Senate Commerce Committee Statement to Senate, No. 4499 — State of New Jersey (May 22, 2025)

Summary

The Senate Commerce Committee of the State of New Jersey, in a statement dated May 22, 2025, reports favorably and with committee amendments Senate Bill No. 4499. As amended, the bill requires defendants, including insurance companies named as defendants, to be properly identified throughout litigation in actions for the recovery of damages. An insurance company named as a defendant is to be referred to by the company's legal name, not an assumed or fictitious name, and triers of fact are to be told that legal name at trial. The amendments removed a provision making insurance companies the sole named defendant in certain actions and updated the effective date to apply to all causes of action.

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SENATE COMMERCE COMMITTEE

STATEMENT
TO

SENATE, No.
4499

with
committee amendments

STATE
OF NEW JERSEY

DATED: MAY 22,
2025

The Senate Commerce Committee reports favorably and
with committee amendments Senate Bill No. 4499.

As
amended, this bill requires defendants, including insurance companies named as
defendants, to be properly identified in a cause of action.

Under
the bill, defendants, including insurance companies named as a defendant, will
be required to be properly identified throughout litigation in actions for the
recovery of damages. During litigation or trial under the bill, an insurance
company named as a defendant will be properly referred to by the company’s
legal name and not by an assumed or fictitious name of the company. Triers of
fact will also be informed at trial of the legal name of the company.

COMMITTEE AMENDMENTS :

The committee amended the bill to:

(1) update the title of the bill;

(2) remove a provision stating that insurance
companies will be the sole named defendant in actions for the recovery of
losses sustained as a result of incidents or accidents involving covered
persons;

(3) state that, in actions for the recovery of
damages, defendants will be required to be properly identified through the
litigation, including insurance companies named as defendants;

(4) remove the provision that the bill will apply to
all lines of insurance in the State, excluding annuities;

(5) update the effective date to apply to all causes
of action; and

(6) update the synopsis.

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