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Home Court filings USA v. Ayvazyan et al United States v. Artur Ayvazyan et al. — C.D. Cal., No. 2:20-cr-00579-SVW OBJECTION to Jury Instructions (Proposed) 372 , filed by Plaintiff USA as to… — USA v.…

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OBJECTION to Jury Instructions (Proposed) 372 , filed by Plaintiff USA as to… — USA v. Ayvazyan et al (Dkt. 557)

Filed June 22, 2021 in USA v. Ayvazyan et al; one of 233 filings from this case.

Record facts

CourtU.S. District Court for the Central District of California
Filed2021-06-22

U.S. District Court for the Central District of California · No. 2:20-cr-00579-SVW · Doc. 557 · 2021-06-22 · Docket on CourtListener

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TRACY L. WILKISON 
Acting United States Attorney 
SCOTT M. GARRINGER 
Assistant United States Attorney 
Chief, Criminal Division 
SCOTT PAETTY (Cal. Bar No. 274719) 
CATHERINE AHN (Cal. Bar No. 248286) 
BRIAN FAERSTEIN (Cal. Bar No. 274850) 
Assistant United States Attorneys 
Major Frauds/Environmental and Community Safety Crimes Sections 
1100/1300 United States Courthouse 
312 North Spring Street 
Los Angeles, California 90012 
Telephone: (213) 894-6527/2424/3819 
Facsimile: (213) 894-6269/0141 
E-mail: 
Scott.Paetty@usdoj.gov 
 
Catherine.S.Ahn@usdoj.gov 
 
Brian.Faerstein@usdoj.gov 
 
JOSEPH BEEMSTERBOER 
Acting Chief, Fraud Section 
Criminal Division, U.S. Department of Justice 
CHRISTOPHER FENTON 
Trial Attorney, Fraud Section 
Criminal Division, U.S. Department of Justice 
1400 New York Avenue NW, 3rd Floor 
Washington, DC 20530 
Telephone: (202) 320-0539 
Facsimile: (202) 514-0152 
 
E-mail: 
Christopher.Fenton@usdoj.gov 
 
Attorneys for Plaintiff 
UNITED STATES OF AMERICA 
 
UNITED STATES DISTRICT COURT 
 
FOR THE CENTRAL DISTRICT OF CALIFORNIA 
 
UNITED STATES OF AMERICA, 
Plaintiff, 
v. 
RICHARD AYVAZYAN, 
aka “Richard Avazian” and 
    “Iuliia Zhadko,” 
MARIETTA TERABELIAN, 
  aka “Marietta Abelian” and     
      “Viktoria Kauichko,” 
ARTUR AYVAZYAN, 
aka “Arthur Ayvazyan,” and 
TAMARA DADYAN, 
MANUK GRIGORYAN, 
  aka “Mike Grigoryan,” and 
No. CR 20-579(A)-SVW 
GOVERNMENT’S OBJECTIONS TO 
DEFENDANTS’ PROPOSED JURY 
INSTRUCTIONS (ECF 372) 
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      “Anton Kudiumov,” 
ARMAN HAYRAPETYAN, 
EDVARD PARONYAN, 
aka “Edvard Paronian” and 
    “Edward Paronyan,” and 
VAHE DADYAN, 
 
Defendants. 
 
Plaintiff United States of America, by and through its counsel 
of record, the Acting United States Attorney for the Central 
District of California, Assistant United States Attorneys Scott 
Paetty, Catherine Ahn, and Brian Faerstein, and Department of 
Justice Trial Attorney Christopher Fenton, hereby files its 
objections to defendants’ Richard Ayvazyan’s, Marietta Terabelian’s, 
Artur Ayvazyan’s, and Vahe Dadyan’s proposed jury instructions (ECF 
372).    
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The government has separately filed the Governments’ Revised 
Proposed Jury Instructions (ECF 556) to, among other things, conform 
to defendants currently in trial, and propose and remove 
instructions in accordance with the proceedings at trial.  The 
government respectfully requests leave to make modifications to 
these instructions, to submit such other and additional instructions 
as may become appropriate, and/or to withdraw any instructions that 
prove inapplicable.   
Dated: June 22, 2021 
Respectfully submitted, 
 
TRACY L. WILKISON 
Acting United States Attorney 
 
SCOTT M. GARRINGER 
Assistant United States Attorney 
Chief, Criminal Division 
 
      /s/ 
 
SCOTT PAETTY 
CATHERINE AHN 
BRIAN FAERSTEIN 
Assistant United States Attorneys 
CHRISTOPHER FENTON 
Department of Justice Trial Attorney 
 
Attorneys for Plaintiff 
UNITED STATES OF AMERICA 
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TABLE OF CONTENTS 
TABLE OF CONTENTS............................................. i 
TABLE OF AUTHORITIES.......................................... i 
MEMORANDUM OF POINTS AND AUTHORITIES.......................... 1 
I. 
INTRODUCTION............................................. 1 
II. 
OBJECTIONS TO DEFENDANTS’ JOINTLY PROPOSED JURY 
INSTRUCTIONS............................................. 1 
A. 
Objection to Defendants’ Joint Proposed Instruction 
No. 1 (Conspiracy to Commit Wire Fraud and Bank Fraud 
– Elements)......................................... 1 
B. 
Objection to Defendants’ Joint Proposed Instruction 
No. 2 (Count 1 – Multiple Conspiracies – Defense)... 4 
C. 
Objection to Defendants’ Joint Proposed Instruction 
No. 3 (Conspiracy – Willfulness Defined)............ 5 
D. 
Objection to Defendants’ Joint Proposed Instruction 
No. 4 (Wire Fraud).................................. 6 
E. 
Objection to Defendants’ Joint Proposed Instruction 
No. 5 (Bank Fraud).................................. 8 
F. 
Objection to Defendants’ Joint Proposed Instruction 
No. 6 (Fraud – Good Faith – Defense)................ 9 
G. 
Objection to Defendants’ Joint Proposed Instruction 
No. 7 (Fraud – Multiple Schemes – Defense)......... 10 
H. 
Objection to Defendants’ Joint Proposed Instruction 
No. 8 (Conspiracy to Commit Concealment and 
Transactional Money Laundering – Elements)......... 12 
I. 
Objection to Defendants’ Joint Proposed Instruction 
No. 9 (Count 26 – Multiple Conspiracies – Defense). 15 
J. 
Objection to Defendants’ Joint Proposed Instruction 
No. 10 (Concealment Money Laundering – Elements)... 15 
K. 
Objection to Defendants’ Joint Proposed Instruction 
Nos. 11, 12, and 14 (Aggravated Identity Theft).... 16 
L. 
Objection to Defendants’ Joint Proposed Instruction 
No. 15 (Presumption of Innocence – Reasonable Doubt – 
Burden)............................................ 16 
M. 
Objection to Defendants’ Joint Proposed Instruction 
No. 16 (Defendant Not Required to Testify)......... 17 
N. 
Objection to Defendants’ Joint Proposed Instruction 
No. 17 (Mere Presence)............................. 17 
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O. 
Objection to Defendants’ Joint Proposed Instruction 
Nos. 21-22 (Separate Charges; Separate Counts)..... 17 
III. CONCLUSION.............................................. 18 
 
 
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TABLE OF AUTHORITIES 
CASES 
Bryan v. United States, 524 U.S. 184 (1998)........................ 5 
Ratzlaf v. United States, 510 U.S. 135 (1994)...................... 5 
United States v. Hickey, 580 F.3d 922 (9th Cir. 2009)............. 10 
United States v. Kim, 65 F.3d 123 (9th Cir. 1995).................. 6 
United States v. Lapier, 796 F.3d 1090 (9th Cir. 2015)............. 5 
United States v. Larsen, 810 F. App'x 508 (9th Cir. 2020).......... 6 
United States v. Perry, 550 F.2d 574 (9th Cir. 1977)............... 5 
United States v. Rodgers, 624 F.2d 1303 (5th Cir. 1980)........... 11 
United States v. Shipsey, 363 F.3d 962 (9th Cir. 2004)............ 10 
United States v. Thomas, 586 F.2d 123 (9th Cir. 1978)............. 11 
United States v. Tucker, 641 F.3d 1110 (9th Cir. 2011)............ 17 
STATUTES 
18 U.S.C. § 1343................................................... 6 
18 U.S.C. § 1344(2)................................................ 8 
18 U.S.C. § 1349................................................... 1 
18 U.S.C. § 1956(a)(1)(B)(i)...................................... 15 
18 U.S.C. § 1956(h)............................................... 12 
18 U.S.C. § 1957.................................................. 13 
OTHER AUTHORITIES 
Ninth Circuit Model Jury Instruction No. 3.12..................... 17 
Ninth Circuit Model Jury Instruction No. 3.13..................... 17 
Ninth Circuit Model Jury Instruction No. 5.5....................... 5 
Ninth Circuit Model Jury Instruction No. 6.10..................... 17 
Ninth Circuit Model Jury Instruction No. 8.20................. passim 
Ninth Circuit Model Jury Instruction No. 8.21.................. 9, 10 
Ninth Circuit Model Jury Instruction No. 8.22...................... 5 
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Ninth Circuit Model Jury Instruction No. 8.23...................... 5 
Ninth Circuit Model Jury Instruction No. 8.124.................. 2, 6 
Ninth Circuit Model Jury Instruction No. 8.127.................. 3, 8 
Ninth Circuit Model Jury Instruction No. 8.147................ 13, 15 
Ninth Circuit Model Jury Instruction No. 8.150.................... 13 
 
 
 
 
 
 
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MEMORANDUM OF POINTS AND AUTHORITIES 
I. 
INTRODUCTION 
The government respectfully submits these objections to 
defendants Richard Ayvazyan’s, Marietta Terabelian’s, Artur 
Ayvazyan’s, and Vahe Dadyan’s (“defendants”) proposed jury 
instructions (ECF 372).  In sum, defendants’ proposed jury 
instructions materially deviate from the Ninth Circuit Model 
Criminal Jury Instructions, misstate the law, inject unnecessary 
confusion, and assume foundational evidence that has not been laid.  
The government addresses defendants’ proposed instructions to which 
it objects in turn below, and respectfully requests that the Court 
submit the government’s revised proposed jury instructions to the 
jury instead (ECF 556). 
II. 
OBJECTIONS TO DEFENDANTS’ JOINTLY PROPOSED JURY INSTRUCTIONS 
A. 
Objection to Defendants’ Joint Proposed Instruction No. 1 
(Conspiracy to Commit Wire Fraud and Bank Fraud – 
Elements) 
The government objects to the form and content of defendants’ 
proposed substantive instruction for the offense alleged in Count 
One, that is, conspiracy to commit bank fraud and wire fraud in 
violation of 18 U.S.C. § 1349. 
First, for the second element of the conspiracy charge, the 
proposed instruction states, “Second, the defendant became a member 
of the conspiracy knowing of every element of at least one of its 
objects . . . .”  (ECF 372 at 5 (emphasis added).)  Ninth Circuit 
Model Jury Instruction (“MJI”) No. 8.20, which defendants assert 
they followed in constructing this proposed instruction, does not 
include the underlined language reflected above.  The language is 
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confusing and misstates the law, as set forth in detail in the 
Commentary to MJI No. 8.20. 
Second, defendants include awkward, reformulated versions of 
the substantive instructions for wire fraud and bank fraud within 
the instruction for the conspiracy charged in Count One.  (ECF 372 
at 6-7.)  Defendants have modified the language for the elements of 
wire fraud and bank fraud found in the MJI, changing the elements 
from the past tense to the future tense.  (Compare, e.g. MJI No. 
8.124 (“the statements made . . . as part of the scheme were 
material”) with ECF 372 at 6 (“the statements to be made as part of 
the scheme would be material”).  However, defendants later provide 
separate proposed substantive instructions for wire fraud and bank 
fraud that hue closer to the MJI (but still raise concerns as 
addressed further below).1  The existence of these conflicting 
recitations of the elements of wire fraud and bank fraud will likely 
cause unnecessary confusion among the jurors. 
Moreover, as discussed further below in the government’s 
objection to defendants’ proposed bank fraud instruction, defendants 
make significant and material changes to the elements of the 
reformulated bank fraud description within the proposed conspiracy 
instruction.  Among other things, defendants insert a mens rea 
requirement that defendants “knew that the statements or promises 
 
1 Defendants also erroneously omit certain language from their 
incorporation of the wire fraud elements in the conspiracy 
instruction, including , “Deceitful statements of half-truths may 
constitute false or fraudulent representations,” and “In determining 
whether a scheme to defraud exists, you may consider not only the 
defendant’s words and statements, but also the circumstances in 
which they are used as a whole.”  MJI No. 8.124.  Defendants make 
the same mistaken omissions in their standalone proposed instruction 
for wire fraud, which the government discusses further below. 
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were or would be material” and that “the defendant knew that the 
Lender to be defrauded was federally insured.”  (ECF 372 at 7.)  
There is no knowledge requirement with respect to these elements, 
and defendants’ reformulation of the bank fraud elements inject 
additional evidentiary burdens unfounded in the law.  See MJI No. 
8.127.  Similarly, defendants erroneously insert the phrase, 
“knowing of that object, and intending to help accomplish it,” at 
the end of the first reformulated element for bank fraud within the 
proposed conspiracy instruction.  (ECF 372 at 7.)  This is not in 
fact a requirement of the first element of bank fraud, and 
defendants muddy the waters by apparently trying to inject 
conspiracy principles into the substantive elements of an object of 
the conspiracy.  
Thus, the inclusion of the modified future tense versions of 
instructions for wire fraud and bank fraud within the conspiracy 
instruction is confusing, unnecessary, and in many cases misstates 
the law.  Instead, as set forth in the government’s amended proposed 
instructions (see ECF 556 at 26), the government proposes a 
standalone instruction for conspiracy to commit bank fraud and wire 
fraud, with an express cross-reference to the separate instructions 
for bank fraud and wire fraud which follow immediately thereafter 
and closely adhere to the elements set forth for those offenses in 
the MJI.  This way, the jurors can refer to the correct instructions 
for bank fraud and wire fraud when evaluating the alleged objects of 
the conspiracy in Count One.  And they will not be confused by 
conflicting language for the elements of these offenses (including 
some in the future tense and others in the past tense) and 
misstatements of the elements when considering the section 1349 
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conspiracy count and the standalone section 1343 wire fraud counts 
and section 1344(2) bank fraud counts. 
Finally, defendants include a separate section for “Unanimity 
Requirements” that is not drawn from the language of the model 
instruction for the elements of conspiracy while omitting express 
language from that instruction that addresses unanimity concerns.  
Specifically, defendants omit the language, “You must find that 
there was a plan to commit at least one of the crimes alleged in the 
indictment as an object of the conspiracy with all of you agreeing 
as to the particular crime which the conspirators agreed to commit.”  
MJI No. 8.20.  The government includes this language in its proposed 
instruction for the general principles of conspiracy described in 
MJI No. 8.20 (see ECF 556 at 19), and this language provides 
sufficient guidance to the jurors that they must agree unanimously 
as to one or both of the objects of the conspiracy.  The government 
also separates the two separate objects of the conspiracy in its 
proposed verdict form, further ensuring the jury will reach 
unanimity on one or both of the objects of the alleged conspiracy.  
(See ECF 552-1.)  Defendants’ substitution of the “Unanimity 
Requirements” while omitting the above-described language provided 
in the model instruction is unnecessary and confusing. 
B. 
Objection to Defendants’ Joint Proposed Instruction No. 2 
(Count 1 – Multiple Conspiracies – Defense) 
The government incorporates by reference the government’s 
objections to defendant Richard Ayvazyan’s proposed use of the term 
“single or unitary” in his proposed verdict form.  (ECF 552 at 5-
10.)  Defendant is not entitled to a multiple conspiracies 
instruction unless there is a “genuine possibility of confusion” 
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about the existence of multiple conspiracies, which is not present 
in the instant case.  United States v. Perry, 550 F.2d 574, 532-33 
(9th Cir. 1977), see also United States v. Lapier, 796 F.3d 1090, 
1096-97 (9th Cir. 2015) and MJI Nos. 8.22 and 8.23. 
C. 
Objection to Defendants’ Joint Proposed Instruction No. 3 
(Conspiracy – Willfulness Defined) 
The government objects to the use of defendants’ proposed 
willfulness instruction because it does not apply to the offenses 
charged in this case.  The case cited by defendants, United States 
v. Pomponio, 429 U.S. 10, 12 (1976), relates to willfully filing 
false income tax returns in violation of 26 U.S.C. § 7206(1), which 
is not charged in this case.  In Bryan v. United States, 524 U.S. 
184, 193-194 (1998), the Supreme Court held that – for willful 
violations of the tax laws – “the jury must find that the defendant 
was aware of the specific provision of the tax code that he was 
charged with violating.”  Id.  The Supreme Court was careful to 
distinguish the “highly technical” criminal tax statutes in 
“carv[ing] out an exception to the traditional rule that ignorance 
of the law is no excuse and require that defendant have knowledge of 
the law.”  Id. at 194-94 (internal quotations and citations 
omitted).   
As noted in the Ninth Circuit’s Model Jury Instruction No. 5.5 
for “Willfully,” “willful is a word of many meanings and its 
construction is often . . . influenced by its context.”  MJI No. 5.5 
(citing Ratzlaf v. United States, 510 U.S. 135, 141 (1994) (internal 
quotations omitted)).  Although the term “willfully” is referenced 
in the Ninth Circuit’s Model Jury Instructions for Conspiracy (MJI 
No. 8.20), as discussed in United States v. Kim, 65 F.3d 123, 126 
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(9th Cir. 1995), “the use of “willfully” in the conspiracy 
instruction refers to the joining in the agreement, not the mens rea 
of the substantive offense.”  See also United States v. Larsen, 810 
F. App'x 508, 509–10 (9th Cir. 2020), cert. denied, 141 S. Ct. 1695 
(2021) (“the district court’s instructions for bank fraud were 
consistent with the language of the statute, which specifies a 
knowing, not a willful, intent requirement”) (citing numerous 
cases). 
D. 
Objection to Defendants’ Joint Proposed Instruction No. 4 
(Wire Fraud)  
The government objects to the content and form of defendants’ 
proposed substantive instruction for the offenses alleged in Counts 
Two through Twelve, that is, wire fraud in violation of 18 U.S.C. 
§ 1343. 
First, defendants omit certain necessary and appropriate 
language from the Ninth Circuit Model Criminal Jury Instruction for 
wire fraud.  MJI No. 8.124.  Specifically, defendants omit the 
optional language in element number one that “Deceitful statements 
of half-truths may constitute false or fraudulent representations.”  
MJI No. 8.124.  The government expects that one or more defendants 
may argue in closing that representations they made in COVID-19 
disaster relief loan applications reflected both accurate and false 
information, or that synthetic identities consisted of both real and 
fictitious information.  The jury should thus be instructed that 
such half-truths (though the government takes the position that such 
“half-truths” are in fact completely false) may constitute false or 
fraudulent representations for purposes of the wire fraud charges. 
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In addition, defendants omit the standard language in the model 
instruction that directly follows the last element of the offense.  
The language they omit states, “In determining whether a scheme to 
defraud exists, you may consider not only the defendant’s words and 
statements, but also the circumstances in which they are used as a 
whole.”  MJI No. 8.124.  The jury should be instructed on this basic 
tenet of interpreting the evidence and the import of circumstantial 
evidence in determining whether a scheme to defraud existed.2 
Second, it appears defendants copied and pasted the modified 
language they included for the wire fraud elements (including their 
conversion of the elements to the future tense) in their proposed 
substantive conspiracy instruction for Count One, as described 
above, into their proposed standalone substantive wire fraud 
instruction.  As a result, much of the proposed language for the 
wire fraud elements in this proposed instruction remains in the 
future tense – and materially deviates from the model language in 
MJI No. 8.124.  (See, e.g., ECF 372 at 11 (“statements to be made as 
part of the scheme would be material;” defendant “knew and intended 
that action be taken;” defendant “knew and intended that an 
interstate wire communication . . .”) (emphasis added).  Defendants 
also erroneously include language in the wire fraud elements that 
appears to be holdover language from the conspiracy instruction.  
For instance, defendants include the phrase, “knowing of that object 
and intending to help accomplish it” at the end of the first element 
for wire fraud, which language pertains specifically to a conspiracy 
 
2 Defendants also substitute, without any explanation as to why, 
the phrase “as charged in the applicable wire fraud count” for the 
phrase “in furtherance of the scheme” in the last sentence of the 
model instruction.  (Compare ECF 372 at 12 with MJI No. 8.124.) 
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charge and does not appear in the Ninth Circuit Model Jury 
Instruction for wire fraud.  See MJI No. 8.124.  In short, 
defendant’s proposed wire fraud instruction is substantively and 
structurally flawed throughout and unnecessarily deviates from the 
Ninth Circuit’s model instructions. 
By contrast, the government’s proposed substantive instruction 
for the wire fraud counts closely adheres to the Ninth Circuit’s 
model instruction.  (See ECF 556 at 27-29.)  The Court should reject 
defendants’ proposed wire fraud instruction and provide the 
government’s instead.  
E. 
Objection to Defendants’ Joint Proposed Instruction No. 5 
(Bank Fraud) 
Defendants’ proposed substantive bank fraud instruction suffers 
from similar flaws as their proposed wire fraud instruction 
described above, including their making significant and material 
changes to the Ninth Circuit’s model instruction for bank fraud in 
violation of 18 U.S.C. § 1344(2). 
First, defendants incorrectly insert a mens rea requirement as 
to both the materiality of the subject statements or promises and as 
to the federally-insured status of the relevant financial 
institution.  Specifically, defendants’ instruction states that “the 
defendant knew that the statements or promises were material,” and 
“the defendant knew that the financial institution” was insured.  
(ECF 372 at 13 (emphasis added).)  The underlined language is not in 
the model instruction nor is it supported by law.  See MJI No. 
8.127.  Defendants’ proposed instruction effectively seeks to create 
additional state of mind elements that do not exist. 
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Second, the proposed bank fraud instruction also contains 
holdover language from its unnecessary inclusion in the body of the 
proposed conspiracy instruction for Count One.  For instance, the 
first element in defendants’ proposed bank fraud instruction states 
that “defendant joined a scheme or plan,” whereas the model 
instruction correctly states that “defendant knowingly carried out a 
scheme or plan.”  (Compare ECF 372 at 13 with MJI No. 8.127.)  The 
same element in defendants’ proposed instruction also includes the 
unnecessary and inapplicable phrase at the end, “knowing of that 
object and intending to help accomplish it.”  (ECF 372 at 13.) 
In stark contrast, the government’s proposed bank fraud 
instruction closely follows the Ninth Circuit model instruction, and 
the Court should provide the government’s proposed instruction and 
reject defendants’ significantly flawed proposed instruction. 
F. 
Objection to Defendants’ Joint Proposed Instruction No. 6 
(Fraud – Good Faith – Defense) 
The government objects to defendants’ inclusion of a good faith 
defense instruction because neither the evidence nor defendants’ 
apparent theories of defense support it.  MJI No. 8.21, upon which 
defendants’ solely rely for this proposed instruction, includes 
optional language regarding an “honest and good faith 
misunderstanding” but only “[i]f the evidence supports an argument 
the defendant did not act with the requisite intent to defraud 
because of a good faith misunderstanding about the requirements of 
the law.”  MJI No. 8.21.  Defendants thus far have not proffered any 
credible evidence that they sought to submit legitimate applications 
but had a “good faith misunderstanding about the requirements of the 
law.”  Rather, each defendant has sought to point the finger at 
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other codefendants, including those that already have pleaded guilty 
(defendants Tamara Dadyan and Manuk Grigoryan).  The evidence 
adduced thus far does not support a plausible argument that 
defendants were operating under a good faith, mistaken understanding 
of the law, and thus there is no factual basis for this instruction. 
Moreover, the government’s proposed substantive instructions, 
which largely follow the Ninth Circuit Model Jury Instructions with 
modifications specific to this case, adequately instruct the jury as 
to the intent finding required for each offense.  In denying a 
defendant’s request for a “separate ‘good faith’ instruction, in 
addition to the district court’s other instructions on specific 
intent,” the Ninth Circuit explained that this request was 
“foreclosed by Ninth Circuit precedent: ‘[o]ur case law is well 
settled that a criminal defendant has no right to any good faith 
instruction when the jury has been adequately instructed with regard 
to the intent required to be found guilty of the crime charged....’”  
United States v. Hickey, 580 F.3d 922, 931 (9th Cir. 2009) (quoting 
United States v. Shipsey, 363 F.3d 962, 967 (9th Cir. 2004)).3 
G. 
Objection to Defendants’ Joint Proposed Instruction No. 7 
(Fraud – Multiple Schemes – Defense) 
The government objects to defendants’ unfounded request for a 
so-called “multiple schemes” instruction for several reasons. 
 
3 The government also objects to this proposed instruction as a 
standalone instruction, as MJI No. 8.21 contemplates that the 
optional “good faith” language be used to “modify” a specific 
paragraph within the substantive instruction for a conspiracy to 
defraud the United States, in violation of 18 U.S.C. § 371.  MJI No. 
8.21.  In any event, the language within MJI No. 8.20, not MJI No. 
8.21, should guide the Court’s instructions to the jury under the 
charges of this case, and the evidence and theories of defense do 
not support the “good faith” instruction in any form.  
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First, as the government explained in its objections to 
defendant Richard Ayvazyan’s proposed verdict form (ECF 552 at 5-
10), and reiterates herein in connection with its objections to 
defendants’ requests for “multiple conspiracies” instructions on 
both Counts One and Twenty-Six, neither the facts of this case nor 
the law support defendants’ argument that a “multiple conspiracies” 
instruction is warranted here.   
Second, none of the four cases defendants cite (including two 
out-of-circuit cases or otherwise significantly dated authority) in 
the “Supporting Authorities” for their “multiple schemes” 
instruction support this proposed instruction.  The lead case they 
cite, United States v. Thomas, 586 F.2d 123 (9th Cir. 1978), 
actually pertained to a drug distribution conspiracy charge, not a 
mail or wire fraud scheme, and thus no “multiple schemes” 
instruction was given.  Id. at 131-32.  While the second case they 
cite, United States v. Rodgers, 624 F.2d 1303 (5th Cir. 1980), did 
involve a mail fraud charge, the court there also did not provide a 
“multiple schemes” instruction even where the alleged scheme to 
defraud was alleged to have lasted for fourteen years.  Id. at 1307.  
Neither of the courts in the two other cases upon which defendants 
rely provided “multiple schemes” instructions and are inapposite to 
the issue here. 
Third, defendants’ proposed instruction also inaccurately 
claims that “Counts 2 through 20 of the indictment alleged a single, 
unitary, scheme to commit wire and bank fraud.”  (ECF 372 at 15.)  
Defendants’ attempt to combine the wire fraud and bank fraud schemes 
alleged separately in the First Superseding Indictment is a 
transparent attempt to shoehorn one of their (incorrect) theories of 
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defense into the jury instructions.  Defendant Richard Ayvazyan also 
used the “single, unitary” language in his proposed verdict form, to 
which the government objected on multiple grounds, including the 
inappropriate and misleading use of these terms as presented to the 
jury.  (See ECF 547, 552.)  Defendants’ attempt to conflate the two 
separately charged and distinct wire fraud and bank fraud schemes 
also is belied by the face of the indictment. 
In short, defendants can point to nothing in the Ninth 
Circuit’s model instructions nor any other case in any circuit in 
which a “multiple schemes” instruction has been given, and the Court 
should not do so here. 
H. 
Objection to Defendants’ Joint Proposed Instruction No. 8 
(Conspiracy to Commit Concealment and Transactional Money 
Laundering – Elements) 
The government objects to defendants’ proposed substantive 
instruction for the money laundering conspiracy charge, in violation 
of 18 U.S.C. § 1956(h), in Count 26 on predominantly the same 
grounds as its objections to defendants’ proposed conspiracy charge 
in Count One.  (See supra Objection to Defendants’ Joint Proposed 
Instruction No. 1.) 
In brief, defendants inject unnecessary confusion by including 
the substantive instructions for the two objects of the conspiracy 
within the conspiracy instruction itself.  The government proposes a 
standalone instruction for money laundering conspiracy, with an 
express cross-reference to the separate instructions for concealment 
money laundering and transactional money laundering which follow 
immediately thereafter and closely adhere to the elements set forth 
for those offenses in the MJI.  (See ECF 556 at 34-38.) 
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Defendants also omit important language or elements from their 
incomplete recitations of the elements of each of the objects of the 
conspiracy within this proposed instruction.  For concealment money 
laundering, defendants omit the statement from the Ninth Circuit 
model instruction that, “[t]he phrase ‘knew that the property 
represented the proceeds of some form of unlawful activity’ means 
that the defendant knew that the property involved in the 
transaction represented proceeds from some form, though not 
necessarily which form, of activity that constitutes a felony.  I 
instruct you that [specify relevant unlawful activity] is a felony.”  
MJI No. 8.147.  Tellingly, defendants also improperly substitute the 
phrase “the proceeds of unlawful activity that is charged in the 
indictment” for the phrase “proceeds of some form of unlawful 
activity.”  (Compare ECF 372 at 17 with MJI No. 8.147.)  The net 
effect of defendants’ omission and substitution of language is to 
erroneously require the government to prove defendants knew that 
illegal proceeds came from a specific activity charged in the 
indictment when no such specific requirement of proof is necessary.   
With respect to their description of the elements of 
transactional money laundering, in violation of 18 U.S.C. § 1957, in 
the proposed conspiracy instruction, defendants similarly substitute 
the phrase “the proceeds of unlawful activity that is charged in the 
indictment” for the phrase “involved criminally derived property.”  
(Compare ECF 372 at 17 with MJI No. 8.150.)  Defendants also omit a 
qualifier in MJI No. 8.150 that explains that “[t]he government does 
not have to prove that the defendant knew the precise nature of that 
criminal offense, or knew the property involved in the transaction 
represented the proceeds of [specified unlawful activity as alleged 
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in the indictment].”  (MJI No. 8.150.)  Thus, once again, defendants 
materially change the elements of this money laundering offense, 
erroneously imposing the requirement of proving knowledge of the 
specific underlying offense.  As with other substantive instructions 
described herein, defendants effectively attempt to make material 
and legally flawed changes to the Ninth Circuit’s model 
instructions.4 
In addition, similar to defendants’ proposed instruction for 
the conspiracy charged in Count One, the second element of the 
conspiracy charge in their proposed money laundering conspiracy 
instruction states, “Second, the defendant became a member of the 
conspiracy knowing of every element of at least one of its objects . 
. . .”  (ECF 372 at 16 (emphasis added).)  MJI No. 8.20 does not 
include the underlined language reflected above.  The language is 
confusing and misstates the law, as set forth in detail in the 
Commentary to MJI No. 8.20.  
Finally, defendants include a “Unanimity Requirements” section 
in this conspiracy instruction (as they did with the conspiracy 
instruction for Count One) that is duplicative and unnecessary.  In 
this instruction, defendants actually do include the appropriate 
language for the requirement that the jury “must find that there was 
a plan to commit at least one of the crimes alleged in the 
indictment as an object of the conspiracy with all of you agreeing 
as to the particular crime which the conspirators agreed to commit.”  
(ECF 372 at 18.)  This language, along with the government’s 
 
4 Defendants also omit the fifth element for transactional money 
laundering from their proposed instruction, in particular, that “the 
transaction occurred in the United States.”  (Compare ECF 372 at 17 
with MJI No. 8.150.) 
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proposed verdict form which includes separate questions for the jury 
to answer regarding each of the alleged objects of the money 
laundering conspiracy, will be sufficient to ensure the jury 
appropriately understands the requirement for unanimity in their 
verdicts. 
I. 
Objection to Defendants’ Joint Proposed Instruction No. 9 
(Count 26 – Multiple Conspiracies – Defense) 
The government incorporates by reference the objections 
discussed above to Defendants’ Joint Proposed Instruction No. 2. 
J. 
Objection to Defendants’ Joint Proposed Instruction No. 10 
(Concealment Money Laundering – Elements) 
Similar to defendants’ misstatement of the elements of 
concealment money laundering in the proposed money laundering 
conspiracy count described above, defendants once again materially 
change the second element of concealment money laundering, in 
violation of 18 U.S.C. § 1956(a)(1)(B)(i), as proposed in this 
instruction.  Specifically, defendants improperly substitute the 
phrase “the proceeds of unlawful activity that is charged in the 
indictment” for the phrase “proceeds of some form of unlawful 
activity.”  (Compare ECF 372 at 21 with MJI No. 8.147.)  Defendants 
additionally omit the language, “[t]he phrase ‘knew that the 
property represented the proceeds of some form of unlawful activity’ 
means that the defendant knew that the property involved in the 
transaction represented proceeds from some form, though not 
necessarily which form, of activity that constitutes a felony.  I 
instruct you that [specify relevant unlawful activity] is a felony.”  
MJI No. 8.147.  The combination of these revisions and omissions is 
improper and misstates the law, as explained above. 
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The government also objects to the unnecessary inclusion of the 
optional fourth element and corresponding language regarding 
“substantial step” and “mere preparation,” which is not appropriate 
given the government is not proceeding on an attempt theory of money 
laundering in this case. 
K. 
Objection to Defendants’ Joint Proposed Instruction Nos. 
11, 12, and 14 (Aggravated Identity Theft) 
Defendants’ Joint Proposed Instructions 11, 12, and 145 do not 
appear to correctly track the statutory language or the charges in 
the instant case.  For example, defendant proposes the Court 
instruct that “Second, Richard Ayvazyan knew that M.Z. was a real 
person. . .”  This incorrectly states the charges.  Defendant 
Richard Ayvazyan is charged with knowing that “a means of 
identification . . . belonged to another person, namely, the name of 
M.Z.”  (ECF 154, Count Twenty-One.)  As such, the government 
respectfully requests that the Court use the Governments’ Revised 
Proposed Jury Instructions. 
L. 
Objection to Defendants’ Joint Proposed Instruction No. 15 
(Presumption of Innocence – Reasonable Doubt – Burden) 
The government respectfully requests that this Court use the 
Ninth Circuit Model Jury Instruction, as proposed in the 
Governments’ Revised Proposed Jury Instructions. 
 
5 The government does not address Defendants’ Joint Proposed 
Instruction No. 13 because it refers to charges relating to 
defendant Manuk Grigoryan that are not before this jury and should 
be removed.  Similarly, the portion of Defendants’ Joint Proposed 
Instruction No. 14 referring to defendant Tamara Dadyan should be 
removed.  
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M. 
Objection to Defendants’ Joint Proposed Instruction No. 16 
(Defendant Not Required to Testify) 
The government respectfully requests that this Court use the 
Ninth Circuit Model Jury Instruction, as proposed in the 
Governments’ Revised Proposed Jury Instructions.  
N. 
Objection to Defendants’ Joint Proposed Instruction No. 17 
(Mere Presence) 
As articulated in the comments to the Ninth Circuit’s Model 
Jury Instruction, “a mere presence instruction is unnecessary if the 
government’s case is not solely based on defendant’s presence and 
the jury has been instructed on the elements of the crime.”  MJI No. 
6.10 (citing United States v. Tucker, 641 F.3d 1110, 1122 (9th Cir. 
2011)).  Given the evidence of actual possession of business and 
personal identifiers and the actual receipt and transfer of loan 
proceeds explicitly identified in the First Superseding Indictment, 
such an instruction is not warranted by the evidence presented at 
trial. 
O. 
Objection to Defendants’ Joint Proposed Instruction Nos. 
21-22 (Separate Charges; Separate Counts) 
Defendants’ Joint Proposed Instruction 21 alters the initial 
sentence of Ninth Circuit Model Jury Instruction No. 3.12; the 
government respectfully requests that this Court use the Ninth 
Circuit Model Jury Instruction, as proposed in the Governments’ 
Revised Proposed Jury Instructions.  Similarly, Defendants’ Joint 
Proposed Instruction No. 22 omits the final sentence of Ninth 
Circuit Model Jury Instruction No. 3.13, without a reason for the 
omission; the government respectfully requests that this Court use 
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the Ninth Circuit Model Jury Instruction, as proposed in the 
Governments’ Revised Proposed Jury Instructions. 
III. CONCLUSION 
For the reasons articulated above, the government respectfully 
requests the Court decline to adopt the Defendants’ Joint Proposed 
Instructions identified above and, where applicable, adopt the 
Governments’ Revised Proposed Jury Instructions. 
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