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Home Court filings Bofa Ca Unemployment In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 Appendix of Exhibits — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-1, S.D. Cal. No. 3:21-md-02992)

Court filing

Appendix of Exhibits — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-1, S.D. Cal. No. 3:21-md-02992)

Filed October 24, 2024 in In re Bank of America California Unemployment Benefits Litigation; one of 1415 filings from this case.

Record facts

CourtU.S. District Court for the Southern District of California
Filed2024-10-24

U.S. District Court for the Southern District of California · No. 3:21-md-02992-GPC-MSB · Doc. 350-1 · 2024-10-24 · Docket on CourtListener

Full text

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JAMES W. MCGARRY (pro hac vice) 
JMcGarry@goodwinlaw.com 
GOODWIN PROCTER LLP 
100 Northern Avenue 
Boston, MA 02210 
Tel.: +1 617 570 1000 
Fax: +1 617 523 1231 
SABRINA M. ROSE-SMITH (pro hac vice) 
SRoseSmith@goodwinlaw.com 
MATTHEW L. RIFFEE (pro hac vice) 
MRiffee@goodwinlaw.com 
GOODWIN PROCTER LLP 
1900 N Street, NW 
Washington, DC 20036 
Tel.: +1 202 346 4000 
Fax: +1 202 346 4444 
Attorneys for Defendant  
BANK OF AMERICA, N.A. 
UNITED STATES DISTRICT COURT 
SOUTHERN DISTRICT OF CALIFORNIA 
SAN DIEGO DIVISION 
IN RE: BANK OF AMERICA 
CALIFORNIA UNEMPLOYMENT 
BENEFITS LITIGATION 
Case No. 3:21-md-02992-GPC-MSB 
APPENDIX OF EXHIBITS TO 
THE DECLARATION OF LAURA 
BRYS IN SUPPORT OF 
DEFENDANT’S MEMORANDUM 
IN OPPOSITION TO PLAINTIFFS’ 
MOTION FOR CLASS 
CERTIFICATION  
Date: January 17, 2025 
Time: 1:30 p.m. 
Ctrm: 2D – 2nd Floor  
Judge: Hon. Gonzalo P. Curiel 
FILED PROVISIONALLY UNDER 
SEAL PURSUANT TO 
STIPULATED PROTECTIVE 
ORDER 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10874 
Page 1 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 2 
CASE NO. 21-MD-02992-GPC-MSB 
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INDEX OF EXHIBITS TO BRYS DECLARATION 
 
Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
1 
Expert Report of Victor Stango 
- 
AEO 
2 
Expert Declaration of Teresa A. 
Pesce 
- 
AEO 
3 
Expert Declaration of Russell 
Cronan 
- 
AEO 
4 
Expert Declaration of Pamela 
Joseph 
- 
Conf. 
5 
Expert Declaration of Stephen 
Hindle 
- 
Conf.  
6 
Declaration of Michael J. Letson - 
AEO 
7 
Declaration of William M. 
Martin 
- 
AEO 
8 
Declaration of Jennifer Lennon 
- 
AEO 
9 
Declaration of Kelley Lorenzen 
- 
Conf. 
10 
Patrick McGreevy, “California 
unemployment fraud could top 
$9 billion, double previous 
estimate, expert warns,” L.A. 
Times, January 15, 2021 
- 
N/A 
11 
David Manoucheri, “Analysis 
shows California EDD fraud at 
$32.6 billion and counting,” 
KCRA3, October 6, 2022 
- 
N/A 
12 
 
 
BANA_EDD_MDL-
00884200 
Conf. 
13 
“Legislative Oversight of 
Ongoing Challenges at EDD,” 
January 26, 2021 
- 
N/A 
14 
“Examining Widespread Fraud 
in Pandemic Unemployment 
Relief Programs,” September 10, 
2024 
- 
N/A 
15 
Matt Weidinger, “New Report 
Details Lessons from the 
Massive Pandemic 
- 
N/A 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10875 
Page 2 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 3 
CASE NO. 21-MD-02992-GPC-MSB 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
Unemployment Fraud,” AEI, 
September 11, 2024 
16 
Employment Development 
Department “Fraud Deterrence 
and Detection Activities,” 2020 
- 
N/A 
17 
Letter from Elaine M. Howle, 
November 19, 2020 
- 
N/A 
18 
William Golden Deposition 
Excerpts 
- 
AEO 
19 
 
 
BANA_EDD_MDL-
00719114 
Conf. 
20 
 
 
BANA_EDD_MDL-
00719116 
Conf. 
21 
 
 
BANA_EDD_MDL-
00014090 
Conf.  
22 
Cardholder Agreement 
BANA_EDD_MDL-
00440225 
Conf. 
23 
Excerpt of BANA’s Response to 
Fourth Set of ROGs (ROGs 28 
and 34) 
- 
Conf. 
24 
Robert A. Chestnut Deposition 
Excerpts  
- 
Conf. 
25 
 
 
BANA_EDD_MDL-
00353033 
Conf.  
26 
 
 
BANA_EDD_MDL-
00678567 
Conf.  
27 
 
  
BANA_EDD_MDL-
00117094 
Conf.  
28 
 
 
BANA_EDD_MDL-
00087245 
Conf. 
29 
Renee Johnson Deposition 
Excerpts 
- 
Conf. 
30 
 
 
BANA_EDD_MDL-
00884196 
AEO 
31 
 
BANA_EDD_MDL-
00884195 
AEO 
32 
 
BANA_EDD_MDL-
00044103 
AEO 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10876 
Page 3 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 4 
CASE NO. 21-MD-02992-GPC-MSB 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
33 
 
 
BANA_EDD_MDL-
00882697 
AEO 
34 
Quoc Huynh ROG Response 
Excerpt (ROG 7) 
- 
N/A 
35 
 
 
BANA_EDD_MDL-
00044190 
AEO 
36 
 
BANA_EDD_MDL-
00044206 
AEO 
37 
Perez ROG Responses Excerpt 
(ROG 7) 
- 
N/A 
38 
 
BANA_EDD_MDL-
00044237 
AEO 
39 
Rodriguez ROG Responses 
Excerpt (ROG 7) 
- 
N/A 
40 
 
BANA_EDD_MDL-
00044256 
AEO 
41 
 
 
BANA_EDD_MDL-
00164188 
Conf. 
42 
 
 
BANA_EDD_MDL-
00164189 
Conf. 
43 
BANA’s Second Set of 
Responses to Plaintiffs’ Seventh 
Set of ROGs (ROG 39) 
- 
Conf. 
44 
January 29, 2024 Letter from 
Karin B. Swope 
- 
N/A 
45 
 
 
BANA_EDD_MDL-
00883990 
AEO 
46 
 
BANA_EDD_MDL-
00044243 
AEO 
47 
 
Yick_J_0000089 
Conf. 
48 
February 9, 2021 email from 
Rosemary Mathews  
Mathews_R_0000100-01 
N/A 
49 
Wiggins Notice of 
Determination from EDD 
Wiggins_B_0000196-204 N/A 
50 
Cajas Notice of Determination 
from EDD 
Cajas_C_0000383 
N/A 
51 
 
 
Smith_J_0000070 
Conf. 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10877 
Page 4 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 5 
CASE NO. 21-MD-02992-GPC-MSB 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
52 
December 2, 2023 email to 
Cindy Baker  
Baker_C_0000360-61 
N/A 
53 
Smith ROG Response Excerpt 
(ROG 5) 
- 
N/A 
54 
OIG Report, December 15, 2023 - 
N/A 
55 
Aders Copy of Conviction 
- 
N/A 
56 
Gage Minutes from Preliminary 
Hearing 
- 
N/A 
57 
Corella Plea Agreement 
- 
N/A 
58 
 
 
BANA_EDD_MDL-
00884193 
AEO 
59 
 
 
BANA_EDD_MDL-
00884004 
AEO 
60 
 
 
BANA_EDD_MDL-
00884000 
AEO 
61 
 
 
BANA_EDD_MDL-
00884002 
AEO 
62 
 
 
BANA_EDD_MDL-
00884006 
AEO 
63 
Meza Deposition Excerpt 
- 
N/A 
64 
 
BANA_EDD_MDL-
00138908 
AEO 
65 
Morales ROG Responses 
Excerpt (ROG 7) 
- 
N/A 
66 
 
BANA_EDD_MDL-
00134198-202 
AEO 
67 
 
BANA_EDD_MDL-
00699378-80 
AEO 
68 
 
 
BANA_EDD_MDL-
00136297-301 
AEO 
69 
 
 
BANA_EDD_MDL-
00136304-05 
AEO 
70 
 
 
BANA_EDD_MDL-
0013606-308 
AEO 
71 
 
BANA_EDD_MDL-
00000002 
Conf.  
72 
 
BANA_EDD_MDL-
00000001 
Conf.  
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10878 
Page 5 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 6 
CASE NO. 21-MD-02992-GPC-MSB 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
73 
 
BANA_EDD_MDL-
00044219 
AEO 
74 
Johnson’s ROG Response 
Excerpt (ROG 12) 
- 
N/A 
75 
Murphy Supp. ROG Response 
Excerpt (ROG 3) 
- 
N/A 
76 
Glassflowers Supp. ROG 
Response Excerpt (ROG 3) 
- 
N/A 
77 
 
BANA_EDD_MDL-
00044172 
AEO 
78 
 
BANA_EDD_MDL-
00741475 
AEO 
79 
Larry D. Turner Testimony, 
February 8, 2023 
- 
N/A 
80 
 
 
 
 
- 
Conf. 
81 
 
 
- 
Conf. 
82 
 
BANA_EDD_MDL-
00718718 
AEO 
83 
Brian Faler, “Unemployment 
assistance to millionaires soared 
during pandemic,” Politico, 
November 22, 2022 
- 
N/A 
84 
 
 
- 
Conf. 
85 
BANA Revised Supplemental 
Responses to ROGS (Set 1) 
(ROGS 14 and 15) 
- 
Conf. 
86 
Exhibit 4 to BANA’s Responses 
to ROGs 14 and 15 
- 
AEO  
87 
U.S. GAO Report, Mar. 17, 2022 - 
N/A 
88 
CA State Auditor; “Weaknesses 
in EDD’s Approach,” Jan. 2021 
- 
N/A 
89 
CA State Auditor; “EDD’s Poor 
Planning,” Jan. 2021 
- 
N/A 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10879 
Page 6 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 7 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
90 
Letter to the CA State Auditor, 
Jan. 11, 2021 
BANA_EDD_MDL-
00080296 
Conf. 
91 
Milbourn, Orange County 
Register, Mar. 16, 2021 
- 
N/A 
92 
Collection of FinCen Press 
Releases 
- 
N/A 
93 
OCC; “Semi-Annual Risk 
Perspective,” Spring 2021 
- 
N/A 
94 
DOJ: “COVID-19 Fraud 
Enforcement Task Force 2024 
Report” 
- 
N/A 
95 
DOJ: “Unemploment Insurance 
Fraud Consumer Protection 
Guide” Sept. 21, 2020 
- 
N/A 
96 
Secret Service Warning, May 14, 
2020 
- 
N/A 
97 
Michael J. Letson Deposition 
Transcript Excerpts 
- 
AEO 
98 
Shane Daniels Deposition 
Transcript Excerpts  
 
Conf. 
99 
 
  
BANA_EDD_MDL-
00087715 
Conf. 
100 
 
 
BANA_EDD_MDL-
00570333 
Conf. 
101 
 
 
BANA_EDD_MDL-
00884199 
Conf. 
102 
 
 
BANA_EDD_MDL-
00019602 
Conf. 
103 
 
 
BANA_EDD_MDL-
00088501 
Conf. 
104 
BANA’s Responses to Fifth 
ROGs Excerpts 
- 
Conf. 
105 
Exhibit 11 to BANA’s Fifth Set 
of ROG Responses 
- 
Conf. 
106 
OCC Handbook: Corporate and 
Risk Governance 
- 
N/A 
107 
OCC Handbook: Internal 
Controls 
- 
N/A 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10880 
Page 7 of 8

 
AOE TO BRYS. DECL. ISO CLASS CERT OPP. 8 
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Exhibit # Document Description 
Bates Range 
Conf. 
Desig. 
108 
OCC Bulletin 2019-37, July 24, 
2019 
- 
N/A 
109 
OCC Handbook: Large Bank 
Supervision 
- 
N/A 
110 
Fed. Reserve System, Electronic 
Fund Transfers, 71 Fed. Reg. 
1638, 1654 (Jan 10. 2006) 
- 
N/A 
111 
OCC Handbook: Compliance 
Management Systems 
- 
N/A 
112 
 
 
 
BANA_EDD_MDL-
00073529 
Conf. 
113 
 
  
BANA_EDD_MDL-
00151781 
Conf. 
114 
 
  
BANA_EDD_MDL-
00118617 
Conf. 
115 
 
  
BANA_EDD_MDL-
00061630 
Conf. 
116 
 
 
BANA_EDD_MDL-
00719115 
Conf.  
117 
 
 
BANA_EDD_MDL-
00012816 
Conf.  
118 
 
 
BANA_EDD_MDL-
00013111 
AEO 
119 
ContactBabel, 2021 US Contact 
Decision-Makers’ Guide, 13th 
Ed. 
- 
N/A 
120 
 
 
BANA_EDD_MDL-
00884198 
Conf. 
121 
  
BANA_EDD_MDL-
00088506 
Conf. 
122 
Martin Deposition Transcript 
Excerpts 
- 
AEO 
 
 
Case 3:21-md-02992-GPC-MSB     Document 350-1     Filed 10/24/24     PageID.10881 
Page 8 of 8

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  1. Declaration of Kelley Lorenzen in Support of Defendants Memorandum — In re BofA Unemployment Litigation (Dkt. 350-10)same docket · 2024-10-24
  2. DECLARATION re 349 Response in Opposition to Motion (Declaration of Laura Brys in… — Bofa Ca Unemployment (Dkt. 350)same docket · 2024-10-24
  3. Motion to File Documents Under Seal (With attachments) — In re BofA Unemployment Litigation (Dkt. 347)same docket · 2024-10-24
  4. Exhibit 10 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-11, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  5. Exhibit 11 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-12, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  6. Exhibit 13 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-14, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-24
  7. Exhibit 14 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-15, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-24
  8. Exhibit 15 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-16, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-24
  9. Exhibit 16 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-17, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  10. Exhibit 17 — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-18, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  11. Export Report of Victor Stango (Exhibit 1) — In re Bank of America California Unemployment Benefits Litigation (Dkt. 350-2, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-24
  12. BANA EDD - Ntc of Withdrawal McCorklesame docket · 2024-10-08
  13. Motion - See Lundstrom v. Young, (2024-10-03)same docket · 2024-10-03
  14. Declaration of Jennifer Lennon — In re Bank of America California Unemployment Benefits Litigation (Dkt. 344-3, S.D. Cal. No. 3:21-md-02992)same docket · 2024-10-03
  15. Declaration of Don Robart — In re Bank of America California Unemployment Benefits Litigation (Dkt. 344-2, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-03
  16. Declaration of William Martin — In re Bank of America California Unemployment Benefits Litigation (Dkt. 344-1, S.D. Cal. No. 3:21-md-02992)same case · 2024-10-03
  17. Declaration Declaration of Joshua B. Swigart — Bofa Ca Unemployment (Dkt. 311.2)same case · 2024-09-27
  18. Memo of Points and Authorities Memorandum of Points and Authorities — In re BofA Unemployment Litigation (Dkt. 311-1)same case · 2024-09-27
  19. Motion to Stay Individual Plaintiffs Actions by Paul Abarr — In re BofA Unemployment Litigation (Dkt. 311)same case · 2024-09-27
  20. Motion - A.B. v. Pac. (2024-09-19)same docket · 2024-09-19

Part of: In re: Bank of America California Unemployment Benefits Litigation — S.D. Cal., No. 21-md-02992 · U.S. District Court for the Southern District of California · Pandemic unemployment insurance · Lender and platform litigation · Exhibits and declarations · 2024 · Court filings

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