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SBA Disaster Liquidation Hardship Relief Request Requirements

Summary

An SBA notice titled Disaster Liquidation Hardship Relief Request Requirements, listing the documentation needed for SBA to consider a possible Major Hardship Relief request. Borrowers and guarantors have 15 calendar days to submit a completed packet, and incomplete packets delay processing. The notice states that submission does not constitute automatic approval, that SBA retains all its rights to collect on the loan, and that collection efforts in process continue until SBA responds in writing. The general requirements include a signed and dated letter from the obligor explaining the change in circumstances, a signed financial statement on SBA Form 770, federal income tax returns, recent pay stubs and six months of bank and investment account statements.

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Cite this document

“SBA Disaster Liquidation Hardship Relief Request Requirements.” Original at legacy.sba.gov. Archived at Pandemic Darlings, https://pandemicdarlings.com/source-documents/sba-liquidation-hardship-assistance-00ef170694/, SHA-256 73b4a8ceb76845b78cc7c945c5bb2bbd9b9e6326b1b039392e170a471f5c6780.

Full text

                                 U.S. SMALL BUSINESS ADMINISTRATION

                                         DISASTER LIQUIDATION HARDSHIP
                                         RELIEF REQUEST REQUIREMENTS

For the U.S. Small Business Administration (SBA) to consider a possible Major Hardship Relief request, the below
documentation must be provided. Borrowers and/or Guarantors have 15 calendar days to submit a completed
packet. Completed packets will be reviewed by the proper SBA office. Incomplete packets will result in a delay
in processing.

ATTENTION:
Submission of these requirements does not constitute an automatic approval of any major hardship relief and the SBA
retains all its rights to collect on the subject SBA loan. Any commitment made by the SBA will be provided separately
in writing.

        Note: If SBA is in the process of foreclosing on the real estate used to secure your SBA loan, you must
        contact the SBA employee in the SBA’s National Disaster Loan Resolution Center (NDLRC) named
        in your foreclosure letter to discuss this matter. As to non-bankrupt borrowers/guarantors in foreclosure,
        collection efforts currently in process will continue until SBA’s NDLRC receives the required
        documentation and approves your request for assistance in writing. There will be no refunds of any
        offset(s) by the U.S. Department of Treasury during this period.

During this period, there will be no refunds of any amounts. Collection efforts currently in place will continue
until SBA provides a response in writing. Additional documentation may be required for thorough analysis.

GENERAL REQUIREMENTS (For All Loan Types):

    1. A signed and dated detailed letter from the Obligor(s) explaining your change in circumstances that left you
       unable to pay for living expenses. This letter must include:
           a. The SBA loan number;
           b. Obligor’s name and address;
           c. How and when the Obligor can be contacted;
           d. Copies of the documents that substantiate the change in circumstances.
    2. Completed, signed and dated Consent to Verify Information and 3rd Party Authorization (Borrower
       Authorization).
    3. Completed, signed and dated Financial Statement of Debtor, SBA Form 770 . The request will be withdrawn
       if these forms are incomplete.
    4. Copies of filed Federal Income Tax Returns (all schedules) for the last two (2) years. If current tax return was not
       filed, submit a copy of your tax extension form and W-2 form(s).
    5. Copies of the most recent pay stubs for the past (2) months from all borrower(s) and guarantor(s) (if any). If
       you are a recipient of Social Security, provide a copy of the current SSA/SSI award letter, and a copy of the
       most recent SSA/SSI check stubs or bank statement reflecting the SSA/SSI benefits.
    6. Copies of the last 6 months of statements for all banking and investment accounts (stocks, bonds, IRA, Mutual
       Funds, etc.).




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Please submit the above required information to the US Small Business Administration at the National Disaster Loan
Resolution Center. Complete information packages may be E-Mailed, Mailed, Faxed or Uploaded. Please only use
ONE option, and follow-up to verify receipt.


Disaster Servicing and Liquidation Center
2 North 20th Street, Suite 200
Birmingham, AL 35203
Phone: (205) 290-7141
Fax: (202) 481-0292
Email: DisasterServicing@sba.gov
Upload to Birmingham DLSC




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DisasterLoanLiqHrdshpRelReqs-508_0-07.10.2026.pdf
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DisasterLoanLiqHrdshpRelReqs-508_0-07.10.2026.pdf
Original
legacy.sba.gov
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