U.S. Department of the Treasury, Homeowner Assistance Fund: "HAF Quarterly and Annual Reports"

Summary

An October 2022 Treasury presentation, An Overview of Tribal Governments' HAF Quarterly and Annual Reports, which a disclaimer describes as educational and not binding policy guidance. It states that the American Rescue Plan Act provides up to $9.961 billion for the Homeowner Assistance Fund and that all HAF recipients must use either ID.me or Login.gov to access Treasury's portal for reporting. Screenshots walk through the portal's budget reporting, programmatic information, program and design element entries, and participant compliance questions, including whether homeowners attested to financial hardship after January 21, 2020. The slides state that, in general, obligations and expenditures should not be more than 10% greater than the budget amounts.

Summary drafted by a model from the document's text below and checked by script against that text before publication. It is a navigation aid, not a reading of what the document proves. Where AI is used

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“U.S. Department of the Treasury, Homeowner Assistance Fund: ‘HAF Quarterly and Annual Reports.’” Original at home.treasury.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/u-s-department-of-the-treasury-homeowner-assistance-fund-haf-quarterly-bed35f3c7a/, SHA-256 5b776abe2ae62400316c3f5550309fdb087f388c0695f88543f2893347d18c1c.

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U.S. DEPARTMENT OF THE TREASURY

AN OVERVIEW OF

Tribal Governments’ HAF Quarterly
and Annual Reports

October 2022
Disclaimer

This presentation is designed to give an overview of the
Homeowner Assistance Fund (HAF) quarterly reporting process
under the HAF program for educational purposes. It should not
be construed as legal advice or a statement of binding policy
guidance from the Treasury.

For official Treasury guidance, go to: www. Treasury.gov/HAF
Importance of Compliance Reporting

Link to 2022 Compliance Supplement

Homeowner Assistance Fund Program Treasury

April 2022

pur sisoy

ual disarqns

JO
poued

sojdiouug
Review before you start

Go to: http://www.treasury.gov/HAF

ASSISTANCE FOR
STATE, LOCAL, AND
TRIBAL
GOVERNMENTS

State and Local Fiscal Recovery
Funds

Capital Projects Fund

Local Assistance and Tribal
Consistency Fund

Homeowner Assistance Fund

Allocations, Payments, and Award
Terms

Guidance

HAF Plans

Program and Service Design
Promising Practices

Report Waste, Fraud, and Abuse

Homeowners

@ Looking for homeowner assistance?
Homeowners can find out what homeowner assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the
Consumer Financial Protection Bureau (CFPB).

Homeowner Assistance Fund

The American Rescue Plan Act provides up to $9.961 billion for states, the District of Columbia,
U.S. territories, Tribes or Tribal entities, and the Department of Hawaiian Home Lands to provide
relief for our country’s most vulnerable homeowners.

Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items click here for self-service resources. ca

SELF-SERVICE RESOURCES <

The purpose of the Homeowner Assistance Fund (HAF) is to prevent mortgage

New resource!

delinquencies and defaults, foreclosures, loss of utilities or home energy services, and

Find homeowner
assistance

displacement of homeowners experiencing financial hardship after January 21, 2020.
Funds from the HAF may be used for assistance with mortgage payments,

homeowner’s insurance, utility payments, and other specified purposes. The law

prioritizes funds for homeowners who have experienced the greatest hardships,
Reporting

REPORTING GUIDANCE

e HAF Annual Report User Guide ea (Updated 10/14/2022)

HAF Quarterly Report User Guide ea (Updated 10/14/2022)

Homeowner Assistance Fund Reporting FAQs em (Updated 10/14/2022)

HAF Guidance on Participant Compliance and Reporting Responsibilities |= (Updated 07/15/2022)
e Homeowner Assistance Fund Interim Reporting Guidance cx

e HAF Interim Report User Guide cm

ACCESSING TREASURY’S PORTAL

All HAF Recipients must use either ID.me or Login.gov to access Treasury’s portal for reporting.
e ID.me Guidance =&
he e Login.gov Guidance =&@

WEBINARS

| e WEBINAR: Homeowner Assistance Fund: Interim Reports - March 1, 2022

e WEBINAR: Homeowner Assistance Fund: Quarterly Reports - June 2022
Reporting Deadlines

Recipient Quarterly Report Annual Performance Report
States
By June 10, 2022, and then
45 days after the end of By November 15, 2022, and
each quarter thereafter. annually thereafter by mid-
Tribal Governments with November.
Allocation > $5M
Tribal Governments with By November 15, 2022, and
Allocation < $5M & Department of | annually thereafter by mid-
Hawaiian Home Lands November. *
Tips
¢ Enable pop-ups in your browser

° Browsers that work well with the portal:

e Microsoft Edge
¢ Google Chrome
e Most recent version of Safari

¢ The Treasury Portal does not work well on Internet Explorer.
e Accessing Treasury’s Portal requires ID.me or Login.gov
¢ Only the authorized user can submit a HAF Plan

° Click “save” when you’ve completed each section then click “next” to move
forward to the next section

¢ Look for the validation buttons at the end of each page which may require

scrolling: | Save and Back | Save Information
Finding Reports

Compliance Process

You now have a login and 24/7 access to this portal. You have two options while working on your compliance report(s) - save your progress or submit the report. If you
save, you can return and edit information as needed. To resume working on a draft report, click on “Compliance Reports” using the navigation to the left of the page.

This will bring you to your list of compliance reports, click “Edit” button to continue the process.

Ready to get started? Click “Go to your Reports" below

Go To Your Reports ter _ Click to open

My Compliance Reports

HAF Compliance Reports

ReportName ~ Report Type ~~ | ReportPeriod ~ | Due Date

Award Date-
1 HAF-QR Quarterly Nov 15, 2022

Report Type

Status

Not Started

Click to edit

Edit

View

G@rdsperpaze: 10 + Page:

of1

Download
Participant Information

information

Participant
Compliance

Participant Information

Plesse verify that you are an authorized representative of the PAF perticipant and confirm the accuracy of the MAF perticipsnt’s profile

Participant Information

€1D TIN
crDAs FAIN®

Please report discrepancies (if any) on the above information

Contacts

This is the current list c
button below. Please ensure that HAF contacts are accurate before subrnitting this report.

Sere

Tribal Government or Tribally Designated Housing Entity

its of Contacts for the Participant. This list can be managed by designated HAF Account Administrators through the Treasury Covid-19 Relief Hubor

Emel aoa
11

Budget Reporting

The table below lists the budget items that appear in the participant's approved HAF Plan, along with the amounts budgeted for each item. Please report the participant's obligations and expenditures as they relate to these
budget items.

Note that on subsequent screens, the participant will be expected to break out programs, obligations and expenditures listed under "Measures Prevent Displacement" to the defined Program Design Elements.
HAF Quarterly Reports reflect the HAF Plan budget as approved at the end of the reporting period. Participants can propose revisions to their HAF Plan budgets and submit them for Treasury approval. However, budget

revisions proposed and/or approved after the end of a reporting period will not be reflected on Quarterly Reports for that reporting period. Click this link to view your HAF Plan budget and to propose and submit HAF Plan
budget revisions (the link will open in 2 new tab/window).

HAF Original Plan Budget ~ Current Budgeted Amount Cumulstive Obligations Cumulative Expenditures
Mortgage Payment Assistance $0.00 # $0.00 #
2 Financial Assistance $0.00 7 $0.00 7
Mortgage Principal Reduction $0.00 # $0.00 #
+ Facilitating Interest Rete $0.00 7 $0.00 #
Payment Assistance Utilities $0.00 # $0.00 #
Payment Assistance Internet $0.00 7 30.00 #
> Payment Assistance Insurance $0.00 # $0.00 #
Payment Assistance Fees $0.00 7 $0.00 #
Payment Assistance Loans $0.00 # $0.00 #
Payment Assistance Taxes $0.00 7 $0.00 #
Counseling or Education $0.00 # /
Legal Services $0.00 7 ) 4

a Measures Preventing Displacement Subtotal I .00
a Reimbursable Expenses Subtotal I 00

Save Information ee
12

Budget Reporting - Errors

a Administrative Expenses Subtotal $6,000.00 $6,000.00 $0.00
22 Admin Expense #1 $1,000.00 $0.00 4 $0.00 #
23 Admin Expense #3 $3,000.00 $0.00 # $0.00 #

em lotals $30,000.00 $56,001.00 $1.00

The marked rows need attention:

In general, Obligations and Expenditures should not be more than 10% greater than the budget amounts. HAF participants must seek prior approval before
making changes to the scope or objectives of their HAF program. As specifically noted in the HAF guidance, Treasury’s prior approval is required to reallocate
funding from a program previously approved in a HAF plan to be used for a different purpose.

Please review the marked rows and revise entries OR check this box to confirm that you would like to submit this report with Obligations or Expenditures
more than 10% greater than budgeted amount, and provide an explanation in the space below.

Be sure to click this box.
13

Programmatic Information

Please provide the information requested below related to the Participant's HAF programs. Note that in other sections of this report you will be asked to disaggregate some of this data based on the Participants unique HAF
programs and the applicable design elements.

-1. Please enter the number of unique Homeowners that submitted a draft or completed HAF application for HAF assistance.

-2. Please enter the number of unique Homeowner that submitted a completed HAF application for HAF assistance.

*3. Please enter the number of unique Homeowners who submitted a completed HAF application for HAF assistance and then withdrew their application.

-4. Please enter the number of unique Homeowners whose application for HAF assistance was approved.

-5. Please enter the number of unique Homeowners whose application for HAF assistance was denied.

-6. Please enter the number of unique Homeowners that received HAF assistance of any kind.

-7. Please enter the number of Unique homeowners for whom one or more Delinquencies were resolved through non-monetary HAF assistance (e.g. housing counseling helped resolved a Delinquency through an
existing servicer's program).
14

Programmatic Information

- 8. Please enter the number of Unique homeowners for whom one or more Delinquencies were resolved with monetary HAF assistance.
-9. Please enter the number of unique Homeowners receiving HAF assistance that were not Delinquent prior to receiving HAF assistance.

10. Breakdown of reimbursement expenses: Not Applicable.

[You did not indicate reimbursement expenses obligated and/or expended in the Budget Reporting section. This item applies only if you indicate reimbursement expenses obligated and/or expended in the Budget
Reporting section_]

11. Based on your entries on the previous page (Budget Reporting) and above (Reimbursement Breakdown, if applicable), total cumulative Obligations for HAF assistance are $0.00.

12. Based on your entries on the previous page (Budget Reporting) and above (Reimbursement Breakdown, if applicable), total cumulative Expenditures for HAF assistance are $0.00.

- 13. Please enter the number of unique Homeowners who applied for assistance that previously received HAF assistance.

14 Please enter the number of unique Homeowners that received assistance on more than one application. Num HO Assisted On Mult Apps (HAF).

- 15. Isit part of your standard process to speak with Homeowner applicants about the availability of loss mitigation and other loss mitigation options? Please respond “Yes" if your organization includes
communication with Homeowner applications about the availability of loss mitigation options, otherwise select "No."

--Nore-- ~
15

Programs

Use this module to enter general HAF participant program information. Please add a new line item for each program of the HAF participant and fill in the corresponding information.

Please do NOT include Administrative Expenses in program or design element Expenditures or Obligations. Administrative expenses should be captured in the Budget Reporting section.

Program List 1 Cees am AddProgram —| View/Download All

No programs
16

Add/Edit Program

Add / Edit Program
Use this module to enter information regarding program design elements for each HAF program. Please add 2 new line item for each program design element under EACH program and fill in the corresponding information.
For example, if 2 HAF program is used for mortgage assistance, internet assistance, and utilities assistance, a HAF participant would enter three separate line items for each of those program design elements and fill out the

relevant information.

Please do NOT include Administrative Expenses in program or design element Expenditures or Obligations. Administrative expenses should be captured in the Budget Reporting section.

Program Information

Program Name Program Start Date

- Program Income Earned Cumulative to Calendar Quarter end date -Program Income Expended Cumulative to Calendar Quarter end
date

*Total Obligations Cumulative to Report Calendar Quarter end date -Total Expenditures Cumulative to Report Calendar Quarter end date

~Number of Homeowners Assisted Cumulative to Report Calendar
Quarter end date

~ Number of Delinquencies Resolved with Monetary HAF Assistance - Number of Delinquencies Resolved with Non-Monetary HAF
Cumulative to Report Calendar Quarter end date Assistance Cumulative to Report Calendar Quarter end date

Creste Program Cancel
Program Information

*Program Name *Program Start Date

t Jul 31, 2022 a
*Program Income Earned Cumulative to Calendar *Program Income Expended Cumulative to Calendar
Quarter end date Quarter end date

$1.00 $1.00

*Program Description

1
*Total Obligations Cumulative to Report Calendar * Total Expenditures Cumulative to Report Calendar
Quarter end date Quarter end date

$1.00 $1.00

“Number of Homeowners Assisted Cumulative to

Report Calendar Quarter end date
1

“Number of Delinquencies Resolved with Monetary *Number of Delinquencies Resolved with Non-
HAF Assistance Cumulative to Report Calendar Quarter Monetary HAF Assistance Cumulative to Report
end date Calendar Quarter end date

1 1

Design Elements

Program Design Element v | $ Obligated v | $Expended v | No.Homeowners Assisted v | Edit Remove

Facilitating Interest Rate $1.00 $1.00 1 6

Totals $1.00 $1.00
Design Element Errors

Design Elements

A The sum of Expenditures entered for design elements is greater than the total Expenditures entered for this program. Please adjust these entries to eliminate this error.

You will not be able to submit this compliance report until you eliminate this error.

A The sum of Obligations entered for design elements is greater than the total Obligations entered for this program. Please adjust these entries to eliminate this error. You

will not be able to submit this compliance report unti! you eliminate this error.

Back to Programs
19

Obligations & Expenditures Verification

The table below provides a summary of the Design Element Obligations and Expenditures you entered in the Programs module and checks the totals against your entries inthe Budget Reporting module !f there are any
discrepancies, you will see additional instructions below the table.

Design Element Cumulative Obligations Cumulstive Expenditures

Mortgage Payment Assistance $0.00 $0.00
Financial Assistance $0.00 $0.00
Mortgage Principal Reduction $0.00 $0.00
Facilitating Interest Rete $0.00 $0.00
Payment Assistance Utilities $0.00 $0.00
Payment Assistance Internet $0.00 $0.00
Payment Assistance Insurance $0.00 $0.00
Payment Assistance Fees $0.00

Payment Assistance Loans $0.00 $0.00
Payment Assistance Taxes $0.00 $0.00
Measures Preventing Displacement $0.00 $0.00
Counseling or Education $0.00 $0.00
Legal Services $0.00

Totals $0.00 $0.00
20

Participant Compliance

HAF participants are asked to answer the following questions as they relate to compliance with the HAF statute and established guidance.

- 1. Did the HAF participant use HAF assistance to assist homeowners with loans above the maximum conforming loan limit as defined in the HAF statute?

ve ~

- If you selected ‘yes; please provide an explanation that explains why the HAF participant used HAF assistance to assist homeowners with loans above the maximum conforming loan limit.

~2. Prior to disbursing HAF assistance to homeowners, did the HAF participant require homeowners to provide attestations that they experienced financial hardship after January 21, 20207

- If you selected ‘no: please provide an explanation that explains why the HAF participant did not require homeowners to provide attestations that they experienced financial hardship after January 21, 2020.

~3. In determining income for each household applying for HAF assistance, did the HAF participant use HUD's definition of “annual income” in 24 CFR 5.609, adjusted gross income as defined for purposes of reporting
on IRS Form 1040 series as mentioned in the HAF guidance, or other proxies approved in your HAF Grantee Plan?

- If you selected 'no; please provide an explanation that explains why the HAF participant did not use HUD's definition of “annual income” in 24 CFR 5.609, adjusted gross income as defined for purposes of reporting on
IRS Form 1040 series as mentioned in the HAF guidance, or other proxies approved in your HAF Grantee Plan.
21

Certification

| certify that the information provided is accurate and complete after reasonable inquiry of people, systems, and other information available to the HAF participant. The undersigned acknowledges that any materially false,
fictitious, fraudulent statement, or representation (or concealment or omission of 2 material fact) in this submission may be the subject of criminal prosecution under the False Statements Accountability Act of 1996, as
amended, 18 USC 1001, and also may subject me and the HAF participant to civil penalties, damages, and administrative remedies for false claims or otherwise (including under 31 USC 3729 et seq.) The undersigned is an
authorized representative of the HAF participant with authority to make the above certifications and representations on behalf of the HAF participant.

Name and Title of Certifying Official

Email Address

Name

Your Name email@service.com
Title 1 Certification (Re-enter your name to certify)
Your Title EE

Before submitting your report, validate your data by clicking the button below. Any inconsistencies or required items that are missing will be listed so that you can complete or correct your entries. After completing or

correcting your entries, click validate again to re-check your data. When all error have been resolved, the Certify and Submit button will be enabled.

Are you sure you want to submit? If you submit, the form will become read-only to allow the Treasury
program to review.

Cance
23

Finding Reports

Compliance Process

Ready to get started? Click “Go to your Reports" below

Go To Your Reports t—_ Click to open

My Compliance Reports Click to edit

HAF Compliance Reports

Search Regprdsperpage: 10 ~ Page: 1 of 1

ReportName ~ Report Type ~~ | ReportPeriod ~ | Due Date Status Edit View Download
Vv

Award Date-
1 HAF-QR Quarterly Nov 15, 2022 Not Started | |

Report Type
24

If your Tribe’s HAF Plan has not yet been approved
Submit HAF Annual Report without Updates

Our records reflect that your entity has submitted a plan but is awaiting approval
from Treasury. Thank you for your patience.

HAF Participant HAF Plan Status

Your Tribe's Name Reopened

Name Title Email

Your Name Your Title your@email.com

Please enter your name below to certify and submit your Annual Report without providing
updated program information.
| Your Name }

Cancel
25

If your Tribe has not yet submitted a HAF Plan

Submit HAF Annual Report without Updates

Annual Reports ask for updates based on information in approved HAF plans.

Our records reflect that your entity has not yet submitted a HAF plan as of October 12,
2022. Treasury encourages your entity to submit a HAF plan as soon as possible.

Treasury understands that there are many reasons for delayed submission. Please email
HAF_Tribal@Treasury.gov with the subject “HAF Plan Support” with any questions or concerns,
support needed to submit your HAF plan, or if you are no longer interested in participating in

HAF.
HAF Participant HAF Plan Status
Participant # Funded
Tester
Name Title Email
Your name Your Title you@email.com

Please enter your name below to certify and submit your Annual Report without
providing updated program information.

Enter your name here.

Cancel
26

Community Engagement & Outreach

HAF participants are asked to answer the following questions as they relate to community outreach.

*1. Did you continue outreach to communities once your HAF Program(s) began?

No ¥

*2. Please quantify the total amount of funds spent on outreach.
$234.00

3. You identified the community-based organizations and providers of counseling services or legal assistance listed below in your HAF Participant Plan or a previous report.
Please indicate whether you have performed outreach to each organization or provider by tapping "Provide Data” and selecting Yes or No.

Search Records perpage: 10, Page: 1 ofO >

Organization or Provider Name v Type v Outreach Performed Provide Data

4. Did you perform outreach to any community-based organizations or providers of counseling services or legal assistance that are not on the list above? If so, use the button
below to add these organizations and providers to the list.

Add a new Org or Provider

Save and Back Save Information Save and Next
27
Add a new Community-Based Organization or Provider

Organization / Provider Information

Provider

asdf

Website (URL)
asdfas

* Street Address 1 Street Address 2

asdf asdf
"City * State * Zip Code
asdf Alasks ~ | 21344)

Primarily Serves LMI Addresses Impact of Housing

Outreach Activity

* Did you perform outreach to this organization or provider during the reporting period?

Save new Organization or Provider
28

Community Engagement & Outreach

Organization or Provider Name v Type v Outreach Performed Provide Data

1 asdf Community Organization v
29

Entering Performance Goals

Performance Goals
You identified the measurable outcomes listed below in your HAF Participant Plan. Please report a status and the measurable results for each goal, and provide a narrative
description of performance related to the goal, by clicking "Provide Data” in each line of the table below.

You can also add new performance goals for the next Annual Reporting cycle using the button below the table.

Records perpage: 10, Page: 1 ofO >

Search
Title v Program Design Element v Status v Provide Data
Mortgage Payment Assistance Provide Data
Provide Data

Mortgage Reinstatement

Add a New Goal
Entering Goal information

Performance Record

* Goal Title * Design Element

Mortgage Payment Assistance

* Goal Description * Metric of success

* Status

* Actual measurable results * Narrative description and comments

* Continue this goal for next year?

30
31

Performance Goals

You identified the measurable outcomes listed below in your HAF Participant Plan. Please report a status and the measurable results for each goal, and provide a narrative

description of performance related to the goal, by clicking "Provide Data” in each line of the table below.

You can also add new performance goals for the next Annual Reporting cycle using the button below the table.

Search Recordsperpage: 10, Page: 1 ofO>»
Title v Program Design Element v Status v Provide Data
asdf Mortgage Payment Assistance On Track
2 asdf Mortgage Reinstatement Not On Track

Add a New Goal
Next

| Back |
32

Methods for Targeting

*1. Please provide an update on your targeting plan including challenges, successes, etc.

*2. Is the targeting plan put fourth in the HAF Plan achieving the desired results?

--None-- ¥

Save and Back Save Information Save and Next
33

Methods for Targeting

*1. Please provide an update on your targeting plan including challenges, successes, etc.

asdf

*2. Is the targeting plan put fourth in the HAF Plan achieving the desired results?

No ¥

“If you selected ‘no’, please provide a narrative explanation of what is not working and what can be done to improve results.

Save and Back Save Information Save and Next
34
Best Practices and Coordination

"1. Have you coordinated with any of these agencies? (FHA, VA, USDA, GSE's, State or Local Agencies that hold mortgage
portfolios)

Yes ¥

"If so, please provide best practices and information on coordination efforts.

*2. Have you coordinated with servicers?

Yes

“If so, please provide best practices and information on coordination efforts.

and Back Save Information
35

Certification

* 1. Did you earn interest in excess of $500 through the calendar year ending December 31, 2021?

"If yes, how much interest did you earn in excess of $500 through the calendar year ending December 31, 2021?
$234.00

*2. Did you remit the earned interest in excess of $500 as required by 2 CFR 200.305? (For more information see HAF Reporting FAQ, Section 1.15, on Treasury.gov.)

Statement

| certify that the information provided is accurate and complete after reasonable inquiry of people, systems, and other information available to the HAF participant. The
undersigned acknowledges that any materially false, fictitious, fraudulent statement, or representation (or concealment or omission of a material fact) in this submission may be
the subject of criminal prosecution under the False Statements Accountability Act of 1996, as amended, 18 USC 1001, and also may subject me and the HAF participant to civil
penalties, damages, and administrative remedies for false claims or otherwise (including under 31 USC 3729 et seq.) The undersigned is an authorized representative of the HAF

participant with authority to make the above certifications and representations on behalf of the HAF participant.

Name Email Address

Your name your@email.com

Title Certification (Re-enter your name to certify)
Your Title vue earee
Thank you.

Questions?

Please contact the HAF Program Team at

For More Information:

Please visit Treasury’s HAF website at

File and source

File: TREAS-Tribal_HAF_Annual_Quarterly_Reporting_OCT2022.pdf
Size: 1,391,945 bytes
SHA-256: 5b776abe2ae62400316c3f5550309fdb087f388c0695f88543f2893347d18c1c
Our copy: TREAS-Tribal_HAF_Annual_Quarterly_Reporting_OCT2022.pdf
Original: home.treasury.gov