     PageID 1916

 
Page 48 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-3029 
 
Year Ending 
December 31, 
2021 
Juuice LLC Income Statement  
 
 
 
DE-3031 
 
2/23/21 
Paycheck Protection Program Liquidity Facility PPP 
Pledge and Advance Request from Eric Donnelly, 
CEO of Capital Plus Financial  
 
 
 
DE-3033 
 
1/25/21-
10/15/21 
WhatsApp messages between James Scott, Jonathan 
Campos and Stephanie Reis  
 
 
 
DE-3035 
 
2020 
Schedule C (Form 1040) for Shatter Ink  
 
 
 
DE-3037 
 
2020 
Schedule C (Form 1040) for Shatter Ink  
 
 
 
DE-2801 
 
2/24/2020 
Schedule C for Hannah Dipietro – Makeup Artist (1) 
 
 
 
DE-2803 
 
2/24/2020 
Schedule C for Hannah Dipietro – Makeup Artist (2) 
 
 
 
DE-4001 
 
1/1/2020 
 Nate Invoice to Body Politix  
 
 
 
DE-4003 
 
1/1/2021-
2/28/2021 
 Juuice Inc. Payroll Report  
 
 
 
DE-4005 
 
1/14/2021 
 Slack messages among Blueacorn Principals    
 
 
 
DE-4007 
 
1/21/2021 
 Nate/Adam email   
 
 
 
DE-4009 
 
4/7/2020 
  Juuice Inc. PPP Application - Bank of America   
 
 
 
DE-4011 
 
4/17/2020 
  Nate PPP Application - Bank of America  
 
 
 
DE-4013 
 
5/1/2020 
  Nate/Jimmy Slack re: Jimmy loan   
 
 
 
DE-4015 
 
5/1/2020 
  Nate/Jimmy/CDC Bank emails re: Juuice PPP Loan   
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 48 of 91     PageID 1917

 
Page 49 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4017 
 
5/9/2020 
 Juuice Inc. PP Application   
 
 
 
DE-4019 
 
8/2/2020 
 Nate/Noah Slack re: Noah Personal Loans   
 
 
 
DE-4023 
 
8/3/2020-
8/4/2020 
 Steph/Nate Slack Re: Adam Drell  
 
 
 
DE-4025 
 
2019 
  Body Politix 1099 for Nate   
 
 
 
DE-4027 
 
3/30/2020 
 Body Politix STARS Report   
 
 
 
DE-4029 
 
4/11/2020 
 Body Politix STARS Report   
 
 
 
DE-4031 
 
7/20/2020 
 DAP Industries Application   
 
 
 
DE-4033 
 
2019 
 Jimmy 1099 Qualitycs   
 
 
 
DE-4035 
 
2/29/2020 
 Jimmy Flores Bank Statement   
 
 
 
DE-4037 
 
2019 
 Jimmy Flores Qualitycs 1099   
 
 
 
DE-4039 
 
1/1/2020-
3/31/2020 
 Juuice Inc form 941   
 
 
 
DE-4041 
 
1/1/2020-
3/31/2020 
 Juuice Inc. form 941   
 
 
 
DE-4043 
 
3/20/2020 
 Juuice LLC STARS Report   
 
 
 
DE-4045 
 
12/1/2019 
 Nate Invoice to Body Politix   
 
 
 
DE-4047 
 
5/1/2015-
6/28/2022 
 Nate/Steph Text Messages   
 
 
 
DE-4049 
 
12/30/2020-
3/23/2022 
Stephanie /Kristen Petronio Texts   
 
 
 
DE-4051 
 
5/21/2020-
4/13/2021 
Stephanie /Mettias Texts   
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 49 of 91     PageID 1918

 
Page 50 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4053 
 
8/5/2020-
8/6/2020 
Stephanie/Nate Slack  
 
 
 
DE-4055 
 
8/5/2020-
8/4/2020 
Stephanie /Noah Slack re: Noah personal loans   
 
 
 
DE-4057 
 
Not dated 
Blueacorn call recording  
 
 
 
DE-4059 
 
7/31/2020 
Jimmy Florez PPP Application  
 
 
 
DE-4061 
 
2/29/2020 
Body Politix Wells Fargo report  
 
 
 
DE-4063 
 
2019 
 Body Politix form 1040  
 
 
 
DE-4065 
 
6/17/2020 
Juuice PPP Application  
 
 
 
DE-4067 
 
4/17/2020-
12/30/2021 
Order summary of 40 orders  
 
 
 
DE-4069 
 
11/10/2018-
2/10/2021 
Jimmy Flores Text Message Spreadsheet  
 
 
 
DE-4071 
 
5/1/2015-
5/11/2022 
Nate/Stephanie Text Messages  
 
 
 
DE-4073 
 
2/13/2020 
2019 Income Tax Return for Angelo and Hannah 
DiPietro  
 
 
 
DE-4075 
 
4/23/2020 
Email thread between Jimmy Flores, Kurt Chilcott, 
Mark Pinsky, and Nate Reis  
 
 
 
DE-4077 
 
1/28/2021 
Email from Nate to Tom Epstein  
 
 
 
DE-4079 
 
5/15/2020 
Email from Nate to Mettias  
 
 
 
DE-4081 
 
4/21/2020 
Email from Nate to Lincoln Jore and Steph  
 
 
 
DE-4083 
 
4/26/2020 
Email from Nate to Wave  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 50 of 91     PageID 1919

 
Page 51 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4085 
 
 
Screenshots of conversations with six business 
owners regarding PPP applications  
 
 
 
DE-4087 
 
5/5/2020 
Email thread regarding Juuice PPP application  
 
 
 
DE-4089 
 
7/29/2020-
7/31/2020 
Email thread between Nate and Oliver O’Connell  
 
 
 
DE-4091 
 
7/30/2020-
8/4/2020 
Nate text screenshots  
 
 
 
DE-4093 
 
 
Recording of Nate  
 
 
 
DE-4095 
 
 
WhatsApp messages between Nate Reis and Devin 
Hochberg about reporting PPP loans to IRS 
 
 
 
DE-4097 
 
 
Justworks letter to DAP INDUSTRIES LLC that it 
entered into contract with DAP INDUSTRIES LLC 
for PEO services 
 
 
 
DE-4099 
 
 
Receipts of transactions sending or receiving money 
from certain entities 
 
 
 
DE-5801 
 
 
iMessages between Nate Reis and another person 
regarding deposits to certain entities 
 
 
 
DE-5803 
 
 
Short Message Report for two days in January 2021 
 
 
 
DE-5805 
 
 
Messages between Flores and Nate Reis about 
strategy on loans and deleting messages or recordings 
 
 
 
DE-5807 
 
 
Message between Quigley and Stephanie on loans 
 
 
 
DE-5809 
 
 
Excel sheet starting amount of loans and funded 
amounts 
 
 
 
DE-5811 
 
 
Amounts from 2019 Payroll forms 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 51 of 91     PageID 1920

 
Page 52 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5813 
 
 
Rapid Finance Application for #3601248719, Juuice, 
LLC 
 
 
 
DE-5815 
 
 
Application status regarding Nate Reis credit 
 
 
 
DE-5817 
 
 
Juuice, LLC application inputs 
 
 
 
DE-5819 
 
 
Possible application status for Juuice, LLC including 
notes on application 
 
 
 
DE-5821 
 
 
Possible application status or request for advance for 
Juuice, LLC and Nate Reis including notes on 
application 
 
 
 
DE-5823 
 
 
Possible application status for Stephanie Hockridge 
and Body Politix 
 
 
 
DE-5825 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
DE-5827 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
DE-5829 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
DE-5831 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
DE-5833 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
DE-5835 
 
 
First Western Trust statement for Qualytics LLC in 
Feb 2020 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 52 of 91     PageID 1921

 
Page 53 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5837 
 
 
Vivian Arriaga’s Form 1040 Schedule C in 2019 
 
 
 
DE-5839 
 
 
Qualytics, LLC 2019 Miscellaneous Income Form 
 
 
 
DE-5841 
 
 
Juuice, Inc. 2019 Miscellaneous Income Form 
 
 
 
DE-5843 
 
 
Hockridge uploads Hochberg application  
 
 
 
DE-5845 
 
 
Juuice, Inc. 2019 Miscellaneous Income Form 
 
 
 
DE-5847 
 
 
WhatsApp messages in March 2021 for Agent Van 
Team and link for PPP and Schedule C 
 
 
 
DE-5849 
 
 
Wells Fargo Business Account Application for Body 
Politix LLC and Hockridge 
 
 
 
DE-5851 
 
 
Wells Fargo Business Account Application for Body 
Politix LLC and Hockridge 
 
 
 
DE-5853 
 
 
Wells Fargo Business Account Application for Body 
Politix LLC and Hockridge 
 
 
 
DE-5855 
 
 
Wells Fargo Business Account Application for Body 
Politix LLC and Hockridge – certificate of authority 
 
 
 
DE-5857 
 
 
WhatsApp messages between Steph Reis and 
unknown party about strategies  
 
 
 
DE-5859 
 
 
Accredited PCI 2020 Miscellaneous Income Form 
 
 
 
DE-5861 
 
 
940 for 2020 of Monica Denise Richardson 
 
 
 
DE-5863 
 
 
Amscot Mastercard Car Summary for Monica 
Richardson 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 53 of 91     PageID 1922

 
Page 54 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5865 
 
 
Screenshot of blueacorn Andrew’s VIPPP Loan List 
 
 
 
DE-5867 
 
 
Schedule C Form 1040 for Arian Farrokhi in 2020 
 
 
 
DE-5869 
 
 
Schedule C Form 1040 for Lauren Vita  in 2019 
 
 
 
DE-5871 
 
 
Message addressed to Stephanie about unassigned 
loans and some with multiple names on payroll looks 
like fraud 
 
 
 
DE-5873 
 
 
Amscot Prepaid Mastercard Card Summary for 
Monica Richardson 
 
 
 
DE-5875 
 
 
Amscot Prepaid Mastercard Card Summary for 
Monica Richardson 
 
 
 
DE-3501 
 
 
Spreadsheet  
 
 
 
DE-4601 
 
2/11/2025 
00:51:01 Recording of Video Call Between Bayless 
Cobb and the U.S. Small Business Administration – 
Office of Inspector General Regarding Fraudulent 
Loan Applications. 
 
 
 
DE-4603 
 
3/7/2018 
Voluntary Petition for Chapter 7 Bankruptcy Filed by 
Bayless Cobb in the U.S. Bankruptcy Court for the 
Southern District of California. 
 
 
 
DE-4605 
 
 
Webpage of Bayless Cobb’s PPP Loan in the Amount 
of $20,832, Approved on March 16, 2021. 
 
 
 
DE-4607 
 
 
Webpage of Bayless Cobb’s PPP Loan in the Amount 
of $147,847, Approved on February 12, 2021. 
 
 
 
DE-4609 
 
 
Excel Spreadsheet of the Status and Approved 
Amounts of Various Loan Applications.   
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 54 of 91     PageID 1923

 
Page 55 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4611 
 
2/9/2021-
6/22/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Destiny Ligon, Andrew Tran, and Others (“Team 
VIP”) from February through June 2021. 
 
 
 
DE-4613 
 
3/19/2021-
6/21/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Destiny Ligon, and Others from March through June 
2021. 
 
 
 
DE-4615 
 
1/21/2021-
6/18/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Destiny Ligon, Anthony Karnezis, Eric Karnezis, and 
Others from January through June 2021. 
 
 
 
DE-4617 
 
2/4/2021-
10/15/2021 
WhatsApp Messages Between Stephanie Hockridge 
and Andrew Tran from February through October 
2021 
 
 
 
DE-4619 
 
2/9/2021-
6/22/2021 
WhatsApp Messages Between Stephanie Hockridge, 
Destiny Ligon, Andrew Tran, and Others (“Team 
VIP”) from February through June 2021 
 
 
 
DE-4621 
 
2/25/2021 
Andrew Tran’s VIPPP Loan List 
 
 
 
DE-4623 
 
 
Screenshot of Emails from Rick Diamond Regarding 
Various PPP Loan Applications 
 
 
 
DE-4625 
 
 
Screenshot of Open Blueacorn Loan Applications 
 
 
 
DE-4627 
 
 
Screenshot of WhatsApp Messages from Rob Warzel 
to Stephanie Hockridge Regarding Withdrawing 
Loan Applications for Rick Diamond Applicants 
 
 
 
DE-4629 
 
 
Screenshot of Loan Applications Returned by SBA or 
Containing an Error/Hold or an API Issue 
 
 
 
DE-4631 
 
 
Screenshot of Loan Applications Returned by SBA 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 55 of 91     PageID 1924

 
Page 56 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4633 
 
 
Screenshot of Loan Applications Returned by SBA or 
Containing an Error/Hold or an API Issue 
 
 
 
DE-4635 
 
 
Screenshot of Loan Applications Returned by SBA or 
Containing an Error/Hold or an API Issue 
 
 
 
DE-2301 
 
7/29/2020 
Chris Bridges Forwarding Justworks PEO Letter and 
Payroll to Nathan Reis 
 
 
 
DE-2303 
 
1/28/2021 
Justworks PEO Letter Addressed to Chris Bridges 
 
 
 
DE-2305 
 
4/21/2025 
Screenshot of Nouvelle Noir, Inc.’s Corporate 
Information from the Delaware Division of 
Corporation 
 
 
 
DE-2307 
 
 
Justworks PPP Report of Payroll 
 
 
 
DE-2309 
 
7/24/2020 
Emails Between Stephanie Hockridge, Lynn 
Fernandez, and Others Regarding Fraudulent Loan 
Application of Chris Bridges 
 
 
 
DE-2311 
 
7/24-7/28/2020 
Emails Between Chris Bridges and Merisa Rovcanin 
Regarding Submittal of Documents for PPP Loans 
 
 
 
DE-2313 
 
 
Justworks’ W-2 Wage and Tax Statement for 2019 
 
 
 
DE-2315 
 
 
Nouvelle Noir, Inc.’s 1099-MISC for 2019 
 
 
 
DE-2317 
 
 
Christopher Bridges’ (Sole Proprietorship) Schedule 
C for 2019 
 
 
 
DE-2319 
 
 
Excel Spreadsheet of the Status and Approved 
Amounts of Various Loan Applications 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 56 of 91     PageID 1925

 
Page 57 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2321 
 
 
Excel Spreadsheet of the Status and Approved 
Amounts of Various Loan Applications  
 
 
 
DE-2323 
 
 
List of Loan Applications that are Pending, 
Approved, and Withdrawn 
 
 
 
DE-2325 
 
 
Excel Spreadsheet of Employee Payroll 
 
 
 
DE-2327 
 
 
Excel Spreadsheet of the Status and Approved 
Amounts of Various Loan Applications  
 
 
 
DE-2329 
 
 
Excel Spreadsheet of Various Loan Applications   
 
 
 
DE-2331 
 
 
Excel Spreadsheet of Various Loan Applications   
 
 
 
DE-2333 
 
 
Excel Spreadsheet of Various Loan Applications  
 
 
 
DE-2335 
 
3/13/2020 
Wells Fargo Financial Statement for Chris Bridges, 
Dated March 13, 2020 
 
 
 
DE-2337 
 
 
PPP Loan Application for Nouvelle Noir Inc. 
Submitted by Blue Acorn 
 
 
 
DE-2339 
 
3/13/2020 
Wells Fargo Financial Statement for Chris Bridges, 
Dated March 13, 2020 
 
 
 
DE-2341 
 
5/19/2020-
11/24/2020 
Text Messages Between Nathan Reis, Chris Bridges, 
and Jimmy Flores Regarding Blue Acorn 
Development from May through November 2020 
 
 
 
DE-2343 
 
5/19/2020-
1/17/2021 
Text Messages Between Chris Bridges and Jimmy 
Flores Regarding Blue Acorn Funding from May 
2020 through January 2021 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 57 of 91     PageID 1926

 
Page 58 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2345 
 
2/29/2020 
Wells Fargo Financial Statement for Nouvelle Noir, 
Inc., Dated February 29, 2020 
 
 
 
DE-2347 
 
9/29, 
10/7/2020 
Emails Between Chris Bridges and Nathan Reis 
Regarding Blue Acorn Funding from September to 
October 2020 
 
 
 
DE-2349 
 
7/6/2020 
Email from Chris Bridges to Nathan Reis and Scott 
Stevens Regarding Receipt of PPP Loans 
 
 
 
DE-2351 
 
6/4/2020 
Email from Chris Bridges to Terrell Brown and 
Nathan Reis Regarding Lenders for Blue Acorn 
 
 
 
DE-2353 
 
2/22/2021 
Executed Non-Disclosure Agreement Between 
Liberty Financial USA and Vital Card, Inc., Dated 
February 22, 2021 
 
 
 
DE-2355 
 
5/18/2020 
Emails Between Chris Bridges, Adam Spencer, and 
Others Regarding Financing 
 
 
 
DE-2357 
 
8/10-8/11/2021 
Emails Between Matt Mandell, Chris Bridges, and 
Adam Spencer Regarding Fees and Pricing 
 
 
 
DE-2359 
 
11/9/2020 
Emails Between Adam Spencer and Chris Bridges 
Regarding Various Entities 
 
 
 
DE-2361 
 
12/2/2020 
Partially Executed Confidentiality Agreement 
Between Coolisys Technologies Corp. and Nouvelle 
Noir Inc., Dated December 2, 2020 
 
 
 
DE-2363 
 
8/5/2020 
Partially Executed Joint Venture Agreement Between 
Honor Enterprise Funding, LLC, Elev8 Advisors 
LLC, Nouvelle Noir Inc., and Serenity Development, 
LLC, Dated August 5, 2020 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 58 of 91     PageID 1927

 
Page 59 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2365 
 
12/2/2021 
12/7/2021 
Emails Between Chris Bridges, Alexandro Valles, 
and Adam Spencer Regarding Additional Information 
for PPP Loan Application 
 
 
 
DE-2367 
 
11/15/2021 
Email from Matt Mandell to Chris Bridges and 
Others Regarding Vital and Possible Legal 
Representation 
 
 
 
DE-2369 
 
8/5/2020 
Partially Executed Joint Venture Agreement Between 
Honor Enterprise Funding, LLC, Elev8 Advisors 
LLC, Nouvelle Noir Inc., and Serenity Development, 
LLC, Dated August 5, 2020 
 
 
 
DE-2371 
 
8/5/2020 
Partially Executed Non-Circumvention, Non-
Disclosure, and Confidentiality Agreement Between 
Elev8 Advisors LLC and Honor Enterprise Funding, 
LLC, Dated August 5, 2020 
 
 
 
DE-2373 
 
8/6/2020 
Partially Executed Non-Circumvention, Non-
Disclosure, and Confidentiality Agreement Between 
Nouvelle Noir Inc. and Honor Enterprise Funding, 
LLC, Dated August 5, 2020 
 
 
 
DE-2375 
 
6/3/2020 
Emails Between Chris Bridges, Adam Spencer, and 
Others Regarding Data Room 
 
 
 
DE-2377 
 
2/24/2021 
Emails Between Chris Bridges, Adam Spencer, and 
Brian Roche Regarding PPP Loan Applications 
 
 
 
DE-2379 
 
11/25/2021 
Email from Adam Spencer to Scott Stevens and Chris 
Bridges Regarding COVID-19 Economic Injury 
Disaster Loan Application 
 
 
 
DE-2381 
 
5/27/2021 
Partially Executed BIN Request or Change Form for 
Vital Card Inc. 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 59 of 91     PageID 1928

 
Page 60 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-2383 
 
 
PPP Loan Application for Nouvelle Noir Inc. 
Submitted by Blueacorn 
 
 
 
DE-2385 
 
 
Nouvelle Noir, Inc.’s 1099-MISC for 2019 
 
 
 
DE-2387 
 
 
Justworks PPP Report of Payroll 
 
 
 
DE-2389 
 
7/24-7/28/2020 
Emails Between Chris Bridges and Merisa Rovcanin 
Regarding Submittal of Documents for PPP Loans 
 
 
 
DE-2391 
 
7/6/2020 
Email from Nathan Reis Forwarding to Laura Mettias 
Regarding Justworks PEO Payroll Processor Report 
 
 
 
DE-2393 
 
7/6/2020 
Justworks PEO Letter Addressed to Chris Bridges 
 
 
 
DE-2395 
 
7/6/2020 
Justworks PEO Letter Addressed to Chris Bridges 
 
 
 
DE-4801 
 
5/15/2023 
Federal Bureau of investigation report on Aaron 
Frank and his involvement in Blueacorn 
 
 
 
DE-4803 
 
6/26/2023 
Internal Revenue Service memorandum of interview 
of Aaron Frank pursuant to a proffer agreement 
 
 
 
DE-4805 
 
 
Handwritten note on exhibits from the Aaron Frank 
proffer portfolio 
 
 
 
DE-4807 
 
2/10/2021 
Email from Aaron Frank to Kristen Spencer, Jack 
Snyder, and Adam discussing QWT partner deals and 
QWT processors 
 
 
 
DE-4809 
 
1/1/2021 
Employment agreement between Aaron Frank and 
Blueacorn 
 
 
 
DE-4811 
 
6/24/23 
Proffer agreement between U.S. Department of 
Justice and Aaron Frank 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 60 of 91     PageID 1929

 
Page 61 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4813 
 
2/10/2021 
Messages between Adam Spencer and Aaron Frank 
discussing master vendor services agreement 
 
 
 
DE-4815 
 
2/12/2021 
Email from Farzana Giga to Aaron Frank and Eric 
Donnelly about Anthony Karnezis’s loan 
 
 
 
DE-4817 
 
 
Document discussing loan object data field mapping, 
sales training, and JotForm customer intake 
 
 
 
DE-4819 
 
5/15/2023 
Federal Bureau of investigation report on Aaron 
Frank and his involvement in Blueacorn 
 
 
 
DE-4821 
 
6/26/2023 
Internal Revenue Service memorandum of interview 
of Aaron Frank pursuant to a proffer agreement 
 
 
 
DE-4823 
 
2/12/2021 
Email from Farzana Giga to Aaron Frank and Eric 
Donnelly about Anthony Karnezis’s loan 
 
 
 
DE-4825 
 
 
Document discussing loan object data field mapping, 
sales training, and JotForm customer intake 
 
 
 
DE-4827 
 
 
Document discussing loan object data field mapping, 
sales training, and JotForm customer intake 
 
 
 
DE-4827 
 
 
Email between Aaron Frank, Eric Donnelly, Farzana 
Giga, Jimmy Flores, and Stephanie Hockridge about 
policies to avoid fraud 
 
 
 
DE-5001 
 
 
Jimmy Flores 302 
 
 
 
DE-5003 
 
 
Criminal History Reports on Anthony and Eric 
Karnezis, Devin Hochberg, James Michael Flores, 
Kandace A. Zelaya, Michael Cota, Shelli Hayman, 
Vivian Arriaga 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 61 of 91     PageID 1930

 
Page 62 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5005 
 
 
Elev8 Unemployment Tax Internet Wage Report 
 
 
 
DE-5007 
 
 
Vivian Arriaga’s Arizona Guide System Summary 
Information (no records found).  
 
 
 
DE-5009 
 
 
Michael Cota’s Arizona Guide System Summary 
Information (no records found). 
 
 
 
DE-5011 
 
 
James Flores’s Arizona’s Pandemic Unemployment 
Assistance Application 
 
 
 
DE-5013 
 
 
Devin Hochberg’s Arizona’s Pandemic 
Unemployment Assistance Application 
 
 
 
DE-5015 
 
 
Adam Spencer Arizona Guide System Summary 
Information (no records found). 
 
 
 
DE-5017 
 
 
Kristen Spencer’s Arizona’s Pandemic 
Unemployment Assistance Application 
 
 
 
DE-5019 
 
 
Noah Spirakus’ Arizona Guide System Summary 
Information (no records found). 
 
 
 
DE-5021 
 
 
Andrew Tran’s Arizona Guide System Summary 
Information (no records found). 
 
 
 
DE-5023 
 
 
6/30/2020 texts between Nate and Cota regarding 
PPP documents 
 
 
 
DE-5025 
 
 
Patrick Quigley Bank Transaction Spreadsheet with 
Investigative Notes 
 
 
 
DE-5027 
 
 
Pandemic Response Accountability Committee 
(PARC) Report 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 62 of 91     PageID 1931

 
Page 63 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5029 
 
 
PARC “Blueacorn Referrals & Affiliates Analysis” 
 
 
 
DE-5031 
 
 
Certificate of Authenticity of Electronic Records for 
Commercio DMCC – 902-11 Cert? 
 
 
 
DE-5033 
 
 
Lincoln Jore Earnings Statement (Juuice Inc) 
 
 
 
DE-5035 
 
 
Testimony of Laura Mettias in Matter of TKO Farms 
(SEC Investigation)  
 
 
 
DE-5037 
 
 
Gift Letter Indicating Laura Mettias is Ken Owens’s 
Niece 
 
 
 
DE-5039 
 
 
12/20/2020 email correspondence between Ashley 
Honda and Laura Mettias 
 
 
 
DE-5041 
 
 
10/4/2021email correspondence between Stephanie 
and Eric Karnezis regarding September 28-29 2021 
correspondence between Stephanie and Tony 
Swantek (Jorns & Associates Employee Credit 
Retention Program) 
 
 
 
DE-5043 
 
 
Blueacorn Application Rejection Letter 
 
 
 
DE-5045 
 
 
2/23/2021 Vivian Arriaga and Kristen Spencer email 
re: “former QWK customer service” 
 
 
 
DE-5047 
 
 
Vivian Arriaga and Jason Edmunds email re QWK’s 
operations (appears to be a draft email) 
 
 
 
DE-5049 
 
 
2/26/2021 Vivian Arriaga and Jason Edmunds email 
re QWK’s operations (appears to be a draft email) 
 
 
 
DE-5051 
 
 
Jimmy/Michael Cota/Jason Edmunds Whatsapp 
messages about Blueacorn 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 63 of 91     PageID 1932

 
Page 64 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
 
DE-5053 
 
 
Michael Cota/Vivian Arriaga/Jason Edmunds 
Whatsapp re: FinCap 
 
 
 
 
DE-5055 
 
 
Michael Cota/Vivian Arriaga WhatsApp messages re 
issues with Blueacorn 
 
 
 
DE-5057 
 
 
Jimmy Flores/Michael Cota/Jason Edumunds/Vivian 
Arriaga Whatsapp messages re payroll 
 
 
 
DE-5059 
 
 
Vivian Arriaga/Jason Edmunds WhatsApp messages  
 
 
 
DE-5061 
 
 
Vivian Arriaga/Jason Edmunds WhatsApp messages 
 
 
 
DE-5063 
 
 
Vivian Arriaga/Jason Edmunds Whatsapp messages 
 
 
 
DE-5065 
 
 
Vivian/Jimmy Whatsapp.re issues with Blueacorn 
 
 
 
DE-5067 
 
 
Biztalk Whatsapp (Michael, Jimmy, Vivian, Jason, 
Lyrit 
 
 
 
DE-5069 
 
 
5/17/2021 Slack Messages re review doing to high 
volume for accuracy – Adam Spencer, Kristen 
Spencer, Justin Volrath, Shandi Shaw 
 
 
 
DE-5071 
 
 
Blueacorn PPP Processing Script (Tech Enabled) 
 
 
 
DE-5073 
 
 
Aaron Frank Resume 
 
 
 
DE-5075 
 
 
Texts between Nate and Hochberg re getting funded 
 
 
 
DE-5077 
 
 
Quigley bank transactions 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 64 of 91     PageID 1933

 
Page 65 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5081 
 
 
Nate - Jessica Stackpoole email re MDX presentation 
 
 
 
 
DE-5083 
 
 
Jessica Finn/Stephanie WhatsApp messages 
 
 
 
DE-5085 
 
 
6/1/2022-6/30/2022 – Nate Pershing Advisor 
Solutions Account Statement 
 
 
 
DE-5087 
 
 
Operation False Paladin Presentation– Laura Mettias 
Network 
 
 
 
DE-5089 
 
 
Operation False Paladin Presentation– FBI, Dallas 
Field Office, Complex Financial Crime 
 
 
 
DE-5091 
 
 
Financial Information Spreadsheet – Nate and 
Stephanie 
 
 
 
DE-5093 
 
 
PPP Related proceeds to James Flores Spreadsheet 
 
 
 
DE-5095 
 
 
Hockridge Hotmail Review 
 
 
 
DE-5097 
 
 
February 2021 text chats – Jimmy Flores, Kristen 
Spencer, Stephanie, and Nate re errors in loans and 
bypassing underwriting 
 
 
 
DE-5099 
 
 
SBA Loan information spreadsheet 
 
 
 
DE-5101 
 
 
SBA loan information spreadsheet 
 
 
 
DE-5103 
 
 
Prestamos CDFI, LLC –6/28/2022 Presentation to the 
Department of Justice  
 
 
 
DE-5105 
 
 
Video recording of Prestamos “Spark” PPP loan 
processing training 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 65 of 91     PageID 1934

 
Page 66 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5107 
 
 
Video recording Prestamos “Spark” PPP loan 
processing training 
 
 
 
DE-5109 
 
 
Adam Spencer and Kristen Spencer Presentation to 
U.S. Department of Justice – Paul Hastings 
 
 
 
DE-5111 
 
 
July 11, 2023 Correspondence from Blueacorn 
 
 
 
DE-5113 
 
 
May 12, 2023 Letter from Adam and Kristen Spencer 
 
 
 
DE-5115 
 
 
May 23, 2022 Blueacorn Proffer: DOJ Criminal 
Division 
 
 
 
DE-5117 
 
 
Notes from June 13, 2022 Capital Plus Financial 
Meeting 
 
 
 
DE-5119 
 
 
Records and information pertaining to Wells Fargo's 
server locations 
 
 
 
DE-5121 
 
 
Records pertaining to Blueacorn 
 
 
 
DE-5123 
 
 
Records pertaining to Di Pietro, Hannah 
 
 
 
DE-5125 
 
 
Records provided by Cobb, Bayless 
 
 
 
DE-5127 
 
 
Records provided by Cobb, Bayless 
 
 
 
DE-5129 
 
 
Records provided by Cobb, Bayless 
 
 
 
DE-5131 
 
 
Records provided by Cobb, Bayless 
 
 
 
DE-5133 
 
 
Records provided by FB 
 
 
 
DE-5135 
 
 
Reis and Hockridge Arrest records 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 66 of 91     PageID 1935

 
Page 67 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5137 
 
 
Screen Recording of Instagram (recording not 
included) 
 
 
 
DE-5139 
 
1/8/2021 
Blank PPP Application Form 
 
 
 
DE-5141 
 
2/24/2021 
Cody Oborn Agent Whatsapp 
 
 
 
DE-5143 
 
12/1/2019 
Nate invoice to Body Politix 
 
 
 
DE-5145 
 
 
Blueacorn Flyer 
 
 
 
DE-5147 
 
 
Blueacorn Information sheet 
 
 
 
DE-5149 
 
 
Blueacorn Information sheet 
 
 
 
DE-5151 
 
 
Body Politix - 2020 Matrix 
 
 
 
DE-5153 
 
 
Body Politix - 2021 Matrix 
 
 
 
DE-5155 
 
12/1/2019 
Invoice From Nate Reis to Body Politix For $8,000 
 
 
 
DE-5157 
 
 
Cody Oborn Agent Whatsapp Group 
 
 
 
DE-5159 
 
4/4/2016 
Body Politix EIN Letter 
 
 
 
DE-5161 
 
 
Blueacorn Overview 
 
 
 
DE-5163 
 
 
2020 Matrix 
 
 
 
DE-5165 
 
 
2021 Matrix 
 
 
 
DE-5167 
 
 
Blueacorn Information And Application Guide 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 67 of 91     PageID 1936

 
Page 68 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5169 
 
 
Summary Exhibit Stephanie Hockridge and Body 
Politix PPP Loan Supporting Documentation 
 
 
 
DE-5171 
 
 
Body Politix LLC Income Statement Year Ending 
Dec. 31, 2021 
 
 
 
DE-5173 
 
 
Nate And Stephanie Reis Tax Documents 2019-2020 
 
 
 
DE-5175 
 
 
S Corps With No Payroll Instructions 
 
 
 
DE-5177 
 
4/15/2020 
PPP Interim Final Rule 
 
 
 
DE-5179 
 
3/22/2021 
Paycheck Protection Program As Amended By 
American Rescue Plan Act Interim Final Rule, 
available at 
https://home.treasury.gov/system/files/136/Interim-
Final-Rule-Paycheck-Protection-Program-as-
Amended-by-American-Rescue-Plan-Act.pdf 
 
 
 
DE-5183 
 
 
Blueacorn Serving the Underserved 
 
 
 
DE-5185 
 
 
Blueacorn Mission 
 
 
 
DE-5155 
 
 
Relevant PPP Regulations, Application, and 
Forgiveness Forms 
 
 
 
DE-5301 
 
2/2/2021 
Body Politix’s second draw PPP loan application 
 
 
 
DE-5303 
 
06/19/2021 
Body Politix’s PPP loan application 
 
 
 
DE-5305 
 
3/30/2020 
Body Politix Suspected Fraud  
 
 
 
DE-5307 
 
7/8/2021 
Body Politix PPP Forgiveness Application 
 
 
 
DE-5309 
 
8/23/2021 
Body Politix Doc Mentioned in Indictment 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 68 of 91     PageID 1937

 
Page 69 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5311 
 
6/24/2020 
Body Politix SBA Note 
 
 
 
DE-5313 
 
6/28/2021 
Body Politix Bank Statement 
 
 
 
DE-5315 
 
 
Body Politix PPP Forgiveness Email 
 
 
 
DE-5317 
 
 
Nate Reis, PPP Application 
 
 
 
DE-5319 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
DE-5321 
 
 
Nate Reis, PPP Application Follow-up 
 
 
 
DE-5323 
 
 
Nate Reis, PPP Application 
 
 
 
DE-5325 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
DE-5327 
 
 
Paystubs 
 
 
 
DE-5329 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
DE-5331 
 
 
Juuice Loan 
 
 
 
DE-5333 
 
 
Paystubs 
 
 
 
DE-5335 
 
 
Nate Reis, Juuice Inc Payroll Report 
 
 
 
DE-5337 
 
 
Juuice Email 
 
 
 
DE-5341 
 
 
Juuice Inc Loan Forgiveness 
 
 
 
DE-5343 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
DE-5345 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 69 of 91     PageID 1938

 
Page 70 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5347 
 
 
Juuice Inc Bank Statements 
 
 
 
DE-5349 
 
 
Nate Reis, Juuice Inc Loan Forgiveness 
 
 
 
DE-5351 
 
 
Nate Reis, Juuice Inc Loan Email 
 
 
 
DE-5353 
 
 
Nate Reis, Juuice Inc Loan Info 
 
 
 
DE-5355 
 
 
Juuice Inc 
 
 
 
DE-5357 
 
 
Nate Reis, Juuice Inc Loan Forgiveness App 
 
 
 
DE-5359 
 
1/31/2021 
Juuice, LLC Email Discussion 
 
 
 
DE-5361 
 
3/30/2020 
Juuice, LLC Suspected Fraud 
 
 
 
DE-5363 
 
6/17/2020 
Juuice, LLC PPP Application 
 
 
 
DE-5365 
 
12/30/20 
Juuice, LLC W9 
 
 
 
DE-5367 
 
06/17/2020 
Juuice, LLC Blueacorn Packet 
 
 
 
DE-5369 
 
6/28/2020 
Juuice, LLC Email Discussing Loans 
 
 
 
DE-5371 
 
8/26/2020 
Juuice, LLC not active in 2019 
 
 
 
DE-5373 
 
2018 
Juuice, LLC 1065X 
 
 
 
DE-5375 
 
6/28/2021 
Juuice, LLC Email Discussion w Stephanie 
 
 
 
DE-5377 
 
1/22/2021 
Juuice, LLC SBA Note 
 
 
 
DE-5379 
 
3/30/2020 
Juuice, LLC 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 70 of 91     PageID 1939

 
Page 71 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5381 
 
2019 
Juuice, LLC Schedule C 
 
 
 
DE-5383 
 
7/20/2020 
DAP Industries Blueacorn Packet 
 
 
 
DE-5385 
 
7/20/2020 
DAP Industries Blueacorn Packet 
 
 
 
DE-5387 
 
12/31/2020 
DAP Industries Texts 
 
 
 
DE-5389 
 
1/28/2021 
DAP Industries Loan Packet 
 
 
 
DE-5391 
 
1/28/2021 
DAP Industries Loan Packet 
 
 
 
DE-5393 
 
3/11/2021 
DAP Industries 
 
 
 
DE-5394 
 
8/7/2020 
J. Flores - Rejecting PPP Application 
 
 
 
DE-5395 
 
9/30/2020 
J.Flores PPP Application 
 
 
 
DE-5396 
 
4/30/2020 
Nate and Jimmy Flores Slack messages regarding 
Flores’s PPP Application 
 
 
 
DE-5201 
 
1/8/2021 
Blank Paycheck Protection Program Form 
 
 
 
DE-5203 
 
1/30/2021 
Body Politix Referral Agreement with Blueacorn 
 
 
 
DE-5205 
 
2/2/2021 
Screenshots of Andrew Tran Attempting To Access 
Devin Hochberg’s Applicaion 
 
 
 
DE-5207 
 
5/22/2020 
Monster Chat Podcast Episode 
https://podcasts.apple.com/us/podcast/episode-25-
the-paycheck-protection-program-
with/id1511316211?i=1000475447251 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 71 of 91     PageID 1940

 
Page 72 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5209 
 
2/15/2021 
Messages between Stephanie and Adam Spencer 
about Spencer PPP loans 
 
 
 
DE-5211 
 
2/17/2021 
Messages between Stephanie, Eric Karnezis and 
Anthony Karnezis Wherein Stephanie Explains PPP 
Qualification Guidelines 
 
 
 
DE-5215 
 
2/26/2021 
Emails to Eric Donnelly Forwarding Information 
Regarding Stpehanie’s Investigation and Response to 
the Rick Diamond Fraud 
 
 
 
DE-5217 
 
3/3/2021 
Blueacorn Slack Messages Among Stephanie and 
Others Regarding Newly Released SBA PPP 
Guidelines 
 
 
 
DE-5219 
 
3/4/2021 
Whatsapp Messages Between Stephanie and Eric 
Karnezis Regarding Gross Profit Rule 
 
 
 
DE-5221 
 
4/7/21 
Whatsapp Messages From Stephanie to VIPPP 
Processors Asking Them to Review a Secret Service 
PPP Fraud Alert Indicators Notice 
 
 
 
DE-5223 
 
4/13/2021 
Whatsapp Messages From Stephanie Regarding Her 
Investigation Into the Rick Diamond Situation 
 
 
 
DE-5225 
 
4/14/2021 
Whatsapp Messages Between Stephanie, Eric 
Karnezis, and Anthony Karnezis Regarding Various 
Applicants 
 
 
 
DE-5227 
 
4/17/2021 
Whatsapp Messages From Stephanie To VIPPP Team 
Regarding SBA Fraud Controls 
 
 
 
DE-5229 
 
 
Body Politix bank records 2019–2020 
 
 
 
DE-5231 
 
 
Stephanie Hockridge bank records 2019–2020 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 72 of 91     PageID 1941

 
Page 73 of 91 
 
 
1 Consistent with Mr. Appelbaum’s role as a summary witness, Ms. Hockridge designates the snowball drives as one exhibit. Mr. Appelbaum will 
summarize the relevant portions of the snowball drives that he has reviewed.  
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4900 
 
4/21/2025 
Expert Report of James Appelbaum 
 
 
 
DE-4901 
 
2/11/2021 
IRS 2020 Publication 535 Business Expenses for use 
in Preparing 2020 Returns (highlighted) 
 
 
 
DE-4902 
 
 
Detailed Loss Restitution Calculation Spreadsheet 
provided by the Government 
 
 
 
DE-4903 
 
 
Snowball Drives1   
 
 
 
DE-4904 
 
 
James Appelbaum’s Demonstratives 
 
 
 
DE-4905 
 
4/21/2025 
Expert Report of David Abshier 
 
 
 
DE-4906 
 
 
David Abshier’s Demonstratives 
 
 
 
DE-4907 
 
 
David Abshier’s Curriculum Vitae 
 
 
 
DE-4908 
 
11/9/2020 
Jimmy Flores email to James Pipper at the SBA 
attaching the executed Capital Plus Financial LLC 
Lender Service Provider Agreement 
 
 
 
DE-4909 
 
7/15/2020 
SBA Form 159 – Adam Spencer 
 
 
 
DE-4910 
 
 
VIPPP welcome letter and FAQ 
 
 
 
DE-4911 
 
 
VIPPP information regarding S-Corps with no 
payroll 
 
 
 
DE-4912 
 
5/26/2021 
Operating Agreement of Blueacorn PPP, LLC 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 73 of 91     PageID 1942

 
Page 74 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4913 
 
8/12/2021 
Email from Nathan Reis to Stephanie Hockridge 
regarding consulting fees 
 
 
 
DE-4914 
 
 
Blueacorn fraud detection and compliance training 
PowerPoint 
 
 
 
DE-4915 
 
 
Blueacorn PPP loan processing and fraud detection 
training document 
 
 
 
DE-4916 
 
4/9/2021 
Blueacorn BSA, AML and OFAC compliance 
training PowerPoint 
 
 
 
DE-4917 
 
4/9/2021 
Blueacorn BSA, AML and OFAC compliance 
training part two PowerPoint 
 
 
 
DE-4918 
 
1/30/2021 
Body Politix, LLC Strategic Partner Referral 
Agreement with Blueacorn 
 
 
 
DE-4919 
 
1/5/2021 
Prestamos Lender Service Provider Agreement with 
Fin Cap, Inc. (Blueacorn) 
 
 
 
DE-4920 
 
3/2020 
Fort Worth Updated Emergency Declaration 
 
 
 
DE-4921 
 
 
FDIC Guidance for Managing Third-Party Risk FIL-
44-2008 Attachment 
 
 
 
DE-4922 
 
10/13/2013 
OCC bulletin-2013-29 Third-Party Relationship: Risk 
Management Guidance 
 
 
 
DE-4923 
 
 
About PPP - Blueacorn.co.pdf available at 
https://blueacorn.co/about-ppp/  
 
 
 
DE-4924 
 
 
About CPF _ Capital Plus Financial.pdf available at  
https://capitalplusfin.com/about-cpf/  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 74 of 91     PageID 1943

 
Page 75 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4925 
 
 
Body Politix LLC entity status via Arizona 
Corporation Commission.pdf available at  
https://ecorp.azcc.gov/BusinessSearch/BusinessInfo?
entityNumber=L20813293  
 
 
 
DE-4926 
 
3/31/2020 
Stock market had worst quarter since 1987 and worst 
ever Q1 as coronavirus slams Dow Jones, S&P 500 _ 
Fortune.pdf available at 
https://fortune.com/2020/03/31/stock-market-news-
dow-jones-djia-sp-500-worst-quarter-1987-worst-q1-
ever-coronavirus/  
 
 
 
DE-4927 
 
4/2/2020 
With $349 Billion in Emergency Small Business 
Capital Cleared, Treasury and SBA Begin 
Unprecedented Public-Private Mobilization Effort to 
Distribute Funds _ U.S. Department of the 
Treasury.pdf available at 
https://home.treasury.gov/news/press-releases/sm961  
 
 
 
DE-4928 
 
 
SBA Guidance-on-Accessing-Capital-for-Minority-
Underserved-Veteran-and-Women-Owned-Business-
Concerns.pdf available at 
https://home.treasury.gov/system/files/136/Guidance-
on-Accessing-Capital-for-Minority-Underserved-
Veteran-and-Women-Owned-Business-
Concerns%20.pdf  
 
 
 
DE-4929 
 
3/22/2021 
Interim-Final-Rule-Paycheck-Protection-Program-as-
Amended-by-American-Rescue-Plan-Act.pdf Federal 
Register Vol. 86, No. 53 available at 
https://home.treasury.gov/system/files/136/Interim-
Final-Rule-Paycheck-Protection-Program-as-
Amended-by-American-Rescue-Plan-Act.pdf  
 
 
 
DE-4930 
 
1/14/2021 
Interim-Final-Rule-Paycheck-Protection-Program-as-
Amended-by-Economic-Aid-Act.pdf Federal 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 75 of 91     PageID 1944

 
Page 76 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
Register Vol. 86, No. 9 available at 
https://home.treasury.gov/system/files/136/Interim-
Final-Rule-Paycheck-Protection-Program-as-
Amended-by-Economic-Aid-Act.pdf  
DE-4931 
 
3/30/2020 
Paycheck-Protection-Program-Application-3-30-
2020-v3.pdf available at 
https://home.treasury.gov/system/files/136/Paycheck-
Protection-Program-Application-3-30-2020-v3.pdf  
 
 
 
DE-4932 
 
7/29/2021 
Paycheck-Protection-Program-Frequently-Asked-
Questions.pdf available at 
https://home.treasury.gov/system/files/136/Paycheck-
Protection-Program-Frequently-Asked-Questions.pdf  
 
 
 
DE-4933 
 
3/18/2021 
PPP-Borrower-Application-Form.pdf available at 
https://home.treasury.gov/system/files/136/PPP-
Borrower-Application-Form.pdf  
 
 
 
DE-4934 
 
 
PPP--Fact-Sheet.pdf available at 
https://home.treasury.gov/system/files/136/PPP--
Fact-Sheet.pdf  
 
 
 
DE-4935 
 
1/19/2021 
PPP--IFR--Loan-Forgiveness-Requirements-Loan-
Review-Procedures-Amended-Economic-Aid-Act-
1192021.pdf available at 
https://home.treasury.gov/system/files/136/PPP--IFR-
-Loan-Forgiveness-Requirements-Loan-Review-
Procedures-Amended-Economic-Aid-Act-
1192021.pdf  
 
 
 
DE-4936 
 
7/13/2020 
PPP--Procedural-Notice--Updated-PPP-Lender-
Processing-Fee-Payment-and-1502-Reporting-
Process.pdf available at 
https://home.treasury.gov/system/files/136/PPP--
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 76 of 91     PageID 1945

 
Page 77 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
Procedural-Notice--Updated-PPP-Lender-Processing-
Fee-Payment-and-1502-Reporting-Process.pdf  
DE-4937 
 
3/18/2021 
PPP-Second-Draw-Borrower-Application-Form.pdf 
available at 
https://home.treasury.gov/system/files/136/PPP-
Second-Draw-Borrower-Application-Form.pdf  
 
 
 
DE-4938 
 
4/9/2021 
SBA-Form-3507-PPP--Agreement-for-New-Lenders-
Non-Bank-Non-Insured-Depository-Institution-
Lenders (revised 4-9-21)-508.pdf available at 
https://home.treasury.gov/system/files/136/SBA-
Form-3507-PPP--Agreement-for-New-Lenders-Non-
Bank-Non-Insured-Depository-Institution-Lenders-
fillable-508-7-20-2020.pdf  
 
 
 
DE-4939 
 
 
About Prestamos.pdf available at 
https://prestamoscdfi.org/about-prestamos/  
 
 
 
DE-4940 
 
3/11/2021 
First and Second Draw PPP Loans Reopen for Small 
Businesses with 20+ Employees - Moneta.pdf 
available at 
https://web.archive.org/web/20240718153740/https://
monetagroup.com/first-and-second-draw-ppp-loans-
reopen-for-small-businesses-with-20-employees  
 
 
 
DE-4941 
 
 
Gross Domestic Product _ U.S. Bureau of Economic 
Analysis (BEA).pdf available at 
https://www.bea.gov/data/gdp/gross-domestic-
product  
 
 
 
DE-4942 
 
9/17/2020 
Ten facts about COVID-19 and the U.S. economy.pdf 
available at https://www.brookings.edu/articles/ten-
facts-about-covid-19-and-the-u-s-economy/  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 77 of 91     PageID 1946

 
Page 78 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4943 
 
3/27/2020 
Coronavirus stimulus package_ House passes relief 
bill, sends to Trump.pdf available at 
https://www.cnbc.com/2020/03/27/house-passes-2-
trillion-coronavirus-stimulus-bill-sends-it-to-
trump.html  
 
 
 
DE-4944 
 
3/18/2020 
Businesses ask for hundreds of billions of dollars in 
federal help _ CNN Business.pdf available at 
https://www.cnn.com/2020/03/18/business/bailout-
requests-coronavirus/index.html  
 
 
 
DE-4945 
 
4/30/2020 
30 million Americans have filed initial 
unemployment claims since mid-March _ CNN 
Business.pdf available at 
https://www.cnn.com/2020/04/30/economy/unemplo
yment-benefits-coronavirus/index.html  
 
 
 
DE-4946 
 
3/27/2020 
Text - H.R.748 - 116th Congress (2019-2020)_ 
CARES Act _ Congress.gov _ Library of 
Congress.pdf available at 
https://www.congress.gov/bill/116th-congress/house-
bill/748/text  
 
 
 
DE-4947 
 
6/12/2020 
New Interim Final Rule Clarifies Key Changes in 
Paycheck Protection Program _ Crowell & Moring 
LLP.pdf available at  
https://www.crowell.com/en/insights/client-
alerts/new-interim-final-rule-clarifies-key-changes-
in-paycheck-protection-program  
 
 
 
DE-4948 
 
1/12/2021 
New SBA Guidance on the PPP Changes and Second 
Draw PPP Loans - DRM.pdf available at 
https://www.drm.com/resources/new-sba-guidance-
on-the-ppp-changes-and-second-draw-ppp-loans-
covid-19/  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 78 of 91     PageID 1947

 
Page 79 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4949 
 
6/14/2023 
From the Examiner's Desk_ SBA Lending_ Insights 
for Lenders and Examiners _ FDIC.gov.pdf available 
at https://www.fdic.gov/bank-
examinations/examiners-desk-sba-lending-insights-
lenders-and-examiners  
 
 
 
DE-4950 
 
3/18/2020 
Federal Register __ Declaring a National Emergency 
Concerning the Novel Coronavirus Disease (COVID-
19) Outbreak.pdf available at 
https://www.federalregister.gov/documents/2020/03/
18/2020-05794/declaring-a-national-emergency-
concerning-the-novel-coronavirus-disease-covid-19-
outbreak  
 
 
 
DE-4951 
 
4/15/2020 
Federal Register __ Business Loan Program 
Temporary Changes; Paycheck Protection 
Program.pdf available at 
https://www.federalregister.gov/documents/2020/04/
15/2020-07672/business-loan-program-temporary-
changes-paycheck-protection-program  
 
 
 
DE-4952 
 
1/14/2021 
Federal Register __ Business Loan Program 
Temporary Changes; Paycheck Protection Program 
as Amended by Economic Aid Act.pdf available at  
https://www.federalregister.gov/documents/2021/01/
14/2021-00451/business-loan-program-temporary-
changes-paycheck-protection-program-as-amended-
by-economic-aid-act  
 
 
 
DE-4953 
 
3/8/2021 
Federal Register __ Business Loan Program 
Temporary Changes; Paycheck Protection Program-
Revisions to Loan Amount Calculation and 
Eligibility.pdf available at 
https://www.federalregister.gov/documents/2021/03/
08/2021-04795/business-loan-program-temporary-
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 79 of 91     PageID 1948

 
Page 80 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
changes-paycheck-protection-program-revisions-to-
loan-amount  
DE-4954 
 
7/2021 
Government Accountability Office PPP SBA Added 
Program Safeguards, but Additional Actions Are 
Needed gao-21-577.pdf available at 
https://www.gao.gov/assets/gao-21-577.pdf  
 
 
 
DE-4955 
 
3/16/2022 
Government Accountability Office PPP Program 
Changes Increased Lending to Smaller and 
Underserved Businesses gao-22-105788.pdf available 
at https://www.gao.gov/assets/gao-22-105788.pdf  
 
 
 
DE-4956 
 
4/15/2020 
Federal Register Vol. 85 No. 73 FR-2020-04-15.pdf 
available at 
https://www.govinfo.gov/content/pkg/FR-2020-04-
15/pdf/FR-2020-04-15.pdf  
 
 
 
DE-4957 
 
1/14/2021 
Federal Register Vol. 86, No. 9 2021-00451.pdf 
available at 
https://www.govinfo.gov/content/pkg/FR-2021-01-
14/pdf/2021-00451.pdf  
 
 
 
DE-4958 
 
4/21/2021 
Paycheck Protection Program_ Timeline of Important 
Regulatory Announcements.pdf available at 
https://www.hunton.com/insights/legal/ppp-timeline-
of-important-regulatory-announcements  
 
 
 
DE-4959 
 
1/8/2021 
SBA Issues First Interim Final Rules on the 2021 
Paycheck Protection Program.pdf available at 
https://www.hunton.com/insights/legal/sba-issues-
first-interim-final-rules-on-the-2021-paycheck-
protection-program  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 80 of 91     PageID 1949

 
Page 81 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4960 
 
2020 
2020 Form 1040 Schedule C f1040sc--2020.pdf 
available at https://www.irs.gov/pub/irs-
prior/f1040sc--2020.pdf  
 
 
 
DE-4961 
 
2021 
2021 Form 1040 Schedule C f1040sc--2021.pdf 
available at https://www.irs.gov/pub/irs-
prior/f1040sc--2021.pdf  
 
 
 
DE-4962 
 
4/7/2020 
SBA Paycheck Protection Program Frequently Asked 
Questions Updated to Address Key Issues.pdf 
available at 
https://www.lewisrice.com/publications/sba-
paycheck-protection-program-frequently-asked-
questions-updated-to-address-key-issues/  
 
 
 
DE-4963 
 
6/1/2020 
SBA Guidance on PPP Responsibilities for 
Lenders.pdf available at 
https://www.mossadams.com/articles/2020/06/ppp-
responsibility-for-lenders  
 
 
 
DE-4964 
 
6/30/2020 
An Overview of PPP Covered Period Options for 
Borrowers.pdf available at 
https://www.mossadams.com/articles/2020/07/ppp-
covered-period-options-for-borrowers.  
 
 
 
DE-4965 
 
12/28/2020 
PPP and Tax Provisions of Consolidated 
Appropriations Act.pdf available at 
https://www.natlawreview.com/article/consolidated-
appropriations-act-2021-ppp-and-tax-provisions  
 
 
 
DE-4966 
 
3/27/2020 
House Passes Coronavirus Relief Package, Sending It 
To Trump _ NPR.pdf available at 
https://www.npr.org/2020/03/27/822062909/house-
aims-to-send-2-trillion-rescue-package-to-president-
to-stem-coronavirus-cr  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 81 of 91     PageID 1950

 
Page 82 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-4967 
 
4/2/2020 
Nearly 10 Million Filed For Unemployment In Last 2 
Weeks, A Dismal Record _ Coronavirus Updates _ 
NPR.pdf available at  
https://www.npr.org/sections/coronavirus-live-
updates/2020/04/02/825383525/6-6-million-file-for-
unemployment-another-dismal-
record#:~:text=Music%20Of%202021  
 
 
 
DE-4968 
 
3/13/2020 
Worst-Case Estimates for U.S. Coronavirus Deaths - 
The New York Times.pdf available at 
https://www.nytimes.com/2020/03/13/us/coronavirus
-deaths-estimate.html  
 
 
 
DE-4969 
 
4/16/2020 
It took 13 days for the Paycheck Protection Program 
to run out of money. What comes next_ _ PBS 
News.pdf available at  
https://www.pbs.org/newshour/politics/it-took-13-
days-for-the-paycheck-protection-program-to-run-
out-of-money-what-comes-next  
 
 
 
DE-4970 
 
4/3/2020 
SBA Publishes Interim Final Rule on Implementation 
of Paycheck Protection Program _ Perspectives _ 
Reed Smith LLP.pdf available at 
https://www.reedsmith.com/en/perspectives/2020/04/
sba-publishes-interim-final-rule-on-implementation-
of-paycheck  
 
 
 
DE-4971 
 
4/15/2020 
Federal Register Vol. 85, No. 73 SBA-2020-0015-
0001_content.pdf available at 
https://www.regulations.gov/comment/SBA-2020-
0015-0001  
 
 
 
DE-4972 
 
4/2/2020 
With $349 Billion in Emergency Small Business 
Capital Cleared, SBA and Treasury Begin 
Unprecedented Public-Private Mobilization Effort to 
Distribute Funds _ U.S. Small Business Admi.pdf 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 82 of 91     PageID 1951

 
Page 83 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
available at 
https://www.sba.gov/article/2020/apr/02/349-billion-
emergency-small-business-capital-cleared-sba-
treasury-begin-unprecedented-public-private-0  
DE-4973 
 
1/11/2021 
SBA Re-Opens PPP to Community Financial 
Institutions First _ U.S. Small Business 
Administration.pdf available at 
https://www.sba.gov/article/2021/jan/11/sba-re-
opens-ppp-community-financial-institutions-first  
 
 
 
DE-4974 
 
3/31/2021 
SBA Administrator Isabella Casillas Guzman's 
Statement on President Biden signing the PPP 
Extension Act of 2021 into law _ U.S. Small 
Business Administration.pdf available at 
https://www.sba.gov/article/2021/mar/30/sba-
administrator-isabella-casillas-guzmans-statement-
president-biden-signing-ppp-extension-act-
2021?fbclid=IwAR064j6Pgc2XoUGMZFu6dSKgdS
wJKaSafvLdzsdN1g_KM3NbHvtxLuGl58c  
 
 
 
DE-4975 
 
8/5/2022 
Statement by SBA Administrator Guzman on the 
Signing of the Paycheck Protection Program and 
Bank Fraud Enforcement Harmonization Act and the 
COVID-19 Economic Injury Disaster Loan Fraud 
Statute of Limitations Act _ U.S. Small Business 
Administration.pdf available at 
https://www.sba.gov/article/2022/aug/05/statement-
sba-administrator-guzman-signing-paycheck-
protection-program-bank-fraud-enforcement  
 
 
 
DE-4976 
 
5/26/2022 
SBA's Handling of Potentially Fraudulent Paycheck 
Protection Program Loans _ U.S. Small Business 
Administration.pdf available at 
https://www.sba.gov/document/report-22-13-sbas-
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 83 of 91     PageID 1952

 
Page 84 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
handlingpotentially-fraudulent-paycheck-protection-
program-loans  
DE-4977 
 
 
Paycheck Protection Program _ U.S. Small Business 
Administration.pdf available at  
https://www.sba.gov/funding-
programs/loans/coronavirus-relief-options/paycheck-
protection-program  
 
 
 
DE-4978 
 
 
Paycheck Protection Program _ U.S. Small Business 
Administration (1).pdf available at 
https://www.sba.gov/funding-programs/loans/covid-
19-relief-options/paycheck-protection-program 
 
 
 
DE-4979 
 
 
PPP data _ U.S. Small Business Administration.pdf 
available at https://www.sba.gov/funding-
programs/loans/covid-19-relief-options/paycheck-
protection-program/ppp-data  
 
 
 
DE-4980 
 
 
PPP loan forgiveness _ U.S. Small Business 
Administration.pdf available at  
https://www.sba.gov/funding-programs/loans/covid-
19-relief-options/paycheck-protection-program/ppp-
loan-forgiveness  
 
 
 
DE-4981 
 
5/8/2020 
Flash Report Small Business Administration’s 
Implementation of the Paycheck Protection Program 
Requirements SBA_OIG_Report_20-14_508.pdf 
available at 
https://www.sba.gov/sites/default/files/2020-
05/SBA_OIG_Report_20-14_508.pdf  
 
 
 
DE-4982 
 
6/15/2020 
SBA Administrator Letter re Underserved 
Communities 6-15-20-508.pdf available at 
https://www.sba.gov/sites/default/files/2020-
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 84 of 91     PageID 1953

 
Page 85 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
07/SBA%20Administrator%20Letter%20re%20Unde
rserved%20Communities%206-15-20-508.pdf  
DE-4983 
 
1/14/2021 
Inspection of SBA’s Implementation of the PPP SBA 
OIG Report-21-07.pdf available at 
https://www.sba.gov/sites/default/files/2021-
01/SBA%20OIG%20Report-21-07.pdf  
 
 
 
DE-4984 
 
3/18/2021 
Lender Application2484ARPrevisions (final 3-18-
21)-508.pdf available at 
https://www.sba.gov/sites/default/files/2021-
03/LenderApplication2484ARPrevisions%20%28fina
l%203-18-21%29-508.pdf  
 
 
 
DE-4985 
 
5/24/2021 
SBA COVID Relief Program Report - 
vFINALSHARE-508.pdf available at 
https://www.sba.gov/sites/default/files/2021-
05/2021.05.24%20-
%20SBA%20COVID%20Relief%20Program%20Re
port%20-%20vFINALSHARE-508.pdf  
 
 
 
DE-4986 
 
5/31/2021 
SBA Approvals through 5/31/2021 
PPP_Report_Public_210531-508.pdf available at 
https://www.sba.gov/sites/default/files/2021-
06/PPP_Report_Public_210531-508.pdf  
 
 
 
DE-4987 
 
7/30/2021 
PPP -- Forgiveness Application and Instructions -- 
3508S (7.30.2021)-508.pdf available at 
https://www.sba.gov/sites/default/files/2021-
07/PPP%20--
%20Forgiveness%20Application%20and%20Instruct
ions%20--%203508S%20%287.30.2021%29-508.pdf  
 
 
 
DE-4988 
 
5/26/2022 
SBA’s Handling of Potentially Fraudulent PPP Loans 
SBA-OIG-Report-22-13.pdf available at 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 85 of 91     PageID 1954

 
Page 86 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
https://www.sba.gov/sites/default/files/2022-
05/SBA%20OIG%20Report%2022-13.pdf  
DE-4989 
 
11/13/2024 
SBA’s Oversight of Non-Bank Lenders and Third-
Party Service Providers Associated with PPP Loans 
SBA OIG Report 25-04.pdf available at 
https://www.sba.gov/sites/default/files/2024-
11/SBA%20OIG%20Report%2025-04.pdf  
 
 
 
DE-4990 
 
4/26/2020 
'Haven't seen a dime'_ five small businesses on the 
struggle to survive a pandemic _ Coronavirus _ The 
Guardian.pdf available at 
https://www.theguardian.com/world/2020/apr/26/cor
onavirus-west-coast-small-businesses  
 
 
 
DE-4991 
 
12/27/2020 
What's inside the $900 billion stimulus package - The 
Washington Post.pdf available at 
https://www.washingtonpost.com/context/read-the-
summary-of-the-908-billion-economic-relief-
proposal/25faf998-b77f-4cbc-8e19-
20ffac8213ba/?itid=lb_the-coronavirus-stimulus-
package-what-you-need-to-read_6  
 
 
 
DE-4992 
 
4/9/2020 
Why this coronavirus fueled recession will wreak 
more financial havoc than the 2008 financial crisis _ 
World Economic Forum.pdf available at 
https://www.weforum.org/stories/2020/04/mapping-
covid19-recession/  
 
 
 
DE-4993 
 
7/31/2020 
How has COVID-19 impacted the US economy_ _ 
World Economic Forum.pdf available at 
https://www.weforum.org/stories/2020/07/covid-19-
coronavirus-usa-united-states-econamy-gdp-decline/  
 
 
 
DE-4994 
 
1/30/2020 
Statement on the second meeting of the International 
Health Regulations (2005) Emergency Committee 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 86 of 91     PageID 1955

 
Page 87 of 91 
 
Ex. No. 
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Witness 
Date 
Description 
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ID’ed 
Admitted 
regarding the outbreak of novel coronavirus (2019-
nCoV).pdf available at 
https://www.who.int/news/item/30-01-2020-
statement-on-the-second-meeting-of-the-
international-health-regulations-(2005)-emergency-
committee-regarding-the-outbreak-of-novel-
coronavirus-(2019-ncov)  
DE-4995 
 
6/23/2020 
SBA Paycheck Protection Program FAQs _ Winston 
& Strawn.pdf available at 
https://www.winston.com/en/insights-
news/paycheck-protection-program-faqs  
 
 
 
DE-4996 
 
 
Fin Cap Inc. entity information FilingInfo.pdf 
available at 
https://wyobiz.wyo.gov/business/FilingDetails.aspx?e
FNum=134049011216061036215250086126042071
094108234007  
 
 
 
DE-4997 
 
6/15/2020 
Message from SBA Administrator Jovita Carranza, 
SBA on X.pdf available at 
https://x.com/sbajovita/status/1272550003576373250  
 
 
 
DE-4998 
 
12/27/2020 
Economic Aid to Hard-Hit Small Businesses, 
Nonprofits, and Venues Act, Pub. L. 116-260, §305, 
124 Stat. 1182, 1996-97 (Dec. 27, 2020) (codified at 
15 U.S.C. § 636m(h)(2)). 
 
 
 
DE-4999 
 
3/27/2020 
Coronavirus Aid, Relief, and Economic Security Act, 
Pub. L. 116-136, § 1102(a)(2), 134 State. 281, 287 
(March 27, 2020) (codified at 15 U.S.C. § 
636(a)(36)(A)(viii)(I)(bb). 
 
 
 
DE-5401 
 
1/14/2021 
Business Loan Program Temporary Changes; 
Paycheck Protection Program as Amended by 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 87 of 91     PageID 1956

 
Page 88 of 91 
 
Ex. No. 
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Date 
Description 
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ID’ed 
Admitted 
Economic Aid Act, 86 Fed. Reg. 3692, 3694-95, 
3707, 3708, 3709-10,  (Jan. 14, 2021). 
DE-5403 
 
3/8/2021 
Business Loan Program Temporary Changes; 
Paycheck Protection Program-Revisions to Loan 
Amount Calculation and Eligibility, 86 Fed. Reg. 
13149, 13150 (March 8, 2021). 
 
 
 
DE-5405 
 
4/15/2020 
Business Loan Program Temporary Changes; 
Paycheck Protection Program, 85 Fed. Reg. 20,811, 
20,815 (Apr. 15, 2020). 
 
 
 
DE-5407 
 
4/6/2020 
SBA FAQ for PPP Borrowers and Lenders Version 1 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5409 
 
4/7/2020 
SBA FAQ for PPP Borrowers and Lenders Version 2 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5411 
 
4/8/2020 
SBA FAQ for PPP Borrowers and Lenders Version 3 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5413 
 
4/23/2020 
SBA FAQ for PPP Borrowers and Lenders Version 4 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5415 
 
4/24/2020 
SBA FAQ for PPP Borrowers and Lenders Version 5 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5417 
 
4/26/2020 
SBA FAQ for PPP Borrowers and Lenders Version 6 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 88 of 91     PageID 1957

 
Page 89 of 91 
 
Ex. No. 
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Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
DE-5419 
 
4/29/2020 
SBA FAQ for PPP Borrowers and Lenders Version 7 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5421 
 
4/29/2020 
SBA FAQ for PPP Borrowers and Lenders Version 8 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5423 
 
5/5/2020 
SBA FAQ for PPP Borrowers and Lenders Version 9 
available at https://www.sba.gov/document/support-
faq-ppp-borrowers-lenders  
 
 
 
DE-5425 
 
5/13/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
10 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5427 
 
5/13/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
11 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5429 
 
5/27/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
12 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5431 
 
6/25/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
13 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5433 
 
8/11/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
14 available at 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 89 of 91     PageID 1958

 
Page 90 of 91 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
DE-5435 
 
10/7/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
15 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5437 
 
12/9/2020 
SBA FAQ for PPP Borrowers and Lenders Version 
16 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5439 
 
1/29/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
17 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5441 
 
3/3/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
18 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5443 
 
3/12/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
19 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5445 
 
4/6/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
20 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
DE-5447 
 
6/8/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
21 available at 
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 90 of 91     PageID 1959

 
Page 91 of 91 
 
 
Ex. No. 
Sponsoring 
Witness 
Date 
Description 
Offered 
ID’ed 
Admitted 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
DE-5449 
 
7/29/2021 
SBA FAQ for PPP Borrowers and Lenders Version 
22 available at 
https://www.sba.gov/document/support-faq-ppp-
borrowers-lenders  
 
 
 
Case 4:24-cr-00287-O     Document 167     Filed 05/08/25      Page 91 of 91     PageID 1960

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