The Business Interruption Grant (BIG) Program (Illinois DCEO)
Summary
Illinois DCEO's Business Interruption Grant (BIG) Program uses the state's Coronavirus Urgent Remediation Emergency (CURE) Fund to reimburse costs of businesses closed or limited under Governor Pritzker's Executive Orders, for expenditures from March 21, 2020 through December 30, 2020. 50% of funding goes to businesses that enable critical support services such as childcare and a minimum of 30% to businesses in disproportionately impacted areas (DIAs), with priority for businesses that did not receive Federal Payment Protection Program assistance. The first planned round, $60 million with up to $20,000 per business, sets aside $20M for DIA businesses, $20M for bars and restaurants that have not provided outdoor food and beverage service during Phase 3, and $10M each for barbershops and salons and for fitness centers. Child Care Restoration Grants receive at least $270 million.
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The Business Interruption Grant (BIG) Program
As part of the FY20 and FY21 DCEO budget the department is appropriated funds from the Coronavirus Urgent
Remediation Emergency (CURE) Fund to support expenses associated with economic support in connection with
the COVID-19 public health emergency. The Business Interruption Grant (BIG) Program will reimburse costs
incurred by businesses due to business interruption caused by required closures. All spending related to this
program must be reimbursable by the Federal Coronavirus Relief Fund, as prescribed by 601(a) of the Social
Security Act and added by section 5001 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act
including all subsequent federal guidance.
I. Program Basics
• Using one or more intermediaries, DCEO will issue grants to businesses to reimburse the costs of
business interruption caused by required closures or limited operational capacity under one of
Governor Pritzker’s Executive Orders or public health guidance provided by the Illinois Department
of Public Health.
• Businesses which demonstrate an interruption may receive a grant to reimburse expenditures
incurred during periods of limited capacity or closure. The program focuses on reimbursing expenses
associated with the business’s operations (“operating costs”) which include, but are not limited to:
a) payroll & benefit payments on behalf of retained employees;
b) lease & mortgage payments for business location(s), as well as related utility expenses;
c) variable costs for the goods or services provided; as well as
d) expenses related to personal protective equipment (PPE) for employees.
• The period in which businesses may claim eligible expenditures is March 21, 2020 through December
30, 2020.
• From appropriated amounts, 50% of funding will be released to businesses that enable critical
support services such as childcare, day care, and early childhood education.
• From appropriated amounts, a minimum of 30% will be released to businesses with ZIP codes located
in the most disproportionately impacted areas (DIAs) of Illinois.
• Awards will be made with the following focuses:
o Funding will be prioritized for industries and businesses most greatly impacted by the COVID-
19 public health emergency.
o Funding will be prioritized for businesses which did not received assistance from the Federal
Payment Protection Program.
• Awards will be made in accordance with General Assembly appropriations:
o For General Business Interruption Grants
▪ $159 million for areas outside of Chicago, Cook County, and the collar counties
▪ $157 million for statewide distribution
▪ $60 million for disproportionately impacted areas of Illinois
o For Business interruption Grants for Childcare and Daycare providers
▪ $70 million for areas outside of Chicago, Cook County, and the collar counties
▪ $165 million for statewide distribution
▪ $25 million for disproportionately impacted areas (DIA) of Illinois
✓ To meet the 50% Childcare requirement in statute, amounts will be released to Childcare and
Daycare provides from “General” appropriations.
217.782.7500 Springfield | 312.814.7179 Chicago | www.illinois.gov/dceo
✓ To meet the 30% DIA requirement in statute, amounts will be released to DIA regions from
the non-DIA related appropriations.
II. Qualifying Businesses
As well as meeting the Program’s basic criteria above, a Qualifying Business is:
✓ Eligible for reimbursement as prescribed by 601(a) of the Social Security Act and added by section
5001 of the CARES Act.
✓ Experiencing business interruption due to the COVID-19 public health emergency.
✓ Registered and in good standing with the Illinois Secretary of State.
✓ Licensed to do business within their industry (if applicable).
Qualifying Businesses will be more exactly defined through subsequent funding notices based on
business type, industry, and region.
III. Planned Funding Rounds:
1. Disproportionately impacted business, Bars, Restaurants, Barbershops & Salons, and Fitness
Centers - $60 million
Eligibility: up to $20,000 per business
▪ $20M for Business located within a disproportionately impacted area and
experienced significant business losses as Illinois entered Phase 3 of Restore Illinois.
▪ $20M for Bars & Restaurants with under $3M in revenue in 2019, or pro-rated
amount if in business for less than a year. Must have been an operating business for
at least three months prior to March 2020. Only bars and restaurants that have not
provided outdoor food and beverage service during Phase 3 will be eligible. This could
be for any reason including prohibition by local ordinance, lack of access to outdoor
space, or financial infeasibility.
▪ $10M for Barbershops & Salons with under $500K in revenue in 2019, or pro-rated
amount if in business for less than a year. Must have been an operating business for
at least three months prior to March 2020.
▪ $10M for Fitness centers with under $2M in revenue in 2019, or pro-rated amount if
in business for less than a year. Must have been an operating business for at least
three months prior to March 2020.
2. Child Care Restoration Grants - $270 million
The Child Care Restoration grant program will dedicate at least $270 million of the state’s
Coronavirus Urgent Remediation Emergency (CURE) Fund to support the economic
health of childcare providers as the state’s economy continues to reopen in the coming
weeks and months. As part of CURE, the Business Interruption Grants (BIG) Program is
specifically designed to support businesses who endure lost revenue due to the COVID-
19 public health emergency. The first program of its kind in the nation, supporting Illinois’
vast network of childcare providers as they continue to provide care to children across the
state through the COVID-19 pandemic.
IV. Future Funding Rounds:
217.782.7500 Springfield | 312.814.7179 Chicago | www.illinois.gov/dceo
• Future funding rounds of the BIG program are being planned and the main industries of consideration
are ones which will not re-open to full capacity until phases four or five of Governor Pritzker’s Restore
Illinois plan. Examples of these industries are:
o Theaters, concert halls, event venues & event industries
o Indoor amusements and other arts
o Neighborhood-oriented independent retail
o Independently owned/operated personal services
o Additional industries as identified by DCEO
217.782.7500 Springfield | 312.814.7179 Chicago | www.illinois.gov/dceo
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