SBA OIG Report 26-13: Analysis of SBA’s Fiscal Year 2025 Disaster Assistance Program Data (Sept. 17, 2026)
Summary
SBA Office of Inspector General evaluation Report 26-13, dated September 17, 2026, analyzing SBA disaster loan program data for disasters declared in fiscal year (FY) 2025 across the 10 SBA regions. It covers the types of declarations and disasters, the volume of loan applications, the timeliness of processing and the disbursement of loans. The report states that SBA approved disaster loans totaling $3.6 billion and had disbursed $1.7 billion as of January 13, 2026, that overall processing time averaged only 15 days using OIG’s methodology, and that 88 percent of applications in scope were processed in 31 days or less. It notes a high percentage of withdrawn applications, which OIG plans to review separately, and makes no recommendations.
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U.S. SMALL BUSINESS ADMINISTRATION OFFICE OF INSPECTOR GENERAL
Analysis of SBA’s Fiscal Year 2025
Disaster Assistance Program Data
Evaluation Report
Report 26-13
September 17, 2026
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U.S. Small Business Administration
Office of Inspector General
EXECUTIVE SUMMARY
Analysis of SBA’s Fiscal Year 2025
Disaster Assistance Program Data (Report 26-13)
What OIG Reviewed To assess timeliness, we calculated the
This report presents the results of our analysis processing time from submission to action or
of U.S. Small Business Administration (SBA) decision because that reflects the full period a
disaster loan program data for disasters disaster survivor waits to learn whether their
declared in fiscal year (FY) 2025. Our objective loan is approved. In contrast, the agency
was to examine disaster assistance response calculates the processing time from application
data for FY 2025, across the 10 SBA regions, acceptance to action or decision. The period
focusing on the types of declarations and between submission and acceptance includes
disasters, volume of disaster loan applications, confirming identity, fraud checks, and waiting
timeliness of disaster loan application for the applicant to provide documentation.
processing, and the disbursement of disaster Using the Office of Inspector General’s
loans. methodology, we determined that the overall
processing time for disaster loan applications
Our intent was to provide a high-level review of received for disasters declared in FY 2025
disasters nationwide and to identify any data averaged only 15 days, and SBA processed
anomalies for potential future work. 88 percent of the applications in our scope in
To achieve our objective, we extracted and 31 days or less.
analyzed data from the Unified Lending Platform Finally, while conducting our analysis, we
to assess loan application volume and disaster noted that a high percentage of disaster loan
loan processing activity. We also interviewed applications were withdrawn in FY 2025.
SBA officials and reviewed applicable laws, SBA may withdraw an application for many
regulations, standard operating procedures, and reasons — for example, when an applicant’s
other SBA policies and guidance governing SBA’s identity cannot be verified or the agency is
disaster assistance loan program. waiting for the applicant to provide further
information. We also identified a high rate of
What OIG Found loan withdrawals in our prior work and plan to
We found that SBA administered the disaster evaluate the agency’s withdrawal process in a
assistance loan program consistently across separate review.
the nation. Specifically, there were 476 disaster
declarations issued nationwide in FY 2025. What OIG Recommended
As aresult, we determined SBA received We did not make any recommendations.
132,966 original disaster loan applications
and approved 30,080 disaster loans totaling Agency Response
$3.6 billion. As of January 13, 2026, SBA had
This report contains no recommendations, and
disbursed $1.7 billion of those approved loans.
the agency did not provide official comments.
Contents
Introduction........................................................................................................................................ 1
Background .................................................................................................................................. 1
Objective ...................................................................................................................................... 2
Nationwide Observations for Fiscal Year 2025 .................................................................................. 2
Types of Declarations and Disasters ............................................................................................ 3
Volume of Disaster Loan Applications ......................................................................................... 4
Timeliness of Disaster Loan Application Processing .................................................................... 6
Disbursement of Disaster Loans .................................................................................................. 7
Figures
1 SBA Regional Map of the United States and its Territories................................................. 2
2 Disaster Loan Application Statuses as of January 13, 2026 ................................................ 5
Appendices
1 Scope and Methodology ................................................................................................... 1-1
2 Disaster Assistance Declaration and Loan Application Data ............................................ 2-1
i
Introduction
This report presents the results of our analysis of U.S. Small Business Administration (SBA)
disaster loan program data for disasters declared in fiscal year (FY) 2025. Our intent was to
provide a high-level review of disasters nationwide and to identify any data anomalies for
potential future work. While performing our analysis, we noted a high percentage of withdrawn
disaster loan applications. We also identified a high rate of loan withdrawals in our prior work 1
and plan to evaluate the agency’s withdrawal process in a separate review.
Background
SBA is a significant contributor to economic recovery in the wake of declared disasters such as
hurricanes, floods, droughts, earthquakes, wildfires, and tornadoes. After a declared disaster,
SBA administers the disaster assistance loan program, which provides loans for physical damage
repairs and economic injury.
Low-interest loans are provided to businesses of any size, most private nonprofit organizations,
homeowners, or renters for repairs and replacement of physical assets damaged in a declared
disaster. Homeowners may apply for up to $500,000 to replace or repair their primary residence.
Renters and homeowners may borrow up to $100,000 to replace or repair personal property.
Businesses may borrow up to $2 million for repair or replacement of physical assets. Funding can
be increased by up to 20 percent of the verified physical loss to help mitigate the risk of damage
to homes or businesses in future disasters.
Economic Injury Disaster Loans (EIDL) provide working capital to small businesses, small
agricultural cooperatives, and most private nonprofit organizations that have experienced
substantial economic injury from a declared disaster to cover operating expenses, such as
the continuation of healthcare benefits, rent, and utilities. Military Reservist Economic Injury
Disaster Loans (MREIDL) are provided to small businesses for ordinary and necessary operating
expenses when an essential employee who is a military reservist gets called to active duty. EIDLs
and MREIDLs are both capped at $2 million.
1
SBA Office of Inspector General, Report 26-02, SBA’s Initial Response to the Severe Storms in Missouri and
Kentucky, (January 14, 2026).
1
Objective
Our objective was to examine disaster assistance response data for FY 2025 across the 10 SBA
regions (see Figure 1), focusing on the types of declarations and disasters, volume of disaster
loan applications, timeliness of disaster loan application processing, and the disbursement of
disaster loans.
Figure 1: SBA Regional Map of the United States and its Territories
Source: SBA
Nationwide Observations for Fiscal Year 2025
We found that SBA administered the disaster assistance loan program consistently across
the nation. Specifically, in FY 2025, there were 476 disasters declared in the United States
and its territories, causing droughts, floods, severe storms, tornadoes, and fires. SBA
responded to these disasters by mobilizing on-the-ground support and assisting businesses,
2
homeowners, renters, and private nonprofit
organizations with the disaster loan application
process. We determined the agency received
132,966 original disaster loan applications 2
nationwide for disasters declared in FY 2025
and processed them within 15 days on average.
As of January 13, 2026, SBA had approved
30,080 disaster assistance loans totaling over
$3.6 billion and disbursed over $1.7 billion. Source: SBA Office of Inspector General
Types of Declarations and Disasters
There are seven different ways a disaster can be declared:
Table 1: Types of Declarations
Declaration Type Definition
Presidential–Individual Assistance Activates SBA's physical damage loan and EIDL programs for
renters, homeowners, and businesses.
Presidential–Public Assistance Activates SBA's physical damage loan and EIDL programs for private
nonprofit organizations that provide essential services of a
governmental nature.
SBA Agency Activates the physical damage loan and EIDL programs. This
declaration is made upon written request to SBA by the governor
of a state or Chief Executive of the Indian Tribal Government.
SBA Rural Agency Activates SBA’s physical damage loan and EIDL programs upon
request from the state governor or the Chief Executive of the
Indian Tribal Government where the rural area is located.
Secretary of Agriculture Activates the SBA EIDL program when the Secretary of Agriculture
designates an agricultural disaster area.
Governor’s Certification Activates the SBA EIDL program in response to a gubernatorial
request for assistance.
Military Reservist Economic Injury Activates the MREIDL program used to cover lost income or lost
Disaster Loan profits for an essential employee who is a military reservist and
called to active duty.
Source: SBA Office of Inspector General analysis
2
SBA officials informed us that during FY 2025, the agency also received disaster loan applications related to
disasters declared at the end of FY 2024 when the declaration periods extended into FY 2025. In total, SBA received
244,848 original disaster loan applications in FY 2025.
3
Below are analysis highlights regarding the types of declarations and disasters that occurred in
FY 2025. See Appendix 2, Tables 2-1, 2-2, and 2-8 for additional information.
• Secretary of Agriculture declarations accounted for 61 percent of all declarations.
• Presidential–Public Assistance and SBA Agency declarations combined accounted for
25 percent of all declarations.
• Presidential–Individual Assistance, SBA Rural Agency, and Governor’s Certification
declarations were each less than 10 percent of all declarations.
• Regions 4, 6, and 8 represented 47 percent of all declarations, while Region 1
represented just 2 percent, having only 9 disasters declared. The remaining regions
represented 5 to 12 percent of all the disaster declarations.
• Droughts were the most common disaster across all regions (47 percent), followed by
floods (15 percent).
• The greatest variety of disasters, including droughts, fires, floods, tornadoes, storms, and
winds, occurred in Texas.
• Missouri had the most declarations resulting from tornadoes, making up 21 percent of all
tornado-related disaster declarations among the regions.
• California had the most declarations resulting from fires, making up 69 percent of all
disaster declarations in the state.
Volume of Disaster Loan Applications
For disasters declared in FY 2025, SBA received 132,966 disaster loan applications consisting
of 71,540 home loan applications, 28,210 business loan applications, and 33,216 EIDL
applications (see Appendix 2, Table 2-2). Florida and California received the most disaster loan
applications (77 percent) due to Hurricane Milton and the California Wildfires. Connecticut and
New Hampshire received the fewest disaster loan applications of the contiguous states (less than
1 percent each), which can be attributed to the small number of disasters declared in those
states.
We analyzed 200,389 application cycles for disasters declared in FY 2025 (see Appendix 2,
Table 2-3). A disaster loan application can have many cycles. The first cycle begins when the
original application is accepted by SBA and ends when the application status is either approved,
declined, or withdrawn. While a withdrawal does not constitute a loan decision, it does end the
4
application cycle. Subsequent cycles begin when the application is resubmitted for
reconsideration, reacceptance, or reinstatement 3 and accepted by SBA, and it ends when
the request is either approved, declined, or withdrawn. Additionally, the applicant can submit a
request for a loan modification, which begins a new cycle from the day the request is accepted.
Loan cancellations generally occur on approved loans that have not met closing requirements.
Figure 2 shows the number of applications withdrawn, approved, canceled, declined, and in
process as of January 13, 2026.
Figure 2: Disaster Loan Application Statuses*
as of January 13, 2026
* The amounts shown on this figure take all application
cycles into account.
Source: SBA Office of Inspector General analysis
We found disaster loan actions were generally consistent across the regions. Specifically,
withdrawals made up the highest percentage of loan application actions in almost every region,
followed by declines, approvals, and cancellations. According to SBA, the most common reasons
for application withdrawals in FY 2025 were applicants submitting multiple applications for the
same damage, an Internal Revenue Service response of “unable to process this request” for a tax
3
A reconsideration request may be submitted by an applicant if their loan application was declined. A reacceptance
request may be submitted by an applicant if their loan application was withdrawn. A reinstatement request for all or
any portion of a canceled loan may be submitted by an applicant.
5
transcript, SBA’s inability to determine the applicant’s reported disaster damage, SBA’s inability
to confirm the applicant’s identity, and the applicant’s failure to provide requested information.
Region 10 had the highest percentage of approved loans (30 percent), while Region 1 had the
lowest (5 percent). Region 1’s low rate of loan approvals can be attributed to the fact that it
received only 14 applications in total, as there were only 9 declared disasters in the region in
FY 2025. Regions 5 and 8 had the highest percentages of declined loans at 42 and 46 percent,
respectively.
We also analyzed the daily count of disaster loan applications received and processed in FY 2025.
Figure 2-1 in Appendix 2 shows two significant spikes in the volume of applications received but
not processed. The first spike coincided with the funding lapse from October 14 to December 21,
2024, during which multiple hurricanes occurred simultaneously (Hurricanes Debbie, Helene,
and Milton). The second spike occurred in early January 2025, coinciding with the California
Wildfires.
Timeliness of Disaster Loan Application Processing
We evaluated how long it took SBA to process disaster loan applications by counting the total
number of days SBA had possession of the application from the time of submission — either
original submission, reconsideration request, or reacceptance request — to the time that the
application was approved, declined, canceled, or withdrawn. We calculate the processing time
from submission to action or decision because that reflects the full period a disaster survivor
waits to learn whether their loan is approved. In contrast, SBA officials informed us that the
agency calculates the processing time from application acceptance to approval, decline, or
withdrawal. The period between submission and acceptance generally includes risk verification
and review — such as confirming the applicant’s identity and performing fraud checks — and
may also include time spent waiting for the applicant to submit required documents.
We determined the overall processing time for loan applications received for declared
disasters in FY 2025 averaged only 15 days. SBA processed 88 percent of the applications
in our scope in 31 days or less (see Appendix 2, Table 2-4). Loan application processing
time was generally consistent across the regions, with 90 to 94 percent of applications being
processed in 31 days or less. This is because SBA centrally processes home and business loans on
a first-in-first-out basis. In Region 4, Hurricanes Debby, Helene, and Milton all occurred within
approximately 2 months, which created a high volume of loan applications for SBA to process.
Home loan applications were processed the fastest, averaging 11 days, while business loans and
EIDL applications took longer, averaging 21 and 17 days, respectively (see Appendix 2, Table 2-5).
6
This is to be expected, as business owners must go through a lengthier process to fulfill more
filing requirements than home loan applicants. As of January 13, 2026, 328 applications had
been in process for an average of 145 days (see Appendix 2, Table 2-5).
To evaluate how long it took SBA to disburse funds to approved borrowers, we measured the
number of days between the application submission date and the first disbursement date.
Overall, the average number of days from submission to disbursement was 50 days. Business
loans took the longest amount of time to disburse, 60 days, while EIDLs took the shortest
amount of time, 45 days. However, during the funding lapse from October 14 to December 21,
2024, the overall average time to disbursement was higher, averaging 70 days. Loan applications
submitted during the funding lapse represented 12 percent of the total approved applications
received.
Disbursement of Disaster Loans
SBA approved $3.6 billion in disaster loans for declared disasters in FY 2025. Of this amount, the
agency disbursed $1.7 billion (47 percent) as of January 13, 2026. The average loan amount for
home loans was $142,953, for business loans it was $128,890, and for EIDLs it was $73,845 (see
Appendix 2, Table 2-6). The average disbursed amount for home loans was $62,223, for business
loans it was $79,269, and for EIDLs it was $73,652 (see Appendix 2, Table 2-7).
Ninety-one percent of disbursements were issued to borrowers from five states:
• California ($833 million),
• Florida ($599 million),
• Texas ($69 million),
• Kentucky ($32 million), and
• Missouri ($29 million).
We found this was consistent with the rate of applications received, as these five states received
the highest number of disaster loan applications out of all the states and territories.
7
Appendix 1: Scope and Methodology
This report presents the results of our analysis of U.S. Small Business Administration (SBA)
disaster assistance loan data for disasters declared in fiscal year (FY) 2025. Our objective was to
examine disaster assistance response data for FY 2025 across the 10 SBA regions, focusing on
the types of declarations and disasters, volume of disaster loan applications, timeliness of
disaster loan application processing, and the disbursement of disaster loans. Our scope covered
applications submitted for disasters declared in FY 2025.
To answer our objective, we interviewed SBA officials from the agency’s Processing and
Disbursement Center. Further, we reviewed applicable laws and regulations governing
SBA’s disaster assistance loan program, standard operating procedures, and other SBA policies
and guidance. Additionally, we accessed and reviewed agency dashboards using the Unified
Lending Platform to assess loan application volume and disaster loan processing activity. Finally,
we analyzed data extracted from the Unified Lending Platform to:
• Identify the number and types of disaster declarations by region and state and analyze
the data by calculating percentage distributions;
• Analyze disaster assistance response data by calculating and comparing application
processing times throughout the application cycle until disbursement of each application
across regions and states;
• Evaluate the total number of applications received for disasters declared in fiscal
year 2025;
• Evaluate the total number and dollar value of approved, declined, withdrawn, and
canceled loans;
• Determine the amount of disbursed funds across regions and states; and
• Identify any outliers.
We conducted this evaluation in accordance with the Council of the Inspectors General on
Integrity and Efficiency’s Quality Standards for Inspection and Evaluation. These standards
require that we adequately plan and perform this evaluation to obtain sufficient and appropriate
evidence to provide a reasonable basis for our findings and conclusions based on our objective.
We believe the evidence obtained provides a reasonable basis for our conclusions based on our
objective.
1-1
Scope Limitation
We encountered a scope limitation while assessing the data for reliability. A scope limitation is a
restriction that prevents an auditor from fully performing a necessary evaluation procedure due
to insufficient evidence. We identified a population of 14,822 line items in our universe that did
not include the date an action was taken on loan applications. This prevented us from being able
to calculate how long it took SBA to process these loan applications.
After taking a judgmental sample, we determined that the 14,822 line items represented
disaster loan applications that were either canceled or declined in SBA’s loan application
processing system. Although the system generated notification letters to inform the applicants
of their loan status, it did not record the date of the action in the “Task History” field, which is
the data field we extracted from the system to use for our analysis.
This limitation affected approximately 7 percent of the total population, and this portion of the
population was excluded from the analysis. We considered this exclusion to be immaterial in
relation to the overall results presented in this report.
Use of Computer-Processed Data
We relied on computer-processed data from SBA’s loan application processing system contained
in the Unified Lending Platform. We performed various limited testing procedures, including
verification of a sample of data extracts, and mitigated any issues we found to ensure the data
was accurate and complete for our objective. We believe the data is sufficiently reliable to
support our conclusions.
1-2
Prior Audit Coverage
The following lists the Office of Inspector General’s previous audit coverage related to the
objective of this report:
Report Number Report Title Report Date
24-11 Maui Wildfires – Initial Disaster Assistance Recovery and April 2, 2024
Response
24-12 Hurricane Idalia – Initial Disaster Assistance and Recovery April 3, 2024
Response
24-13 Hurricanes Fiona and Ian – Initial Disaster Assistance and April 9, 2024
Recovery Response
25-19 Hurricane Helene – Initial Disaster Assistance and Recovery June 17, 2025
Response
25-20 Hurricane Milton – Initial Disaster Assistance and Recovery July 2, 2025
Response
26-02 SBA’s Initial Response to the Severe Storms in Missouri and January 14, 2026
Kentucky
1-3
Appendix 2: Disaster Assistance Declaration and
Loan Application Data
Table 2-1: Total Disaster Declarations Issued by Type in Fiscal Year 2025
Number of Disaster Percentage of
Declaration Type Declarations Issued Total Declarations
Presidential–Individual Assistance 31 7%
Presidential–Public Assistance 62 13%
SBA Agency 57 12%
SBA Rural Agency 15 3%
Secretary of Agriculture 292 61%
Governor’s Certification 18 4%
Military Reservist Economic Injury Disaster Loan 1 0%
Total 476 100%
Source: U.S. Small Business Administration Office of Inspector General analysis
Table 2-2: Total Applications by Declaration and Loan Type in Fiscal Year 2025
Home Business Percent
Declaration Type Loans Loans EIDLs Total of Total
Presidential–Individual Assistance 65,834 25,640 26,602 118,076 89%
Presidential–Public Assistance 0 503 291 794 <1%
SBA Agency 5,655 2,048 1,870 9,573 7%
SBA Rural Agency 51 19 15 85 <1%
Secretary of Agriculture N/A N/A 1,801 1,801 1%
Governor’s Certification N/A N/A 2,397 2,397 2%
Military Reservist Economic Injury Disaster Loan N/A N/A 240 240 <1%
Total 71,540 28,210 33,216 132,966 100%
Source: U.S. Small Business Administration Office of Inspector General analysis
2-1
Table 2-3: Total Application Cycles by Status and Loan Type as of January 13, 2026
Business Percent of
Application Status Home Loans Loans EIDLs Total Total
Approved 26,793 6,535 6,640 39,968 20%
Canceled 679 102 23 804 <1%
Declined 31,504 11,650 19,112 62,266 31%
In process 176 78 74 328 <1%
Withdrawn 42,415 25,689 28,919 97,023 48%
Total 101,567 44,054 54,768 200,389 100%
Source: U.S. Small Business Administration Office of Inspector General analysis
Table 2-4: Number of Applications by Region, with Decision Made Within 31 Days, as
of January 13, 2026
Number of Applications Total Number of Percentage of Regional
Region Number Processed Within 31 Days Applications Total
MREIDLa 266 305 87%
1 16 22 73%
2 1,237 1,357 91%
3 2,503 2,754 91%
4 77,902 91,914 85%
5 3,565 3,791 94%
6 15,035 16,568 91%
7 4,890 5,239 93%
8 120 133 90%
9 69,451 76,888 90%
10 1,307 1,418 92%
Grand total 176,292 200,389 88%
a
Military Reservist Economic Injury Disaster Loan.
Source: U.S. Small Business Administration Office of Inspector General analysis
2-2
Table 2-5: Average Processing Time* by Application Status and Loan Type as of
January 13, 2026
Business Overall
Application Status Home Loans Loans EIDLs Average
Approved 21 37 30 25
Canceled 0 0 3 <1
Declined 6 17 15 11
In process* 132 155 164 145
Withdrawn 8 18 16 13
Overall average** 11 21 17 15
* May include applications for which the processing remains pending until the applicant provides the required
documents or additional information.
**The Office of Inspector General measures the processing time from when an applicant submits an application
until it is approved, declined, canceled, or withdrawn. In contrast, U.S. Small Business Administration (SBA) officials
informed us that the processing time is measured from when the agency accepts the application to approval,
decline, or withdrawal. The period between submission and acceptance generally includes risk verification and risk
review, including confirming the applicant’s identity and performing fraud checks, and it may also include time spent
waiting for the applicant to submit required documents.
Source: SBA Office of Inspector General analysis
2-3
Figure 2-1: Applications Received, but Not Processed,*
as of January 13, 2026
* May include applications for which processing remains pending until the applicant provides the required
documents or additional information.
Source: U.S. Small Business Administration Office of Inspector General analysis
Table 2-6: Average Loan Approval Amount by Region and Loan Type as of
January 13, 2026
Regions Home Business EIDL
1 N/A N/A $184,950
2 62,451 97,821 98,165
3 48,062 124,902 99,056
4 54,207 95,753 52,171
5 41,341 66,246 69,135
6 56,191 107,877 101,197
7 47,166 101,530 42,676
8 35,800 N/A 91,667
9 287,547 195,077 84,752
10 $54,458 $76,942 $78,190
Overall $142,953 $128,890 $73,845
Note: Military Reservist Economic Injury Disaster Loans are not included in these totals because they
are not associated with a specific region.
2-4
Table 2-7: Average Disbursement Amount by Region and Loan Type as of
January 13, 2026
Region Home Business EIDL
1 N/A N/A $169,900
2 60,348 94,714 85,286
3 44,882 59,806 95,631
4 50,621 76,596 51,903
5 36,520 53,775 76,719
6 47,142 61,668 69,871
7 39,983 51,901 45,824
8 30,300 60,000 83,567
9 92,918 93,139 85,125
10 $45,916 $72,103 $64,410
Overall $62,223 $79,269 $73,652
Note: Military Reservist Economic Injury Disaster Loans are not included in these totals because they are not
associated with a specific region.
2-5
Table 2-8: Data Compilation by Region and State/Territory (dollars in thousands)
Number of Number of Number of Average Average
State/ Disasters Applications Applications Processing Amount Amount Loan
Region Territory Declared Received Approved Time Approved Disbursed Amount
1 CT 1 2 - 37 - - -
1 MA 1 10 1 10 $170 $170 $170
1 ME 2 - - - - - -
1 NH 3 2 - 30 $200 - $200
1 RI - - - - - - -
1 VT 2 - - - - - -
2 NJ 8 365 58 14 $5,889 $5,239 $105
2 NY 12 434 143 13 $8,761 $8,270 $65
2 PR 1 3 - 22 - - -
2 VI 1 2 1 22 $50 - $50
3 DE - - - - - - -
3 MD 9 77 - 16 - - -
3 PA 15 170 33 8 $1,048 $847 $40
3 VA 9 936 115 15 $5,886 $5,405 $59
3 WV 8 819 219 10 $15,244 $10,444 $72
4 AL 3 55 1 13 $557 $50 $279
4 FL 16 58,746 11,719 17 $649,516 $598,855 $61
4 GA 6 274 11 12 $306 $228 $25
4 KY 13 2,311 660 10 $41,197 $32,094 $69
4 MS 5 1,748 236 9 $9,555 $8,685 $42
4 NC 13 1,085 202 14 $14,730 $9,635 $79
4 SC 7 298 29 12 $1,471 $1,621 $59
4 TN 13 1,855 349 16 $28,616 $23,077 $87
5 IL 9 308 33 13 $2,688 $1,336 $87
5 IN 7 502 97 10 $5,159 $4,028 $59
5 MI 22 474 132 10 $5,979 $4,886 $48
5 MN 7 11 1 10 $486 $49 $37
5 OH 7 67 7 13 $1,862 $230 $89
5 WI 3 1,857 323 9 $32,805 $14,612 $43
2-6
Number of Number of Number of Average Average
State/ Disasters Applications Applications Processing Amount Amount Loan
Region Territory Declared Received Approved Time Approved Disbursed Amount
6 AR 13 1,447 185 9 $8,624 $7,153 $49
6 LA 4 1,203 168 15 $6,965 $7,442 $45
6 NM 10 529 138 14 $9,528 $7,693 $68
6 OK 15 584 158 9 $14,224 $8,438 $98
6 TX 35 8,260 1,357 15 $88,677 $68,852 $67
7 IA 2 - - - - - -
7 KS 12 220 43 16 $2,507 $1,514 $63
7 MO 20 3,507 676 11 $41,471 $28,728 $59
7 NE 12 57 18 10 $509 $403 $28
8 CO 15 14 - 13 - - -
8 MT 16 39 6 12 $199 $197 $50
8 ND 11 8 1 13 $192 $191 $192
8 SD 8 11 1 5 $338 $14 $31
8 UT 11 10 2 11 $84 $59 $42
8 WY 10 10 - 3 - - -
9 AZ 8 209 11 10 $2,282 $1,531 $176
9 CA 13 43,299 12,620 14 $2,592,386 $833,311 $223
9 GU - - - - - - -
9 HI 3 4 - 50 - - -
9 NV 3 32 - 23 - - -
10 AK 9 84 57 13 $2,294 $2,307 $47
10 ID 15 33 4 13 $646 $128 $108
10 OR 15 111 46 15 $2,536 $1,299 $62
10 WA 12 644 214 12 $13,559 $11,664 $63
Total 475 132,726 30,075 - $3,619,196 $1,710,685 -
Note: Does not include Military Reservist Economic Injury Disaster Loans.
Source: U.S. Small Business Administration Office of Inspector General analysis
2-7
File and source
- File
- sba-oig-report-26-13-fy2025-disaster-assistance-data-2026-09-17.pdf
- Size
- 1,004,923 bytes
- SHA-256
- 07cff1c24f8ef987c9224b47cbe0122ca806e1128255be41317280338a396b57
- Original
- www.oversight.gov